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STATE STREET CORP (STT) Stock Fundamental Analysis

NYSE:STT - New York Stock Exchange, Inc. - US8574771031 - Common Stock - Currency: USD

96.98  -2.25 (-2.27%)

After market: 96.98 0 (0%)

Fundamental Rating

3

Overall STT gets a fundamental rating of 3 out of 10. We evaluated STT against 225 industry peers in the Capital Markets industry. STT may be in some trouble as it scores bad on both profitability and health. STT is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

STT had positive earnings in the past year.
STT had a negative operating cash flow in the past year.
Each year in the past 5 years STT has been profitable.
The reported operating cash flow has been mixed in the past 5 years: STT reported negative operating cash flow in multiple years.
STT Yearly Net Income VS EBIT VS OCF VS FCFSTT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

1.2 Ratios

The Return On Assets of STT (0.57%) is worse than 72.15% of its industry peers.
The Return On Equity of STT (7.46%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.57%
ROE 7.46%
ROIC N/A
ROA(3y)0.73%
ROA(5y)0.75%
ROE(3y)9.34%
ROE(5y)9.21%
ROIC(3y)N/A
ROIC(5y)N/A
STT Yearly ROA, ROE, ROICSTT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

STT has a Profit Margin of 15.26%. This is comparable to the rest of the industry: STT outperforms 50.23% of its industry peers.
In the last couple of years the Profit Margin of STT has grown nicely.
STT does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 15.26%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.7%
PM growth 5Y2.25%
GM growth 3YN/A
GM growth 5YN/A
STT Yearly Profit, Operating, Gross MarginsSTT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

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1

2. Health

2.1 Basic Checks

STT has less shares outstanding than it did 1 year ago.
The number of shares outstanding for STT has been reduced compared to 5 years ago.
The debt/assets ratio for STT is higher compared to a year ago.
STT Yearly Shares OutstandingSTT Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 0 0 0 0
STT Yearly Total Debt VS Total AssetsSTT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100B 200B 300B

2.2 Solvency

A Debt/Equity ratio of 1.28 is on the high side and indicates that STT has dependencies on debt financing.
The Debt to Equity ratio of STT (1.28) is worse than 65.75% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.28
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
STT Yearly LT Debt VS Equity VS FCFSTT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
STT Yearly Current Assets VS Current LiabilitesSTT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

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5

3. Growth

3.1 Past

STT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.58%, which is quite good.
Measured over the past 5 years, STT shows a small growth in Earnings Per Share. The EPS has been growing by 7.08% on average per year.
STT shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.83%.
Measured over the past years, STT shows a small growth in Revenue. The Revenue has been growing by 2.03% on average per year.
EPS 1Y (TTM)13.58%
EPS 3Y5.35%
EPS 5Y7.08%
EPS Q2Q%27.45%
Revenue 1Y (TTM)8.83%
Revenue growth 3Y2.63%
Revenue growth 5Y2.03%
Sales Q2Q%12.13%

3.2 Future

Based on estimates for the next years, STT will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.21% on average per year.
STT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.28% yearly.
EPS Next Y13.29%
EPS Next 2Y12.21%
EPS Next 3Y12.43%
EPS Next 5Y8.21%
Revenue Next Year4.74%
Revenue Next 2Y4.05%
Revenue Next 3Y4.16%
Revenue Next 5Y2.28%

3.3 Evolution

The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
STT Yearly Revenue VS EstimatesSTT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
STT Yearly EPS VS EstimatesSTT Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 11.15, the valuation of STT can be described as very reasonable.
Based on the Price/Earnings ratio, STT is valued a bit cheaper than 63.93% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 29.98. STT is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 9.84 indicates a reasonable valuation of STT.
Compared to the rest of the industry, the Price/Forward Earnings ratio of STT indicates a somewhat cheap valuation: STT is cheaper than 71.69% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.66. STT is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.15
Fwd PE 9.84
STT Price Earnings VS Forward Price EarningsSTT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
STT Per share dataSTT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

STT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as STT's earnings are expected to grow with 12.43% in the coming years.
PEG (NY)0.84
PEG (5Y)1.57
EPS Next 2Y12.21%
EPS Next 3Y12.43%

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5

5. Dividend

5.1 Amount

STT has a Yearly Dividend Yield of 3.12%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 8.75, STT has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.30, STT pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 3.12%

5.2 History

The dividend of STT is nicely growing with an annual growth rate of 6.12%!
STT has paid a dividend for at least 10 years, which is a reliable track record.
STT has decreased its dividend recently.
Dividend Growth(5Y)6.12%
Div Incr Years1
Div Non Decr Years1
STT Yearly Dividends per shareSTT Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

5.3 Sustainability

STT pays out 52.21% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of STT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP52.21%
EPS Next 2Y12.21%
EPS Next 3Y12.43%
STT Yearly Income VS Free CF VS DividendSTT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B
STT Dividend Payout.STT Dividend Payout, showing the Payout Ratio.STT Dividend Payout.PayoutRetained Earnings

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STATE STREET CORP

NYSE:STT (3/3/2025, 4:20:02 PM)

After market: 96.98 0 (0%)

96.98

-2.25 (-2.27%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-17 2025-01-17/bmo
Earnings (Next)07-14 2025-07-14/amc
Inst Owners91.64%
Inst Owner Change-2.4%
Ins Owners0.34%
Ins Owner Change-0.88%
Market Cap28.00B
Analysts72.38
Price Target115.1 (18.68%)
Short Float %1.19%
Short Ratio1.61
Dividend
Industry RankSector Rank
Dividend Yield 3.12%
Yearly Dividend2.98
Dividend Growth(5Y)6.12%
DP52.21%
Div Incr Years1
Div Non Decr Years1
Ex-Date04-01 2025-04-01 (0.76)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.33%
Min EPS beat(2)5.07%
Max EPS beat(2)5.59%
EPS beat(4)4
Avg EPS beat(4)8.2%
Min EPS beat(4)5.07%
Max EPS beat(4)11.9%
EPS beat(8)7
Avg EPS beat(8)4.43%
EPS beat(12)11
Avg EPS beat(12)4.89%
EPS beat(16)15
Avg EPS beat(16)5.35%
Revenue beat(2)2
Avg Revenue beat(2)0.75%
Min Revenue beat(2)0.41%
Max Revenue beat(2)1.09%
Revenue beat(4)4
Avg Revenue beat(4)1.28%
Min Revenue beat(4)0.41%
Max Revenue beat(4)2.15%
Revenue beat(8)5
Avg Revenue beat(8)-0.65%
Revenue beat(12)7
Avg Revenue beat(12)-0.65%
Revenue beat(16)11
Avg Revenue beat(16)-0.11%
PT rev (1m)0%
PT rev (3m)13.09%
EPS NQ rev (1m)5.66%
EPS NQ rev (3m)5.66%
EPS NY rev (1m)0.12%
EPS NY rev (3m)4.03%
Revenue NQ rev (1m)1.54%
Revenue NQ rev (3m)1.54%
Revenue NY rev (1m)0.54%
Revenue NY rev (3m)1.84%
Valuation
Industry RankSector Rank
PE 11.15
Fwd PE 9.84
P/S 2.22
P/FCF N/A
P/OCF N/A
P/B 1.08
P/tB 1.66
EV/EBITDA N/A
EPS(TTM)8.7
EY8.97%
EPS(NY)9.86
Fwd EY10.16%
FCF(TTM)-9.02
FCFYN/A
OCF(TTM)-5.53
OCFYN/A
SpS43.74
BVpS89.44
TBVpS58.28
PEG (NY)0.84
PEG (5Y)1.57
Profitability
Industry RankSector Rank
ROA 0.57%
ROE 7.46%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 15.26%
GM N/A
FCFM N/A
ROA(3y)0.73%
ROA(5y)0.75%
ROE(3y)9.34%
ROE(5y)9.21%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.7%
PM growth 5Y2.25%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.28
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 148.6%
Cap/Sales 7.96%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.58%
EPS 3Y5.35%
EPS 5Y7.08%
EPS Q2Q%27.45%
EPS Next Y13.29%
EPS Next 2Y12.21%
EPS Next 3Y12.43%
EPS Next 5Y8.21%
Revenue 1Y (TTM)8.83%
Revenue growth 3Y2.63%
Revenue growth 5Y2.03%
Sales Q2Q%12.13%
Revenue Next Year4.74%
Revenue Next 2Y4.05%
Revenue Next 3Y4.16%
Revenue Next 5Y2.28%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-191.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-145.09%
OCF growth 3YN/A
OCF growth 5YN/A