17.3 USD
+0.01 (+0.06%)
17.18 USD
-0.12 (-0.69%)
SWKH gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. SWKH is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. SWKH scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings could make SWKH a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year SWKH was profitable.
SWKH had a positive operating cash flow in the past year.
In the past 5 years SWKH has always been profitable.
In the past 5 years SWKH always reported a positive cash flow from operatings.
1.2 Ratios
SWKH has a Return On Assets of 7.85%. This is amongst the best in the industry. SWKH outperforms 82.47% of its industry peers.
SWKH has a Return On Equity (8.94%) which is in line with its industry peers.
With a decent Return On Invested Capital value of 7.71%, SWKH is doing good in the industry, outperforming 74.23% of the companies in the same industry.
SWKH had an Average Return On Invested Capital over the past 3 years of 3.95%. This is below the industry average of 8.44%.
The last Return On Invested Capital (7.71%) for SWKH is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROIC | 7.71% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
The Profit Margin of SWKH (50.36%) is better than 91.75% of its industry peers.
In the last couple of years the Profit Margin of SWKH has declined.
The Operating Margin of SWKH (66.71%) is better than 91.75% of its industry peers.
In the last couple of years the Operating Margin of SWKH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKH is destroying value.
Compared to 1 year ago, SWKH has less shares outstanding
The number of shares outstanding for SWKH has been reduced compared to 5 years ago.
The debt/assets ratio for SWKH has been reduced compared to a year ago.
2.2 Solvency
SWKH has an Altman-Z score of -16.02. This is a bad value and indicates that SWKH is not financially healthy and even has some risk of bankruptcy.
SWKH's Altman-Z score of -16.02 is on the low side compared to the rest of the industry. SWKH is outperformed by 79.38% of its industry peers.
The Debt to FCF ratio of SWKH is 1.37, which is an excellent value as it means it would take SWKH, only 1.37 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 1.37, SWKH is doing good in the industry, outperforming 75.26% of the companies in the same industry.
SWKH has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
SWKH has a better Debt to Equity ratio (0.13) than 73.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | -16.02 |
ROIC/WACC0.93
WACC8.3%
2.3 Liquidity
SWKH has a Current Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 5.68, SWKH belongs to the best of the industry, outperforming 93.81% of the companies in the same industry.
SWKH has a Quick Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
SWKH has a better Quick ratio (5.68) than 93.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 121.43% over the past year.
The earnings per share for SWKH have been decreasing by -10.15% on average. This is quite bad
Looking at the last year, SWKH shows a very negative growth in Revenue. The Revenue has decreased by -15.74% in the last year.
SWKH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.94% yearly.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
3.2 Future
Based on estimates for the next years, SWKH will show a very strong growth in Earnings Per Share. The EPS will grow by 28.86% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.97, the valuation of SWKH can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of SWKH indicates a rather cheap valuation: SWKH is cheaper than 80.41% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.59. SWKH is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 8.08, the valuation of SWKH can be described as reasonable.
Based on the Price/Forward Earnings ratio, SWKH is valued a bit cheaper than 65.98% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.80, SWKH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.97 | ||
| Fwd PE | 8.08 |
4.2 Price Multiples
77.32% of the companies in the same industry are more expensive than SWKH, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SWKH indicates a somewhat cheap valuation: SWKH is cheaper than 77.32% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.99 | ||
| EV/EBITDA | 7.69 |
4.3 Compensation for Growth
SWKH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of SWKH may justify a higher PE ratio.
A more expensive valuation may be justified as SWKH's earnings are expected to grow with 28.86% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y28.86%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.74%, SWKH is a good candidate for dividend investing.
SWKH's Dividend Yield is rather good when compared to the industry average which is at 3.96. SWKH pays more dividend than 95.88% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, SWKH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.74% |
5.2 History
SWKH is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y28.86%
EPS Next 3YN/A
17.3
+0.01 (+0.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.95%
Inst Owner Change0.16%
Ins Owners5.27%
Ins Owner Change0.56%
Market Cap209.33M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (9.08%)
Short Float %0.93%
Short Ratio3.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.74% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)52.94%
EPS NQ rev (3m)52.94%
EPS NY rev (1m)24.86%
EPS NY rev (3m)57.66%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.97 | ||
| Fwd PE | 8.08 | ||
| P/S | 4.64 | ||
| P/FCF | 8.99 | ||
| P/OCF | 8.77 | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 7.69 |
EPS(TTM)2.17
EY12.54%
EPS(NY)2.14
Fwd EY12.38%
FCF(TTM)1.92
FCFY11.12%
OCF(TTM)1.97
OCFY11.41%
SpS3.73
BVpS21.01
TBVpS21.01
PEG (NY)0.11
PEG (5Y)N/A
Graham Number32.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROCE | 10.51% | ||
| ROIC | 7.71% | ||
| ROICexc | 8% | ||
| ROICexgc | 8% | ||
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A | ||
| FCFM | 51.58% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.06 | ||
| Cap/Depr | -869.56% | ||
| Cap/Sales | 1.33% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.5% | ||
| Profit Quality | 102.42% | ||
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 | ||
| Altman-Z | -16.02 |
F-Score7
WACC8.3%
ROIC/WACC0.93
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
Can you provide the ChartMill fundamental rating for SWK HOLDINGS CORP?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a valuation rating of 8 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
What is the financial health of SWK HOLDINGS CORP (SWKH) stock?
The financial health rating of SWK HOLDINGS CORP (SWKH) is 7 / 10.