RENAISSANCERE HOLDINGS LTD (RNR) Stock Fundamental Analysis

NYSE:RNR • BMG7496G1033

307.275 USD
+5.9 (+1.96%)
Last: Feb 17, 2026, 03:45 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to RNR. RNR was compared to 149 industry peers in the Insurance industry. RNR has an average financial health and profitability rating. RNR has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year RNR was profitable.
  • In the past year RNR had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: RNR reported negative net income in multiple years.
  • Of the past 5 years RNR 4 years had a positive operating cash flow.
RNR Yearly Net Income VS EBIT VS OCF VS FCFRNR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B 4B

1.2 Ratios

  • RNR's Return On Assets of 3.06% is fine compared to the rest of the industry. RNR outperforms 66.44% of its industry peers.
  • RNR has a Return On Equity of 14.51%. This is in the better half of the industry: RNR outperforms 69.13% of its industry peers.
  • RNR has a better Return On Invested Capital (4.30%) than 70.47% of its industry peers.
Industry RankSector Rank
ROA 3.06%
ROE 14.51%
ROIC 4.3%
ROA(3y)1.88%
ROA(5y)1.55%
ROE(3y)7.6%
ROE(5y)6.25%
ROIC(3y)N/A
ROIC(5y)N/A
RNR Yearly ROA, ROE, ROICRNR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20

1.3 Margins

  • With a decent Profit Margin value of 13.59%, RNR is doing good in the industry, outperforming 73.15% of the companies in the same industry.
  • RNR's Profit Margin has declined in the last couple of years.
  • RNR's Operating Margin of 24.04% is amongst the best of the industry. RNR outperforms 82.55% of its industry peers.
  • RNR's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 24.04%
PM (TTM) 13.59%
GM N/A
OM growth 3YN/A
OM growth 5Y3.17%
PM growth 3YN/A
PM growth 5Y-2%
GM growth 3YN/A
GM growth 5YN/A
RNR Yearly Profit, Operating, Gross MarginsRNR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RNR is destroying value.
  • RNR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
RNR Yearly Shares OutstandingRNR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
RNR Yearly Total Debt VS Total AssetsRNR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • RNR has an Altman-Z score of 0.84. This is a bad value and indicates that RNR is not financially healthy and even has some risk of bankruptcy.
  • RNR has a Altman-Z score of 0.84. This is in the better half of the industry: RNR outperforms 79.87% of its industry peers.
  • The Debt to FCF ratio of RNR is 0.56, which is an excellent value as it means it would take RNR, only 0.56 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of RNR (0.56) is better than 79.19% of its industry peers.
  • RNR has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.19, RNR is doing good in the industry, outperforming 69.80% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.56
Altman-Z 0.84
ROIC/WACC0.54
WACC8.03%
RNR Yearly LT Debt VS Equity VS FCFRNR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.18 indicates that RNR may have some problems paying its short term obligations.
  • RNR has a better Current ratio (0.18) than 68.46% of its industry peers.
  • A Quick Ratio of 0.18 indicates that RNR may have some problems paying its short term obligations.
  • RNR's Quick ratio of 0.18 is fine compared to the rest of the industry. RNR outperforms 68.46% of its industry peers.
Industry RankSector Rank
Current Ratio 0.18
Quick Ratio 0.18
RNR Yearly Current Assets VS Current LiabilitesRNR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The earnings per share for RNR have decreased by -7.28% in the last year.
  • RNR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 132.12% yearly.
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.64%

3.2 Future

  • Based on estimates for the next years, RNR will show a small growth in Earnings Per Share. The EPS will grow by 0.94% on average per year.
  • RNR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.70% yearly.
EPS Next Y-7.03%
EPS Next 2Y0.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.55%
Revenue Next 2Y1.7%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
RNR Yearly Revenue VS EstimatesRNR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B 8B 10B
RNR Yearly EPS VS EstimatesRNR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 10 20 30 40

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.73, the valuation of RNR can be described as very cheap.
  • Based on the Price/Earnings ratio, RNR is valued a bit cheaper than 74.50% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.19, RNR is valued rather cheaply.
  • RNR is valuated reasonably with a Price/Forward Earnings ratio of 8.31.
  • 69.80% of the companies in the same industry are more expensive than RNR, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 28.06. RNR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.73
Fwd PE 8.31
RNR Price Earnings VS Forward Price EarningsRNR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RNR indicates a somewhat cheap valuation: RNR is cheaper than 79.87% of the companies listed in the same industry.
  • RNR's Price/Free Cash Flow ratio is rather cheap when compared to the industry. RNR is cheaper than 81.88% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.39
EV/EBITDA 4.65
RNR Per share dataRNR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200 250

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y0.94%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • RNR has a yearly dividend return of 0.53%, which is pretty low.
  • RNR's Dividend Yield is slightly below the industry average, which is at 2.68.
  • With a Dividend Yield of 0.53, RNR pays less dividend than the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 0.53%

5.2 History

  • The dividend of RNR has a limited annual growth rate of 0.22%.
  • RNR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • RNR has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.22%
Div Incr Years26
Div Non Decr Years26
RNR Yearly Dividends per shareRNR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 6.75% of the earnings are spent on dividend by RNR. This is a low number and sustainable payout ratio.
  • The dividend of RNR is growing, but earnings are growing more, so the dividend growth is sustainable.
DP6.75%
EPS Next 2Y0.94%
EPS Next 3YN/A
RNR Yearly Income VS Free CF VS DividendRNR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B 4B
RNR Dividend Payout.RNR Dividend Payout, showing the Payout Ratio.RNR Dividend Payout.PayoutRetained Earnings

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RENAISSANCERE HOLDINGS LTD

NYSE:RNR (2/17/2026, 3:45:48 PM)

307.275

+5.9 (+1.96%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-21
Inst Owners98.51%
Inst Owner Change-0.42%
Ins Owners1.16%
Ins Owner Change-1.63%
Market Cap13.51B
Revenue(TTM)N/A
Net Income(TTM)1.67B
Analysts69.09
Price Target304.62 (-0.86%)
Short Float %2.65%
Short Ratio2.9
Dividend
Industry RankSector Rank
Dividend Yield 0.53%
Yearly Dividend2.26
Dividend Growth(5Y)0.22%
DP6.75%
Div Incr Years26
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)40.9%
Min EPS beat(2)23.67%
Max EPS beat(2)58.13%
EPS beat(4)3
Avg EPS beat(4)19.84%
Min EPS beat(4)-15.92%
Max EPS beat(4)58.13%
EPS beat(8)7
Avg EPS beat(8)24.46%
EPS beat(12)11
Avg EPS beat(12)22.41%
EPS beat(16)13
Avg EPS beat(16)14.54%
Revenue beat(2)0
Avg Revenue beat(2)-4.45%
Min Revenue beat(2)-7.47%
Max Revenue beat(2)-1.43%
Revenue beat(4)1
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-8.02%
Max Revenue beat(4)8.76%
Revenue beat(8)2
Avg Revenue beat(8)-2.26%
Revenue beat(12)3
Avg Revenue beat(12)-1.65%
Revenue beat(16)3
Avg Revenue beat(16)-7.23%
PT rev (1m)3.16%
PT rev (3m)6.02%
EPS NQ rev (1m)6.14%
EPS NQ rev (3m)22.17%
EPS NY rev (1m)3.6%
EPS NY rev (3m)17.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.73%
Valuation
Industry RankSector Rank
PE 7.73
Fwd PE 8.31
P/S 1.1
P/FCF 3.39
P/OCF 3.39
P/B 1.17
P/tB 1.24
EV/EBITDA 4.65
EPS(TTM)39.76
EY12.94%
EPS(NY)36.96
Fwd EY12.03%
FCF(TTM)90.74
FCFY29.53%
OCF(TTM)90.74
OCFY29.53%
SpS279.31
BVpS261.66
TBVpS246.84
PEG (NY)N/A
PEG (5Y)0.06
Graham Number483.82
Profitability
Industry RankSector Rank
ROA 3.06%
ROE 14.51%
ROCE 5.45%
ROIC 4.3%
ROICexc 4.44%
ROICexgc 5.06%
OM 24.04%
PM (TTM) 13.59%
GM N/A
FCFM 32.49%
ROA(3y)1.88%
ROA(5y)1.55%
ROE(3y)7.6%
ROE(5y)6.25%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y10.38%
ROICexc growth 3YN/A
ROICexc growth 5Y11.16%
OM growth 3YN/A
OM growth 5Y3.17%
PM growth 3YN/A
PM growth 5Y-2%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.56
Debt/EBITDA 0.75
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion 134.73%
Profit Quality 239.06%
Current Ratio 0.18
Quick Ratio 0.18
Altman-Z 0.84
F-Score5
WACC8.03%
ROIC/WACC0.54
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
EPS Next Y-7.03%
EPS Next 2Y0.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.64%
Revenue Next Year-1.55%
Revenue Next 2Y1.7%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-31.76%
EBIT growth 3YN/A
EBIT growth 5Y27.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y87.07%
FCF growth 3Y49.97%
FCF growth 5Y14.27%
OCF growth 1Y87.07%
OCF growth 3Y49.97%
OCF growth 5Y14.27%

RENAISSANCERE HOLDINGS LTD / RNR FAQ

What is the ChartMill fundamental rating of RENAISSANCERE HOLDINGS LTD (RNR) stock?

ChartMill assigns a fundamental rating of 4 / 10 to RNR.


What is the valuation status for RNR stock?

ChartMill assigns a valuation rating of 6 / 10 to RENAISSANCERE HOLDINGS LTD (RNR). This can be considered as Fairly Valued.


What is the profitability of RNR stock?

RENAISSANCERE HOLDINGS LTD (RNR) has a profitability rating of 5 / 10.


What are the PE and PB ratios of RENAISSANCERE HOLDINGS LTD (RNR) stock?

The Price/Earnings (PE) ratio for RENAISSANCERE HOLDINGS LTD (RNR) is 7.73 and the Price/Book (PB) ratio is 1.17.


Can you provide the expected EPS growth for RNR stock?

The Earnings per Share (EPS) of RENAISSANCERE HOLDINGS LTD (RNR) is expected to decline by -7.03% in the next year.