RITHM CAPITAL CORP (RITM) Stock Fundamental Analysis

NYSE:RITM • US64828T2015

10.5433 USD
-0.04 (-0.35%)
Last: Feb 20, 2026, 02:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Overall RITM gets a fundamental rating of 5 out of 10. We evaluated RITM against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. RITM has an excellent profitability rating, but there are concerns on its financial health. RITM is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • RITM had positive earnings in the past year.
  • RITM had a negative operating cash flow in the past year.
  • In the past 5 years RITM has always been profitable.
  • In multiple years RITM reported negative operating cash flow during the last 5 years.
RITM Yearly Net Income VS EBIT VS OCF VS FCFRITM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

1.2 Ratios

  • RITM's Return On Assets of 1.65% is amongst the best of the industry. RITM outperforms 92.86% of its industry peers.
  • Looking at the Return On Equity, with a value of 9.15%, RITM belongs to the top of the industry, outperforming 95.71% of the companies in the same industry.
  • RITM's Return On Invested Capital of 2.27% is amongst the best of the industry. RITM outperforms 91.43% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for RITM is in line with the industry average of 1.26%.
  • The last Return On Invested Capital (2.27%) for RITM is above the 3 year average (1.78%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.65%
ROE 9.15%
ROIC 2.27%
ROA(3y)1.41%
ROA(5y)1.73%
ROE(3y)8.35%
ROE(5y)9.64%
ROIC(3y)1.78%
ROIC(5y)3.35%
RITM Yearly ROA, ROE, ROICRITM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • Looking at the Profit Margin, with a value of 15.21%, RITM is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
  • RITM's Profit Margin has declined in the last couple of years.
  • RITM has a Operating Margin of 23.92%. This is amongst the best in the industry. RITM outperforms 87.14% of its industry peers.
  • RITM's Operating Margin has declined in the last couple of years.
  • The Gross Margin of RITM (66.94%) is better than 90.00% of its industry peers.
  • RITM's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 23.92%
PM (TTM) 15.21%
GM 66.94%
OM growth 3Y-32.02%
OM growth 5YN/A
PM growth 3Y-4.56%
PM growth 5YN/A
GM growth 3Y-9.04%
GM growth 5Y4.48%
RITM Yearly Profit, Operating, Gross MarginsRITM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 -100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RITM is destroying value.
  • The number of shares outstanding for RITM has been increased compared to 1 year ago.
  • RITM has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for RITM has been reduced compared to a year ago.
RITM Yearly Shares OutstandingRITM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M
RITM Yearly Total Debt VS Total AssetsRITM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • RITM has an Altman-Z score of 0.09. This is a bad value and indicates that RITM is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.09, RITM is in the better half of the industry, outperforming 75.71% of the companies in the same industry.
  • A Debt/Equity ratio of 3.80 is on the high side and indicates that RITM has dependencies on debt financing.
  • With a decent Debt to Equity ratio value of 3.80, RITM is doing good in the industry, outperforming 64.29% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.8
Debt/FCF N/A
Altman-Z 0.09
ROIC/WACC0.38
WACC5.98%
RITM Yearly LT Debt VS Equity VS FCFRITM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

2.3 Liquidity

  • A Current Ratio of 0.22 indicates that RITM may have some problems paying its short term obligations.
  • RITM's Current ratio of 0.22 is in line compared to the rest of the industry. RITM outperforms 60.00% of its industry peers.
  • RITM has a Quick Ratio of 0.22. This is a bad value and indicates that RITM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RITM has a Quick ratio (0.22) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.22
Quick Ratio 0.22
RITM Yearly Current Assets VS Current LiabilitesRITM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.96% over the past year.
  • The Earnings Per Share has been growing by 10.04% on average over the past years. This is quite good.
  • RITM shows a decrease in Revenue. In the last year, the revenue decreased by -8.38%.
  • Measured over the past years, RITM shows a very strong growth in Revenue. The Revenue has been growing by 27.61% on average per year.
EPS 1Y (TTM)11.96%
EPS 3Y20.72%
EPS 5Y10.04%
EPS Q2Q%23.33%
Revenue 1Y (TTM)-8.38%
Revenue growth 3Y-8.96%
Revenue growth 5Y27.61%
Sales Q2Q%2.15%

3.2 Future

  • RITM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.32% yearly.
  • The Revenue is expected to grow by 55.15% on average over the next years. This is a very strong growth
EPS Next Y-0.23%
EPS Next 2Y1.43%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue Next Year8.22%
Revenue Next 2Y6.11%
Revenue Next 3Y55.15%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
RITM Yearly Revenue VS EstimatesRITM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
RITM Yearly EPS VS EstimatesRITM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

More info and screens

Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 4.51, which indicates a rather cheap valuation of RITM.
  • Based on the Price/Earnings ratio, RITM is valued cheaper than 97.14% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.09, RITM is valued rather cheaply.
  • The Price/Forward Earnings ratio is 4.52, which indicates a rather cheap valuation of RITM.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RITM indicates a rather cheap valuation: RITM is cheaper than 97.14% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.98, RITM is valued rather cheaply.
Industry RankSector Rank
PE 4.51
Fwd PE 4.52
RITM Price Earnings VS Forward Price EarningsRITM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
RITM Per share dataRITM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 15

4.3 Compensation for Growth

  • The decent profitability rating of RITM may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.45
EPS Next 2Y1.43%
EPS Next 3Y3.32%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 9.46%, RITM is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 10.30, RITM has a dividend in line with its industry peers.
  • RITM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 9.46%

5.2 History

  • The dividend of RITM decreases each year by -10.86%.
  • RITM has been paying a dividend for at least 10 years, so it has a reliable track record.
  • RITM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-10.86%
Div Incr Years0
Div Non Decr Years4
RITM Yearly Dividends per shareRITM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 81.40% of the earnings are spent on dividend by RITM. This is not a sustainable payout ratio.
DP81.4%
EPS Next 2Y1.43%
EPS Next 3Y3.32%
RITM Yearly Income VS Free CF VS DividendRITM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B
RITM Dividend Payout.RITM Dividend Payout, showing the Payout Ratio.RITM Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

RITHM CAPITAL CORP

NYSE:RITM (2/20/2026, 2:00:07 PM)

10.5433

-0.04 (-0.35%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-03
Earnings (Next)04-23
Inst Owners54.49%
Inst Owner ChangeN/A
Ins Owners0.39%
Ins Owner Change42.31%
Market Cap5.86B
Revenue(TTM)4.67B
Net Income(TTM)777.31M
Analysts86.25
Price Target14.73 (39.71%)
Short Float %1.72%
Short Ratio1.14
Dividend
Industry RankSector Rank
Dividend Yield 9.46%
Yearly Dividend1.17
Dividend Growth(5Y)-10.86%
DP81.4%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.24%
Min EPS beat(2)1.16%
Max EPS beat(2)1.32%
EPS beat(4)4
Avg EPS beat(4)11.13%
Min EPS beat(4)1.16%
Max EPS beat(4)32.68%
EPS beat(8)8
Avg EPS beat(8)17.27%
EPS beat(12)12
Avg EPS beat(12)22.56%
EPS beat(16)15
Avg EPS beat(16)17.49%
Revenue beat(2)1
Avg Revenue beat(2)-2.89%
Min Revenue beat(2)-9.01%
Max Revenue beat(2)3.22%
Revenue beat(4)2
Avg Revenue beat(4)-5.44%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)3.22%
Revenue beat(8)3
Avg Revenue beat(8)-1.79%
Revenue beat(12)6
Avg Revenue beat(12)33.44%
Revenue beat(16)10
Avg Revenue beat(16)162.25%
PT rev (1m)-0.43%
PT rev (3m)-0.43%
EPS NQ rev (1m)0.08%
EPS NQ rev (3m)-0.92%
EPS NY rev (1m)-0.49%
EPS NY rev (3m)2.7%
Revenue NQ rev (1m)0.68%
Revenue NQ rev (3m)2%
Revenue NY rev (1m)0.64%
Revenue NY rev (3m)2.39%
Valuation
Industry RankSector Rank
PE 4.51
Fwd PE 4.52
P/S 1.15
P/FCF N/A
P/OCF N/A
P/B 0.69
P/tB 0.73
EV/EBITDA N/A
EPS(TTM)2.34
EY22.19%
EPS(NY)2.33
Fwd EY22.14%
FCF(TTM)-5.84
FCFYN/A
OCF(TTM)-5.27
OCFYN/A
SpS9.19
BVpS15.29
TBVpS14.51
PEG (NY)N/A
PEG (5Y)0.45
Graham Number28.37
Profitability
Industry RankSector Rank
ROA 1.65%
ROE 9.15%
ROCE 3.29%
ROIC 2.27%
ROICexc 2.35%
ROICexgc 2.5%
OM 23.92%
PM (TTM) 15.21%
GM 66.94%
FCFM N/A
ROA(3y)1.41%
ROA(5y)1.73%
ROE(3y)8.35%
ROE(5y)9.64%
ROIC(3y)1.78%
ROIC(5y)3.35%
ROICexc(3y)1.85%
ROICexc(5y)3.49%
ROICexgc(3y)2.03%
ROICexgc(5y)3.71%
ROCE(3y)2.91%
ROCE(5y)6.33%
ROICexgc growth 3Y-45.05%
ROICexgc growth 5YN/A
ROICexc growth 3Y-47.08%
ROICexc growth 5YN/A
OM growth 3Y-32.02%
OM growth 5YN/A
PM growth 3Y-4.56%
PM growth 5YN/A
GM growth 3Y-9.04%
GM growth 5Y4.48%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 3.8
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 6.19%
Interest Coverage 0.72
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.22
Quick Ratio 0.22
Altman-Z 0.09
F-Score5
WACC5.98%
ROIC/WACC0.38
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.96%
EPS 3Y20.72%
EPS 5Y10.04%
EPS Q2Q%23.33%
EPS Next Y-0.23%
EPS Next 2Y1.43%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue 1Y (TTM)-8.38%
Revenue growth 3Y-8.96%
Revenue growth 5Y27.61%
Sales Q2Q%2.15%
Revenue Next Year8.22%
Revenue Next 2Y6.11%
Revenue Next 3Y55.15%
Revenue Next 5YN/A
EBIT growth 1Y1366.06%
EBIT growth 3Y-38.11%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-126.02%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-193.73%
OCF growth 3YN/A
OCF growth 5YN/A

RITHM CAPITAL CORP / RITM FAQ

What is the ChartMill fundamental rating of RITHM CAPITAL CORP (RITM) stock?

ChartMill assigns a fundamental rating of 5 / 10 to RITM.


What is the valuation status for RITM stock?

ChartMill assigns a valuation rating of 5 / 10 to RITHM CAPITAL CORP (RITM). This can be considered as Fairly Valued.


What is the profitability of RITM stock?

RITHM CAPITAL CORP (RITM) has a profitability rating of 7 / 10.


Can you provide the expected EPS growth for RITM stock?

The Earnings per Share (EPS) of RITHM CAPITAL CORP (RITM) is expected to decline by -0.23% in the next year.


How sustainable is the dividend of RITHM CAPITAL CORP (RITM) stock?

The dividend rating of RITHM CAPITAL CORP (RITM) is 5 / 10 and the dividend payout ratio is 81.4%.