RENAISSANCERE HOLDINGS LTD (RNR) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:RNR • BMG7496G1033

300.56 USD
-4.73 (-1.55%)
At close: Feb 6, 2026
300.56 USD
0 (0%)
After Hours: 2/6/2026, 8:04:37 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

RNR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 149 industry peers in the Insurance industry. RNR has an average financial health and profitability rating. RNR is valued correctly, but it does not seem to be growing. RNR also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • RNR had positive earnings in the past year.
  • RNR had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: RNR reported negative net income in multiple years.
  • RNR had a positive operating cash flow in 4 of the past 5 years.
RNR Yearly Net Income VS EBIT VS OCF VS FCFRNR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B 4B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.06%, RNR is in the better half of the industry, outperforming 65.77% of the companies in the same industry.
  • The Return On Equity of RNR (14.51%) is better than 68.46% of its industry peers.
  • The Return On Invested Capital of RNR (4.30%) is better than 71.14% of its industry peers.
Industry RankSector Rank
ROA 3.06%
ROE 14.51%
ROIC 4.3%
ROA(3y)1.88%
ROA(5y)1.55%
ROE(3y)7.6%
ROE(5y)6.25%
ROIC(3y)N/A
ROIC(5y)N/A
RNR Yearly ROA, ROE, ROICRNR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20

1.3 Margins

  • With a decent Profit Margin value of 13.59%, RNR is doing good in the industry, outperforming 72.48% of the companies in the same industry.
  • RNR's Profit Margin has declined in the last couple of years.
  • With an excellent Operating Margin value of 24.04%, RNR belongs to the best of the industry, outperforming 82.55% of the companies in the same industry.
  • RNR's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 24.04%
PM (TTM) 13.59%
GM N/A
OM growth 3YN/A
OM growth 5Y3.17%
PM growth 3YN/A
PM growth 5Y-2%
GM growth 3YN/A
GM growth 5YN/A
RNR Yearly Profit, Operating, Gross MarginsRNR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • RNR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • There is no outstanding debt for RNR. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
RNR Yearly Shares OutstandingRNR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
RNR Yearly Total Debt VS Total AssetsRNR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • RNR has an Altman-Z score of 0.85. This is a bad value and indicates that RNR is not financially healthy and even has some risk of bankruptcy.
  • RNR has a better Altman-Z score (0.85) than 79.19% of its industry peers.
  • The Debt to FCF ratio of RNR is 0.56, which is an excellent value as it means it would take RNR, only 0.56 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of RNR (0.56) is better than 79.87% of its industry peers.
  • A Debt/Equity ratio of 0.19 indicates that RNR is not too dependend on debt financing.
  • The Debt to Equity ratio of RNR (0.19) is better than 69.80% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.56
Altman-Z 0.85
ROIC/WACC0.52
WACC8.21%
RNR Yearly LT Debt VS Equity VS FCFRNR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.18 indicates that RNR may have some problems paying its short term obligations.
  • RNR has a better Current ratio (0.18) than 69.13% of its industry peers.
  • RNR has a Quick Ratio of 0.18. This is a bad value and indicates that RNR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of RNR (0.18) is better than 69.13% of its industry peers.
Industry RankSector Rank
Current Ratio 0.18
Quick Ratio 0.18
RNR Yearly Current Assets VS Current LiabilitesRNR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • RNR shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.28%.
  • The Earnings Per Share has been growing by 132.12% on average over the past years. This is a very strong growth
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%10.03%

3.2 Future

  • Based on estimates for the next years, RNR will show a small growth in Earnings Per Share. The EPS will grow by 0.94% on average per year.
  • RNR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.70% yearly.
EPS Next Y-7.03%
EPS Next 2Y0.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.55%
Revenue Next 2Y1.7%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
RNR Yearly Revenue VS EstimatesRNR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B 8B 10B
RNR Yearly EPS VS EstimatesRNR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 10 20 30 40

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 7.56, the valuation of RNR can be described as very cheap.
  • Based on the Price/Earnings ratio, RNR is valued a bit cheaper than the industry average as 75.84% of the companies are valued more expensively.
  • RNR is valuated cheaply when we compare the Price/Earnings ratio to 27.93, which is the current average of the S&P500 Index.
  • RNR is valuated reasonably with a Price/Forward Earnings ratio of 8.13.
  • Based on the Price/Forward Earnings ratio, RNR is valued a bit cheaper than the industry average as 70.47% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 27.77. RNR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.56
Fwd PE 8.13
RNR Price Earnings VS Forward Price EarningsRNR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, RNR is valued a bit cheaper than the industry average as 78.52% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, RNR is valued a bit cheaper than 79.87% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.47
EV/EBITDA 4.86
RNR Per share dataRNR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200 250

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y0.94%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

9

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.41%, RNR is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.28, RNR pays a better dividend. On top of this RNR pays more dividend than 91.95% of the companies listed in the same industry.
  • RNR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 6.41%

5.2 History

  • The dividend of RNR has a limited annual growth rate of 0.22%.
  • RNR has paid a dividend for at least 10 years, which is a reliable track record.
  • RNR has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.22%
Div Incr Years26
Div Non Decr Years26
RNR Yearly Dividends per shareRNR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 6.75% of the earnings are spent on dividend by RNR. This is a low number and sustainable payout ratio.
  • RNR's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP6.75%
EPS Next 2Y0.94%
EPS Next 3YN/A
RNR Yearly Income VS Free CF VS DividendRNR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B 4B
RNR Dividend Payout.RNR Dividend Payout, showing the Payout Ratio.RNR Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

RENAISSANCERE HOLDINGS LTD

NYSE:RNR (2/6/2026, 8:04:37 PM)

After market: 300.56 0 (0%)

300.56

-4.73 (-1.55%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-21
Inst Owners98.51%
Inst Owner Change1.23%
Ins Owners1.16%
Ins Owner Change-2%
Market Cap13.86B
Revenue(TTM)N/A
Net Income(TTM)1.67B
Analysts69.09
Price Target304.62 (1.35%)
Short Float %2.38%
Short Ratio2.92
Dividend
Industry RankSector Rank
Dividend Yield 6.41%
Yearly Dividend2.26
Dividend Growth(5Y)0.22%
DP6.75%
Div Incr Years26
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)40.9%
Min EPS beat(2)23.67%
Max EPS beat(2)58.13%
EPS beat(4)3
Avg EPS beat(4)19.84%
Min EPS beat(4)-15.92%
Max EPS beat(4)58.13%
EPS beat(8)7
Avg EPS beat(8)24.46%
EPS beat(12)11
Avg EPS beat(12)22.41%
EPS beat(16)13
Avg EPS beat(16)14.54%
Revenue beat(2)0
Avg Revenue beat(2)-4.45%
Min Revenue beat(2)-7.47%
Max Revenue beat(2)-1.43%
Revenue beat(4)1
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-8.02%
Max Revenue beat(4)8.76%
Revenue beat(8)2
Avg Revenue beat(8)-2.26%
Revenue beat(12)3
Avg Revenue beat(12)-1.65%
Revenue beat(16)3
Avg Revenue beat(16)-7.23%
PT rev (1m)3.16%
PT rev (3m)6.02%
EPS NQ rev (1m)15.78%
EPS NQ rev (3m)22.17%
EPS NY rev (1m)3.6%
EPS NY rev (3m)17.26%
Revenue NQ rev (1m)-5.63%
Revenue NQ rev (3m)0.7%
Revenue NY rev (1m)-3.38%
Revenue NY rev (3m)-2.73%
Valuation
Industry RankSector Rank
PE 7.56
Fwd PE 8.13
P/S 1.13
P/FCF 3.47
P/OCF 3.47
P/B 1.2
P/tB 1.28
EV/EBITDA 4.86
EPS(TTM)39.76
EY13.23%
EPS(NY)36.96
Fwd EY12.3%
FCF(TTM)86.51
FCFY28.78%
OCF(TTM)86.51
OCFY28.78%
SpS266.29
BVpS249.45
TBVpS235.33
PEG (NY)N/A
PEG (5Y)0.06
Graham Number472.4
Profitability
Industry RankSector Rank
ROA 3.06%
ROE 14.51%
ROCE 5.45%
ROIC 4.3%
ROICexc 4.44%
ROICexgc 5.06%
OM 24.04%
PM (TTM) 13.59%
GM N/A
FCFM 32.49%
ROA(3y)1.88%
ROA(5y)1.55%
ROE(3y)7.6%
ROE(5y)6.25%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y10.38%
ROICexc growth 3YN/A
ROICexc growth 5Y11.16%
OM growth 3YN/A
OM growth 5Y3.17%
PM growth 3YN/A
PM growth 5Y-2%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.56
Debt/EBITDA 0.75
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion 134.73%
Profit Quality 239.06%
Current Ratio 0.18
Quick Ratio 0.18
Altman-Z 0.85
F-Score5
WACC8.21%
ROIC/WACC0.52
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
EPS Next Y-7.03%
EPS Next 2Y0.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%10.03%
Revenue Next Year-1.55%
Revenue Next 2Y1.7%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-31.76%
EBIT growth 3YN/A
EBIT growth 5Y27.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y87.07%
FCF growth 3Y49.97%
FCF growth 5Y14.27%
OCF growth 1Y87.07%
OCF growth 3Y49.97%
OCF growth 5Y14.27%

RENAISSANCERE HOLDINGS LTD / RNR FAQ

What is the ChartMill fundamental rating of RENAISSANCERE HOLDINGS LTD (RNR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to RNR.


What is the valuation status for RNR stock?

ChartMill assigns a valuation rating of 6 / 10 to RENAISSANCERE HOLDINGS LTD (RNR). This can be considered as Fairly Valued.


What is the profitability of RNR stock?

RENAISSANCERE HOLDINGS LTD (RNR) has a profitability rating of 5 / 10.


What are the PE and PB ratios of RENAISSANCERE HOLDINGS LTD (RNR) stock?

The Price/Earnings (PE) ratio for RENAISSANCERE HOLDINGS LTD (RNR) is 7.56 and the Price/Book (PB) ratio is 1.2.


Can you provide the expected EPS growth for RNR stock?

The Earnings per Share (EPS) of RENAISSANCERE HOLDINGS LTD (RNR) is expected to decline by -7.03% in the next year.