SCOR SE (SDRC.DE) Stock Fundamental Analysis
FRA:SDRC - Deutsche Boerse Ag - FR0010411983 - Common Stock - Currency: EUR
We assign a fundamental rating of 3 out of 10 to SDRC. SDRC was compared to 33 industry peers in the Insurance industry. Both the profitability and financial health of SDRC have multiple concerns. SDRC is valued correctly, but it does not seem to be growing. SDRC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
SDRC had positive earnings in the past year.
SDRC had a positive operating cash flow in the past year.
SDRC had positive earnings in 4 of the past 5 years.
In the past 5 years SDRC always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 0.22%, SDRC is not doing good in the industry: 81.82% of the companies in the same industry are doing better.
SDRC has a Return On Equity of 1.83%. This is amonst the worse of the industry: SDRC underperforms 81.82% of its industry peers.
SDRC's Return On Invested Capital of 1.22% is in line compared to the rest of the industry. SDRC outperforms 51.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.22% | ||
| ROE | 1.83% | ||
| ROIC | 1.22% |
ROA(3y)-0.63%
ROA(5y)-0.1%
ROE(3y)-4.88%
ROE(5y)-0.74%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 0.35%, SDRC is doing worse than 84.85% of the companies in the same industry.
In the last couple of years the Profit Margin of SDRC has declined.
Looking at the Operating Margin, with a value of 2.70%, SDRC is doing worse than 84.85% of the companies in the same industry.
SDRC's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.7% | ||
| PM (TTM) | 0.35% | ||
| GM | N/A |
OM growth 3Y-19.97%
OM growth 5Y-12.19%
PM growth 3Y-78.6%
PM growth 5Y-60.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SDRC is destroying value.
Compared to 1 year ago, SDRC has about the same amount of shares outstanding.
Compared to 5 years ago, SDRC has less shares outstanding
Compared to 1 year ago, SDRC has a worse debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of SDRC is 4.06, which is a neutral value as it means it would take SDRC, 4.06 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.06, SDRC is doing worse than 60.61% of the companies in the same industry.
SDRC has a Debt/Equity ratio of 0.78. This is a neutral value indicating SDRC is somewhat dependend on debt financing.
The Debt to Equity ratio of SDRC (0.78) is worse than 69.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.78 | ||
| Debt/FCF | 4.06 | ||
| Altman-Z | N/A |
ROIC/WACC0.2
WACC6.06%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for SDRC have decreased strongly by -99.17% in the last year.
SDRC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -55.29% yearly.
SDRC shows a decrease in Revenue. In the last year, the revenue decreased by -2.04%.
SDRC shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.88% yearly.
EPS 1Y (TTM)-99.17%
EPS 3Y-74.67%
EPS 5Y-55.29%
EPS Q2Q%43.96%
Revenue 1Y (TTM)-2.04%
Revenue growth 3Y-3.61%
Revenue growth 5Y-0.88%
Sales Q2Q%2.48%
3.2 Future
SDRC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 151.34% yearly.
Based on estimates for the next years, SDRC will show a small growth in Revenue. The Revenue will grow by 3.72% on average per year.
EPS Next Y10088.37%
EPS Next 2Y954.01%
EPS Next 3Y394.62%
EPS Next 5Y151.34%
Revenue Next Year4.33%
Revenue Next 2Y4.36%
Revenue Next 3Y3.72%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 684.00, which means the current valuation is very expensive for SDRC.
Based on the Price/Earnings ratio, SDRC is valued more expensive than 87.88% of the companies in the same industry.
SDRC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.87.
With a Price/Forward Earnings ratio of 6.71, the valuation of SDRC can be described as very cheap.
Based on the Price/Forward Earnings ratio, SDRC is valued cheaper than 96.97% of the companies in the same industry.
SDRC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 684 | ||
| Fwd PE | 6.71 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SDRC indicates a rather cheap valuation: SDRC is cheaper than 84.85% of the companies listed in the same industry.
75.76% of the companies in the same industry are more expensive than SDRC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.61 | ||
| EV/EBITDA | 7.03 |
4.3 Compensation for Growth
SDRC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SDRC's earnings are expected to grow with 394.62% in the coming years.
PEG (NY)0.07
PEG (5Y)N/A
EPS Next 2Y954.01%
EPS Next 3Y394.62%
5. Dividend
5.1 Amount
SDRC has a Yearly Dividend Yield of 6.74%, which is a nice return.
SDRC's Dividend Yield is rather good when compared to the industry average which is at 4.56. SDRC pays more dividend than 87.88% of the companies in the same industry.
SDRC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.46.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.74% |
5.2 History
The dividend of SDRC has a limited annual growth rate of 0.57%.
Dividend Growth(5Y)0.57%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
SDRC pays out 390.36% of its income as dividend. This is not a sustainable payout ratio.
The dividend of SDRC is growing, but earnings are growing more, so the dividend growth is sustainable.
DP390.36%
EPS Next 2Y954.01%
EPS Next 3Y394.62%
FRA:SDRC (4/28/2025, 7:00:00 PM)
27.36
+0.58 (+2.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners44.94%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap4.91B
Analysts77
Price Target30.03 (9.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.74% |
Yearly Dividend1.81
Dividend Growth(5Y)0.57%
DP390.36%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-86.35%
Min EPS beat(2)-182.14%
Max EPS beat(2)9.44%
EPS beat(4)1
Avg EPS beat(4)-115.53%
Min EPS beat(4)-282.85%
Max EPS beat(4)9.44%
EPS beat(8)3
Avg EPS beat(8)-46.48%
EPS beat(12)4
Avg EPS beat(12)-136.84%
EPS beat(16)8
Avg EPS beat(16)-50.57%
Revenue beat(2)2
Avg Revenue beat(2)5.21%
Min Revenue beat(2)2.78%
Max Revenue beat(2)7.63%
Revenue beat(4)4
Avg Revenue beat(4)5.45%
Min Revenue beat(4)2.78%
Max Revenue beat(4)7.84%
Revenue beat(8)8
Avg Revenue beat(8)5.76%
Revenue beat(12)12
Avg Revenue beat(12)22.78%
Revenue beat(16)15
Avg Revenue beat(16)33.58%
PT rev (1m)8.01%
PT rev (3m)8.77%
EPS NQ rev (1m)-33.06%
EPS NQ rev (3m)-33.06%
EPS NY rev (1m)-0.92%
EPS NY rev (3m)-2.54%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.28%
Revenue NY rev (3m)0.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 684 | ||
| Fwd PE | 6.71 | ||
| P/S | 0.21 | ||
| P/FCF | 5.61 | ||
| P/OCF | 5.43 | ||
| P/B | 1.08 | ||
| P/tB | 1.54 | ||
| EV/EBITDA | 7.03 |
EPS(TTM)0.04
EY0.15%
EPS(NY)4.08
Fwd EY14.9%
FCF(TTM)4.88
FCFY17.83%
OCF(TTM)5.03
OCFY18.4%
SpS132.27
BVpS25.22
TBVpS17.78
PEG (NY)0.07
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.22% | ||
| ROE | 1.83% | ||
| ROCE | 1.73% | ||
| ROIC | 1.22% | ||
| ROICexc | 1.3% | ||
| ROICexgc | 1.58% | ||
| OM | 2.7% | ||
| PM (TTM) | 0.35% | ||
| GM | N/A | ||
| FCFM | 3.69% |
ROA(3y)-0.63%
ROA(5y)-0.1%
ROE(3y)-4.88%
ROE(5y)-0.74%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-11.91%
ROICexcg growth 5Y-6.82%
ROICexc growth 3Y-13.22%
ROICexc growth 5Y-8.16%
OM growth 3Y-19.97%
OM growth 5Y-12.19%
PM growth 3Y-78.6%
PM growth 5Y-60.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.78 | ||
| Debt/FCF | 4.06 | ||
| Debt/EBITDA | 4.08 | ||
| Cap/Depr | 12.56% | ||
| Cap/Sales | 0.12% | ||
| Interest Coverage | 6.21 | ||
| Cash Conversion | 104.64% | ||
| Profit Quality | 1054.22% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC6.06%
ROIC/WACC0.2
Cap/Depr(3y)19.46%
Cap/Depr(5y)36.14%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-99.17%
EPS 3Y-74.67%
EPS 5Y-55.29%
EPS Q2Q%43.96%
EPS Next Y10088.37%
EPS Next 2Y954.01%
EPS Next 3Y394.62%
EPS Next 5Y151.34%
Revenue 1Y (TTM)-2.04%
Revenue growth 3Y-3.61%
Revenue growth 5Y-0.88%
Sales Q2Q%2.48%
Revenue Next Year4.33%
Revenue Next 2Y4.36%
Revenue Next 3Y3.72%
Revenue Next 5YN/A
EBIT growth 1Y-72.09%
EBIT growth 3Y-22.86%
EBIT growth 5Y-12.97%
EBIT Next Year307.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.53%
FCF growth 3Y-27.74%
FCF growth 5Y4.24%
OCF growth 1Y-38.99%
OCF growth 3Y-27.87%
OCF growth 5Y1.43%