SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SPNT - BMG8192H1060 - Common Stock
21.98 USD
-0.08 (-0.36%)
Taking everything into account, SPNT scores 4 out of 10 in our fundamental rating. SPNT was compared to 148 industry peers in the Insurance industry. SPNT may be in some trouble as it scores bad on both profitability and health. SPNT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
SPNT had positive earnings in the past year.
In the past year SPNT had a positive cash flow from operations.
SPNT had positive earnings in 4 of the past 5 years.
SPNT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.49%, SPNT is in line with its industry, outperforming 43.92% of the companies in the same industry.
With a Return On Equity value of 8.39%, SPNT perfoms like the industry average, outperforming 40.54% of the companies in the same industry.
SPNT has a Return On Invested Capital of 2.65%. This is comparable to the rest of the industry: SPNT outperforms 54.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROIC | 2.65% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SPNT has a Profit Margin of 6.49%. This is in the lower half of the industry: SPNT underperforms 60.81% of its industry peers.
In the last couple of years the Profit Margin of SPNT has declined.
SPNT's Operating Margin of 13.29% is in line compared to the rest of the industry. SPNT outperforms 55.41% of its industry peers.
SPNT's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
The number of shares outstanding for SPNT has been reduced compared to 1 year ago.
SPNT has more shares outstanding than it did 5 years ago.
SPNT has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of SPNT is 3.21, which is a good value as it means it would take SPNT, 3.21 years of fcf income to pay off all of its debts.
SPNT has a Debt to FCF ratio of 3.21. This is comparable to the rest of the industry: SPNT outperforms 46.62% of its industry peers.
A Debt/Equity ratio of 0.31 indicates that SPNT is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.31, SPNT is in line with its industry, outperforming 50.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Altman-Z | N/A |
ROIC/WACC0.31
WACC8.62%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
SPNT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
Measured over the past years, SPNT shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -14.97% on average per year.
SPNT shows a small growth in Revenue. In the last year, the Revenue has grown by 2.43%.
The Revenue has been growing by 22.87% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
3.2 Future
The Earnings Per Share is expected to grow by 43.31% on average over the next years. This is a very strong growth
SPNT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.39% yearly.
EPS Next Y155%
EPS Next 2Y61.01%
EPS Next 3Y43.31%
EPS Next 5YN/A
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.82, the valuation of SPNT can be described as correct.
SPNT's Price/Earnings is on the same level as the industry average.
SPNT's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.77.
A Price/Forward Earnings ratio of 8.83 indicates a reasonable valuation of SPNT.
Based on the Price/Forward Earnings ratio, SPNT is valued a bit cheaper than 66.22% of the companies in the same industry.
SPNT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.82 | ||
| Fwd PE | 8.83 |
4.2 Price Multiples
SPNT's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SPNT is cheaper than 66.22% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as SPNT.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.06 | ||
| EV/EBITDA | 6.84 |
4.3 Compensation for Growth
SPNT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SPNT's earnings are expected to grow with 43.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y61.01%
EPS Next 3Y43.31%
5. Dividend
5.1 Amount
SPNT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:SPNT (12/31/2025, 12:57:34 PM)
21.98
-0.08 (-0.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners87.19%
Inst Owner Change-0.42%
Ins Owners2.12%
Ins Owner Change-6.45%
Market Cap2.57B
Revenue(TTM)2.86B
Net Income(TTM)185.50M
Analysts82.5
Price Target22.95 (4.41%)
Short Float %1.85%
Short Ratio2.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP8.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.28%
Min EPS beat(2)-13.77%
Max EPS beat(2)40.33%
EPS beat(4)2
Avg EPS beat(4)0.89%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)14.3%
EPS beat(12)8
Avg EPS beat(12)37.79%
EPS beat(16)9
Avg EPS beat(16)12%
Revenue beat(2)1
Avg Revenue beat(2)1.95%
Min Revenue beat(2)-9.34%
Max Revenue beat(2)13.24%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6.59%
EPS NY rev (1m)7.62%
EPS NY rev (3m)11.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.98%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.82 | ||
| Fwd PE | 8.83 | ||
| P/S | 0.9 | ||
| P/FCF | 12.06 | ||
| P/OCF | 12.06 | ||
| P/B | 1.16 | ||
| P/tB | 1.23 | ||
| EV/EBITDA | 6.84 |
EPS(TTM)1.59
EY7.23%
EPS(NY)2.49
Fwd EY11.32%
FCF(TTM)1.82
FCFY8.29%
OCF(TTM)1.82
OCFY8.29%
SpS24.47
BVpS18.92
TBVpS17.86
PEG (NY)0.09
PEG (5Y)N/A
Graham Number26.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROCE | 3.06% | ||
| ROIC | 2.65% | ||
| ROICexc | 2.78% | ||
| ROICexgc | 3.78% | ||
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A | ||
| FCFM | 7.45% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Debt/EBITDA | 1.74 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 54.38% | ||
| Profit Quality | 114.77% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.62%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
EPS Next Y155%
EPS Next 2Y61.01%
EPS Next 3Y43.31%
EPS Next 5YN/A
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
EBIT growth 1Y-22.34%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.16%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-51.16%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%
SIRIUSPOINT LTD / SPNT FAQ
What is the ChartMill fundamental rating of SIRIUSPOINT LTD (SPNT) stock?
ChartMill assigns a fundamental rating of 4 / 10 to SPNT.
Can you provide the valuation status for SIRIUSPOINT LTD?
ChartMill assigns a valuation rating of 6 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.
What is the profitability of SPNT stock?
SIRIUSPOINT LTD (SPNT) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for SPNT stock?
The Price/Earnings (PE) ratio for SIRIUSPOINT LTD (SPNT) is 13.82 and the Price/Book (PB) ratio is 1.16.
How sustainable is the dividend of SIRIUSPOINT LTD (SPNT) stock?
The dividend rating of SIRIUSPOINT LTD (SPNT) is 0 / 10 and the dividend payout ratio is 8.63%.