SAVERS VALUE VILLAGE INC (SVV)
US80517M1099 - Common Stock
We assign a fundamental rating of 4 out of 10 to SVV. SVV was compared to 32 industry peers in the Broadline Retail industry. While SVV is still in line with the averages on profitability rating, there are concerns on its financial health. SVV is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year SVV was profitable.
In the past year SVV had a positive cash flow from operations.
SVV had positive earnings in 4 of the past 5 years.
In the past 5 years SVV always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of SVV (3.96%) is comparable to the rest of the industry.
SVV has a better Return On Equity (17.28%) than 64.52% of its industry peers.
SVV has a Return On Invested Capital (5.46%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for SVV is below the industry average of 11.65%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.96% | ||
| ROE | 17.28% | ||
| ROIC | 5.46% |
ROA(3y)4.87%
ROA(5y)6.63%
ROE(3y)32.12%
ROE(5y)37.41%
ROIC(3y)9.18%
ROIC(5y)6.58%
1.3 Margins
SVV has a better Profit Margin (4.93%) than 67.74% of its industry peers.
The Operating Margin of SVV (8.83%) is better than 67.74% of its industry peers.
In the last couple of years the Operating Margin of SVV has grown nicely.
Looking at the Gross Margin, with a value of 57.04%, SVV is in the better half of the industry, outperforming 74.19% of the companies in the same industry.
In the last couple of years the Gross Margin of SVV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.83% | ||
| PM (TTM) | 4.93% | ||
| GM | 57.04% |
OM growth 3Y126.35%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.61%
GM growth 5YN/A
2. Health
2.1 Basic Checks
SVV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
SVV has about the same amout of shares outstanding than it did 1 year ago.
SVV has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.55, we must say that SVV is in the distress zone and has some risk of bankruptcy.
SVV's Altman-Z score of 1.55 is on the low side compared to the rest of the industry. SVV is outperformed by 61.29% of its industry peers.
The Debt to FCF ratio of SVV is 14.29, which is on the high side as it means it would take SVV, 14.29 years of fcf income to pay off all of its debts.
SVV has a Debt to FCF ratio (14.29) which is comparable to the rest of the industry.
A Debt/Equity ratio of 1.70 is on the high side and indicates that SVV has dependencies on debt financing.
SVV's Debt to Equity ratio of 1.70 is on the low side compared to the rest of the industry. SVV is outperformed by 74.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.7 | ||
| Debt/FCF | 14.29 | ||
| Altman-Z | 1.55 |
ROIC/WACC0.59
WACC9.3%
2.3 Liquidity
SVV has a Current Ratio of 1.04. This is a normal value and indicates that SVV is financially healthy and should not expect problems in meeting its short term obligations.
SVV has a worse Current ratio (1.04) than 87.10% of its industry peers.
A Quick Ratio of 0.86 indicates that SVV may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.86, SVV is doing worse than 64.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.04 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
SVV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 105.14%, which is quite impressive.
Looking at the last year, SVV shows a small growth in Revenue. The Revenue has grown by 2.30% in the last year.
Measured over the past years, SVV shows a very strong growth in Revenue. The Revenue has been growing by 21.62% on average per year.
EPS 1Y (TTM)105.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-6.25%
Revenue 1Y (TTM)2.3%
Revenue growth 3Y21.62%
Revenue growth 5YN/A
Sales Q2Q%0.53%
3.2 Future
Based on estimates for the next years, SVV will show a small growth in Earnings Per Share. The EPS will grow by 5.34% on average per year.
The Revenue is expected to grow by 6.85% on average over the next years.
EPS Next Y-16.51%
EPS Next 2Y-5.04%
EPS Next 3Y5.34%
EPS Next 5YN/A
Revenue Next Year2.25%
Revenue Next 2Y4.65%
Revenue Next 3Y6.85%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
SVV is valuated rather expensively with a Price/Earnings ratio of 19.29.
The rest of the industry has a similar Price/Earnings ratio as SVV.
The average S&P500 Price/Earnings ratio is at 27.41. SVV is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 18.39, SVV is valued on the expensive side.
SVV's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of SVV to the average of the S&P500 Index (23.69), we can say SVV is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.29 | ||
| Fwd PE | 18.39 |
4.2 Price Multiples
SVV's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SVV is cheaper than 61.29% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SVV is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.92 | ||
| EV/EBITDA | 10.87 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-5.04%
EPS Next 3Y5.34%
5. Dividend
5.1 Amount
No dividends for SVV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
SAVERS VALUE VILLAGE INC
NYSE:SVV (1/3/2025, 8:04:34 PM)
After market: 10.03 0 (0%)10.03
-0.23 (-2.24%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Earnings (Last)
Earnings (Next)
Inst Owners108.6%
Inst Owner Change-3.14%
Ins Owners0.06%
Ins Owner Change0%
Market Cap1.60B
Analysts80
Price Target13.58 (35.39%)
Short Float %3.89%
Short Ratio9.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)N/A
DP0.05%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-19.68%
Min EPS beat(2)-29.37%
Max EPS beat(2)-9.99%
EPS beat(4)0
Avg EPS beat(4)-14.4%
Min EPS beat(4)-29.37%
Max EPS beat(4)-6.2%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.49%
Min Revenue beat(2)-2.88%
Max Revenue beat(2)-2.11%
Revenue beat(4)0
Avg Revenue beat(4)-1.78%
Min Revenue beat(4)-2.88%
Max Revenue beat(4)-1.06%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.95%
PT rev (3m)-5.75%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-42.44%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.38%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.29 | ||
| Fwd PE | 18.39 | ||
| P/S | 1.06 | ||
| P/FCF | 30.92 | ||
| P/OCF | 10.75 | ||
| P/B | 3.71 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.87 |
EPS(TTM)0.52
EY5.18%
EPS(NY)0.55
Fwd EY5.44%
FCF(TTM)0.32
FCFY3.23%
OCF(TTM)0.93
OCFY9.3%
SpS9.5
BVpS2.71
TBVpS-2.58
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.96% | ||
| ROE | 17.28% | ||
| ROCE | 8.01% | ||
| ROIC | 5.46% | ||
| ROICexc | 5.95% | ||
| ROICexgc | 13.23% | ||
| OM | 8.83% | ||
| PM (TTM) | 4.93% | ||
| GM | 57.04% | ||
| FCFM | 3.42% |
ROA(3y)4.87%
ROA(5y)6.63%
ROE(3y)32.12%
ROE(5y)37.41%
ROIC(3y)9.18%
ROIC(5y)6.58%
ROICexc(3y)10.1%
ROICexc(5y)7.26%
ROICexgc(3y)95.61%
ROICexgc(5y)72.52%
ROCE(3y)13.48%
ROCE(5y)9.65%
ROICexcg growth 3Y6%
ROICexcg growth 5YN/A
ROICexc growth 3Y116.05%
ROICexc growth 5YN/A
OM growth 3Y126.35%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.61%
GM growth 5YN/A
F-Score7
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.7 | ||
| Debt/FCF | 14.29 | ||
| Debt/EBITDA | 3.62 | ||
| Cap/Depr | 141.03% | ||
| Cap/Sales | 6.41% | ||
| Interest Coverage | 1.73 | ||
| Cash Conversion | 73.49% | ||
| Profit Quality | 69.35% | ||
| Current Ratio | 1.04 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.55 |
F-Score7
WACC9.3%
ROIC/WACC0.59
Cap/Depr(3y)144.68%
Cap/Depr(5y)104.76%
Cap/Sales(3y)5.73%
Cap/Sales(5y)4.39%
Profit Quality(3y)129.32%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)105.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-6.25%
EPS Next Y-16.51%
EPS Next 2Y-5.04%
EPS Next 3Y5.34%
EPS Next 5YN/A
Revenue 1Y (TTM)2.3%
Revenue growth 3Y21.62%
Revenue growth 5YN/A
Sales Q2Q%0.53%
Revenue Next Year2.25%
Revenue Next 2Y4.65%
Revenue Next 3Y6.85%
Revenue Next 5YN/A
EBIT growth 1Y-11.38%
EBIT growth 3Y175.28%
EBIT growth 5YN/A
EBIT Next Year44.75%
EBIT Next 3Y18.91%
EBIT Next 5YN/A
FCF growth 1Y4.36%
FCF growth 3Y97.77%
FCF growth 5YN/A
OCF growth 1Y1.16%
OCF growth 3Y80.27%
OCF growth 5YN/A