17.55 USD
+0.05 (+0.29%)
At close: Feb 2, 2026
17.55 USD
0 (0%)
After Hours: 2/2/2026, 8:00:01 PM
Taking everything into account, SWKH scores 6 out of 10 in our fundamental rating. SWKH was compared to 97 industry peers in the Financial Services industry. While SWKH has a great health rating, its profitability is only average at the moment. SWKH scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings would make SWKH suitable for value investing!
1. Profitability
1.1 Basic Checks
- In the past year SWKH was profitable.
- SWKH had a positive operating cash flow in the past year.
- In the past 5 years SWKH has always been profitable.
- SWKH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of SWKH (7.85%) is better than 82.47% of its industry peers.
- SWKH has a Return On Equity of 8.94%. This is comparable to the rest of the industry: SWKH outperforms 46.39% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 7.71%, SWKH is in the better half of the industry, outperforming 74.23% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for SWKH is below the industry average of 8.50%.
- The last Return On Invested Capital (7.71%) for SWKH is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROIC | 7.71% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
- SWKH has a Profit Margin of 50.36%. This is amongst the best in the industry. SWKH outperforms 91.75% of its industry peers.
- SWKH's Profit Margin has declined in the last couple of years.
- SWKH's Operating Margin of 66.71% is amongst the best of the industry. SWKH outperforms 91.75% of its industry peers.
- In the last couple of years the Operating Margin of SWKH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- SWKH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- SWKH has less shares outstanding than it did 1 year ago.
- SWKH has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, SWKH has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -15.98, we must say that SWKH is in the distress zone and has some risk of bankruptcy.
- SWKH has a worse Altman-Z score (-15.98) than 78.35% of its industry peers.
- The Debt to FCF ratio of SWKH is 1.37, which is an excellent value as it means it would take SWKH, only 1.37 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of SWKH (1.37) is better than 76.29% of its industry peers.
- SWKH has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- SWKH has a better Debt to Equity ratio (0.13) than 73.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | -15.98 |
ROIC/WACC0.92
WACC8.43%
2.3 Liquidity
- A Current Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 5.68, SWKH belongs to the best of the industry, outperforming 94.85% of the companies in the same industry.
- A Quick Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
- The Quick ratio of SWKH (5.68) is better than 94.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 |
3. Growth
3.1 Past
- SWKH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 121.43%, which is quite impressive.
- The earnings per share for SWKH have been decreasing by -10.15% on average. This is quite bad
- Looking at the last year, SWKH shows a very negative growth in Revenue. The Revenue has decreased by -15.74% in the last year.
- The Revenue has been growing slightly by 7.94% on average over the past years.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
3.2 Future
- SWKH is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.86% yearly.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.09, the valuation of SWKH can be described as reasonable.
- Based on the Price/Earnings ratio, SWKH is valued a bit cheaper than the industry average as 79.38% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of SWKH to the average of the S&P500 Index (28.41), we can say SWKH is valued rather cheaply.
- SWKH is valuated reasonably with a Price/Forward Earnings ratio of 8.19.
- Based on the Price/Forward Earnings ratio, SWKH is valued a bit cheaper than the industry average as 68.04% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of SWKH to the average of the S&P500 Index (25.64), we can say SWKH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.09 | ||
| Fwd PE | 8.19 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SWKH indicates a somewhat cheap valuation: SWKH is cheaper than 76.29% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, SWKH is valued a bit cheaper than the industry average as 76.29% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.12 | ||
| EV/EBITDA | 7.77 |
4.3 Compensation for Growth
- SWKH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of SWKH may justify a higher PE ratio.
- A more expensive valuation may be justified as SWKH's earnings are expected to grow with 28.86% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y28.86%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.80%, SWKH is a good candidate for dividend investing.
- SWKH's Dividend Yield is rather good when compared to the industry average which is at 1.99. SWKH pays more dividend than 96.91% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, SWKH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.8% |
5.2 History
- SWKH is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y28.86%
EPS Next 3YN/A
17.55
+0.05 (+0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)03-17 2026-03-17/bmo
Inst Owners87.91%
Inst Owner Change-0.06%
Ins Owners5.27%
Ins Owner Change0%
Market Cap212.35M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (7.52%)
Short Float %0.84%
Short Ratio8.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.8% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)52.94%
EPS NY rev (1m)0%
EPS NY rev (3m)24.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.09 | ||
| Fwd PE | 8.19 | ||
| P/S | 4.71 | ||
| P/FCF | 9.12 | ||
| P/OCF | 8.89 | ||
| P/B | 0.84 | ||
| P/tB | 0.84 | ||
| EV/EBITDA | 7.77 |
EPS(TTM)2.17
EY12.36%
EPS(NY)2.14
Fwd EY12.21%
FCF(TTM)1.92
FCFY10.96%
OCF(TTM)1.97
OCFY11.24%
SpS3.73
BVpS21.01
TBVpS21.01
PEG (NY)0.11
PEG (5Y)N/A
Graham Number32.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROCE | 10.51% | ||
| ROIC | 7.71% | ||
| ROICexc | 8% | ||
| ROICexgc | 8% | ||
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A | ||
| FCFM | 51.58% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.06 | ||
| Cap/Depr | -869.56% | ||
| Cap/Sales | 1.33% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.5% | ||
| Profit Quality | 102.42% | ||
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 | ||
| Altman-Z | -15.98 |
F-Score7
WACC8.43%
ROIC/WACC0.92
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
What is the ChartMill fundamental rating of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status for SWKH stock?
ChartMill assigns a valuation rating of 8 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for SWKH stock?
The Earnings per Share (EPS) of SWK HOLDINGS CORP (SWKH) is expected to grow by 70.79% in the next year.