SFL CORP LTD (SFL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SFL - BMG7738W1064 - Common Stock
7.65 USD
-0.03 (-0.39%)
SFL gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 210 industry peers in the Oil, Gas & Consumable Fuels industry. SFL has a medium profitability rating, but doesn't score so well on its financial health evaluation. SFL has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year SFL was profitable.
SFL had a positive operating cash flow in the past year.
Of the past 5 years SFL 4 years were profitable.
Each year in the past 5 years SFL had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of -0.83%, SFL is doing worse than 70.00% of the companies in the same industry.
SFL's Return On Equity of -3.23% is on the low side compared to the rest of the industry. SFL is outperformed by 69.05% of its industry peers.
With a decent Return On Invested Capital value of 7.51%, SFL is doing good in the industry, outperforming 68.57% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for SFL is significantly below the industry average of 21.09%.
The last Return On Invested Capital (7.51%) for SFL is above the 3 year average (7.06%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -3.23% | ||
| ROIC | 7.51% |
ROA(3y)3.56%
ROA(5y)1.64%
ROE(3y)12.75%
ROE(5y)5.35%
ROIC(3y)7.06%
ROIC(5y)6.51%
1.3 Margins
SFL's Profit Margin has declined in the last couple of years.
SFL has a Operating Margin of 24.01%. This is in the better half of the industry: SFL outperforms 62.86% of its industry peers.
SFL's Operating Margin has declined in the last couple of years.
The Gross Margin of SFL (57.52%) is better than 66.19% of its industry peers.
SFL's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.01% | ||
| PM (TTM) | N/A | ||
| GM | 57.52% |
OM growth 3Y-5.91%
OM growth 5Y-5.02%
PM growth 3Y-23.3%
PM growth 5Y-5.77%
GM growth 3Y-3.7%
GM growth 5Y-2.58%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SFL is destroying value.
Compared to 1 year ago, SFL has more shares outstanding
Compared to 5 years ago, SFL has more shares outstanding
Compared to 1 year ago, SFL has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.60, we must say that SFL is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of SFL (0.60) is worse than 62.86% of its industry peers.
The Debt to FCF ratio of SFL is 22.25, which is on the high side as it means it would take SFL, 22.25 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of SFL (22.25) is comparable to the rest of the industry.
A Debt/Equity ratio of 1.96 is on the high side and indicates that SFL has dependencies on debt financing.
SFL's Debt to Equity ratio of 1.96 is on the low side compared to the rest of the industry. SFL is outperformed by 79.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.96 | ||
| Debt/FCF | 22.25 | ||
| Altman-Z | 0.6 |
ROIC/WACC0.95
WACC7.93%
2.3 Liquidity
A Current Ratio of 0.42 indicates that SFL may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.42, SFL is doing worse than 87.62% of the companies in the same industry.
A Quick Ratio of 0.42 indicates that SFL may have some problems paying its short term obligations.
SFL has a worse Quick ratio (0.42) than 85.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 |
3. Growth
3.1 Past
SFL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -81.08%.
SFL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.13% yearly.
Looking at the last year, SFL shows a very strong growth in Revenue. The Revenue has grown by 31.77%.
The Revenue has been growing by 14.54% on average over the past years. This is quite good.
EPS 1Y (TTM)-81.08%
EPS 3Y-8.54%
EPS 5Y6.13%
EPS Q2Q%-82.35%
Revenue 1Y (TTM)31.77%
Revenue growth 3Y20.77%
Revenue growth 5Y14.54%
Sales Q2Q%-30.2%
3.2 Future
Based on estimates for the next years, SFL will show a very negative growth in Earnings Per Share. The EPS will decrease by -23.51% on average per year.
Based on estimates for the next years, SFL will show a decrease in Revenue. The Revenue will decrease by -5.01% on average per year.
EPS Next Y-93.75%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
EPS Next 5YN/A
Revenue Next Year-18.69%
Revenue Next 2Y-12.47%
Revenue Next 3Y-5.01%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
SFL is valuated quite expensively with a Price/Earnings ratio of 36.43.
63.81% of the companies in the same industry are cheaper than SFL, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of SFL to the average of the S&P500 Index (26.50), we can say SFL is valued slightly more expensively.
SFL is valuated quite expensively with a Price/Forward Earnings ratio of 70.46.
Based on the Price/Forward Earnings ratio, SFL is valued a bit more expensive than the industry average as 64.29% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.93, SFL is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.43 | ||
| Fwd PE | 70.46 |
4.2 Price Multiples
SFL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SFL is cheaper than 61.90% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, SFL is valued a bit cheaper than the industry average as 79.52% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.91 | ||
| EV/EBITDA | 6.89 |
4.3 Compensation for Growth
SFL's earnings are expected to decrease with -23.51% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)5.94
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
5. Dividend
5.1 Amount
SFL has a Yearly Dividend Yield of 10.54%, which is a nice return.
Compared to an average industry Dividend Yield of 3.95, SFL pays a better dividend. On top of this SFL pays more dividend than 92.38% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, SFL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.54% |
5.2 History
The dividend of SFL decreases each year by -4.97%.
SFL has paid a dividend for at least 10 years, which is a reliable track record.
SFL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-4.97%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
SFL has negative earnings and hence a negative payout ratio. The dividend may be in danger.
SFL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-416.69%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
NYSE:SFL (12/24/2025, 11:33:36 AM)
7.65
-0.03 (-0.39%)
Chartmill FA Rating
GICS SectorEnergy
GICS IndustryGroupEnergy
GICS IndustryOil, Gas & Consumable Fuels
Earnings (Last)
Earnings (Next)
Inst Owners38.71%
Inst Owner Change-1.37%
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap1.11B
Revenue(TTM)1.17B
Net Income(TTM)-31.99M
Analysts80
Price TargetN/A
Short Float %3.47%
Short Ratio3.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.54% |
Yearly Dividend0.98
Dividend Growth(5Y)-4.97%
DP-416.69%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)83.5%
Min EPS beat(2)0.99%
Max EPS beat(2)166.01%
EPS beat(4)3
Avg EPS beat(4)80.75%
Min EPS beat(4)-9.99%
Max EPS beat(4)166.01%
EPS beat(8)6
Avg EPS beat(8)832.75%
EPS beat(12)9
Avg EPS beat(12)565.03%
EPS beat(16)13
Avg EPS beat(16)441.1%
Revenue beat(2)1
Avg Revenue beat(2)1.1%
Min Revenue beat(2)-0.2%
Max Revenue beat(2)2.41%
Revenue beat(4)2
Avg Revenue beat(4)1.37%
Min Revenue beat(4)-0.72%
Max Revenue beat(4)4.01%
Revenue beat(8)6
Avg Revenue beat(8)3.01%
Revenue beat(12)9
Avg Revenue beat(12)2.74%
Revenue beat(16)12
Avg Revenue beat(16)3.08%
PT rev (1m)-4.23%
PT rev (3m)-3.29%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)140%
EPS NY rev (1m)148.08%
EPS NY rev (3m)148.08%
Revenue NQ rev (1m)-0.54%
Revenue NQ rev (3m)-3.35%
Revenue NY rev (1m)-1%
Revenue NY rev (3m)-1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.43 | ||
| Fwd PE | 70.46 | ||
| P/S | 0.95 | ||
| P/FCF | 8.91 | ||
| P/OCF | 3.48 | ||
| P/B | 1.12 | ||
| P/tB | 1.12 | ||
| EV/EBITDA | 6.89 |
EPS(TTM)0.21
EY2.75%
EPS(NY)0.11
Fwd EY1.42%
FCF(TTM)0.86
FCFY11.22%
OCF(TTM)2.2
OCFY28.7%
SpS8.07
BVpS6.86
TBVpS6.86
PEG (NY)N/A
PEG (5Y)5.94
Graham Number5.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -3.23% | ||
| ROCE | 9.5% | ||
| ROIC | 7.51% | ||
| ROICexc | 8.3% | ||
| ROICexgc | 8.3% | ||
| OM | 24.01% | ||
| PM (TTM) | N/A | ||
| GM | 57.52% | ||
| FCFM | 10.64% |
ROA(3y)3.56%
ROA(5y)1.64%
ROE(3y)12.75%
ROE(5y)5.35%
ROIC(3y)7.06%
ROIC(5y)6.51%
ROICexc(3y)7.56%
ROICexc(5y)7%
ROICexgc(3y)7.56%
ROICexgc(5y)7%
ROCE(3y)8.94%
ROCE(5y)8.24%
ROICexgc growth 3Y10.96%
ROICexgc growth 5Y9.74%
ROICexc growth 3Y10.96%
ROICexc growth 5Y9.74%
OM growth 3Y-5.91%
OM growth 5Y-5.02%
PM growth 3Y-23.3%
PM growth 5Y-5.77%
GM growth 3Y-3.7%
GM growth 5Y-2.58%
F-Score5
Asset Turnover0.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.96 | ||
| Debt/FCF | 22.25 | ||
| Debt/EBITDA | 3.74 | ||
| Cap/Depr | 80.27% | ||
| Cap/Sales | 16.58% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 60.95% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 | ||
| Altman-Z | 0.6 |
F-Score5
WACC7.93%
ROIC/WACC0.95
Cap/Depr(3y)237.97%
Cap/Depr(5y)236.76%
Cap/Sales(3y)65.44%
Cap/Sales(5y)64.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-81.08%
EPS 3Y-8.54%
EPS 5Y6.13%
EPS Q2Q%-82.35%
EPS Next Y-93.75%
EPS Next 2Y-67.21%
EPS Next 3Y-23.51%
EPS Next 5YN/A
Revenue 1Y (TTM)31.77%
Revenue growth 3Y20.77%
Revenue growth 5Y14.54%
Sales Q2Q%-30.2%
Revenue Next Year-18.69%
Revenue Next 2Y-12.47%
Revenue Next 3Y-5.01%
Revenue Next 5YN/A
EBIT growth 1Y-11.1%
EBIT growth 3Y13.64%
EBIT growth 5Y8.78%
EBIT Next Year38.11%
EBIT Next 3Y14.64%
EBIT Next 5YN/A
FCF growth 1Y311.74%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-14.38%
OCF growth 3Y8%
OCF growth 5Y8.17%
SFL CORP LTD / SFL FAQ
What is the ChartMill fundamental rating of SFL CORP LTD (SFL) stock?
ChartMill assigns a fundamental rating of 2 / 10 to SFL.
Can you provide the valuation status for SFL CORP LTD?
ChartMill assigns a valuation rating of 2 / 10 to SFL CORP LTD (SFL). This can be considered as Overvalued.
What is the profitability of SFL stock?
SFL CORP LTD (SFL) has a profitability rating of 4 / 10.
What is the valuation of SFL CORP LTD based on its PE and PB ratios?
The Price/Earnings (PE) ratio for SFL CORP LTD (SFL) is 36.43 and the Price/Book (PB) ratio is 1.12.
How financially healthy is SFL CORP LTD?
The financial health rating of SFL CORP LTD (SFL) is 0 / 10.