SJW GROUP (SJW) Fundamental Analysis & Valuation

NASDAQ:SJW • US7843051043

Current stock price

54.86 USD
-0.37 (-0.67%)
At close:
54.86 USD
0 (0%)
After Hours:

This SJW fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. SJW Profitability Analysis

1.1 Basic Checks

  • In the past year SJW was profitable.
  • In the past year SJW had a positive cash flow from operations.
  • Each year in the past 5 years SJW has been profitable.
  • In the past 5 years SJW always reported a positive cash flow from operatings.
SJW Yearly Net Income VS EBIT VS OCF VS FCFSJW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M

1.2 Ratios

  • SJW has a Return On Assets of 2.02%. This is in the lower half of the industry: SJW underperforms 73.33% of its industry peers.
  • SJW has a worse Return On Equity (6.87%) than 80.00% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 2.98%, SJW is doing worse than 73.33% of the companies in the same industry.
  • SJW had an Average Return On Invested Capital over the past 3 years of 2.84%. This is in line with the industry average of 4.53%.
  • The last Return On Invested Capital (2.98%) for SJW is above the 3 year average (2.84%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.02%
ROE 6.87%
ROIC 2.98%
ROA(3y)1.98%
ROA(5y)1.91%
ROE(3y)6.8%
ROE(5y)6.59%
ROIC(3y)2.84%
ROIC(5y)2.79%
SJW Yearly ROA, ROE, ROICSJW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 12.56%, SJW is doing worse than 73.33% of the companies in the same industry.
  • In the last couple of years the Profit Margin of SJW has grown nicely.
  • Looking at the Operating Margin, with a value of 22.78%, SJW is doing worse than 60.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of SJW has grown nicely.
  • The Gross Margin of SJW (88.70%) is better than 86.67% of its industry peers.
  • SJW's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 22.78%
PM (TTM) 12.56%
GM 88.7%
OM growth 3Y7.27%
OM growth 5Y5.5%
PM growth 3Y6%
PM growth 5Y17.67%
GM growth 3Y1.66%
GM growth 5Y0.21%
SJW Yearly Profit, Operating, Gross MarginsSJW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. SJW Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SJW is destroying value.
  • SJW has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for SJW has been increased compared to 5 years ago.
  • Compared to 1 year ago, SJW has an improved debt to assets ratio.
SJW Yearly Shares OutstandingSJW Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
SJW Yearly Total Debt VS Total AssetsSJW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • Based on the Altman-Z score of 0.77, we must say that SJW is in the distress zone and has some risk of bankruptcy.
  • SJW has a worse Altman-Z score (0.77) than 73.33% of its industry peers.
  • A Debt/Equity ratio of 1.34 is on the high side and indicates that SJW has dependencies on debt financing.
  • The Debt to Equity ratio of SJW (1.34) is worse than 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.34
Debt/FCF N/A
Altman-Z 0.77
ROIC/WACC0.4
WACC7.5%
SJW Yearly LT Debt VS Equity VS FCFSJW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 0.73 indicates that SJW may have some problems paying its short term obligations.
  • The Current ratio of SJW (0.73) is worse than 66.67% of its industry peers.
  • A Quick Ratio of 0.73 indicates that SJW may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.73, SJW is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.73
Quick Ratio 0.73
SJW Yearly Current Assets VS Current LiabilitesSJW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SJW Growth Analysis

3.1 Past

  • SJW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.41%, which is quite good.
  • The Earnings Per Share has been growing by 16.47% on average over the past years. This is quite good.
  • Looking at the last year, SJW shows a quite strong growth in Revenue. The Revenue has grown by 11.65% in the last year.
  • Measured over the past years, SJW shows a quite strong growth in Revenue. The Revenue has been growing by 12.22% on average per year.
EPS 1Y (TTM)12.41%
EPS 3Y12.16%
EPS 5Y16.47%
EPS Q2Q%38.89%
Revenue 1Y (TTM)11.65%
Revenue growth 3Y9.27%
Revenue growth 5Y12.22%
Sales Q2Q%12.2%

3.2 Future

  • The Earnings Per Share is expected to grow by 5.45% on average over the next years.
  • Based on estimates for the next years, SJW will show a small growth in Revenue. The Revenue will grow by 4.23% on average per year.
EPS Next Y5.04%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
EPS Next 5Y5.45%
Revenue Next Year9.73%
Revenue Next 2Y7.67%
Revenue Next 3Y4.35%
Revenue Next 5Y4.23%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SJW Yearly Revenue VS EstimatesSJW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
SJW Yearly EPS VS EstimatesSJW Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

3

4. SJW Valuation Analysis

4.1 Price/Earnings Ratio

  • SJW is valuated rather expensively with a Price/Earnings ratio of 18.35.
  • Based on the Price/Earnings ratio, SJW is valued a bit cheaper than the industry average as 73.33% of the companies are valued more expensively.
  • SJW's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.50.
  • Based on the Price/Forward Earnings ratio of 17.30, the valuation of SJW can be described as rather expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of SJW indicates a somewhat cheap valuation: SJW is cheaper than 66.67% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.67. SJW is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 18.35
Fwd PE 17.3
SJW Price Earnings VS Forward Price EarningsSJW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 73.33% of the companies in the same industry are more expensive than SJW, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.52
SJW Per share dataSJW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates SJW does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)3.64
PEG (5Y)1.11
EPS Next 2Y5.49%
EPS Next 3Y5.75%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. SJW Dividend Analysis

5.1 Amount

  • SJW has a Yearly Dividend Yield of 3.06%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.92, SJW pays a bit more dividend than its industry peers.
  • SJW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 3.06%

5.2 History

  • The dividend of SJW has a limited annual growth rate of 5.79%.
  • SJW has been paying a dividend for at least 10 years, so it has a reliable track record.
  • SJW has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)5.79%
Div Incr Years34
Div Non Decr Years34
SJW Yearly Dividends per shareSJW Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • SJW pays out 55.48% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • SJW's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP55.48%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
SJW Yearly Income VS Free CF VS DividendSJW Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M -150M
SJW Dividend Payout.SJW Dividend Payout, showing the Payout Ratio.SJW Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

SJW Fundamentals: All Metrics, Ratios and Statistics

SJW GROUP

NASDAQ:SJW (5/5/2025, 8:00:02 PM)

After market: 54.86 0 (0%)

54.86

-0.37 (-0.67%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)04-28
Earnings (Next)07-22
Inst OwnersN/A
Inst Owner Change2.65%
Ins OwnersN/A
Ins Owner Change0%
Market Cap1.88B
Revenue(TTM)748.44M
Net Income(TTM)93.97M
Analysts80
Price Target63.24 (15.28%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.06%
Yearly Dividend1.59
Dividend Growth(5Y)5.79%
DP55.48%
Div Incr Years34
Div Non Decr Years34
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.3%
Min EPS beat(2)0.73%
Max EPS beat(2)21.86%
EPS beat(4)3
Avg EPS beat(4)7.02%
Min EPS beat(4)-5.2%
Max EPS beat(4)21.86%
EPS beat(8)6
Avg EPS beat(8)18.76%
EPS beat(12)9
Avg EPS beat(12)13.88%
EPS beat(16)11
Avg EPS beat(16)8.63%
Revenue beat(2)2
Avg Revenue beat(2)4.42%
Min Revenue beat(2)4.37%
Max Revenue beat(2)4.47%
Revenue beat(4)4
Avg Revenue beat(4)4.96%
Min Revenue beat(4)4.37%
Max Revenue beat(4)5.71%
Revenue beat(8)7
Avg Revenue beat(8)4.13%
Revenue beat(12)10
Avg Revenue beat(12)3.57%
Revenue beat(16)10
Avg Revenue beat(16)1.01%
PT rev (1m)2.99%
PT rev (3m)2.99%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9.37%
EPS NY rev (1m)0%
EPS NY rev (3m)0.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.29%
Revenue NY rev (1m)4.57%
Revenue NY rev (3m)4.01%
Valuation
Industry RankSector Rank
PE 18.35
Fwd PE 17.3
P/S 2.51
P/FCF N/A
P/OCF 9.59
P/B 1.37
P/tB 2.78
EV/EBITDA 12.52
EPS(TTM)2.99
EY5.45%
EPS(NY)3.17
Fwd EY5.78%
FCF(TTM)-5.32
FCFYN/A
OCF(TTM)5.72
OCFY10.43%
SpS21.9
BVpS39.99
TBVpS19.75
PEG (NY)3.64
PEG (5Y)1.11
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 2.02%
ROE 6.87%
ROCE 3.88%
ROIC 2.98%
ROICexc 2.99%
ROICexgc 3.53%
OM 22.78%
PM (TTM) 12.56%
GM 88.7%
FCFM N/A
ROA(3y)1.98%
ROA(5y)1.91%
ROE(3y)6.8%
ROE(5y)6.59%
ROIC(3y)2.84%
ROIC(5y)2.79%
ROICexc(3y)2.85%
ROICexc(5y)2.8%
ROICexgc(3y)3.41%
ROICexgc(5y)3.42%
ROCE(3y)3.73%
ROCE(5y)3.68%
ROICexgc growth 3Y4.13%
ROICexgc growth 5Y7.45%
ROICexc growth 3Y6.1%
ROICexc growth 5Y9.16%
OM growth 3Y7.27%
OM growth 5Y5.5%
PM growth 3Y6%
PM growth 5Y17.67%
GM growth 3Y1.66%
GM growth 5Y0.21%
F-Score6
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 1.34
Debt/FCF N/A
Debt/EBITDA 6.39
Cap/Depr 327.86%
Cap/Sales 50.4%
Interest Coverage 2.44
Cash Conversion 68.47%
Profit Quality N/A
Current Ratio 0.73
Quick Ratio 0.73
Altman-Z 0.77
F-Score6
WACC7.5%
ROIC/WACC0.4
Cap/Depr(3y)273.96%
Cap/Depr(5y)262.79%
Cap/Sales(3y)44.13%
Cap/Sales(5y)42.76%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.41%
EPS 3Y12.16%
EPS 5Y16.47%
EPS Q2Q%38.89%
EPS Next Y5.04%
EPS Next 2Y5.49%
EPS Next 3Y5.75%
EPS Next 5Y5.45%
Revenue 1Y (TTM)11.65%
Revenue growth 3Y9.27%
Revenue growth 5Y12.22%
Sales Q2Q%12.2%
Revenue Next Year9.73%
Revenue Next 2Y7.67%
Revenue Next 3Y4.35%
Revenue Next 5Y4.23%
EBIT growth 1Y14.05%
EBIT growth 3Y17.21%
EBIT growth 5Y18.39%
EBIT Next Year98.6%
EBIT Next 3Y34.4%
EBIT Next 5Y21.04%
FCF growth 1Y-85.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2.46%
OCF growth 3Y14.56%
OCF growth 5Y8.51%

SJW GROUP / SJW Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SJW GROUP (SJW) stock?

ChartMill assigns a fundamental rating of 3 / 10 to SJW.


What is the valuation status for SJW stock?

ChartMill assigns a valuation rating of 2 / 10 to SJW GROUP (SJW). This can be considered as Overvalued.


How profitable is SJW GROUP (SJW) stock?

SJW GROUP (SJW) has a profitability rating of 5 / 10.


What are the PE and PB ratios of SJW GROUP (SJW) stock?

The Price/Earnings (PE) ratio for SJW GROUP (SJW) is 18.35 and the Price/Book (PB) ratio is 1.37.


Can you provide the financial health for SJW stock?

The financial health rating of SJW GROUP (SJW) is 0 / 10.