SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis

NYSE:SPNT • BMG8192H1060

20.57 USD
-0.42 (-2%)
At close: Feb 18, 2026
21.1 USD
+0.53 (+2.58%)
After Hours: 2/18/2026, 6:02:27 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

SPNT gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 149 industry peers in the Insurance industry. SPNT may be in some trouble as it scores bad on both profitability and health. SPNT has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year SPNT was profitable.
  • SPNT had a positive operating cash flow in the past year.
  • SPNT had positive earnings in 4 of the past 5 years.
  • SPNT had a positive operating cash flow in each of the past 5 years.
SPNT Yearly Net Income VS EBIT VS OCF VS FCFSPNT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M

1.2 Ratios

  • With a Return On Assets value of 1.49%, SPNT perfoms like the industry average, outperforming 44.97% of the companies in the same industry.
  • SPNT's Return On Equity of 8.39% is in line compared to the rest of the industry. SPNT outperforms 41.61% of its industry peers.
  • SPNT's Return On Invested Capital of 2.65% is in line compared to the rest of the industry. SPNT outperforms 55.03% of its industry peers.
Industry RankSector Rank
ROA 1.49%
ROE 8.39%
ROIC 2.65%
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
SPNT Yearly ROA, ROE, ROICSPNT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

  • SPNT's Profit Margin of 6.49% is in line compared to the rest of the industry. SPNT outperforms 40.27% of its industry peers.
  • SPNT's Profit Margin has declined in the last couple of years.
  • SPNT's Operating Margin of 13.29% is in line compared to the rest of the industry. SPNT outperforms 55.70% of its industry peers.
  • SPNT's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 13.29%
PM (TTM) 6.49%
GM N/A
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
SPNT Yearly Profit, Operating, Gross MarginsSPNT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40 -60 -80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
  • Compared to 1 year ago, SPNT has less shares outstanding
  • Compared to 5 years ago, SPNT has more shares outstanding
  • Compared to 1 year ago, SPNT has an improved debt to assets ratio.
SPNT Yearly Shares OutstandingSPNT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
SPNT Yearly Total Debt VS Total AssetsSPNT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • SPNT has a debt to FCF ratio of 3.21. This is a good value and a sign of high solvency as SPNT would need 3.21 years to pay back of all of its debts.
  • The Debt to FCF ratio of SPNT (3.21) is comparable to the rest of the industry.
  • SPNT has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.31, SPNT is in line with its industry, outperforming 52.35% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 3.21
Altman-Z N/A
ROIC/WACC0.31
WACC8.55%
SPNT Yearly LT Debt VS Equity VS FCFSPNT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B 2.5B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
SPNT Yearly Current Assets VS Current LiabilitesSPNT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The earnings per share for SPNT have decreased by 0.00% in the last year.
  • SPNT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -14.97% yearly.
  • SPNT shows a small growth in Revenue. In the last year, the Revenue has grown by 2.43%.
  • The Revenue has been growing by 22.87% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%

3.2 Future

  • Based on estimates for the next years, SPNT will show a very strong growth in Earnings Per Share. The EPS will grow by 34.17% on average per year.
  • Based on estimates for the next years, SPNT will show a small growth in Revenue. The Revenue will grow by 7.39% on average per year.
EPS Next Y144.91%
EPS Next 2Y60.35%
EPS Next 3Y41.83%
EPS Next 5Y34.17%
Revenue Next Year-2.66%
Revenue Next 2Y2.38%
Revenue Next 3Y3.67%
Revenue Next 5Y7.39%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SPNT Yearly Revenue VS EstimatesSPNT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
SPNT Yearly EPS VS EstimatesSPNT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 2 -2

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.94, the valuation of SPNT can be described as correct.
  • SPNT's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.27. SPNT is valued rather cheaply when compared to this.
  • Based on the Price/Forward Earnings ratio of 8.33, the valuation of SPNT can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, SPNT is valued a bit cheaper than the industry average as 67.79% of the companies are valued more expensively.
  • SPNT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.16.
Industry RankSector Rank
PE 12.94
Fwd PE 8.33
SPNT Price Earnings VS Forward Price EarningsSPNT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SPNT indicates a somewhat cheap valuation: SPNT is cheaper than 70.47% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of SPNT is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 11.29
EV/EBITDA 6.52
SPNT Per share dataSPNT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as SPNT's earnings are expected to grow with 41.83% in the coming years.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y60.35%
EPS Next 3Y41.83%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • SPNT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

SIRIUSPOINT LTD

NYSE:SPNT (2/18/2026, 6:02:27 PM)

After market: 21.1 +0.53 (+2.58%)

20.57

-0.42 (-2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-30
Earnings (Next)02-18
Inst Owners87.28%
Inst Owner Change2.23%
Ins Owners1.59%
Ins Owner Change-6.84%
Market Cap2.40B
Revenue(TTM)2.86B
Net Income(TTM)185.50M
Analysts80
Price Target22.95 (11.57%)
Short Float %1.7%
Short Ratio2.58
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP8.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.28%
Min EPS beat(2)-13.77%
Max EPS beat(2)40.33%
EPS beat(4)2
Avg EPS beat(4)0.89%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)14.3%
EPS beat(12)8
Avg EPS beat(12)37.79%
EPS beat(16)9
Avg EPS beat(16)12%
Revenue beat(2)1
Avg Revenue beat(2)1.95%
Min Revenue beat(2)-9.34%
Max Revenue beat(2)13.24%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-2.88%
EPS NQ rev (3m)-2.88%
EPS NY rev (1m)-3.96%
EPS NY rev (3m)3.36%
Revenue NQ rev (1m)4.21%
Revenue NQ rev (3m)4.21%
Revenue NY rev (1m)-0.04%
Revenue NY rev (3m)-0.04%
Valuation
Industry RankSector Rank
PE 12.94
Fwd PE 8.33
P/S 0.84
P/FCF 11.29
P/OCF 11.29
P/B 1.09
P/tB 1.15
EV/EBITDA 6.52
EPS(TTM)1.59
EY7.73%
EPS(NY)2.47
Fwd EY12%
FCF(TTM)1.82
FCFY8.86%
OCF(TTM)1.82
OCFY8.86%
SpS24.47
BVpS18.92
TBVpS17.86
PEG (NY)0.09
PEG (5Y)N/A
Graham Number26.02
Profitability
Industry RankSector Rank
ROA 1.49%
ROE 8.39%
ROCE 3.06%
ROIC 2.65%
ROICexc 2.78%
ROICexgc 3.78%
OM 13.29%
PM (TTM) 6.49%
GM N/A
FCFM 7.45%
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 3.21
Debt/EBITDA 1.74
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion 54.38%
Profit Quality 114.77%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC8.55%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
EPS Next Y144.91%
EPS Next 2Y60.35%
EPS Next 3Y41.83%
EPS Next 5Y34.17%
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
Revenue Next Year-2.66%
Revenue Next 2Y2.38%
Revenue Next 3Y3.67%
Revenue Next 5Y7.39%
EBIT growth 1Y-22.34%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.16%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-51.16%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%

SIRIUSPOINT LTD / SPNT FAQ

What is the fundamental rating for SPNT stock?

ChartMill assigns a fundamental rating of 4 / 10 to SPNT.


What is the valuation status for SPNT stock?

ChartMill assigns a valuation rating of 6 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.


Can you provide the profitability details for SIRIUSPOINT LTD?

SIRIUSPOINT LTD (SPNT) has a profitability rating of 3 / 10.


How financially healthy is SIRIUSPOINT LTD?

The financial health rating of SIRIUSPOINT LTD (SPNT) is 3 / 10.


What is the earnings growth outlook for SIRIUSPOINT LTD?

The Earnings per Share (EPS) of SIRIUSPOINT LTD (SPNT) is expected to grow by 144.91% in the next year.