SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - FRA:SFQ - DE000SAFH001 - Common Stock
14.04 EUR
-0.04 (-0.28%)
We assign a fundamental rating of 5 out of 10 to SFQ. SFQ was compared to 31 industry peers in the Automobile Components industry. SFQ has an excellent profitability rating, but there are some minor concerns on its financial health. SFQ has a valuation in line with the averages, but on the other hand it scores bad on growth. SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
SFQ had a positive operating cash flow in the past year.
Each year in the past 5 years SFQ has been profitable.
SFQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 3.05%, SFQ is doing good in the industry, outperforming 74.19% of the companies in the same industry.
SFQ has a better Return On Equity (11.00%) than 83.87% of its industry peers.
SFQ has a better Return On Invested Capital (8.27%) than 80.65% of its industry peers.
The Average Return On Invested Capital over the past 3 years for SFQ is in line with the industry average of 6.79%.
The last Return On Invested Capital (8.27%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.05% | ||
| ROE | 11% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a Profit Margin of 2.91%. This is in the better half of the industry: SFQ outperforms 77.42% of its industry peers.
SFQ's Profit Margin has improved in the last couple of years.
The Operating Margin of SFQ (8.08%) is better than 87.10% of its industry peers.
SFQ's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 22.70%, SFQ is in line with its industry, outperforming 41.94% of the companies in the same industry.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.91% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SFQ is creating some value.
SFQ has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for SFQ remains at a similar level compared to 5 years ago.
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.24 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of SFQ (2.24) is better than 77.42% of its industry peers.
The Debt to FCF ratio of SFQ is 7.36, which is on the high side as it means it would take SFQ, 7.36 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of SFQ (7.36) is better than 64.52% of its industry peers.
A Debt/Equity ratio of 1.18 is on the high side and indicates that SFQ has dependencies on debt financing.
SFQ has a Debt to Equity ratio of 1.18. This is comparable to the rest of the industry: SFQ outperforms 41.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.36 | ||
| Altman-Z | 2.24 |
ROIC/WACC1.51
WACC5.47%
2.3 Liquidity
SFQ has a Current Ratio of 1.54. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Current ratio value of 1.54, SFQ belongs to the best of the industry, outperforming 80.65% of the companies in the same industry.
A Quick Ratio of 0.99 indicates that SFQ may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.99, SFQ is doing good in the industry, outperforming 64.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -45.19% in the last year.
Measured over the past years, SFQ shows a very strong growth in Earnings Per Share. The EPS has been growing by 55.08% on average per year.
Looking at the last year, SFQ shows a very negative growth in Revenue. The Revenue has decreased by -15.69% in the last year.
Measured over the past years, SFQ shows a small growth in Revenue. The Revenue has been growing by 7.88% on average per year.
EPS 1Y (TTM)-45.19%
EPS 3Y28.17%
EPS 5Y55.08%
EPS Q2Q%-44.93%
Revenue 1Y (TTM)-15.69%
Revenue growth 3Y14.61%
Revenue growth 5Y7.88%
Sales Q2Q%-12.76%
3.2 Future
SFQ is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.98% yearly.
SFQ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.51% yearly.
EPS Next Y-12.85%
EPS Next 2Y2.99%
EPS Next 3Y4.98%
EPS Next 5YN/A
Revenue Next Year-3.64%
Revenue Next 2Y1.73%
Revenue Next 3Y3.04%
Revenue Next 5Y4.51%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.54, the valuation of SFQ can be described as correct.
SFQ's Price/Earnings is on the same level as the industry average.
SFQ is valuated cheaply when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 5.81 indicates a rather cheap valuation of SFQ.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit cheaper than the industry average as 77.42% of the companies are valued more expensively.
SFQ is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.54 | ||
| Fwd PE | 5.81 |
4.2 Price Multiples
SFQ's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 70.97% of the companies in the same industry.
61.29% of the companies in the same industry are more expensive than SFQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.85 | ||
| EV/EBITDA | 5.11 |
4.3 Compensation for Growth
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.23
EPS Next 2Y2.99%
EPS Next 3Y4.98%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.97%, SFQ is a good candidate for dividend investing.
SFQ's Dividend Yield is rather good when compared to the industry average which is at 4.88. SFQ pays more dividend than 96.77% of the companies in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.97% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 13.56%!
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
SFQ pays out 75.48% of its income as dividend. This is not a sustainable payout ratio.
SFQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP75.48%
EPS Next 2Y2.99%
EPS Next 3Y4.98%
FRA:SFQ (10/20/2025, 11:24:09 AM)
14.04
-0.04 (-0.28%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners71.66%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap637.28M
Analysts80
Price Target20.63 (46.94%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.97% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP75.48%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.08%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.43%
EPS NY rev (3m)-15.83%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)-5.97%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.54 | ||
| Fwd PE | 5.81 | ||
| P/S | 0.36 | ||
| P/FCF | 5.85 | ||
| P/OCF | 3.78 | ||
| P/B | 1.37 | ||
| P/tB | 12.55 | ||
| EV/EBITDA | 5.11 |
EPS(TTM)1.12
EY7.98%
EPS(NY)2.42
Fwd EY17.22%
FCF(TTM)2.4
FCFY17.09%
OCF(TTM)3.71
OCFY26.45%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)N/A
PEG (5Y)0.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.05% | ||
| ROE | 11% | ||
| ROCE | 12.59% | ||
| ROIC | 8.27% | ||
| ROICexc | 10.48% | ||
| ROICexgc | 19.6% | ||
| OM | 8.08% | ||
| PM (TTM) | 2.91% | ||
| GM | 22.7% | ||
| FCFM | 6.2% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.36 | ||
| Debt/EBITDA | 2.34 | ||
| Cap/Depr | 65.37% | ||
| Cap/Sales | 3.4% | ||
| Interest Coverage | 3.7 | ||
| Cash Conversion | 72.29% | ||
| Profit Quality | 213.02% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.24 |
F-Score5
WACC5.47%
ROIC/WACC1.51
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-45.19%
EPS 3Y28.17%
EPS 5Y55.08%
EPS Q2Q%-44.93%
EPS Next Y-12.85%
EPS Next 2Y2.99%
EPS Next 3Y4.98%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.69%
Revenue growth 3Y14.61%
Revenue growth 5Y7.88%
Sales Q2Q%-12.76%
Revenue Next Year-3.64%
Revenue Next 2Y1.73%
Revenue Next 3Y3.04%
Revenue Next 5Y4.51%
EBIT growth 1Y-21.3%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year41.16%
EBIT Next 3Y18.61%
EBIT Next 5YN/A
FCF growth 1Y-21.42%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-5.44%
OCF growth 3Y71.68%
OCF growth 5Y17.25%