BLOCK INC (SQ3.DE) Fundamental Analysis & Valuation

FRA:SQ3 • US8522341036

Current stock price

60.575 EUR
-0.12 (-0.21%)
Last:

This SQ3.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. SQ3.DE Profitability Analysis

1.1 Basic Checks

  • SQ3 had positive earnings in the past year.
  • In the past year SQ3 had a positive cash flow from operations.
  • SQ3 had positive earnings in 4 of the past 5 years.
  • SQ3 had a positive operating cash flow in each of the past 5 years.
SQ3.DE Yearly Net Income VS EBIT VS OCF VS FCFSQ3.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

1.2 Ratios

  • With a decent Return On Assets value of 3.30%, SQ3 is doing good in the industry, outperforming 65.38% of the companies in the same industry.
  • With a Return On Equity value of 5.88%, SQ3 perfoms like the industry average, outperforming 55.77% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 7.71%, SQ3 is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for SQ3 is below the industry average of 9.16%.
  • The last Return On Invested Capital (7.71%) for SQ3 is above the 3 year average (4.43%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 3.3%
ROE 5.88%
ROIC 7.71%
ROA(3y)3.74%
ROA(5y)2.12%
ROE(3y)6.52%
ROE(5y)4.3%
ROIC(3y)4.43%
ROIC(5y)N/A
SQ3.DE Yearly ROA, ROE, ROICSQ3.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • SQ3 has a Profit Margin of 5.40%. This is comparable to the rest of the industry: SQ3 outperforms 44.23% of its industry peers.
  • In the last couple of years the Profit Margin of SQ3 has grown nicely.
  • SQ3 has a Operating Margin (12.59%) which is in line with its industry peers.
  • SQ3's Operating Margin has improved in the last couple of years.
  • The Gross Margin of SQ3 (42.82%) is comparable to the rest of the industry.
  • SQ3's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 12.59%
PM (TTM) 5.4%
GM 42.82%
OM growth 3YN/A
OM growth 5Y49.73%
PM growth 3YN/A
PM growth 5Y19.19%
GM growth 3Y7.8%
GM growth 5Y8.27%
SQ3.DE Yearly Profit, Operating, Gross MarginsSQ3.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 30 40

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6

2. SQ3.DE Health Analysis

2.1 Basic Checks

  • SQ3 has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • SQ3 has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, SQ3 has more shares outstanding
  • SQ3 has a worse debt/assets ratio than last year.
SQ3.DE Yearly Shares OutstandingSQ3.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
SQ3.DE Yearly Total Debt VS Total AssetsSQ3.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • An Altman-Z score of 2.85 indicates that SQ3 is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a decent Altman-Z score value of 2.85, SQ3 is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • SQ3 has a debt to FCF ratio of 3.57. This is a good value and a sign of high solvency as SQ3 would need 3.57 years to pay back of all of its debts.
  • SQ3 has a Debt to FCF ratio of 3.57. This is in the better half of the industry: SQ3 outperforms 69.23% of its industry peers.
  • A Debt/Equity ratio of 0.30 indicates that SQ3 is not too dependend on debt financing.
  • The Debt to Equity ratio of SQ3 (0.30) is better than 61.54% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 3.57
Altman-Z 2.85
ROIC/WACC1
WACC7.72%
SQ3.DE Yearly LT Debt VS Equity VS FCFSQ3.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

2.3 Liquidity

  • SQ3 has a Current Ratio of 2.20. This indicates that SQ3 is financially healthy and has no problem in meeting its short term obligations.
  • SQ3 has a better Current ratio (2.20) than 71.15% of its industry peers.
  • A Quick Ratio of 2.19 indicates that SQ3 has no problem at all paying its short term obligations.
  • The Quick ratio of SQ3 (2.19) is better than 73.08% of its industry peers.
Industry RankSector Rank
Current Ratio 2.2
Quick Ratio 2.19
SQ3.DE Yearly Current Assets VS Current LiabilitesSQ3.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. SQ3.DE Growth Analysis

3.1 Past

  • The earnings per share for SQ3 have decreased strongly by -29.67% in the last year.
  • The Earnings Per Share has been growing by 23.65% on average over the past years. This is a very strong growth
  • Looking at the last year, SQ3 shows a small growth in Revenue. The Revenue has grown by 0.30% in the last year.
  • SQ3 shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 20.56% yearly.
EPS 1Y (TTM)-29.67%
EPS 3Y33.33%
EPS 5Y23.65%
EPS Q2Q%-8.45%
Revenue 1Y (TTM)0.3%
Revenue growth 3Y11.33%
Revenue growth 5Y20.56%
Sales Q2Q%3.65%

3.2 Future

  • SQ3 is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 27.12% yearly.
  • Based on estimates for the next years, SQ3 will show a quite strong growth in Revenue. The Revenue will grow by 10.43% on average per year.
EPS Next Y58.33%
EPS Next 2Y43.87%
EPS Next 3Y36.73%
EPS Next 5Y27.12%
Revenue Next Year9.89%
Revenue Next 2Y10.2%
Revenue Next 3Y10.76%
Revenue Next 5Y10.43%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
SQ3.DE Yearly Revenue VS EstimatesSQ3.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10B 20B 30B 40B 50B
SQ3.DE Yearly EPS VS EstimatesSQ3.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0 2 4 6 8 10

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5

4. SQ3.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 29.99 indicates a quite expensive valuation of SQ3.
  • SQ3's Price/Earnings ratio is in line with the industry average.
  • SQ3 is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.15, which is the current average of the S&P500 Index.
  • SQ3 is valuated rather expensively with a Price/Forward Earnings ratio of 18.97.
  • SQ3's Price/Forward Earnings ratio is in line with the industry average.
  • SQ3 is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.12, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 29.99
Fwd PE 18.97
SQ3.DE Price Earnings VS Forward Price EarningsSQ3.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as SQ3.
  • 65.38% of the companies in the same industry are more expensive than SQ3, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 17.58
EV/EBITDA 12.75
SQ3.DE Per share dataSQ3.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SQ3 has a very decent profitability rating, which may justify a higher PE ratio.
  • SQ3's earnings are expected to grow with 36.73% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.51
PEG (5Y)1.27
EPS Next 2Y43.87%
EPS Next 3Y36.73%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SQ3.DE Dividend Analysis

5.1 Amount

  • No dividends for SQ3!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

SQ3.DE Fundamentals: All Metrics, Ratios and Statistics

BLOCK INC

FRA:SQ3 (4/28/2026, 10:32:50 AM)

60.575

-0.12 (-0.21%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)05-07
Inst Owners82.52%
Inst Owner ChangeN/A
Ins Owners1.08%
Ins Owner ChangeN/A
Market Cap36.29B
Revenue(TTM)24.19B
Net Income(TTM)1.31B
Analysts81.63
Price Target74.01 (22.18%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.53%
Min EPS beat(2)-19.86%
Max EPS beat(2)-1.2%
EPS beat(4)0
Avg EPS beat(4)-17.06%
Min EPS beat(4)-36.25%
Max EPS beat(4)-1.2%
EPS beat(8)2
Avg EPS beat(8)-7.66%
EPS beat(12)5
Avg EPS beat(12)-3.8%
EPS beat(16)7
Avg EPS beat(16)-0.21%
Revenue beat(2)0
Avg Revenue beat(2)-2.4%
Min Revenue beat(2)-4.09%
Max Revenue beat(2)-0.71%
Revenue beat(4)0
Avg Revenue beat(4)-4.41%
Min Revenue beat(4)-7.83%
Max Revenue beat(4)-0.71%
Revenue beat(8)1
Avg Revenue beat(8)-3.68%
Revenue beat(12)5
Avg Revenue beat(12)-1%
Revenue beat(16)6
Avg Revenue beat(16)-1.12%
PT rev (1m)3.89%
PT rev (3m)-0.03%
EPS NQ rev (1m)-0.45%
EPS NQ rev (3m)-6.53%
EPS NY rev (1m)6.31%
EPS NY rev (3m)10.33%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)-0.4%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)-0.51%
Valuation
Industry RankSector Rank
PE 29.99
Fwd PE 18.97
P/S 1.76
P/FCF 17.58
P/OCF 16.53
P/B 1.92
P/tB 4.7
EV/EBITDA 12.75
EPS(TTM)2.02
EY3.33%
EPS(NY)3.19
Fwd EY5.27%
FCF(TTM)3.44
FCFY5.69%
OCF(TTM)3.66
OCFY6.05%
SpS34.37
BVpS31.55
TBVpS12.89
PEG (NY)0.51
PEG (5Y)1.27
Graham Number37.8648 (-37.49%)
Profitability
Industry RankSector Rank
ROA 3.3%
ROE 5.88%
ROCE 10.44%
ROIC 7.71%
ROICexc 10.23%
ROICexgc 25.43%
OM 12.59%
PM (TTM) 5.4%
GM 42.82%
FCFM 10.02%
ROA(3y)3.74%
ROA(5y)2.12%
ROE(3y)6.52%
ROE(5y)4.3%
ROIC(3y)4.43%
ROIC(5y)N/A
ROICexc(3y)6.05%
ROICexc(5y)N/A
ROICexgc(3y)16.79%
ROICexgc(5y)N/A
ROCE(3y)6%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y32.73%
ROICexc growth 3YN/A
ROICexc growth 5Y15.49%
OM growth 3YN/A
OM growth 5Y49.73%
PM growth 3YN/A
PM growth 5Y19.19%
GM growth 3Y7.8%
GM growth 5Y8.27%
F-Score6
Asset Turnover0.61
Health
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 3.57
Debt/EBITDA 1.94
Cap/Depr 41.96%
Cap/Sales 0.64%
Interest Coverage 12.36
Cash Conversion 75.54%
Profit Quality 185.71%
Current Ratio 2.2
Quick Ratio 2.19
Altman-Z 2.85
F-Score6
WACC7.72%
ROIC/WACC1
Cap/Depr(3y)39.96%
Cap/Depr(5y)79.17%
Cap/Sales(3y)0.66%
Cap/Sales(5y)0.93%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.67%
EPS 3Y33.33%
EPS 5Y23.65%
EPS Q2Q%-8.45%
EPS Next Y58.33%
EPS Next 2Y43.87%
EPS Next 3Y36.73%
EPS Next 5Y27.12%
Revenue 1Y (TTM)0.3%
Revenue growth 3Y11.33%
Revenue growth 5Y20.56%
Sales Q2Q%3.65%
Revenue Next Year9.89%
Revenue Next 2Y10.2%
Revenue Next 3Y10.76%
Revenue Next 5Y10.43%
EBIT growth 1Y80.58%
EBIT growth 3YN/A
EBIT growth 5Y80.52%
EBIT Next Year148.06%
EBIT Next 3Y52.17%
EBIT Next 5Y15.43%
FCF growth 1Y56.09%
FCF growth 3Y681.09%
FCF growth 5Y58.39%
OCF growth 1Y51.09%
OCF growth 3Y144.77%
OCF growth 5Y46.55%

BLOCK INC / SQ3.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BLOCK INC (SQ3.DE) stock?

ChartMill assigns a fundamental rating of 6 / 10 to SQ3.DE.


What is the valuation status of BLOCK INC (SQ3.DE) stock?

ChartMill assigns a valuation rating of 5 / 10 to BLOCK INC (SQ3.DE). This can be considered as Fairly Valued.


Can you provide the profitability details for BLOCK INC?

BLOCK INC (SQ3.DE) has a profitability rating of 6 / 10.


Can you provide the expected EPS growth for SQ3 stock?

The Earnings per Share (EPS) of BLOCK INC (SQ3.DE) is expected to grow by 58.33% in the next year.