SEB SA (SK.PA) Fundamental Analysis & Valuation
EPA:SK • FR0000121709
Current stock price
53.65 EUR
+3.45 (+6.87%)
Last:
This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. SK.PA Profitability Analysis
1.1 Basic Checks
- SK had positive earnings in the past year.
- SK had a positive operating cash flow in the past year.
- SK had positive earnings in each of the past 5 years.
- Each year in the past 5 years SK had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 2.57%, SK is in the better half of the industry, outperforming 62.86% of the companies in the same industry.
- SK has a better Return On Equity (7.56%) than 68.57% of its industry peers.
- With a decent Return On Invested Capital value of 6.06%, SK is doing good in the industry, outperforming 65.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROIC | 6.06% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- SK has a Profit Margin of 2.99%. This is in the better half of the industry: SK outperforms 65.71% of its industry peers.
- In the last couple of years the Profit Margin of SK has declined.
- SK's Operating Margin of 6.36% is fine compared to the rest of the industry. SK outperforms 62.86% of its industry peers.
- In the last couple of years the Operating Margin of SK has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.36% | ||
| PM (TTM) | 2.99% | ||
| GM | N/A |
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
2. SK.PA Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SK is destroying value.
- SK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- SK has an Altman-Z score of 1.89. This is not the best score and indicates that SK is in the grey zone with still only limited risk for bankruptcy at the moment.
- With a Altman-Z score value of 1.89, SK perfoms like the industry average, outperforming 48.57% of the companies in the same industry.
- A Debt/Equity ratio of 0.64 indicates that SK is somewhat dependend on debt financing.
- SK has a Debt to Equity ratio (0.64) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.89 |
ROIC/WACC0.9
WACC6.76%
2.3 Liquidity
- SK has a Current Ratio of 1.27. This is a normal value and indicates that SK is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of SK (1.27) is worse than 60.00% of its industry peers.
- A Quick Ratio of 0.78 indicates that SK may have some problems paying its short term obligations.
- With a Quick ratio value of 0.78, SK perfoms like the industry average, outperforming 54.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 |
3. SK.PA Growth Analysis
3.1 Past
- SK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 92.94%, which is quite impressive.
- The Earnings Per Share has been decreasing by -3.87% on average over the past years.
- SK shows a decrease in Revenue. In the last year, the revenue decreased by -1.17%.
- SK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.32% yearly.
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
3.2 Future
- The Earnings Per Share is expected to grow by 23.59% on average over the next years. This is a very strong growth
- SK is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.72% yearly.
EPS Next Y17.04%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
EPS Next 5YN/A
Revenue Next Year1.7%
Revenue Next 2Y2.82%
Revenue Next 3Y3.32%
Revenue Next 5Y4.72%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. SK.PA Valuation Analysis
4.1 Price/Earnings Ratio
- SK is valuated cheaply with a Price/Earnings ratio of 6.58.
- 97.14% of the companies in the same industry are more expensive than SK, based on the Price/Earnings ratio.
- SK is valuated cheaply when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
- SK is valuated reasonably with a Price/Forward Earnings ratio of 9.53.
- Based on the Price/Forward Earnings ratio, SK is valued a bit cheaper than the industry average as 62.86% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 22.24, SK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.58 | ||
| Fwd PE | 9.53 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, SK is valued a bit cheaper than 62.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.23 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as SK's earnings are expected to grow with 23.59% in the coming years.
PEG (NY)0.39
PEG (5Y)N/A
EPS Next 2Y27.9%
EPS Next 3Y23.59%
5. SK.PA Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 5.53%, SK is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.92, SK pays a bit more dividend than its industry peers.
- SK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.53% |
5.2 History
- The dividend of SK is nicely growing with an annual growth rate of 7.10%!
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
- 84.46% of the earnings are spent on dividend by SK. This is not a sustainable payout ratio.
- SK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP84.46%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
SK.PA Fundamentals: All Metrics, Ratios and Statistics
EPA:SK (4/24/2026, 7:00:00 PM)
53.65
+3.45 (+6.87%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-25 2026-02-25/amc
Earnings (Next)04-23 2026-04-23
Inst Owners32%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.97B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts83.81
Price Target86.02 (60.34%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.53% |
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.66%
PT rev (3m)-2.66%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-10.73%
EPS NY rev (3m)-10.95%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.81%
Revenue NY rev (3m)-1.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.58 | ||
| Fwd PE | 9.53 | ||
| P/S | 0.36 | ||
| P/FCF | N/A | ||
| P/OCF | 14.53 | ||
| P/B | 0.92 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.23 |
EPS(TTM)8.15
EY15.19%
EPS(NY)5.63
Fwd EY10.49%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY6.88%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.39
PEG (5Y)N/A
Graham Number103.543 (93%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROCE | 8.43% | ||
| ROIC | 6.06% | ||
| ROICexc | 7.41% | ||
| ROICexgc | 22.25% | ||
| OM | 6.36% | ||
| PM (TTM) | 2.99% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.86
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.59 | ||
| Cap/Depr | 78.5% | ||
| Cap/Sales | 2.71% | ||
| Interest Coverage | 5.71 | ||
| Cash Conversion | 25.5% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | 1.89 |
F-Score5
WACC6.76%
ROIC/WACC0.9
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
EPS Next Y17.04%
EPS Next 2Y27.9%
EPS Next 3Y23.59%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year1.7%
Revenue Next 2Y2.82%
Revenue Next 3Y3.32%
Revenue Next 5Y4.72%
EBIT growth 1Y-10.47%
EBIT growth 3Y-4.66%
EBIT growth 5Y-2.07%
EBIT Next Year70.81%
EBIT Next 3Y33.2%
EBIT Next 5YN/A
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%
SEB SA / SK.PA Fundamental Analysis FAQ
What is the fundamental rating for SK stock?
ChartMill assigns a fundamental rating of 4 / 10 to SK.PA.
What is the valuation status of SEB SA (SK.PA) stock?
ChartMill assigns a valuation rating of 6 / 10 to SEB SA (SK.PA). This can be considered as Fairly Valued.
What is the profitability of SK stock?
SEB SA (SK.PA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for SK stock?
The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 6.58 and the Price/Book (PB) ratio is 0.92.
What is the financial health of SEB SA (SK.PA) stock?
The financial health rating of SEB SA (SK.PA) is 2 / 10.