SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
USA - NYSE:SPNT - BMG8192H1060 - Common Stock
17.99 USD
+0.23 (+1.3%)
17.99 USD
0 (0%)
Overall SPNT gets a fundamental rating of 3 out of 10. We evaluated SPNT against 147 industry peers in the Insurance industry. SPNT has a bad profitability rating. Also its financial health evaluation is rather negative. SPNT has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
SPNT had positive earnings in the past year.
SPNT had a positive operating cash flow in the past year.
Of the past 5 years SPNT 4 years were profitable.
In the past 5 years SPNT always reported a positive cash flow from operatings.
1.2 Ratios
SPNT has a worse Return On Assets (0.84%) than 63.27% of its industry peers.
SPNT has a worse Return On Equity (4.90%) than 74.15% of its industry peers.
With a Return On Invested Capital value of 2.77%, SPNT perfoms like the industry average, outperforming 56.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 4.9% | ||
| ROIC | 2.77% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of SPNT (3.71%) is worse than 68.03% of its industry peers.
In the last couple of years the Profit Margin of SPNT has declined.
SPNT has a better Operating Margin (14.14%) than 65.99% of its industry peers.
SPNT's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.14% | ||
| PM (TTM) | 3.71% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SPNT is destroying value.
Compared to 1 year ago, SPNT has less shares outstanding
The number of shares outstanding for SPNT has been increased compared to 5 years ago.
SPNT has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of SPNT is 4.88, which is a neutral value as it means it would take SPNT, 4.88 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.88, SPNT is in line with its industry, outperforming 42.18% of the companies in the same industry.
SPNT has a Debt/Equity ratio of 0.32. This is a healthy value indicating a solid balance between debt and equity.
SPNT has a Debt to Equity ratio of 0.32. This is comparable to the rest of the industry: SPNT outperforms 47.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 4.88 | ||
| Altman-Z | N/A |
ROIC/WACC0.33
WACC8.5%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for SPNT have decreased strongly by -52.66% in the last year.
The earnings per share for SPNT have been decreasing by -14.97% on average. This is quite bad
SPNT shows a decrease in Revenue. In the last year, the revenue decreased by -1.01%.
SPNT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.87% yearly.
EPS 1Y (TTM)-52.66%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%-12.28%
Revenue 1Y (TTM)-1.01%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%-12.28%
3.2 Future
Based on estimates for the next years, SPNT will show a very strong growth in Earnings Per Share. The EPS will grow by 43.82% on average per year.
SPNT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.19% yearly.
EPS Next Y128.72%
EPS Next 2Y59.47%
EPS Next 3Y43.82%
EPS Next 5YN/A
Revenue Next Year-3.68%
Revenue Next 2Y1.26%
Revenue Next 3Y3.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.21, the valuation of SPNT can be described as rather expensive.
Based on the Price/Earnings ratio, SPNT is valued a bit more expensive than 72.11% of the companies in the same industry.
SPNT's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.77.
SPNT is valuated cheaply with a Price/Forward Earnings ratio of 7.37.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SPNT indicates a somewhat cheap valuation: SPNT is cheaper than 74.15% of the companies listed in the same industry.
SPNT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.23.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.21 | ||
| Fwd PE | 7.37 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SPNT is valued a bit cheaper than 79.59% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SPNT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.11 | ||
| EV/EBITDA | 5.05 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SPNT's earnings are expected to grow with 43.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y59.47%
EPS Next 3Y43.82%
5. Dividend
5.1 Amount
SPNT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
17.99
+0.23 (+1.3%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners87.27%
Inst Owner Change0.45%
Ins Owners2.12%
Ins Owner Change1.87%
Market Cap2.10B
Revenue(TTM)2.79B
Net Income(TTM)103.20M
Analysts82.22
Price Target25.5 (41.75%)
Short Float %1.67%
Short Ratio1.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP15.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)47.55%
Min EPS beat(2)-13.77%
Max EPS beat(2)108.87%
EPS beat(4)1
Avg EPS beat(4)-19.49%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)16.37%
EPS beat(12)7
Avg EPS beat(12)26.15%
EPS beat(16)9
Avg EPS beat(16)12.25%
Revenue beat(2)0
Avg Revenue beat(2)-10.27%
Min Revenue beat(2)-11.21%
Max Revenue beat(2)-9.34%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)8.7%
EPS NQ rev (1m)-36.93%
EPS NQ rev (3m)-36.34%
EPS NY rev (1m)1.81%
EPS NY rev (3m)0.58%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-8.32%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-6.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.21 | ||
| Fwd PE | 7.37 | ||
| P/S | 0.75 | ||
| P/FCF | 15.11 | ||
| P/OCF | 15.11 | ||
| P/B | 1 | ||
| P/tB | 1.07 | ||
| EV/EBITDA | 5.05 |
EPS(TTM)0.89
EY4.95%
EPS(NY)2.44
Fwd EY13.57%
FCF(TTM)1.19
FCFY6.62%
OCF(TTM)1.19
OCFY6.62%
SpS23.85
BVpS18.03
TBVpS16.88
PEG (NY)0.16
PEG (5Y)N/A
Graham Number19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 4.9% | ||
| ROCE | 3.19% | ||
| ROIC | 2.77% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 4.08% | ||
| OM | 14.14% | ||
| PM (TTM) | 3.71% | ||
| GM | N/A | ||
| FCFM | 4.99% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 4.88 | ||
| Debt/EBITDA | 1.67 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 34.29% | ||
| Profit Quality | 134.69% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.5%
ROIC/WACC0.33
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-52.66%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%-12.28%
EPS Next Y128.72%
EPS Next 2Y59.47%
EPS Next 3Y43.82%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.01%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%-12.28%
Revenue Next Year-3.68%
Revenue Next 2Y1.26%
Revenue Next 3Y3.19%
Revenue Next 5YN/A
EBIT growth 1Y-10.62%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-69.41%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-69.41%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%