SWK HOLDINGS CORP (SWKH) Stock Fundamental Analysis
USA - NASDAQ:SWKH - US78501P2039 - Common Stock
16.31 USD
+0.15 (+0.93%)
We assign a fundamental rating of 6 out of 10 to SWKH. SWKH was compared to 99 industry peers in the Financial Services industry. While SWKH has a great health rating, its profitability is only average at the moment. SWKH is cheap, but on the other hand it scores bad on growth. These ratings could make SWKH a good candidate for value investing.
1. Profitability
1.1 Basic Checks
SWKH had positive earnings in the past year.
SWKH had a positive operating cash flow in the past year.
Each year in the past 5 years SWKH has been profitable.
In the past 5 years SWKH always reported a positive cash flow from operatings.
1.2 Ratios
SWKH's Return On Assets of 6.10% is amongst the best of the industry. SWKH outperforms 80.81% of its industry peers.
SWKH has a Return On Equity (7.07%) which is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 7.09%, SWKH is in the better half of the industry, outperforming 73.74% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for SWKH is below the industry average of 7.79%.
The last Return On Invested Capital (7.09%) for SWKH is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.1% | ||
| ROE | 7.07% | ||
| ROIC | 7.09% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
The Profit Margin of SWKH (38.99%) is better than 88.89% of its industry peers.
SWKH's Profit Margin has declined in the last couple of years.
SWKH has a better Operating Margin (60.33%) than 89.90% of its industry peers.
SWKH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 60.33% | ||
| PM (TTM) | 38.99% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
SWKH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, SWKH has less shares outstanding
The number of shares outstanding for SWKH has been reduced compared to 5 years ago.
SWKH has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -16.91, we must say that SWKH is in the distress zone and has some risk of bankruptcy.
SWKH's Altman-Z score of -16.91 is on the low side compared to the rest of the industry. SWKH is outperformed by 78.79% of its industry peers.
SWKH has a debt to FCF ratio of 1.10. This is a very positive value and a sign of high solvency as it would only need 1.10 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.10, SWKH belongs to the top of the industry, outperforming 81.82% of the companies in the same industry.
A Debt/Equity ratio of 0.13 indicates that SWKH is not too dependend on debt financing.
SWKH's Debt to Equity ratio of 0.13 is fine compared to the rest of the industry. SWKH outperforms 78.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.1 | ||
| Altman-Z | -16.91 |
ROIC/WACC0.87
WACC8.14%
2.3 Liquidity
A Current Ratio of 3.17 indicates that SWKH has no problem at all paying its short term obligations.
SWKH's Current ratio of 3.17 is amongst the best of the industry. SWKH outperforms 84.85% of its industry peers.
A Quick Ratio of 3.17 indicates that SWKH has no problem at all paying its short term obligations.
The Quick ratio of SWKH (3.17) is better than 85.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.17 | ||
| Quick Ratio | 3.17 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 89.11% over the past year.
Measured over the past years, SWKH shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.15% on average per year.
SWKH shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.27%.
SWKH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.94% yearly.
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
3.2 Future
Based on estimates for the next years, SWKH will show a small growth in Earnings Per Share. The EPS will grow by 3.70% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.54, the valuation of SWKH can be described as reasonable.
SWKH's Price/Earnings ratio is a bit cheaper when compared to the industry. SWKH is cheaper than 79.80% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.91, SWKH is valued rather cheaply.
SWKH is valuated reasonably with a Price/Forward Earnings ratio of 11.76.
The rest of the industry has a similar Price/Forward Earnings ratio as SWKH.
The average S&P500 Price/Forward Earnings ratio is at 22.92. SWKH is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.54 | ||
| Fwd PE | 11.76 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SWKH is valued cheaper than 80.81% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SWKH indicates a rather cheap valuation: SWKH is cheaper than 86.87% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.83 | ||
| EV/EBITDA | 7.88 |
4.3 Compensation for Growth
SWKH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of SWKH may justify a higher PE ratio.
PEG (NY)0.23
PEG (5Y)N/A
EPS Next 2Y3.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SWKH has a Yearly Dividend Yield of 24.24%, which is a nice return.
SWKH's Dividend Yield is rather good when compared to the industry average which is at 5.15. SWKH pays more dividend than 100.00% of the companies in the same industry.
SWKH's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 24.24% |
5.2 History
SWKH does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y3.7%
EPS Next 3YN/A
NASDAQ:SWKH (10/24/2025, 8:00:01 PM)
16.31
+0.15 (+0.93%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.36%
Inst Owner Change0.01%
Ins Owners5.25%
Ins Owner Change0.56%
Market Cap198.17M
Revenue(TTM)44.66M
Net Income(TTM)17.41M
Analysts82.86
Price Target18.87 (15.7%)
Short Float %0.43%
Short Ratio1.57
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 24.24% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)115.05%
Min EPS beat(2)106.97%
Max EPS beat(2)123.12%
EPS beat(4)2
Avg EPS beat(4)37.16%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.78%
EPS NQ rev (1m)0%
EPS NQ rev (3m)30.77%
EPS NY rev (1m)0%
EPS NY rev (3m)26.28%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.54 | ||
| Fwd PE | 11.76 | ||
| P/S | 4.44 | ||
| P/FCF | 6.83 | ||
| P/OCF | 6.77 | ||
| P/B | 0.8 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | 7.88 |
EPS(TTM)1.91
EY11.71%
EPS(NY)1.39
Fwd EY8.51%
FCF(TTM)2.39
FCFY14.64%
OCF(TTM)2.41
OCFY14.78%
SpS3.68
BVpS20.29
TBVpS20.29
PEG (NY)0.23
PEG (5Y)N/A
Graham Number29.53
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.1% | ||
| ROE | 7.07% | ||
| ROCE | 9.66% | ||
| ROIC | 7.09% | ||
| ROICexc | 7.3% | ||
| ROICexgc | 7.3% | ||
| OM | 60.33% | ||
| PM (TTM) | 38.99% | ||
| GM | N/A | ||
| FCFM | 64.94% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.1 | ||
| Debt/EBITDA | 1.14 | ||
| Cap/Depr | 27.21% | ||
| Cap/Sales | 0.63% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 104.69% | ||
| Profit Quality | 166.56% | ||
| Current Ratio | 3.17 | ||
| Quick Ratio | 3.17 | ||
| Altman-Z | -16.91 |
F-Score7
WACC8.14%
ROIC/WACC0.87
Cap/Depr(3y)12.06%
Cap/Depr(5y)19.08%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y76.27%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y195.69%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y187.41%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
Can you provide the ChartMill fundamental rating for SWK HOLDINGS CORP?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a valuation rating of 7 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
What is the financial health of SWK HOLDINGS CORP (SWKH) stock?
The financial health rating of SWK HOLDINGS CORP (SWKH) is 7 / 10.