SIF HOLDING NV (SIFG.AS) Fundamental Analysis & Valuation

AMS:SIFG • NL0011660485

Current stock price

6.91 EUR
+0.05 (+0.73%)
Last:

This SIFG.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. SIFG.AS Profitability Analysis

1.1 Basic Checks

  • SIFG had negative earnings in the past year.
  • SIFG had a positive operating cash flow in the past year.
  • SIFG had positive earnings in 4 of the past 5 years.
  • SIFG had a positive operating cash flow in each of the past 5 years.
SIFG.AS Yearly Net Income VS EBIT VS OCF VS FCFSIFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M -100M

1.2 Ratios

  • The Return On Assets of SIFG (-5.10%) is worse than 70.67% of its industry peers.
  • With a Return On Equity value of -18.35%, SIFG is not doing good in the industry: 72.00% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -5.1%
ROE -18.35%
ROIC N/A
ROA(3y)-1.04%
ROA(5y)0.5%
ROE(3y)-4.47%
ROE(5y)0.96%
ROIC(3y)N/A
ROIC(5y)N/A
SIFG.AS Yearly ROA, ROE, ROICSIFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40

1.3 Margins

  • The Gross Margin of SIFG (30.58%) is worse than 60.00% of its industry peers.
  • SIFG's Gross Margin has declined in the last couple of years.
  • SIFG does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 30.58%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.84%
GM growth 5Y-1.58%
SIFG.AS Yearly Profit, Operating, Gross MarginsSIFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. SIFG.AS Health Analysis

2.1 Basic Checks

  • SIFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • SIFG has about the same amout of shares outstanding than it did 1 year ago.
  • SIFG has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, SIFG has a worse debt to assets ratio.
SIFG.AS Yearly Shares OutstandingSIFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
SIFG.AS Yearly Total Debt VS Total AssetsSIFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of 0.89, we must say that SIFG is in the distress zone and has some risk of bankruptcy.
  • SIFG's Altman-Z score of 0.89 is on the low side compared to the rest of the industry. SIFG is outperformed by 74.67% of its industry peers.
  • SIFG has a debt to FCF ratio of 52.74. This is a negative value and a sign of low solvency as SIFG would need 52.74 years to pay back of all of its debts.
  • SIFG has a Debt to FCF ratio of 52.74. This is comparable to the rest of the industry: SIFG outperforms 42.67% of its industry peers.
  • A Debt/Equity ratio of 0.95 indicates that SIFG is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.95, SIFG is doing worse than 77.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.95
Debt/FCF 52.74
Altman-Z 0.89
ROIC/WACCN/A
WACC6.24%
SIFG.AS Yearly LT Debt VS Equity VS FCFSIFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M

2.3 Liquidity

  • A Current Ratio of 0.49 indicates that SIFG may have some problems paying its short term obligations.
  • SIFG's Current ratio of 0.49 is on the low side compared to the rest of the industry. SIFG is outperformed by 94.67% of its industry peers.
  • SIFG has a Quick Ratio of 0.49. This is a bad value and indicates that SIFG is not financially healthy enough and could expect problems in meeting its short term obligations.
  • SIFG's Quick ratio of 0.45 is on the low side compared to the rest of the industry. SIFG is outperformed by 94.67% of its industry peers.
Industry RankSector Rank
Current Ratio 0.49
Quick Ratio 0.45
SIFG.AS Yearly Current Assets VS Current LiabilitesSIFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. SIFG.AS Growth Analysis

3.1 Past

  • SIFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -2619.74%.
  • Looking at the last year, SIFG shows a very strong growth in Revenue. The Revenue has grown by 39.17%.
  • Measured over the past years, SIFG shows a quite strong growth in Revenue. The Revenue has been growing by 12.22% on average per year.
EPS 1Y (TTM)-2619.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-34.24%
Revenue 1Y (TTM)39.17%
Revenue growth 3Y16.82%
Revenue growth 5Y12.22%
Sales Q2Q%71.11%

3.2 Future

  • The Earnings Per Share is expected to grow by 48.55% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, SIFG will show a quite strong growth in Revenue. The Revenue will grow by 15.94% on average per year.
EPS Next Y220.87%
EPS Next 2Y61.83%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue Next Year45.08%
Revenue Next 2Y14.02%
Revenue Next 3Y15.94%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
SIFG.AS Yearly Revenue VS EstimatesSIFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
SIFG.AS Yearly EPS VS EstimatesSIFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.5 -0.5 1 1.5

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Find the best growth stocksShow best growing peers

5

4. SIFG.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • SIFG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • A Price/Forward Earnings ratio of 6.80 indicates a rather cheap valuation of SIFG.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of SIFG indicates a rather cheap valuation: SIFG is cheaper than 94.67% of the companies listed in the same industry.
  • SIFG is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.62, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE N/A
Fwd PE 6.8
SIFG.AS Price Earnings VS Forward Price EarningsSIFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40 50

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, SIFG is valued a bit cheaper than 65.33% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of SIFG is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 45.67
EV/EBITDA 16.47
SIFG.AS Per share dataSIFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • SIFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as SIFG's earnings are expected to grow with 48.55% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y61.83%
EPS Next 3Y48.55%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SIFG.AS Dividend Analysis

5.1 Amount

  • SIFG does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

SIFG.AS Fundamentals: All Metrics, Ratios and Statistics

SIF HOLDING NV

AMS:SIFG (4/24/2026, 5:28:17 PM)

6.91

+0.05 (+0.73%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryElectrical Equipment
Earnings (Last)03-06
Earnings (Next)05-08
Inst Owners15.65%
Inst Owner ChangeN/A
Ins Owners49.48%
Ins Owner ChangeN/A
Market Cap206.54M
Revenue(TTM)597.04M
Net Income(TTM)-36.69M
Analysts78.33
Price Target8.36 (20.98%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10.26%
PT rev (3m)-16.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.61%
EPS NY rev (3m)-4.05%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)4.6%
Revenue NY rev (3m)7.19%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 6.8
P/S 0.35
P/FCF 45.67
P/OCF 6.38
P/B 1.03
P/tB 1.06
EV/EBITDA 16.47
EPS(TTM)-1.25
EYN/A
EPS(NY)1.02
Fwd EY14.7%
FCF(TTM)0.15
FCFY2.19%
OCF(TTM)1.08
OCFY15.67%
SpS19.97
BVpS6.69
TBVpS6.49
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -5.1%
ROE -18.35%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 30.58%
FCFM 0.76%
ROA(3y)-1.04%
ROA(5y)0.5%
ROE(3y)-4.47%
ROE(5y)0.96%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.84%
GM growth 5Y-1.58%
F-Score4
Asset Turnover0.83
Health
Industry RankSector Rank
Debt/Equity 0.95
Debt/FCF 52.74
Debt/EBITDA 8.95
Cap/Depr 44.47%
Cap/Sales 4.66%
Interest Coverage N/A
Cash Conversion 153.21%
Profit Quality N/A
Current Ratio 0.49
Quick Ratio 0.45
Altman-Z 0.89
F-Score4
WACC6.24%
ROIC/WACCN/A
Cap/Depr(3y)550.5%
Cap/Depr(5y)357.11%
Cap/Sales(3y)27.35%
Cap/Sales(5y)18.01%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2619.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-34.24%
EPS Next Y220.87%
EPS Next 2Y61.83%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue 1Y (TTM)39.17%
Revenue growth 3Y16.82%
Revenue growth 5Y12.22%
Sales Q2Q%71.11%
Revenue Next Year45.08%
Revenue Next 2Y14.02%
Revenue Next 3Y15.94%
Revenue Next 5YN/A
EBIT growth 1Y-1165.39%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year529.15%
EBIT Next 3Y84.05%
EBIT Next 5YN/A
FCF growth 1Y104.36%
FCF growth 3Y-46.83%
FCF growth 5Y-31.23%
OCF growth 1Y-52.31%
OCF growth 3Y-13.7%
OCF growth 5Y-1.17%

SIF HOLDING NV / SIFG.AS Fundamental Analysis FAQ

What is the fundamental rating for SIFG stock?

ChartMill assigns a fundamental rating of 3 / 10 to SIFG.AS.


What is the valuation status for SIFG stock?

ChartMill assigns a valuation rating of 5 / 10 to SIF HOLDING NV (SIFG.AS). This can be considered as Fairly Valued.


How profitable is SIF HOLDING NV (SIFG.AS) stock?

SIF HOLDING NV (SIFG.AS) has a profitability rating of 2 / 10.


How financially healthy is SIF HOLDING NV?

The financial health rating of SIF HOLDING NV (SIFG.AS) is 1 / 10.


How sustainable is the dividend of SIF HOLDING NV (SIFG.AS) stock?

The dividend rating of SIF HOLDING NV (SIFG.AS) is 0 / 10 and the dividend payout ratio is 0%.