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STOREBRAND ASA (STB.OL) Stock Fundamental Analysis

OSL:STB - Oslo Bors ASA - NO0003053605 - Common Stock - Currency: NOK

132.2  -0.5 (-0.38%)

Fundamental Rating

2

Taking everything into account, STB scores 2 out of 10 in our fundamental rating. STB was compared to 32 industry peers in the Insurance industry. STB may be in some trouble as it scores bad on both profitability and health. STB has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

STB had positive earnings in the past year.
In the past year STB has reported a negative cash flow from operations.
Each year in the past 5 years STB has been profitable.
STB had negative operating cash flow in 4 of the past 5 years.
STB.OL Yearly Net Income VS EBIT VS OCF VS FCFSTB.OL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 10B -10B 20B 30B

1.2 Ratios

The Return On Assets of STB (0.50%) is worse than 83.33% of its industry peers.
STB has a better Return On Equity (16.58%) than 73.33% of its industry peers.
Industry RankSector Rank
ROA 0.5%
ROE 16.58%
ROIC N/A
ROA(3y)0.36%
ROA(5y)0.35%
ROE(3y)9.21%
ROE(5y)8.07%
ROIC(3y)N/A
ROIC(5y)N/A
STB.OL Yearly ROA, ROE, ROICSTB.OL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2 4 6 8 10

1.3 Margins

Looking at the Profit Margin, with a value of -30.44%, STB is doing worse than 86.67% of the companies in the same industry.
In the last couple of years the Operating Margin of STB has grown nicely.
STB does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) -30.44%
GM N/A
OM growth 3Y804.17%
OM growth 5Y182.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
STB.OL Yearly Profit, Operating, Gross MarginsSTB.OL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 500 -500 1K 1.5K

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1

2. Health

2.1 Basic Checks

STB does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for STB has been reduced compared to 1 year ago.
STB has less shares outstanding than it did 5 years ago.
STB has a worse debt/assets ratio than last year.
STB.OL Yearly Shares OutstandingSTB.OL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 100M 200M 300M 400M
STB.OL Yearly Total Debt VS Total AssetsSTB.OL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 200B 400B 600B 800B

2.2 Solvency

A Debt/Equity ratio of 1.70 is on the high side and indicates that STB has dependencies on debt financing.
STB's Debt to Equity ratio of 1.70 is on the low side compared to the rest of the industry. STB is outperformed by 93.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.7
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC6.7%
STB.OL Yearly LT Debt VS Equity VS FCFSTB.OL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 10B 20B 30B 40B 50B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
STB.OL Yearly Current Assets VS Current LiabilitesSTB.OL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M 800M 1B

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3

3. Growth

3.1 Past

STB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 57.12%, which is quite impressive.
The Earnings Per Share has been decreasing by -0.91% on average over the past years.
The Revenue for STB has decreased by -285.52% in the past year. This is quite bad
EPS 1Y (TTM)57.12%
EPS 3Y11.13%
EPS 5Y-0.91%
EPS Q2Q%73.94%
Revenue 1Y (TTM)-285.52%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-164.97%

3.2 Future

The Earnings Per Share is expected to grow by 9.49% on average over the next years. This is quite good.
The Revenue is expected to grow by 3.17% on average over the next years.
EPS Next Y34.46%
EPS Next 2Y9.1%
EPS Next 3Y9.49%
EPS Next 5YN/A
Revenue Next Year-6.38%
Revenue Next 2Y0.9%
Revenue Next 3Y3.17%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
STB.OL Yearly Revenue VS EstimatesSTB.OL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 20B 40B 60B 80B 100B
STB.OL Yearly EPS VS EstimatesSTB.OL Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6 8 10

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4. Valuation

4.1 Price/Earnings Ratio

STB is valuated reasonably with a Price/Earnings ratio of 10.64.
Based on the Price/Earnings ratio, STB is valued a bit cheaper than 70.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of STB to the average of the S&P500 Index (28.47), we can say STB is valued rather cheaply.
The Price/Forward Earnings ratio is 13.33, which indicates a correct valuation of STB.
STB's Price/Forward Earnings ratio is rather expensive when compared to the industry. STB is more expensive than 86.67% of the companies in the same industry.
STB is valuated cheaply when we compare the Price/Forward Earnings ratio to 92.74, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 10.64
Fwd PE 13.33
STB.OL Price Earnings VS Forward Price EarningsSTB.OL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
STB.OL Per share dataSTB.OL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.31
PEG (5Y)N/A
EPS Next 2Y9.1%
EPS Next 3Y9.49%

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4

5. Dividend

5.1 Amount

STB has a Yearly Dividend Yield of 3.06%.
Compared to an average industry Dividend Yield of 5.01, STB is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.28, STB pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 3.06%

5.2 History

On average, the dividend of STB grows each year by 19.79%, which is quite nice.
Dividend Growth(5Y)19.79%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

STB pays out 35.73% of its income as dividend. This is a sustainable payout ratio.
The dividend of STB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP35.73%
EPS Next 2Y9.1%
EPS Next 3Y9.49%
STB.OL Yearly Income VS Free CF VS DividendSTB.OL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2B -2B
STB.OL Dividend Payout.STB.OL Dividend Payout, showing the Payout Ratio.STB.OL Dividend Payout.PayoutRetained Earnings

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STOREBRAND ASA

OSL:STB (2/5/2025, 4:19:55 PM)

132.2

-0.5 (-0.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-23 2024-10-23/bmo
Earnings (Next)02-12 2025-02-12/amc
Inst Owners76.42%
Inst Owner ChangeN/A
Ins Owners0.46%
Ins Owner ChangeN/A
Market Cap59.22B
Analysts71.43
Price Target129.29 (-2.2%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.06%
Yearly Dividend3.76
Dividend Growth(5Y)19.79%
DP35.73%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)27.99%
Min EPS beat(2)26.52%
Max EPS beat(2)29.46%
EPS beat(4)4
Avg EPS beat(4)28.41%
Min EPS beat(4)10.72%
Max EPS beat(4)46.93%
EPS beat(8)7
Avg EPS beat(8)25.99%
EPS beat(12)11
Avg EPS beat(12)21.24%
EPS beat(16)14
Avg EPS beat(16)19.3%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.15%
PT rev (3m)9.86%
EPS NQ rev (1m)-2.2%
EPS NQ rev (3m)-2.2%
EPS NY rev (1m)-1.12%
EPS NY rev (3m)-1.12%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.12%
Revenue NY rev (3m)-0.12%
Valuation
Industry RankSector Rank
PE 10.64
Fwd PE 13.33
P/S N/A
P/FCF N/A
P/OCF N/A
P/B 1.93
P/tB 2.38
EV/EBITDA N/A
EPS(TTM)12.42
EY9.39%
EPS(NY)9.91
Fwd EY7.5%
FCF(TTM)-1.62
FCFYN/A
OCF(TTM)-1.49
OCFYN/A
SpS-37.3
BVpS68.47
TBVpS55.59
PEG (NY)0.31
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.5%
ROE 16.58%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) -30.44%
GM N/A
FCFM N/A
ROA(3y)0.36%
ROA(5y)0.35%
ROE(3y)9.21%
ROE(5y)8.07%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y804.17%
OM growth 5Y182.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover-0.02
Health
Industry RankSector Rank
Debt/Equity 1.7
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales -0.35%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC6.7%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)7.06%
Cap/Sales(5y)4.27%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)57.12%
EPS 3Y11.13%
EPS 5Y-0.91%
EPS Q2Q%73.94%
EPS Next Y34.46%
EPS Next 2Y9.1%
EPS Next 3Y9.49%
EPS Next 5YN/A
Revenue 1Y (TTM)-285.52%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-164.97%
Revenue Next Year-6.38%
Revenue Next 2Y0.9%
Revenue Next 3Y3.17%
Revenue Next 5YN/A
EBIT growth 1Y-2242.48%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-116.64%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-114.79%
OCF growth 3YN/A
OCF growth 5YN/A