SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:SFQ - DE000SAFH001 - Common Stock
14.7 EUR
-0.02 (-0.14%)
Overall SFQ gets a fundamental rating of 5 out of 10. We evaluated SFQ against 29 industry peers in the Automobile Components industry. SFQ scores excellent on profitability, but there are some minor concerns on its financial health. SFQ has a decent growth rate and is not valued too expensively. Finally SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
SFQ had a positive operating cash flow in the past year.
Each year in the past 5 years SFQ has been profitable.
In the past 5 years SFQ always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.07%, SFQ is in the better half of the industry, outperforming 79.31% of the companies in the same industry.
The Return On Equity of SFQ (11.05%) is better than 86.21% of its industry peers.
SFQ's Return On Invested Capital of 8.27% is amongst the best of the industry. SFQ outperforms 86.21% of its industry peers.
SFQ had an Average Return On Invested Capital over the past 3 years of 8.10%. This is in line with the industry average of 6.47%.
The last Return On Invested Capital (8.27%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
The Profit Margin of SFQ (2.92%) is better than 82.76% of its industry peers.
SFQ's Profit Margin has improved in the last couple of years.
The Operating Margin of SFQ (8.08%) is better than 86.21% of its industry peers.
SFQ's Operating Margin has improved in the last couple of years.
SFQ has a Gross Margin of 22.70%. This is comparable to the rest of the industry: SFQ outperforms 41.38% of its industry peers.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
SFQ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for SFQ remains at a similar level compared to 1 year ago.
Compared to 5 years ago, SFQ has about the same amount of shares outstanding.
Compared to 1 year ago, SFQ has a worse debt to assets ratio.
2.2 Solvency
SFQ has an Altman-Z score of 2.25. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
SFQ's Altman-Z score of 2.25 is fine compared to the rest of the industry. SFQ outperforms 72.41% of its industry peers.
SFQ has a debt to FCF ratio of 7.33. This is a slightly negative value and a sign of low solvency as SFQ would need 7.33 years to pay back of all of its debts.
SFQ has a Debt to FCF ratio of 7.33. This is in the better half of the industry: SFQ outperforms 68.97% of its industry peers.
A Debt/Equity ratio of 1.18 is on the high side and indicates that SFQ has dependencies on debt financing.
With a Debt to Equity ratio value of 1.18, SFQ perfoms like the industry average, outperforming 41.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Altman-Z | 2.25 |
ROIC/WACC1.58
WACC5.24%
2.3 Liquidity
SFQ has a Current Ratio of 1.54. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.54, SFQ is doing good in the industry, outperforming 75.86% of the companies in the same industry.
A Quick Ratio of 0.99 indicates that SFQ may have some problems paying its short term obligations.
SFQ has a better Quick ratio (0.99) than 68.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -86.73% in the last year.
SFQ shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -22.58% yearly.
The Revenue for SFQ has decreased by -12.01% in the past year. This is quite bad
The Revenue has been growing slightly by 6.00% on average over the past years.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
3.2 Future
The Earnings Per Share is expected to grow by 72.33% on average over the next years. This is a very strong growth
SFQ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.84% yearly.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 98.00, SFQ can be considered very expensive at the moment.
62.07% of the companies in the same industry are cheaper than SFQ, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.28, SFQ is valued quite expensively.
Based on the Price/Forward Earnings ratio of 14.05, the valuation of SFQ can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SFQ indicates a slightly more expensive valuation: SFQ is more expensive than 72.41% of the companies listed in the same industry.
SFQ is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.52, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 98 | ||
| Fwd PE | 14.05 |
4.2 Price Multiples
SFQ's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 65.52% of the companies in the same industry.
SFQ's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SFQ is cheaper than 65.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.1 | ||
| EV/EBITDA | 5.24 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of SFQ may justify a higher PE ratio.
SFQ's earnings are expected to grow with 108.39% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.1
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.81%, which is a nice return.
SFQ's Dividend Yield is rather good when compared to the industry average which is at 4.82. SFQ pays more dividend than 93.10% of the companies in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.81% |
5.2 History
On average, the dividend of SFQ grows each year by 13.56%, which is quite nice.
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
SFQ pays out 75.16% of its income as dividend. This is not a sustainable payout ratio.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP75.16%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (12/9/2025, 7:00:00 PM)
14.7
-0.02 (-0.14%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners68.75%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap667.23M
Revenue(TTM)1.73B
Net Income(TTM)51.34M
Analysts80
Price Target19.67 (33.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.81% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP75.16%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.98%
PT rev (3m)-4.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-5.37%
EPS NY rev (3m)-6.94%
Revenue NQ rev (1m)-0.1%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.43%
Revenue NY rev (3m)-4.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 98 | ||
| Fwd PE | 14.05 | ||
| P/S | 0.38 | ||
| P/FCF | 6.1 | ||
| P/OCF | 3.96 | ||
| P/B | 1.44 | ||
| P/tB | 13.14 | ||
| EV/EBITDA | 5.24 |
EPS(TTM)0.15
EY1.02%
EPS(NY)1.05
Fwd EY7.12%
FCF(TTM)2.41
FCFY16.38%
OCF(TTM)3.71
OCFY25.26%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)1.1
PEG (5Y)N/A
Graham Number5.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROCE | 12.59% | ||
| ROIC | 8.27% | ||
| ROICexc | 10.48% | ||
| ROICexgc | 19.6% | ||
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% | ||
| FCFM | 6.23% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexgc growth 3Y24.17%
ROICexgc growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Debt/EBITDA | 2.35 | ||
| Cap/Depr | 65.05% | ||
| Cap/Sales | 3.37% | ||
| Interest Coverage | 3.71 | ||
| Cash Conversion | 72.35% | ||
| Profit Quality | 212.95% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.25 |
F-Score5
WACC5.24%
ROIC/WACC1.58
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-21.26%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year33.61%
EBIT Next 3Y16.53%
EBIT Next 5YN/A
FCF growth 1Y-21.1%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-5.45%
OCF growth 3Y71.68%
OCF growth 5Y17.25%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 5 / 10 to SFQ.DE.
What is the valuation status for SFQ stock?
ChartMill assigns a valuation rating of 4 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for SFQ stock?
The Price/Earnings (PE) ratio for SAF-HOLLAND SE (SFQ.DE) is 98 and the Price/Book (PB) ratio is 1.44.
What is the financial health of SAF-HOLLAND SE (SFQ.DE) stock?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.