SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:SFQ • DE000SAFH001
16.98 EUR
0 (0%)
Last: Jan 30, 2026, 07:00 PM
Taking everything into account, SFQ scores 6 out of 10 in our fundamental rating. SFQ was compared to 29 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ has a correct valuation and a medium growth rate. Finally SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- SFQ had positive earnings in the past year.
- SFQ had a positive operating cash flow in the past year.
- Each year in the past 5 years SFQ has been profitable.
- Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of SFQ (3.07%) is better than 80.65% of its industry peers.
- With an excellent Return On Equity value of 11.05%, SFQ belongs to the best of the industry, outperforming 87.10% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 8.27%, SFQ belongs to the top of the industry, outperforming 83.87% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for SFQ is in line with the industry average of 6.49%.
- The 3 year average ROIC (8.10%) for SFQ is below the current ROIC(8.27%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
- With an excellent Profit Margin value of 2.92%, SFQ belongs to the best of the industry, outperforming 83.87% of the companies in the same industry.
- SFQ's Profit Margin has improved in the last couple of years.
- SFQ's Operating Margin of 8.08% is amongst the best of the industry. SFQ outperforms 87.10% of its industry peers.
- SFQ's Operating Margin has improved in the last couple of years.
- SFQ has a Gross Margin (22.70%) which is comparable to the rest of the industry.
- SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SFQ is still creating some value.
- SFQ has about the same amout of shares outstanding than it did 1 year ago.
- SFQ has about the same amout of shares outstanding than it did 5 years ago.
- SFQ has a worse debt/assets ratio than last year.
2.2 Solvency
- SFQ has an Altman-Z score of 2.31. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.31, SFQ is in the better half of the industry, outperforming 70.97% of the companies in the same industry.
- The Debt to FCF ratio of SFQ is 7.33, which is on the high side as it means it would take SFQ, 7.33 years of fcf income to pay off all of its debts.
- SFQ's Debt to FCF ratio of 7.33 is fine compared to the rest of the industry. SFQ outperforms 64.52% of its industry peers.
- SFQ has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 1.18, SFQ is not doing good in the industry: 61.29% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Altman-Z | 2.31 |
ROIC/WACC1.51
WACC5.47%
2.3 Liquidity
- A Current Ratio of 1.54 indicates that SFQ should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.54, SFQ is in the better half of the industry, outperforming 77.42% of the companies in the same industry.
- A Quick Ratio of 0.99 indicates that SFQ may have some problems paying its short term obligations.
- SFQ's Quick ratio of 0.99 is fine compared to the rest of the industry. SFQ outperforms 74.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
- SFQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.73%.
- Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
- The Revenue for SFQ has decreased by -12.01% in the past year. This is quite bad
- The Revenue has been growing slightly by 6.00% on average over the past years.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
3.2 Future
- Based on estimates for the next years, SFQ will show a very strong growth in Earnings Per Share. The EPS will grow by 72.33% on average per year.
- Based on estimates for the next years, SFQ will show a small growth in Revenue. The Revenue will grow by 7.84% on average per year.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 113.20, SFQ can be considered very expensive at the moment.
- Based on the Price/Earnings ratio, SFQ is valued a bit more expensive than 61.29% of the companies in the same industry.
- When comparing the Price/Earnings ratio of SFQ to the average of the S&P500 Index (28.32), we can say SFQ is valued expensively.
- The Price/Forward Earnings ratio is 16.23, which indicates a correct valuation of SFQ.
- SFQ's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 77.42% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, SFQ is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 113.2 | ||
| Fwd PE | 16.23 |
4.2 Price Multiples
- SFQ's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 61.29% of the companies in the same industry.
- SFQ's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.05 | ||
| EV/EBITDA | 5.68 |
4.3 Compensation for Growth
- SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.27
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 5.01%, SFQ is a good candidate for dividend investing.
- SFQ's Dividend Yield is rather good when compared to the industry average which is at 3.01. SFQ pays more dividend than 93.55% of the companies in the same industry.
- SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.01% |
5.2 History
- On average, the dividend of SFQ grows each year by 13.56%, which is quite nice.
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- 75.16% of the earnings are spent on dividend by SFQ. This is not a sustainable payout ratio.
- The dividend of SFQ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP75.16%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 6 / 10 to SFQ.DE.
Can you provide the valuation status for SAF-HOLLAND SE?
ChartMill assigns a valuation rating of 4 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 9 / 10.
How financially healthy is SAF-HOLLAND SE?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.
Can you provide the dividend sustainability for SFQ stock?
The dividend rating of SAF-HOLLAND SE (SFQ.DE) is 8 / 10 and the dividend payout ratio is 75.16%.