SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis
NASDAQ:SWKHL - Nasdaq - US78501P3029 - Currency: USD
We assign a fundamental rating of 5 out of 10 to SWKHL. SWKHL was compared to 100 industry peers in the Financial Services industry. SWKHL is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. SWKHL has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year SWKHL was profitable.
In the past year SWKHL had a positive cash flow from operations.
In the past 5 years SWKHL has always been profitable.
Each year in the past 5 years SWKHL had a positive operating cash flow.
1.2 Ratios
The Return On Assets of SWKHL (5.44%) is better than 75.00% of its industry peers.
With a Return On Equity value of 6.16%, SWKHL is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 5.97%, SWKHL is in the better half of the industry, outperforming 69.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for SWKHL is significantly below the industry average of 11.84%.
The last Return On Invested Capital (5.97%) for SWKHL is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.44% | ||
| ROE | 6.16% | ||
| ROIC | 5.97% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
The Profit Margin of SWKHL (31.73%) is better than 82.00% of its industry peers.
SWKHL's Profit Margin has declined in the last couple of years.
SWKHL has a better Operating Margin (46.44%) than 86.00% of its industry peers.
SWKHL's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 46.44% | ||
| PM (TTM) | 31.73% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SWKHL is destroying value.
The number of shares outstanding for SWKHL has been reduced compared to 1 year ago.
The number of shares outstanding for SWKHL has been reduced compared to 5 years ago.
The debt/assets ratio for SWKHL has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -11.89, we must say that SWKHL is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of SWKHL (-11.89) is worse than 80.00% of its industry peers.
SWKHL has a debt to FCF ratio of 1.18. This is a very positive value and a sign of high solvency as it would only need 1.18 years to pay back of all of its debts.
The Debt to FCF ratio of SWKHL (1.18) is better than 80.00% of its industry peers.
SWKHL has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
SWKHL's Debt to Equity ratio of 0.11 is fine compared to the rest of the industry. SWKHL outperforms 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | 1.18 | ||
| Altman-Z | -11.89 |
ROIC/WACC0.69
WACC8.67%
2.3 Liquidity
SWKHL has a Current Ratio of 11.30. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
SWKHL has a Current ratio of 11.30. This is amongst the best in the industry. SWKHL outperforms 97.00% of its industry peers.
A Quick Ratio of 11.30 indicates that SWKHL has no problem at all paying its short term obligations.
SWKHL has a better Quick ratio (11.30) than 97.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.3 | ||
| Quick Ratio | 11.3 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 93.81% over the past year.
Measured over the past years, SWKHL shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.15% on average per year.
SWKHL shows a strong growth in Revenue. In the last year, the Revenue has grown by 44.23%.
SWKHL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.94% yearly.
EPS 1Y (TTM)93.81%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%842.86%
Revenue 1Y (TTM)44.23%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%0.43%
3.2 Future
Based on estimates for the next years, SWKHL will show a decrease in Earnings Per Share. The EPS will decrease by -5.06% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y8.33%
EPS Next 2Y-5.06%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.56, which indicates a correct valuation of SWKHL.
Compared to the rest of the industry, the Price/Earnings ratio of SWKHL is on the same level as its industry peers.
When comparing the Price/Earnings ratio of SWKHL to the average of the S&P500 Index (27.41), we can say SWKHL is valued rather cheaply.
With a Price/Forward Earnings ratio of 21.93, SWKHL is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SWKHL indicates a slightly more expensive valuation: SWKHL is more expensive than 66.00% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of SWKHL to the average of the S&P500 Index (35.19), we can say SWKHL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.56 | ||
| Fwd PE | 21.93 |
4.2 Price Multiples
SWKHL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SWKHL is cheaper than 64.00% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SWKHL indicates a somewhat cheap valuation: SWKHL is cheaper than 70.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.74 | ||
| EV/EBITDA | 11.53 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A cheap valuation may be justified as SWKHL's earnings are expected to decrease with -5.06% in the coming years.
PEG (NY)1.63
PEG (5Y)N/A
EPS Next 2Y-5.06%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SWKHL has a Yearly Dividend Yield of 8.82%, which is a nice return.
Compared to an average industry Dividend Yield of 4.86, SWKHL pays a better dividend. On top of this SWKHL pays more dividend than 93.00% of the companies listed in the same industry.
SWKHL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.82% |
5.2 History
SWKHL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
DPN/A
EPS Next 2Y-5.06%
EPS Next 3YN/A
SWK HOLDINGS CORP - SWKH 9 01/31/27
NASDAQ:SWKHL (7/14/2025, 3:13:01 PM)
25.5
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.46%
Inst Owner ChangeN/A
Ins Owners5.1%
Ins Owner ChangeN/A
Market Cap312.88M
Analysts82.86
Price Target31.85 (24.9%)
Short Float %0.02%
Short Ratio0.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.82% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)39.72%
Min EPS beat(2)-43.68%
Max EPS beat(2)123.12%
EPS beat(4)1
Avg EPS beat(4)9.24%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.98%
PT rev (3m)-7.38%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-25%
EPS NY rev (1m)24.55%
EPS NY rev (3m)24.55%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.56 | ||
| Fwd PE | 21.93 | ||
| P/S | 5.51 | ||
| P/FCF | 11.74 | ||
| P/OCF | 11.63 | ||
| P/B | 1.07 | ||
| P/tB | 1.07 | ||
| EV/EBITDA | 11.53 |
EPS(TTM)1.88
EY7.37%
EPS(NY)1.16
Fwd EY4.56%
FCF(TTM)2.17
FCFY8.52%
OCF(TTM)2.19
OCFY8.6%
SpS4.63
BVpS23.85
TBVpS23.85
PEG (NY)1.63
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.44% | ||
| ROE | 6.16% | ||
| ROCE | 8.13% | ||
| ROIC | 5.97% | ||
| ROICexc | 6.57% | ||
| ROICexgc | 6.57% | ||
| OM | 46.44% | ||
| PM (TTM) | 31.73% | ||
| GM | N/A | ||
| FCFM | 46.92% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | 1.18 | ||
| Debt/EBITDA | 1.16 | ||
| Cap/Depr | 26.33% | ||
| Cap/Sales | 0.42% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 98.57% | ||
| Profit Quality | 147.9% | ||
| Current Ratio | 11.3 | ||
| Quick Ratio | 11.3 | ||
| Altman-Z | -11.89 |
F-Score9
WACC8.67%
ROIC/WACC0.69
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)93.81%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%842.86%
EPS Next Y8.33%
EPS Next 2Y-5.06%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)44.23%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%0.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y74.8%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y520.02%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y491.19%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%