RENAISSANCERE HOLDINGS LTD (RNR) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:RNR • BMG7496G1033

285.95 USD
+1.45 (+0.51%)
At close: Feb 3, 2026
284.52 USD
-1.43 (-0.5%)
After Hours: 2/3/2026, 8:04:00 PM
Fundamental Rating

5

RNR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 147 industry peers in the Insurance industry. Both the profitability and the financial health of RNR get a neutral evaluation. Nothing too spectacular is happening here. RNR is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year RNR was profitable.
  • In the past year RNR had a positive cash flow from operations.
  • In multiple years RNR reported negative net income over the last 5 years.
  • In the past 5 years RNR always reported a positive cash flow from operatings.
RNR Yearly Net Income VS EBIT VS OCF VS FCFRNR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B 4B

1.2 Ratios

  • The Return On Assets of RNR (3.06%) is better than 65.31% of its industry peers.
  • RNR has a better Return On Equity (14.51%) than 68.03% of its industry peers.
  • With a decent Return On Invested Capital value of 4.30%, RNR is doing good in the industry, outperforming 71.43% of the companies in the same industry.
Industry RankSector Rank
ROA 3.06%
ROE 14.51%
ROIC 4.3%
ROA(3y)1.88%
ROA(5y)1.55%
ROE(3y)7.6%
ROE(5y)6.25%
ROIC(3y)N/A
ROIC(5y)N/A
RNR Yearly ROA, ROE, ROICRNR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20

1.3 Margins

  • Looking at the Profit Margin, with a value of 13.59%, RNR is in the better half of the industry, outperforming 72.11% of the companies in the same industry.
  • RNR's Profit Margin has declined in the last couple of years.
  • RNR has a better Operating Margin (24.04%) than 82.31% of its industry peers.
  • RNR's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 24.04%
PM (TTM) 13.59%
GM N/A
OM growth 3YN/A
OM growth 5Y3.17%
PM growth 3YN/A
PM growth 5Y-2%
GM growth 3YN/A
GM growth 5YN/A
RNR Yearly Profit, Operating, Gross MarginsRNR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20

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5

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RNR is destroying value.
  • RNR has less shares outstanding than it did 1 year ago.
  • RNR has more shares outstanding than it did 5 years ago.
  • RNR has a better debt/assets ratio than last year.
RNR Yearly Shares OutstandingRNR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
RNR Yearly Total Debt VS Total AssetsRNR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 0.84, we must say that RNR is in the distress zone and has some risk of bankruptcy.
  • With a decent Altman-Z score value of 0.84, RNR is doing good in the industry, outperforming 78.91% of the companies in the same industry.
  • The Debt to FCF ratio of RNR is 0.56, which is an excellent value as it means it would take RNR, only 0.56 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of RNR (0.56) is better than 79.59% of its industry peers.
  • A Debt/Equity ratio of 0.19 indicates that RNR is not too dependend on debt financing.
  • The Debt to Equity ratio of RNR (0.19) is better than 69.39% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.56
Altman-Z 0.84
ROIC/WACC0.52
WACC8.24%
RNR Yearly LT Debt VS Equity VS FCFRNR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.3 Liquidity

  • RNR has a Current Ratio of 0.18. This is a bad value and indicates that RNR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RNR has a better Current ratio (0.18) than 68.71% of its industry peers.
  • A Quick Ratio of 0.18 indicates that RNR may have some problems paying its short term obligations.
  • With a decent Quick ratio value of 0.18, RNR is doing good in the industry, outperforming 68.71% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.18
Quick Ratio 0.18
RNR Yearly Current Assets VS Current LiabilitesRNR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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4

3. Growth

3.1 Past

  • RNR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.99%.
  • RNR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 36.08% yearly.
  • Looking at the last year, RNR shows a small growth in Revenue. The Revenue has grown by 6.33% in the last year.
  • RNR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 23.24% yearly.
EPS 1Y (TTM)-25.99%
EPS 3Y208.53%
EPS 5Y36.08%
EPS Q2Q%52.69%
Revenue 1Y (TTM)6.33%
Revenue growth 3Y30.87%
Revenue growth 5Y23.24%
Sales Q2Q%-5.77%

3.2 Future

  • Based on estimates for the next years, RNR will show a decrease in Earnings Per Share. The EPS will decrease by -1.97% on average per year.
  • The Revenue is expected to grow by 0.41% on average over the next years.
EPS Next Y-15.89%
EPS Next 2Y-7.42%
EPS Next 3Y-1.97%
EPS Next 5YN/A
Revenue Next Year-2.13%
Revenue Next 2Y-1.84%
Revenue Next 3Y0.41%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
RNR Yearly Revenue VS EstimatesRNR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B 8B 10B
RNR Yearly EPS VS EstimatesRNR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 10 20 30 40

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6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 8.29, the valuation of RNR can be described as reasonable.
  • Based on the Price/Earnings ratio, RNR is valued a bit cheaper than 72.11% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 28.18, RNR is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 7.78, the valuation of RNR can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RNR indicates a somewhat cheap valuation: RNR is cheaper than 73.47% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 25.51. RNR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 8.29
Fwd PE 7.78
RNR Price Earnings VS Forward Price EarningsRNR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 78.23% of the companies in the same industry are more expensive than RNR, based on the Enterprise Value to EBITDA ratio.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of RNR indicates a rather cheap valuation: RNR is cheaper than 80.27% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 3.31
EV/EBITDA 4.61
RNR Per share dataRNR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200 250

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.23
EPS Next 2Y-7.42%
EPS Next 3Y-1.97%

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4

5. Dividend

5.1 Amount

  • RNR has a yearly dividend return of 0.57%, which is pretty low.
  • RNR's Dividend Yield is slightly below the industry average, which is at 2.19.
  • Compared to an average S&P500 Dividend Yield of 1.83, RNR's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.57%

5.2 History

  • The dividend of RNR has a limited annual growth rate of 0.22%.
  • RNR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • RNR has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.22%
Div Incr Years26
Div Non Decr Years26
RNR Yearly Dividends per shareRNR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 6.75% of the earnings are spent on dividend by RNR. This is a low number and sustainable payout ratio.
DP6.75%
EPS Next 2Y-7.42%
EPS Next 3Y-1.97%
RNR Yearly Income VS Free CF VS DividendRNR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B 4B
RNR Dividend Payout.RNR Dividend Payout, showing the Payout Ratio.RNR Dividend Payout.PayoutRetained Earnings

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RENAISSANCERE HOLDINGS LTD

NYSE:RNR (2/3/2026, 8:04:00 PM)

After market: 284.52 -1.43 (-0.5%)

285.95

+1.45 (+0.51%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-28
Earnings (Next)02-03
Inst Owners98.51%
Inst Owner Change0.49%
Ins Owners1.16%
Ins Owner Change-0.41%
Market Cap13.19B
Revenue(TTM)12.28B
Net Income(TTM)1.67B
Analysts69.09
Price Target301.77 (5.53%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.57%
Yearly Dividend2.26
Dividend Growth(5Y)0.22%
DP6.75%
Div Incr Years26
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)40.9%
Min EPS beat(2)23.67%
Max EPS beat(2)58.13%
EPS beat(4)3
Avg EPS beat(4)19.84%
Min EPS beat(4)-15.92%
Max EPS beat(4)58.13%
EPS beat(8)7
Avg EPS beat(8)24.46%
EPS beat(12)11
Avg EPS beat(12)22.41%
EPS beat(16)13
Avg EPS beat(16)14.54%
Revenue beat(2)0
Avg Revenue beat(2)-4.45%
Min Revenue beat(2)-7.47%
Max Revenue beat(2)-1.43%
Revenue beat(4)1
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-8.02%
Max Revenue beat(4)8.76%
Revenue beat(8)2
Avg Revenue beat(8)-2.26%
Revenue beat(12)3
Avg Revenue beat(12)-1.65%
Revenue beat(16)3
Avg Revenue beat(16)-7.23%
PT rev (1m)2.2%
PT rev (3m)5.03%
EPS NQ rev (1m)14.03%
EPS NQ rev (3m)24.28%
EPS NY rev (1m)2.74%
EPS NY rev (3m)27.96%
Revenue NQ rev (1m)-5.63%
Revenue NQ rev (3m)1.42%
Revenue NY rev (1m)-3.38%
Revenue NY rev (3m)-2.68%
Valuation
Industry RankSector Rank
PE 8.29
Fwd PE 7.78
P/S 1.07
P/FCF 3.31
P/OCF 3.31
P/B 1.15
P/tB 1.22
EV/EBITDA 4.61
EPS(TTM)34.48
EY12.06%
EPS(NY)36.75
Fwd EY12.85%
FCF(TTM)86.51
FCFY30.25%
OCF(TTM)86.51
OCFY30.25%
SpS266.29
BVpS249.45
TBVpS235.33
PEG (NY)N/A
PEG (5Y)0.23
Graham Number439.92
Profitability
Industry RankSector Rank
ROA 3.06%
ROE 14.51%
ROCE 5.45%
ROIC 4.3%
ROICexc 4.44%
ROICexgc 5.06%
OM 24.04%
PM (TTM) 13.59%
GM N/A
FCFM 32.49%
ROA(3y)1.88%
ROA(5y)1.55%
ROE(3y)7.6%
ROE(5y)6.25%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y10.38%
ROICexc growth 3YN/A
ROICexc growth 5Y11.16%
OM growth 3YN/A
OM growth 5Y3.17%
PM growth 3YN/A
PM growth 5Y-2%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.56
Debt/EBITDA 0.75
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion 134.73%
Profit Quality 239.06%
Current Ratio 0.18
Quick Ratio 0.18
Altman-Z 0.84
F-Score5
WACC8.24%
ROIC/WACC0.52
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.99%
EPS 3Y208.53%
EPS 5Y36.08%
EPS Q2Q%52.69%
EPS Next Y-15.89%
EPS Next 2Y-7.42%
EPS Next 3Y-1.97%
EPS Next 5YN/A
Revenue 1Y (TTM)6.33%
Revenue growth 3Y30.87%
Revenue growth 5Y23.24%
Sales Q2Q%-5.77%
Revenue Next Year-2.13%
Revenue Next 2Y-1.84%
Revenue Next 3Y0.41%
Revenue Next 5YN/A
EBIT growth 1Y-31.76%
EBIT growth 3YN/A
EBIT growth 5Y27.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y87.07%
FCF growth 3Y49.97%
FCF growth 5Y14.27%
OCF growth 1Y87.07%
OCF growth 3Y49.97%
OCF growth 5Y14.27%

RENAISSANCERE HOLDINGS LTD / RNR FAQ

What is the ChartMill fundamental rating of RENAISSANCERE HOLDINGS LTD (RNR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to RNR.


What is the valuation status for RNR stock?

ChartMill assigns a valuation rating of 6 / 10 to RENAISSANCERE HOLDINGS LTD (RNR). This can be considered as Fairly Valued.


What is the profitability of RNR stock?

RENAISSANCERE HOLDINGS LTD (RNR) has a profitability rating of 5 / 10.


What are the PE and PB ratios of RENAISSANCERE HOLDINGS LTD (RNR) stock?

The Price/Earnings (PE) ratio for RENAISSANCERE HOLDINGS LTD (RNR) is 8.29 and the Price/Book (PB) ratio is 1.15.


Can you provide the expected EPS growth for RNR stock?

The Earnings per Share (EPS) of RENAISSANCERE HOLDINGS LTD (RNR) is expected to decline by -15.89% in the next year.