SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - FRA:SFQ - DE000SAFH001 - Common Stock
13.79 EUR
+0.13 (+0.95%)
Taking everything into account, SFQ scores 5 out of 10 in our fundamental rating. SFQ was compared to 30 industry peers in the Automobile Components industry. While SFQ has a great profitability rating, there are some minor concerns on its financial health. SFQ has a valuation in line with the averages, but it does not seem to be growing. Finally SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
SFQ had a positive operating cash flow in the past year.
Each year in the past 5 years SFQ has been profitable.
Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
SFQ has a Return On Assets of 3.06%. This is in the better half of the industry: SFQ outperforms 80.00% of its industry peers.
With an excellent Return On Equity value of 11.03%, SFQ belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 8.28%, SFQ belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for SFQ is in line with the industry average of 6.53%.
The last Return On Invested Capital (8.28%) for SFQ is above the 3 year average (8.11%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.06% | ||
| ROE | 11.03% | ||
| ROIC | 8.28% |
ROA(3y)4.46%
ROA(5y)3.7%
ROE(3y)15.17%
ROE(5y)12.01%
ROIC(3y)8.11%
ROIC(5y)6.98%
1.3 Margins
Looking at the Profit Margin, with a value of 2.92%, SFQ belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Profit Margin of SFQ has grown nicely.
Looking at the Operating Margin, with a value of 8.09%, SFQ belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
In the last couple of years the Operating Margin of SFQ has grown nicely.
SFQ has a Gross Margin of 22.70%. This is in the lower half of the industry: SFQ underperforms 60.00% of its industry peers.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.09% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.84%
OM growth 5Y11.43%
PM growth 3Y11.66%
PM growth 5Y42.46%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SFQ is creating some value.
Compared to 1 year ago, SFQ has about the same amount of shares outstanding.
The number of shares outstanding for SFQ has been reduced compared to 5 years ago.
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.23 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of SFQ (2.23) is better than 73.33% of its industry peers.
The Debt to FCF ratio of SFQ is 7.28, which is on the high side as it means it would take SFQ, 7.28 years of fcf income to pay off all of its debts.
SFQ has a Debt to FCF ratio of 7.28. This is in the better half of the industry: SFQ outperforms 70.00% of its industry peers.
SFQ has a Debt/Equity ratio of 1.17. This is a high value indicating a heavy dependency on external financing.
SFQ has a Debt to Equity ratio of 1.17. This is in the lower half of the industry: SFQ underperforms 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 7.28 | ||
| Altman-Z | 2.23 |
ROIC/WACC1.6
WACC5.18%
2.3 Liquidity
SFQ has a Current Ratio of 1.54. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
SFQ's Current ratio of 1.54 is fine compared to the rest of the industry. SFQ outperforms 80.00% of its industry peers.
SFQ has a Quick Ratio of 1.54. This is a bad value and indicates that SFQ is not financially healthy enough and could expect problems in meeting its short term obligations.
SFQ has a Quick ratio of 0.99. This is in the better half of the industry: SFQ outperforms 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -45.38% in the last year.
The Earnings Per Share has been growing by 55.00% on average over the past years. This is a very strong growth
SFQ shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.69%.
The Revenue has been growing slightly by 7.88% on average over the past years.
EPS 1Y (TTM)-45.38%
EPS 3Y28.07%
EPS 5Y55%
EPS Q2Q%-44.93%
Revenue 1Y (TTM)-15.69%
Revenue growth 3Y14.61%
Revenue growth 5Y7.88%
Sales Q2Q%-12.76%
3.2 Future
The Earnings Per Share is expected to grow by 4.92% on average over the next years.
SFQ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.51% yearly.
EPS Next Y-13.92%
EPS Next 2Y2.25%
EPS Next 3Y4.92%
EPS Next 5YN/A
Revenue Next Year-4.64%
Revenue Next 2Y1.28%
Revenue Next 3Y2.87%
Revenue Next 5Y4.51%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.31, SFQ is valued correctly.
SFQ's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of SFQ to the average of the S&P500 Index (25.51), we can say SFQ is valued rather cheaply.
The Price/Forward Earnings ratio is 5.79, which indicates a rather cheap valuation of SFQ.
80.00% of the companies in the same industry are more expensive than SFQ, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.98, SFQ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.31 | ||
| Fwd PE | 5.79 |
4.2 Price Multiples
SFQ's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 66.67% of the companies in the same industry.
SFQ's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.69 | ||
| EV/EBITDA | 5.03 |
4.3 Compensation for Growth
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y2.25%
EPS Next 3Y4.92%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.93%, which is a nice return.
Compared to an average industry Dividend Yield of 4.72, SFQ pays a better dividend. On top of this SFQ pays more dividend than 93.33% of the companies listed in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 14.01%!
Dividend Growth(5Y)14.01%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
76.01% of the earnings are spent on dividend by SFQ. This is not a sustainable payout ratio.
SFQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP76.01%
EPS Next 2Y2.25%
EPS Next 3Y4.92%
FRA:SFQ (11/19/2025, 3:38:18 PM)
13.79
+0.13 (+0.95%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners71.66%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap625.93M
Revenue(TTM)1.76B
Net Income(TTM)51.31M
Analysts80
Price Target20.49 (48.59%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
Yearly Dividend0.87
Dividend Growth(5Y)14.01%
DP76.01%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.71%
PT rev (3m)-1.13%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.23%
EPS NY rev (3m)-16.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.04%
Revenue NY rev (3m)-5.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.31 | ||
| Fwd PE | 5.79 | ||
| P/S | 0.36 | ||
| P/FCF | 5.69 | ||
| P/OCF | 3.7 | ||
| P/B | 1.35 | ||
| P/tB | 12.27 | ||
| EV/EBITDA | 5.03 |
EPS(TTM)1.12
EY8.12%
EPS(NY)2.38
Fwd EY17.28%
FCF(TTM)2.42
FCFY17.57%
OCF(TTM)3.72
OCFY27%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)N/A
PEG (5Y)0.22
Graham Number16.07
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.06% | ||
| ROE | 11.03% | ||
| ROCE | 12.6% | ||
| ROIC | 8.28% | ||
| ROICexc | 10.49% | ||
| ROICexgc | 19.63% | ||
| OM | 8.09% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% | ||
| FCFM | 6.26% |
ROA(3y)4.46%
ROA(5y)3.7%
ROE(3y)15.17%
ROE(5y)12.01%
ROIC(3y)8.11%
ROIC(5y)6.98%
ROICexc(3y)10.46%
ROICexc(5y)9%
ROICexgc(3y)17.96%
ROICexgc(5y)15.27%
ROCE(3y)12.34%
ROCE(5y)10.63%
ROICexgc growth 3Y24.11%
ROICexgc growth 5Y7.08%
ROICexc growth 3Y15.85%
ROICexc growth 5Y7.56%
OM growth 3Y13.84%
OM growth 5Y11.43%
PM growth 3Y11.66%
PM growth 5Y42.46%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 7.28 | ||
| Debt/EBITDA | 2.34 | ||
| Cap/Depr | 64.84% | ||
| Cap/Sales | 3.36% | ||
| Interest Coverage | 3.74 | ||
| Cash Conversion | 72.53% | ||
| Profit Quality | 214.38% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.23 |
F-Score5
WACC5.18%
ROIC/WACC1.6
Cap/Depr(3y)74.71%
Cap/Depr(5y)66.57%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.56%
Profit Quality(3y)185.01%
Profit Quality(5y)283.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-45.38%
EPS 3Y28.07%
EPS 5Y55%
EPS Q2Q%-44.93%
EPS Next Y-13.92%
EPS Next 2Y2.25%
EPS Next 3Y4.92%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.69%
Revenue growth 3Y14.61%
Revenue growth 5Y7.88%
Sales Q2Q%-12.76%
Revenue Next Year-4.64%
Revenue Next 2Y1.28%
Revenue Next 3Y2.87%
Revenue Next 5Y4.51%
EBIT growth 1Y-21.22%
EBIT growth 3Y30.48%
EBIT growth 5Y20.22%
EBIT Next Year41.16%
EBIT Next 3Y18.61%
EBIT Next 5YN/A
FCF growth 1Y-20.62%
FCF growth 3Y112.55%
FCF growth 5Y30.83%
OCF growth 1Y-5.19%
OCF growth 3Y71.78%
OCF growth 5Y17.29%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 5 / 10 to SFQ.DE.
What is the valuation status for SFQ stock?
ChartMill assigns a valuation rating of 5 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for SFQ stock?
The Price/Earnings (PE) ratio for SAF-HOLLAND SE (SFQ.DE) is 12.31 and the Price/Book (PB) ratio is 1.35.
What is the financial health of SAF-HOLLAND SE (SFQ.DE) stock?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.