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Select Bancorp Inc (SLCT) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:SLCT -

18.88
-0.47 (-2.43%)
Last: 10/15/2021, 8:05:20 PM
18.7
-0.18 (-0.95%)
After Hours: 10/15/2021, 8:05:20 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to SLCT. SLCT was compared to 385 industry peers in the Banks industry. Both the profitability and financial health of SLCT have multiple concerns. SLCT shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

In the past year SLCT was profitable.

1.2 Ratios

Industry RankSector Rank
ROA 0.98%
ROE 8.28%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

SLCT does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 26.98%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

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1

2. Health

2.1 Basic Checks

SLCT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

A Debt/Equity ratio of 0.06 indicates that SLCT is not too dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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7

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 141.86% over the past year.
Measured over the past years, SLCT shows a decrease in Earnings Per Share. The EPS has been decreasing by -4.28% on average per year.
The Revenue has grown by 28.65% in the past year. This is a very strong growth!
Measured over the past years, SLCT shows a quite strong growth in Revenue. The Revenue has been growing by 12.10% on average per year.
EPS 1Y (TTM)141.86%
EPS 3Y-10.94%
EPS 5Y-4.28%
EPS Q2Q%700%
Revenue 1Y (TTM)28.65%
Revenue growth 3Y15.94%
Revenue growth 5Y12.1%
Sales Q2Q%35.05%

3.2 Future

SLCT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 22.20% yearly.
SLCT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.56% yearly.
EPS Next Y196.91%
EPS Next 2Y61.14%
EPS Next 3Y41.84%
EPS Next 5Y22.2%
Revenue Next Year28.16%
Revenue Next 2Y14.97%
Revenue Next 3Y12.82%
Revenue Next 5Y9.56%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SLCT Yearly Revenue VS EstimatesSLCT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
SLCT Yearly EPS VS EstimatesSLCT Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

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3

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 18.15 indicates a rather expensive valuation of SLCT.
SLCT is valuated rather cheaply when we compare the Price/Earnings ratio to 26.56, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 15.81, SLCT is valued correctly.
When comparing the Price/Forward Earnings ratio of SLCT to the average of the S&P500 Index (23.79), we can say SLCT is valued slightly cheaper.
Industry RankSector Rank
PE 18.15
Fwd PE 15.81
SLCT Price Earnings VS Forward Price EarningsSLCT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SLCT Per share dataSLCT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

SLCT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SLCT's earnings are expected to grow with 41.84% in the coming years.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y61.14%
EPS Next 3Y41.84%

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0

5. Dividend

5.1 Amount

No dividends for SLCT!.
Industry RankSector Rank
Dividend Yield N/A

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Select Bancorp Inc

NASDAQ:SLCT (10/15/2021, 8:05:20 PM)

After market: 18.7 -0.18 (-0.95%)

18.88

-0.47 (-2.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0.22%
Inst Owner Change-27.23%
Ins Owners4.14%
Ins Owner Change0%
Market Cap325.30M
Revenue(TTM)67.93M
Net Income(TTM)18.33M
Analysts100
Price Target17.6 (-6.78%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 18.15
Fwd PE 15.81
P/S 4.79
P/FCF N/A
P/OCF N/A
P/B 1.47
P/tB N/A
EV/EBITDA N/A
EPS(TTM)1.04
EY5.51%
EPS(NY)1.19
Fwd EY6.33%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3.94
BVpS12.85
TBVpSN/A
PEG (NY)0.09
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.98%
ROE 8.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.98%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.86%
EPS 3Y-10.94%
EPS 5Y-4.28%
EPS Q2Q%700%
EPS Next Y196.91%
EPS Next 2Y61.14%
EPS Next 3Y41.84%
EPS Next 5Y22.2%
Revenue 1Y (TTM)28.65%
Revenue growth 3Y15.94%
Revenue growth 5Y12.1%
Sales Q2Q%35.05%
Revenue Next Year28.16%
Revenue Next 2Y14.97%
Revenue Next 3Y12.82%
Revenue Next 5Y9.56%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

Select Bancorp Inc / SLCT FAQ

What is the fundamental rating for SLCT stock?

ChartMill assigns a fundamental rating of 3 / 10 to SLCT.


Can you provide the valuation status for Select Bancorp Inc?

ChartMill assigns a valuation rating of 4 / 10 to Select Bancorp Inc (SLCT). This can be considered as Fairly Valued.


Can you provide the profitability details for Select Bancorp Inc?

Select Bancorp Inc (SLCT) has a profitability rating of 1 / 10.


Can you provide the financial health for SLCT stock?

The financial health rating of Select Bancorp Inc (SLCT) is 3 / 10.


Can you provide the dividend sustainability for SLCT stock?

The dividend rating of Select Bancorp Inc (SLCT) is 0 / 10 and the dividend payout ratio is 0%.