RENAISSANCERE HOLDINGS LTD (RNR) Fundamental Analysis & Valuation

NYSE:RNR • BMG7496G1033

298.78 USD
+0.99 (+0.33%)
At close: Mar 6, 2026
298.78 USD
0 (0%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This RNR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to RNR. RNR was compared to 149 industry peers in the Insurance industry. RNR has an excellent profitability rating, but there are some minor concerns on its financial health. RNR has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

7

1. RNR Profitability Analysis

1.1 Basic Checks

  • In the past year RNR was profitable.
  • In the past year RNR had a positive cash flow from operations.
  • In multiple years RNR reported negative net income over the last 5 years.
  • In the past 5 years RNR always reported a positive cash flow from operatings.
RNR Yearly Net Income VS EBIT VS OCF VS FCFRNR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • RNR has a Return On Assets of 4.84%. This is in the better half of the industry: RNR outperforms 79.19% of its industry peers.
  • The Return On Equity of RNR (22.43%) is better than 88.59% of its industry peers.
  • RNR has a Return On Invested Capital of 5.39%. This is in the better half of the industry: RNR outperforms 79.87% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for RNR is significantly below the industry average of 15.27%.
  • The 3 year average ROIC (4.85%) for RNR is below the current ROIC(5.39%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.84%
ROE 22.43%
ROIC 5.39%
ROA(3y)4.49%
ROA(5y)2.05%
ROE(3y)21.95%
ROE(5y)8.82%
ROIC(3y)4.85%
ROIC(5y)N/A
RNR Yearly ROA, ROE, ROICRNR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • RNR's Profit Margin of 21.10% is amongst the best of the industry. RNR outperforms 87.25% of its industry peers.
  • In the last couple of years the Profit Margin of RNR has grown nicely.
  • RNR has a Operating Margin of 29.45%. This is amongst the best in the industry. RNR outperforms 90.60% of its industry peers.
  • In the last couple of years the Operating Margin of RNR has grown nicely.
Industry RankSector Rank
OM 29.45%
PM (TTM) 21.1%
GM N/A
OM growth 3YN/A
OM growth 5Y8.52%
PM growth 3YN/A
PM growth 5Y8.42%
GM growth 3YN/A
GM growth 5YN/A
RNR Yearly Profit, Operating, Gross MarginsRNR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. RNR Health Analysis

2.1 Basic Checks

  • RNR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • RNR has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, RNR has less shares outstanding
  • The debt/assets ratio for RNR is higher compared to a year ago.
RNR Yearly Shares OutstandingRNR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
RNR Yearly Total Debt VS Total AssetsRNR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • RNR has an Altman-Z score of 0.92. This is a bad value and indicates that RNR is not financially healthy and even has some risk of bankruptcy.
  • RNR's Altman-Z score of 0.92 is fine compared to the rest of the industry. RNR outperforms 79.19% of its industry peers.
  • RNR has a debt to FCF ratio of 0.63. This is a very positive value and a sign of high solvency as it would only need 0.63 years to pay back of all of its debts.
  • RNR has a Debt to FCF ratio of 0.63. This is in the better half of the industry: RNR outperforms 77.18% of its industry peers.
  • RNR has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of RNR (0.20) is better than 69.13% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.63
Altman-Z 0.92
ROIC/WACC0.66
WACC8.12%
RNR Yearly LT Debt VS Equity VS FCFRNR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.78 indicates that RNR may have some problems paying its short term obligations.
  • The Current ratio of RNR (0.78) is better than 75.84% of its industry peers.
  • RNR has a Quick Ratio of 0.78. This is a bad value and indicates that RNR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RNR has a better Quick ratio (0.78) than 75.84% of its industry peers.
Industry RankSector Rank
Current Ratio 0.78
Quick Ratio 0.78
RNR Yearly Current Assets VS Current LiabilitesRNR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. RNR Growth Analysis

3.1 Past

  • The earnings per share for RNR have decreased by -7.28% in the last year.
  • The Earnings Per Share has been growing by 132.12% on average over the past years. This is a very strong growth
  • Looking at the last year, RNR shows a small growth in Revenue. The Revenue has grown by 3.75% in the last year.
  • RNR shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.20% yearly.
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
Revenue 1Y (TTM)3.75%
Revenue growth 3Y34.19%
Revenue growth 5Y19.2%
Sales Q2Q%-7.64%

3.2 Future

  • Based on estimates for the next years, RNR will show a small growth in Earnings Per Share. The EPS will grow by 0.94% on average per year.
  • The Revenue is expected to grow by 0.16% on average over the next years.
EPS Next Y-7.03%
EPS Next 2Y0.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.56%
Revenue Next 2Y1.72%
Revenue Next 3Y0.16%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
RNR Yearly Revenue VS EstimatesRNR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B 8B 10B
RNR Yearly EPS VS EstimatesRNR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 10 20 30 40

More info and screens

Find the best growth stocksShow best growing peers

6

4. RNR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.51, which indicates a rather cheap valuation of RNR.
  • RNR's Price/Earnings ratio is a bit cheaper when compared to the industry. RNR is cheaper than 72.48% of the companies in the same industry.
  • RNR is valuated cheaply when we compare the Price/Earnings ratio to 26.29, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 8.08, which indicates a very decent valuation of RNR.
  • RNR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. RNR is cheaper than 69.13% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.57, RNR is valued rather cheaply.
Industry RankSector Rank
PE 7.51
Fwd PE 8.08
RNR Price Earnings VS Forward Price EarningsRNR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, RNR is valued a bit cheaper than 77.18% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.56
EV/EBITDA N/A
RNR Per share dataRNR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200 250

4.3 Compensation for Growth

  • RNR has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y0.94%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. RNR Dividend Analysis

5.1 Amount

  • RNR has a yearly dividend return of 0.55%, which is pretty low.
  • Compared to an average industry Dividend Yield of 2.50, RNR is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.82, RNR's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.55%

5.2 History

  • The dividend of RNR has a limited annual growth rate of 2.27%.
  • RNR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • RNR has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.27%
Div Incr Years26
Div Non Decr Years26
RNR Yearly Dividends per shareRNR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 4.23% of the earnings are spent on dividend by RNR. This is a low number and sustainable payout ratio.
  • RNR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP4.23%
EPS Next 2Y0.94%
EPS Next 3YN/A
RNR Yearly Income VS Free CF VS DividendRNR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B
RNR Dividend Payout.RNR Dividend Payout, showing the Payout Ratio.RNR Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

RNR Fundamentals: All Metrics, Ratios and Statistics

RENAISSANCERE HOLDINGS LTD

NYSE:RNR (3/6/2026, 8:04:00 PM)

After market: 298.78 0 (0%)

298.78

+0.99 (+0.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-21
Inst Owners99.84%
Inst Owner Change-2.18%
Ins Owners1.17%
Ins Owner Change-1.71%
Market Cap12.99B
Revenue(TTM)12.34B
Net Income(TTM)2.60B
Analysts66.36
Price Target318.97 (6.76%)
Short Float %2.4%
Short Ratio2.57
Dividend
Industry RankSector Rank
Dividend Yield 0.55%
Yearly Dividend2.34
Dividend Growth(5Y)2.27%
DP4.23%
Div Incr Years26
Div Non Decr Years26
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)44.13%
Min EPS beat(2)30.12%
Max EPS beat(2)58.13%
EPS beat(4)3
Avg EPS beat(4)24%
Min EPS beat(4)-15.92%
Max EPS beat(4)58.13%
EPS beat(8)7
Avg EPS beat(8)22.97%
EPS beat(12)11
Avg EPS beat(12)23.81%
EPS beat(16)13
Avg EPS beat(16)16.25%
Revenue beat(2)0
Avg Revenue beat(2)-2.72%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)-1.43%
Revenue beat(4)0
Avg Revenue beat(4)-5.23%
Min Revenue beat(4)-8.02%
Max Revenue beat(4)-1.43%
Revenue beat(8)1
Avg Revenue beat(8)-4.34%
Revenue beat(12)2
Avg Revenue beat(12)-3.95%
Revenue beat(16)3
Avg Revenue beat(16)-7.41%
PT rev (1m)5.7%
PT rev (3m)10.2%
EPS NQ rev (1m)6.08%
EPS NQ rev (3m)9.72%
EPS NY rev (1m)0.57%
EPS NY rev (3m)3.89%
Revenue NQ rev (1m)1.9%
Revenue NQ rev (3m)8.49%
Revenue NY rev (1m)1.01%
Revenue NY rev (3m)-1.67%
Valuation
Industry RankSector Rank
PE 7.51
Fwd PE 8.08
P/S 1.06
P/FCF 3.56
P/OCF 3.56
P/B 1.13
P/tB 1.2
EV/EBITDA N/A
EPS(TTM)39.76
EY13.31%
EPS(NY)36.96
Fwd EY12.37%
FCF(TTM)84.01
FCFY28.12%
OCF(TTM)84.01
OCFY28.12%
SpS280.76
BVpS264.07
TBVpS249.67
PEG (NY)N/A
PEG (5Y)0.06
Graham Number486.05
Profitability
Industry RankSector Rank
ROA 4.84%
ROE 22.43%
ROCE 6.82%
ROIC 5.39%
ROICexc 5.57%
ROICexgc 6.32%
OM 29.45%
PM (TTM) 21.1%
GM N/A
FCFM 29.92%
ROA(3y)4.49%
ROA(5y)2.05%
ROE(3y)21.95%
ROE(5y)8.82%
ROIC(3y)4.85%
ROIC(5y)N/A
ROICexc(3y)5.02%
ROICexc(5y)N/A
ROICexgc(3y)5.82%
ROICexgc(5y)N/A
ROCE(3y)6.14%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y13.46%
ROICexc growth 3YN/A
ROICexc growth 5Y14.49%
OM growth 3YN/A
OM growth 5Y8.52%
PM growth 3YN/A
PM growth 5Y8.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.63
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 32.5
Cash Conversion N/A
Profit Quality 141.84%
Current Ratio 0.78
Quick Ratio 0.78
Altman-Z 0.92
F-Score7
WACC8.12%
ROIC/WACC0.66
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)149.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
EPS Next Y-7.03%
EPS Next 2Y0.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.75%
Revenue growth 3Y34.19%
Revenue growth 5Y19.2%
Sales Q2Q%-7.64%
Revenue Next Year-0.56%
Revenue Next 2Y1.72%
Revenue Next 3Y0.16%
Revenue Next 5YN/A
EBIT growth 1Y-14.02%
EBIT growth 3YN/A
EBIT growth 5Y29.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-11.33%
FCF growth 3Y32.06%
FCF growth 5Y13.13%
OCF growth 1Y-11.33%
OCF growth 3Y32.06%
OCF growth 5Y13.13%

RENAISSANCERE HOLDINGS LTD / RNR FAQ

What is the ChartMill fundamental rating of RENAISSANCERE HOLDINGS LTD (RNR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to RNR.


What is the valuation status for RNR stock?

ChartMill assigns a valuation rating of 6 / 10 to RENAISSANCERE HOLDINGS LTD (RNR). This can be considered as Fairly Valued.


What is the profitability of RNR stock?

RENAISSANCERE HOLDINGS LTD (RNR) has a profitability rating of 7 / 10.


What are the PE and PB ratios of RENAISSANCERE HOLDINGS LTD (RNR) stock?

The Price/Earnings (PE) ratio for RENAISSANCERE HOLDINGS LTD (RNR) is 7.51 and the Price/Book (PB) ratio is 1.13.


Can you provide the expected EPS growth for RNR stock?

The Earnings per Share (EPS) of RENAISSANCERE HOLDINGS LTD (RNR) is expected to decline by -7.03% in the next year.