SEB SA (SK.PA) Fundamental Analysis & Valuation

EPA:SK • FR0000121709

Current stock price

43.56 EUR
+0.56 (+1.3%)
Last:

This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. SK.PA Profitability Analysis

1.1 Basic Checks

  • SK had positive earnings in the past year.
  • SK had a positive operating cash flow in the past year.
  • SK had positive earnings in each of the past 5 years.
  • Each year in the past 5 years SK had a positive operating cash flow.
SK.PA Yearly Net Income VS EBIT VS OCF VS FCFSK.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

1.2 Ratios

  • The Return On Assets of SK (2.57%) is better than 69.70% of its industry peers.
  • With a decent Return On Equity value of 7.56%, SK is doing good in the industry, outperforming 69.70% of the companies in the same industry.
  • The Return On Invested Capital of SK (6.06%) is better than 69.70% of its industry peers.
Industry RankSector Rank
ROA 2.57%
ROE 7.56%
ROIC 6.06%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SK.PA Yearly ROA, ROE, ROICSK.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • SK has a Profit Margin of 2.99%. This is in the better half of the industry: SK outperforms 66.67% of its industry peers.
  • SK's Profit Margin has declined in the last couple of years.
  • The Operating Margin of SK (6.36%) is better than 63.64% of its industry peers.
  • In the last couple of years the Operating Margin of SK has declined.
Industry RankSector Rank
OM 6.36%
PM (TTM) 2.99%
GM N/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
SK.PA Yearly Profit, Operating, Gross MarginsSK.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. SK.PA Health Analysis

2.1 Basic Checks

  • SK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • There is no outstanding debt for SK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
SK.PA Yearly Shares OutstandingSK.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
SK.PA Yearly Total Debt VS Total AssetsSK.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 1.86 indicates that SK is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 1.86, SK is in line with its industry, outperforming 48.48% of the companies in the same industry.
  • SK has a Debt/Equity ratio of 0.64. This is a neutral value indicating SK is somewhat dependend on debt financing.
  • SK has a Debt to Equity ratio (0.64) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Altman-Z 1.86
ROIC/WACC0.91
WACC6.65%
SK.PA Yearly LT Debt VS Equity VS FCFSK.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • SK has a Current Ratio of 1.27. This is a normal value and indicates that SK is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of SK (1.27) is comparable to the rest of the industry.
  • SK has a Quick Ratio of 1.27. This is a bad value and indicates that SK is not financially healthy enough and could expect problems in meeting its short term obligations.
  • SK has a Quick ratio (0.78) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 0.78
SK.PA Yearly Current Assets VS Current LiabilitesSK.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SK.PA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 92.94% over the past year.
  • Measured over the past years, SK shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.87% on average per year.
  • The Revenue has decreased by -1.17% in the past year.
  • Measured over the past years, SK shows a small growth in Revenue. The Revenue has been growing by 3.32% on average per year.
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%

3.2 Future

  • The Earnings Per Share is expected to grow by 27.70% on average over the next years. This is a very strong growth
  • SK is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.72% yearly.
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
SK.PA Yearly Revenue VS EstimatesSK.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B 8B 10B
SK.PA Yearly EPS VS EstimatesSK.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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Find the best growth stocksShow best growing peers

6

4. SK.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 5.34, the valuation of SK can be described as very cheap.
  • Based on the Price/Earnings ratio, SK is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of SK to the average of the S&P500 Index (26.11), we can say SK is valued rather cheaply.
  • A Price/Forward Earnings ratio of 6.91 indicates a rather cheap valuation of SK.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of SK indicates a somewhat cheap valuation: SK is cheaper than 72.73% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of SK to the average of the S&P500 Index (24.12), we can say SK is valued rather cheaply.
Industry RankSector Rank
PE 5.34
Fwd PE 6.91
SK.PA Price Earnings VS Forward Price EarningsSK.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • SK's Enterprise Value to EBITDA ratio is in line with the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 5.73
SK.PA Per share dataSK.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SK's earnings are expected to grow with 27.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.17
PEG (5Y)N/A
EPS Next 2Y26.92%
EPS Next 3Y27.7%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. SK.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.14%, SK is a good candidate for dividend investing.
  • SK's Dividend Yield is rather good when compared to the industry average which is at 2.60. SK pays more dividend than 81.82% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, SK pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.14%

5.2 History

  • On average, the dividend of SK grows each year by 7.10%, which is quite nice.
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years4
SK.PA Yearly Dividends per shareSK.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 84.46% of the earnings are spent on dividend by SK. This is not a sustainable payout ratio.
  • SK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP84.46%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
SK.PA Yearly Income VS Free CF VS DividendSK.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
SK.PA Dividend Payout.SK.PA Dividend Payout, showing the Payout Ratio.SK.PA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

SK.PA Fundamentals: All Metrics, Ratios and Statistics

SEB SA

EPA:SK (3/18/2026, 5:29:56 PM)

43.56

+0.56 (+1.3%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-25
Earnings (Next)04-23
Inst Owners32.61%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.41B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts84
Price Target88.37 (102.87%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.14%
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.22%
EPS NY rev (3m)-0.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1%
Revenue NY rev (3m)-1%
Valuation
Industry RankSector Rank
PE 5.34
Fwd PE 6.91
P/S 0.3
P/FCF N/A
P/OCF 11.79
P/B 0.75
P/tB N/A
EV/EBITDA 5.73
EPS(TTM)8.15
EY18.71%
EPS(NY)6.31
Fwd EY14.48%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY8.48%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.17
PEG (5Y)N/A
Graham Number103.54
Profitability
Industry RankSector Rank
ROA 2.57%
ROE 7.56%
ROCE 8.43%
ROIC 6.06%
ROICexc 7.41%
ROICexgc 22.25%
OM 6.36%
PM (TTM) 2.99%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.86
Health
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Debt/EBITDA 2.59
Cap/Depr 78.5%
Cap/Sales 2.71%
Interest Coverage 5.71
Cash Conversion 25.5%
Profit Quality N/A
Current Ratio 1.27
Quick Ratio 0.78
Altman-Z 1.86
F-Score5
WACC6.65%
ROIC/WACC0.91
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%
EBIT growth 1Y-10.47%
EBIT growth 3Y-4.66%
EBIT growth 5Y-2.07%
EBIT Next Year73.45%
EBIT Next 3Y33.38%
EBIT Next 5YN/A
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%

SEB SA / SK.PA Fundamental Analysis FAQ

What is the fundamental rating for SK stock?

ChartMill assigns a fundamental rating of 5 / 10 to SK.PA.


Can you provide the valuation status for SEB SA?

ChartMill assigns a valuation rating of 7 / 10 to SEB SA (SK.PA). This can be considered as Undervalued.


Can you provide the profitability details for SEB SA?

SEB SA (SK.PA) has a profitability rating of 5 / 10.


What is the valuation of SEB SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 5.34 and the Price/Book (PB) ratio is 0.75.


What is the earnings growth outlook for SEB SA?

The Earnings per Share (EPS) of SEB SA (SK.PA) is expected to grow by 31.11% in the next year.