RENAISSANCERE HOLDINGS LTD (RNR) Fundamental Analysis & Valuation

NYSE:RNR • BMG7496G1033

Current stock price

310.61 USD
-0.38 (-0.12%)
At close:
310.61 USD
0 (0%)
After Hours:

This RNR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. RNR Profitability Analysis

1.1 Basic Checks

  • In the past year RNR was profitable.
  • In the past year RNR had a positive cash flow from operations.
  • In multiple years RNR reported negative net income over the last 5 years.
  • Each year in the past 5 years RNR had a positive operating cash flow.
RNR Yearly Net Income VS EBIT VS OCF VS FCFRNR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • RNR's Return On Assets of 4.84% is fine compared to the rest of the industry. RNR outperforms 75.51% of its industry peers.
  • Looking at the Return On Equity, with a value of 22.43%, RNR belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 5.39%, RNR is in the better half of the industry, outperforming 74.83% of the companies in the same industry.
  • RNR had an Average Return On Invested Capital over the past 3 years of 4.93%. This is below the industry average of 9.60%.
  • The last Return On Invested Capital (5.39%) for RNR is above the 3 year average (4.93%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.84%
ROE 22.43%
ROIC 5.39%
ROA(3y)4.49%
ROA(5y)2.05%
ROE(3y)21.95%
ROE(5y)8.82%
ROIC(3y)4.93%
ROIC(5y)N/A
RNR Yearly ROA, ROE, ROICRNR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • Looking at the Profit Margin, with a value of 21.10%, RNR belongs to the top of the industry, outperforming 83.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of RNR has grown nicely.
  • RNR has a Operating Margin of 29.45%. This is amongst the best in the industry. RNR outperforms 90.48% of its industry peers.
  • In the last couple of years the Operating Margin of RNR has grown nicely.
Industry RankSector Rank
OM 29.45%
PM (TTM) 21.1%
GM N/A
OM growth 3YN/A
OM growth 5Y8.52%
PM growth 3YN/A
PM growth 5Y8.42%
GM growth 3YN/A
GM growth 5YN/A
RNR Yearly Profit, Operating, Gross MarginsRNR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20

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5

2. RNR Health Analysis

2.1 Basic Checks

  • RNR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, RNR has less shares outstanding
  • The number of shares outstanding for RNR has been reduced compared to 5 years ago.
  • The debt/assets ratio for RNR is higher compared to a year ago.
RNR Yearly Shares OutstandingRNR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
RNR Yearly Total Debt VS Total AssetsRNR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • RNR has an Altman-Z score of 0.92. This is a bad value and indicates that RNR is not financially healthy and even has some risk of bankruptcy.
  • RNR's Altman-Z score of 0.92 is fine compared to the rest of the industry. RNR outperforms 77.55% of its industry peers.
  • The Debt to FCF ratio of RNR is 0.63, which is an excellent value as it means it would take RNR, only 0.63 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 0.63, RNR is doing good in the industry, outperforming 74.83% of the companies in the same industry.
  • A Debt/Equity ratio of 0.20 indicates that RNR is not too dependend on debt financing.
  • RNR's Debt to Equity ratio of 0.20 is fine compared to the rest of the industry. RNR outperforms 68.03% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.63
Altman-Z 0.92
ROIC/WACC0.65
WACC8.3%
RNR Yearly LT Debt VS Equity VS FCFRNR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.78 indicates that RNR may have some problems paying its short term obligations.
  • RNR's Current ratio of 0.78 is fine compared to the rest of the industry. RNR outperforms 76.87% of its industry peers.
  • A Quick Ratio of 0.78 indicates that RNR may have some problems paying its short term obligations.
  • RNR has a better Quick ratio (0.78) than 76.87% of its industry peers.
Industry RankSector Rank
Current Ratio 0.78
Quick Ratio 0.78
RNR Yearly Current Assets VS Current LiabilitesRNR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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3

3. RNR Growth Analysis

3.1 Past

  • The earnings per share for RNR have decreased by -7.28% in the last year.
  • RNR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 132.12% yearly.
  • The Revenue has been growing slightly by 3.75% in the past year.
  • RNR shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.20% yearly.
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
Revenue 1Y (TTM)3.75%
Revenue growth 3Y34.19%
Revenue growth 5Y19.2%
Sales Q2Q%-7.64%

3.2 Future

  • Based on estimates for the next years, RNR will show a small growth in Earnings Per Share. The EPS will grow by 5.24% on average per year.
  • The Revenue is expected to decrease by -0.40% on average over the next years.
EPS Next Y-3.63%
EPS Next 2Y2.78%
EPS Next 3Y5.24%
EPS Next 5YN/A
Revenue Next Year-1.25%
Revenue Next 2Y0.94%
Revenue Next 3Y-0.4%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
RNR Yearly Revenue VS EstimatesRNR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B 8B 10B
RNR Yearly EPS VS EstimatesRNR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 10 20 30 40

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6

4. RNR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.81, which indicates a rather cheap valuation of RNR.
  • RNR's Price/Earnings ratio is a bit cheaper when compared to the industry. RNR is cheaper than 69.39% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of RNR to the average of the S&P500 Index (26.91), we can say RNR is valued rather cheaply.
  • The Price/Forward Earnings ratio is 8.11, which indicates a very decent valuation of RNR.
  • 70.75% of the companies in the same industry are more expensive than RNR, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.99, RNR is valued rather cheaply.
Industry RankSector Rank
PE 7.81
Fwd PE 8.11
RNR Price Earnings VS Forward Price EarningsRNR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, RNR is valued a bit cheaper than the industry average as 76.19% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 3.63
EV/EBITDA N/A
RNR Per share dataRNR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200 250

4.3 Compensation for Growth

  • RNR has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y2.78%
EPS Next 3Y5.24%

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5

5. RNR Dividend Analysis

5.1 Amount

  • RNR has a yearly dividend return of 0.52%, which is pretty low.
  • Compared to an average industry Dividend Yield of 2.37, RNR is paying slightly less dividend.
  • With a Dividend Yield of 0.52, RNR pays less dividend than the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 0.52%

5.2 History

  • The dividend of RNR has a limited annual growth rate of 2.27%.
  • RNR has paid a dividend for at least 10 years, which is a reliable track record.
  • RNR has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.27%
Div Incr Years27
Div Non Decr Years27
RNR Yearly Dividends per shareRNR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • RNR pays out 4.23% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of RNR is growing, but earnings are growing more, so the dividend growth is sustainable.
DP4.23%
EPS Next 2Y2.78%
EPS Next 3Y5.24%
RNR Yearly Income VS Free CF VS DividendRNR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B
RNR Dividend Payout.RNR Dividend Payout, showing the Payout Ratio.RNR Dividend Payout.PayoutRetained Earnings

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RNR Fundamentals: All Metrics, Ratios and Statistics

RENAISSANCERE HOLDINGS LTD

NYSE:RNR (4/28/2026, 8:04:00 PM)

After market: 310.61 0 (0%)

310.61

-0.38 (-0.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)04-28
Earnings (Next)N/A
Inst Owners100.59%
Inst Owner Change0.19%
Ins Owners1.27%
Ins Owner Change1.98%
Market Cap13.40B
Revenue(TTM)12.34B
Net Income(TTM)2.60B
Analysts66.36
Price Target330.41 (6.37%)
Short Float %2.52%
Short Ratio3.21
Dividend
Industry RankSector Rank
Dividend Yield 0.52%
Yearly Dividend2.34
Dividend Growth(5Y)2.27%
DP4.23%
Div Incr Years27
Div Non Decr Years27
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)44.13%
Min EPS beat(2)30.12%
Max EPS beat(2)58.13%
EPS beat(4)3
Avg EPS beat(4)24%
Min EPS beat(4)-15.92%
Max EPS beat(4)58.13%
EPS beat(8)7
Avg EPS beat(8)22.97%
EPS beat(12)11
Avg EPS beat(12)23.81%
EPS beat(16)13
Avg EPS beat(16)16.25%
Revenue beat(2)0
Avg Revenue beat(2)-2.72%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)-1.43%
Revenue beat(4)0
Avg Revenue beat(4)-5.23%
Min Revenue beat(4)-8.02%
Max Revenue beat(4)-1.43%
Revenue beat(8)1
Avg Revenue beat(8)-4.34%
Revenue beat(12)2
Avg Revenue beat(12)-3.95%
Revenue beat(16)3
Avg Revenue beat(16)-7.41%
PT rev (1m)3.59%
PT rev (3m)9.49%
EPS NQ rev (1m)0.03%
EPS NQ rev (3m)7.54%
EPS NY rev (1m)0.68%
EPS NY rev (3m)4.24%
Revenue NQ rev (1m)-5.59%
Revenue NQ rev (3m)-4.2%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)0.3%
Valuation
Industry RankSector Rank
PE 7.81
Fwd PE 8.11
P/S 1.09
P/FCF 3.63
P/OCF 3.63
P/B 1.15
P/tB 1.22
EV/EBITDA N/A
EPS(TTM)39.76
EY12.8%
EPS(NY)38.31
Fwd EY12.34%
FCF(TTM)85.59
FCFY27.55%
OCF(TTM)85.59
OCFY27.55%
SpS286.03
BVpS269.03
TBVpS254.36
PEG (NY)N/A
PEG (5Y)0.06
Graham Number490.586 (57.94%)
Profitability
Industry RankSector Rank
ROA 4.84%
ROE 22.43%
ROCE 6.82%
ROIC 5.39%
ROICexc 5.57%
ROICexgc 6.32%
OM 29.45%
PM (TTM) 21.1%
GM N/A
FCFM 29.92%
ROA(3y)4.49%
ROA(5y)2.05%
ROE(3y)21.95%
ROE(5y)8.82%
ROIC(3y)4.93%
ROIC(5y)N/A
ROICexc(3y)5.11%
ROICexc(5y)N/A
ROICexgc(3y)5.92%
ROICexgc(5y)N/A
ROCE(3y)6.24%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y13.46%
ROICexc growth 3YN/A
ROICexc growth 5Y14.49%
OM growth 3YN/A
OM growth 5Y8.52%
PM growth 3YN/A
PM growth 5Y8.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.63
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 32.5
Cash Conversion N/A
Profit Quality 141.84%
Current Ratio 0.78
Quick Ratio 0.78
Altman-Z 0.92
F-Score7
WACC8.3%
ROIC/WACC0.65
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)149.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
EPS Next Y-3.63%
EPS Next 2Y2.78%
EPS Next 3Y5.24%
EPS Next 5YN/A
Revenue 1Y (TTM)3.75%
Revenue growth 3Y34.19%
Revenue growth 5Y19.2%
Sales Q2Q%-7.64%
Revenue Next Year-1.25%
Revenue Next 2Y0.94%
Revenue Next 3Y-0.4%
Revenue Next 5YN/A
EBIT growth 1Y-14.02%
EBIT growth 3YN/A
EBIT growth 5Y29.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-11.33%
FCF growth 3Y32.06%
FCF growth 5Y13.13%
OCF growth 1Y-11.33%
OCF growth 3Y32.06%
OCF growth 5Y13.13%

RENAISSANCERE HOLDINGS LTD / RNR Fundamental Analysis FAQ

What is the ChartMill fundamental rating of RENAISSANCERE HOLDINGS LTD (RNR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to RNR.


What is the valuation status for RNR stock?

ChartMill assigns a valuation rating of 6 / 10 to RENAISSANCERE HOLDINGS LTD (RNR). This can be considered as Fairly Valued.


Can you provide the profitability details for RENAISSANCERE HOLDINGS LTD?

RENAISSANCERE HOLDINGS LTD (RNR) has a profitability rating of 7 / 10.


What is the valuation of RENAISSANCERE HOLDINGS LTD based on its PE and PB ratios?

The Price/Earnings (PE) ratio for RENAISSANCERE HOLDINGS LTD (RNR) is 7.81 and the Price/Book (PB) ratio is 1.15.


Is the dividend of RENAISSANCERE HOLDINGS LTD sustainable?

The dividend rating of RENAISSANCERE HOLDINGS LTD (RNR) is 5 / 10 and the dividend payout ratio is 4.23%.