SAF-HOLLAND SE (SFQ.DE) Fundamental Analysis & Valuation
FRA:SFQ • DE000SAFH001
Current stock price
18.3 EUR
+0.2 (+1.1%)
Last:
This SFQ.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. SFQ.DE Profitability Analysis
1.1 Basic Checks
- In the past year SFQ was profitable.
- SFQ had a positive operating cash flow in the past year.
- In the past 5 years SFQ has always been profitable.
- Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of SFQ (3.06%) is better than 74.19% of its industry peers.
- SFQ's Return On Equity of 10.36% is amongst the best of the industry. SFQ outperforms 80.65% of its industry peers.
- The Return On Invested Capital of SFQ (6.34%) is better than 64.52% of its industry peers.
- SFQ had an Average Return On Invested Capital over the past 3 years of 8.36%. This is in line with the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.06% | ||
| ROE | 10.36% | ||
| ROIC | 6.34% |
ROA(3y)4.13%
ROA(5y)4.02%
ROE(3y)14.01%
ROE(5y)13.16%
ROIC(3y)8.36%
ROIC(5y)7.49%
1.3 Margins
- SFQ has a Profit Margin of 2.94%. This is in the better half of the industry: SFQ outperforms 77.42% of its industry peers.
- In the last couple of years the Profit Margin of SFQ has grown nicely.
- SFQ's Operating Margin of 7.41% is amongst the best of the industry. SFQ outperforms 80.65% of its industry peers.
- SFQ's Operating Margin has improved in the last couple of years.
- SFQ has a Gross Margin of 22.32%. This is comparable to the rest of the industry: SFQ outperforms 41.94% of its industry peers.
- In the last couple of years the Gross Margin of SFQ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.41% | ||
| PM (TTM) | 2.94% | ||
| GM | 22.32% |
OM growth 3Y6%
OM growth 5Y10.12%
PM growth 3Y-9.03%
PM growth 5Y15.36%
GM growth 3Y10.11%
GM growth 5Y4.25%
2. SFQ.DE Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SFQ is still creating some value.
- SFQ has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for SFQ has been reduced compared to 5 years ago.
- Compared to 1 year ago, SFQ has a worse debt to assets ratio.
2.2 Solvency
- SFQ has an Altman-Z score of 2.49. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.49, SFQ is in the better half of the industry, outperforming 74.19% of the companies in the same industry.
- The Debt to FCF ratio of SFQ is 7.38, which is on the high side as it means it would take SFQ, 7.38 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 7.38, SFQ is in line with its industry, outperforming 54.84% of the companies in the same industry.
- SFQ has a Debt/Equity ratio of 1.47. This is a high value indicating a heavy dependency on external financing.
- SFQ has a worse Debt to Equity ratio (1.47) than 70.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 7.38 | ||
| Altman-Z | 2.49 |
ROIC/WACC1.21
WACC5.22%
2.3 Liquidity
- A Current Ratio of 2.45 indicates that SFQ has no problem at all paying its short term obligations.
- The Current ratio of SFQ (2.45) is better than 96.77% of its industry peers.
- SFQ has a Quick Ratio of 1.69. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
- SFQ has a better Quick ratio (1.69) than 96.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.45 | ||
| Quick Ratio | 1.69 |
3. SFQ.DE Growth Analysis
3.1 Past
- The earnings per share for SFQ have decreased strongly by -86.73% in the last year.
- The earnings per share for SFQ have been decreasing by -22.58% on average. This is quite bad
- SFQ shows a decrease in Revenue. In the last year, the revenue decreased by -7.59%.
- The Revenue has been growing slightly by 6.00% on average over the past years.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%-27.38%
Revenue 1Y (TTM)-7.59%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%0.3%
3.2 Future
- Based on estimates for the next years, SFQ will show a very strong growth in Earnings Per Share. The EPS will grow by 72.33% on average per year.
- The Revenue is expected to grow by 7.84% on average over the next years.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. SFQ.DE Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 122.00, the valuation of SFQ can be described as expensive.
- The rest of the industry has a similar Price/Earnings ratio as SFQ.
- When comparing the Price/Earnings ratio of SFQ to the average of the S&P500 Index (27.53), we can say SFQ is valued expensively.
- SFQ is valuated rather expensively with a Price/Forward Earnings ratio of 17.49.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of SFQ indicates a rather expensive valuation: SFQ more expensive than 80.65% of the companies listed in the same industry.
- SFQ is valuated cheaply when we compare the Price/Forward Earnings ratio to 37.95, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 122 | ||
| Fwd PE | 17.49 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, SFQ is valued a bit more expensive than the industry average as 64.52% of the companies are valued more cheaply.
- SFQ's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.67 | ||
| EV/EBITDA | 5.89 |
4.3 Compensation for Growth
- SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of SFQ may justify a higher PE ratio.
- A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.37
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. SFQ.DE Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 3.71%, SFQ has a reasonable but not impressive dividend return.
- SFQ's Dividend Yield is comparable with the industry average which is at 3.36.
- SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.71% |
5.2 History
- On average, the dividend of SFQ grows each year by 13.65%, which is quite nice.
Dividend Growth(5Y)13.65%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- SFQ pays out 75.73% of its income as dividend. This is not a sustainable payout ratio.
- The dividend of SFQ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP75.73%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
SFQ.DE Fundamentals: All Metrics, Ratios and Statistics
FRA:SFQ (4/16/2026, 5:29:56 PM)
18.3
+0.2 (+1.1%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)03-19 2026-03-19/amc
Earnings (Next)05-07 2026-05-07
Inst Owners69.4%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap830.64M
Revenue(TTM)1.73B
Net Income(TTM)50.95M
Analysts80
Price Target20.23 (10.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.71% |
Yearly Dividend0.85
Dividend Growth(5Y)13.65%
DP75.73%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-0.88%
Min Revenue beat(2)-1.58%
Max Revenue beat(2)-0.18%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)3.22%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-2.19%
EPS NY rev (3m)-3.74%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.93%
Revenue NY rev (3m)-1.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 122 | ||
| Fwd PE | 17.49 | ||
| P/S | 0.48 | ||
| P/FCF | 7.67 | ||
| P/OCF | 5.18 | ||
| P/B | 1.69 | ||
| P/tB | 9.8 | ||
| EV/EBITDA | 5.89 |
EPS(TTM)0.15
EY0.82%
EPS(NY)1.05
Fwd EY5.72%
FCF(TTM)2.39
FCFY13.05%
OCF(TTM)3.53
OCFY19.3%
SpS38.21
BVpS10.84
TBVpS1.87
PEG (NY)1.37
PEG (5Y)N/A
Graham Number6.0481 (-66.95%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.06% | ||
| ROE | 10.36% | ||
| ROCE | 9.73% | ||
| ROIC | 6.34% | ||
| ROICexc | 8.29% | ||
| ROICexgc | 13.9% | ||
| OM | 7.41% | ||
| PM (TTM) | 2.94% | ||
| GM | 22.32% | ||
| FCFM | 6.25% |
ROA(3y)4.13%
ROA(5y)4.02%
ROE(3y)14.01%
ROE(5y)13.16%
ROIC(3y)8.36%
ROIC(5y)7.49%
ROICexc(3y)10.86%
ROICexc(5y)9.66%
ROICexgc(3y)19.54%
ROICexgc(5y)16.35%
ROCE(3y)12.84%
ROCE(5y)11.5%
ROICexgc growth 3Y14.43%
ROICexgc growth 5Y10.36%
ROICexc growth 3Y6.02%
ROICexc growth 5Y10.83%
OM growth 3Y6%
OM growth 5Y10.12%
PM growth 3Y-9.03%
PM growth 5Y15.36%
GM growth 3Y10.11%
GM growth 5Y4.25%
F-Score6
Asset Turnover1.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 7.38 | ||
| Debt/EBITDA | 3.3 | ||
| Cap/Depr | 57.17% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 3.93 | ||
| Cash Conversion | 73.09% | ||
| Profit Quality | 212.69% | ||
| Current Ratio | 2.45 | ||
| Quick Ratio | 1.69 | ||
| Altman-Z | 2.49 |
F-Score6
WACC5.22%
ROIC/WACC1.21
Cap/Depr(3y)67.51%
Cap/Depr(5y)67.17%
Cap/Sales(3y)3%
Cap/Sales(5y)2.66%
Profit Quality(3y)191.43%
Profit Quality(5y)161.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%-27.38%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-7.59%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%0.3%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-20.28%
EBIT growth 3Y9.69%
EBIT growth 5Y23.96%
EBIT Next Year58.72%
EBIT Next 3Y23.4%
EBIT Next 5YN/A
FCF growth 1Y-24.33%
FCF growth 3Y-2.56%
FCF growth 5Y-0.91%
OCF growth 1Y-20.1%
OCF growth 3Y1.48%
OCF growth 5Y3.06%
SAF-HOLLAND SE / SFQ.DE Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 5 / 10 to SFQ.DE.
Can you provide the valuation status for SAF-HOLLAND SE?
ChartMill assigns a valuation rating of 4 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
How profitable is SAF-HOLLAND SE (SFQ.DE) stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 7 / 10.
Can you provide the financial health for SFQ stock?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 5 / 10.
What is the expected EPS growth for SAF-HOLLAND SE (SFQ.DE) stock?
The Earnings per Share (EPS) of SAF-HOLLAND SE (SFQ.DE) is expected to grow by 89.37% in the next year.