SOURCE CAPITAL (SOR) Stock Overview
USA - NYSE:SOR - US8361443034
45 USD
-0.11 (-0.24%)
SOR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 101 industry peers in the Financial Services industry. While SOR has a great profitability rating, there are some minor concerns on its financial health. SOR has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
SOR had positive earnings in the past year.
In the past year SOR had a positive cash flow from operations.
Of the past 5 years SOR 4 years were profitable.
SOR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
SOR's Return On Assets of 10.29% is amongst the best of the industry. SOR outperforms 91.09% of its industry peers.
Looking at the Return On Equity, with a value of 10.92%, SOR is in the better half of the industry, outperforming 60.40% of the companies in the same industry.
SOR has a Return On Invested Capital (3.75%) which is comparable to the rest of the industry.
SOR had an Average Return On Invested Capital over the past 3 years of 3.18%. This is below the industry average of 7.65%.
The last Return On Invested Capital (3.75%) for SOR is above the 3 year average (3.18%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.29% | ||
| ROE | 10.92% | ||
| ROIC | 3.75% |
ROA(3y)5.71%
ROA(5y)6.65%
ROE(3y)5.94%
ROE(5y)6.84%
ROIC(3y)3.18%
ROIC(5y)2.5%
1.3 Margins
The Profit Margin of SOR (195.00%) is better than 100.00% of its industry peers.
In the last couple of years the Profit Margin of SOR has declined.
Looking at the Operating Margin, with a value of 84.65%, SOR belongs to the top of the industry, outperforming 99.01% of the companies in the same industry.
In the last couple of years the Operating Margin of SOR has grown nicely.
Looking at the Gross Margin, with a value of 85.20%, SOR belongs to the top of the industry, outperforming 89.11% of the companies in the same industry.
In the last couple of years the Gross Margin of SOR has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 84.65% | ||
| PM (TTM) | 195% | ||
| GM | 85.2% |
OM growth 3Y5.31%
OM growth 5Y5.07%
PM growth 3Y-18.82%
PM growth 5Y-22.88%
GM growth 3Y5.08%
GM growth 5Y3.92%
2. Health
2.1 Basic Checks
SOR has about the same amout of shares outstanding than it did 1 year ago.
SOR has less shares outstanding than it did 5 years ago.
There is no outstanding debt for SOR. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 10.43 indicates that SOR is not in any danger for bankruptcy at the moment.
SOR's Altman-Z score of 10.43 is amongst the best of the industry. SOR outperforms 93.07% of its industry peers.
SOR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 10.43 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.19 indicates that SOR may have some problems paying its short term obligations.
SOR's Current ratio of 0.19 is on the low side compared to the rest of the industry. SOR is outperformed by 71.29% of its industry peers.
A Quick Ratio of 0.19 indicates that SOR may have some problems paying its short term obligations.
With a Quick ratio value of 0.19, SOR is not doing good in the industry: 71.29% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
SOR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -27.81%.
The Earnings Per Share has been decreasing by -9.33% on average over the past years.
Looking at the last year, SOR shows a small growth in Revenue. The Revenue has grown by 2.24% in the last year.
The Revenue has been growing by 16.83% on average over the past years. This is quite good.
EPS 1Y (TTM)-27.81%
EPS 3Y-1.38%
EPS 5Y-9.33%
EPS Q2Q%-46.08%
Revenue 1Y (TTM)2.24%
Revenue growth 3Y20.67%
Revenue growth 5Y16.83%
Sales Q2Q%-7.49%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.47, which indicates a very decent valuation of SOR.
Compared to the rest of the industry, the Price/Earnings ratio of SOR indicates a somewhat cheap valuation: SOR is cheaper than 77.23% of the companies listed in the same industry.
SOR is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.47 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, SOR is valued a bit cheaper than 77.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.5 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of SOR may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
SOR has a Yearly Dividend Yield of 11.45%, which is a nice return.
SOR's Dividend Yield is rather good when compared to the industry average which is at 4.86. SOR pays more dividend than 98.02% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, SOR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.45% |
5.2 History
On average, the dividend of SOR grows each year by 38.62%, which is quite nice.
SOR has paid a dividend for at least 10 years, which is a reliable track record.
SOR has decreased its dividend in the last 3 years.
Dividend Growth(5Y)38.62%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
107.69% of the earnings are spent on dividend by SOR. This is not a sustainable payout ratio.
SOR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP107.69%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:SOR (9/19/2025, 8:04:00 PM)
45
-0.11 (-0.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners58.11%
Inst Owner Change37.33%
Ins Owners0%
Ins Owner Change0%
Market Cap370.35M
Analysts0
Price TargetN/A
Short Float %0.1%
Short Ratio0.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.45% |
Yearly Dividend5.12
Dividend Growth(5Y)38.62%
DP107.69%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.47 | ||
| Fwd PE | N/A | ||
| P/S | 18.52 | ||
| P/FCF | 9.5 | ||
| P/OCF | 9.5 | ||
| P/B | 1.04 | ||
| P/tB | 1.04 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.75
EY10.56%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)4.74
FCFY10.53%
OCF(TTM)4.74
OCFY10.53%
SpS2.43
BVpS43.38
TBVpS43.38
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.29% | ||
| ROE | 10.92% | ||
| ROCE | 4.75% | ||
| ROIC | 3.75% | ||
| ROICexc | 3.75% | ||
| ROICexgc | 3.75% | ||
| OM | 84.65% | ||
| PM (TTM) | 195% | ||
| GM | 85.2% | ||
| FCFM | 195% |
ROA(3y)5.71%
ROA(5y)6.65%
ROE(3y)5.94%
ROE(5y)6.84%
ROIC(3y)3.18%
ROIC(5y)2.5%
ROICexc(3y)3.19%
ROICexc(5y)2.5%
ROICexgc(3y)3.19%
ROICexgc(5y)2.5%
ROCE(3y)4.03%
ROCE(5y)3.16%
ROICexcg growth 3Y30.09%
ROICexcg growth 5Y24.1%
ROICexc growth 3Y30.09%
ROICexc growth 5Y24.1%
OM growth 3Y5.31%
OM growth 5Y5.07%
PM growth 3Y-18.82%
PM growth 5Y-22.88%
GM growth 3Y5.08%
GM growth 5Y3.92%
F-Score5
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 100% | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 10.43 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.81%
EPS 3Y-1.38%
EPS 5Y-9.33%
EPS Q2Q%-46.08%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.24%
Revenue growth 3Y20.67%
Revenue growth 5Y16.83%
Sales Q2Q%-7.49%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.57%
EBIT growth 3Y27.08%
EBIT growth 5Y22.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-27.78%
FCF growth 3Y-2.04%
FCF growth 5Y-9.91%
OCF growth 1Y-27.78%
OCF growth 3Y-2.04%
OCF growth 5Y-9.91%