SIF HOLDING NV (SIFG.AS) Fundamental Analysis & Valuation

AMS:SIFG • NL0011660485

Current stock price

6.38 EUR
-0.09 (-1.39%)
Last:

This SIFG.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. SIFG.AS Profitability Analysis

1.1 Basic Checks

  • SIFG had negative earnings in the past year.
  • SIFG had a positive operating cash flow in the past year.
  • SIFG had positive earnings in each of the past 5 years.
  • In the past 5 years SIFG always reported a positive cash flow from operatings.
SIFG.AS Yearly Net Income VS EBIT VS OCF VS FCFSIFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -4.46%, SIFG is doing worse than 73.24% of the companies in the same industry.
  • The Return On Equity of SIFG (-15.28%) is worse than 71.83% of its industry peers.
Industry RankSector Rank
ROA -4.46%
ROE -15.28%
ROIC N/A
ROA(3y)1.33%
ROA(5y)2.12%
ROE(3y)3.94%
ROE(5y)6.18%
ROIC(3y)N/A
ROIC(5y)N/A
SIFG.AS Yearly ROA, ROE, ROICSIFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40 50

1.3 Margins

  • SIFG's Profit Margin has declined in the last couple of years.
  • In the last couple of years the Operating Margin of SIFG has declined.
  • SIFG has a Gross Margin of 33.06%. This is in the lower half of the industry: SIFG underperforms 61.97% of its industry peers.
  • In the last couple of years the Gross Margin of SIFG has remained more or less at the same level.
  • SIFG does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 33.06%
OM growth 3Y-37.88%
OM growth 5Y-20.25%
PM growth 3Y-53.28%
PM growth 5Y-30.18%
GM growth 3Y6.64%
GM growth 5Y0.8%
SIFG.AS Yearly Profit, Operating, Gross MarginsSIFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40

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0

2. SIFG.AS Health Analysis

2.1 Basic Checks

  • SIFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, SIFG has about the same amount of shares outstanding.
  • The number of shares outstanding for SIFG has been increased compared to 5 years ago.
  • SIFG has a worse debt/assets ratio than last year.
SIFG.AS Yearly Shares OutstandingSIFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
SIFG.AS Yearly Total Debt VS Total AssetsSIFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of 0.82, we must say that SIFG is in the distress zone and has some risk of bankruptcy.
  • SIFG's Altman-Z score of 0.82 is on the low side compared to the rest of the industry. SIFG is outperformed by 74.65% of its industry peers.
  • A Debt/Equity ratio of 1.06 is on the high side and indicates that SIFG has dependencies on debt financing.
  • SIFG has a Debt to Equity ratio of 1.06. This is amonst the worse of the industry: SIFG underperforms 84.51% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.06
Debt/FCF N/A
Altman-Z 0.82
ROIC/WACCN/A
WACC6.72%
SIFG.AS Yearly LT Debt VS Equity VS FCFSIFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

  • A Current Ratio of 0.56 indicates that SIFG may have some problems paying its short term obligations.
  • SIFG's Current ratio of 0.56 is on the low side compared to the rest of the industry. SIFG is outperformed by 95.77% of its industry peers.
  • SIFG has a Quick Ratio of 0.56. This is a bad value and indicates that SIFG is not financially healthy enough and could expect problems in meeting its short term obligations.
  • SIFG has a worse Quick ratio (0.56) than 90.14% of its industry peers.
Industry RankSector Rank
Current Ratio 0.56
Quick Ratio 0.56
SIFG.AS Yearly Current Assets VS Current LiabilitesSIFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SIFG.AS Growth Analysis

3.1 Past

  • SIFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -388.35%.
  • Measured over the past years, SIFG shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -28.50% on average per year.
  • SIFG shows a decrease in Revenue. In the last year, the revenue decreased by -2.34%.
  • SIFG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.67% yearly.
EPS 1Y (TTM)-388.35%
EPS 3Y-54.97%
EPS 5Y-28.5%
EPS Q2Q%-533.33%
Revenue 1Y (TTM)-2.34%
Revenue growth 3Y0.51%
Revenue growth 5Y5.67%
Sales Q2Q%11.79%

3.2 Future

  • Based on estimates for the next years, SIFG will show a very strong growth in Earnings Per Share. The EPS will grow by 23.46% on average per year.
  • The Revenue is expected to grow by 20.63% on average over the next years. This is a very strong growth
EPS Next Y-283.26%
EPS Next 2Y157%
EPS Next 3Y100.77%
EPS Next 5Y23.46%
Revenue Next Year35.89%
Revenue Next 2Y40.41%
Revenue Next 3Y20.89%
Revenue Next 5Y20.63%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
SIFG.AS Yearly Revenue VS EstimatesSIFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
SIFG.AS Yearly EPS VS EstimatesSIFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.5 -0.5 1 1.5

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3

4. SIFG.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • SIFG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Based on the Price/Forward Earnings ratio of 6.32, the valuation of SIFG can be described as very cheap.
  • SIFG's Price/Forward Earnings ratio is rather cheap when compared to the industry. SIFG is cheaper than 95.77% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of SIFG to the average of the S&P500 Index (23.05), we can say SIFG is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 6.32
SIFG.AS Price Earnings VS Forward Price EarningsSIFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

  • 71.83% of the companies in the same industry are cheaper than SIFG, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 105.77
SIFG.AS Per share dataSIFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • A more expensive valuation may be justified as SIFG's earnings are expected to grow with 100.77% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y157%
EPS Next 3Y100.77%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SIFG.AS Dividend Analysis

5.1 Amount

  • SIFG does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

SIFG.AS Fundamentals: All Metrics, Ratios and Statistics

SIF HOLDING NV

AMS:SIFG (4/2/2026, 7:00:00 PM)

6.38

-0.09 (-1.39%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryElectrical Equipment
Earnings (Last)03-06
Earnings (Next)N/A
Inst Owners18.52%
Inst Owner ChangeN/A
Ins Owners49.48%
Ins Owner ChangeN/A
Market Cap190.70M
Revenue(TTM)456.23M
Net Income(TTM)-32.17M
Analysts78.33
Price Target8.36 (31.03%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10.26%
PT rev (3m)-16.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-98.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.22%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 6.32
P/S 0.42
P/FCF N/A
P/OCF 3.02
P/B 0.91
P/tB 0.92
EV/EBITDA 105.77
EPS(TTM)-1.17
EYN/A
EPS(NY)1.01
Fwd EY15.83%
FCF(TTM)-1.54
FCFYN/A
OCF(TTM)2.11
OCFY33.09%
SpS15.26
BVpS7.04
TBVpS6.9
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -4.46%
ROE -15.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 33.06%
FCFM N/A
ROA(3y)1.33%
ROA(5y)2.12%
ROE(3y)3.94%
ROE(5y)6.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)3.26%
ROCE(5y)5.07%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-37.88%
OM growth 5Y-20.25%
PM growth 3Y-53.28%
PM growth 5Y-30.18%
GM growth 3Y6.64%
GM growth 5Y0.8%
F-Score2
Asset Turnover0.63
Health
Industry RankSector Rank
Debt/Equity 1.06
Debt/FCF N/A
Debt/EBITDA 66.04
Cap/Depr 284.44%
Cap/Sales 23.92%
Interest Coverage N/A
Cash Conversion 1862.95%
Profit Quality N/A
Current Ratio 0.56
Quick Ratio 0.56
Altman-Z 0.82
F-Score2
WACC6.72%
ROIC/WACCN/A
Cap/Depr(3y)563.58%
Cap/Depr(5y)353.06%
Cap/Sales(3y)27.6%
Cap/Sales(5y)17.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-388.35%
EPS 3Y-54.97%
EPS 5Y-28.5%
EPS Q2Q%-533.33%
EPS Next Y-283.26%
EPS Next 2Y157%
EPS Next 3Y100.77%
EPS Next 5Y23.46%
Revenue 1Y (TTM)-2.34%
Revenue growth 3Y0.51%
Revenue growth 5Y5.67%
Sales Q2Q%11.79%
Revenue Next Year35.89%
Revenue Next 2Y40.41%
Revenue Next 3Y20.89%
Revenue Next 5Y20.63%
EBIT growth 1Y-288.84%
EBIT growth 3Y-37.57%
EBIT growth 5Y-15.73%
EBIT Next Year673.65%
EBIT Next 3Y184.59%
EBIT Next 5Y102.9%
FCF growth 1Y-1025.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-33.85%
OCF growth 3Y-9.39%
OCF growth 5Y17.08%

SIF HOLDING NV / SIFG.AS Fundamental Analysis FAQ

What is the fundamental rating for SIFG stock?

ChartMill assigns a fundamental rating of 2 / 10 to SIFG.AS.


What is the valuation status for SIFG stock?

ChartMill assigns a valuation rating of 3 / 10 to SIF HOLDING NV (SIFG.AS). This can be considered as Overvalued.


How profitable is SIF HOLDING NV (SIFG.AS) stock?

SIF HOLDING NV (SIFG.AS) has a profitability rating of 2 / 10.


How financially healthy is SIF HOLDING NV?

The financial health rating of SIF HOLDING NV (SIFG.AS) is 0 / 10.


How sustainable is the dividend of SIF HOLDING NV (SIFG.AS) stock?

The dividend rating of SIF HOLDING NV (SIFG.AS) is 0 / 10 and the dividend payout ratio is 0%.