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SUNCAR TECHNOLOGY GROUP IN-A (SDA) Stock Fundamental Analysis

NASDAQ:SDA - Nasdaq - KYG857271087 - Common Stock - Currency: USD

2.86  +0.01 (+0.35%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to SDA. SDA was compared to 72 industry peers in the Diversified Consumer Services industry. SDA may be in some trouble as it scores bad on both profitability and health. SDA is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

SDA had negative earnings in the past year.
In the past year SDA has reported a negative cash flow from operations.
SDA Yearly Net Income VS EBIT VS OCF VS FCFSDA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 0 10M -10M -20M -30M

1.2 Ratios

The Return On Assets of SDA (-10.68%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of -151.83%, SDA is doing worse than 69.44% of the companies in the same industry.
Industry RankSector Rank
ROA -10.68%
ROE -151.83%
ROIC N/A
ROA(3y)-8.87%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SDA Yearly ROA, ROE, ROICSDA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 0 50K 100K

1.3 Margins

With a Gross Margin value of 42.39%, SDA perfoms like the industry average, outperforming 47.22% of the companies in the same industry.
SDA's Gross Margin has declined in the last couple of years.
SDA does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 42.39%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.82%
GM growth 5YN/A
SDA Yearly Profit, Operating, Gross MarginsSDA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 0 10 20 30 40

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2

2. Health

2.1 Basic Checks

SDA does not have a ROIC to compare to the WACC, probably because it is not profitable.
SDA has more shares outstanding than it did 1 year ago.
SDA has a better debt/assets ratio than last year.
SDA Yearly Shares OutstandingSDA Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 20M 40M 60M 80M
SDA Yearly Total Debt VS Total AssetsSDA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 50M 100M 150M 200M

2.2 Solvency

Based on the Altman-Z score of 1.18, we must say that SDA is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 1.18, SDA perfoms like the industry average, outperforming 56.94% of the companies in the same industry.
SDA has a Debt/Equity ratio of 4.70. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of SDA (4.70) is worse than 73.61% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.7
Debt/FCF N/A
Altman-Z 1.18
ROIC/WACCN/A
WACC7.16%
SDA Yearly LT Debt VS Equity VS FCFSDA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 0 10M -10M -20M -30M

2.3 Liquidity

SDA has a Current Ratio of 1.29. This is a normal value and indicates that SDA is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of SDA (1.29) is comparable to the rest of the industry.
A Quick Ratio of 1.29 indicates that SDA should not have too much problems paying its short term obligations.
SDA has a Quick ratio (1.29) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.29
Quick Ratio 1.29
SDA Yearly Current Assets VS Current LiabilitesSDA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 50M 100M 150M

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6

3. Growth

3.1 Past

The earnings per share for SDA have decreased strongly by -350.00% in the last year.
SDA shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.81%.
Measured over the past years, SDA shows a quite strong growth in Revenue. The Revenue has been growing by 15.04% on average per year.
EPS 1Y (TTM)-350%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%5.29%
Revenue 1Y (TTM)28.81%
Revenue growth 3Y15.04%
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

Based on estimates for the next years, SDA will show a very strong growth in Earnings Per Share. The EPS will grow by 39.87% on average per year.
SDA is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 28.21% yearly.
EPS Next Y7.02%
EPS Next 2Y66.9%
EPS Next 3Y40.97%
EPS Next 5Y39.87%
Revenue Next Year63167.8%
Revenue Next 2Y2716.3%
Revenue Next 3Y28.88%
Revenue Next 5Y28.21%

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
SDA Yearly Revenue VS EstimatesSDA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 50B 100B 150B 200B 250B
SDA Yearly EPS VS EstimatesSDA Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 0 0.2 -0.2 0.4

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3

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for SDA. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 11.56, the valuation of SDA can be described as reasonable.
88.89% of the companies in the same industry are more expensive than SDA, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of SDA to the average of the S&P500 Index (21.38), we can say SDA is valued slightly cheaper.
Industry RankSector Rank
PE N/A
Fwd PE 11.56
SDA Price Earnings VS Forward Price EarningsSDA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SDA Per share dataSDA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

SDA's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as SDA's earnings are expected to grow with 40.97% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y66.9%
EPS Next 3Y40.97%

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0

5. Dividend

5.1 Amount

SDA does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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SUNCAR TECHNOLOGY GROUP IN-A

NASDAQ:SDA (4/25/2025, 8:00:01 PM)

2.86

+0.01 (+0.35%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0.5%
Inst Owner Change0%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap310.65M
Analysts84
Price Target16.32 (470.63%)
Short Float %0.42%
Short Ratio0.65
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)55.73%
EPS NY rev (3m)-363.64%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)49949.8%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 11.56
P/S 0.85
P/FCF N/A
P/OCF N/A
P/B 17.53
P/tB 17.53
EV/EBITDA N/A
EPS(TTM)-0.31
EYN/A
EPS(NY)0.25
Fwd EY8.65%
FCF(TTM)-0.29
FCFYN/A
OCF(TTM)-0.24
OCFYN/A
SpS3.35
BVpS0.16
TBVpS0.16
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -10.68%
ROE -151.83%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 42.39%
FCFM N/A
ROA(3y)-8.87%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.82%
GM growth 5YN/A
F-Score5
Asset Turnover1.44
Health
Industry RankSector Rank
Debt/Equity 4.7
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.29
Quick Ratio 1.29
Altman-Z 1.18
F-Score5
WACC7.16%
ROIC/WACCN/A
Cap/Depr(3y)69.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)1.14%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-350%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%5.29%
EPS Next Y7.02%
EPS Next 2Y66.9%
EPS Next 3Y40.97%
EPS Next 5Y39.87%
Revenue 1Y (TTM)28.81%
Revenue growth 3Y15.04%
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year63167.8%
Revenue Next 2Y2716.3%
Revenue Next 3Y28.88%
Revenue Next 5Y28.21%
EBIT growth 1Y-22.71%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year82398.5%
EBIT Next 3Y76.69%
EBIT Next 5Y69.38%
FCF growth 1Y-2799.66%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-2292.72%
OCF growth 3YN/A
OCF growth 5YN/A