RENAISSANCERE HOLDINGS LTD (RNR) Fundamental Analysis & Valuation

NYSE:RNR • BMG7496G1033

Current stock price

295.95 USD
+2.71 (+0.92%)
At close:
295.95 USD
0 (0%)
After Hours:

This RNR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. RNR Profitability Analysis

1.1 Basic Checks

  • RNR had positive earnings in the past year.
  • In the past year RNR had a positive cash flow from operations.
  • In multiple years RNR reported negative net income over the last 5 years.
  • Each year in the past 5 years RNR had a positive operating cash flow.
RNR Yearly Net Income VS EBIT VS OCF VS FCFRNR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • RNR has a better Return On Assets (4.84%) than 76.35% of its industry peers.
  • Looking at the Return On Equity, with a value of 22.43%, RNR belongs to the top of the industry, outperforming 87.84% of the companies in the same industry.
  • The Return On Invested Capital of RNR (5.39%) is better than 76.35% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for RNR is below the industry average of 9.34%.
  • The 3 year average ROIC (4.93%) for RNR is below the current ROIC(5.39%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.84%
ROE 22.43%
ROIC 5.39%
ROA(3y)4.49%
ROA(5y)2.05%
ROE(3y)21.95%
ROE(5y)8.82%
ROIC(3y)4.93%
ROIC(5y)N/A
RNR Yearly ROA, ROE, ROICRNR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • RNR's Profit Margin of 21.10% is amongst the best of the industry. RNR outperforms 85.81% of its industry peers.
  • In the last couple of years the Profit Margin of RNR has grown nicely.
  • RNR has a better Operating Margin (29.45%) than 91.22% of its industry peers.
  • RNR's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 29.45%
PM (TTM) 21.1%
GM N/A
OM growth 3YN/A
OM growth 5Y8.52%
PM growth 3YN/A
PM growth 5Y8.42%
GM growth 3YN/A
GM growth 5YN/A
RNR Yearly Profit, Operating, Gross MarginsRNR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20

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5

2. RNR Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RNR is destroying value.
  • RNR has less shares outstanding than it did 1 year ago.
  • RNR has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, RNR has a worse debt to assets ratio.
RNR Yearly Shares OutstandingRNR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
RNR Yearly Total Debt VS Total AssetsRNR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • RNR has an Altman-Z score of 0.91. This is a bad value and indicates that RNR is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.91, RNR is in the better half of the industry, outperforming 78.38% of the companies in the same industry.
  • The Debt to FCF ratio of RNR is 0.63, which is an excellent value as it means it would take RNR, only 0.63 years of fcf income to pay off all of its debts.
  • RNR's Debt to FCF ratio of 0.63 is fine compared to the rest of the industry. RNR outperforms 75.68% of its industry peers.
  • RNR has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
  • RNR has a Debt to Equity ratio of 0.20. This is in the better half of the industry: RNR outperforms 68.92% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.63
Altman-Z 0.91
ROIC/WACC0.65
WACC8.26%
RNR Yearly LT Debt VS Equity VS FCFRNR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.78 indicates that RNR may have some problems paying its short term obligations.
  • RNR's Current ratio of 0.78 is fine compared to the rest of the industry. RNR outperforms 75.68% of its industry peers.
  • RNR has a Quick Ratio of 0.78. This is a bad value and indicates that RNR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 0.78, RNR is doing good in the industry, outperforming 75.68% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.78
Quick Ratio 0.78
RNR Yearly Current Assets VS Current LiabilitesRNR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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4

3. RNR Growth Analysis

3.1 Past

  • The earnings per share for RNR have decreased by -7.28% in the last year.
  • RNR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 132.12% yearly.
  • The Revenue has been growing slightly by 3.75% in the past year.
  • Measured over the past years, RNR shows a quite strong growth in Revenue. The Revenue has been growing by 19.20% on average per year.
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
Revenue 1Y (TTM)3.75%
Revenue growth 3Y34.19%
Revenue growth 5Y19.2%
Sales Q2Q%-7.64%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.48% on average over the next years.
  • Based on estimates for the next years, RNR will show a small growth in Revenue. The Revenue will grow by 0.16% on average per year.
EPS Next Y-4.28%
EPS Next 2Y2.73%
EPS Next 3Y4.48%
EPS Next 5YN/A
Revenue Next Year-1.15%
Revenue Next 2Y1.03%
Revenue Next 3Y0.16%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
RNR Yearly Revenue VS EstimatesRNR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B 8B 10B
RNR Yearly EPS VS EstimatesRNR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 10 20 30 40

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6

4. RNR Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.44 indicates a rather cheap valuation of RNR.
  • RNR's Price/Earnings ratio is a bit cheaper when compared to the industry. RNR is cheaper than 71.62% of the companies in the same industry.
  • RNR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.23.
  • Based on the Price/Forward Earnings ratio of 7.78, the valuation of RNR can be described as very cheap.
  • RNR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. RNR is cheaper than 68.24% of the companies in the same industry.
  • RNR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.51.
Industry RankSector Rank
PE 7.44
Fwd PE 7.78
RNR Price Earnings VS Forward Price EarningsRNR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, RNR is valued a bit cheaper than the industry average as 74.32% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 3.49
EV/EBITDA N/A
RNR Per share dataRNR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200 250

4.3 Compensation for Growth

  • The decent profitability rating of RNR may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y2.73%
EPS Next 3Y4.48%

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5

5. RNR Dividend Analysis

5.1 Amount

  • RNR has a yearly dividend return of 0.56%, which is pretty low.
  • Compared to an average industry Dividend Yield of 2.84, RNR is paying slightly less dividend.
  • With a Dividend Yield of 0.56, RNR pays less dividend than the S&P500 average, which is at 1.90.
Industry RankSector Rank
Dividend Yield 0.56%

5.2 History

  • The dividend of RNR has a limited annual growth rate of 2.27%.
  • RNR has paid a dividend for at least 10 years, which is a reliable track record.
  • RNR has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.27%
Div Incr Years26
Div Non Decr Years26
RNR Yearly Dividends per shareRNR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • RNR pays out 4.23% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of RNR is growing, but earnings are growing more, so the dividend growth is sustainable.
DP4.23%
EPS Next 2Y2.73%
EPS Next 3Y4.48%
RNR Yearly Income VS Free CF VS DividendRNR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B
RNR Dividend Payout.RNR Dividend Payout, showing the Payout Ratio.RNR Dividend Payout.PayoutRetained Earnings

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RNR Fundamentals: All Metrics, Ratios and Statistics

RENAISSANCERE HOLDINGS LTD

NYSE:RNR (3/26/2026, 8:04:00 PM)

After market: 295.95 0 (0%)

295.95

+2.71 (+0.92%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-21
Inst Owners99.84%
Inst Owner Change-2.11%
Ins Owners1.17%
Ins Owner Change1.98%
Market Cap12.87B
Revenue(TTM)12.34B
Net Income(TTM)2.60B
Analysts66.36
Price Target318.97 (7.78%)
Short Float %2.19%
Short Ratio2.36
Dividend
Industry RankSector Rank
Dividend Yield 0.56%
Yearly Dividend2.34
Dividend Growth(5Y)2.27%
DP4.23%
Div Incr Years26
Div Non Decr Years26
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)44.13%
Min EPS beat(2)30.12%
Max EPS beat(2)58.13%
EPS beat(4)3
Avg EPS beat(4)24%
Min EPS beat(4)-15.92%
Max EPS beat(4)58.13%
EPS beat(8)7
Avg EPS beat(8)22.97%
EPS beat(12)11
Avg EPS beat(12)23.81%
EPS beat(16)13
Avg EPS beat(16)16.25%
Revenue beat(2)0
Avg Revenue beat(2)-2.72%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)-1.43%
Revenue beat(4)0
Avg Revenue beat(4)-5.23%
Min Revenue beat(4)-8.02%
Max Revenue beat(4)-1.43%
Revenue beat(8)1
Avg Revenue beat(8)-4.34%
Revenue beat(12)2
Avg Revenue beat(12)-3.95%
Revenue beat(16)3
Avg Revenue beat(16)-7.41%
PT rev (1m)4.71%
PT rev (3m)8.67%
EPS NQ rev (1m)2.87%
EPS NQ rev (3m)10.84%
EPS NY rev (1m)2.96%
EPS NY rev (3m)6.2%
Revenue NQ rev (1m)-0.43%
Revenue NQ rev (3m)8.19%
Revenue NY rev (1m)-0.59%
Revenue NY rev (3m)-0.09%
Valuation
Industry RankSector Rank
PE 7.44
Fwd PE 7.78
P/S 1.04
P/FCF 3.49
P/OCF 3.49
P/B 1.11
P/tB 1.17
EV/EBITDA N/A
EPS(TTM)39.76
EY13.43%
EPS(NY)38.06
Fwd EY12.86%
FCF(TTM)84.92
FCFY28.69%
OCF(TTM)84.92
OCFY28.69%
SpS283.8
BVpS266.93
TBVpS252.37
PEG (NY)N/A
PEG (5Y)0.06
Graham Number488.66
Profitability
Industry RankSector Rank
ROA 4.84%
ROE 22.43%
ROCE 6.82%
ROIC 5.39%
ROICexc 5.57%
ROICexgc 6.32%
OM 29.45%
PM (TTM) 21.1%
GM N/A
FCFM 29.92%
ROA(3y)4.49%
ROA(5y)2.05%
ROE(3y)21.95%
ROE(5y)8.82%
ROIC(3y)4.93%
ROIC(5y)N/A
ROICexc(3y)5.11%
ROICexc(5y)N/A
ROICexgc(3y)5.92%
ROICexgc(5y)N/A
ROCE(3y)6.24%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y13.46%
ROICexc growth 3YN/A
ROICexc growth 5Y14.49%
OM growth 3YN/A
OM growth 5Y8.52%
PM growth 3YN/A
PM growth 5Y8.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.63
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 32.5
Cash Conversion N/A
Profit Quality 141.84%
Current Ratio 0.78
Quick Ratio 0.78
Altman-Z 0.91
F-Score7
WACC8.26%
ROIC/WACC0.65
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)149.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
EPS Next Y-4.28%
EPS Next 2Y2.73%
EPS Next 3Y4.48%
EPS Next 5YN/A
Revenue 1Y (TTM)3.75%
Revenue growth 3Y34.19%
Revenue growth 5Y19.2%
Sales Q2Q%-7.64%
Revenue Next Year-1.15%
Revenue Next 2Y1.03%
Revenue Next 3Y0.16%
Revenue Next 5YN/A
EBIT growth 1Y-14.02%
EBIT growth 3YN/A
EBIT growth 5Y29.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-11.33%
FCF growth 3Y32.06%
FCF growth 5Y13.13%
OCF growth 1Y-11.33%
OCF growth 3Y32.06%
OCF growth 5Y13.13%

RENAISSANCERE HOLDINGS LTD / RNR Fundamental Analysis FAQ

What is the ChartMill fundamental rating of RENAISSANCERE HOLDINGS LTD (RNR) stock?

ChartMill assigns a fundamental rating of 6 / 10 to RNR.


What is the valuation status for RNR stock?

ChartMill assigns a valuation rating of 6 / 10 to RENAISSANCERE HOLDINGS LTD (RNR). This can be considered as Fairly Valued.


What is the profitability of RNR stock?

RENAISSANCERE HOLDINGS LTD (RNR) has a profitability rating of 7 / 10.


What are the PE and PB ratios of RENAISSANCERE HOLDINGS LTD (RNR) stock?

The Price/Earnings (PE) ratio for RENAISSANCERE HOLDINGS LTD (RNR) is 7.44 and the Price/Book (PB) ratio is 1.11.


Can you provide the expected EPS growth for RNR stock?

The Earnings per Share (EPS) of RENAISSANCERE HOLDINGS LTD (RNR) is expected to decline by -4.28% in the next year.