SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
FRA:SFQ - Deutsche Boerse Ag - DE000SAFH001 - Common Stock - Currency: EUR
Overall SFQ gets a fundamental rating of 6 out of 10. We evaluated SFQ against 29 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ is not valued too expensively and it also shows a decent growth rate. SFQ also has an excellent dividend rating. This makes SFQ very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
In the past year SFQ had a positive cash flow from operations.
SFQ had positive earnings in each of the past 5 years.
In the past 5 years SFQ always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 4.52%, SFQ belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
The Return On Equity of SFQ (14.78%) is better than 90.00% of its industry peers.
With an excellent Return On Invested Capital value of 8.82%, SFQ belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for SFQ is in line with the industry average of 6.47%.
The 3 year average ROIC (8.10%) for SFQ is below the current ROIC(8.82%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROIC | 8.82% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
Looking at the Profit Margin, with a value of 4.12%, SFQ belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Profit Margin of SFQ has grown nicely.
Looking at the Operating Margin, with a value of 8.59%, SFQ belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
In the last couple of years the Operating Margin of SFQ has grown nicely.
Looking at the Gross Margin, with a value of 22.26%, SFQ is doing worse than 60.00% of the companies in the same industry.
In the last couple of years the Gross Margin of SFQ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
SFQ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, SFQ has about the same amount of shares outstanding.
SFQ has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
SFQ has an Altman-Z score of 2.44. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
SFQ has a Altman-Z score of 2.44. This is in the better half of the industry: SFQ outperforms 80.00% of its industry peers.
SFQ has a debt to FCF ratio of 5.41. This is a neutral value as SFQ would need 5.41 years to pay back of all of its debts.
SFQ has a better Debt to FCF ratio (5.41) than 83.33% of its industry peers.
A Debt/Equity ratio of 1.05 is on the high side and indicates that SFQ has dependencies on debt financing.
SFQ has a Debt to Equity ratio (1.05) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Altman-Z | 2.44 |
ROIC/WACC1.65
WACC5.35%
2.3 Liquidity
SFQ has a Current Ratio of 1.68. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.68, SFQ belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
A Quick Ratio of 1.11 indicates that SFQ should not have too much problems paying its short term obligations.
SFQ has a better Quick ratio (1.11) than 73.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
SFQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.73%.
The earnings per share for SFQ have been decreasing by -22.58% on average. This is quite bad
The Revenue for SFQ has decreased by -10.89% in the past year. This is quite bad
The Revenue has been growing slightly by 6.00% on average over the past years.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
3.2 Future
The Earnings Per Share is expected to grow by 72.33% on average over the next years. This is a very strong growth
SFQ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.84% yearly.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
SFQ is valuated quite expensively with a Price/Earnings ratio of 113.60.
Compared to the rest of the industry, the Price/Earnings ratio of SFQ is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 27.45, SFQ is valued quite expensively.
Based on the Price/Forward Earnings ratio of 16.29, the valuation of SFQ can be described as correct.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than the industry average as 76.67% of the companies are valued more cheaply.
SFQ is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 21.89, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 113.6 | ||
| Fwd PE | 16.29 |
4.2 Price Multiples
63.33% of the companies in the same industry are cheaper than SFQ, based on the Enterprise Value to EBITDA ratio.
66.67% of the companies in the same industry are more expensive than SFQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.4 | ||
| EV/EBITDA | 4.9 |
4.3 Compensation for Growth
SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of SFQ may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.27
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 4.99%, which is a nice return.
Compared to an average industry Dividend Yield of 5.04, SFQ pays a bit more dividend than its industry peers.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.99% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 13.56%!
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
49.88% of the earnings are spent on dividend by SFQ. This is a bit on the high side, but may be sustainable.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP49.88%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (7/4/2025, 7:00:00 PM)
17.04
+0.02 (+0.12%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners64.16%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap773.45M
Analysts80
Price Target21.49 (26.12%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.99% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP49.88%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.71%
Min EPS beat(2)-15.13%
Max EPS beat(2)5.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.72%
Min Revenue beat(2)-8.34%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.67%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.55%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 113.6 | ||
| Fwd PE | 16.29 | ||
| P/S | 0.41 | ||
| P/FCF | 5.4 | ||
| P/OCF | 3.85 | ||
| P/B | 1.48 | ||
| P/tB | 9.3 | ||
| EV/EBITDA | 4.9 |
EPS(TTM)0.15
EY0.88%
EPS(NY)1.05
Fwd EY6.14%
FCF(TTM)3.16
FCFY18.52%
OCF(TTM)4.42
OCFY25.94%
SpS41.35
BVpS11.53
TBVpS1.83
PEG (NY)1.27
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROCE | 13.43% | ||
| ROIC | 8.82% | ||
| ROICexc | 11.9% | ||
| ROICexgc | 23.58% | ||
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% | ||
| FCFM | 7.63% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 64.54% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 4.19 | ||
| Cash Conversion | 80.2% | ||
| Profit Quality | 185.14% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.44 |
F-Score5
WACC5.35%
ROIC/WACC1.65
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-0.87%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year52.36%
EBIT Next 3Y20.03%
EBIT Next 5YN/A
FCF growth 1Y1.54%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-1.02%
OCF growth 3Y71.68%
OCF growth 5Y17.25%