SEB SA (SK.PA) Fundamental Analysis & Valuation

EPA:SK • FR0000121709

Current stock price

42.42 EUR
+0.8 (+1.92%)
Last:

This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. SK.PA Profitability Analysis

1.1 Basic Checks

  • SK had positive earnings in the past year.
  • SK had a positive operating cash flow in the past year.
  • SK had positive earnings in each of the past 5 years.
  • SK had a positive operating cash flow in each of the past 5 years.
SK.PA Yearly Net Income VS EBIT VS OCF VS FCFSK.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

1.2 Ratios

  • The Return On Assets of SK (2.57%) is better than 69.70% of its industry peers.
  • SK's Return On Equity of 7.56% is fine compared to the rest of the industry. SK outperforms 69.70% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 6.06%, SK is in the better half of the industry, outperforming 69.70% of the companies in the same industry.
Industry RankSector Rank
ROA 2.57%
ROE 7.56%
ROIC 6.06%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SK.PA Yearly ROA, ROE, ROICSK.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • SK's Profit Margin of 2.99% is fine compared to the rest of the industry. SK outperforms 63.64% of its industry peers.
  • In the last couple of years the Profit Margin of SK has declined.
  • SK's Operating Margin of 6.36% is fine compared to the rest of the industry. SK outperforms 63.64% of its industry peers.
  • In the last couple of years the Operating Margin of SK has declined.
Industry RankSector Rank
OM 6.36%
PM (TTM) 2.99%
GM N/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
SK.PA Yearly Profit, Operating, Gross MarginsSK.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. SK.PA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SK is destroying value.
  • There is no outstanding debt for SK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
SK.PA Yearly Shares OutstandingSK.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
SK.PA Yearly Total Debt VS Total AssetsSK.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • SK has an Altman-Z score of 1.85. This is not the best score and indicates that SK is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Altman-Z score of SK (1.85) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.64 indicates that SK is somewhat dependend on debt financing.
  • The Debt to Equity ratio of SK (0.64) is worse than 60.61% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Altman-Z 1.85
ROIC/WACC0.91
WACC6.64%
SK.PA Yearly LT Debt VS Equity VS FCFSK.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 1.27 indicates that SK should not have too much problems paying its short term obligations.
  • SK has a Current ratio (1.27) which is comparable to the rest of the industry.
  • A Quick Ratio of 0.78 indicates that SK may have some problems paying its short term obligations.
  • The Quick ratio of SK (0.78) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 0.78
SK.PA Yearly Current Assets VS Current LiabilitesSK.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SK.PA Growth Analysis

3.1 Past

  • SK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 92.94%, which is quite impressive.
  • Measured over the past years, SK shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.87% on average per year.
  • Looking at the last year, SK shows a decrease in Revenue. The Revenue has decreased by -1.17% in the last year.
  • Measured over the past years, SK shows a small growth in Revenue. The Revenue has been growing by 3.32% on average per year.
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%

3.2 Future

  • The Earnings Per Share is expected to grow by 27.70% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, SK will show a small growth in Revenue. The Revenue will grow by 4.72% on average per year.
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
SK.PA Yearly Revenue VS EstimatesSK.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B 8B 10B
SK.PA Yearly EPS VS EstimatesSK.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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7

4. SK.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 5.20, which indicates a rather cheap valuation of SK.
  • Based on the Price/Earnings ratio, SK is valued cheaper than 96.97% of the companies in the same industry.
  • SK's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.23.
  • Based on the Price/Forward Earnings ratio of 6.73, the valuation of SK can be described as very cheap.
  • 72.73% of the companies in the same industry are more expensive than SK, based on the Price/Forward Earnings ratio.
  • SK is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.28, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 5.2
Fwd PE 6.73
SK.PA Price Earnings VS Forward Price EarningsSK.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, SK is valued a bit cheaper than 60.61% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 5.69
SK.PA Per share dataSK.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SK's earnings are expected to grow with 27.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.17
PEG (5Y)N/A
EPS Next 2Y26.92%
EPS Next 3Y27.7%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. SK.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.73%, SK is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.63, SK pays a better dividend. On top of this SK pays more dividend than 84.85% of the companies listed in the same industry.
  • SK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 6.73%

5.2 History

  • On average, the dividend of SK grows each year by 7.10%, which is quite nice.
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years4
SK.PA Yearly Dividends per shareSK.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 84.46% of the earnings are spent on dividend by SK. This is not a sustainable payout ratio.
  • The dividend of SK is growing, but earnings are growing more, so the dividend growth is sustainable.
DP84.46%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
SK.PA Yearly Income VS Free CF VS DividendSK.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M
SK.PA Dividend Payout.SK.PA Dividend Payout, showing the Payout Ratio.SK.PA Dividend Payout.PayoutRetained Earnings

More info and screens

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SK.PA Fundamentals: All Metrics, Ratios and Statistics

SEB SA

EPA:SK (3/20/2026, 7:00:00 PM)

42.42

+0.8 (+1.92%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-25
Earnings (Next)04-23
Inst Owners32.61%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.35B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts84
Price Target88.37 (108.32%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.73%
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.22%
EPS NY rev (3m)-0.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.79%
Revenue NY rev (3m)-1%
Valuation
Industry RankSector Rank
PE 5.2
Fwd PE 6.73
P/S 0.29
P/FCF N/A
P/OCF 11.48
P/B 0.73
P/tB N/A
EV/EBITDA 5.69
EPS(TTM)8.15
EY19.21%
EPS(NY)6.31
Fwd EY14.87%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY8.71%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.17
PEG (5Y)N/A
Graham Number103.54
Profitability
Industry RankSector Rank
ROA 2.57%
ROE 7.56%
ROCE 8.43%
ROIC 6.06%
ROICexc 7.41%
ROICexgc 22.25%
OM 6.36%
PM (TTM) 2.99%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.86
Health
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Debt/EBITDA 2.59
Cap/Depr 78.5%
Cap/Sales 2.71%
Interest Coverage 5.71
Cash Conversion 25.5%
Profit Quality N/A
Current Ratio 1.27
Quick Ratio 0.78
Altman-Z 1.85
F-Score5
WACC6.64%
ROIC/WACC0.91
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year2.53%
Revenue Next 2Y3.25%
Revenue Next 3Y3.25%
Revenue Next 5Y4.72%
EBIT growth 1Y-10.47%
EBIT growth 3Y-4.66%
EBIT growth 5Y-2.07%
EBIT Next Year73.45%
EBIT Next 3Y33.38%
EBIT Next 5YN/A
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%

SEB SA / SK.PA Fundamental Analysis FAQ

What is the fundamental rating for SK stock?

ChartMill assigns a fundamental rating of 5 / 10 to SK.PA.


Can you provide the valuation status for SEB SA?

ChartMill assigns a valuation rating of 7 / 10 to SEB SA (SK.PA). This can be considered as Undervalued.


Can you provide the profitability details for SEB SA?

SEB SA (SK.PA) has a profitability rating of 5 / 10.


What is the valuation of SEB SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 5.2 and the Price/Book (PB) ratio is 0.73.


What is the earnings growth outlook for SEB SA?

The Earnings per Share (EPS) of SEB SA (SK.PA) is expected to grow by 31.11% in the next year.