SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
FRA:SFQ - Deutsche Boerse Ag - DE000SAFH001 - Common Stock - Currency: EUR
Overall SFQ gets a fundamental rating of 6 out of 10. We evaluated SFQ against 29 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ has a decent growth rate and is not valued too expensively. Finally SFQ also has an excellent dividend rating. This makes SFQ very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
In the past year SFQ had a positive cash flow from operations.
SFQ had positive earnings in each of the past 5 years.
SFQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of SFQ (4.52%) is better than 79.31% of its industry peers.
SFQ has a better Return On Equity (14.78%) than 89.66% of its industry peers.
The Return On Invested Capital of SFQ (8.82%) is better than 89.66% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for SFQ is in line with the industry average of 6.36%.
The last Return On Invested Capital (8.82%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROIC | 8.82% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a better Profit Margin (4.12%) than 79.31% of its industry peers.
In the last couple of years the Profit Margin of SFQ has grown nicely.
Looking at the Operating Margin, with a value of 8.59%, SFQ belongs to the top of the industry, outperforming 89.66% of the companies in the same industry.
SFQ's Operating Margin has improved in the last couple of years.
SFQ's Gross Margin of 22.26% is in line compared to the rest of the industry. SFQ outperforms 41.38% of its industry peers.
In the last couple of years the Gross Margin of SFQ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SFQ is still creating some value.
The number of shares outstanding for SFQ remains at a similar level compared to 1 year ago.
Compared to 5 years ago, SFQ has about the same amount of shares outstanding.
SFQ has a worse debt/assets ratio than last year.
2.2 Solvency
SFQ has an Altman-Z score of 2.41. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.41, SFQ belongs to the top of the industry, outperforming 82.76% of the companies in the same industry.
SFQ has a debt to FCF ratio of 5.41. This is a neutral value as SFQ would need 5.41 years to pay back of all of its debts.
SFQ has a Debt to FCF ratio of 5.41. This is in the better half of the industry: SFQ outperforms 79.31% of its industry peers.
SFQ has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
SFQ has a Debt to Equity ratio (1.05) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Altman-Z | 2.41 |
ROIC/WACC1.64
WACC5.38%
2.3 Liquidity
SFQ has a Current Ratio of 1.68. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
SFQ has a better Current ratio (1.68) than 79.31% of its industry peers.
SFQ has a Quick Ratio of 1.11. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
SFQ's Quick ratio of 1.11 is fine compared to the rest of the industry. SFQ outperforms 65.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -86.73% in the last year.
Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
Looking at the last year, SFQ shows a very negative growth in Revenue. The Revenue has decreased by -10.89% in the last year.
The Revenue has been growing slightly by 6.00% on average over the past years.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
3.2 Future
Based on estimates for the next years, SFQ will show a very strong growth in Earnings Per Share. The EPS will grow by 72.33% on average per year.
SFQ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.84% yearly.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 106.13, SFQ can be considered very expensive at the moment.
62.07% of the companies in the same industry are cheaper than SFQ, based on the Price/Earnings ratio.
SFQ's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.85.
The Price/Forward Earnings ratio is 15.22, which indicates a correct valuation of SFQ.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than 65.52% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 20.77, SFQ is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 106.13 | ||
| Fwd PE | 15.22 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SFQ is valued a bit more expensive than the industry average as 65.52% of the companies are valued more cheaply.
SFQ's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SFQ is cheaper than 65.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.05 | ||
| EV/EBITDA | 4.7 |
4.3 Compensation for Growth
SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
SFQ's earnings are expected to grow with 108.39% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.19
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.41%, SFQ is a good candidate for dividend investing.
SFQ's Dividend Yield is a higher than the industry average which is at 5.66.
Compared to an average S&P500 Dividend Yield of 2.45, SFQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.41% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 13.56%!
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years2
5.3 Sustainability
49.88% of the earnings are spent on dividend by SFQ. This is a bit on the high side, but may be sustainable.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP49.88%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (4/30/2025, 7:00:00 PM)
15.92
+0.14 (+0.89%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners61.37%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap722.61M
Analysts80
Price Target21.49 (34.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.41% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP49.88%
Div Incr Years1
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.71%
Min EPS beat(2)-15.13%
Max EPS beat(2)5.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.72%
Min Revenue beat(2)-8.34%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.51%
PT rev (3m)0.82%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.55%
EPS NY rev (3m)-12.42%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.96%
Revenue NY rev (3m)-3.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 106.13 | ||
| Fwd PE | 15.22 | ||
| P/S | 0.39 | ||
| P/FCF | 5.05 | ||
| P/OCF | 3.6 | ||
| P/B | 1.38 | ||
| P/tB | 8.69 | ||
| EV/EBITDA | 4.7 |
EPS(TTM)0.15
EY0.94%
EPS(NY)1.05
Fwd EY6.57%
FCF(TTM)3.16
FCFY19.82%
OCF(TTM)4.42
OCFY27.77%
SpS41.35
BVpS11.53
TBVpS1.83
PEG (NY)1.19
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROCE | 13.43% | ||
| ROIC | 8.82% | ||
| ROICexc | 11.9% | ||
| ROICexgc | 23.58% | ||
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% | ||
| FCFM | 7.63% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 64.54% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 4.19 | ||
| Cash Conversion | 80.2% | ||
| Profit Quality | 185.14% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.41 |
F-Score5
WACC5.38%
ROIC/WACC1.64
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-0.87%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year53.73%
EBIT Next 3Y19.75%
EBIT Next 5YN/A
FCF growth 1Y1.54%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-1.02%
OCF growth 3Y71.68%
OCF growth 5Y17.25%