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SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis

NASDAQ:SWKHL - Nasdaq - US78501P3029

25.54  0 (0%)

Fundamental Rating

5

Overall SWKHL gets a fundamental rating of 5 out of 10. We evaluated SWKHL against 101 industry peers in the Financial Services industry. While SWKHL has a great health rating, its profitability is only average at the moment. SWKHL is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

SWKHL had positive earnings in the past year.
In the past year SWKHL had a positive cash flow from operations.
In the past 5 years SWKHL has always been profitable.
In the past 5 years SWKHL always reported a positive cash flow from operatings.
SWKHL Yearly Net Income VS EBIT VS OCF VS FCFSWKHL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 10M 20M 30M

1.2 Ratios

SWKHL has a better Return On Assets (3.29%) than 67.33% of its industry peers.
Looking at the Return On Equity, with a value of 3.73%, SWKHL is doing worse than 62.38% of the companies in the same industry.
SWKHL has a Return On Invested Capital (4.00%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for SWKHL is below the industry average of 7.84%.
Industry RankSector Rank
ROA 3.29%
ROE 3.73%
ROIC 4%
ROA(3y)6.14%
ROA(5y)5.93%
ROE(3y)6.73%
ROE(5y)6.48%
ROIC(3y)5.81%
ROIC(5y)5%
SWKHL Yearly ROA, ROE, ROICSWKHL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 5 10

1.3 Margins

SWKHL's Profit Margin of 19.77% is fine compared to the rest of the industry. SWKHL outperforms 72.28% of its industry peers.
SWKHL's Profit Margin has improved in the last couple of years.
SWKHL has a better Operating Margin (29.87%) than 76.24% of its industry peers.
In the last couple of years the Operating Margin of SWKHL has declined.
Industry RankSector Rank
OM 29.87%
PM (TTM) 19.77%
GM N/A
OM growth 3Y22.23%
OM growth 5Y-3.11%
PM growth 3Y43.73%
PM growth 5Y12.03%
GM growth 3YN/A
GM growth 5YN/A
SWKHL Yearly Profit, Operating, Gross MarginsSWKHL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50 100

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7

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKHL is destroying value.
The number of shares outstanding for SWKHL has been reduced compared to 1 year ago.
Compared to 5 years ago, SWKHL has less shares outstanding
The debt/assets ratio for SWKHL is higher compared to a year ago.
SWKHL Yearly Shares OutstandingSWKHL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M 10M
SWKHL Yearly Total Debt VS Total AssetsSWKHL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 100M 200M 300M

2.2 Solvency

Based on the Altman-Z score of -12.67, we must say that SWKHL is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -12.67, SWKHL is not doing good in the industry: 79.21% of the companies in the same industry are doing better.
SWKHL has a debt to FCF ratio of 1.45. This is a very positive value and a sign of high solvency as it would only need 1.45 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.45, SWKHL is in the better half of the industry, outperforming 77.23% of the companies in the same industry.
A Debt/Equity ratio of 0.11 indicates that SWKHL is not too dependend on debt financing.
SWKHL's Debt to Equity ratio of 0.11 is fine compared to the rest of the industry. SWKHL outperforms 75.25% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.45
Altman-Z -12.67
ROIC/WACC0.45
WACC8.94%
SWKHL Yearly LT Debt VS Equity VS FCFSWKHL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M 200M 250M

2.3 Liquidity

A Current Ratio of 5.06 indicates that SWKHL has no problem at all paying its short term obligations.
SWKHL has a Current ratio of 5.06. This is amongst the best in the industry. SWKHL outperforms 91.09% of its industry peers.
A Quick Ratio of 5.06 indicates that SWKHL has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 5.06, SWKHL belongs to the top of the industry, outperforming 91.09% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 5.06
Quick Ratio 5.06
SWKHL Yearly Current Assets VS Current LiabilitesSWKHL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 10M 20M 30M 40M 50M

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5

3. Growth

3.1 Past

SWKHL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -15.52%.
Measured over the past years, SWKHL shows a very strong growth in Earnings Per Share. The EPS has been growing by 21.63% on average per year.
The Revenue has grown by 42.18% in the past year. This is a very strong growth!
The Revenue has been growing slightly by 7.75% on average over the past years.
EPS 1Y (TTM)-15.52%
EPS 3Y46.25%
EPS 5Y21.63%
EPS Q2Q%-8.33%
Revenue 1Y (TTM)42.18%
Revenue growth 3Y0.95%
Revenue growth 5Y7.75%
Sales Q2Q%21.03%

3.2 Future

Based on estimates for the next years, SWKHL will show a very strong growth in Earnings Per Share. The EPS will grow by 26.60% on average per year.
SWKHL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.23% yearly.
EPS Next Y49.76%
EPS Next 2Y26.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year4.29%
Revenue Next 2Y5.23%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SWKHL Yearly Revenue VS EstimatesSWKHL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
SWKHL Yearly EPS VS EstimatesSWKHL Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

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5

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 26.06 indicates a quite expensive valuation of SWKHL.
SWKHL's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of SWKHL to the average of the S&P500 Index (27.94), we can say SWKHL is valued inline with the index average.
Based on the Price/Forward Earnings ratio of 12.65, the valuation of SWKHL can be described as correct.
The rest of the industry has a similar Price/Forward Earnings ratio as SWKHL.
SWKHL's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.11.
Industry RankSector Rank
PE 26.06
Fwd PE 12.65
SWKHL Price Earnings VS Forward Price EarningsSWKHL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SWKHL is on the same level as its industry peers.
SWKHL's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SWKHL is cheaper than 73.27% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.45
EV/EBITDA 18.33
SWKHL Per share dataSWKHL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SWKHL's earnings are expected to grow with 26.60% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.52
PEG (5Y)1.2
EPS Next 2Y26.6%
EPS Next 3YN/A

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4

5. Dividend

5.1 Amount

SWKHL has a Yearly Dividend Yield of 8.81%, which is a nice return.
SWKHL's Dividend Yield is rather good when compared to the industry average which is at 3.66. SWKHL pays more dividend than 97.03% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.28, SWKHL pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.81%

5.2 History

SWKHL is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
SWKHL Yearly Dividends per shareSWKHL Yearly Dividends per shareYearly Dividends per share 2023 2024 0.5 1 1.5 2

5.3 Sustainability

DPN/A
EPS Next 2Y26.6%
EPS Next 3YN/A
SWKHL Yearly Income VS Free CF VS DividendSWKHL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 10M 20M 30M

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SWK HOLDINGS CORP - SWKH 9 01/31/27

NASDAQ:SWKHL (1/16/2025, 8:00:01 PM)

25.54

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-14 2024-11-14/amc
Earnings (Next)N/A N/A
Inst Owners94.21%
Inst Owner ChangeN/A
Ins Owners0.95%
Ins Owner ChangeN/A
Market Cap312.35M
Analysts82.5
Price Target36.68 (43.62%)
Short Float %0%
Short Ratio0.23
Dividend
Industry RankSector Rank
Dividend Yield 8.81%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-21.23%
Min EPS beat(2)-37.78%
Max EPS beat(2)-4.68%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)12.69%
Min Revenue beat(2)7.51%
Max Revenue beat(2)17.86%
Revenue beat(4)4
Avg Revenue beat(4)13.17%
Min Revenue beat(4)3.15%
Max Revenue beat(4)24.17%
Revenue beat(8)7
Avg Revenue beat(8)9.85%
Revenue beat(12)10
Avg Revenue beat(12)16.85%
Revenue beat(16)13
Avg Revenue beat(16)21.59%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)23.68%
EPS NY rev (1m)0%
EPS NY rev (3m)-12.74%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 26.06
Fwd PE 12.65
P/S 5.83
P/FCF 14.45
P/OCF 14.29
P/B 1.1
P/tB 1.1
EV/EBITDA 18.33
EPS(TTM)0.98
EY3.84%
EPS(NY)2.02
Fwd EY7.91%
FCF(TTM)1.77
FCFY6.92%
OCF(TTM)1.79
OCFY7%
SpS4.38
BVpS23.18
TBVpS23.16
PEG (NY)0.52
PEG (5Y)1.2
Profitability
Industry RankSector Rank
ROA 3.29%
ROE 3.73%
ROCE 5.06%
ROIC 4%
ROICexc 4.23%
ROICexgc 4.23%
OM 29.87%
PM (TTM) 19.77%
GM N/A
FCFM 40.35%
ROA(3y)6.14%
ROA(5y)5.93%
ROE(3y)6.73%
ROE(5y)6.48%
ROIC(3y)5.81%
ROIC(5y)5%
ROICexc(3y)6.42%
ROICexc(5y)5.43%
ROICexgc(3y)6.83%
ROICexgc(5y)5.89%
ROCE(3y)7.37%
ROCE(5y)6.38%
ROICexcg growth 3Y12.83%
ROICexcg growth 5Y-5.61%
ROICexc growth 3Y15.35%
ROICexc growth 5Y-5.99%
OM growth 3Y22.23%
OM growth 5Y-3.11%
PM growth 3Y43.73%
PM growth 5Y12.03%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.45
Debt/EBITDA 1.75
Cap/Depr 13.62%
Cap/Sales 0.46%
Interest Coverage 250
Cash Conversion 122.77%
Profit Quality 204.15%
Current Ratio 5.06
Quick Ratio 5.06
Altman-Z -12.67
F-Score6
WACC8.94%
ROIC/WACC0.45
Cap/Depr(3y)19.13%
Cap/Depr(5y)N/A
Cap/Sales(3y)1.32%
Cap/Sales(5y)N/A
Profit Quality(3y)92.45%
Profit Quality(5y)130.01%
High Growth Momentum
Growth
EPS 1Y (TTM)-15.52%
EPS 3Y46.25%
EPS 5Y21.63%
EPS Q2Q%-8.33%
EPS Next Y49.76%
EPS Next 2Y26.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)42.18%
Revenue growth 3Y0.95%
Revenue growth 5Y7.75%
Sales Q2Q%21.03%
Revenue Next Year4.29%
Revenue Next 2Y5.23%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-3.04%
EBIT growth 3Y23.4%
EBIT growth 5Y4.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y34.06%
FCF growth 3Y-2.08%
FCF growth 5Y-6.02%
OCF growth 1Y32.39%
OCF growth 3Y-8.24%
OCF growth 5Y-5.38%