SOURCE CAPITAL (SOR) Fundamental Analysis & Valuation

NYSE:SOR • US8361443034

46.59 USD
-0.15 (-0.32%)
Last: Mar 12, 2026, 08:11 PM
Overview Stock Chart Technical Analysis News

This SOR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to SOR. SOR was compared to 98 industry peers in the Financial Services industry. Both the health and profitability get an excellent rating, making SOR a very profitable company, without any liquidiy or solvency issues. SOR has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

7

1. SOR Profitability Analysis

1.1 Basic Checks

  • In the past year SOR was profitable.
  • SOR had a positive operating cash flow in the past year.
  • SOR had positive earnings in 4 of the past 5 years.
  • SOR had a positive operating cash flow in 4 of the past 5 years.
SOR Yearly Net Income VS EBIT VS OCF VS FCFSOR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M

1.2 Ratios

  • SOR has a Return On Assets of 11.35%. This is amongst the best in the industry. SOR outperforms 92.86% of its industry peers.
  • The Return On Equity of SOR (11.38%) is better than 61.22% of its industry peers.
  • SOR has a Return On Invested Capital (3.28%) which is in line with its industry peers.
  • The Average Return On Invested Capital over the past 3 years for SOR is significantly below the industry average of 8.33%.
  • The 3 year average ROIC (3.18%) for SOR is below the current ROIC(3.28%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 11.35%
ROE 11.38%
ROIC 3.28%
ROA(3y)5.71%
ROA(5y)6.65%
ROE(3y)5.94%
ROE(5y)6.84%
ROIC(3y)3.18%
ROIC(5y)2.5%
SOR Yearly ROA, ROE, ROICSOR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 225.49%, SOR belongs to the top of the industry, outperforming 97.96% of the companies in the same industry.
  • SOR's Profit Margin has declined in the last couple of years.
  • SOR has a Operating Margin of 82.17%. This is amongst the best in the industry. SOR outperforms 97.96% of its industry peers.
  • In the last couple of years the Operating Margin of SOR has grown nicely.
  • SOR has a better Gross Margin (84.79%) than 88.78% of its industry peers.
  • In the last couple of years the Gross Margin of SOR has grown nicely.
Industry RankSector Rank
OM 82.17%
PM (TTM) 225.49%
GM 84.79%
OM growth 3Y5.31%
OM growth 5Y5.07%
PM growth 3Y-18.82%
PM growth 5Y-22.88%
GM growth 3Y5.08%
GM growth 5Y3.92%
SOR Yearly Profit, Operating, Gross MarginsSOR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 -200 400 600

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9

2. SOR Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, SOR has about the same amount of shares outstanding.
  • SOR has less shares outstanding than it did 5 years ago.
  • There is no outstanding debt for SOR. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
SOR Yearly Shares OutstandingSOR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M
SOR Yearly Total Debt VS Total AssetsSOR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • An Altman-Z score of 205.85 indicates that SOR is not in any danger for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 205.85, SOR belongs to the best of the industry, outperforming 98.98% of the companies in the same industry.
  • There is no outstanding debt for SOR. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 205.85
ROIC/WACCN/A
WACCN/A
SOR Yearly LT Debt VS Equity VS FCFSOR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 3.86 indicates that SOR has no problem at all paying its short term obligations.
  • SOR's Current ratio of 3.86 is amongst the best of the industry. SOR outperforms 85.71% of its industry peers.
  • A Quick Ratio of 3.86 indicates that SOR has no problem at all paying its short term obligations.
  • SOR's Quick ratio of 3.86 is amongst the best of the industry. SOR outperforms 85.71% of its industry peers.
Industry RankSector Rank
Current Ratio 3.86
Quick Ratio 3.86
SOR Yearly Current Assets VS Current LiabilitesSOR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. SOR Growth Analysis

3.1 Past

  • SOR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14.10%.
  • Measured over the past years, SOR shows a decrease in Earnings Per Share. The EPS has been decreasing by -9.33% on average per year.
  • SOR shows a decrease in Revenue. In the last year, the revenue decreased by -8.36%.
  • Measured over the past years, SOR shows a quite strong growth in Revenue. The Revenue has been growing by 16.83% on average per year.
EPS 1Y (TTM)-14.1%
EPS 3Y-1.38%
EPS 5Y-9.33%
EPS Q2Q%15.46%
Revenue 1Y (TTM)-8.36%
Revenue growth 3Y20.67%
Revenue growth 5Y16.83%
Sales Q2Q%-9.3%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
SOR Yearly Revenue VS EstimatesSOR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

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4

4. SOR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 8.89, which indicates a very decent valuation of SOR.
  • Based on the Price/Earnings ratio, SOR is valued a bit cheaper than 61.22% of the companies in the same industry.
  • SOR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.71.
Industry RankSector Rank
PE 8.89
Fwd PE N/A
SOR Price Earnings VS Forward Price EarningsSOR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, SOR is valued a bit cheaper than the industry average as 77.55% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 8.92
EV/EBITDA N/A
SOR Per share dataSOR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • The decent profitability rating of SOR may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. SOR Dividend Analysis

5.1 Amount

  • SOR has a Yearly Dividend Yield of 5.37%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.34, SOR pays a better dividend. On top of this SOR pays more dividend than 82.65% of the companies listed in the same industry.
  • SOR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 5.37%

5.2 History

  • On average, the dividend of SOR grows each year by 38.62%, which is quite nice.
  • SOR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of SOR decreased in the last 3 years.
Dividend Growth(5Y)38.62%
Div Incr Years2
Div Non Decr Years2
SOR Yearly Dividends per shareSOR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10 20 30

5.3 Sustainability

  • SOR pays out 97.67% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of SOR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP97.67%
EPS Next 2YN/A
EPS Next 3YN/A
SOR Yearly Income VS Free CF VS DividendSOR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M
SOR Dividend Payout.SOR Dividend Payout, showing the Payout Ratio.SOR Dividend Payout.PayoutRetained Earnings

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SOR Fundamentals: All Metrics, Ratios and Statistics

SOURCE CAPITAL

NYSE:SOR (3/12/2026, 8:11:25 PM)

46.59

-0.15 (-0.32%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-05
Earnings (Next)N/A
Inst Owners50.34%
Inst Owner Change16.33%
Ins Owners0%
Ins Owner Change0%
Market Cap383.44M
Revenue(TTM)19.07M
Net Income(TTM)43.00M
Analysts0
Price TargetN/A
Short Float %0.02%
Short Ratio0.1
Dividend
Industry RankSector Rank
Dividend Yield 5.37%
Yearly Dividend5.12
Dividend Growth(5Y)38.62%
DP97.67%
Div Incr Years2
Div Non Decr Years2
Ex-Date05-14
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.89
Fwd PE N/A
P/S 20.11
P/FCF 8.92
P/OCF 8.92
P/B 1.01
P/tB 1.01
EV/EBITDA N/A
EPS(TTM)5.24
EY11.25%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.22
FCFY11.21%
OCF(TTM)5.22
OCFY11.21%
SpS2.32
BVpS45.91
TBVpS45.91
PEG (NY)N/A
PEG (5Y)N/A
Graham Number73.58
Profitability
Industry RankSector Rank
ROA 11.35%
ROE 11.38%
ROCE 4.15%
ROIC 3.28%
ROICexc 3.28%
ROICexgc 3.28%
OM 82.17%
PM (TTM) 225.49%
GM 84.79%
FCFM 225.49%
ROA(3y)5.71%
ROA(5y)6.65%
ROE(3y)5.94%
ROE(5y)6.84%
ROIC(3y)3.18%
ROIC(5y)2.5%
ROICexc(3y)3.19%
ROICexc(5y)2.5%
ROICexgc(3y)3.19%
ROICexgc(5y)2.5%
ROCE(3y)4.03%
ROCE(5y)3.16%
ROICexgc growth 3Y30.09%
ROICexgc growth 5Y24.1%
ROICexc growth 3Y30.09%
ROICexc growth 5Y24.1%
OM growth 3Y5.31%
OM growth 5Y5.07%
PM growth 3Y-18.82%
PM growth 5Y-22.88%
GM growth 3Y5.08%
GM growth 5Y3.92%
F-Score4
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 100%
Current Ratio 3.86
Quick Ratio 3.86
Altman-Z 205.85
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14.1%
EPS 3Y-1.38%
EPS 5Y-9.33%
EPS Q2Q%15.46%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-8.36%
Revenue growth 3Y20.67%
Revenue growth 5Y16.83%
Sales Q2Q%-9.3%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.67%
EBIT growth 3Y27.08%
EBIT growth 5Y22.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y7.34%
FCF growth 3Y-2.04%
FCF growth 5Y-9.91%
OCF growth 1Y7.34%
OCF growth 3Y-2.04%
OCF growth 5Y-9.91%

SOURCE CAPITAL / SOR FAQ

What is the ChartMill fundamental rating of SOURCE CAPITAL (SOR) stock?

ChartMill assigns a fundamental rating of 6 / 10 to SOR.


What is the valuation status of SOURCE CAPITAL (SOR) stock?

ChartMill assigns a valuation rating of 4 / 10 to SOURCE CAPITAL (SOR). This can be considered as Fairly Valued.


How profitable is SOURCE CAPITAL (SOR) stock?

SOURCE CAPITAL (SOR) has a profitability rating of 7 / 10.


Can you provide the dividend sustainability for SOR stock?

The dividend rating of SOURCE CAPITAL (SOR) is 6 / 10 and the dividend payout ratio is 97.67%.