SEB SA (SK.PA) Fundamental Analysis & Valuation

EPA:SK • FR0000121709

Current stock price

43.92 EUR
-0.38 (-0.86%)
Last:

This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. SK.PA Profitability Analysis

1.1 Basic Checks

  • SK had positive earnings in the past year.
  • SK had a positive operating cash flow in the past year.
  • In the past 5 years SK has always been profitable.
  • Each year in the past 5 years SK had a positive operating cash flow.
SK.PA Yearly Net Income VS EBIT VS OCF VS FCFSK.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

1.2 Ratios

  • SK has a better Return On Assets (2.57%) than 66.67% of its industry peers.
  • The Return On Equity of SK (7.56%) is better than 66.67% of its industry peers.
  • SK's Return On Invested Capital of 6.06% is fine compared to the rest of the industry. SK outperforms 66.67% of its industry peers.
Industry RankSector Rank
ROA 2.57%
ROE 7.56%
ROIC 6.06%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SK.PA Yearly ROA, ROE, ROICSK.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • SK has a better Profit Margin (2.99%) than 60.61% of its industry peers.
  • SK's Profit Margin has declined in the last couple of years.
  • SK's Operating Margin of 6.36% is fine compared to the rest of the industry. SK outperforms 60.61% of its industry peers.
  • In the last couple of years the Operating Margin of SK has declined.
Industry RankSector Rank
OM 6.36%
PM (TTM) 2.99%
GM N/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
SK.PA Yearly Profit, Operating, Gross MarginsSK.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. SK.PA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SK is destroying value.
  • There is no outstanding debt for SK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
SK.PA Yearly Shares OutstandingSK.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
SK.PA Yearly Total Debt VS Total AssetsSK.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • SK has an Altman-Z score of 1.86. This is not the best score and indicates that SK is in the grey zone with still only limited risk for bankruptcy at the moment.
  • SK has a Altman-Z score of 1.86. This is comparable to the rest of the industry: SK outperforms 51.52% of its industry peers.
  • A Debt/Equity ratio of 0.64 indicates that SK is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.64, SK perfoms like the industry average, outperforming 42.42% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Altman-Z 1.86
ROIC/WACC0.92
WACC6.59%
SK.PA Yearly LT Debt VS Equity VS FCFSK.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 1.27 indicates that SK should not have too much problems paying its short term obligations.
  • The Current ratio of SK (1.27) is worse than 60.61% of its industry peers.
  • SK has a Quick Ratio of 1.27. This is a bad value and indicates that SK is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.78, SK perfoms like the industry average, outperforming 48.48% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 0.78
SK.PA Yearly Current Assets VS Current LiabilitesSK.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SK.PA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 92.94% over the past year.
  • Measured over the past years, SK shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.87% on average per year.
  • Looking at the last year, SK shows a decrease in Revenue. The Revenue has decreased by -1.17% in the last year.
  • The Revenue has been growing slightly by 3.32% on average over the past years.
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%

3.2 Future

  • Based on estimates for the next years, SK will show a very strong growth in Earnings Per Share. The EPS will grow by 27.70% on average per year.
  • SK is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.72% yearly.
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
SK.PA Yearly Revenue VS EstimatesSK.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B 8B 10B
SK.PA Yearly EPS VS EstimatesSK.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

More info and screens

Find the best growth stocksShow best growing peers

6

4. SK.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 5.39, the valuation of SK can be described as very cheap.
  • Based on the Price/Earnings ratio, SK is valued cheaper than 96.97% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 24.88. SK is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 6.96, which indicates a rather cheap valuation of SK.
  • Based on the Price/Forward Earnings ratio, SK is valued a bit cheaper than the industry average as 69.70% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 22.19. SK is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.39
Fwd PE 6.96
SK.PA Price Earnings VS Forward Price EarningsSK.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • SK's Enterprise Value to EBITDA ratio is in line with the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 5.82
SK.PA Per share dataSK.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • SK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SK's earnings are expected to grow with 27.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.17
PEG (5Y)N/A
EPS Next 2Y26.92%
EPS Next 3Y27.7%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. SK.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.73%, SK is a good candidate for dividend investing.
  • SK's Dividend Yield is rather good when compared to the industry average which is at 2.87. SK pays more dividend than 81.82% of the companies in the same industry.
  • SK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.90.
Industry RankSector Rank
Dividend Yield 6.73%

5.2 History

  • The dividend of SK is nicely growing with an annual growth rate of 7.10%!
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years4
SK.PA Yearly Dividends per shareSK.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • SK pays out 84.46% of its income as dividend. This is not a sustainable payout ratio.
  • SK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP84.46%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
SK.PA Yearly Income VS Free CF VS DividendSK.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
SK.PA Dividend Payout.SK.PA Dividend Payout, showing the Payout Ratio.SK.PA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

SK.PA Fundamentals: All Metrics, Ratios and Statistics

SEB SA

EPA:SK (3/27/2026, 7:00:00 PM)

43.92

-0.38 (-0.86%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-25
Earnings (Next)04-23
Inst Owners32.61%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.43B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts84
Price Target88.37 (101.21%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.73%
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.22%
EPS NY rev (3m)-0.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.79%
Revenue NY rev (3m)-1%
Valuation
Industry RankSector Rank
PE 5.39
Fwd PE 6.96
P/S 0.3
P/FCF N/A
P/OCF 11.89
P/B 0.75
P/tB N/A
EV/EBITDA 5.82
EPS(TTM)8.15
EY18.56%
EPS(NY)6.31
Fwd EY14.36%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY8.41%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.17
PEG (5Y)N/A
Graham Number103.54
Profitability
Industry RankSector Rank
ROA 2.57%
ROE 7.56%
ROCE 8.43%
ROIC 6.06%
ROICexc 7.41%
ROICexgc 22.25%
OM 6.36%
PM (TTM) 2.99%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.86
Health
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Debt/EBITDA 2.59
Cap/Depr 78.5%
Cap/Sales 2.71%
Interest Coverage 5.71
Cash Conversion 25.5%
Profit Quality N/A
Current Ratio 1.27
Quick Ratio 0.78
Altman-Z 1.86
F-Score5
WACC6.59%
ROIC/WACC0.92
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%
EBIT growth 1Y-10.47%
EBIT growth 3Y-4.66%
EBIT growth 5Y-2.07%
EBIT Next Year73.45%
EBIT Next 3Y33.38%
EBIT Next 5YN/A
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%

SEB SA / SK.PA Fundamental Analysis FAQ

What is the fundamental rating for SK stock?

ChartMill assigns a fundamental rating of 5 / 10 to SK.PA.


Can you provide the valuation status for SEB SA?

ChartMill assigns a valuation rating of 6 / 10 to SEB SA (SK.PA). This can be considered as Fairly Valued.


Can you provide the profitability details for SEB SA?

SEB SA (SK.PA) has a profitability rating of 5 / 10.


What is the valuation of SEB SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 5.39 and the Price/Book (PB) ratio is 0.75.


What is the earnings growth outlook for SEB SA?

The Earnings per Share (EPS) of SEB SA (SK.PA) is expected to grow by 31.11% in the next year.