SMARTPHOTO GROUP (SMAR.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:SMAR - BE0974323553 - Common Stock
26.4 EUR
-0.1 (-0.38%)
We assign a fundamental rating of 6 out of 10 to SMAR. SMAR was compared to 42 industry peers in the Commercial Services & Supplies industry. SMAR gets an excellent profitability rating and is at the same time showing great financial health properties. SMAR has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year SMAR was profitable.
In the past year SMAR had a positive cash flow from operations.
In the past 5 years SMAR has always been profitable.
In the past 5 years SMAR always reported a positive cash flow from operatings.
1.2 Ratios
SMAR has a better Return On Assets (6.31%) than 83.33% of its industry peers.
The Return On Equity of SMAR (11.04%) is better than 66.67% of its industry peers.
The Return On Invested Capital of SMAR (10.19%) is better than 90.48% of its industry peers.
SMAR had an Average Return On Invested Capital over the past 3 years of 12.19%. This is above the industry average of 8.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.31% | ||
| ROE | 11.04% | ||
| ROIC | 10.19% |
ROA(3y)7.15%
ROA(5y)7.98%
ROE(3y)12.13%
ROE(5y)13.22%
ROIC(3y)12.19%
ROIC(5y)11.8%
1.3 Margins
SMAR's Profit Margin of 6.74% is fine compared to the rest of the industry. SMAR outperforms 73.81% of its industry peers.
In the last couple of years the Profit Margin of SMAR has declined.
SMAR's Operating Margin of 8.96% is fine compared to the rest of the industry. SMAR outperforms 69.05% of its industry peers.
In the last couple of years the Operating Margin of SMAR has declined.
SMAR's Gross Margin of 73.09% is fine compared to the rest of the industry. SMAR outperforms 76.19% of its industry peers.
In the last couple of years the Gross Margin of SMAR has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.96% | ||
| PM (TTM) | 6.74% | ||
| GM | 73.09% |
OM growth 3Y-8.72%
OM growth 5Y-2.14%
PM growth 3Y-8.23%
PM growth 5Y-12.91%
GM growth 3Y3.04%
GM growth 5Y1.41%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SMAR is creating some value.
SMAR has less shares outstanding than it did 1 year ago.
The number of shares outstanding for SMAR has been reduced compared to 5 years ago.
SMAR has a better debt/assets ratio than last year.
2.2 Solvency
SMAR has an Altman-Z score of 3.16. This indicates that SMAR is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of SMAR (3.16) is better than 88.10% of its industry peers.
SMAR has a debt to FCF ratio of 0.56. This is a very positive value and a sign of high solvency as it would only need 0.56 years to pay back of all of its debts.
SMAR's Debt to FCF ratio of 0.56 is amongst the best of the industry. SMAR outperforms 92.86% of its industry peers.
A Debt/Equity ratio of 0.06 indicates that SMAR is not too dependend on debt financing.
The Debt to Equity ratio of SMAR (0.06) is better than 95.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.56 | ||
| Altman-Z | 3.16 |
ROIC/WACC1.35
WACC7.57%
2.3 Liquidity
SMAR has a Current Ratio of 1.22. This is a normal value and indicates that SMAR is financially healthy and should not expect problems in meeting its short term obligations.
SMAR has a Current ratio (1.22) which is in line with its industry peers.
A Quick Ratio of 1.06 indicates that SMAR should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.06, SMAR is in line with its industry, outperforming 57.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.22 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
SMAR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.97%.
Measured over the past years, SMAR shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.62% on average per year.
The Revenue has been growing slightly by 4.01% in the past year.
SMAR shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.35% yearly.
EPS 1Y (TTM)-19.97%
EPS 3Y3.31%
EPS 5Y-2.62%
EPS Q2Q%-10.14%
Revenue 1Y (TTM)4.01%
Revenue growth 3Y8.46%
Revenue growth 5Y9.35%
Sales Q2Q%7.09%
3.2 Future
The Earnings Per Share is expected to grow by 15.60% on average over the next years. This is quite good.
SMAR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.36% yearly.
EPS Next Y21.79%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EPS Next 5YN/A
Revenue Next Year11.11%
Revenue Next 2Y7.73%
Revenue Next 3Y6.19%
Revenue Next 5Y4.36%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 17.14, the valuation of SMAR can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of SMAR indicates a somewhat cheap valuation: SMAR is cheaper than 71.43% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of SMAR to the average of the S&P500 Index (27.17), we can say SMAR is valued slightly cheaper.
SMAR is valuated correctly with a Price/Forward Earnings ratio of 13.62.
SMAR's Price/Forward Earnings ratio is in line with the industry average.
SMAR is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.79, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | 13.62 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SMAR is valued a bit cheaper than the industry average as 61.90% of the companies are valued more expensively.
SMAR's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.48 | ||
| EV/EBITDA | 7.35 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SMAR has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SMAR's earnings are expected to grow with 15.60% in the coming years.
PEG (NY)0.79
PEG (5Y)N/A
EPS Next 2Y17.12%
EPS Next 3Y15.6%
5. Dividend
5.1 Amount
SMAR has a Yearly Dividend Yield of 2.45%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.78, SMAR pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.94, SMAR pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
5.2 History
On average, the dividend of SMAR grows each year by 16.05%, which is quite nice.
Dividend Growth(5Y)16.05%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
68.47% of the earnings are spent on dividend by SMAR. This is not a sustainable payout ratio.
SMAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP68.47%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EBR:SMAR (7/9/2025, 7:00:00 PM)
26.4
-0.1 (-0.38%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners0.63%
Inst Owner ChangeN/A
Ins Owners1.53%
Ins Owner ChangeN/A
Market Cap104.02M
Revenue(TTM)80.45M
Net Income(TTM)5.42M
Analysts85.71
Price Target29.07 (10.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
Yearly Dividend1.06
Dividend Growth(5Y)16.05%
DP68.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10.94%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | 13.62 | ||
| P/S | 1.29 | ||
| P/FCF | 13.48 | ||
| P/OCF | 8.58 | ||
| P/B | 2.12 | ||
| P/tB | 4.05 | ||
| EV/EBITDA | 7.35 |
EPS(TTM)1.54
EY5.83%
EPS(NY)1.94
Fwd EY7.34%
FCF(TTM)1.96
FCFY7.42%
OCF(TTM)3.08
OCFY11.65%
SpS20.42
BVpS12.47
TBVpS6.51
PEG (NY)0.79
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.31% | ||
| ROE | 11.04% | ||
| ROCE | 13.24% | ||
| ROIC | 10.19% | ||
| ROICexc | 18.76% | ||
| ROICexgc | 90.71% | ||
| OM | 8.96% | ||
| PM (TTM) | 6.74% | ||
| GM | 73.09% | ||
| FCFM | 9.59% |
ROA(3y)7.15%
ROA(5y)7.98%
ROE(3y)12.13%
ROE(5y)13.22%
ROIC(3y)12.19%
ROIC(5y)11.8%
ROICexc(3y)22.05%
ROICexc(5y)20.18%
ROICexgc(3y)78.01%
ROICexgc(5y)62.34%
ROCE(3y)15.83%
ROCE(5y)15.32%
ROICexgc growth 3Y36.17%
ROICexgc growth 5Y25.19%
ROICexc growth 3Y5.35%
ROICexc growth 5Y8.84%
OM growth 3Y-8.72%
OM growth 5Y-2.14%
PM growth 3Y-8.23%
PM growth 5Y-12.91%
GM growth 3Y3.04%
GM growth 5Y1.41%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.56 | ||
| Debt/EBITDA | 0.25 | ||
| Cap/Depr | 106.1% | ||
| Cap/Sales | 5.47% | ||
| Interest Coverage | 36.61 | ||
| Cash Conversion | 106.69% | ||
| Profit Quality | 142.31% | ||
| Current Ratio | 1.22 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 3.16 |
F-Score5
WACC7.57%
ROIC/WACC1.35
Cap/Depr(3y)82.95%
Cap/Depr(5y)86.01%
Cap/Sales(3y)4.16%
Cap/Sales(5y)4.36%
Profit Quality(3y)155.66%
Profit Quality(5y)128.56%
High Growth Momentum
Growth
EPS 1Y (TTM)-19.97%
EPS 3Y3.31%
EPS 5Y-2.62%
EPS Q2Q%-10.14%
EPS Next Y21.79%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EPS Next 5YN/A
Revenue 1Y (TTM)4.01%
Revenue growth 3Y8.46%
Revenue growth 5Y9.35%
Sales Q2Q%7.09%
Revenue Next Year11.11%
Revenue Next 2Y7.73%
Revenue Next 3Y6.19%
Revenue Next 5Y4.36%
EBIT growth 1Y-21.67%
EBIT growth 3Y-1%
EBIT growth 5Y7%
EBIT Next Year62.5%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-9.34%
FCF growth 3Y36.01%
FCF growth 5Y1.72%
OCF growth 1Y8.57%
OCF growth 3Y23.82%
OCF growth 5Y7.02%
SMARTPHOTO GROUP / SMAR.BR FAQ
What is the fundamental rating for SMAR stock?
ChartMill assigns a fundamental rating of 6 / 10 to SMAR.BR.
What is the valuation status for SMAR stock?
ChartMill assigns a valuation rating of 5 / 10 to SMARTPHOTO GROUP (SMAR.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for SMARTPHOTO GROUP?
SMARTPHOTO GROUP (SMAR.BR) has a profitability rating of 7 / 10.
What is the financial health of SMARTPHOTO GROUP (SMAR.BR) stock?
The financial health rating of SMARTPHOTO GROUP (SMAR.BR) is 8 / 10.
How sustainable is the dividend of SMARTPHOTO GROUP (SMAR.BR) stock?
The dividend rating of SMARTPHOTO GROUP (SMAR.BR) is 4 / 10 and the dividend payout ratio is 68.47%.