SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - FRA:SFQ - DE000SAFH001 - Common Stock
13.86 EUR
-0.48 (-3.35%)
Taking everything into account, SFQ scores 6 out of 10 in our fundamental rating. SFQ was compared to 30 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ is valued correctly, but it does not seem to be growing. Finally SFQ also has an excellent dividend rating. These ratings could make SFQ a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
SFQ had positive earnings in the past year.
In the past year SFQ had a positive cash flow from operations.
In the past 5 years SFQ has always been profitable.
Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
SFQ's Return On Assets of 3.06% is amongst the best of the industry. SFQ outperforms 80.65% of its industry peers.
With an excellent Return On Equity value of 11.03%, SFQ belongs to the best of the industry, outperforming 87.10% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 8.28%, SFQ belongs to the top of the industry, outperforming 87.10% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for SFQ is in line with the industry average of 6.53%.
The last Return On Invested Capital (8.28%) for SFQ is above the 3 year average (8.11%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.06% | ||
| ROE | 11.03% | ||
| ROIC | 8.28% |
ROA(3y)4.46%
ROA(5y)3.7%
ROE(3y)15.17%
ROE(5y)12.01%
ROIC(3y)8.11%
ROIC(5y)6.98%
1.3 Margins
SFQ's Profit Margin of 2.92% is amongst the best of the industry. SFQ outperforms 83.87% of its industry peers.
In the last couple of years the Profit Margin of SFQ has grown nicely.
SFQ's Operating Margin of 8.09% is amongst the best of the industry. SFQ outperforms 87.10% of its industry peers.
SFQ's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 22.70%, SFQ is not doing good in the industry: 61.29% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of SFQ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.09% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.84%
OM growth 5Y11.43%
PM growth 3Y11.66%
PM growth 5Y42.46%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SFQ is still creating some value.
The number of shares outstanding for SFQ remains at a similar level compared to 1 year ago.
Compared to 5 years ago, SFQ has less shares outstanding
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
SFQ has an Altman-Z score of 2.24. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of SFQ (2.24) is better than 70.97% of its industry peers.
The Debt to FCF ratio of SFQ is 7.28, which is on the high side as it means it would take SFQ, 7.28 years of fcf income to pay off all of its debts.
SFQ has a Debt to FCF ratio of 7.28. This is in the better half of the industry: SFQ outperforms 70.97% of its industry peers.
A Debt/Equity ratio of 1.17 is on the high side and indicates that SFQ has dependencies on debt financing.
The Debt to Equity ratio of SFQ (1.17) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 7.28 | ||
| Altman-Z | 2.24 |
ROIC/WACC1.59
WACC5.21%
2.3 Liquidity
SFQ has a Current Ratio of 1.54. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
SFQ has a Current ratio of 1.54. This is amongst the best in the industry. SFQ outperforms 80.65% of its industry peers.
A Quick Ratio of 0.99 indicates that SFQ may have some problems paying its short term obligations.
The Quick ratio of SFQ (0.99) is better than 70.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -45.38% in the last year.
SFQ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 55.00% yearly.
SFQ shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.69%.
Measured over the past years, SFQ shows a small growth in Revenue. The Revenue has been growing by 7.88% on average per year.
EPS 1Y (TTM)-45.38%
EPS 3Y28.07%
EPS 5Y55%
EPS Q2Q%-44.93%
Revenue 1Y (TTM)-15.69%
Revenue growth 3Y14.61%
Revenue growth 5Y7.88%
Sales Q2Q%-12.76%
3.2 Future
SFQ is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.92% yearly.
Based on estimates for the next years, SFQ will show a small growth in Revenue. The Revenue will grow by 4.51% on average per year.
EPS Next Y-13.92%
EPS Next 2Y2.25%
EPS Next 3Y4.92%
EPS Next 5YN/A
Revenue Next Year-4.64%
Revenue Next 2Y1.28%
Revenue Next 3Y2.87%
Revenue Next 5Y4.51%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 12.37 indicates a correct valuation of SFQ.
SFQ's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 25.89. SFQ is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 5.81 indicates a rather cheap valuation of SFQ.
Based on the Price/Forward Earnings ratio, SFQ is valued cheaper than 80.65% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of SFQ to the average of the S&P500 Index (34.59), we can say SFQ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.37 | ||
| Fwd PE | 5.81 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SFQ indicates a slightly more expensive valuation: SFQ is more expensive than 64.52% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SFQ indicates a somewhat cheap valuation: SFQ is cheaper than 61.29% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.72 | ||
| EV/EBITDA | 5.07 |
4.3 Compensation for Growth
The excellent profitability rating of SFQ may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y2.25%
EPS Next 3Y4.92%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.93%, which is a nice return.
Compared to an average industry Dividend Yield of 4.72, SFQ pays a better dividend. On top of this SFQ pays more dividend than 93.55% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, SFQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 14.01%!
Dividend Growth(5Y)14.01%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
76.01% of the earnings are spent on dividend by SFQ. This is not a sustainable payout ratio.
SFQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP76.01%
EPS Next 2Y2.25%
EPS Next 3Y4.92%
FRA:SFQ (11/14/2025, 7:00:00 PM)
13.86
-0.48 (-3.35%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners71.66%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap629.11M
Revenue(TTM)1.76B
Net Income(TTM)51.31M
Analysts80
Price Target20.49 (47.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
Yearly Dividend0.87
Dividend Growth(5Y)14.01%
DP76.01%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.71%
PT rev (3m)-1.13%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.23%
EPS NY rev (3m)-16.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.04%
Revenue NY rev (3m)-5.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.37 | ||
| Fwd PE | 5.81 | ||
| P/S | 0.36 | ||
| P/FCF | 5.72 | ||
| P/OCF | 3.72 | ||
| P/B | 1.35 | ||
| P/tB | 12.34 | ||
| EV/EBITDA | 5.07 |
EPS(TTM)1.12
EY8.08%
EPS(NY)2.38
Fwd EY17.2%
FCF(TTM)2.42
FCFY17.49%
OCF(TTM)3.72
OCFY26.86%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)N/A
PEG (5Y)0.22
Graham Number16.07
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.06% | ||
| ROE | 11.03% | ||
| ROCE | 12.6% | ||
| ROIC | 8.28% | ||
| ROICexc | 10.49% | ||
| ROICexgc | 19.63% | ||
| OM | 8.09% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% | ||
| FCFM | 6.26% |
ROA(3y)4.46%
ROA(5y)3.7%
ROE(3y)15.17%
ROE(5y)12.01%
ROIC(3y)8.11%
ROIC(5y)6.98%
ROICexc(3y)10.46%
ROICexc(5y)9%
ROICexgc(3y)17.96%
ROICexgc(5y)15.27%
ROCE(3y)12.34%
ROCE(5y)10.63%
ROICexgc growth 3Y24.11%
ROICexgc growth 5Y7.08%
ROICexc growth 3Y15.85%
ROICexc growth 5Y7.56%
OM growth 3Y13.84%
OM growth 5Y11.43%
PM growth 3Y11.66%
PM growth 5Y42.46%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 7.28 | ||
| Debt/EBITDA | 2.34 | ||
| Cap/Depr | 64.84% | ||
| Cap/Sales | 3.36% | ||
| Interest Coverage | 3.74 | ||
| Cash Conversion | 72.53% | ||
| Profit Quality | 214.38% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.24 |
F-Score5
WACC5.21%
ROIC/WACC1.59
Cap/Depr(3y)74.71%
Cap/Depr(5y)66.57%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.56%
Profit Quality(3y)185.01%
Profit Quality(5y)283.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-45.38%
EPS 3Y28.07%
EPS 5Y55%
EPS Q2Q%-44.93%
EPS Next Y-13.92%
EPS Next 2Y2.25%
EPS Next 3Y4.92%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.69%
Revenue growth 3Y14.61%
Revenue growth 5Y7.88%
Sales Q2Q%-12.76%
Revenue Next Year-4.64%
Revenue Next 2Y1.28%
Revenue Next 3Y2.87%
Revenue Next 5Y4.51%
EBIT growth 1Y-21.22%
EBIT growth 3Y30.48%
EBIT growth 5Y20.22%
EBIT Next Year41.16%
EBIT Next 3Y18.61%
EBIT Next 5YN/A
FCF growth 1Y-20.62%
FCF growth 3Y112.55%
FCF growth 5Y30.83%
OCF growth 1Y-5.19%
OCF growth 3Y71.78%
OCF growth 5Y17.29%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 5 / 10 to SFQ.DE.
What is the valuation status for SFQ stock?
ChartMill assigns a valuation rating of 6 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for SFQ stock?
The Price/Earnings (PE) ratio for SAF-HOLLAND SE (SFQ.DE) is 12.37 and the Price/Book (PB) ratio is 1.35.
What is the financial health of SAF-HOLLAND SE (SFQ.DE) stock?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.