SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
FRA:SFQ - Deutsche Boerse Ag - DE000SAFH001 - Common Stock - Currency: EUR
SFQ gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 29 industry peers in the Automobile Components industry. SFQ has an excellent profitability rating, but there are some minor concerns on its financial health. SFQ is not valued too expensively and it also shows a decent growth rate. Finally SFQ also has an excellent dividend rating. This makes SFQ very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
SFQ had positive earnings in the past year.
SFQ had a positive operating cash flow in the past year.
Each year in the past 5 years SFQ has been profitable.
Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
SFQ has a better Return On Assets (4.60%) than 87.10% of its industry peers.
Looking at the Return On Equity, with a value of 16.05%, SFQ belongs to the top of the industry, outperforming 93.55% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 8.61%, SFQ belongs to the top of the industry, outperforming 83.87% of the companies in the same industry.
SFQ had an Average Return On Invested Capital over the past 3 years of 7.38%. This is in line with the industry average of 6.14%.
The 3 year average ROIC (7.38%) for SFQ is below the current ROIC(8.61%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.6% | ||
| ROE | 16.05% | ||
| ROIC | 8.61% |
ROA(3y)4.18%
ROA(5y)2.99%
ROE(3y)13.56%
ROE(5y)9.65%
ROIC(3y)7.38%
ROIC(5y)6.72%
1.3 Margins
With an excellent Profit Margin value of 3.92%, SFQ belongs to the best of the industry, outperforming 80.65% of the companies in the same industry.
SFQ's Profit Margin has been stable in the last couple of years.
SFQ has a Operating Margin of 8.38%. This is amongst the best in the industry. SFQ outperforms 87.10% of its industry peers.
SFQ's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 21.89%, SFQ is doing worse than 61.29% of the companies in the same industry.
In the last couple of years the Gross Margin of SFQ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.38% | ||
| PM (TTM) | 3.92% | ||
| GM | 21.89% |
OM growth 3Y17.27%
OM growth 5Y4.96%
PM growth 3Y38.2%
PM growth 5Y0.5%
GM growth 3Y2.5%
GM growth 5Y4.79%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SFQ is creating some value.
The number of shares outstanding for SFQ remains at a similar level compared to 1 year ago.
The number of shares outstanding for SFQ remains at a similar level compared to 5 years ago.
The debt/assets ratio for SFQ has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.66 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
With an excellent Altman-Z score value of 2.66, SFQ belongs to the best of the industry, outperforming 83.87% of the companies in the same industry.
The Debt to FCF ratio of SFQ is 6.26, which is on the high side as it means it would take SFQ, 6.26 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.26, SFQ belongs to the top of the industry, outperforming 80.65% of the companies in the same industry.
SFQ has a Debt/Equity ratio of 1.41. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of SFQ (1.41) is worse than 61.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.41 | ||
| Debt/FCF | 6.26 | ||
| Altman-Z | 2.66 |
ROIC/WACC1.6
WACC5.38%
2.3 Liquidity
SFQ has a Current Ratio of 2.30. This indicates that SFQ is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of SFQ (2.30) is better than 96.77% of its industry peers.
SFQ has a Quick Ratio of 1.51. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
SFQ has a better Quick ratio (1.51) than 93.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.3 | ||
| Quick Ratio | 1.51 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 1.60% over the past year.
Measured over the past years, SFQ shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.86% on average per year.
The Revenue has decreased by -0.44% in the past year.
Measured over the past years, SFQ shows a quite strong growth in Revenue. The Revenue has been growing by 10.12% on average per year.
EPS 1Y (TTM)1.6%
EPS 3Y79.61%
EPS 5Y13.86%
EPS Q2Q%-46.15%
Revenue 1Y (TTM)-0.44%
Revenue growth 3Y29.96%
Revenue growth 5Y10.12%
Sales Q2Q%-20.43%
3.2 Future
The Earnings Per Share is expected to grow by 4.37% on average over the next years.
The Revenue is expected to grow by 1.74% on average over the next years.
EPS Next Y-5.51%
EPS Next 2Y-0.15%
EPS Next 3Y3.96%
EPS Next 5Y4.37%
Revenue Next Year-10.82%
Revenue Next 2Y-3.54%
Revenue Next 3Y0.03%
Revenue Next 5Y1.74%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 10.73 indicates a reasonable valuation of SFQ.
Based on the Price/Earnings ratio, SFQ is valued a bit cheaper than 67.74% of the companies in the same industry.
SFQ is valuated cheaply when we compare the Price/Earnings ratio to 29.35, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 7.60 indicates a rather cheap valuation of SFQ.
The rest of the industry has a similar Price/Forward Earnings ratio as SFQ.
The average S&P500 Price/Forward Earnings ratio is at 22.10. SFQ is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.73 | ||
| Fwd PE | 7.6 |
4.2 Price Multiples
SFQ's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 67.74% of the companies in the same industry.
61.29% of the companies in the same industry are more expensive than SFQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.73 | ||
| EV/EBITDA | 5.22 |
4.3 Compensation for Growth
The excellent profitability rating of SFQ may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.77
EPS Next 2Y-0.15%
EPS Next 3Y3.96%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 4.71%, which is a nice return.
Compared to an average industry Dividend Yield of 5.30, SFQ pays a better dividend. On top of this SFQ pays more dividend than 80.65% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.33, SFQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.71% |
5.2 History
On average, the dividend of SFQ grows each year by 6.41%, which is quite nice.
Dividend Growth(5Y)6.41%
Div Incr Years1
Div Non Decr Years2
5.3 Sustainability
SFQ pays out 49.94% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of SFQ is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP49.94%
EPS Next 2Y-0.15%
EPS Next 3Y3.96%
FRA:SFQ (3/7/2025, 7:00:00 PM)
18.24
+0.2 (+1.11%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners61.37%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap827.91M
Analysts80
Price Target20.76 (13.82%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.71% |
Yearly Dividend0.6
Dividend Growth(5Y)6.41%
DP49.94%
Div Incr Years1
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.77%
Min EPS beat(2)-15.13%
Max EPS beat(2)-2.4%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.48%
Min Revenue beat(2)-8.34%
Max Revenue beat(2)-0.62%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.25%
PT rev (3m)-2.6%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-1.93%
EPS NY rev (3m)-11.54%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-14.61%
Revenue NY rev (1m)-1.61%
Revenue NY rev (3m)-5.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.73 | ||
| Fwd PE | 7.6 | ||
| P/S | 0.42 | ||
| P/FCF | 6.73 | ||
| P/OCF | 4.4 | ||
| P/B | 1.72 | ||
| P/tB | 15.98 | ||
| EV/EBITDA | 5.22 |
EPS(TTM)1.7
EY9.32%
EPS(NY)2.4
Fwd EY13.16%
FCF(TTM)2.71
FCFY14.86%
OCF(TTM)4.14
OCFY22.71%
SpS43.39
BVpS10.6
TBVpS1.14
PEG (NY)N/A
PEG (5Y)0.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.6% | ||
| ROE | 16.05% | ||
| ROCE | 12.72% | ||
| ROIC | 8.61% | ||
| ROICexc | 10.98% | ||
| ROICexgc | 19% | ||
| OM | 8.38% | ||
| PM (TTM) | 3.92% | ||
| GM | 21.89% | ||
| FCFM | 6.25% |
ROA(3y)4.18%
ROA(5y)2.99%
ROE(3y)13.56%
ROE(5y)9.65%
ROIC(3y)7.38%
ROIC(5y)6.72%
ROICexc(3y)9.28%
ROICexc(5y)8.5%
ROICexgc(3y)14.55%
ROICexgc(5y)14.3%
ROCE(3y)10.9%
ROCE(5y)9.93%
ROICexcg growth 3Y25.24%
ROICexcg growth 5Y-5.18%
ROICexc growth 3Y25.45%
ROICexc growth 5Y-0.4%
OM growth 3Y17.27%
OM growth 5Y4.96%
PM growth 3Y38.2%
PM growth 5Y0.5%
GM growth 3Y2.5%
GM growth 5Y4.79%
F-Score8
Asset Turnover1.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.41 | ||
| Debt/FCF | 6.26 | ||
| Debt/EBITDA | 2.72 | ||
| Cap/Depr | 76.13% | ||
| Cap/Sales | 3.3% | ||
| Interest Coverage | 4.72 | ||
| Cash Conversion | 75.07% | ||
| Profit Quality | 159.28% | ||
| Current Ratio | 2.3 | ||
| Quick Ratio | 1.51 | ||
| Altman-Z | 2.66 |
F-Score8
WACC5.38%
ROIC/WACC1.6
Cap/Depr(3y)71.37%
Cap/Depr(5y)78.4%
Cap/Sales(3y)2.41%
Cap/Sales(5y)2.78%
Profit Quality(3y)136.35%
Profit Quality(5y)329.98%
High Growth Momentum
Growth
EPS 1Y (TTM)1.6%
EPS 3Y79.61%
EPS 5Y13.86%
EPS Q2Q%-46.15%
EPS Next Y-5.51%
EPS Next 2Y-0.15%
EPS Next 3Y3.96%
EPS Next 5Y4.37%
Revenue 1Y (TTM)-0.44%
Revenue growth 3Y29.96%
Revenue growth 5Y10.12%
Sales Q2Q%-20.43%
Revenue Next Year-10.82%
Revenue Next 2Y-3.54%
Revenue Next 3Y0.03%
Revenue Next 5Y1.74%
EBIT growth 1Y10.9%
EBIT growth 3Y52.41%
EBIT growth 5Y15.59%
EBIT Next Year40.27%
EBIT Next 3Y15.66%
EBIT Next 5Y10.71%
FCF growth 1Y93.23%
FCF growth 3Y7.52%
FCF growth 5YN/A
OCF growth 1Y104.58%
OCF growth 3Y13.7%
OCF growth 5Y37.81%