17.49 USD
+0.1 (+0.58%)
We assign a fundamental rating of 6 out of 10 to SWKH. SWKH was compared to 97 industry peers in the Financial Services industry. SWKH has an excellent financial health rating, but there are some minor concerns on its profitability. SWKH scores decently on growth, while it is valued quite cheap. This could make an interesting combination. This makes SWKH very considerable for value investing!
1. Profitability
1.1 Basic Checks
- In the past year SWKH was profitable.
- In the past year SWKH had a positive cash flow from operations.
- Each year in the past 5 years SWKH has been profitable.
- Each year in the past 5 years SWKH had a positive operating cash flow.
1.2 Ratios
- With an excellent Return On Assets value of 7.85%, SWKH belongs to the best of the industry, outperforming 82.47% of the companies in the same industry.
- The Return On Equity of SWKH (8.94%) is comparable to the rest of the industry.
- SWKH has a better Return On Invested Capital (7.71%) than 74.23% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for SWKH is below the industry average of 8.44%.
- The 3 year average ROIC (3.95%) for SWKH is below the current ROIC(7.71%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROIC | 7.71% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
- The Profit Margin of SWKH (50.36%) is better than 91.75% of its industry peers.
- SWKH's Profit Margin has declined in the last couple of years.
- SWKH's Operating Margin of 66.71% is amongst the best of the industry. SWKH outperforms 91.75% of its industry peers.
- SWKH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SWKH is destroying value.
- The number of shares outstanding for SWKH has been reduced compared to 1 year ago.
- The number of shares outstanding for SWKH has been reduced compared to 5 years ago.
- SWKH has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -15.98, we must say that SWKH is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -15.98, SWKH is doing worse than 78.35% of the companies in the same industry.
- The Debt to FCF ratio of SWKH is 1.37, which is an excellent value as it means it would take SWKH, only 1.37 years of fcf income to pay off all of its debts.
- SWKH has a better Debt to FCF ratio (1.37) than 76.29% of its industry peers.
- SWKH has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of SWKH (0.13) is better than 73.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | -15.98 |
ROIC/WACC0.92
WACC8.41%
2.3 Liquidity
- SWKH has a Current Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 5.68, SWKH belongs to the top of the industry, outperforming 94.85% of the companies in the same industry.
- SWKH has a Quick Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
- SWKH's Quick ratio of 5.68 is amongst the best of the industry. SWKH outperforms 94.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 121.43% over the past year.
- Measured over the past years, SWKH shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.15% on average per year.
- The Revenue for SWKH has decreased by -15.74% in the past year. This is quite bad
- SWKH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.94% yearly.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
3.2 Future
- SWKH is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.86% yearly.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.06, the valuation of SWKH can be described as reasonable.
- SWKH's Price/Earnings ratio is a bit cheaper when compared to the industry. SWKH is cheaper than 75.26% of the companies in the same industry.
- When comparing the Price/Earnings ratio of SWKH to the average of the S&P500 Index (27.32), we can say SWKH is valued rather cheaply.
- With a Price/Forward Earnings ratio of 8.17, the valuation of SWKH can be described as very reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of SWKH indicates a somewhat cheap valuation: SWKH is cheaper than 68.04% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.30. SWKH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.06 | ||
| Fwd PE | 8.17 |
4.2 Price Multiples
- SWKH's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SWKH is cheaper than 75.26% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, SWKH is valued a bit cheaper than the industry average as 76.29% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.09 | ||
| EV/EBITDA | 7.77 |
4.3 Compensation for Growth
- SWKH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of SWKH may justify a higher PE ratio.
- A more expensive valuation may be justified as SWKH's earnings are expected to grow with 28.86% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y28.86%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.78%, SWKH is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.24, SWKH pays a better dividend. On top of this SWKH pays more dividend than 94.85% of the companies listed in the same industry.
- SWKH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.78% |
5.2 History
- SWKH does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y28.86%
EPS Next 3YN/A
NASDAQ:SWKH (1/21/2026, 8:00:00 PM)
17.49
+0.1 (+0.58%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)03-17 2026-03-17/bmo
Inst Owners87.91%
Inst Owner Change-0.22%
Ins Owners5.27%
Ins Owner Change0%
Market Cap211.63M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (7.89%)
Short Float %0.84%
Short Ratio8.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.78% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)52.94%
EPS NY rev (1m)0%
EPS NY rev (3m)24.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.06 | ||
| Fwd PE | 8.17 | ||
| P/S | 4.69 | ||
| P/FCF | 9.09 | ||
| P/OCF | 8.86 | ||
| P/B | 0.83 | ||
| P/tB | 0.83 | ||
| EV/EBITDA | 7.77 |
EPS(TTM)2.17
EY12.41%
EPS(NY)2.14
Fwd EY12.25%
FCF(TTM)1.92
FCFY11%
OCF(TTM)1.97
OCFY11.28%
SpS3.73
BVpS21.01
TBVpS21.01
PEG (NY)0.11
PEG (5Y)N/A
Graham Number32.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROCE | 10.51% | ||
| ROIC | 7.71% | ||
| ROICexc | 8% | ||
| ROICexgc | 8% | ||
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A | ||
| FCFM | 51.58% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.06 | ||
| Cap/Depr | -869.56% | ||
| Cap/Sales | 1.33% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.5% | ||
| Profit Quality | 102.42% | ||
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 | ||
| Altman-Z | -15.98 |
F-Score7
WACC8.41%
ROIC/WACC0.92
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
What is the ChartMill fundamental rating of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status for SWKH stock?
ChartMill assigns a valuation rating of 8 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for SWKH stock?
The Earnings per Share (EPS) of SWK HOLDINGS CORP (SWKH) is expected to grow by 70.79% in the next year.