SMARTPHOTO GROUP (SMAR.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:SMAR - BE0974323553 - Common Stock
26.4 EUR
-0.1 (-0.38%)
SMAR gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 43 industry peers in the Commercial Services & Supplies industry. SMAR gets an excellent profitability rating and is at the same time showing great financial health properties. SMAR has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- SMAR had positive earnings in the past year.
- In the past year SMAR had a positive cash flow from operations.
- In the past 5 years SMAR has always been profitable.
- SMAR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 6.31%, SMAR belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
- With a decent Return On Equity value of 11.04%, SMAR is doing good in the industry, outperforming 66.67% of the companies in the same industry.
- SMAR has a Return On Invested Capital of 10.19%. This is amongst the best in the industry. SMAR outperforms 90.48% of its industry peers.
- SMAR had an Average Return On Invested Capital over the past 3 years of 12.19%. This is above the industry average of 8.49%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.31% | ||
| ROE | 11.04% | ||
| ROIC | 10.19% |
ROA(3y)7.15%
ROA(5y)7.98%
ROE(3y)12.13%
ROE(5y)13.22%
ROIC(3y)12.19%
ROIC(5y)11.8%
1.3 Margins
- The Profit Margin of SMAR (6.74%) is better than 73.81% of its industry peers.
- In the last couple of years the Profit Margin of SMAR has declined.
- SMAR has a Operating Margin of 8.96%. This is in the better half of the industry: SMAR outperforms 69.05% of its industry peers.
- SMAR's Operating Margin has declined in the last couple of years.
- SMAR has a Gross Margin of 73.09%. This is in the better half of the industry: SMAR outperforms 76.19% of its industry peers.
- In the last couple of years the Gross Margin of SMAR has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.96% | ||
| PM (TTM) | 6.74% | ||
| GM | 73.09% |
OM growth 3Y-8.72%
OM growth 5Y-2.14%
PM growth 3Y-8.23%
PM growth 5Y-12.91%
GM growth 3Y3.04%
GM growth 5Y1.41%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SMAR is creating some value.
- Compared to 1 year ago, SMAR has less shares outstanding
- SMAR has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, SMAR has an improved debt to assets ratio.
2.2 Solvency
- SMAR has an Altman-Z score of 3.16. This indicates that SMAR is financially healthy and has little risk of bankruptcy at the moment.
- SMAR has a better Altman-Z score (3.16) than 88.10% of its industry peers.
- SMAR has a debt to FCF ratio of 0.56. This is a very positive value and a sign of high solvency as it would only need 0.56 years to pay back of all of its debts.
- SMAR's Debt to FCF ratio of 0.56 is amongst the best of the industry. SMAR outperforms 92.86% of its industry peers.
- A Debt/Equity ratio of 0.06 indicates that SMAR is not too dependend on debt financing.
- SMAR has a better Debt to Equity ratio (0.06) than 95.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.56 | ||
| Altman-Z | 3.16 |
ROIC/WACC1.35
WACC7.57%
2.3 Liquidity
- SMAR has a Current Ratio of 1.22. This is a normal value and indicates that SMAR is financially healthy and should not expect problems in meeting its short term obligations.
- SMAR's Current ratio of 1.22 is in line compared to the rest of the industry. SMAR outperforms 47.62% of its industry peers.
- SMAR has a Quick Ratio of 1.06. This is a normal value and indicates that SMAR is financially healthy and should not expect problems in meeting its short term obligations.
- The Quick ratio of SMAR (1.06) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.22 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
- SMAR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.97%.
- SMAR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.62% yearly.
- The Revenue has been growing slightly by 4.01% in the past year.
- The Revenue has been growing by 9.35% on average over the past years. This is quite good.
EPS 1Y (TTM)-19.97%
EPS 3Y3.31%
EPS 5Y-2.62%
EPS Q2Q%-10.14%
Revenue 1Y (TTM)4.01%
Revenue growth 3Y8.46%
Revenue growth 5Y9.35%
Sales Q2Q%7.09%
3.2 Future
- SMAR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.60% yearly.
- SMAR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.36% yearly.
EPS Next Y21.79%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EPS Next 5YN/A
Revenue Next Year11.11%
Revenue Next 2Y7.73%
Revenue Next 3Y6.19%
Revenue Next 5Y4.36%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 17.14, the valuation of SMAR can be described as rather expensive.
- 71.43% of the companies in the same industry are more expensive than SMAR, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 27.38, SMAR is valued a bit cheaper.
- SMAR is valuated correctly with a Price/Forward Earnings ratio of 13.62.
- SMAR's Price/Forward Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.29, SMAR is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | 13.62 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, SMAR is valued a bit cheaper than 61.90% of the companies in the same industry.
- The rest of the industry has a similar Price/Free Cash Flow ratio as SMAR.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.48 | ||
| EV/EBITDA | 7.35 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of SMAR may justify a higher PE ratio.
- A more expensive valuation may be justified as SMAR's earnings are expected to grow with 15.60% in the coming years.
PEG (NY)0.79
PEG (5Y)N/A
EPS Next 2Y17.12%
EPS Next 3Y15.6%
5. Dividend
5.1 Amount
- SMAR has a Yearly Dividend Yield of 2.45%.
- Compared to an average industry Dividend Yield of 2.54, SMAR pays a bit more dividend than its industry peers.
- SMAR's Dividend Yield is a higher than the S&P500 average which is at 1.85.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
5.2 History
- On average, the dividend of SMAR grows each year by 16.05%, which is quite nice.
Dividend Growth(5Y)16.05%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
- 68.47% of the earnings are spent on dividend by SMAR. This is not a sustainable payout ratio.
- SMAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP68.47%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EBR:SMAR (7/9/2025, 7:00:00 PM)
26.4
-0.1 (-0.38%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0.63%
Inst Owner ChangeN/A
Ins Owners1.53%
Ins Owner ChangeN/A
Market Cap104.02M
Revenue(TTM)80.45M
Net Income(TTM)5.42M
Analysts85.71
Price Target29.07 (10.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
Yearly Dividend1.06
Dividend Growth(5Y)16.05%
DP68.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10.94%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | 13.62 | ||
| P/S | 1.29 | ||
| P/FCF | 13.48 | ||
| P/OCF | 8.58 | ||
| P/B | 2.12 | ||
| P/tB | 4.05 | ||
| EV/EBITDA | 7.35 |
EPS(TTM)1.54
EY5.83%
EPS(NY)1.94
Fwd EY7.34%
FCF(TTM)1.96
FCFY7.42%
OCF(TTM)3.08
OCFY11.65%
SpS20.42
BVpS12.47
TBVpS6.51
PEG (NY)0.79
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.31% | ||
| ROE | 11.04% | ||
| ROCE | 13.24% | ||
| ROIC | 10.19% | ||
| ROICexc | 18.76% | ||
| ROICexgc | 90.71% | ||
| OM | 8.96% | ||
| PM (TTM) | 6.74% | ||
| GM | 73.09% | ||
| FCFM | 9.59% |
ROA(3y)7.15%
ROA(5y)7.98%
ROE(3y)12.13%
ROE(5y)13.22%
ROIC(3y)12.19%
ROIC(5y)11.8%
ROICexc(3y)22.05%
ROICexc(5y)20.18%
ROICexgc(3y)78.01%
ROICexgc(5y)62.34%
ROCE(3y)15.83%
ROCE(5y)15.32%
ROICexgc growth 3Y36.17%
ROICexgc growth 5Y25.19%
ROICexc growth 3Y5.35%
ROICexc growth 5Y8.84%
OM growth 3Y-8.72%
OM growth 5Y-2.14%
PM growth 3Y-8.23%
PM growth 5Y-12.91%
GM growth 3Y3.04%
GM growth 5Y1.41%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.56 | ||
| Debt/EBITDA | 0.25 | ||
| Cap/Depr | 106.1% | ||
| Cap/Sales | 5.47% | ||
| Interest Coverage | 36.61 | ||
| Cash Conversion | 106.69% | ||
| Profit Quality | 142.31% | ||
| Current Ratio | 1.22 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 3.16 |
F-Score5
WACC7.57%
ROIC/WACC1.35
Cap/Depr(3y)82.95%
Cap/Depr(5y)86.01%
Cap/Sales(3y)4.16%
Cap/Sales(5y)4.36%
Profit Quality(3y)155.66%
Profit Quality(5y)128.56%
High Growth Momentum
Growth
EPS 1Y (TTM)-19.97%
EPS 3Y3.31%
EPS 5Y-2.62%
EPS Q2Q%-10.14%
EPS Next Y21.79%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EPS Next 5YN/A
Revenue 1Y (TTM)4.01%
Revenue growth 3Y8.46%
Revenue growth 5Y9.35%
Sales Q2Q%7.09%
Revenue Next Year11.11%
Revenue Next 2Y7.73%
Revenue Next 3Y6.19%
Revenue Next 5Y4.36%
EBIT growth 1Y-21.67%
EBIT growth 3Y-1%
EBIT growth 5Y7%
EBIT Next Year62.5%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-9.34%
FCF growth 3Y36.01%
FCF growth 5Y1.72%
OCF growth 1Y8.57%
OCF growth 3Y23.82%
OCF growth 5Y7.02%
SMARTPHOTO GROUP / SMAR.BR FAQ
What is the fundamental rating for SMAR stock?
ChartMill assigns a fundamental rating of 6 / 10 to SMAR.BR.
What is the valuation status for SMAR stock?
ChartMill assigns a valuation rating of 5 / 10 to SMARTPHOTO GROUP (SMAR.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for SMARTPHOTO GROUP?
SMARTPHOTO GROUP (SMAR.BR) has a profitability rating of 7 / 10.
What is the financial health of SMARTPHOTO GROUP (SMAR.BR) stock?
The financial health rating of SMARTPHOTO GROUP (SMAR.BR) is 8 / 10.
How sustainable is the dividend of SMARTPHOTO GROUP (SMAR.BR) stock?
The dividend rating of SMARTPHOTO GROUP (SMAR.BR) is 4 / 10 and the dividend payout ratio is 68.47%.