SEB SA (SK.PA) Fundamental Analysis & Valuation
EPA:SK • FR0000121709
Current stock price
44.44 EUR
-0.08 (-0.18%)
Last:
This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. SK.PA Profitability Analysis
1.1 Basic Checks
- SK had positive earnings in the past year.
- In the past year SK had a positive cash flow from operations.
- In the past 5 years SK has always been profitable.
- In the past 5 years SK always reported a positive cash flow from operatings.
1.2 Ratios
- SK has a Return On Assets of 2.57%. This is in the better half of the industry: SK outperforms 61.76% of its industry peers.
- SK has a better Return On Equity (7.56%) than 64.71% of its industry peers.
- The Return On Invested Capital of SK (6.06%) is better than 61.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROIC | 6.06% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- SK has a Profit Margin (2.99%) which is in line with its industry peers.
- In the last couple of years the Profit Margin of SK has declined.
- The Operating Margin of SK (6.36%) is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of SK has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.36% | ||
| PM (TTM) | 2.99% | ||
| GM | N/A |
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
2. SK.PA Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SK is destroying value.
- There is no outstanding debt for SK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- SK has an Altman-Z score of 1.86. This is not the best score and indicates that SK is in the grey zone with still only limited risk for bankruptcy at the moment.
- SK's Altman-Z score of 1.86 is in line compared to the rest of the industry. SK outperforms 50.00% of its industry peers.
- SK has a Debt/Equity ratio of 0.64. This is a neutral value indicating SK is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.64, SK is in line with its industry, outperforming 44.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.86 |
ROIC/WACC0.92
WACC6.6%
2.3 Liquidity
- SK has a Current Ratio of 1.27. This is a normal value and indicates that SK is financially healthy and should not expect problems in meeting its short term obligations.
- SK's Current ratio of 1.27 is on the low side compared to the rest of the industry. SK is outperformed by 61.76% of its industry peers.
- SK has a Quick Ratio of 1.27. This is a bad value and indicates that SK is not financially healthy enough and could expect problems in meeting its short term obligations.
- SK has a Quick ratio (0.78) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 |
3. SK.PA Growth Analysis
3.1 Past
- SK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 92.94%, which is quite impressive.
- SK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.87% yearly.
- SK shows a decrease in Revenue. In the last year, the revenue decreased by -1.17%.
- SK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.32% yearly.
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
3.2 Future
- Based on estimates for the next years, SK will show a very strong growth in Earnings Per Share. The EPS will grow by 27.70% on average per year.
- Based on estimates for the next years, SK will show a small growth in Revenue. The Revenue will grow by 4.72% on average per year.
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. SK.PA Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 5.45, the valuation of SK can be described as very cheap.
- Based on the Price/Earnings ratio, SK is valued cheaply inside the industry as 97.06% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 25.60, SK is valued rather cheaply.
- With a Price/Forward Earnings ratio of 7.05, the valuation of SK can be described as very cheap.
- Based on the Price/Forward Earnings ratio, SK is valued a bit cheaper than the industry average as 73.53% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 22.84, SK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.45 | ||
| Fwd PE | 7.05 |
4.2 Price Multiples
- SK's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SK is cheaper than 61.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.83 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as SK's earnings are expected to grow with 27.70% in the coming years.
PEG (NY)0.18
PEG (5Y)N/A
EPS Next 2Y26.92%
EPS Next 3Y27.7%
5. SK.PA Dividend Analysis
5.1 Amount
- SK has a Yearly Dividend Yield of 6.38%, which is a nice return.
- SK's Dividend Yield is rather good when compared to the industry average which is at 3.16. SK pays more dividend than 82.35% of the companies in the same industry.
- SK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.38% |
5.2 History
- On average, the dividend of SK grows each year by 7.10%, which is quite nice.
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years4
5.3 Sustainability
- 84.46% of the earnings are spent on dividend by SK. This is not a sustainable payout ratio.
- The dividend of SK is growing, but earnings are growing more, so the dividend growth is sustainable.
DP84.46%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
SK.PA Fundamentals: All Metrics, Ratios and Statistics
EPA:SK (4/2/2026, 7:00:00 PM)
44.44
-0.08 (-0.18%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-25 2026-02-25/amc
Earnings (Next)04-23 2026-04-23
Inst Owners32.61%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.46B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts83.81
Price Target87.63 (97.19%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.38% |
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.84%
PT rev (3m)-0.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.22%
EPS NY rev (3m)-0.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.79%
Revenue NY rev (3m)-1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.45 | ||
| Fwd PE | 7.05 | ||
| P/S | 0.3 | ||
| P/FCF | N/A | ||
| P/OCF | 12.03 | ||
| P/B | 0.76 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.83 |
EPS(TTM)8.15
EY18.34%
EPS(NY)6.31
Fwd EY14.19%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY8.31%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.18
PEG (5Y)N/A
Graham Number103.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROCE | 8.43% | ||
| ROIC | 6.06% | ||
| ROICexc | 7.41% | ||
| ROICexgc | 22.25% | ||
| OM | 6.36% | ||
| PM (TTM) | 2.99% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.86
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.59 | ||
| Cap/Depr | 78.5% | ||
| Cap/Sales | 2.71% | ||
| Interest Coverage | 5.71 | ||
| Cash Conversion | 25.5% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | 1.86 |
F-Score5
WACC6.6%
ROIC/WACC0.92
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%
EBIT growth 1Y-10.47%
EBIT growth 3Y-4.66%
EBIT growth 5Y-2.07%
EBIT Next Year73.45%
EBIT Next 3Y33.38%
EBIT Next 5YN/A
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%
SEB SA / SK.PA Fundamental Analysis FAQ
What is the fundamental rating for SK stock?
ChartMill assigns a fundamental rating of 4 / 10 to SK.PA.
What is the valuation status of SEB SA (SK.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to SEB SA (SK.PA). This can be considered as Undervalued.
What is the profitability of SK stock?
SEB SA (SK.PA) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for SK stock?
The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 5.45 and the Price/Book (PB) ratio is 0.76.
What is the financial health of SEB SA (SK.PA) stock?
The financial health rating of SEB SA (SK.PA) is 2 / 10.