SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SPNT - BMG8192H1060 - Common Stock
20.92 USD
+0.5 (+2.45%)
20.92 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to SPNT. SPNT was compared to 147 industry peers in the Insurance industry. SPNT has a bad profitability rating. Also its financial health evaluation is rather negative. SPNT is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
SPNT had positive earnings in the past year.
SPNT had a positive operating cash flow in the past year.
Of the past 5 years SPNT 4 years were profitable.
SPNT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
SPNT has a Return On Assets (1.49%) which is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 8.39%, SPNT is doing worse than 61.90% of the companies in the same industry.
SPNT's Return On Invested Capital of 2.65% is in line compared to the rest of the industry. SPNT outperforms 56.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROIC | 2.65% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SPNT's Profit Margin of 6.49% is on the low side compared to the rest of the industry. SPNT is outperformed by 61.90% of its industry peers.
In the last couple of years the Profit Margin of SPNT has declined.
SPNT's Operating Margin of 13.29% is in line compared to the rest of the industry. SPNT outperforms 57.82% of its industry peers.
SPNT's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
SPNT has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, SPNT has more shares outstanding
Compared to 1 year ago, SPNT has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of SPNT is 3.21, which is a good value as it means it would take SPNT, 3.21 years of fcf income to pay off all of its debts.
SPNT has a Debt to FCF ratio (3.21) which is comparable to the rest of the industry.
SPNT has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
With a Debt to Equity ratio value of 0.31, SPNT perfoms like the industry average, outperforming 51.02% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Altman-Z | N/A |
ROIC/WACC0.31
WACC8.55%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for SPNT have decreased by 0.00% in the last year.
SPNT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -14.97% yearly.
The Revenue has been growing slightly by 2.43% in the past year.
The Revenue has been growing by 22.87% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
3.2 Future
SPNT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 40.31% yearly.
SPNT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.39% yearly.
EPS Next Y136.94%
EPS Next 2Y54.62%
EPS Next 3Y40.31%
EPS Next 5YN/A
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.16, which indicates a correct valuation of SPNT.
Compared to the rest of the industry, the Price/Earnings ratio of SPNT is on the same level as its industry peers.
When comparing the Price/Earnings ratio of SPNT to the average of the S&P500 Index (25.98), we can say SPNT is valued slightly cheaper.
With a Price/Forward Earnings ratio of 9.12, the valuation of SPNT can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SPNT indicates a somewhat cheap valuation: SPNT is cheaper than 62.59% of the companies listed in the same industry.
SPNT is valuated cheaply when we compare the Price/Forward Earnings ratio to 35.79, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.16 | ||
| Fwd PE | 9.12 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SPNT is valued a bit cheaper than the industry average as 68.71% of the companies are valued more expensively.
SPNT's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.47 | ||
| EV/EBITDA | 6.35 |
4.3 Compensation for Growth
SPNT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SPNT's earnings are expected to grow with 40.31% in the coming years.
PEG (NY)0.1
PEG (5Y)N/A
EPS Next 2Y54.62%
EPS Next 3Y40.31%
5. Dividend
5.1 Amount
SPNT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
20.92
+0.5 (+2.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners87.27%
Inst Owner Change-0.42%
Ins Owners2.12%
Ins Owner Change0.39%
Market Cap2.44B
Revenue(TTM)2.86B
Net Income(TTM)185.50M
Analysts82.5
Price Target22.95 (9.7%)
Short Float %1.87%
Short Ratio2.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP8.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.28%
Min EPS beat(2)-13.77%
Max EPS beat(2)40.33%
EPS beat(4)2
Avg EPS beat(4)0.89%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)14.3%
EPS beat(12)8
Avg EPS beat(12)37.79%
EPS beat(16)9
Avg EPS beat(16)12%
Revenue beat(2)1
Avg Revenue beat(2)1.95%
Min Revenue beat(2)-9.34%
Max Revenue beat(2)13.24%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10%
PT rev (3m)-10%
EPS NQ rev (1m)1.96%
EPS NQ rev (3m)-6.59%
EPS NY rev (1m)23.2%
EPS NY rev (3m)5.46%
Revenue NQ rev (1m)-2.98%
Revenue NQ rev (3m)-2.98%
Revenue NY rev (1m)1.09%
Revenue NY rev (3m)1.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.16 | ||
| Fwd PE | 9.12 | ||
| P/S | 0.85 | ||
| P/FCF | 11.47 | ||
| P/OCF | 11.47 | ||
| P/B | 1.11 | ||
| P/tB | 1.17 | ||
| EV/EBITDA | 6.35 |
EPS(TTM)1.59
EY7.6%
EPS(NY)2.3
Fwd EY10.97%
FCF(TTM)1.82
FCFY8.72%
OCF(TTM)1.82
OCFY8.72%
SpS24.48
BVpS18.93
TBVpS17.87
PEG (NY)0.1
PEG (5Y)N/A
Graham Number26.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROCE | 3.06% | ||
| ROIC | 2.65% | ||
| ROICexc | 2.78% | ||
| ROICexgc | 3.78% | ||
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A | ||
| FCFM | 7.45% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Debt/EBITDA | 1.74 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 54.38% | ||
| Profit Quality | 114.77% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.55%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
EPS Next Y136.94%
EPS Next 2Y54.62%
EPS Next 3Y40.31%
EPS Next 5YN/A
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
EBIT growth 1Y-22.34%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.16%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-51.16%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%
SIRIUSPOINT LTD / SPNT FAQ
What is the ChartMill fundamental rating of SIRIUSPOINT LTD (SPNT) stock?
ChartMill assigns a fundamental rating of 4 / 10 to SPNT.
Can you provide the valuation status for SIRIUSPOINT LTD?
ChartMill assigns a valuation rating of 6 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.
What is the profitability of SPNT stock?
SIRIUSPOINT LTD (SPNT) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for SPNT stock?
The Price/Earnings (PE) ratio for SIRIUSPOINT LTD (SPNT) is 13.16 and the Price/Book (PB) ratio is 1.11.
How sustainable is the dividend of SIRIUSPOINT LTD (SPNT) stock?
The dividend rating of SIRIUSPOINT LTD (SPNT) is 0 / 10 and the dividend payout ratio is 8.63%.