SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - FRA:SFQ - DE000SAFH001 - Common Stock
15.36 EUR
-0.1 (-0.65%)
Overall SFQ gets a fundamental rating of 6 out of 10. We evaluated SFQ against 29 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ is not valued too expensively and it also shows a decent growth rate. Finally SFQ also has an excellent dividend rating. With these ratings, SFQ could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
In the past year SFQ had a positive cash flow from operations.
In the past 5 years SFQ has always been profitable.
Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 4.52%, SFQ belongs to the best of the industry, outperforming 93.10% of the companies in the same industry.
With an excellent Return On Equity value of 14.78%, SFQ belongs to the best of the industry, outperforming 96.55% of the companies in the same industry.
The Return On Invested Capital of SFQ (8.82%) is better than 82.76% of its industry peers.
The Average Return On Invested Capital over the past 3 years for SFQ is in line with the industry average of 6.57%.
The last Return On Invested Capital (8.82%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROIC | 8.82% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a better Profit Margin (4.12%) than 82.76% of its industry peers.
SFQ's Profit Margin has improved in the last couple of years.
SFQ has a Operating Margin of 8.59%. This is amongst the best in the industry. SFQ outperforms 86.21% of its industry peers.
In the last couple of years the Operating Margin of SFQ has grown nicely.
SFQ has a Gross Margin of 22.26%. This is in the lower half of the industry: SFQ underperforms 62.07% of its industry peers.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
SFQ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, SFQ has about the same amount of shares outstanding.
The number of shares outstanding for SFQ remains at a similar level compared to 5 years ago.
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
SFQ has an Altman-Z score of 2.40. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.40, SFQ is doing good in the industry, outperforming 79.31% of the companies in the same industry.
The Debt to FCF ratio of SFQ is 5.41, which is a neutral value as it means it would take SFQ, 5.41 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 5.41, SFQ belongs to the best of the industry, outperforming 86.21% of the companies in the same industry.
SFQ has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
SFQ has a Debt to Equity ratio of 1.05. This is comparable to the rest of the industry: SFQ outperforms 41.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Altman-Z | 2.4 |
ROIC/WACC1.67
WACC5.29%
2.3 Liquidity
SFQ has a Current Ratio of 1.68. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
SFQ has a better Current ratio (1.68) than 79.31% of its industry peers.
A Quick Ratio of 1.11 indicates that SFQ should not have too much problems paying its short term obligations.
SFQ has a better Quick ratio (1.11) than 72.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -86.73% in the last year.
Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
Looking at the last year, SFQ shows a decrease in Revenue. The Revenue has decreased by -1.26% in the last year.
SFQ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.00% yearly.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%-44.93%
Revenue 1Y (TTM)-1.26%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-12.76%
3.2 Future
The Earnings Per Share is expected to grow by 72.33% on average over the next years. This is a very strong growth
Based on estimates for the next years, SFQ will show a small growth in Revenue. The Revenue will grow by 7.84% on average per year.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
SFQ is valuated quite expensively with a Price/Earnings ratio of 102.40.
Based on the Price/Earnings ratio, SFQ is valued a bit more expensive than the industry average as 62.07% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 27.27. SFQ is valued rather expensively when compared to this.
A Price/Forward Earnings ratio of 14.68 indicates a correct valuation of SFQ.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than the industry average as 75.86% of the companies are valued more cheaply.
When comparing the Price/Forward Earnings ratio of SFQ to the average of the S&P500 Index (22.77), we can say SFQ is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 102.4 | ||
| Fwd PE | 14.68 |
4.2 Price Multiples
SFQ's Enterprise Value to EBITDA ratio is in line with the industry average.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SFQ indicates a somewhat cheap valuation: SFQ is cheaper than 68.97% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.87 | ||
| EV/EBITDA | 4.61 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.15
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.61%, which is a nice return.
Compared to an average industry Dividend Yield of 4.68, SFQ pays a better dividend. On top of this SFQ pays more dividend than 93.10% of the companies listed in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.61% |
5.2 History
On average, the dividend of SFQ grows each year by 13.56%, which is quite nice.
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
49.88% of the earnings are spent on dividend by SFQ. This is a bit on the high side, but may be sustainable.
The dividend of SFQ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP49.88%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (9/16/2025, 5:22:27 PM)
15.36
-0.1 (-0.65%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners64.16%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap697.19M
Analysts80
Price Target20.63 (34.31%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.61% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP49.88%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.71%
Min EPS beat(2)-15.13%
Max EPS beat(2)5.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.72%
Min Revenue beat(2)-8.34%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.42%
PT rev (3m)-4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-15.46%
EPS NY rev (3m)-15.46%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-4.19%
Revenue NY rev (3m)-5.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 102.4 | ||
| Fwd PE | 14.68 | ||
| P/S | 0.37 | ||
| P/FCF | 4.87 | ||
| P/OCF | 3.47 | ||
| P/B | 1.33 | ||
| P/tB | 8.38 | ||
| EV/EBITDA | 4.61 |
EPS(TTM)0.15
EY0.98%
EPS(NY)1.05
Fwd EY6.81%
FCF(TTM)3.16
FCFY20.54%
OCF(TTM)4.42
OCFY28.78%
SpS41.35
BVpS11.53
TBVpS1.83
PEG (NY)1.15
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROCE | 13.43% | ||
| ROIC | 8.82% | ||
| ROICexc | 11.9% | ||
| ROICexgc | 23.58% | ||
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% | ||
| FCFM | 7.63% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 64.54% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 4.19 | ||
| Cash Conversion | 80.2% | ||
| Profit Quality | 185.14% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.4 |
F-Score5
WACC5.29%
ROIC/WACC1.67
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%-44.93%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-1.26%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-12.76%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-0.87%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year52.36%
EBIT Next 3Y20.03%
EBIT Next 5YN/A
FCF growth 1Y1.54%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-1.02%
OCF growth 3Y71.68%
OCF growth 5Y17.25%