SIRIUSPOINT LTD (SPNT) Fundamental Analysis & Valuation

NYSE:SPNT • BMG8192H1060

21.24 USD
+0.21 (+1%)
At close: Mar 4, 2026
21.24 USD
0 (0%)
After Hours: 3/4/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This SPNT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to SPNT. SPNT was compared to 149 industry peers in the Insurance industry. While SPNT is still in line with the averages on profitability rating, there are concerns on its financial health. SPNT has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

4

1. SPNT Profitability Analysis

1.1 Basic Checks

  • SPNT had positive earnings in the past year.
  • SPNT had a positive operating cash flow in the past year.
  • SPNT had positive earnings in 4 of the past 5 years.
  • In the past 5 years SPNT always reported a positive cash flow from operatings.
SPNT Yearly Net Income VS EBIT VS OCF VS FCFSPNT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M

1.2 Ratios

  • The Return On Assets of SPNT (3.53%) is better than 68.46% of its industry peers.
  • SPNT has a better Return On Equity (17.94%) than 77.18% of its industry peers.
  • SPNT has a Return On Invested Capital (2.76%) which is in line with its industry peers.
  • The Average Return On Invested Capital over the past 3 years for SPNT is significantly below the industry average of 15.26%.
Industry RankSector Rank
ROA 3.53%
ROE 17.94%
ROIC 2.76%
ROA(3y)2.52%
ROA(5y)0.87%
ROE(3y)13.51%
ROE(5y)4.58%
ROIC(3y)2.99%
ROIC(5y)N/A
SPNT Yearly ROA, ROE, ROICSPNT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • SPNT has a Profit Margin of 13.88%. This is in the better half of the industry: SPNT outperforms 76.51% of its industry peers.
  • SPNT's Profit Margin has declined in the last couple of years.
  • The Operating Margin of SPNT (12.64%) is comparable to the rest of the industry.
  • SPNT's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 12.64%
PM (TTM) 13.88%
GM N/A
OM growth 3YN/A
OM growth 5Y-8.48%
PM growth 3YN/A
PM growth 5Y-2.88%
GM growth 3YN/A
GM growth 5YN/A
SPNT Yearly Profit, Operating, Gross MarginsSPNT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 -40 -60 -80

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1

2. SPNT Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
  • Compared to 1 year ago, SPNT has more shares outstanding
  • Compared to 5 years ago, SPNT has more shares outstanding
  • Compared to 1 year ago, SPNT has a worse debt to assets ratio.
SPNT Yearly Shares OutstandingSPNT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
SPNT Yearly Total Debt VS Total AssetsSPNT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • SPNT has a debt to FCF ratio of 6.72. This is a slightly negative value and a sign of low solvency as SPNT would need 6.72 years to pay back of all of its debts.
  • SPNT has a Debt to FCF ratio of 6.72. This is in the lower half of the industry: SPNT underperforms 66.44% of its industry peers.
  • A Debt/Equity ratio of 0.28 indicates that SPNT is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.28, SPNT is in line with its industry, outperforming 59.06% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.28
Debt/FCF 6.72
Altman-Z N/A
ROIC/WACC0.31
WACC8.99%
SPNT Yearly LT Debt VS Equity VS FCFSPNT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B 2.5B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
SPNT Yearly Current Assets VS Current LiabilitesSPNT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. SPNT Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 284.38% over the past year.
  • The Earnings Per Share has been growing by 19.73% on average over the past years. This is quite good.
  • Looking at the last year, SPNT shows a quite strong growth in Revenue. The Revenue has grown by 14.72% in the last year.
  • SPNT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 29.21% yearly.
EPS 1Y (TTM)284.38%
EPS 3YN/A
EPS 5Y19.73%
EPS Q2Q%1615.38%
Revenue 1Y (TTM)14.72%
Revenue growth 3Y15.03%
Revenue growth 5Y29.21%
Sales Q2Q%8.91%

3.2 Future

  • The Earnings Per Share is expected to decrease by -5.53% on average over the next years.
  • The Revenue is expected to grow by 10.43% on average over the next years. This is quite good.
EPS Next Y-33.11%
EPS Next 2Y-13.85%
EPS Next 3Y-5.53%
EPS Next 5YN/A
Revenue Next Year6.95%
Revenue Next 2Y6.64%
Revenue Next 3Y10.43%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
SPNT Yearly Revenue VS EstimatesSPNT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
SPNT Yearly EPS VS EstimatesSPNT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 2 -2

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5

4. SPNT Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 5.76, which indicates a rather cheap valuation of SPNT.
  • Compared to the rest of the industry, the Price/Earnings ratio of SPNT indicates a rather cheap valuation: SPNT is cheaper than 83.22% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of SPNT to the average of the S&P500 Index (27.03), we can say SPNT is valued rather cheaply.
  • SPNT is valuated reasonably with a Price/Forward Earnings ratio of 8.60.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of SPNT indicates a somewhat cheap valuation: SPNT is cheaper than 65.77% of the companies listed in the same industry.
  • SPNT is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.11, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 5.76
Fwd PE 8.6
SPNT Price Earnings VS Forward Price EarningsSPNT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SPNT indicates a somewhat cheap valuation: SPNT is cheaper than 74.50% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, SPNT is valued a bit more expensive than 68.46% of the companies in the same industry.
Industry RankSector Rank
P/FCF 24.23
EV/EBITDA 5.82
SPNT Per share dataSPNT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

  • A cheap valuation may be justified as SPNT's earnings are expected to decrease with -5.53% in the coming years.
PEG (NY)N/A
PEG (5Y)0.29
EPS Next 2Y-13.85%
EPS Next 3Y-5.53%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SPNT Dividend Analysis

5.1 Amount

  • SPNT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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SPNT Fundamentals: All Metrics, Ratios and Statistics

SIRIUSPOINT LTD

NYSE:SPNT (3/4/2026, 8:04:00 PM)

After market: 21.24 0 (0%)

21.24

+0.21 (+1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-18
Earnings (Next)05-04
Inst Owners87.28%
Inst Owner Change0.66%
Ins Owners1.59%
Ins Owner Change-6.83%
Market Cap2.48B
Revenue(TTM)3.19B
Net Income(TTM)443.20M
Analysts80
Price Target23.97 (12.85%)
Short Float %2.16%
Short Ratio3.3
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP3.61%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)145.75%
Min EPS beat(2)40.33%
Max EPS beat(2)251.16%
EPS beat(4)3
Avg EPS beat(4)96.65%
Min EPS beat(4)-13.77%
Max EPS beat(4)251.16%
EPS beat(8)5
Avg EPS beat(8)36.31%
EPS beat(12)9
Avg EPS beat(12)70.01%
EPS beat(16)9
Avg EPS beat(16)13.97%
Revenue beat(2)2
Avg Revenue beat(2)7.2%
Min Revenue beat(2)1.17%
Max Revenue beat(2)13.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.54%
Min Revenue beat(4)-11.21%
Max Revenue beat(4)13.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.44%
PT rev (3m)4.44%
EPS NQ rev (1m)0.98%
EPS NQ rev (3m)0.98%
EPS NY rev (1m)-0.82%
EPS NY rev (3m)7.56%
Revenue NQ rev (1m)-3.86%
Revenue NQ rev (3m)-3.86%
Revenue NY rev (1m)0.76%
Revenue NY rev (3m)1.5%
Valuation
Industry RankSector Rank
PE 5.76
Fwd PE 8.6
P/S 0.78
P/FCF 24.23
P/OCF 24.23
P/B 1
P/tB 1.06
EV/EBITDA 5.82
EPS(TTM)3.69
EY17.37%
EPS(NY)2.47
Fwd EY11.62%
FCF(TTM)0.88
FCFY4.13%
OCF(TTM)0.88
OCFY4.13%
SpS27.34
BVpS21.14
TBVpS20.11
PEG (NY)N/A
PEG (5Y)0.29
Graham Number41.9
Profitability
Industry RankSector Rank
ROA 3.53%
ROE 17.94%
ROCE 3.22%
ROIC 2.76%
ROICexc 2.94%
ROICexgc 3.94%
OM 12.64%
PM (TTM) 13.88%
GM N/A
FCFM 3.21%
ROA(3y)2.52%
ROA(5y)0.87%
ROE(3y)13.51%
ROE(5y)4.58%
ROIC(3y)2.99%
ROIC(5y)N/A
ROICexc(3y)3.19%
ROICexc(5y)N/A
ROICexgc(3y)4.35%
ROICexgc(5y)N/A
ROCE(3y)3.48%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-5.06%
ROICexc growth 3YN/A
ROICexc growth 5Y-10.15%
OM growth 3YN/A
OM growth 5Y-8.48%
PM growth 3YN/A
PM growth 5Y-2.88%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.25
Health
Industry RankSector Rank
Debt/Equity 0.28
Debt/FCF 6.72
Debt/EBITDA 1.66
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.17
Cash Conversion 24.7%
Profit Quality 23.1%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC8.99%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)79.02%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)284.38%
EPS 3YN/A
EPS 5Y19.73%
EPS Q2Q%1615.38%
EPS Next Y-33.11%
EPS Next 2Y-13.85%
EPS Next 3Y-5.53%
EPS Next 5YN/A
Revenue 1Y (TTM)14.72%
Revenue growth 3Y15.03%
Revenue growth 5Y29.21%
Sales Q2Q%8.91%
Revenue Next Year6.95%
Revenue Next 2Y6.64%
Revenue Next 3Y10.43%
Revenue Next 5YN/A
EBIT growth 1Y-19.49%
EBIT growth 3YN/A
EBIT growth 5Y18.26%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y37.08%
FCF growth 3Y-29.59%
FCF growth 5Y6.89%
OCF growth 1Y37.08%
OCF growth 3Y-29.59%
OCF growth 5Y6.89%

SIRIUSPOINT LTD / SPNT FAQ

What is the fundamental rating for SPNT stock?

ChartMill assigns a fundamental rating of 3 / 10 to SPNT.


What is the valuation status for SPNT stock?

ChartMill assigns a valuation rating of 5 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.


Can you provide the profitability details for SIRIUSPOINT LTD?

SIRIUSPOINT LTD (SPNT) has a profitability rating of 4 / 10.


How financially healthy is SIRIUSPOINT LTD?

The financial health rating of SIRIUSPOINT LTD (SPNT) is 1 / 10.


What is the earnings growth outlook for SIRIUSPOINT LTD?

The Earnings per Share (EPS) of SIRIUSPOINT LTD (SPNT) is expected to decline by -33.11% in the next year.