SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SPNT - BMG8192H1060 - Common Stock
22.66 USD
+0.19 (+0.85%)
22.66 USD
0 (0%)
SPNT gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. Both the profitability and financial health of SPNT have multiple concerns. SPNT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year SPNT was profitable.
SPNT had a positive operating cash flow in the past year.
SPNT had positive earnings in 4 of the past 5 years.
In the past 5 years SPNT always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 1.49%, SPNT perfoms like the industry average, outperforming 43.92% of the companies in the same industry.
The Return On Equity of SPNT (8.39%) is comparable to the rest of the industry.
With a Return On Invested Capital value of 2.65%, SPNT perfoms like the industry average, outperforming 54.73% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROIC | 2.65% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SPNT has a worse Profit Margin (6.49%) than 60.81% of its industry peers.
In the last couple of years the Profit Margin of SPNT has declined.
SPNT's Operating Margin of 13.29% is in line compared to the rest of the industry. SPNT outperforms 55.41% of its industry peers.
In the last couple of years the Operating Margin of SPNT has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SPNT is destroying value.
The number of shares outstanding for SPNT has been reduced compared to 1 year ago.
Compared to 5 years ago, SPNT has more shares outstanding
The debt/assets ratio for SPNT has been reduced compared to a year ago.
2.2 Solvency
SPNT has a debt to FCF ratio of 3.21. This is a good value and a sign of high solvency as SPNT would need 3.21 years to pay back of all of its debts.
The Debt to FCF ratio of SPNT (3.21) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.31 indicates that SPNT is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.31, SPNT perfoms like the industry average, outperforming 50.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Altman-Z | N/A |
ROIC/WACC0.31
WACC8.64%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for SPNT have decreased by 0.00% in the last year.
SPNT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -14.97% yearly.
Looking at the last year, SPNT shows a small growth in Revenue. The Revenue has grown by 2.43% in the last year.
Measured over the past years, SPNT shows a very strong growth in Revenue. The Revenue has been growing by 22.87% on average per year.
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
3.2 Future
The Earnings Per Share is expected to grow by 43.31% on average over the next years. This is a very strong growth
Based on estimates for the next years, SPNT will show a small growth in Revenue. The Revenue will grow by 3.39% on average per year.
EPS Next Y155%
EPS Next 2Y61.01%
EPS Next 3Y43.31%
EPS Next 5YN/A
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 14.25, SPNT is valued correctly.
SPNT's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.59. SPNT is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 9.10, which indicates a very decent valuation of SPNT.
Based on the Price/Forward Earnings ratio, SPNT is valued a bit cheaper than 64.86% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 24.03. SPNT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.25 | ||
| Fwd PE | 9.1 |
4.2 Price Multiples
SPNT's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SPNT is cheaper than 66.89% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SPNT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.43 | ||
| EV/EBITDA | 7.02 |
4.3 Compensation for Growth
SPNT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SPNT's earnings are expected to grow with 43.31% in the coming years.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y61.01%
EPS Next 3Y43.31%
5. Dividend
5.1 Amount
No dividends for SPNT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
22.66
+0.19 (+0.85%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners87.19%
Inst Owner Change-0.42%
Ins Owners2.12%
Ins Owner Change-0.77%
Market Cap2.65B
Revenue(TTM)2.86B
Net Income(TTM)185.50M
Analysts82.5
Price TargetN/A
Short Float %1.85%
Short Ratio3.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP8.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.28%
Min EPS beat(2)-13.77%
Max EPS beat(2)40.33%
EPS beat(4)2
Avg EPS beat(4)0.89%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)14.3%
EPS beat(12)8
Avg EPS beat(12)37.79%
EPS beat(16)9
Avg EPS beat(16)12%
Revenue beat(2)1
Avg Revenue beat(2)1.95%
Min Revenue beat(2)-9.34%
Max Revenue beat(2)13.24%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6.59%
EPS NY rev (1m)7.62%
EPS NY rev (3m)13.5%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.98%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.25 | ||
| Fwd PE | 9.1 | ||
| P/S | 0.93 | ||
| P/FCF | 12.43 | ||
| P/OCF | 12.43 | ||
| P/B | 1.2 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 7.02 |
EPS(TTM)1.59
EY7.02%
EPS(NY)2.49
Fwd EY10.98%
FCF(TTM)1.82
FCFY8.04%
OCF(TTM)1.82
OCFY8.04%
SpS24.47
BVpS18.92
TBVpS17.86
PEG (NY)0.09
PEG (5Y)N/A
Graham Number26.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROCE | 3.06% | ||
| ROIC | 2.65% | ||
| ROICexc | 2.78% | ||
| ROICexgc | 3.78% | ||
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A | ||
| FCFM | 7.45% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Debt/EBITDA | 1.74 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 54.38% | ||
| Profit Quality | 114.77% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.64%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
EPS Next Y155%
EPS Next 2Y61.01%
EPS Next 3Y43.31%
EPS Next 5YN/A
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
EBIT growth 1Y-22.34%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.16%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-51.16%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%
SIRIUSPOINT LTD / SPNT FAQ
What is the ChartMill fundamental rating of SIRIUSPOINT LTD (SPNT) stock?
ChartMill assigns a fundamental rating of 4 / 10 to SPNT.
Can you provide the valuation status for SIRIUSPOINT LTD?
ChartMill assigns a valuation rating of 6 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.
What is the profitability of SPNT stock?
SIRIUSPOINT LTD (SPNT) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for SPNT stock?
The Price/Earnings (PE) ratio for SIRIUSPOINT LTD (SPNT) is 14.25 and the Price/Book (PB) ratio is 1.2.
How sustainable is the dividend of SIRIUSPOINT LTD (SPNT) stock?
The dividend rating of SIRIUSPOINT LTD (SPNT) is 0 / 10 and the dividend payout ratio is 8.63%.