SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SPNT - BMG8192H1060 - Common Stock
20 USD
-0.4 (-1.96%)
20 USD
0 (0%)
Taking everything into account, SPNT scores 4 out of 10 in our fundamental rating. SPNT was compared to 149 industry peers in the Insurance industry. Both the profitability and financial health of SPNT have multiple concerns. SPNT has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year SPNT was profitable.
- SPNT had a positive operating cash flow in the past year.
- SPNT had positive earnings in 4 of the past 5 years.
- Each year in the past 5 years SPNT had a positive operating cash flow.
1.2 Ratios
- With a Return On Assets value of 1.49%, SPNT perfoms like the industry average, outperforming 44.30% of the companies in the same industry.
- SPNT has a Return On Equity of 8.39%. This is comparable to the rest of the industry: SPNT outperforms 40.94% of its industry peers.
- SPNT has a Return On Invested Capital (2.65%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROIC | 2.65% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 6.49%, SPNT is doing worse than 60.40% of the companies in the same industry.
- In the last couple of years the Profit Margin of SPNT has declined.
- SPNT has a Operating Margin of 13.29%. This is comparable to the rest of the industry: SPNT outperforms 55.70% of its industry peers.
- In the last couple of years the Operating Margin of SPNT has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- SPNT has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, SPNT has less shares outstanding
- Compared to 5 years ago, SPNT has more shares outstanding
- Compared to 1 year ago, SPNT has an improved debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of SPNT is 3.21, which is a good value as it means it would take SPNT, 3.21 years of fcf income to pay off all of its debts.
- SPNT has a Debt to FCF ratio (3.21) which is in line with its industry peers.
- A Debt/Equity ratio of 0.31 indicates that SPNT is not too dependend on debt financing.
- With a Debt to Equity ratio value of 0.31, SPNT perfoms like the industry average, outperforming 51.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Altman-Z | N/A |
ROIC/WACC0.31
WACC8.7%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for SPNT have decreased by 0.00% in the last year.
- Measured over the past years, SPNT shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -14.97% on average per year.
- Looking at the last year, SPNT shows a small growth in Revenue. The Revenue has grown by 2.43% in the last year.
- SPNT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.87% yearly.
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
3.2 Future
- Based on estimates for the next years, SPNT will show a very strong growth in Earnings Per Share. The EPS will grow by 43.31% on average per year.
- Based on estimates for the next years, SPNT will show a small growth in Revenue. The Revenue will grow by 3.39% on average per year.
EPS Next Y155%
EPS Next 2Y61.01%
EPS Next 3Y43.31%
EPS Next 5YN/A
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 12.58 indicates a correct valuation of SPNT.
- SPNT's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of SPNT to the average of the S&P500 Index (27.38), we can say SPNT is valued rather cheaply.
- A Price/Forward Earnings ratio of 8.04 indicates a reasonable valuation of SPNT.
- SPNT's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SPNT is cheaper than 69.13% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of SPNT to the average of the S&P500 Index (24.29), we can say SPNT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.58 | ||
| Fwd PE | 8.04 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, SPNT is valued a bit cheaper than 70.47% of the companies in the same industry.
- SPNT's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.97 | ||
| EV/EBITDA | 6.22 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as SPNT's earnings are expected to grow with 43.31% in the coming years.
PEG (NY)0.08
PEG (5Y)N/A
EPS Next 2Y61.01%
EPS Next 3Y43.31%
5. Dividend
5.1 Amount
- SPNT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
20
-0.4 (-1.96%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)02-16 2026-02-16/amc
Inst Owners87.28%
Inst Owner Change-0.12%
Ins Owners1.59%
Ins Owner Change-6.84%
Market Cap2.34B
Revenue(TTM)2.86B
Net Income(TTM)185.50M
Analysts82.5
Price Target22.95 (14.75%)
Short Float %1.66%
Short Ratio2.63
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP8.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.28%
Min EPS beat(2)-13.77%
Max EPS beat(2)40.33%
EPS beat(4)2
Avg EPS beat(4)0.89%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)14.3%
EPS beat(12)8
Avg EPS beat(12)37.79%
EPS beat(16)9
Avg EPS beat(16)12%
Revenue beat(2)1
Avg Revenue beat(2)1.95%
Min Revenue beat(2)-9.34%
Max Revenue beat(2)13.24%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.96%
EPS NY rev (1m)0%
EPS NY rev (3m)11.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.98%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.58 | ||
| Fwd PE | 8.04 | ||
| P/S | 0.82 | ||
| P/FCF | 10.97 | ||
| P/OCF | 10.97 | ||
| P/B | 1.06 | ||
| P/tB | 1.12 | ||
| EV/EBITDA | 6.22 |
EPS(TTM)1.59
EY7.95%
EPS(NY)2.49
Fwd EY12.44%
FCF(TTM)1.82
FCFY9.11%
OCF(TTM)1.82
OCFY9.11%
SpS24.47
BVpS18.92
TBVpS17.86
PEG (NY)0.08
PEG (5Y)N/A
Graham Number26.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROCE | 3.06% | ||
| ROIC | 2.65% | ||
| ROICexc | 2.78% | ||
| ROICexgc | 3.78% | ||
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A | ||
| FCFM | 7.45% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Debt/EBITDA | 1.74 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 54.38% | ||
| Profit Quality | 114.77% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.7%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
EPS Next Y155%
EPS Next 2Y61.01%
EPS Next 3Y43.31%
EPS Next 5YN/A
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
EBIT growth 1Y-22.34%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.16%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-51.16%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%
SIRIUSPOINT LTD / SPNT FAQ
What is the fundamental rating for SPNT stock?
ChartMill assigns a fundamental rating of 4 / 10 to SPNT.
What is the valuation status for SPNT stock?
ChartMill assigns a valuation rating of 6 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.
Can you provide the profitability details for SIRIUSPOINT LTD?
SIRIUSPOINT LTD (SPNT) has a profitability rating of 3 / 10.
How financially healthy is SIRIUSPOINT LTD?
The financial health rating of SIRIUSPOINT LTD (SPNT) is 3 / 10.
What is the earnings growth outlook for SIRIUSPOINT LTD?
The Earnings per Share (EPS) of SIRIUSPOINT LTD (SPNT) is expected to grow by 155% in the next year.