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SIF HOLDING NV (SIFG.AS) Stock Fundamental Analysis

AMS:SIFG - Euronext Amsterdam - NL0011660485 - Common Stock - Currency: EUR

9.18  +0.1 (+1.1%)

Fundamental Rating

3

Overall SIFG gets a fundamental rating of 3 out of 10. We evaluated SIFG against 53 industry peers in the Electrical Equipment industry. While SIFG is still in line with the averages on profitability rating, there are concerns on its financial health. SIFG has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year SIFG has reported negative net income.
In the past year SIFG had a positive cash flow from operations.
In the past 5 years SIFG has always been profitable.
SIFG had a positive operating cash flow in each of the past 5 years.
SIFG.AS Yearly Net Income VS EBIT VS OCF VS FCFSIFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M

1.2 Ratios

SIFG has a Return On Assets (0.16%) which is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 0.51%, SIFG is in line with its industry, outperforming 50.94% of the companies in the same industry.
With a Return On Invested Capital value of 0.56%, SIFG perfoms like the industry average, outperforming 41.51% of the companies in the same industry.
SIFG had an Average Return On Invested Capital over the past 3 years of 2.34%. This is significantly below the industry average of 8.14%.
Industry RankSector Rank
ROA 0.16%
ROE 0.51%
ROIC 0.56%
ROA(3y)1.33%
ROA(5y)2.12%
ROE(3y)3.94%
ROE(5y)6.18%
ROIC(3y)2.34%
ROIC(5y)3.64%
SIFG.AS Yearly ROA, ROE, ROICSIFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

1.3 Margins

With a Profit Margin value of 0.28%, SIFG perfoms like the industry average, outperforming 52.83% of the companies in the same industry.
In the last couple of years the Profit Margin of SIFG has declined.
SIFG has a Operating Margin (0.91%) which is comparable to the rest of the industry.
SIFG's Operating Margin has declined in the last couple of years.
SIFG's Gross Margin of 35.85% is in line compared to the rest of the industry. SIFG outperforms 49.06% of its industry peers.
SIFG's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 0.91%
PM (TTM) 0.28%
GM 35.85%
OM growth 3Y-37.88%
OM growth 5Y-20.25%
PM growth 3Y-53.28%
PM growth 5Y-30.18%
GM growth 3Y6.64%
GM growth 5Y0.8%
SIFG.AS Yearly Profit, Operating, Gross MarginsSIFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40

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0

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SIFG is destroying value.
SIFG has about the same amout of shares outstanding than it did 1 year ago.
SIFG has more shares outstanding than it did 5 years ago.
The debt/assets ratio for SIFG is higher compared to a year ago.
SIFG.AS Yearly Shares OutstandingSIFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
SIFG.AS Yearly Total Debt VS Total AssetsSIFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

SIFG has an Altman-Z score of 1.16. This is a bad value and indicates that SIFG is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.16, SIFG is not doing good in the industry: 62.26% of the companies in the same industry are doing better.
SIFG has a Debt/Equity ratio of 0.93. This is a neutral value indicating SIFG is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.93, SIFG is doing worse than 77.36% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.93
Debt/FCF N/A
Altman-Z 1.16
ROIC/WACC0.09
WACC6.22%
SIFG.AS Yearly LT Debt VS Equity VS FCFSIFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

A Current Ratio of 0.72 indicates that SIFG may have some problems paying its short term obligations.
The Current ratio of SIFG (0.72) is worse than 92.45% of its industry peers.
SIFG has a Quick Ratio of 0.72. This is a bad value and indicates that SIFG is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.72, SIFG is doing worse than 69.81% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.72
Quick Ratio 0.72
SIFG.AS Yearly Current Assets VS Current LiabilitesSIFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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5

3. Growth

3.1 Past

The earnings per share for SIFG have decreased strongly by -111.79% in the last year.
SIFG shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -28.50% yearly.
Looking at the last year, SIFG shows a decrease in Revenue. The Revenue has decreased by -5.57% in the last year.
Measured over the past years, SIFG shows a small growth in Revenue. The Revenue has been growing by 5.67% on average per year.
EPS 1Y (TTM)-111.79%
EPS 3Y-54.97%
EPS 5Y-28.5%
EPS Q2Q%-231.74%
Revenue 1Y (TTM)-5.57%
Revenue growth 3Y0.51%
Revenue growth 5Y5.67%
Sales Q2Q%-16.16%

3.2 Future

SIFG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 115.11% yearly.
The Revenue is expected to grow by 32.53% on average over the next years. This is a very strong growth
EPS Next Y645.05%
EPS Next 2Y240.67%
EPS Next 3Y115.11%
EPS Next 5YN/A
Revenue Next Year75.59%
Revenue Next 2Y46.53%
Revenue Next 3Y32.53%
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
SIFG.AS Yearly Revenue VS EstimatesSIFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
SIFG.AS Yearly EPS VS EstimatesSIFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.5 1 1.5 2

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5

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for SIFG. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 7.68, the valuation of SIFG can be described as very cheap.
86.79% of the companies in the same industry are more expensive than SIFG, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of SIFG to the average of the S&P500 Index (21.38), we can say SIFG is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 7.68
SIFG.AS Price Earnings VS Forward Price EarningsSIFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -50 -100 -150

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SIFG is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 16.8
SIFG.AS Per share dataSIFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

SIFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SIFG's earnings are expected to grow with 115.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y240.67%
EPS Next 3Y115.11%

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0

5. Dividend

5.1 Amount

SIFG does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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SIF HOLDING NV

AMS:SIFG (4/25/2025, 7:00:00 PM)

9.18

+0.1 (+1.1%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryElectrical Equipment
Earnings (Last)03-19 2025-03-19/amc
Earnings (Next)05-09 2025-05-09
Inst Owners27.21%
Inst Owner ChangeN/A
Ins Owners49.37%
Ins Owner ChangeN/A
Market Cap274.39M
Analysts85
Price Target17.57 (91.39%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-6.31%
PT rev (3m)-6.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.25%
EPS NY rev (3m)-24.68%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)5.46%
Revenue NY rev (3m)5.07%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 7.68
P/S 0.64
P/FCF N/A
P/OCF 4.04
P/B 1.16
P/tB 1.18
EV/EBITDA 16.8
EPS(TTM)-0.05
EYN/A
EPS(NY)1.2
Fwd EY13.02%
FCF(TTM)-3.47
FCFYN/A
OCF(TTM)2.27
OCFY24.73%
SpS14.35
BVpS7.91
TBVpS7.78
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.16%
ROE 0.51%
ROCE 0.78%
ROIC 0.56%
ROICexc 0.72%
ROICexgc 0.73%
OM 0.91%
PM (TTM) 0.28%
GM 35.85%
FCFM N/A
ROA(3y)1.33%
ROA(5y)2.12%
ROE(3y)3.94%
ROE(5y)6.18%
ROIC(3y)2.34%
ROIC(5y)3.64%
ROICexc(3y)12.01%
ROICexc(5y)10.09%
ROICexgc(3y)12.37%
ROICexgc(5y)10.32%
ROCE(3y)3.26%
ROCE(5y)5.07%
ROICexcg growth 3Y-56.21%
ROICexcg growth 5Y-28.98%
ROICexc growth 3Y-56.3%
ROICexc growth 5Y-28.98%
OM growth 3Y-37.88%
OM growth 5Y-20.25%
PM growth 3Y-53.28%
PM growth 5Y-30.18%
GM growth 3Y6.64%
GM growth 5Y0.8%
F-Score4
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity 0.93
Debt/FCF N/A
Debt/EBITDA 9.28
Cap/Depr 865.19%
Cap/Sales 39.99%
Interest Coverage 0.8
Cash Conversion 286.1%
Profit Quality N/A
Current Ratio 0.72
Quick Ratio 0.72
Altman-Z 1.16
F-Score4
WACC6.22%
ROIC/WACC0.09
Cap/Depr(3y)563.58%
Cap/Depr(5y)353.06%
Cap/Sales(3y)27.6%
Cap/Sales(5y)17.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-111.79%
EPS 3Y-54.97%
EPS 5Y-28.5%
EPS Q2Q%-231.74%
EPS Next Y645.05%
EPS Next 2Y240.67%
EPS Next 3Y115.11%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.57%
Revenue growth 3Y0.51%
Revenue growth 5Y5.67%
Sales Q2Q%-16.16%
Revenue Next Year75.59%
Revenue Next 2Y46.53%
Revenue Next 3Y32.53%
Revenue Next 5YN/A
EBIT growth 1Y-71.99%
EBIT growth 3Y-37.57%
EBIT growth 5Y-15.73%
EBIT Next Year2221.24%
EBIT Next 3Y215.32%
EBIT Next 5YN/A
FCF growth 1Y-63.59%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.26%
OCF growth 3Y-9.39%
OCF growth 5Y17.08%