SEB SA (SK.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:SK - FR0000121709 - Common Stock
50 EUR
-0.25 (-0.5%)
We assign a fundamental rating of 4 out of 10 to SK. SK was compared to 34 industry peers in the Household Durables industry. There are concerns on the financial health of SK while its profitability can be described as average. SK is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year SK was profitable.
In the past year SK had a positive cash flow from operations.
SK had positive earnings in each of the past 5 years.
SK had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
SK's Return On Assets of 1.46% is in line compared to the rest of the industry. SK outperforms 52.94% of its industry peers.
SK has a Return On Equity of 4.53%. This is comparable to the rest of the industry: SK outperforms 52.94% of its industry peers.
SK has a Return On Invested Capital of 4.76%. This is comparable to the rest of the industry: SK outperforms 58.82% of its industry peers.
SK had an Average Return On Invested Capital over the past 3 years of 6.79%. This is below the industry average of 9.16%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 4.53% | ||
| ROIC | 4.76% |
ROA(3y)3.38%
ROA(5y)3.57%
ROE(3y)9.71%
ROE(5y)11.3%
ROIC(3y)6.79%
ROIC(5y)6.79%
1.3 Margins
SK has a Profit Margin (1.61%) which is comparable to the rest of the industry.
SK's Profit Margin has declined in the last couple of years.
SK's Operating Margin of 5.48% is in line compared to the rest of the industry. SK outperforms 52.94% of its industry peers.
In the last couple of years the Operating Margin of SK has declined.
SK has a Gross Margin (40.54%) which is in line with its industry peers.
SK's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.48% | ||
| PM (TTM) | 1.61% | ||
| GM | 40.54% |
OM growth 3Y-9.35%
OM growth 5Y-5.03%
PM growth 3Y-20.71%
PM growth 5Y-11.48%
GM growth 3Y1.77%
GM growth 5Y1.07%
2. Health
2.1 Basic Checks
SK has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
SK has less shares outstanding than it did 1 year ago.
The number of shares outstanding for SK has been reduced compared to 5 years ago.
The debt/assets ratio for SK has been reduced compared to a year ago.
2.2 Solvency
SK has an Altman-Z score of 1.89. This is not the best score and indicates that SK is in the grey zone with still only limited risk for bankruptcy at the moment.
SK has a Altman-Z score of 1.89. This is comparable to the rest of the industry: SK outperforms 50.00% of its industry peers.
The Debt to FCF ratio of SK is 21.62, which is on the high side as it means it would take SK, 21.62 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 21.62, SK is in line with its industry, outperforming 52.94% of the companies in the same industry.
A Debt/Equity ratio of 1.01 is on the high side and indicates that SK has dependencies on debt financing.
With a Debt to Equity ratio value of 1.01, SK is not doing good in the industry: 76.47% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.01 | ||
| Debt/FCF | 21.62 | ||
| Altman-Z | 1.89 |
ROIC/WACC0.97
WACC4.89%
2.3 Liquidity
SK has a Current Ratio of 1.22. This is a normal value and indicates that SK is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.22, SK is in line with its industry, outperforming 41.18% of the companies in the same industry.
A Quick Ratio of 0.61 indicates that SK may have some problems paying its short term obligations.
With a Quick ratio value of 0.61, SK is not doing good in the industry: 73.53% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.22 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
SK shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -67.44%.
SK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -9.30% yearly.
Looking at the last year, SK shows a small growth in Revenue. The Revenue has grown by 1.71% in the last year.
Measured over the past years, SK shows a small growth in Revenue. The Revenue has been growing by 2.37% on average per year.
EPS 1Y (TTM)-67.44%
EPS 3Y-20.32%
EPS 5Y-9.3%
EPS Q2Q%-99.45%
Revenue 1Y (TTM)1.71%
Revenue growth 3Y0.85%
Revenue growth 5Y2.37%
Sales Q2Q%0.2%
3.2 Future
SK is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.25% yearly.
Based on estimates for the next years, SK will show a small growth in Revenue. The Revenue will grow by 3.71% on average per year.
EPS Next Y-43.42%
EPS Next 2Y-13.86%
EPS Next 3Y-4.18%
EPS Next 5Y3.25%
Revenue Next Year-1.41%
Revenue Next 2Y1.06%
Revenue Next 3Y2.15%
Revenue Next 5Y3.71%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 20.75, which indicates a rather expensive current valuation of SK.
Based on the Price/Earnings ratio, SK is valued a bit cheaper than the industry average as 64.71% of the companies are valued more expensively.
SK is valuated rather cheaply when we compare the Price/Earnings ratio to 27.30, which is the current average of the S&P500 Index.
SK is valuated cheaply with a Price/Forward Earnings ratio of 7.91.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SK indicates a somewhat cheap valuation: SK is cheaper than 70.59% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.04, SK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.75 | ||
| Fwd PE | 7.91 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SK is valued a bit cheaper than the industry average as 61.76% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, SK is valued a bit cheaper than 61.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.83 | ||
| EV/EBITDA | 6.24 |
4.3 Compensation for Growth
SK's earnings are expected to decrease with -4.18% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-13.86%
EPS Next 3Y-4.18%
5. Dividend
5.1 Amount
SK has a Yearly Dividend Yield of 5.52%, which is a nice return.
SK's Dividend Yield is a higher than the industry average which is at 2.66.
Compared to an average S&P500 Dividend Yield of 1.92, SK pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.52% |
5.2 History
On average, the dividend of SK grows each year by 7.10%, which is quite nice.
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years4
5.3 Sustainability
155.72% of the earnings are spent on dividend by SK. This is not a sustainable payout ratio.
The dividend of SK is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP155.72%
EPS Next 2Y-13.86%
EPS Next 3Y-4.18%
EPA:SK (1/13/2026, 7:00:00 PM)
50
-0.25 (-0.5%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners33.95%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.77B
Revenue(TTM)8.27B
Net Income(TTM)132.80M
Analysts83.16
Price Target88.37 (76.74%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.52% |
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP155.72%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-22.99%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-30.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.75 | ||
| Fwd PE | 7.91 | ||
| P/S | 0.33 | ||
| P/FCF | 17.83 | ||
| P/OCF | 6.97 | ||
| P/B | 0.94 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.24 |
EPS(TTM)2.41
EY4.82%
EPS(NY)6.32
Fwd EY12.64%
FCF(TTM)2.8
FCFY5.61%
OCF(TTM)7.18
OCFY14.35%
SpS149.5
BVpS52.95
TBVpS-7.24
PEG (NY)N/A
PEG (5Y)N/A
Graham Number53.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 4.53% | ||
| ROCE | 7.59% | ||
| ROIC | 4.76% | ||
| ROICexc | 5.3% | ||
| ROICexgc | 11.75% | ||
| OM | 5.48% | ||
| PM (TTM) | 1.61% | ||
| GM | 40.54% | ||
| FCFM | 1.88% |
ROA(3y)3.38%
ROA(5y)3.57%
ROE(3y)9.71%
ROE(5y)11.3%
ROIC(3y)6.79%
ROIC(5y)6.79%
ROICexc(3y)8.58%
ROICexc(5y)9.3%
ROICexgc(3y)23.46%
ROICexgc(5y)26.18%
ROCE(3y)10.58%
ROCE(5y)10.81%
ROICexgc growth 3Y-12.16%
ROICexgc growth 5Y0.44%
ROICexc growth 3Y-12.09%
ROICexc growth 5Y-3.37%
OM growth 3Y-9.35%
OM growth 5Y-5.03%
PM growth 3Y-20.71%
PM growth 5Y-11.48%
GM growth 3Y1.77%
GM growth 5Y1.07%
F-Score5
Asset Turnover0.91
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.01 | ||
| Debt/FCF | 21.62 | ||
| Debt/EBITDA | 4.03 | ||
| Cap/Depr | 84.85% | ||
| Cap/Sales | 2.93% | ||
| Interest Coverage | 4.96 | ||
| Cash Conversion | 53.8% | ||
| Profit Quality | 116.87% | ||
| Current Ratio | 1.22 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 1.89 |
F-Score5
WACC4.89%
ROIC/WACC0.97
Cap/Depr(3y)72.69%
Cap/Depr(5y)72.6%
Cap/Sales(3y)2.58%
Cap/Sales(5y)2.6%
Profit Quality(3y)122.9%
Profit Quality(5y)141.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-67.44%
EPS 3Y-20.32%
EPS 5Y-9.3%
EPS Q2Q%-99.45%
EPS Next Y-43.42%
EPS Next 2Y-13.86%
EPS Next 3Y-4.18%
EPS Next 5Y3.25%
Revenue 1Y (TTM)1.71%
Revenue growth 3Y0.85%
Revenue growth 5Y2.37%
Sales Q2Q%0.2%
Revenue Next Year-1.41%
Revenue Next 2Y1.06%
Revenue Next 3Y2.15%
Revenue Next 5Y3.71%
EBIT growth 1Y-40.65%
EBIT growth 3Y-8.58%
EBIT growth 5Y-2.78%
EBIT Next Year10.64%
EBIT Next 3Y11.69%
EBIT Next 5Y15.62%
FCF growth 1Y-80.68%
FCF growth 3Y-4.3%
FCF growth 5Y-5.35%
OCF growth 1Y-60.33%
OCF growth 3Y-2.43%
OCF growth 5Y-4.83%
SEB SA / SK.PA FAQ
What is the fundamental rating for SK stock?
ChartMill assigns a fundamental rating of 4 / 10 to SK.PA.
Can you provide the valuation status for SEB SA?
ChartMill assigns a valuation rating of 5 / 10 to SEB SA (SK.PA). This can be considered as Fairly Valued.
Can you provide the profitability details for SEB SA?
SEB SA (SK.PA) has a profitability rating of 4 / 10.
What is the valuation of SEB SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 20.75 and the Price/Book (PB) ratio is 0.94.
What is the earnings growth outlook for SEB SA?
The Earnings per Share (EPS) of SEB SA (SK.PA) is expected to decline by -43.42% in the next year.