SMARTPHOTO GROUP (SMAR.BR) Stock Fundamental Analysis
Europe • Euronext Brussels • EBR:SMAR • BE0974323553
26.4 EUR
-0.1 (-0.38%)
Last: Jul 9, 2025, 07:00 PM
Taking everything into account, SMAR scores 6 out of 10 in our fundamental rating. SMAR was compared to 42 industry peers in the Commercial Services & Supplies industry. SMAR gets an excellent profitability rating and is at the same time showing great financial health properties. SMAR has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year SMAR was profitable.
- In the past year SMAR had a positive cash flow from operations.
- In the past 5 years SMAR has always been profitable.
- In the past 5 years SMAR always reported a positive cash flow from operatings.
1.2 Ratios
- With an excellent Return On Assets value of 6.31%, SMAR belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
- With a decent Return On Equity value of 11.04%, SMAR is doing good in the industry, outperforming 66.67% of the companies in the same industry.
- SMAR's Return On Invested Capital of 10.19% is amongst the best of the industry. SMAR outperforms 90.48% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for SMAR is above the industry average of 8.66%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.31% | ||
| ROE | 11.04% | ||
| ROIC | 10.19% |
ROA(3y)7.15%
ROA(5y)7.98%
ROE(3y)12.13%
ROE(5y)13.22%
ROIC(3y)12.19%
ROIC(5y)11.8%
1.3 Margins
- SMAR's Profit Margin of 6.74% is fine compared to the rest of the industry. SMAR outperforms 73.81% of its industry peers.
- SMAR's Profit Margin has declined in the last couple of years.
- The Operating Margin of SMAR (8.96%) is better than 69.05% of its industry peers.
- SMAR's Operating Margin has declined in the last couple of years.
- SMAR's Gross Margin of 73.09% is fine compared to the rest of the industry. SMAR outperforms 76.19% of its industry peers.
- SMAR's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.96% | ||
| PM (TTM) | 6.74% | ||
| GM | 73.09% |
OM growth 3Y-8.72%
OM growth 5Y-2.14%
PM growth 3Y-8.23%
PM growth 5Y-12.91%
GM growth 3Y3.04%
GM growth 5Y1.41%
2. Health
2.1 Basic Checks
- SMAR has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- SMAR has less shares outstanding than it did 1 year ago.
- SMAR has less shares outstanding than it did 5 years ago.
- SMAR has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.16 indicates that SMAR is not in any danger for bankruptcy at the moment.
- SMAR's Altman-Z score of 3.16 is amongst the best of the industry. SMAR outperforms 88.10% of its industry peers.
- The Debt to FCF ratio of SMAR is 0.56, which is an excellent value as it means it would take SMAR, only 0.56 years of fcf income to pay off all of its debts.
- SMAR has a Debt to FCF ratio of 0.56. This is amongst the best in the industry. SMAR outperforms 92.86% of its industry peers.
- A Debt/Equity ratio of 0.06 indicates that SMAR is not too dependend on debt financing.
- SMAR has a better Debt to Equity ratio (0.06) than 95.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.56 | ||
| Altman-Z | 3.16 |
ROIC/WACC1.35
WACC7.57%
2.3 Liquidity
- A Current Ratio of 1.22 indicates that SMAR should not have too much problems paying its short term obligations.
- SMAR has a Current ratio (1.22) which is in line with its industry peers.
- SMAR has a Quick Ratio of 1.06. This is a normal value and indicates that SMAR is financially healthy and should not expect problems in meeting its short term obligations.
- SMAR has a Quick ratio (1.06) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.22 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
- The earnings per share for SMAR have decreased strongly by -19.97% in the last year.
- Measured over the past years, SMAR shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.62% on average per year.
- Looking at the last year, SMAR shows a small growth in Revenue. The Revenue has grown by 4.01% in the last year.
- The Revenue has been growing by 9.35% on average over the past years. This is quite good.
EPS 1Y (TTM)-19.97%
EPS 3Y3.31%
EPS 5Y-2.62%
EPS Q2Q%-10.14%
Revenue 1Y (TTM)4.01%
Revenue growth 3Y8.46%
Revenue growth 5Y9.35%
Sales Q2Q%7.09%
3.2 Future
- The Earnings Per Share is expected to grow by 15.60% on average over the next years. This is quite good.
- Based on estimates for the next years, SMAR will show a small growth in Revenue. The Revenue will grow by 4.36% on average per year.
EPS Next Y21.79%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EPS Next 5YN/A
Revenue Next Year11.11%
Revenue Next 2Y7.73%
Revenue Next 3Y6.19%
Revenue Next 5Y4.36%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 17.14, which indicates a rather expensive current valuation of SMAR.
- Compared to the rest of the industry, the Price/Earnings ratio of SMAR indicates a somewhat cheap valuation: SMAR is cheaper than 71.43% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.41. SMAR is valued slightly cheaper when compared to this.
- With a Price/Forward Earnings ratio of 13.62, SMAR is valued correctly.
- The rest of the industry has a similar Price/Forward Earnings ratio as SMAR.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.64, SMAR is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | 13.62 |
4.2 Price Multiples
- SMAR's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SMAR is cheaper than 61.90% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of SMAR is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.48 | ||
| EV/EBITDA | 7.35 |
4.3 Compensation for Growth
- SMAR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- SMAR has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as SMAR's earnings are expected to grow with 15.60% in the coming years.
PEG (NY)0.79
PEG (5Y)N/A
EPS Next 2Y17.12%
EPS Next 3Y15.6%
5. Dividend
5.1 Amount
- SMAR has a Yearly Dividend Yield of 2.45%.
- SMAR's Dividend Yield is a higher than the industry average which is at 2.56.
- SMAR's Dividend Yield is a higher than the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
5.2 History
- On average, the dividend of SMAR grows each year by 16.05%, which is quite nice.
Dividend Growth(5Y)16.05%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
- 68.47% of the earnings are spent on dividend by SMAR. This is not a sustainable payout ratio.
- The dividend of SMAR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP68.47%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EBR:SMAR (7/9/2025, 7:00:00 PM)
26.4
-0.1 (-0.38%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0.63%
Inst Owner ChangeN/A
Ins Owners1.53%
Ins Owner ChangeN/A
Market Cap104.02M
Revenue(TTM)80.45M
Net Income(TTM)5.42M
Analysts85.71
Price Target29.07 (10.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
Yearly Dividend1.06
Dividend Growth(5Y)16.05%
DP68.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10.94%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | 13.62 | ||
| P/S | 1.29 | ||
| P/FCF | 13.48 | ||
| P/OCF | 8.58 | ||
| P/B | 2.12 | ||
| P/tB | 4.05 | ||
| EV/EBITDA | 7.35 |
EPS(TTM)1.54
EY5.83%
EPS(NY)1.94
Fwd EY7.34%
FCF(TTM)1.96
FCFY7.42%
OCF(TTM)3.08
OCFY11.65%
SpS20.42
BVpS12.47
TBVpS6.51
PEG (NY)0.79
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.31% | ||
| ROE | 11.04% | ||
| ROCE | 13.24% | ||
| ROIC | 10.19% | ||
| ROICexc | 18.76% | ||
| ROICexgc | 90.71% | ||
| OM | 8.96% | ||
| PM (TTM) | 6.74% | ||
| GM | 73.09% | ||
| FCFM | 9.59% |
ROA(3y)7.15%
ROA(5y)7.98%
ROE(3y)12.13%
ROE(5y)13.22%
ROIC(3y)12.19%
ROIC(5y)11.8%
ROICexc(3y)22.05%
ROICexc(5y)20.18%
ROICexgc(3y)78.01%
ROICexgc(5y)62.34%
ROCE(3y)15.83%
ROCE(5y)15.32%
ROICexgc growth 3Y36.17%
ROICexgc growth 5Y25.19%
ROICexc growth 3Y5.35%
ROICexc growth 5Y8.84%
OM growth 3Y-8.72%
OM growth 5Y-2.14%
PM growth 3Y-8.23%
PM growth 5Y-12.91%
GM growth 3Y3.04%
GM growth 5Y1.41%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.56 | ||
| Debt/EBITDA | 0.25 | ||
| Cap/Depr | 106.1% | ||
| Cap/Sales | 5.47% | ||
| Interest Coverage | 36.61 | ||
| Cash Conversion | 106.69% | ||
| Profit Quality | 142.31% | ||
| Current Ratio | 1.22 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 3.16 |
F-Score5
WACC7.57%
ROIC/WACC1.35
Cap/Depr(3y)82.95%
Cap/Depr(5y)86.01%
Cap/Sales(3y)4.16%
Cap/Sales(5y)4.36%
Profit Quality(3y)155.66%
Profit Quality(5y)128.56%
High Growth Momentum
Growth
EPS 1Y (TTM)-19.97%
EPS 3Y3.31%
EPS 5Y-2.62%
EPS Q2Q%-10.14%
EPS Next Y21.79%
EPS Next 2Y17.12%
EPS Next 3Y15.6%
EPS Next 5YN/A
Revenue 1Y (TTM)4.01%
Revenue growth 3Y8.46%
Revenue growth 5Y9.35%
Sales Q2Q%7.09%
Revenue Next Year11.11%
Revenue Next 2Y7.73%
Revenue Next 3Y6.19%
Revenue Next 5Y4.36%
EBIT growth 1Y-21.67%
EBIT growth 3Y-1%
EBIT growth 5Y7%
EBIT Next Year62.5%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-9.34%
FCF growth 3Y36.01%
FCF growth 5Y1.72%
OCF growth 1Y8.57%
OCF growth 3Y23.82%
OCF growth 5Y7.02%
SMARTPHOTO GROUP / SMAR.BR FAQ
What is the fundamental rating for SMAR stock?
ChartMill assigns a fundamental rating of 6 / 10 to SMAR.BR.
What is the valuation status for SMAR stock?
ChartMill assigns a valuation rating of 5 / 10 to SMARTPHOTO GROUP (SMAR.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for SMARTPHOTO GROUP?
SMARTPHOTO GROUP (SMAR.BR) has a profitability rating of 7 / 10.
What is the financial health of SMARTPHOTO GROUP (SMAR.BR) stock?
The financial health rating of SMARTPHOTO GROUP (SMAR.BR) is 8 / 10.
How sustainable is the dividend of SMARTPHOTO GROUP (SMAR.BR) stock?
The dividend rating of SMARTPHOTO GROUP (SMAR.BR) is 4 / 10 and the dividend payout ratio is 68.47%.