SEB SA (SK.PA) Fundamental Analysis & Valuation
EPA:SK • FR0000121709
Current stock price
54.7 EUR
+1.05 (+1.96%)
Last:
This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. SK.PA Profitability Analysis
1.1 Basic Checks
- In the past year SK was profitable.
- SK had a positive operating cash flow in the past year.
- In the past 5 years SK has always been profitable.
- SK had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- SK has a Return On Assets of 2.57%. This is in the better half of the industry: SK outperforms 68.75% of its industry peers.
- SK's Return On Equity of 7.56% is fine compared to the rest of the industry. SK outperforms 71.88% of its industry peers.
- SK's Return On Invested Capital of 5.63% is fine compared to the rest of the industry. SK outperforms 62.50% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for SK is below the industry average of 9.65%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROIC | 5.63% |
ROA(3y)3.08%
ROA(5y)3.44%
ROE(3y)8.91%
ROE(5y)10.37%
ROIC(3y)6.67%
ROIC(5y)6.8%
1.3 Margins
- The Profit Margin of SK (2.99%) is better than 71.88% of its industry peers.
- SK's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 6.75%, SK is in the better half of the industry, outperforming 65.63% of the companies in the same industry.
- SK's Operating Margin has declined in the last couple of years.
- SK's Gross Margin of 40.27% is in line compared to the rest of the industry. SK outperforms 59.38% of its industry peers.
- In the last couple of years the Gross Margin of SK has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.75% | ||
| PM (TTM) | 2.99% | ||
| GM | 40.27% |
OM growth 3Y-2.49%
OM growth 5Y-3.43%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3Y2.07%
GM growth 5Y1%
2. SK.PA Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SK is still creating some value.
- Compared to 1 year ago, SK has more shares outstanding
- The number of shares outstanding for SK has been reduced compared to 5 years ago.
- SK has a worse debt/assets ratio than last year.
2.2 Solvency
- SK has an Altman-Z score of 1.93. This is not the best score and indicates that SK is in the grey zone with still only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 1.93, SK is in line with its industry, outperforming 50.00% of the companies in the same industry.
- A Debt/Equity ratio of 0.91 indicates that SK is somewhat dependend on debt financing.
- The Debt to Equity ratio of SK (0.91) is worse than 78.13% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.91 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.93 |
ROIC/WACC1.05
WACC5.38%
2.3 Liquidity
- A Current Ratio of 1.27 indicates that SK should not have too much problems paying its short term obligations.
- With a Current ratio value of 1.27, SK is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
- A Quick Ratio of 0.78 indicates that SK may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.78, SK is in line with its industry, outperforming 53.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 |
3. SK.PA Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 92.22% over the past year.
- Measured over the past years, SK shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.89% on average per year.
- SK shows a decrease in Revenue. In the last year, the revenue decreased by -1.17%.
- Measured over the past years, SK shows a small growth in Revenue. The Revenue has been growing by 3.32% on average per year.
EPS 1Y (TTM)92.22%
EPS 3Y-8.01%
EPS 5Y-3.89%
EPS Q2Q%238.58%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
3.2 Future
- The Earnings Per Share is expected to grow by 18.58% on average over the next years. This is quite good.
- SK is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.31% yearly.
EPS Next Y17.04%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
EPS Next 5Y18.58%
Revenue Next Year1.7%
Revenue Next 2Y2.82%
Revenue Next 3Y3.32%
Revenue Next 5Y3.31%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. SK.PA Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 6.74 indicates a rather cheap valuation of SK.
- Based on the Price/Earnings ratio, SK is valued cheaper than 93.75% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.42, SK is valued rather cheaply.
- A Price/Forward Earnings ratio of 9.72 indicates a reasonable valuation of SK.
- SK's Price/Forward Earnings is on the same level as the industry average.
- SK is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.74 | ||
| Fwd PE | 9.72 |
4.2 Price Multiples
- SK's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SK is cheaper than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.18 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- SK's earnings are expected to grow with 23.59% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)N/A
EPS Next 2Y27.9%
EPS Next 3Y23.59%
5. SK.PA Dividend Analysis
5.1 Amount
- SK has a Yearly Dividend Yield of 5.58%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.94, SK pays a bit more dividend than its industry peers.
- SK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.58% |
5.2 History
- On average, the dividend of SK grows each year by 7.10%, which is quite nice.
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
- 84.46% of the earnings are spent on dividend by SK. This is not a sustainable payout ratio.
- SK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP84.46%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
SK.PA Fundamentals: All Metrics, Ratios and Statistics
EPA:SK (4/27/2026, 10:56:31 AM)
54.7
+1.05 (+1.96%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)04-23 2026-04-23
Earnings (Next)07-22 2026-07-22
Inst Owners32%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap3.03B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts83.81
Price Target86.02 (57.26%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.58% |
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.66%
PT rev (3m)-2.66%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-10.73%
EPS NY rev (3m)-10.93%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.81%
Revenue NY rev (3m)-1.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.74 | ||
| Fwd PE | 9.72 | ||
| P/S | 0.37 | ||
| P/FCF | N/A | ||
| P/OCF | 14.81 | ||
| P/B | 0.94 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.18 |
EPS(TTM)8.12
EY14.84%
EPS(NY)5.63
Fwd EY10.29%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY6.75%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.4
PEG (5Y)N/A
Graham Number103.352 (88.94%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROCE | 8.95% | ||
| ROIC | 5.63% | ||
| ROICexc | 6.71% | ||
| ROICexgc | 15.56% | ||
| OM | 6.75% | ||
| PM (TTM) | 2.99% | ||
| GM | 40.27% | ||
| FCFM | N/A |
ROA(3y)3.08%
ROA(5y)3.44%
ROE(3y)8.91%
ROE(5y)10.37%
ROIC(3y)6.67%
ROIC(5y)6.8%
ROICexc(3y)8.33%
ROICexc(5y)8.87%
ROICexgc(3y)22.86%
ROICexgc(5y)23.8%
ROCE(3y)10.28%
ROCE(5y)10.62%
ROICexgc growth 3Y-4.95%
ROICexgc growth 5Y-11.66%
ROICexc growth 3Y-4.71%
ROICexc growth 5Y-6.41%
OM growth 3Y-2.49%
OM growth 5Y-3.43%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3Y2.07%
GM growth 5Y1%
F-Score4
Asset Turnover0.86
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.91 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.53 | ||
| Cap/Depr | 78.5% | ||
| Cap/Sales | 2.71% | ||
| Interest Coverage | 6.06 | ||
| Cash Conversion | 24.52% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | 1.93 |
F-Score4
WACC5.38%
ROIC/WACC1.05
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.22%
EPS 3Y-8.01%
EPS 5Y-3.89%
EPS Q2Q%238.58%
EPS Next Y17.04%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
EPS Next 5Y18.58%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year1.7%
Revenue Next 2Y2.82%
Revenue Next 3Y3.32%
Revenue Next 5Y3.31%
EBIT growth 1Y-4.95%
EBIT growth 3Y-1.64%
EBIT growth 5Y-0.22%
EBIT Next Year70.81%
EBIT Next 3Y33.2%
EBIT Next 5Y23.65%
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%
SEB SA / SK.PA Fundamental Analysis FAQ
What is the fundamental rating for SK stock?
ChartMill assigns a fundamental rating of 4 / 10 to SK.PA.
What is the valuation status of SEB SA (SK.PA) stock?
ChartMill assigns a valuation rating of 6 / 10 to SEB SA (SK.PA). This can be considered as Fairly Valued.
What is the profitability of SK stock?
SEB SA (SK.PA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for SK stock?
The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 6.74 and the Price/Book (PB) ratio is 0.94.
What is the financial health of SEB SA (SK.PA) stock?
The financial health rating of SEB SA (SK.PA) is 2 / 10.