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SWK HOLDINGS CORP (SWKH) Stock Fundamental Analysis

NASDAQ:SWKH - Nasdaq - US78501P2039 - Common Stock - Currency: USD

19  +0.12 (+0.64%)

Fundamental Rating

5

Taking everything into account, SWKH scores 5 out of 10 in our fundamental rating. SWKH was compared to 101 industry peers in the Financial Services industry. SWKH has an excellent financial health rating, but there are some minor concerns on its profitability. SWKH is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

SWKH had positive earnings in the past year.
In the past year SWKH had a positive cash flow from operations.
In the past 5 years SWKH has always been profitable.
Each year in the past 5 years SWKH had a positive operating cash flow.
SWKH Yearly Net Income VS EBIT VS OCF VS FCFSWKH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

1.2 Ratios

SWKH has a Return On Assets of 4.10%. This is in the better half of the industry: SWKH outperforms 73.27% of its industry peers.
With a Return On Equity value of 4.72%, SWKH is not doing good in the industry: 66.34% of the companies in the same industry are doing better.
SWKH has a better Return On Invested Capital (4.30%) than 61.39% of its industry peers.
SWKH had an Average Return On Invested Capital over the past 3 years of 3.95%. This is significantly below the industry average of 11.97%.
The last Return On Invested Capital (4.30%) for SWKH is above the 3 year average (3.95%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.1%
ROE 4.72%
ROIC 4.3%
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
SWKH Yearly ROA, ROE, ROICSWKH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

The Profit Margin of SWKH (24.30%) is better than 80.20% of its industry peers.
In the last couple of years the Profit Margin of SWKH has declined.
Looking at the Operating Margin, with a value of 34.15%, SWKH is in the better half of the industry, outperforming 77.23% of the companies in the same industry.
SWKH's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 34.15%
PM (TTM) 24.3%
GM N/A
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
SWKH Yearly Profit, Operating, Gross MarginsSWKH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100

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7

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SWKH is destroying value.
SWKH has less shares outstanding than it did 1 year ago.
The number of shares outstanding for SWKH has been reduced compared to 5 years ago.
The debt/assets ratio for SWKH has been reduced compared to a year ago.
SWKH Yearly Shares OutstandingSWKH Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
SWKH Yearly Total Debt VS Total AssetsSWKH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

SWKH has an Altman-Z score of -13.81. This is a bad value and indicates that SWKH is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -13.81, SWKH is not doing good in the industry: 81.19% of the companies in the same industry are doing better.
The Debt to FCF ratio of SWKH is 1.64, which is an excellent value as it means it would take SWKH, only 1.64 years of fcf income to pay off all of its debts.
SWKH's Debt to FCF ratio of 1.64 is fine compared to the rest of the industry. SWKH outperforms 77.23% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that SWKH is not too dependend on debt financing.
SWKH has a Debt to Equity ratio of 0.13. This is in the better half of the industry: SWKH outperforms 75.25% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.64
Altman-Z -13.81
ROIC/WACC0.3
WACC14.4%
SWKH Yearly LT Debt VS Equity VS FCFSWKH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.3 Liquidity

A Current Ratio of 3.64 indicates that SWKH has no problem at all paying its short term obligations.
The Current ratio of SWKH (3.64) is better than 90.10% of its industry peers.
SWKH has a Quick Ratio of 3.64. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of SWKH (3.64) is better than 91.09% of its industry peers.
Industry RankSector Rank
Current Ratio 3.64
Quick Ratio 3.64
SWKH Yearly Current Assets VS Current LiabilitesSWKH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

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3

3. Growth

3.1 Past

SWKH shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.38%.
SWKH shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.15% yearly.
Looking at the last year, SWKH shows a very strong growth in Revenue. The Revenue has grown by 48.39%.
SWKH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.94% yearly.
EPS 1Y (TTM)2.38%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%134.78%
Revenue 1Y (TTM)48.39%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%24.99%

3.2 Future

SWKH is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.44% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-13.02%
EPS Next 2Y7.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
SWKH Yearly Revenue VS EstimatesSWKH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
SWKH Yearly EPS VS EstimatesSWKH Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

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4

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 14.73, SWKH is valued correctly.
SWKH's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 27.63. SWKH is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 16.93, which indicates a correct valuation of SWKH.
The rest of the industry has a similar Price/Forward Earnings ratio as SWKH.
Compared to an average S&P500 Price/Forward Earnings ratio of 20.85, SWKH is valued at the same level.
Industry RankSector Rank
PE 14.73
Fwd PE 16.93
SWKH Price Earnings VS Forward Price EarningsSWKH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, SWKH is valued a bit cheaper than 60.40% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, SWKH is valued a bit cheaper than 74.26% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.16
EV/EBITDA 12.81
SWKH Per share dataSWKH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y7.44%
EPS Next 3YN/A

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4

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 22.16%, SWKH is a good candidate for dividend investing.
SWKH's Dividend Yield is rather good when compared to the industry average which is at 4.93. SWKH pays more dividend than 100.00% of the companies in the same industry.
SWKH's Dividend Yield is rather good when compared to the S&P500 average which is at 2.51.
Industry RankSector Rank
Dividend Yield 22.16%

5.2 History

SWKH is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
SWKH Yearly Dividends per shareSWKH Yearly Dividends per shareYearly Dividends per share 2025 0 0 0 0 0

5.3 Sustainability

DPN/A
EPS Next 2Y7.44%
EPS Next 3YN/A
SWKH Yearly Income VS Free CF VS DividendSWKH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

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SWK HOLDINGS CORP

NASDAQ:SWKH (4/22/2025, 4:30:00 PM)

19

+0.12 (+0.64%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-20 2025-03-20/bmo
Earnings (Next)05-14 2025-05-14
Inst Owners88.16%
Inst Owner Change-0.33%
Ins Owners5.11%
Ins Owner Change2.62%
Market Cap232.75M
Analysts82.86
Price Target23.97 (26.16%)
Short Float %0.44%
Short Ratio7.57
Dividend
Industry RankSector Rank
Dividend Yield 22.16%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date04-24 2025-04-24 (4)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-40.73%
Min EPS beat(2)-43.68%
Max EPS beat(2)-37.78%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)16.23%
Min Revenue beat(2)7.51%
Max Revenue beat(2)24.94%
Revenue beat(4)4
Avg Revenue beat(4)18.62%
Min Revenue beat(4)7.51%
Max Revenue beat(4)24.94%
Revenue beat(8)7
Avg Revenue beat(8)10.82%
Revenue beat(12)10
Avg Revenue beat(12)14.02%
Revenue beat(16)14
Avg Revenue beat(16)23.6%
PT rev (1m)-2.08%
PT rev (3m)-2.08%
EPS NQ rev (1m)-38.3%
EPS NQ rev (3m)-38.3%
EPS NY rev (1m)-44.44%
EPS NY rev (3m)-44.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 14.73
Fwd PE 16.93
P/S 4.15
P/FCF 10.16
P/OCF 10.1
P/B 0.81
P/tB 0.81
EV/EBITDA 12.81
EPS(TTM)1.29
EY6.79%
EPS(NY)1.12
Fwd EY5.91%
FCF(TTM)1.87
FCFY9.84%
OCF(TTM)1.88
OCFY9.9%
SpS4.57
BVpS23.57
TBVpS23.57
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 4.1%
ROE 4.72%
ROCE 5.86%
ROIC 4.3%
ROICexc 4.38%
ROICexgc 4.38%
OM 34.15%
PM (TTM) 24.3%
GM N/A
FCFM 40.89%
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.64
Debt/EBITDA 1.83
Cap/Depr 9.86%
Cap/Sales 0.25%
Interest Coverage 6.21
Cash Conversion 112.25%
Profit Quality 168.29%
Current Ratio 3.64
Quick Ratio 3.64
Altman-Z -13.81
F-Score7
WACC14.4%
ROIC/WACC0.3
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)2.38%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%134.78%
EPS Next Y-13.02%
EPS Next 2Y7.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)48.39%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%24.99%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y2.87%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y59.2%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y54.83%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%