SEB SA (SK.PA) Fundamental Analysis & Valuation
EPA:SK • FR0000121709
Current stock price
53.95 EUR
+0.3 (+0.56%)
Last:
This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. SK.PA Profitability Analysis
1.1 Basic Checks
- In the past year SK was profitable.
- In the past year SK had a positive cash flow from operations.
- SK had positive earnings in each of the past 5 years.
- SK had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- SK has a Return On Assets of 2.57%. This is in the better half of the industry: SK outperforms 68.75% of its industry peers.
- SK has a Return On Equity of 7.56%. This is in the better half of the industry: SK outperforms 71.88% of its industry peers.
- SK has a better Return On Invested Capital (5.63%) than 62.50% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for SK is below the industry average of 9.65%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROIC | 5.63% |
ROA(3y)3.08%
ROA(5y)3.44%
ROE(3y)8.91%
ROE(5y)10.37%
ROIC(3y)6.67%
ROIC(5y)6.8%
1.3 Margins
- With a decent Profit Margin value of 2.99%, SK is doing good in the industry, outperforming 71.88% of the companies in the same industry.
- In the last couple of years the Profit Margin of SK has declined.
- The Operating Margin of SK (6.75%) is better than 65.63% of its industry peers.
- SK's Operating Margin has declined in the last couple of years.
- SK has a Gross Margin (40.27%) which is comparable to the rest of the industry.
- SK's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.75% | ||
| PM (TTM) | 2.99% | ||
| GM | 40.27% |
OM growth 3Y-2.49%
OM growth 5Y-3.43%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3Y2.07%
GM growth 5Y1%
2. SK.PA Health Analysis
2.1 Basic Checks
- SK has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for SK has been increased compared to 1 year ago.
- The number of shares outstanding for SK has been reduced compared to 5 years ago.
- Compared to 1 year ago, SK has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 1.93 indicates that SK is not a great score, but indicates only limited risk for bankruptcy at the moment.
- SK has a Altman-Z score (1.93) which is comparable to the rest of the industry.
- SK has a Debt/Equity ratio of 0.91. This is a neutral value indicating SK is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.91, SK is doing worse than 78.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.91 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.93 |
ROIC/WACC1.05
WACC5.38%
2.3 Liquidity
- SK has a Current Ratio of 1.27. This is a normal value and indicates that SK is financially healthy and should not expect problems in meeting its short term obligations.
- SK has a Current ratio of 1.27. This is in the lower half of the industry: SK underperforms 62.50% of its industry peers.
- SK has a Quick Ratio of 1.27. This is a bad value and indicates that SK is not financially healthy enough and could expect problems in meeting its short term obligations.
- SK has a Quick ratio of 0.78. This is comparable to the rest of the industry: SK outperforms 53.13% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 |
3. SK.PA Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 92.22% over the past year.
- Measured over the past years, SK shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.89% on average per year.
- Looking at the last year, SK shows a decrease in Revenue. The Revenue has decreased by -1.17% in the last year.
- The Revenue has been growing slightly by 3.32% on average over the past years.
EPS 1Y (TTM)92.22%
EPS 3Y-8.01%
EPS 5Y-3.89%
EPS Q2Q%238.58%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
3.2 Future
- SK is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.58% yearly.
- Based on estimates for the next years, SK will show a small growth in Revenue. The Revenue will grow by 3.31% on average per year.
EPS Next Y17.04%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
EPS Next 5Y18.58%
Revenue Next Year1.7%
Revenue Next 2Y2.82%
Revenue Next 3Y3.32%
Revenue Next 5Y3.31%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. SK.PA Valuation Analysis
4.1 Price/Earnings Ratio
- SK is valuated cheaply with a Price/Earnings ratio of 6.64.
- Compared to the rest of the industry, the Price/Earnings ratio of SK indicates a rather cheap valuation: SK is cheaper than 93.75% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.42. SK is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 9.58 indicates a reasonable valuation of SK.
- SK's Price/Forward Earnings ratio is in line with the industry average.
- SK is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.64 | ||
| Fwd PE | 9.58 |
4.2 Price Multiples
- SK's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SK is cheaper than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.18 |
4.3 Compensation for Growth
- SK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- SK's earnings are expected to grow with 23.59% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.39
PEG (5Y)N/A
EPS Next 2Y27.9%
EPS Next 3Y23.59%
5. SK.PA Dividend Analysis
5.1 Amount
- SK has a Yearly Dividend Yield of 5.58%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.94, SK pays a bit more dividend than its industry peers.
- SK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.58% |
5.2 History
- The dividend of SK is nicely growing with an annual growth rate of 7.10%!
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
- 84.46% of the earnings are spent on dividend by SK. This is not a sustainable payout ratio.
- SK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP84.46%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
SK.PA Fundamentals: All Metrics, Ratios and Statistics
EPA:SK (4/27/2026, 4:55:43 PM)
53.95
+0.3 (+0.56%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)04-23 2026-04-23
Earnings (Next)07-22 2026-07-22
Inst Owners32%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.99B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts83.81
Price Target86.02 (59.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.58% |
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.66%
PT rev (3m)-2.66%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-10.73%
EPS NY rev (3m)-10.93%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.81%
Revenue NY rev (3m)-1.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.64 | ||
| Fwd PE | 9.58 | ||
| P/S | 0.37 | ||
| P/FCF | N/A | ||
| P/OCF | 14.61 | ||
| P/B | 0.92 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.18 |
EPS(TTM)8.12
EY15.05%
EPS(NY)5.63
Fwd EY10.43%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY6.85%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.39
PEG (5Y)N/A
Graham Number103.352 (91.57%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROCE | 8.95% | ||
| ROIC | 5.63% | ||
| ROICexc | 6.71% | ||
| ROICexgc | 15.56% | ||
| OM | 6.75% | ||
| PM (TTM) | 2.99% | ||
| GM | 40.27% | ||
| FCFM | N/A |
ROA(3y)3.08%
ROA(5y)3.44%
ROE(3y)8.91%
ROE(5y)10.37%
ROIC(3y)6.67%
ROIC(5y)6.8%
ROICexc(3y)8.33%
ROICexc(5y)8.87%
ROICexgc(3y)22.86%
ROICexgc(5y)23.8%
ROCE(3y)10.28%
ROCE(5y)10.62%
ROICexgc growth 3Y-4.95%
ROICexgc growth 5Y-11.66%
ROICexc growth 3Y-4.71%
ROICexc growth 5Y-6.41%
OM growth 3Y-2.49%
OM growth 5Y-3.43%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3Y2.07%
GM growth 5Y1%
F-Score4
Asset Turnover0.86
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.91 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.53 | ||
| Cap/Depr | 78.5% | ||
| Cap/Sales | 2.71% | ||
| Interest Coverage | 6.06 | ||
| Cash Conversion | 24.52% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | 1.93 |
F-Score4
WACC5.38%
ROIC/WACC1.05
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.22%
EPS 3Y-8.01%
EPS 5Y-3.89%
EPS Q2Q%238.58%
EPS Next Y17.04%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
EPS Next 5Y18.58%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year1.7%
Revenue Next 2Y2.82%
Revenue Next 3Y3.32%
Revenue Next 5Y3.31%
EBIT growth 1Y-4.95%
EBIT growth 3Y-1.64%
EBIT growth 5Y-0.22%
EBIT Next Year70.81%
EBIT Next 3Y33.2%
EBIT Next 5Y23.65%
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%
SEB SA / SK.PA Fundamental Analysis FAQ
What is the fundamental rating for SK stock?
ChartMill assigns a fundamental rating of 4 / 10 to SK.PA.
What is the valuation status of SEB SA (SK.PA) stock?
ChartMill assigns a valuation rating of 6 / 10 to SEB SA (SK.PA). This can be considered as Fairly Valued.
What is the profitability of SK stock?
SEB SA (SK.PA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for SK stock?
The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 6.64 and the Price/Book (PB) ratio is 0.92.
What is the financial health of SEB SA (SK.PA) stock?
The financial health rating of SEB SA (SK.PA) is 2 / 10.