17.2 USD
0 (0%)
Last: Feb 11, 2026, 08:00 PM
SWKH gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 96 industry peers in the Financial Services industry. SWKH is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. A decent growth rate in combination with a cheap valuation! Better keep an eye on SWKH. These ratings could make SWKH a good candidate for value investing.
1. Profitability
1.1 Basic Checks
- SWKH had positive earnings in the past year.
- SWKH had a positive operating cash flow in the past year.
- In the past 5 years SWKH has always been profitable.
- Each year in the past 5 years SWKH had a positive operating cash flow.
1.2 Ratios
- With an excellent Return On Assets value of 7.85%, SWKH belongs to the best of the industry, outperforming 82.29% of the companies in the same industry.
- The Return On Equity of SWKH (8.94%) is comparable to the rest of the industry.
- Looking at the Return On Invested Capital, with a value of 7.71%, SWKH is in the better half of the industry, outperforming 73.96% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for SWKH is below the industry average of 8.59%.
- The last Return On Invested Capital (7.71%) for SWKH is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROIC | 7.71% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
- Looking at the Profit Margin, with a value of 50.36%, SWKH belongs to the top of the industry, outperforming 91.67% of the companies in the same industry.
- SWKH's Profit Margin has declined in the last couple of years.
- With an excellent Operating Margin value of 66.71%, SWKH belongs to the best of the industry, outperforming 90.63% of the companies in the same industry.
- SWKH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKH is destroying value.
- Compared to 1 year ago, SWKH has less shares outstanding
- SWKH has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for SWKH has been reduced compared to a year ago.
2.2 Solvency
- SWKH has an Altman-Z score of -16.04. This is a bad value and indicates that SWKH is not financially healthy and even has some risk of bankruptcy.
- SWKH has a Altman-Z score of -16.04. This is in the lower half of the industry: SWKH underperforms 78.13% of its industry peers.
- SWKH has a debt to FCF ratio of 1.37. This is a very positive value and a sign of high solvency as it would only need 1.37 years to pay back of all of its debts.
- SWKH's Debt to FCF ratio of 1.37 is fine compared to the rest of the industry. SWKH outperforms 76.04% of its industry peers.
- SWKH has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- SWKH has a Debt to Equity ratio of 0.13. This is in the better half of the industry: SWKH outperforms 72.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | -16.04 |
ROIC/WACC0.89
WACC8.62%
2.3 Liquidity
- A Current Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
- SWKH has a Current ratio of 5.68. This is amongst the best in the industry. SWKH outperforms 94.79% of its industry peers.
- SWKH has a Quick Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 5.68, SWKH belongs to the top of the industry, outperforming 94.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 |
3. Growth
3.1 Past
- SWKH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 121.43%, which is quite impressive.
- The earnings per share for SWKH have been decreasing by -10.15% on average. This is quite bad
- The Revenue for SWKH has decreased by -15.74% in the past year. This is quite bad
- Measured over the past years, SWKH shows a small growth in Revenue. The Revenue has been growing by 7.94% on average per year.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
3.2 Future
- Based on estimates for the next years, SWKH will show a very strong growth in Earnings Per Share. The EPS will grow by 28.86% on average per year.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 7.93, which indicates a rather cheap valuation of SWKH.
- Based on the Price/Earnings ratio, SWKH is valued a bit cheaper than the industry average as 77.08% of the companies are valued more expensively.
- SWKH's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.23.
- Based on the Price/Forward Earnings ratio of 8.03, the valuation of SWKH can be described as reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of SWKH indicates a somewhat cheap valuation: SWKH is cheaper than 68.75% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.01, SWKH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.93 | ||
| Fwd PE | 8.03 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, SWKH is valued a bit cheaper than 76.04% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of SWKH indicates a somewhat cheap valuation: SWKH is cheaper than 77.08% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.94 | ||
| EV/EBITDA | 7.65 |
4.3 Compensation for Growth
- SWKH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- SWKH has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as SWKH's earnings are expected to grow with 28.86% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y28.86%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- SWKH has a Yearly Dividend Yield of 8.77%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.03, SWKH pays a better dividend. On top of this SWKH pays more dividend than 94.79% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.79, SWKH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.77% |
5.2 History
- SWKH does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y28.86%
EPS Next 3YN/A
NASDAQ:SWKH (2/11/2026, 8:00:01 PM)
17.2
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)03-17 2026-03-17/bmo
Inst Owners87.91%
Inst Owner Change0.86%
Ins Owners5.27%
Ins Owner Change0%
Market Cap208.12M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (9.71%)
Short Float %0.83%
Short Ratio10.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.77% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)52.94%
EPS NY rev (1m)0%
EPS NY rev (3m)24.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.93 | ||
| Fwd PE | 8.03 | ||
| P/S | 4.61 | ||
| P/FCF | 8.94 | ||
| P/OCF | 8.72 | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 7.65 |
EPS(TTM)2.17
EY12.62%
EPS(NY)2.14
Fwd EY12.45%
FCF(TTM)1.92
FCFY11.18%
OCF(TTM)1.97
OCFY11.47%
SpS3.73
BVpS21.01
TBVpS21.01
PEG (NY)0.11
PEG (5Y)N/A
Graham Number32.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROCE | 10.51% | ||
| ROIC | 7.71% | ||
| ROICexc | 8% | ||
| ROICexgc | 8% | ||
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A | ||
| FCFM | 51.58% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.06 | ||
| Cap/Depr | -869.56% | ||
| Cap/Sales | 1.33% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.5% | ||
| Profit Quality | 102.42% | ||
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 | ||
| Altman-Z | -16.04 |
F-Score7
WACC8.62%
ROIC/WACC0.89
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
What is the ChartMill fundamental rating of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status for SWKH stock?
ChartMill assigns a valuation rating of 8 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for SWKH stock?
The Earnings per Share (EPS) of SWK HOLDINGS CORP (SWKH) is expected to grow by 70.79% in the next year.