SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
FRA:SFQ - Deutsche Boerse Ag - DE000SAFH001 - Common Stock - Currency: EUR
Overall SFQ gets a fundamental rating of 6 out of 10. We evaluated SFQ against 29 industry peers in the Automobile Components industry. While SFQ has a great profitability rating, there are some minor concerns on its financial health. SFQ is not valued too expensively and it also shows a decent growth rate. SFQ also has an excellent dividend rating. This makes SFQ very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
In the past year SFQ had a positive cash flow from operations.
In the past 5 years SFQ has always been profitable.
In the past 5 years SFQ always reported a positive cash flow from operatings.
1.2 Ratios
SFQ's Return On Assets of 4.52% is amongst the best of the industry. SFQ outperforms 82.76% of its industry peers.
SFQ's Return On Equity of 14.78% is amongst the best of the industry. SFQ outperforms 89.66% of its industry peers.
The Return On Invested Capital of SFQ (8.82%) is better than 86.21% of its industry peers.
The Average Return On Invested Capital over the past 3 years for SFQ is in line with the industry average of 6.47%.
The last Return On Invested Capital (8.82%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROIC | 8.82% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a better Profit Margin (4.12%) than 82.76% of its industry peers.
In the last couple of years the Profit Margin of SFQ has grown nicely.
SFQ's Operating Margin of 8.59% is amongst the best of the industry. SFQ outperforms 89.66% of its industry peers.
In the last couple of years the Operating Margin of SFQ has grown nicely.
SFQ's Gross Margin of 22.26% is on the low side compared to the rest of the industry. SFQ is outperformed by 65.52% of its industry peers.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
SFQ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
SFQ has about the same amout of shares outstanding than it did 1 year ago.
SFQ has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
SFQ has an Altman-Z score of 2.44. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.44, SFQ is doing good in the industry, outperforming 79.31% of the companies in the same industry.
The Debt to FCF ratio of SFQ is 5.41, which is a neutral value as it means it would take SFQ, 5.41 years of fcf income to pay off all of its debts.
SFQ has a Debt to FCF ratio of 5.41. This is amongst the best in the industry. SFQ outperforms 82.76% of its industry peers.
SFQ has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
SFQ has a Debt to Equity ratio (1.05) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Altman-Z | 2.44 |
ROIC/WACC1.65
WACC5.35%
2.3 Liquidity
SFQ has a Current Ratio of 1.68. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of SFQ (1.68) is better than 79.31% of its industry peers.
SFQ has a Quick Ratio of 1.11. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
SFQ has a Quick ratio of 1.11. This is in the better half of the industry: SFQ outperforms 68.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
SFQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.73%.
Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
Looking at the last year, SFQ shows a very negative growth in Revenue. The Revenue has decreased by -10.89% in the last year.
The Revenue has been growing slightly by 6.00% on average over the past years.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
3.2 Future
Based on estimates for the next years, SFQ will show a very strong growth in Earnings Per Share. The EPS will grow by 72.33% on average per year.
Based on estimates for the next years, SFQ will show a small growth in Revenue. The Revenue will grow by 7.84% on average per year.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 114.00 indicates a quite expensive valuation of SFQ.
SFQ's Price/Earnings is on the same level as the industry average.
SFQ is valuated expensively when we compare the Price/Earnings ratio to 27.29, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 16.35, which indicates a correct valuation of SFQ.
SFQ's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 75.86% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.74. SFQ is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 114 | ||
| Fwd PE | 16.35 |
4.2 Price Multiples
68.97% of the companies in the same industry are cheaper than SFQ, based on the Enterprise Value to EBITDA ratio.
65.52% of the companies in the same industry are more expensive than SFQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.42 | ||
| EV/EBITDA | 4.92 |
4.3 Compensation for Growth
SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
SFQ's earnings are expected to grow with 108.39% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.28
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.99%, SFQ is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.04, SFQ pays a better dividend. On top of this SFQ pays more dividend than 82.76% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.37, SFQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.99% |
5.2 History
On average, the dividend of SFQ grows each year by 13.56%, which is quite nice.
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
49.88% of the earnings are spent on dividend by SFQ. This is a bit on the high side, but may be sustainable.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP49.88%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (7/8/2025, 10:32:39 AM)
17.1
-0.02 (-0.12%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners64.16%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap776.17M
Analysts80
Price Target21.49 (25.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.99% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP49.88%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.71%
Min EPS beat(2)-15.13%
Max EPS beat(2)5.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.72%
Min Revenue beat(2)-8.34%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.67%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.55%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 114 | ||
| Fwd PE | 16.35 | ||
| P/S | 0.41 | ||
| P/FCF | 5.42 | ||
| P/OCF | 3.87 | ||
| P/B | 1.48 | ||
| P/tB | 9.33 | ||
| EV/EBITDA | 4.92 |
EPS(TTM)0.15
EY0.88%
EPS(NY)1.05
Fwd EY6.12%
FCF(TTM)3.16
FCFY18.45%
OCF(TTM)4.42
OCFY25.85%
SpS41.35
BVpS11.53
TBVpS1.83
PEG (NY)1.28
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROCE | 13.43% | ||
| ROIC | 8.82% | ||
| ROICexc | 11.9% | ||
| ROICexgc | 23.58% | ||
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% | ||
| FCFM | 7.63% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 64.54% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 4.19 | ||
| Cash Conversion | 80.2% | ||
| Profit Quality | 185.14% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.44 |
F-Score5
WACC5.35%
ROIC/WACC1.65
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-0.87%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year52.36%
EBIT Next 3Y20.03%
EBIT Next 5YN/A
FCF growth 1Y1.54%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-1.02%
OCF growth 3Y71.68%
OCF growth 5Y17.25%