17.75 USD
+1 (+5.97%)
Taking everything into account, SWKH scores 6 out of 10 in our fundamental rating. SWKH was compared to 98 industry peers in the Financial Services industry. While SWKH has a great health rating, its profitability is only average at the moment. SWKH has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year SWKH was profitable.
SWKH had a positive operating cash flow in the past year.
SWKH had positive earnings in each of the past 5 years.
SWKH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.85%, SWKH belongs to the top of the industry, outperforming 83.67% of the companies in the same industry.
SWKH's Return On Equity of 8.94% is in line compared to the rest of the industry. SWKH outperforms 46.94% of its industry peers.
SWKH has a better Return On Invested Capital (7.71%) than 74.49% of its industry peers.
SWKH had an Average Return On Invested Capital over the past 3 years of 3.95%. This is below the industry average of 8.20%.
The 3 year average ROIC (3.95%) for SWKH is below the current ROIC(7.71%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROIC | 7.71% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
SWKH has a Profit Margin of 50.36%. This is amongst the best in the industry. SWKH outperforms 92.86% of its industry peers.
In the last couple of years the Profit Margin of SWKH has declined.
SWKH has a better Operating Margin (66.71%) than 91.84% of its industry peers.
SWKH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKH is destroying value.
Compared to 1 year ago, SWKH has less shares outstanding
SWKH has less shares outstanding than it did 5 years ago.
SWKH has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -15.92, we must say that SWKH is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of SWKH (-15.92) is worse than 79.59% of its industry peers.
SWKH has a debt to FCF ratio of 1.37. This is a very positive value and a sign of high solvency as it would only need 1.37 years to pay back of all of its debts.
SWKH's Debt to FCF ratio of 1.37 is fine compared to the rest of the industry. SWKH outperforms 76.53% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that SWKH is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.13, SWKH is in the better half of the industry, outperforming 73.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | -15.92 |
ROIC/WACC0.94
WACC8.23%
2.3 Liquidity
SWKH has a Current Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
SWKH has a Current ratio of 5.68. This is amongst the best in the industry. SWKH outperforms 92.86% of its industry peers.
A Quick Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
SWKH has a better Quick ratio (5.68) than 92.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 |
3. Growth
3.1 Past
SWKH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 121.43%, which is quite impressive.
The earnings per share for SWKH have been decreasing by -10.15% on average. This is quite bad
SWKH shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.74%.
The Revenue has been growing slightly by 7.94% on average over the past years.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
3.2 Future
SWKH is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.70% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.18 indicates a reasonable valuation of SWKH.
Based on the Price/Earnings ratio, SWKH is valued a bit cheaper than the industry average as 77.55% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.37. SWKH is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 12.80 indicates a correct valuation of SWKH.
The rest of the industry has a similar Price/Forward Earnings ratio as SWKH.
SWKH is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.20, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.18 | ||
| Fwd PE | 12.8 |
4.2 Price Multiples
76.53% of the companies in the same industry are more expensive than SWKH, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, SWKH is valued a bit cheaper than the industry average as 76.53% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.23 | ||
| EV/EBITDA | 7.87 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of SWKH may justify a higher PE ratio.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y3.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SWKH has a Yearly Dividend Yield of 23.56%, which is a nice return.
SWKH's Dividend Yield is rather good when compared to the industry average which is at 4.97. SWKH pays more dividend than 100.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, SWKH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 23.56% |
5.2 History
SWKH does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y3.7%
EPS Next 3YN/A
NASDAQ:SWKH (12/3/2025, 8:00:01 PM)
17.75
+1 (+5.97%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.36%
Inst Owner Change0.16%
Ins Owners5.25%
Ins Owner Change0.56%
Market Cap214.78M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (6.31%)
Short Float %0.93%
Short Ratio3.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 23.56% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.78%
EPS NQ rev (1m)52.94%
EPS NQ rev (3m)100%
EPS NY rev (1m)0%
EPS NY rev (3m)26.28%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.18 | ||
| Fwd PE | 12.8 | ||
| P/S | 4.76 | ||
| P/FCF | 9.23 | ||
| P/OCF | 9 | ||
| P/B | 0.84 | ||
| P/tB | 0.84 | ||
| EV/EBITDA | 7.87 |
EPS(TTM)2.17
EY12.23%
EPS(NY)1.39
Fwd EY7.82%
FCF(TTM)1.92
FCFY10.84%
OCF(TTM)1.97
OCFY11.12%
SpS3.73
BVpS21.01
TBVpS21.01
PEG (NY)0.22
PEG (5Y)N/A
Graham Number32.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROCE | 10.51% | ||
| ROIC | 7.71% | ||
| ROICexc | 8% | ||
| ROICexgc | 8% | ||
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A | ||
| FCFM | 51.58% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.06 | ||
| Cap/Depr | -869.56% | ||
| Cap/Sales | 1.33% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.5% | ||
| Profit Quality | 102.42% | ||
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 | ||
| Altman-Z | -15.92 |
F-Score7
WACC8.23%
ROIC/WACC0.94
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
Can you provide the ChartMill fundamental rating for SWK HOLDINGS CORP?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a valuation rating of 7 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
What is the financial health of SWK HOLDINGS CORP (SWKH) stock?
The financial health rating of SWK HOLDINGS CORP (SWKH) is 7 / 10.