SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:SFQ - DE000SAFH001 - Common Stock
14.88 EUR
-0.08 (-0.53%)
SFQ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 30 industry peers in the Automobile Components industry. While SFQ has a great profitability rating, there are some minor concerns on its financial health. SFQ has a correct valuation and a medium growth rate. SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
In the past year SFQ had a positive cash flow from operations.
SFQ had positive earnings in each of the past 5 years.
SFQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.07%, SFQ is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 11.05%, SFQ belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
SFQ's Return On Invested Capital of 8.27% is amongst the best of the industry. SFQ outperforms 83.33% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for SFQ is in line with the industry average of 6.70%.
The 3 year average ROIC (8.10%) for SFQ is below the current ROIC(8.27%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a Profit Margin of 2.92%. This is amongst the best in the industry. SFQ outperforms 83.33% of its industry peers.
SFQ's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 8.08%, SFQ belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
In the last couple of years the Operating Margin of SFQ has grown nicely.
SFQ's Gross Margin of 22.70% is on the low side compared to the rest of the industry. SFQ is outperformed by 60.00% of its industry peers.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SFQ is still creating some value.
The number of shares outstanding for SFQ remains at a similar level compared to 1 year ago.
Compared to 5 years ago, SFQ has about the same amount of shares outstanding.
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.26 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
SFQ has a better Altman-Z score (2.26) than 70.00% of its industry peers.
The Debt to FCF ratio of SFQ is 7.33, which is on the high side as it means it would take SFQ, 7.33 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 7.33, SFQ is doing good in the industry, outperforming 66.67% of the companies in the same industry.
SFQ has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.18, SFQ is doing worse than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Altman-Z | 2.26 |
ROIC/WACC1.57
WACC5.27%
2.3 Liquidity
SFQ has a Current Ratio of 1.54. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.54, SFQ is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
SFQ has a Quick Ratio of 1.54. This is a bad value and indicates that SFQ is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Quick ratio value of 0.99, SFQ is doing good in the industry, outperforming 73.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
SFQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.73%.
Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
SFQ shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -12.01%.
Measured over the past years, SFQ shows a small growth in Revenue. The Revenue has been growing by 6.00% on average per year.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
3.2 Future
SFQ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 72.33% yearly.
Based on estimates for the next years, SFQ will show a small growth in Revenue. The Revenue will grow by 7.84% on average per year.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 99.20, SFQ can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of SFQ indicates a slightly more expensive valuation: SFQ is more expensive than 63.33% of the companies listed in the same industry.
SFQ is valuated expensively when we compare the Price/Earnings ratio to 26.61, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 14.22, which indicates a correct valuation of SFQ.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than the industry average as 76.67% of the companies are valued more cheaply.
When comparing the Price/Forward Earnings ratio of SFQ to the average of the S&P500 Index (24.01), we can say SFQ is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 99.2 | ||
| Fwd PE | 14.22 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SFQ indicates a slightly more expensive valuation: SFQ is more expensive than 63.33% of the companies listed in the same industry.
SFQ's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SFQ is cheaper than 63.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.18 | ||
| EV/EBITDA | 5.29 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of SFQ may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.11
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.77%, which is a nice return.
SFQ's Dividend Yield is rather good when compared to the industry average which is at 3.13. SFQ pays more dividend than 93.33% of the companies in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.77% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 13.56%!
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
75.16% of the earnings are spent on dividend by SFQ. This is not a sustainable payout ratio.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP75.16%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (12/23/2025, 2:04:15 PM)
14.88
-0.08 (-0.53%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners68.75%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap675.40M
Revenue(TTM)1.73B
Net Income(TTM)51.34M
Analysts80
Price Target19.67 (32.19%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.77% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP75.16%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.98%
PT rev (3m)-4.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-5.37%
EPS NY rev (3m)-6.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.43%
Revenue NY rev (3m)-4.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 99.2 | ||
| Fwd PE | 14.22 | ||
| P/S | 0.38 | ||
| P/FCF | 6.18 | ||
| P/OCF | 4.01 | ||
| P/B | 1.45 | ||
| P/tB | 13.3 | ||
| EV/EBITDA | 5.29 |
EPS(TTM)0.15
EY1.01%
EPS(NY)1.05
Fwd EY7.03%
FCF(TTM)2.41
FCFY16.19%
OCF(TTM)3.71
OCFY24.95%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)1.11
PEG (5Y)N/A
Graham Number5.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROCE | 12.59% | ||
| ROIC | 8.27% | ||
| ROICexc | 10.48% | ||
| ROICexgc | 19.6% | ||
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% | ||
| FCFM | 6.23% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexgc growth 3Y24.17%
ROICexgc growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Debt/EBITDA | 2.35 | ||
| Cap/Depr | 65.05% | ||
| Cap/Sales | 3.37% | ||
| Interest Coverage | 3.71 | ||
| Cash Conversion | 72.35% | ||
| Profit Quality | 212.95% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.26 |
F-Score5
WACC5.27%
ROIC/WACC1.57
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-21.26%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year33.61%
EBIT Next 3Y16.53%
EBIT Next 5YN/A
FCF growth 1Y-21.1%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-5.45%
OCF growth 3Y71.68%
OCF growth 5Y17.25%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 5 / 10 to SFQ.DE.
What is the valuation status for SFQ stock?
ChartMill assigns a valuation rating of 4 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for SFQ stock?
The Price/Earnings (PE) ratio for SAF-HOLLAND SE (SFQ.DE) is 99.2 and the Price/Book (PB) ratio is 1.45.
What is the financial health of SAF-HOLLAND SE (SFQ.DE) stock?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.