17.2 USD
+0.08 (+0.47%)
We assign a fundamental rating of 6 out of 10 to SWKH. SWKH was compared to 98 industry peers in the Financial Services industry. SWKH is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. SWKH scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings would make SWKH suitable for value investing!
1. Profitability
1.1 Basic Checks
SWKH had positive earnings in the past year.
In the past year SWKH had a positive cash flow from operations.
Each year in the past 5 years SWKH has been profitable.
Each year in the past 5 years SWKH had a positive operating cash flow.
1.2 Ratios
SWKH has a Return On Assets of 7.85%. This is amongst the best in the industry. SWKH outperforms 82.65% of its industry peers.
SWKH has a Return On Equity (8.94%) which is comparable to the rest of the industry.
SWKH's Return On Invested Capital of 7.71% is fine compared to the rest of the industry. SWKH outperforms 74.49% of its industry peers.
The Average Return On Invested Capital over the past 3 years for SWKH is below the industry average of 8.44%.
The last Return On Invested Capital (7.71%) for SWKH is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROIC | 7.71% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
Looking at the Profit Margin, with a value of 50.36%, SWKH belongs to the top of the industry, outperforming 91.84% of the companies in the same industry.
In the last couple of years the Profit Margin of SWKH has declined.
With an excellent Operating Margin value of 66.71%, SWKH belongs to the best of the industry, outperforming 91.84% of the companies in the same industry.
In the last couple of years the Operating Margin of SWKH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
SWKH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for SWKH has been reduced compared to 1 year ago.
Compared to 5 years ago, SWKH has less shares outstanding
The debt/assets ratio for SWKH has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -16.04, we must say that SWKH is in the distress zone and has some risk of bankruptcy.
SWKH has a Altman-Z score of -16.04. This is in the lower half of the industry: SWKH underperforms 76.53% of its industry peers.
SWKH has a debt to FCF ratio of 1.37. This is a very positive value and a sign of high solvency as it would only need 1.37 years to pay back of all of its debts.
SWKH has a better Debt to FCF ratio (1.37) than 76.53% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that SWKH is not too dependend on debt financing.
SWKH's Debt to Equity ratio of 0.13 is fine compared to the rest of the industry. SWKH outperforms 73.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | -16.04 |
ROIC/WACC0.92
WACC8.41%
2.3 Liquidity
A Current Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
SWKH has a better Current ratio (5.68) than 94.90% of its industry peers.
SWKH has a Quick Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of SWKH (5.68) is better than 94.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 |
3. Growth
3.1 Past
SWKH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 121.43%, which is quite impressive.
The earnings per share for SWKH have been decreasing by -10.15% on average. This is quite bad
SWKH shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.74%.
SWKH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.94% yearly.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
3.2 Future
Based on estimates for the next years, SWKH will show a very strong growth in Earnings Per Share. The EPS will grow by 28.86% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.93, the valuation of SWKH can be described as very cheap.
Based on the Price/Earnings ratio, SWKH is valued a bit cheaper than 79.59% of the companies in the same industry.
When comparing the Price/Earnings ratio of SWKH to the average of the S&P500 Index (26.51), we can say SWKH is valued rather cheaply.
A Price/Forward Earnings ratio of 8.03 indicates a reasonable valuation of SWKH.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SWKH indicates a somewhat cheap valuation: SWKH is cheaper than 67.35% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.13, SWKH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.93 | ||
| Fwd PE | 8.03 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SWKH is valued a bit cheaper than the industry average as 77.55% of the companies are valued more expensively.
76.53% of the companies in the same industry are more expensive than SWKH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.94 | ||
| EV/EBITDA | 7.65 |
4.3 Compensation for Growth
SWKH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SWKH has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SWKH's earnings are expected to grow with 28.86% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y28.86%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SWKH has a Yearly Dividend Yield of 23.35%, which is a nice return.
SWKH's Dividend Yield is rather good when compared to the industry average which is at 2.36. SWKH pays more dividend than 100.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, SWKH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 23.35% |
5.2 History
SWKH does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y28.86%
EPS Next 3YN/A
NASDAQ:SWKH (12/31/2025, 8:00:01 PM)
17.2
+0.08 (+0.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.95%
Inst Owner Change0.16%
Ins Owners5.27%
Ins Owner Change0%
Market Cap208.12M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (9.71%)
Short Float %0.87%
Short Ratio7.08
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 23.35% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)52.94%
EPS NY rev (1m)24.86%
EPS NY rev (3m)24.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.93 | ||
| Fwd PE | 8.03 | ||
| P/S | 4.61 | ||
| P/FCF | 8.94 | ||
| P/OCF | 8.72 | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 7.65 |
EPS(TTM)2.17
EY12.62%
EPS(NY)2.14
Fwd EY12.45%
FCF(TTM)1.92
FCFY11.18%
OCF(TTM)1.97
OCFY11.47%
SpS3.73
BVpS21.01
TBVpS21.01
PEG (NY)0.11
PEG (5Y)N/A
Graham Number32.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROCE | 10.51% | ||
| ROIC | 7.71% | ||
| ROICexc | 8% | ||
| ROICexgc | 8% | ||
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A | ||
| FCFM | 51.58% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.06 | ||
| Cap/Depr | -869.56% | ||
| Cap/Sales | 1.33% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.5% | ||
| Profit Quality | 102.42% | ||
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 | ||
| Altman-Z | -16.04 |
F-Score7
WACC8.41%
ROIC/WACC0.92
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
What is the ChartMill fundamental rating of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status for SWKH stock?
ChartMill assigns a valuation rating of 8 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for SWKH stock?
The Earnings per Share (EPS) of SWK HOLDINGS CORP (SWKH) is expected to grow by 70.79% in the next year.