SWK HOLDINGS CORP (SWKH) Stock Fundamental Analysis
NASDAQ:SWKH • US78501P2039
16.66 USD
+0.01 (+0.06%)
Last: Feb 24, 2026, 04:10 PM
Overall SWKH gets a fundamental rating of 6 out of 10. We evaluated SWKH against 98 industry peers in the Financial Services industry. SWKH has an excellent financial health rating, but there are some minor concerns on its profitability. SWKH scores decently on growth, while it is valued quite cheap. This could make an interesting combination. With these ratings, SWKH could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
- In the past year SWKH was profitable.
- In the past year SWKH had a positive cash flow from operations.
- In the past 5 years SWKH has always been profitable.
- SWKH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- SWKH's Return On Assets of 7.85% is amongst the best of the industry. SWKH outperforms 82.65% of its industry peers.
- SWKH has a Return On Equity of 8.94%. This is comparable to the rest of the industry: SWKH outperforms 47.96% of its industry peers.
- SWKH has a Return On Invested Capital of 7.71%. This is in the better half of the industry: SWKH outperforms 74.49% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for SWKH is below the industry average of 8.40%.
- The last Return On Invested Capital (7.71%) for SWKH is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROIC | 7.71% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
- SWKH has a better Profit Margin (50.36%) than 90.82% of its industry peers.
- SWKH's Profit Margin has declined in the last couple of years.
- With an excellent Operating Margin value of 66.71%, SWKH belongs to the best of the industry, outperforming 90.82% of the companies in the same industry.
- SWKH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SWKH is destroying value.
- SWKH has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for SWKH has been reduced compared to 5 years ago.
- Compared to 1 year ago, SWKH has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -16.15, we must say that SWKH is in the distress zone and has some risk of bankruptcy.
- SWKH has a Altman-Z score of -16.15. This is in the lower half of the industry: SWKH underperforms 77.55% of its industry peers.
- SWKH has a debt to FCF ratio of 1.37. This is a very positive value and a sign of high solvency as it would only need 1.37 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 1.37, SWKH is in the better half of the industry, outperforming 75.51% of the companies in the same industry.
- SWKH has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of SWKH (0.13) is better than 72.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | -16.15 |
ROIC/WACC0.94
WACC8.21%
2.3 Liquidity
- SWKH has a Current Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 5.68, SWKH belongs to the best of the industry, outperforming 94.90% of the companies in the same industry.
- A Quick Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 5.68, SWKH belongs to the best of the industry, outperforming 94.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 121.43% over the past year.
- The earnings per share for SWKH have been decreasing by -10.15% on average. This is quite bad
- The Revenue for SWKH has decreased by -15.74% in the past year. This is quite bad
- The Revenue has been growing slightly by 7.94% on average over the past years.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
3.2 Future
- Based on estimates for the next years, SWKH will show a very strong growth in Earnings Per Share. The EPS will grow by 28.86% on average per year.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- SWKH is valuated cheaply with a Price/Earnings ratio of 7.68.
- Based on the Price/Earnings ratio, SWKH is valued a bit cheaper than the industry average as 75.51% of the companies are valued more expensively.
- SWKH is valuated cheaply when we compare the Price/Earnings ratio to 26.64, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 7.78, the valuation of SWKH can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of SWKH indicates a somewhat cheap valuation: SWKH is cheaper than 70.41% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 27.75. SWKH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.68 | ||
| Fwd PE | 7.78 |
4.2 Price Multiples
- 76.53% of the companies in the same industry are more expensive than SWKH, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, SWKH is valued a bit cheaper than 76.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.66 | ||
| EV/EBITDA | 7.43 |
4.3 Compensation for Growth
- SWKH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- SWKH has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as SWKH's earnings are expected to grow with 28.86% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y28.86%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- SWKH has a Yearly Dividend Yield of 23.53%, which is a nice return.
- SWKH's Dividend Yield is rather good when compared to the industry average which is at 2.17. SWKH pays more dividend than 100.00% of the companies in the same industry.
- SWKH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 23.53% |
5.2 History
- SWKH does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y28.86%
EPS Next 3YN/A
NASDAQ:SWKH (2/24/2026, 4:10:11 PM)
16.66
+0.01 (+0.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)03-17 2026-03-17/bmo
Inst Owners87.91%
Inst Owner Change-1.07%
Ins Owners5.27%
Ins Owner Change0%
Market Cap201.59M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (13.27%)
Short Float %0.84%
Short Ratio11.01
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 23.53% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)52.94%
EPS NY rev (1m)0%
EPS NY rev (3m)24.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.68 | ||
| Fwd PE | 7.78 | ||
| P/S | 4.47 | ||
| P/FCF | 8.66 | ||
| P/OCF | 8.44 | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | 7.43 |
EPS(TTM)2.17
EY13.03%
EPS(NY)2.14
Fwd EY12.86%
FCF(TTM)1.92
FCFY11.55%
OCF(TTM)1.97
OCFY11.84%
SpS3.73
BVpS21.01
TBVpS21.01
PEG (NY)0.11
PEG (5Y)N/A
Graham Number32.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROCE | 10.51% | ||
| ROIC | 7.71% | ||
| ROICexc | 8% | ||
| ROICexgc | 8% | ||
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A | ||
| FCFM | 51.58% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.06 | ||
| Cap/Depr | -869.56% | ||
| Cap/Sales | 1.33% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.5% | ||
| Profit Quality | 102.42% | ||
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 | ||
| Altman-Z | -16.15 |
F-Score7
WACC8.21%
ROIC/WACC0.94
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
What is the ChartMill fundamental rating of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status for SWKH stock?
ChartMill assigns a valuation rating of 8 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for SWKH stock?
The Earnings per Share (EPS) of SWK HOLDINGS CORP (SWKH) is expected to grow by 70.79% in the next year.