SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
NYSE:SPNT - New York Stock Exchange, Inc. - BMG8192H1060 - Common Stock - Currency: USD
SPNT gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 144 industry peers in the Insurance industry. While SPNT is still in line with the averages on profitability rating, there are concerns on its financial health. SPNT has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year SPNT was profitable.
In the past year SPNT had a positive cash flow from operations.
Of the past 5 years SPNT 4 years were profitable.
Each year in the past 5 years SPNT had a positive operating cash flow.
1.2 Ratios
SPNT's Return On Assets of 2.25% is in line compared to the rest of the industry. SPNT outperforms 51.41% of its industry peers.
SPNT has a Return On Equity (10.59%) which is comparable to the rest of the industry.
SPNT has a Return On Invested Capital of 3.11%. This is in the better half of the industry: SPNT outperforms 66.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.25% | ||
| ROE | 10.59% | ||
| ROIC | 3.11% |
ROA(3y)-0.2%
ROA(5y)1.85%
ROE(3y)-1.38%
ROE(5y)3.82%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of SPNT (10.22%) is comparable to the rest of the industry.
SPNT's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 17.53%, SPNT is doing good in the industry, outperforming 71.83% of the companies in the same industry.
SPNT's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.53% | ||
| PM (TTM) | 10.22% | ||
| GM | N/A |
OM growth 3Y-10.33%
OM growth 5YN/A
PM growth 3Y-8.21%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
SPNT has more shares outstanding than it did 1 year ago.
The number of shares outstanding for SPNT has been increased compared to 5 years ago.
SPNT has a better debt/assets ratio than last year.
2.2 Solvency
SPNT has a debt to FCF ratio of 3.66. This is a good value and a sign of high solvency as SPNT would need 3.66 years to pay back of all of its debts.
SPNT has a Debt to FCF ratio of 3.66. This is in the lower half of the industry: SPNT underperforms 61.97% of its industry peers.
SPNT has a Debt/Equity ratio of 0.25. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.25, SPNT is doing good in the industry, outperforming 66.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | 3.66 | ||
| Altman-Z | N/A |
ROIC/WACC0.39
WACC8.02%
2.3 Liquidity
A Current Ratio of 0.01 indicates that SPNT may have some problems paying its short term obligations.
SPNT has a Current ratio of 0.01. This is in the better half of the industry: SPNT outperforms 63.38% of its industry peers.
SPNT has a Quick Ratio of 0.01. This is a bad value and indicates that SPNT is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of SPNT (0.01) is better than 63.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 22.31% over the past year.
The Earnings Per Share has been growing by 9.51% on average over the past years. This is quite good.
SPNT shows a small growth in Revenue. In the last year, the Revenue has grown by 0.94%.
The Revenue has been growing by 49.22% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)22.31%
EPS 3Y9.51%
EPS 5YN/A
EPS Q2Q%-90.63%
Revenue 1Y (TTM)0.94%
Revenue growth 3Y45.44%
Revenue growth 5Y49.22%
Sales Q2Q%-19.98%
3.2 Future
Based on estimates for the next years, SPNT will show a small growth in Earnings Per Share. The EPS will grow by 5.22% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-17.16%
EPS Next 2Y1.76%
EPS Next 3Y5.22%
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.87, the valuation of SPNT can be described as reasonable.
Based on the Price/Earnings ratio, SPNT is valued a bit cheaper than 71.83% of the companies in the same industry.
SPNT's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.47.
With a Price/Forward Earnings ratio of 6.91, the valuation of SPNT can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SPNT indicates a somewhat cheap valuation: SPNT is cheaper than 77.46% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 92.74. SPNT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.87 | ||
| Fwd PE | 6.91 |
4.2 Price Multiples
SPNT's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SPNT is cheaper than 79.58% of the companies in the same industry.
SPNT's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.65 | ||
| EV/EBITDA | 4.59 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y1.76%
EPS Next 3Y5.22%
5. Dividend
5.1 Amount
SPNT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
SIRIUSPOINT LTD
NYSE:SPNT (2/4/2025, 8:08:50 PM)
After market: 14.1 0 (0%)14.1
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners87.9%
Inst Owner Change-0.57%
Ins Owners1.28%
Ins Owner Change-0.48%
Market Cap2.28B
Analysts43.33
Price TargetN/A
Short Float %1.09%
Short Ratio2.6
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.1
Dividend Growth(5Y)N/A
DP5.61%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.74%
Min EPS beat(2)-41.18%
Max EPS beat(2)39.71%
EPS beat(4)3
Avg EPS beat(4)27.71%
Min EPS beat(4)-41.18%
Max EPS beat(4)75.07%
EPS beat(8)6
Avg EPS beat(8)56.24%
EPS beat(12)7
Avg EPS beat(12)15.7%
EPS beat(16)10
Avg EPS beat(16)18.46%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)11.11%
EPS NQ rev (3m)N/A
EPS NY rev (1m)6.67%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.87 | ||
| Fwd PE | 6.91 | ||
| P/S | 0.82 | ||
| P/FCF | 12.65 | ||
| P/OCF | 12.65 | ||
| P/B | 0.85 | ||
| P/tB | 0.89 | ||
| EV/EBITDA | 4.59 |
EPS(TTM)1.59
EY11.28%
EPS(NY)2.04
Fwd EY14.47%
FCF(TTM)1.11
FCFY7.9%
OCF(TTM)1.11
OCFY7.9%
SpS17.24
BVpS16.65
TBVpS15.76
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.25% | ||
| ROE | 10.59% | ||
| ROCE | 3.94% | ||
| ROIC | 3.11% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 4.47% | ||
| OM | 17.53% | ||
| PM (TTM) | 10.22% | ||
| GM | N/A | ||
| FCFM | 6.46% |
ROA(3y)-0.2%
ROA(5y)1.85%
ROE(3y)-1.38%
ROE(5y)3.82%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-8.59%
ROICexcg growth 5YN/A
ROICexc growth 3Y-17.04%
ROICexc growth 5YN/A
OM growth 3Y-10.33%
OM growth 5YN/A
PM growth 3Y-8.21%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | 3.66 | ||
| Debt/EBITDA | 1.32 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 36% | ||
| Profit Quality | 63.23% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | N/A |
F-Score8
WACC8.02%
ROIC/WACC0.39
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)22.31%
EPS 3Y9.51%
EPS 5YN/A
EPS Q2Q%-90.63%
EPS Next Y-17.16%
EPS Next 2Y1.76%
EPS Next 3Y5.22%
EPS Next 5YN/A
Revenue 1Y (TTM)0.94%
Revenue growth 3Y45.44%
Revenue growth 5Y49.22%
Sales Q2Q%-19.98%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y19.34%
EBIT growth 3Y30.41%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-9.94%
FCF growth 3Y99.33%
FCF growth 5Y112.55%
OCF growth 1Y-9.94%
OCF growth 3Y99.33%
OCF growth 5Y112.55%