SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
USA - NYSE:SPNT - BMG8192H1060 - Common Stock
20.33 USD
+0.26 (+1.3%)
20.33 USD
0 (0%)
SPNT gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 146 industry peers in the Insurance industry. SPNT may be in some trouble as it scores bad on both profitability and health. SPNT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year SPNT was profitable.
In the past year SPNT had a positive cash flow from operations.
SPNT had positive earnings in 4 of the past 5 years.
SPNT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
SPNT's Return On Assets of 0.84% is on the low side compared to the rest of the industry. SPNT is outperformed by 62.33% of its industry peers.
The Return On Equity of SPNT (4.90%) is worse than 75.34% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.77%, SPNT is in line with its industry, outperforming 56.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 4.9% | ||
| ROIC | 2.77% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 3.71%, SPNT is doing worse than 71.23% of the companies in the same industry.
SPNT's Profit Margin has declined in the last couple of years.
SPNT has a better Operating Margin (14.14%) than 66.44% of its industry peers.
In the last couple of years the Operating Margin of SPNT has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.14% | ||
| PM (TTM) | 3.71% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
SPNT has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, SPNT has more shares outstanding
Compared to 1 year ago, SPNT has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of SPNT is 4.88, which is a neutral value as it means it would take SPNT, 4.88 years of fcf income to pay off all of its debts.
SPNT has a Debt to FCF ratio (4.88) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.32 indicates that SPNT is not too dependend on debt financing.
SPNT's Debt to Equity ratio of 0.32 is in line compared to the rest of the industry. SPNT outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 4.88 | ||
| Altman-Z | N/A |
ROIC/WACC0.32
WACC8.62%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
SPNT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
SPNT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -14.97% yearly.
Looking at the last year, SPNT shows a small growth in Revenue. The Revenue has grown by 0.55% in the last year.
The Revenue has been growing by 22.87% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
3.2 Future
The Earnings Per Share is expected to grow by 40.31% on average over the next years. This is a very strong growth
SPNT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.39% yearly.
EPS Next Y136.94%
EPS Next 2Y54.62%
EPS Next 3Y40.31%
EPS Next 5YN/A
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.79, the valuation of SPNT can be described as correct.
The rest of the industry has a similar Price/Earnings ratio as SPNT.
SPNT's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.89.
SPNT is valuated reasonably with a Price/Forward Earnings ratio of 8.86.
SPNT's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SPNT is cheaper than 67.12% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.59, SPNT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.79 | ||
| Fwd PE | 8.86 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SPNT is valued a bit cheaper than 77.40% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SPNT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.08 | ||
| EV/EBITDA | 5.65 |
4.3 Compensation for Growth
SPNT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SPNT's earnings are expected to grow with 40.31% in the coming years.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y54.62%
EPS Next 3Y40.31%
5. Dividend
5.1 Amount
SPNT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
20.33
+0.26 (+1.3%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners87.27%
Inst Owner Change1.89%
Ins Owners2.12%
Ins Owner Change0.47%
Market Cap2.37B
Revenue(TTM)2.75B
Net Income(TTM)103.20M
Analysts82.5
Price Target22.95 (12.89%)
Short Float %1.62%
Short Ratio1.94
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP15.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)47.55%
Min EPS beat(2)-13.77%
Max EPS beat(2)108.87%
EPS beat(4)1
Avg EPS beat(4)-19.49%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)16.37%
EPS beat(12)7
Avg EPS beat(12)26.15%
EPS beat(16)9
Avg EPS beat(16)12.25%
Revenue beat(2)0
Avg Revenue beat(2)-10.27%
Min Revenue beat(2)-11.21%
Max Revenue beat(2)-9.34%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10%
PT rev (3m)-11.18%
EPS NQ rev (1m)4.36%
EPS NQ rev (3m)-1.54%
EPS NY rev (1m)3.59%
EPS NY rev (3m)4.19%
Revenue NQ rev (1m)-6.1%
Revenue NQ rev (3m)-11.09%
Revenue NY rev (1m)1.09%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.79 | ||
| Fwd PE | 8.86 | ||
| P/S | 0.85 | ||
| P/FCF | 17.08 | ||
| P/OCF | 17.08 | ||
| P/B | 1.13 | ||
| P/tB | 1.2 | ||
| EV/EBITDA | 5.65 |
EPS(TTM)1.59
EY7.82%
EPS(NY)2.3
Fwd EY11.29%
FCF(TTM)1.19
FCFY5.86%
OCF(TTM)1.19
OCFY5.86%
SpS23.85
BVpS18.03
TBVpS16.88
PEG (NY)0.09
PEG (5Y)N/A
Graham Number25.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 4.9% | ||
| ROCE | 3.19% | ||
| ROIC | 2.77% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 4.08% | ||
| OM | 14.14% | ||
| PM (TTM) | 3.71% | ||
| GM | N/A | ||
| FCFM | 4.99% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 4.88 | ||
| Debt/EBITDA | 1.67 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 34.29% | ||
| Profit Quality | 134.69% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.62%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
EPS Next Y136.94%
EPS Next 2Y54.62%
EPS Next 3Y40.31%
EPS Next 5YN/A
Revenue 1Y (TTM)0.55%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
EBIT growth 1Y-10.62%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-69.41%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-69.41%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%
SIRIUSPOINT LTD / SPNT FAQ
What is the ChartMill fundamental rating of SIRIUSPOINT LTD (SPNT) stock?
ChartMill assigns a fundamental rating of 3 / 10 to SPNT.
Can you provide the valuation status for SIRIUSPOINT LTD?
ChartMill assigns a valuation rating of 6 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.
What is the profitability of SPNT stock?
SIRIUSPOINT LTD (SPNT) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for SPNT stock?
The Price/Earnings (PE) ratio for SIRIUSPOINT LTD (SPNT) is 12.79 and the Price/Book (PB) ratio is 1.13.
How sustainable is the dividend of SIRIUSPOINT LTD (SPNT) stock?
The dividend rating of SIRIUSPOINT LTD (SPNT) is 0 / 10 and the dividend payout ratio is 15.5%.