STELLA-JONES INC (SJ.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:SJ - CA85853F1053 - Common Stock
85.13 CAD
-0.23 (-0.27%)
Taking everything into account, SJ scores 7 out of 10 in our fundamental rating. SJ was compared to 12 industry peers in the Paper & Forest Products industry. Both the health and profitability get an excellent rating, making SJ a very profitable company, without any liquidiy or solvency issues. SJ scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings would make SJ suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year SJ was profitable.
In the past year SJ had a positive cash flow from operations.
In the past 5 years SJ has always been profitable.
Each year in the past 5 years SJ had a positive operating cash flow.
1.2 Ratios
SJ has a better Return On Assets (8.37%) than 100.00% of its industry peers.
The Return On Equity of SJ (16.39%) is better than 100.00% of its industry peers.
SJ has a better Return On Invested Capital (9.86%) than 100.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for SJ is significantly above the industry average of 4.04%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.37% | ||
| ROE | 16.39% | ||
| ROIC | 9.86% |
ROA(3y)8.14%
ROA(5y)8.32%
ROE(3y)17.22%
ROE(5y)16.52%
ROIC(3y)10.41%
ROIC(5y)10.53%
1.3 Margins
Looking at the Profit Margin, with a value of 9.70%, SJ belongs to the top of the industry, outperforming 91.67% of the companies in the same industry.
SJ's Profit Margin has improved in the last couple of years.
SJ has a better Operating Margin (13.91%) than 91.67% of its industry peers.
In the last couple of years the Operating Margin of SJ has grown nicely.
SJ has a Gross Margin of 20.03%. This is in the better half of the industry: SJ outperforms 66.67% of its industry peers.
SJ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.91% | ||
| PM (TTM) | 9.7% | ||
| GM | 20.03% |
OM growth 3Y6.62%
OM growth 5Y5.57%
PM growth 3Y3.66%
PM growth 5Y4.31%
GM growth 3Y7.97%
GM growth 5Y5%
2. Health
2.1 Basic Checks
SJ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, SJ has less shares outstanding
Compared to 5 years ago, SJ has less shares outstanding
SJ has a better debt/assets ratio than last year.
2.2 Solvency
SJ has an Altman-Z score of 3.79. This indicates that SJ is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 3.79, SJ belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
The Debt to FCF ratio of SJ is 3.94, which is a good value as it means it would take SJ, 3.94 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of SJ (3.94) is better than 91.67% of its industry peers.
A Debt/Equity ratio of 0.70 indicates that SJ is somewhat dependend on debt financing.
SJ has a Debt to Equity ratio of 0.70. This is in the lower half of the industry: SJ underperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.7 | ||
| Debt/FCF | 3.94 | ||
| Altman-Z | 3.79 |
ROIC/WACC1.45
WACC6.79%
2.3 Liquidity
SJ has a Current Ratio of 7.25. This indicates that SJ is financially healthy and has no problem in meeting its short term obligations.
SJ's Current ratio of 7.25 is amongst the best of the industry. SJ outperforms 100.00% of its industry peers.
SJ has a Quick Ratio of 1.82. This is a normal value and indicates that SJ is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of SJ (1.82) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.25 | ||
| Quick Ratio | 1.82 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.02% over the past year.
The Earnings Per Share has been growing by 18.88% on average over the past years. This is quite good.
Looking at the last year, SJ shows a small growth in Revenue. The Revenue has grown by 1.98% in the last year.
The Revenue has been growing by 9.65% on average over the past years. This is quite good.
EPS 1Y (TTM)7.02%
EPS 3Y16.65%
EPS 5Y18.88%
EPS Q2Q%11.97%
Revenue 1Y (TTM)1.98%
Revenue growth 3Y8.05%
Revenue growth 5Y9.65%
Sales Q2Q%4.7%
3.2 Future
SJ is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.97% yearly.
SJ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.35% yearly.
EPS Next Y11.33%
EPS Next 2Y6.43%
EPS Next 3Y6.43%
EPS Next 5Y8.97%
Revenue Next Year2.89%
Revenue Next 2Y4.71%
Revenue Next 3Y4.14%
Revenue Next 5Y4.35%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.96, the valuation of SJ can be described as correct.
91.67% of the companies in the same industry are more expensive than SJ, based on the Price/Earnings ratio.
SJ's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.51.
With a Price/Forward Earnings ratio of 13.30, SJ is valued correctly.
Based on the Price/Forward Earnings ratio, SJ is valued cheaper than 83.33% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of SJ to the average of the S&P500 Index (23.13), we can say SJ is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.96 | ||
| Fwd PE | 13.3 |
4.2 Price Multiples
75.00% of the companies in the same industry are more expensive than SJ, based on the Enterprise Value to EBITDA ratio.
SJ's Price/Free Cash Flow ratio is rather cheap when compared to the industry. SJ is cheaper than 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.02 | ||
| EV/EBITDA | 9.8 |
4.3 Compensation for Growth
SJ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
SJ has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)1.23
PEG (5Y)0.74
EPS Next 2Y6.43%
EPS Next 3Y6.43%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.43%, SJ has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.57, SJ pays a bit more dividend than its industry peers.
SJ's Dividend Yield is slightly below the S&P500 average, which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.43% |
5.2 History
On average, the dividend of SJ grows each year by 14.68%, which is quite nice.
SJ has been paying a dividend for at least 10 years, so it has a reliable track record.
SJ has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.68%
Div Incr Years20
Div Non Decr Years21
5.3 Sustainability
SJ pays out 19.76% of its income as dividend. This is a sustainable payout ratio.
The dividend of SJ is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP19.76%
EPS Next 2Y6.43%
EPS Next 3Y6.43%
TSX:SJ (12/31/2025, 7:00:00 PM)
85.13
-0.23 (-0.27%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryPaper & Forest Products
Earnings (Last)
Earnings (Next)
Inst Owners65.43%
Inst Owner ChangeN/A
Ins Owners0.18%
Ins Owner ChangeN/A
Market Cap4.67B
Revenue(TTM)3.50B
Net Income(TTM)339.00M
Analysts76.47
Price Target96.9 (13.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.43% |
Yearly Dividend1.12
Dividend Growth(5Y)14.68%
DP19.76%
Div Incr Years20
Div Non Decr Years21
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.04%
Min EPS beat(2)-0.86%
Max EPS beat(2)2.95%
EPS beat(4)3
Avg EPS beat(4)17.18%
Min EPS beat(4)-0.86%
Max EPS beat(4)39.92%
EPS beat(8)5
Avg EPS beat(8)8.95%
EPS beat(12)9
Avg EPS beat(12)12.78%
EPS beat(16)13
Avg EPS beat(16)12.05%
Revenue beat(2)0
Avg Revenue beat(2)-4.49%
Min Revenue beat(2)-6.17%
Max Revenue beat(2)-2.81%
Revenue beat(4)1
Avg Revenue beat(4)-3.41%
Min Revenue beat(4)-6.88%
Max Revenue beat(4)2.22%
Revenue beat(8)1
Avg Revenue beat(8)-4.87%
Revenue beat(12)3
Avg Revenue beat(12)-3.06%
Revenue beat(16)7
Avg Revenue beat(16)-0.71%
PT rev (1m)5.12%
PT rev (3m)11.44%
EPS NQ rev (1m)-0.14%
EPS NQ rev (3m)-1.4%
EPS NY rev (1m)3.2%
EPS NY rev (3m)1.85%
Revenue NQ rev (1m)0.55%
Revenue NQ rev (3m)0.11%
Revenue NY rev (1m)0.3%
Revenue NY rev (3m)0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.96 | ||
| Fwd PE | 13.3 | ||
| P/S | 1.34 | ||
| P/FCF | 12.02 | ||
| P/OCF | 9.11 | ||
| P/B | 2.26 | ||
| P/tB | 3.1 | ||
| EV/EBITDA | 9.8 |
EPS(TTM)6.1
EY7.17%
EPS(NY)6.4
Fwd EY7.52%
FCF(TTM)7.08
FCFY8.32%
OCF(TTM)9.34
OCFY10.97%
SpS63.65
BVpS37.66
TBVpS27.43
PEG (NY)1.23
PEG (5Y)0.74
Graham Number71.9
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.37% | ||
| ROE | 16.39% | ||
| ROCE | 12.93% | ||
| ROIC | 9.86% | ||
| ROICexc | 10.04% | ||
| ROICexgc | 11.84% | ||
| OM | 13.91% | ||
| PM (TTM) | 9.7% | ||
| GM | 20.03% | ||
| FCFM | 11.13% |
ROA(3y)8.14%
ROA(5y)8.32%
ROE(3y)17.22%
ROE(5y)16.52%
ROIC(3y)10.41%
ROIC(5y)10.53%
ROICexc(3y)10.41%
ROICexc(5y)10.53%
ROICexgc(3y)12.52%
ROICexgc(5y)12.82%
ROCE(3y)13.65%
ROCE(5y)13.81%
ROICexgc growth 3Y-3.18%
ROICexgc growth 5Y1.74%
ROICexc growth 3Y-0.99%
ROICexc growth 5Y2.71%
OM growth 3Y6.62%
OM growth 5Y5.57%
PM growth 3Y3.66%
PM growth 5Y4.31%
GM growth 3Y7.97%
GM growth 5Y5%
F-Score7
Asset Turnover0.86
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.7 | ||
| Debt/FCF | 3.94 | ||
| Debt/EBITDA | 2.31 | ||
| Cap/Depr | 88.57% | ||
| Cap/Sales | 3.55% | ||
| Interest Coverage | 6.48 | ||
| Cash Conversion | 81.95% | ||
| Profit Quality | 114.75% | ||
| Current Ratio | 7.25 | ||
| Quick Ratio | 1.82 | ||
| Altman-Z | 3.79 |
F-Score7
WACC6.79%
ROIC/WACC1.45
Cap/Depr(3y)127.58%
Cap/Depr(5y)108.32%
Cap/Sales(3y)4.21%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.02%
EPS 3Y16.65%
EPS 5Y18.88%
EPS Q2Q%11.97%
EPS Next Y11.33%
EPS Next 2Y6.43%
EPS Next 3Y6.43%
EPS Next 5Y8.97%
Revenue 1Y (TTM)1.98%
Revenue growth 3Y8.05%
Revenue growth 5Y9.65%
Sales Q2Q%4.7%
Revenue Next Year2.89%
Revenue Next 2Y4.71%
Revenue Next 3Y4.14%
Revenue Next 5Y4.35%
EBIT growth 1Y-4.89%
EBIT growth 3Y15.2%
EBIT growth 5Y15.76%
EBIT Next Year28.54%
EBIT Next 3Y11.56%
EBIT Next 5Y10.3%
FCF growth 1Y770.69%
FCF growth 3Y12.32%
FCF growth 5Y64.2%
OCF growth 1Y440%
OCF growth 3Y17.58%
OCF growth 5Y35.33%
STELLA-JONES INC / SJ.CA FAQ
What is the fundamental rating for SJ stock?
ChartMill assigns a fundamental rating of 7 / 10 to SJ.CA.
Can you provide the valuation status for STELLA-JONES INC?
ChartMill assigns a valuation rating of 7 / 10 to STELLA-JONES INC (SJ.CA). This can be considered as Undervalued.
How profitable is STELLA-JONES INC (SJ.CA) stock?
STELLA-JONES INC (SJ.CA) has a profitability rating of 9 / 10.
How financially healthy is STELLA-JONES INC?
The financial health rating of STELLA-JONES INC (SJ.CA) is 8 / 10.
How sustainable is the dividend of STELLA-JONES INC (SJ.CA) stock?
The dividend rating of STELLA-JONES INC (SJ.CA) is 6 / 10 and the dividend payout ratio is 19.76%.