SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:SFQ - DE000SAFH001 - Common Stock
16.34 EUR
+0.28 (+1.74%)
Overall SFQ gets a fundamental rating of 6 out of 10. We evaluated SFQ against 32 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ is not valued too expensively and it also shows a decent growth rate. SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
SFQ had a positive operating cash flow in the past year.
In the past 5 years SFQ has always been profitable.
In the past 5 years SFQ always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.07%, SFQ belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
The Return On Equity of SFQ (11.05%) is better than 87.50% of its industry peers.
With an excellent Return On Invested Capital value of 8.27%, SFQ belongs to the best of the industry, outperforming 84.38% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for SFQ is in line with the industry average of 6.34%.
The last Return On Invested Capital (8.27%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a better Profit Margin (2.92%) than 84.38% of its industry peers.
SFQ's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 8.08%, SFQ belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
SFQ's Operating Margin has improved in the last couple of years.
SFQ's Gross Margin of 22.70% is in line compared to the rest of the industry. SFQ outperforms 43.75% of its industry peers.
In the last couple of years the Gross Margin of SFQ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
SFQ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for SFQ remains at a similar level compared to 1 year ago.
SFQ has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, SFQ has a worse debt to assets ratio.
2.2 Solvency
SFQ has an Altman-Z score of 2.29. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.29, SFQ is doing good in the industry, outperforming 68.75% of the companies in the same industry.
The Debt to FCF ratio of SFQ is 7.33, which is on the high side as it means it would take SFQ, 7.33 years of fcf income to pay off all of its debts.
SFQ has a Debt to FCF ratio of 7.33. This is in the better half of the industry: SFQ outperforms 65.63% of its industry peers.
A Debt/Equity ratio of 1.18 is on the high side and indicates that SFQ has dependencies on debt financing.
SFQ has a Debt to Equity ratio (1.18) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Altman-Z | 2.29 |
ROIC/WACC1.54
WACC5.36%
2.3 Liquidity
A Current Ratio of 1.54 indicates that SFQ should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.54, SFQ is in the better half of the industry, outperforming 78.13% of the companies in the same industry.
A Quick Ratio of 0.99 indicates that SFQ may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.99, SFQ is doing good in the industry, outperforming 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -86.73% in the last year.
The earnings per share for SFQ have been decreasing by -22.58% on average. This is quite bad
The Revenue for SFQ has decreased by -12.01% in the past year. This is quite bad
Measured over the past years, SFQ shows a small growth in Revenue. The Revenue has been growing by 6.00% on average per year.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
3.2 Future
Based on estimates for the next years, SFQ will show a very strong growth in Earnings Per Share. The EPS will grow by 72.33% on average per year.
SFQ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.84% yearly.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 108.93, SFQ can be considered very expensive at the moment.
SFQ's Price/Earnings ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 65.63% of the companies in the same industry.
SFQ's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.19.
Based on the Price/Forward Earnings ratio of 15.62, the valuation of SFQ can be described as correct.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than 75.00% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of SFQ to the average of the S&P500 Index (23.92), we can say SFQ is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 108.93 | ||
| Fwd PE | 15.62 |
4.2 Price Multiples
SFQ's Enterprise Value to EBITDA ratio is in line with the industry average.
SFQ's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.78 | ||
| EV/EBITDA | 5.56 |
4.3 Compensation for Growth
SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of SFQ may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.22
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.29%, SFQ is a good candidate for dividend investing.
SFQ's Dividend Yield is rather good when compared to the industry average which is at 3.05. SFQ pays more dividend than 93.75% of the companies in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.29% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 13.56%!
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
SFQ pays out 75.16% of its income as dividend. This is not a sustainable payout ratio.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP75.16%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (1/9/2026, 7:00:00 PM)
16.34
+0.28 (+1.74%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners68.94%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap741.67M
Revenue(TTM)1.73B
Net Income(TTM)51.34M
Analysts80
Price Target19.6 (19.95%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.29% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP75.16%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.37%
PT rev (3m)-5.01%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.09%
EPS NY rev (3m)-7.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)-4.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 108.93 | ||
| Fwd PE | 15.62 | ||
| P/S | 0.42 | ||
| P/FCF | 6.78 | ||
| P/OCF | 4.4 | ||
| P/B | 1.6 | ||
| P/tB | 14.61 | ||
| EV/EBITDA | 5.56 |
EPS(TTM)0.15
EY0.92%
EPS(NY)1.05
Fwd EY6.4%
FCF(TTM)2.41
FCFY14.74%
OCF(TTM)3.71
OCFY22.72%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)1.22
PEG (5Y)N/A
Graham Number5.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROCE | 12.59% | ||
| ROIC | 8.27% | ||
| ROICexc | 10.48% | ||
| ROICexgc | 19.6% | ||
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% | ||
| FCFM | 6.23% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexgc growth 3Y24.17%
ROICexgc growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Debt/EBITDA | 2.35 | ||
| Cap/Depr | 65.05% | ||
| Cap/Sales | 3.37% | ||
| Interest Coverage | 3.71 | ||
| Cash Conversion | 72.35% | ||
| Profit Quality | 212.95% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.29 |
F-Score5
WACC5.36%
ROIC/WACC1.54
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-21.26%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year34.6%
EBIT Next 3Y16.28%
EBIT Next 5YN/A
FCF growth 1Y-21.1%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-5.45%
OCF growth 3Y71.68%
OCF growth 5Y17.25%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 6 / 10 to SFQ.DE.
Can you provide the valuation status for SAF-HOLLAND SE?
ChartMill assigns a valuation rating of 4 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 9 / 10.
How financially healthy is SAF-HOLLAND SE?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.
Can you provide the dividend sustainability for SFQ stock?
The dividend rating of SAF-HOLLAND SE (SFQ.DE) is 8 / 10 and the dividend payout ratio is 75.16%.