RITHM CAPITAL CORP (RITM) Fundamental Analysis & Valuation

NYSE:RITM • US64828T2015

Current stock price

9.14 USD
-0.17 (-1.83%)
At close:
9.18 USD
+0.04 (+0.44%)
After Hours:

This RITM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. RITM Profitability Analysis

1.1 Basic Checks

  • RITM had positive earnings in the past year.
  • RITM had a negative operating cash flow in the past year.
  • Each year in the past 5 years RITM has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: RITM reported negative operating cash flow in multiple years.
RITM Yearly Net Income VS EBIT VS OCF VS FCFRITM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

1.2 Ratios

  • RITM has a Return On Assets of 1.07%. This is in the better half of the industry: RITM outperforms 70.59% of its industry peers.
  • The Return On Equity of RITM (6.73%) is better than 63.24% of its industry peers.
  • The Return On Invested Capital of RITM (1.11%) is better than 70.59% of its industry peers.
  • RITM had an Average Return On Invested Capital over the past 3 years of 1.76%. This is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 1.07%
ROE 6.73%
ROIC 1.11%
ROA(3y)1.41%
ROA(5y)1.73%
ROE(3y)8.35%
ROE(5y)9.64%
ROIC(3y)1.76%
ROIC(5y)3.33%
RITM Yearly ROA, ROE, ROICRITM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • With a Profit Margin value of 12.15%, RITM perfoms like the industry average, outperforming 48.53% of the companies in the same industry.
  • In the last couple of years the Profit Margin of RITM has declined.
  • Looking at the Operating Margin, with a value of 14.46%, RITM is in line with its industry, outperforming 50.00% of the companies in the same industry.
  • RITM's Operating Margin has declined in the last couple of years.
  • With an excellent Gross Margin value of 64.39%, RITM belongs to the best of the industry, outperforming 91.18% of the companies in the same industry.
  • RITM's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 14.46%
PM (TTM) 12.15%
GM 64.39%
OM growth 3Y-32.62%
OM growth 5YN/A
PM growth 3Y-4.39%
PM growth 5YN/A
GM growth 3Y-9.12%
GM growth 5Y4.42%
RITM Yearly Profit, Operating, Gross MarginsRITM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 -100

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2

2. RITM Health Analysis

2.1 Basic Checks

  • RITM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, RITM has more shares outstanding
  • Compared to 5 years ago, RITM has more shares outstanding
  • RITM has a better debt/assets ratio than last year.
RITM Yearly Shares OutstandingRITM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M
RITM Yearly Total Debt VS Total AssetsRITM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of -0.10, we must say that RITM is in the distress zone and has some risk of bankruptcy.
  • RITM has a Altman-Z score of -0.10. This is comparable to the rest of the industry: RITM outperforms 57.35% of its industry peers.
  • RITM has a Debt/Equity ratio of 4.20. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 4.20, RITM is in the better half of the industry, outperforming 63.24% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 4.2
Debt/FCF N/A
Altman-Z -0.1
ROIC/WACC0.19
WACC5.75%
RITM Yearly LT Debt VS Equity VS FCFRITM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

2.3 Liquidity

  • A Current Ratio of 0.17 indicates that RITM may have some problems paying its short term obligations.
  • RITM's Current ratio of 0.17 is fine compared to the rest of the industry. RITM outperforms 60.29% of its industry peers.
  • A Quick Ratio of 0.17 indicates that RITM may have some problems paying its short term obligations.
  • RITM has a better Quick ratio (0.17) than 60.29% of its industry peers.
Industry RankSector Rank
Current Ratio 0.17
Quick Ratio 0.17
RITM Yearly Current Assets VS Current LiabilitesRITM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. RITM Growth Analysis

3.1 Past

  • RITM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.96%, which is quite good.
  • The Earnings Per Share has been growing by 10.04% on average over the past years. This is quite good.
  • RITM shows a decrease in Revenue. In the last year, the revenue decreased by -8.49%.
  • RITM shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.47% yearly.
EPS 1Y (TTM)11.96%
EPS 3Y20.72%
EPS 5Y10.04%
EPS Q2Q%23.33%
Revenue 1Y (TTM)-8.49%
Revenue growth 3Y-9.12%
Revenue growth 5Y27.47%
Sales Q2Q%2.15%

3.2 Future

  • Based on estimates for the next years, RITM will show a small growth in Earnings Per Share. The EPS will grow by 3.25% on average per year.
  • Based on estimates for the next years, RITM will show a quite strong growth in Revenue. The Revenue will grow by 12.25% on average per year.
EPS Next Y-0.83%
EPS Next 2Y0.45%
EPS Next 3Y3.25%
EPS Next 5YN/A
Revenue Next Year43.12%
Revenue Next 2Y22.89%
Revenue Next 3Y12.25%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
RITM Yearly Revenue VS EstimatesRITM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
RITM Yearly EPS VS EstimatesRITM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

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5

4. RITM Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 3.91, the valuation of RITM can be described as very cheap.
  • RITM's Price/Earnings ratio is rather cheap when compared to the industry. RITM is cheaper than 98.53% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 24.88. RITM is valued rather cheaply when compared to this.
  • RITM is valuated cheaply with a Price/Forward Earnings ratio of 3.94.
  • Based on the Price/Forward Earnings ratio, RITM is valued cheaper than 98.53% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.19. RITM is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 3.91
Fwd PE 3.94
RITM Price Earnings VS Forward Price EarningsRITM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
RITM Per share dataRITM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.39
EPS Next 2Y0.45%
EPS Next 3Y3.25%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. RITM Dividend Analysis

5.1 Amount

  • RITM has a Yearly Dividend Yield of 11.07%, which is a nice return.
  • RITM's Dividend Yield is slightly below the industry average, which is at 11.97.
  • RITM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.90.
Industry RankSector Rank
Dividend Yield 11.07%

5.2 History

  • The dividend of RITM has a limited annual growth rate of 5.29%.
  • RITM has paid a dividend for at least 10 years, which is a reliable track record.
  • RITM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.29%
Div Incr Years0
Div Non Decr Years4
RITM Yearly Dividends per shareRITM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 113.40% of the earnings are spent on dividend by RITM. This is not a sustainable payout ratio.
  • The dividend of RITM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP113.4%
EPS Next 2Y0.45%
EPS Next 3Y3.25%
RITM Yearly Income VS Free CF VS DividendRITM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B
RITM Dividend Payout.RITM Dividend Payout, showing the Payout Ratio.RITM Dividend Payout.PayoutRetained Earnings

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RITM Fundamentals: All Metrics, Ratios and Statistics

RITHM CAPITAL CORP

NYSE:RITM (3/27/2026, 8:04:00 PM)

After market: 9.18 +0.04 (+0.44%)

9.14

-0.17 (-1.83%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-03
Earnings (Next)04-23
Inst Owners54%
Inst Owner ChangeN/A
Ins Owners0.49%
Ins Owner Change21.83%
Market Cap5.08B
Revenue(TTM)4.67B
Net Income(TTM)567.20M
Analysts86.25
Price Target14.54 (59.08%)
Short Float %2.47%
Short Ratio1.35
Dividend
Industry RankSector Rank
Dividend Yield 11.07%
Yearly Dividend1.19
Dividend Growth(5Y)5.29%
DP113.4%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.43%
Min EPS beat(2)1.16%
Max EPS beat(2)25.7%
EPS beat(4)4
Avg EPS beat(4)9.38%
Min EPS beat(4)1.16%
Max EPS beat(4)25.7%
EPS beat(8)8
Avg EPS beat(8)16.45%
EPS beat(12)12
Avg EPS beat(12)24.04%
EPS beat(16)16
Avg EPS beat(16)19.24%
Revenue beat(2)1
Avg Revenue beat(2)-4.05%
Min Revenue beat(2)-9.01%
Max Revenue beat(2)0.91%
Revenue beat(4)2
Avg Revenue beat(4)-5.24%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)3.22%
Revenue beat(8)4
Avg Revenue beat(8)-1.64%
Revenue beat(12)6
Avg Revenue beat(12)0.19%
Revenue beat(16)10
Avg Revenue beat(16)138.68%
PT rev (1m)-1.3%
PT rev (3m)-2.21%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.99%
EPS NY rev (1m)-0.6%
EPS NY rev (3m)0.33%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)29.43%
Revenue NY rev (1m)0%
Revenue NY rev (3m)31.92%
Valuation
Industry RankSector Rank
PE 3.91
Fwd PE 3.94
P/S 1.09
P/FCF N/A
P/OCF N/A
P/B 0.6
P/tB 0.66
EV/EBITDA N/A
EPS(TTM)2.34
EY25.6%
EPS(NY)2.32
Fwd EY25.39%
FCF(TTM)-3.05
FCFYN/A
OCF(TTM)-2.32
OCFYN/A
SpS8.4
BVpS15.17
TBVpS13.93
PEG (NY)N/A
PEG (5Y)0.39
Graham Number28.26
Profitability
Industry RankSector Rank
ROA 1.07%
ROE 6.73%
ROCE 1.82%
ROIC 1.11%
ROICexc 1.15%
ROICexgc 1.22%
OM 14.46%
PM (TTM) 12.15%
GM 64.39%
FCFM N/A
ROA(3y)1.41%
ROA(5y)1.73%
ROE(3y)8.35%
ROE(5y)9.64%
ROIC(3y)1.76%
ROIC(5y)3.33%
ROICexc(3y)1.82%
ROICexc(5y)3.47%
ROICexgc(3y)1.95%
ROICexgc(5y)3.66%
ROCE(3y)2.86%
ROCE(5y)6.3%
ROICexgc growth 3Y-47.87%
ROICexgc growth 5YN/A
ROICexc growth 3Y-48.14%
ROICexc growth 5YN/A
OM growth 3Y-32.62%
OM growth 5YN/A
PM growth 3Y-4.39%
PM growth 5YN/A
GM growth 3Y-9.12%
GM growth 5Y4.42%
F-Score4
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 4.2
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 8.62%
Interest Coverage 0.38
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.17
Quick Ratio 0.17
Altman-Z -0.1
F-Score4
WACC5.75%
ROIC/WACC0.19
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)6.77%
Cap/Sales(5y)8.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.96%
EPS 3Y20.72%
EPS 5Y10.04%
EPS Q2Q%23.33%
EPS Next Y-0.83%
EPS Next 2Y0.45%
EPS Next 3Y3.25%
EPS Next 5YN/A
Revenue 1Y (TTM)-8.49%
Revenue growth 3Y-9.12%
Revenue growth 5Y27.47%
Sales Q2Q%2.15%
Revenue Next Year43.12%
Revenue Next 2Y22.89%
Revenue Next 3Y12.25%
Revenue Next 5YN/A
EBIT growth 1Y-46.53%
EBIT growth 3Y-38.77%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y35.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y40.87%
OCF growth 3YN/A
OCF growth 5YN/A

RITHM CAPITAL CORP / RITM Fundamental Analysis FAQ

What is the ChartMill fundamental rating of RITHM CAPITAL CORP (RITM) stock?

ChartMill assigns a fundamental rating of 4 / 10 to RITM.


What is the valuation status for RITM stock?

ChartMill assigns a valuation rating of 5 / 10 to RITHM CAPITAL CORP (RITM). This can be considered as Fairly Valued.


What is the profitability of RITM stock?

RITHM CAPITAL CORP (RITM) has a profitability rating of 5 / 10.


Can you provide the expected EPS growth for RITM stock?

The Earnings per Share (EPS) of RITHM CAPITAL CORP (RITM) is expected to decline by -0.83% in the next year.


How sustainable is the dividend of RITHM CAPITAL CORP (RITM) stock?

The dividend rating of RITHM CAPITAL CORP (RITM) is 5 / 10 and the dividend payout ratio is 113.4%.