SJW GROUP (SJW) Fundamental Analysis & Valuation

NASDAQ:SJW • US7843051043

Current stock price

54.86 USD
-0.37 (-0.67%)
At close:
54.86 USD
0 (0%)
After Hours:

This SJW fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. SJW Profitability Analysis

1.1 Basic Checks

  • SJW had positive earnings in the past year.
  • SJW had a positive operating cash flow in the past year.
  • SJW had positive earnings in each of the past 5 years.
  • Each year in the past 5 years SJW had a positive operating cash flow.
SJW Yearly Net Income VS EBIT VS OCF VS FCFSJW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.02%, SJW is doing worse than 73.33% of the companies in the same industry.
  • SJW has a worse Return On Equity (6.87%) than 80.00% of its industry peers.
  • SJW's Return On Invested Capital of 2.98% is on the low side compared to the rest of the industry. SJW is outperformed by 73.33% of its industry peers.
  • SJW had an Average Return On Invested Capital over the past 3 years of 2.84%. This is in line with the industry average of 4.53%.
  • The last Return On Invested Capital (2.98%) for SJW is above the 3 year average (2.84%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.02%
ROE 6.87%
ROIC 2.98%
ROA(3y)1.98%
ROA(5y)1.91%
ROE(3y)6.8%
ROE(5y)6.59%
ROIC(3y)2.84%
ROIC(5y)2.79%
SJW Yearly ROA, ROE, ROICSJW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • SJW has a Profit Margin of 12.56%. This is in the lower half of the industry: SJW underperforms 73.33% of its industry peers.
  • SJW's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 22.78%, SJW is doing worse than 60.00% of the companies in the same industry.
  • SJW's Operating Margin has improved in the last couple of years.
  • SJW's Gross Margin of 88.70% is amongst the best of the industry. SJW outperforms 86.67% of its industry peers.
  • SJW's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 22.78%
PM (TTM) 12.56%
GM 88.7%
OM growth 3Y7.27%
OM growth 5Y5.5%
PM growth 3Y6%
PM growth 5Y17.67%
GM growth 3Y1.66%
GM growth 5Y0.21%
SJW Yearly Profit, Operating, Gross MarginsSJW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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0

2. SJW Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SJW is destroying value.
  • Compared to 1 year ago, SJW has more shares outstanding
  • Compared to 5 years ago, SJW has more shares outstanding
  • Compared to 1 year ago, SJW has an improved debt to assets ratio.
SJW Yearly Shares OutstandingSJW Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
SJW Yearly Total Debt VS Total AssetsSJW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • SJW has an Altman-Z score of 0.77. This is a bad value and indicates that SJW is not financially healthy and even has some risk of bankruptcy.
  • SJW has a worse Altman-Z score (0.77) than 73.33% of its industry peers.
  • SJW has a Debt/Equity ratio of 1.34. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.34, SJW is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.34
Debt/FCF N/A
Altman-Z 0.77
ROIC/WACC0.4
WACC7.5%
SJW Yearly LT Debt VS Equity VS FCFSJW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

2.3 Liquidity

  • SJW has a Current Ratio of 0.73. This is a bad value and indicates that SJW is not financially healthy enough and could expect problems in meeting its short term obligations.
  • SJW's Current ratio of 0.73 is on the low side compared to the rest of the industry. SJW is outperformed by 66.67% of its industry peers.
  • SJW has a Quick Ratio of 0.73. This is a bad value and indicates that SJW is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of SJW (0.73) is worse than 60.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.73
Quick Ratio 0.73
SJW Yearly Current Assets VS Current LiabilitesSJW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SJW Growth Analysis

3.1 Past

  • SJW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.41%, which is quite good.
  • Measured over the past years, SJW shows a quite strong growth in Earnings Per Share. The EPS has been growing by 16.47% on average per year.
  • SJW shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.65%.
  • Measured over the past years, SJW shows a quite strong growth in Revenue. The Revenue has been growing by 12.22% on average per year.
EPS 1Y (TTM)12.41%
EPS 3Y12.16%
EPS 5Y16.47%
EPS Q2Q%38.89%
Revenue 1Y (TTM)11.65%
Revenue growth 3Y9.27%
Revenue growth 5Y12.22%
Sales Q2Q%12.2%

3.2 Future

  • The Earnings Per Share is expected to grow by 5.45% on average over the next years.
  • Based on estimates for the next years, SJW will show a small growth in Revenue. The Revenue will grow by 4.23% on average per year.
EPS Next Y5.04%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
EPS Next 5Y5.45%
Revenue Next Year9.73%
Revenue Next 2Y7.67%
Revenue Next 3Y4.35%
Revenue Next 5Y4.23%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SJW Yearly Revenue VS EstimatesSJW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
SJW Yearly EPS VS EstimatesSJW Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3

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3

4. SJW Valuation Analysis

4.1 Price/Earnings Ratio

  • SJW is valuated rather expensively with a Price/Earnings ratio of 18.35.
  • SJW's Price/Earnings ratio is a bit cheaper when compared to the industry. SJW is cheaper than 73.33% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of SJW to the average of the S&P500 Index (25.60), we can say SJW is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 17.30 indicates a rather expensive valuation of SJW.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of SJW indicates a somewhat cheap valuation: SJW is cheaper than 66.67% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of SJW to the average of the S&P500 Index (22.84), we can say SJW is valued slightly cheaper.
Industry RankSector Rank
PE 18.35
Fwd PE 17.3
SJW Price Earnings VS Forward Price EarningsSJW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • SJW's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SJW is cheaper than 73.33% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.52
SJW Per share dataSJW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)3.64
PEG (5Y)1.11
EPS Next 2Y5.49%
EPS Next 3Y5.75%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. SJW Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.06%, SJW has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 3.01, SJW pays a bit more dividend than its industry peers.
  • SJW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 3.06%

5.2 History

  • The dividend of SJW has a limited annual growth rate of 5.79%.
  • SJW has been paying a dividend for at least 10 years, so it has a reliable track record.
  • SJW has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)5.79%
Div Incr Years34
Div Non Decr Years34
SJW Yearly Dividends per shareSJW Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • SJW pays out 55.48% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of SJW is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP55.48%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
SJW Yearly Income VS Free CF VS DividendSJW Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M -150M
SJW Dividend Payout.SJW Dividend Payout, showing the Payout Ratio.SJW Dividend Payout.PayoutRetained Earnings

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SJW Fundamentals: All Metrics, Ratios and Statistics

SJW GROUP

NASDAQ:SJW (5/5/2025, 8:00:02 PM)

After market: 54.86 0 (0%)

54.86

-0.37 (-0.67%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)04-28
Earnings (Next)07-22
Inst OwnersN/A
Inst Owner Change2.65%
Ins OwnersN/A
Ins Owner Change0%
Market Cap1.88B
Revenue(TTM)748.44M
Net Income(TTM)93.97M
Analysts80
Price Target63.24 (15.28%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.06%
Yearly Dividend1.59
Dividend Growth(5Y)5.79%
DP55.48%
Div Incr Years34
Div Non Decr Years34
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.3%
Min EPS beat(2)0.73%
Max EPS beat(2)21.86%
EPS beat(4)3
Avg EPS beat(4)7.02%
Min EPS beat(4)-5.2%
Max EPS beat(4)21.86%
EPS beat(8)6
Avg EPS beat(8)18.76%
EPS beat(12)9
Avg EPS beat(12)13.88%
EPS beat(16)11
Avg EPS beat(16)8.63%
Revenue beat(2)2
Avg Revenue beat(2)4.42%
Min Revenue beat(2)4.37%
Max Revenue beat(2)4.47%
Revenue beat(4)4
Avg Revenue beat(4)4.96%
Min Revenue beat(4)4.37%
Max Revenue beat(4)5.71%
Revenue beat(8)7
Avg Revenue beat(8)4.13%
Revenue beat(12)10
Avg Revenue beat(12)3.57%
Revenue beat(16)10
Avg Revenue beat(16)1.01%
PT rev (1m)2.99%
PT rev (3m)2.99%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9.37%
EPS NY rev (1m)0%
EPS NY rev (3m)0.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.29%
Revenue NY rev (1m)4.57%
Revenue NY rev (3m)4.01%
Valuation
Industry RankSector Rank
PE 18.35
Fwd PE 17.3
P/S 2.51
P/FCF N/A
P/OCF 9.59
P/B 1.37
P/tB 2.78
EV/EBITDA 12.52
EPS(TTM)2.99
EY5.45%
EPS(NY)3.17
Fwd EY5.78%
FCF(TTM)-5.32
FCFYN/A
OCF(TTM)5.72
OCFY10.43%
SpS21.9
BVpS39.99
TBVpS19.75
PEG (NY)3.64
PEG (5Y)1.11
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 2.02%
ROE 6.87%
ROCE 3.88%
ROIC 2.98%
ROICexc 2.99%
ROICexgc 3.53%
OM 22.78%
PM (TTM) 12.56%
GM 88.7%
FCFM N/A
ROA(3y)1.98%
ROA(5y)1.91%
ROE(3y)6.8%
ROE(5y)6.59%
ROIC(3y)2.84%
ROIC(5y)2.79%
ROICexc(3y)2.85%
ROICexc(5y)2.8%
ROICexgc(3y)3.41%
ROICexgc(5y)3.42%
ROCE(3y)3.73%
ROCE(5y)3.68%
ROICexgc growth 3Y4.13%
ROICexgc growth 5Y7.45%
ROICexc growth 3Y6.1%
ROICexc growth 5Y9.16%
OM growth 3Y7.27%
OM growth 5Y5.5%
PM growth 3Y6%
PM growth 5Y17.67%
GM growth 3Y1.66%
GM growth 5Y0.21%
F-Score6
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 1.34
Debt/FCF N/A
Debt/EBITDA 6.39
Cap/Depr 327.86%
Cap/Sales 50.4%
Interest Coverage 2.44
Cash Conversion 68.47%
Profit Quality N/A
Current Ratio 0.73
Quick Ratio 0.73
Altman-Z 0.77
F-Score6
WACC7.5%
ROIC/WACC0.4
Cap/Depr(3y)273.96%
Cap/Depr(5y)262.79%
Cap/Sales(3y)44.13%
Cap/Sales(5y)42.76%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.41%
EPS 3Y12.16%
EPS 5Y16.47%
EPS Q2Q%38.89%
EPS Next Y5.04%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
EPS Next 5Y5.45%
Revenue 1Y (TTM)11.65%
Revenue growth 3Y9.27%
Revenue growth 5Y12.22%
Sales Q2Q%12.2%
Revenue Next Year9.73%
Revenue Next 2Y7.67%
Revenue Next 3Y4.35%
Revenue Next 5Y4.23%
EBIT growth 1Y14.05%
EBIT growth 3Y17.21%
EBIT growth 5Y18.39%
EBIT Next Year98.6%
EBIT Next 3Y34.4%
EBIT Next 5Y21.04%
FCF growth 1Y-85.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2.46%
OCF growth 3Y14.56%
OCF growth 5Y8.51%

SJW GROUP / SJW Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SJW GROUP (SJW) stock?

ChartMill assigns a fundamental rating of 3 / 10 to SJW.


What is the valuation status for SJW stock?

ChartMill assigns a valuation rating of 2 / 10 to SJW GROUP (SJW). This can be considered as Overvalued.


Can you provide the profitability details for SJW GROUP?

SJW GROUP (SJW) has a profitability rating of 5 / 10.


What are the PE and PB ratios of SJW GROUP (SJW) stock?

The Price/Earnings (PE) ratio for SJW GROUP (SJW) is 18.35 and the Price/Book (PB) ratio is 1.37.


Is the dividend of SJW GROUP sustainable?

The dividend rating of SJW GROUP (SJW) is 6 / 10 and the dividend payout ratio is 55.48%.