SJW GROUP (SJW) Fundamental Analysis & Valuation

NASDAQ:SJW • US7843051043

Current stock price

54.86 USD
-0.37 (-0.67%)
At close:
54.86 USD
0 (0%)
After Hours:

This SJW fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. SJW Profitability Analysis

1.1 Basic Checks

  • SJW had positive earnings in the past year.
  • SJW had a positive operating cash flow in the past year.
  • SJW had positive earnings in each of the past 5 years.
  • Each year in the past 5 years SJW had a positive operating cash flow.
SJW Yearly Net Income VS EBIT VS OCF VS FCFSJW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M

1.2 Ratios

  • SJW has a worse Return On Assets (2.02%) than 73.33% of its industry peers.
  • Looking at the Return On Equity, with a value of 6.87%, SJW is doing worse than 80.00% of the companies in the same industry.
  • The Return On Invested Capital of SJW (2.98%) is worse than 73.33% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for SJW is in line with the industry average of 4.59%.
  • The 3 year average ROIC (2.84%) for SJW is below the current ROIC(2.98%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.02%
ROE 6.87%
ROIC 2.98%
ROA(3y)1.98%
ROA(5y)1.91%
ROE(3y)6.8%
ROE(5y)6.59%
ROIC(3y)2.84%
ROIC(5y)2.79%
SJW Yearly ROA, ROE, ROICSJW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • With a Profit Margin value of 12.56%, SJW is not doing good in the industry: 73.33% of the companies in the same industry are doing better.
  • SJW's Profit Margin has improved in the last couple of years.
  • The Operating Margin of SJW (22.78%) is worse than 60.00% of its industry peers.
  • SJW's Operating Margin has improved in the last couple of years.
  • SJW has a better Gross Margin (88.70%) than 86.67% of its industry peers.
  • In the last couple of years the Gross Margin of SJW has remained more or less at the same level.
Industry RankSector Rank
OM 22.78%
PM (TTM) 12.56%
GM 88.7%
OM growth 3Y7.27%
OM growth 5Y5.5%
PM growth 3Y6%
PM growth 5Y17.67%
GM growth 3Y1.66%
GM growth 5Y0.21%
SJW Yearly Profit, Operating, Gross MarginsSJW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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0

2. SJW Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SJW is destroying value.
  • SJW has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, SJW has more shares outstanding
  • SJW has a better debt/assets ratio than last year.
SJW Yearly Shares OutstandingSJW Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
SJW Yearly Total Debt VS Total AssetsSJW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • SJW has an Altman-Z score of 0.77. This is a bad value and indicates that SJW is not financially healthy and even has some risk of bankruptcy.
  • SJW has a worse Altman-Z score (0.77) than 73.33% of its industry peers.
  • A Debt/Equity ratio of 1.34 is on the high side and indicates that SJW has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.34, SJW is doing worse than 66.67% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.34
Debt/FCF N/A
Altman-Z 0.77
ROIC/WACC0.4
WACC7.5%
SJW Yearly LT Debt VS Equity VS FCFSJW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 0.73 indicates that SJW may have some problems paying its short term obligations.
  • The Current ratio of SJW (0.73) is worse than 66.67% of its industry peers.
  • A Quick Ratio of 0.73 indicates that SJW may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.73, SJW is doing worse than 60.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.73
Quick Ratio 0.73
SJW Yearly Current Assets VS Current LiabilitesSJW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SJW Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 12.41% over the past year.
  • The Earnings Per Share has been growing by 16.47% on average over the past years. This is quite good.
  • SJW shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.65%.
  • Measured over the past years, SJW shows a quite strong growth in Revenue. The Revenue has been growing by 12.22% on average per year.
EPS 1Y (TTM)12.41%
EPS 3Y12.16%
EPS 5Y16.47%
EPS Q2Q%38.89%
Revenue 1Y (TTM)11.65%
Revenue growth 3Y9.27%
Revenue growth 5Y12.22%
Sales Q2Q%12.2%

3.2 Future

  • Based on estimates for the next years, SJW will show a small growth in Earnings Per Share. The EPS will grow by 5.45% on average per year.
  • Based on estimates for the next years, SJW will show a small growth in Revenue. The Revenue will grow by 4.23% on average per year.
EPS Next Y5.04%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
EPS Next 5Y5.45%
Revenue Next Year9.73%
Revenue Next 2Y7.67%
Revenue Next 3Y4.35%
Revenue Next 5Y4.23%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SJW Yearly Revenue VS EstimatesSJW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
SJW Yearly EPS VS EstimatesSJW Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3

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3

4. SJW Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 18.35, SJW is valued on the expensive side.
  • Based on the Price/Earnings ratio, SJW is valued a bit cheaper than 73.33% of the companies in the same industry.
  • SJW's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.42.
  • A Price/Forward Earnings ratio of 17.30 indicates a rather expensive valuation of SJW.
  • SJW's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SJW is cheaper than 66.67% of the companies in the same industry.
  • SJW's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.29.
Industry RankSector Rank
PE 18.35
Fwd PE 17.3
SJW Price Earnings VS Forward Price EarningsSJW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, SJW is valued a bit cheaper than the industry average as 73.33% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.52
SJW Per share dataSJW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)3.64
PEG (5Y)1.11
EPS Next 2Y5.49%
EPS Next 3Y5.75%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. SJW Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.06%, SJW has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.96, SJW pays a bit more dividend than its industry peers.
  • SJW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 3.06%

5.2 History

  • The dividend of SJW has a limited annual growth rate of 5.79%.
  • SJW has been paying a dividend for at least 10 years, so it has a reliable track record.
  • SJW has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)5.79%
Div Incr Years34
Div Non Decr Years34
SJW Yearly Dividends per shareSJW Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • SJW pays out 55.48% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • SJW's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP55.48%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
SJW Yearly Income VS Free CF VS DividendSJW Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M -150M
SJW Dividend Payout.SJW Dividend Payout, showing the Payout Ratio.SJW Dividend Payout.PayoutRetained Earnings

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SJW Fundamentals: All Metrics, Ratios and Statistics

SJW GROUP

NASDAQ:SJW (5/5/2025, 8:00:02 PM)

After market: 54.86 0 (0%)

54.86

-0.37 (-0.67%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)04-28
Earnings (Next)07-22
Inst OwnersN/A
Inst Owner Change2.65%
Ins OwnersN/A
Ins Owner Change0%
Market Cap1.88B
Revenue(TTM)748.44M
Net Income(TTM)93.97M
Analysts80
Price Target63.24 (15.28%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.06%
Yearly Dividend1.59
Dividend Growth(5Y)5.79%
DP55.48%
Div Incr Years34
Div Non Decr Years34
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.3%
Min EPS beat(2)0.73%
Max EPS beat(2)21.86%
EPS beat(4)3
Avg EPS beat(4)7.02%
Min EPS beat(4)-5.2%
Max EPS beat(4)21.86%
EPS beat(8)6
Avg EPS beat(8)18.76%
EPS beat(12)9
Avg EPS beat(12)13.88%
EPS beat(16)11
Avg EPS beat(16)8.63%
Revenue beat(2)2
Avg Revenue beat(2)4.42%
Min Revenue beat(2)4.37%
Max Revenue beat(2)4.47%
Revenue beat(4)4
Avg Revenue beat(4)4.96%
Min Revenue beat(4)4.37%
Max Revenue beat(4)5.71%
Revenue beat(8)7
Avg Revenue beat(8)4.13%
Revenue beat(12)10
Avg Revenue beat(12)3.57%
Revenue beat(16)10
Avg Revenue beat(16)1.01%
PT rev (1m)2.99%
PT rev (3m)2.99%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9.37%
EPS NY rev (1m)0%
EPS NY rev (3m)0.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.29%
Revenue NY rev (1m)4.57%
Revenue NY rev (3m)4.01%
Valuation
Industry RankSector Rank
PE 18.35
Fwd PE 17.3
P/S 2.51
P/FCF N/A
P/OCF 9.59
P/B 1.37
P/tB 2.78
EV/EBITDA 12.52
EPS(TTM)2.99
EY5.45%
EPS(NY)3.17
Fwd EY5.78%
FCF(TTM)-5.32
FCFYN/A
OCF(TTM)5.72
OCFY10.43%
SpS21.9
BVpS39.99
TBVpS19.75
PEG (NY)3.64
PEG (5Y)1.11
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA 2.02%
ROE 6.87%
ROCE 3.88%
ROIC 2.98%
ROICexc 2.99%
ROICexgc 3.53%
OM 22.78%
PM (TTM) 12.56%
GM 88.7%
FCFM N/A
ROA(3y)1.98%
ROA(5y)1.91%
ROE(3y)6.8%
ROE(5y)6.59%
ROIC(3y)2.84%
ROIC(5y)2.79%
ROICexc(3y)2.85%
ROICexc(5y)2.8%
ROICexgc(3y)3.41%
ROICexgc(5y)3.42%
ROCE(3y)3.73%
ROCE(5y)3.68%
ROICexgc growth 3Y4.13%
ROICexgc growth 5Y7.45%
ROICexc growth 3Y6.1%
ROICexc growth 5Y9.16%
OM growth 3Y7.27%
OM growth 5Y5.5%
PM growth 3Y6%
PM growth 5Y17.67%
GM growth 3Y1.66%
GM growth 5Y0.21%
F-Score6
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 1.34
Debt/FCF N/A
Debt/EBITDA 6.39
Cap/Depr 327.86%
Cap/Sales 50.4%
Interest Coverage 2.44
Cash Conversion 68.47%
Profit Quality N/A
Current Ratio 0.73
Quick Ratio 0.73
Altman-Z 0.77
F-Score6
WACC7.5%
ROIC/WACC0.4
Cap/Depr(3y)273.96%
Cap/Depr(5y)262.79%
Cap/Sales(3y)44.13%
Cap/Sales(5y)42.76%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.41%
EPS 3Y12.16%
EPS 5Y16.47%
EPS Q2Q%38.89%
EPS Next Y5.04%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
EPS Next 5Y5.45%
Revenue 1Y (TTM)11.65%
Revenue growth 3Y9.27%
Revenue growth 5Y12.22%
Sales Q2Q%12.2%
Revenue Next Year9.73%
Revenue Next 2Y7.67%
Revenue Next 3Y4.35%
Revenue Next 5Y4.23%
EBIT growth 1Y14.05%
EBIT growth 3Y17.21%
EBIT growth 5Y18.39%
EBIT Next Year98.6%
EBIT Next 3Y34.4%
EBIT Next 5Y21.04%
FCF growth 1Y-85.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2.46%
OCF growth 3Y14.56%
OCF growth 5Y8.51%

SJW GROUP / SJW Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SJW GROUP (SJW) stock?

ChartMill assigns a fundamental rating of 3 / 10 to SJW.


What is the valuation status for SJW stock?

ChartMill assigns a valuation rating of 2 / 10 to SJW GROUP (SJW). This can be considered as Overvalued.


Can you provide the profitability details for SJW GROUP?

SJW GROUP (SJW) has a profitability rating of 5 / 10.


What are the PE and PB ratios of SJW GROUP (SJW) stock?

The Price/Earnings (PE) ratio for SJW GROUP (SJW) is 18.35 and the Price/Book (PB) ratio is 1.37.


Is the dividend of SJW GROUP sustainable?

The dividend rating of SJW GROUP (SJW) is 6 / 10 and the dividend payout ratio is 55.48%.