SMARTPHOTO GROUP (SMAR.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:SMAR - BE0974323553 - Common Stock
26.4 EUR
-0.1 (-0.38%)
Overall SMAR gets a fundamental rating of 6 out of 10. We evaluated SMAR against 44 industry peers in the Commercial Services & Supplies industry. SMAR has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. SMAR has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
SMAR had positive earnings in the past year.
In the past year SMAR had a positive cash flow from operations.
SMAR had positive earnings in each of the past 5 years.
SMAR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of SMAR (6.31%) is better than 83.33% of its industry peers.
SMAR's Return On Equity of 11.04% is fine compared to the rest of the industry. SMAR outperforms 66.67% of its industry peers.
SMAR has a Return On Invested Capital of 10.19%. This is amongst the best in the industry. SMAR outperforms 90.48% of its industry peers.
The Average Return On Invested Capital over the past 3 years for SMAR is above the industry average of 8.40%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.31% | ||
| ROE | 11.04% | ||
| ROIC | 10.19% |
ROA(3y)7.15%
ROA(5y)7.98%
ROE(3y)12.13%
ROE(5y)13.22%
ROIC(3y)12.19%
ROIC(5y)11.8%
1.3 Margins
SMAR has a Profit Margin of 6.74%. This is in the better half of the industry: SMAR outperforms 73.81% of its industry peers.
In the last couple of years the Profit Margin of SMAR has declined.
The Operating Margin of SMAR (8.96%) is better than 69.05% of its industry peers.
SMAR's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 73.09%, SMAR is in the better half of the industry, outperforming 76.19% of the companies in the same industry.
SMAR's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.96% | ||
| PM (TTM) | 6.74% | ||
| GM | 73.09% |
OM growth 3Y-8.72%
OM growth 5Y-2.14%
PM growth 3Y-8.23%
PM growth 5Y-12.91%
GM growth 3Y3.04%
GM growth 5Y1.41%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SMAR is still creating some value.
The number of shares outstanding for SMAR has been reduced compared to 1 year ago.
The number of shares outstanding for SMAR has been reduced compared to 5 years ago.
The debt/assets ratio for SMAR has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.16 indicates that SMAR is not in any danger for bankruptcy at the moment.
SMAR's Altman-Z score of 3.16 is amongst the best of the industry. SMAR outperforms 88.10% of its industry peers.
The Debt to FCF ratio of SMAR is 0.56, which is an excellent value as it means it would take SMAR, only 0.56 years of fcf income to pay off all of its debts.
SMAR has a Debt to FCF ratio of 0.56. This is amongst the best in the industry. SMAR outperforms 92.86% of its industry peers.
A Debt/Equity ratio of 0.06 indicates that SMAR is not too dependend on debt financing.
SMAR's Debt to Equity ratio of 0.06 is amongst the best of the industry. SMAR outperforms 95.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.56 | ||
| Altman-Z | 3.16 |
ROIC/WACC1.35
WACC7.57%
2.3 Liquidity
A Current Ratio of 1.22 indicates that SMAR should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.22, SMAR is in line with its industry, outperforming 47.62% of the companies in the same industry.
SMAR has a Quick Ratio of 1.06. This is a normal value and indicates that SMAR is financially healthy and should not expect problems in meeting its short term obligations.
SMAR's Quick ratio of 1.06 is in line compared to the rest of the industry. SMAR outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.22 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
The earnings per share for SMAR have decreased strongly by -19.97% in the last year.
Measured over the past years, SMAR shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.62% on average per year.
Looking at the last year, SMAR shows a small growth in Revenue. The Revenue has grown by 4.01% in the last year.
The Revenue has been growing by 9.35% on average over the past years. This is quite good.
EPS 1Y (TTM)-19.97%
EPS 3Y3.31%
EPS 5Y-2.62%
EPS Q2Q%-10.14%
Revenue 1Y (TTM)4.01%
Revenue growth 3Y8.46%
Revenue growth 5Y9.35%
Sales Q2Q%7.09%
3.2 Future
Based on estimates for the next years, SMAR will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.60% on average per year.
Based on estimates for the next years, SMAR will show a small growth in Revenue. The Revenue will grow by 4.36% on average per year.
EPS Next Y21.79%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EPS Next 5YN/A
Revenue Next Year11.11%
Revenue Next 2Y7.73%
Revenue Next 3Y6.19%
Revenue Next 5Y4.36%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
SMAR is valuated rather expensively with a Price/Earnings ratio of 17.14.
Based on the Price/Earnings ratio, SMAR is valued a bit cheaper than 71.43% of the companies in the same industry.
When comparing the Price/Earnings ratio of SMAR to the average of the S&P500 Index (27.19), we can say SMAR is valued slightly cheaper.
The Price/Forward Earnings ratio is 13.62, which indicates a correct valuation of SMAR.
SMAR's Price/Forward Earnings is on the same level as the industry average.
SMAR's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | 13.62 |
4.2 Price Multiples
61.90% of the companies in the same industry are more expensive than SMAR, based on the Enterprise Value to EBITDA ratio.
The rest of the industry has a similar Price/Free Cash Flow ratio as SMAR.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.48 | ||
| EV/EBITDA | 7.35 |
4.3 Compensation for Growth
SMAR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SMAR has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SMAR's earnings are expected to grow with 15.60% in the coming years.
PEG (NY)0.79
PEG (5Y)N/A
EPS Next 2Y17.12%
EPS Next 3Y15.6%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.45%, SMAR has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.67, SMAR pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.92, SMAR pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
5.2 History
On average, the dividend of SMAR grows each year by 16.05%, which is quite nice.
Dividend Growth(5Y)16.05%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
SMAR pays out 68.47% of its income as dividend. This is not a sustainable payout ratio.
SMAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP68.47%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EBR:SMAR (7/9/2025, 7:00:00 PM)
26.4
-0.1 (-0.38%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners0.63%
Inst Owner ChangeN/A
Ins Owners1.53%
Ins Owner ChangeN/A
Market Cap104.02M
Revenue(TTM)80.45M
Net Income(TTM)5.42M
Analysts85.71
Price Target29.07 (10.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
Yearly Dividend1.06
Dividend Growth(5Y)16.05%
DP68.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10.94%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | 13.62 | ||
| P/S | 1.29 | ||
| P/FCF | 13.48 | ||
| P/OCF | 8.58 | ||
| P/B | 2.12 | ||
| P/tB | 4.05 | ||
| EV/EBITDA | 7.35 |
EPS(TTM)1.54
EY5.83%
EPS(NY)1.94
Fwd EY7.34%
FCF(TTM)1.96
FCFY7.42%
OCF(TTM)3.08
OCFY11.65%
SpS20.42
BVpS12.47
TBVpS6.51
PEG (NY)0.79
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.31% | ||
| ROE | 11.04% | ||
| ROCE | 13.24% | ||
| ROIC | 10.19% | ||
| ROICexc | 18.76% | ||
| ROICexgc | 90.71% | ||
| OM | 8.96% | ||
| PM (TTM) | 6.74% | ||
| GM | 73.09% | ||
| FCFM | 9.59% |
ROA(3y)7.15%
ROA(5y)7.98%
ROE(3y)12.13%
ROE(5y)13.22%
ROIC(3y)12.19%
ROIC(5y)11.8%
ROICexc(3y)22.05%
ROICexc(5y)20.18%
ROICexgc(3y)78.01%
ROICexgc(5y)62.34%
ROCE(3y)15.83%
ROCE(5y)15.32%
ROICexgc growth 3Y36.17%
ROICexgc growth 5Y25.19%
ROICexc growth 3Y5.35%
ROICexc growth 5Y8.84%
OM growth 3Y-8.72%
OM growth 5Y-2.14%
PM growth 3Y-8.23%
PM growth 5Y-12.91%
GM growth 3Y3.04%
GM growth 5Y1.41%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.56 | ||
| Debt/EBITDA | 0.25 | ||
| Cap/Depr | 106.1% | ||
| Cap/Sales | 5.47% | ||
| Interest Coverage | 36.61 | ||
| Cash Conversion | 106.69% | ||
| Profit Quality | 142.31% | ||
| Current Ratio | 1.22 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 3.16 |
F-Score5
WACC7.57%
ROIC/WACC1.35
Cap/Depr(3y)82.95%
Cap/Depr(5y)86.01%
Cap/Sales(3y)4.16%
Cap/Sales(5y)4.36%
Profit Quality(3y)155.66%
Profit Quality(5y)128.56%
High Growth Momentum
Growth
EPS 1Y (TTM)-19.97%
EPS 3Y3.31%
EPS 5Y-2.62%
EPS Q2Q%-10.14%
EPS Next Y21.79%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EPS Next 5YN/A
Revenue 1Y (TTM)4.01%
Revenue growth 3Y8.46%
Revenue growth 5Y9.35%
Sales Q2Q%7.09%
Revenue Next Year11.11%
Revenue Next 2Y7.73%
Revenue Next 3Y6.19%
Revenue Next 5Y4.36%
EBIT growth 1Y-21.67%
EBIT growth 3Y-1%
EBIT growth 5Y7%
EBIT Next Year62.5%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-9.34%
FCF growth 3Y36.01%
FCF growth 5Y1.72%
OCF growth 1Y8.57%
OCF growth 3Y23.82%
OCF growth 5Y7.02%
SMARTPHOTO GROUP / SMAR.BR FAQ
What is the fundamental rating for SMAR stock?
ChartMill assigns a fundamental rating of 6 / 10 to SMAR.BR.
What is the valuation status for SMAR stock?
ChartMill assigns a valuation rating of 5 / 10 to SMARTPHOTO GROUP (SMAR.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for SMARTPHOTO GROUP?
SMARTPHOTO GROUP (SMAR.BR) has a profitability rating of 7 / 10.
What is the financial health of SMARTPHOTO GROUP (SMAR.BR) stock?
The financial health rating of SMARTPHOTO GROUP (SMAR.BR) is 8 / 10.
How sustainable is the dividend of SMARTPHOTO GROUP (SMAR.BR) stock?
The dividend rating of SMARTPHOTO GROUP (SMAR.BR) is 4 / 10 and the dividend payout ratio is 68.47%.