SEB SA (SK.PA) Fundamental Analysis & Valuation

EPA:SK • FR0000121709

Current stock price

43.68 EUR
+0.26 (+0.6%)
Last:

This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. SK.PA Profitability Analysis

1.1 Basic Checks

  • In the past year SK was profitable.
  • In the past year SK had a positive cash flow from operations.
  • Each year in the past 5 years SK has been profitable.
  • In the past 5 years SK always reported a positive cash flow from operatings.
SK.PA Yearly Net Income VS EBIT VS OCF VS FCFSK.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

1.2 Ratios

  • With a decent Return On Assets value of 2.57%, SK is doing good in the industry, outperforming 66.67% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 7.56%, SK is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 6.06%, SK is doing good in the industry, outperforming 66.67% of the companies in the same industry.
Industry RankSector Rank
ROA 2.57%
ROE 7.56%
ROIC 6.06%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SK.PA Yearly ROA, ROE, ROICSK.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • With a decent Profit Margin value of 2.99%, SK is doing good in the industry, outperforming 60.61% of the companies in the same industry.
  • In the last couple of years the Profit Margin of SK has declined.
  • The Operating Margin of SK (6.36%) is better than 60.61% of its industry peers.
  • In the last couple of years the Operating Margin of SK has declined.
Industry RankSector Rank
OM 6.36%
PM (TTM) 2.99%
GM N/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
SK.PA Yearly Profit, Operating, Gross MarginsSK.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. SK.PA Health Analysis

2.1 Basic Checks

  • SK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • SK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
SK.PA Yearly Shares OutstandingSK.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
SK.PA Yearly Total Debt VS Total AssetsSK.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • SK has an Altman-Z score of 1.86. This is not the best score and indicates that SK is in the grey zone with still only limited risk for bankruptcy at the moment.
  • SK has a Altman-Z score of 1.86. This is comparable to the rest of the industry: SK outperforms 51.52% of its industry peers.
  • SK has a Debt/Equity ratio of 0.64. This is a neutral value indicating SK is somewhat dependend on debt financing.
  • SK's Debt to Equity ratio of 0.64 is in line compared to the rest of the industry. SK outperforms 42.42% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Altman-Z 1.86
ROIC/WACC0.92
WACC6.59%
SK.PA Yearly LT Debt VS Equity VS FCFSK.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 1.27 indicates that SK should not have too much problems paying its short term obligations.
  • The Current ratio of SK (1.27) is worse than 60.61% of its industry peers.
  • SK has a Quick Ratio of 1.27. This is a bad value and indicates that SK is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.78, SK is in line with its industry, outperforming 48.48% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 0.78
SK.PA Yearly Current Assets VS Current LiabilitesSK.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SK.PA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 92.94% over the past year.
  • The Earnings Per Share has been decreasing by -3.87% on average over the past years.
  • The Revenue has decreased by -1.17% in the past year.
  • The Revenue has been growing slightly by 3.32% on average over the past years.
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%

3.2 Future

  • Based on estimates for the next years, SK will show a very strong growth in Earnings Per Share. The EPS will grow by 27.70% on average per year.
  • Based on estimates for the next years, SK will show a small growth in Revenue. The Revenue will grow by 4.72% on average per year.
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
SK.PA Yearly Revenue VS EstimatesSK.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B 8B 10B
SK.PA Yearly EPS VS EstimatesSK.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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7

4. SK.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 5.36, the valuation of SK can be described as very cheap.
  • Based on the Price/Earnings ratio, SK is valued cheaper than 96.97% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of SK to the average of the S&P500 Index (25.54), we can say SK is valued rather cheaply.
  • SK is valuated cheaply with a Price/Forward Earnings ratio of 6.93.
  • SK's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SK is cheaper than 69.70% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.70, SK is valued rather cheaply.
Industry RankSector Rank
PE 5.36
Fwd PE 6.93
SK.PA Price Earnings VS Forward Price EarningsSK.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, SK is valued a bit cheaper than 60.61% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 5.76
SK.PA Per share dataSK.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • SK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SK's earnings are expected to grow with 27.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.17
PEG (5Y)N/A
EPS Next 2Y26.92%
EPS Next 3Y27.7%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. SK.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.73%, SK is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.87, SK pays a better dividend. On top of this SK pays more dividend than 81.82% of the companies listed in the same industry.
  • SK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 6.73%

5.2 History

  • The dividend of SK is nicely growing with an annual growth rate of 7.10%!
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years4
SK.PA Yearly Dividends per shareSK.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • SK pays out 84.46% of its income as dividend. This is not a sustainable payout ratio.
  • SK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP84.46%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
SK.PA Yearly Income VS Free CF VS DividendSK.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
SK.PA Dividend Payout.SK.PA Dividend Payout, showing the Payout Ratio.SK.PA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

SK.PA Fundamentals: All Metrics, Ratios and Statistics

SEB SA

EPA:SK (3/24/2026, 5:35:30 PM)

43.68

+0.26 (+0.6%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-25
Earnings (Next)04-23
Inst Owners32.61%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.42B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts84
Price Target88.37 (102.31%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.73%
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.22%
EPS NY rev (3m)-0.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.79%
Revenue NY rev (3m)-1%
Valuation
Industry RankSector Rank
PE 5.36
Fwd PE 6.93
P/S 0.3
P/FCF N/A
P/OCF 11.83
P/B 0.75
P/tB N/A
EV/EBITDA 5.76
EPS(TTM)8.15
EY18.66%
EPS(NY)6.31
Fwd EY14.44%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY8.46%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.17
PEG (5Y)N/A
Graham Number103.54
Profitability
Industry RankSector Rank
ROA 2.57%
ROE 7.56%
ROCE 8.43%
ROIC 6.06%
ROICexc 7.41%
ROICexgc 22.25%
OM 6.36%
PM (TTM) 2.99%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.86
Health
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Debt/EBITDA 2.59
Cap/Depr 78.5%
Cap/Sales 2.71%
Interest Coverage 5.71
Cash Conversion 25.5%
Profit Quality N/A
Current Ratio 1.27
Quick Ratio 0.78
Altman-Z 1.86
F-Score5
WACC6.59%
ROIC/WACC0.92
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%
EBIT growth 1Y-10.47%
EBIT growth 3Y-4.66%
EBIT growth 5Y-2.07%
EBIT Next Year73.45%
EBIT Next 3Y33.38%
EBIT Next 5YN/A
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%

SEB SA / SK.PA Fundamental Analysis FAQ

What is the fundamental rating for SK stock?

ChartMill assigns a fundamental rating of 5 / 10 to SK.PA.


Can you provide the valuation status for SEB SA?

ChartMill assigns a valuation rating of 7 / 10 to SEB SA (SK.PA). This can be considered as Undervalued.


Can you provide the profitability details for SEB SA?

SEB SA (SK.PA) has a profitability rating of 5 / 10.


What is the valuation of SEB SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 5.36 and the Price/Book (PB) ratio is 0.75.


What is the earnings growth outlook for SEB SA?

The Earnings per Share (EPS) of SEB SA (SK.PA) is expected to grow by 31.11% in the next year.