RITHM CAPITAL CORP (RITM) Stock Fundamental Analysis

NYSE:RITM • US64828T2015

10.57 USD
0 (0%)
At close: Feb 13, 2026
10.63 USD
+0.06 (+0.57%)
After Hours: 2/13/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, RITM scores 5 out of 10 in our fundamental rating. RITM was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While RITM belongs to the best of the industry regarding profitability, there are concerns on its financial health. RITM is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year RITM was profitable.
  • In the past year RITM has reported a negative cash flow from operations.
  • In the past 5 years RITM has always been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: RITM reported negative operating cash flow in multiple years.
RITM Yearly Net Income VS EBIT VS OCF VS FCFRITM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

1.2 Ratios

  • With an excellent Return On Assets value of 1.65%, RITM belongs to the best of the industry, outperforming 92.86% of the companies in the same industry.
  • The Return On Equity of RITM (9.15%) is better than 95.71% of its industry peers.
  • RITM's Return On Invested Capital of 2.27% is amongst the best of the industry. RITM outperforms 91.43% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for RITM is in line with the industry average of 1.26%.
  • The 3 year average ROIC (1.78%) for RITM is below the current ROIC(2.27%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.65%
ROE 9.15%
ROIC 2.27%
ROA(3y)1.41%
ROA(5y)1.73%
ROE(3y)8.35%
ROE(5y)9.64%
ROIC(3y)1.78%
ROIC(5y)3.35%
RITM Yearly ROA, ROE, ROICRITM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • RITM has a Profit Margin of 15.21%. This is in the better half of the industry: RITM outperforms 70.00% of its industry peers.
  • RITM's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 23.92%, RITM belongs to the top of the industry, outperforming 87.14% of the companies in the same industry.
  • In the last couple of years the Operating Margin of RITM has declined.
  • RITM has a Gross Margin of 66.94%. This is amongst the best in the industry. RITM outperforms 90.00% of its industry peers.
  • RITM's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 23.92%
PM (TTM) 15.21%
GM 66.94%
OM growth 3Y-32.02%
OM growth 5YN/A
PM growth 3Y-4.56%
PM growth 5YN/A
GM growth 3Y-9.04%
GM growth 5Y4.48%
RITM Yearly Profit, Operating, Gross MarginsRITM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 -100

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • RITM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • RITM has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, RITM has more shares outstanding
  • RITM has a better debt/assets ratio than last year.
RITM Yearly Shares OutstandingRITM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M
RITM Yearly Total Debt VS Total AssetsRITM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 0.09, we must say that RITM is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of RITM (0.09) is better than 75.71% of its industry peers.
  • A Debt/Equity ratio of 3.80 is on the high side and indicates that RITM has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 3.80, RITM is in the better half of the industry, outperforming 62.86% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.8
Debt/FCF N/A
Altman-Z 0.09
ROIC/WACC0.37
WACC6.05%
RITM Yearly LT Debt VS Equity VS FCFRITM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

2.3 Liquidity

  • RITM has a Current Ratio of 0.22. This is a bad value and indicates that RITM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RITM has a Current ratio (0.22) which is comparable to the rest of the industry.
  • A Quick Ratio of 0.22 indicates that RITM may have some problems paying its short term obligations.
  • RITM has a Quick ratio (0.22) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.22
Quick Ratio 0.22
RITM Yearly Current Assets VS Current LiabilitesRITM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.96% over the past year.
  • RITM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.04% yearly.
  • RITM shows a decrease in Revenue. In the last year, the revenue decreased by -8.38%.
  • RITM shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.61% yearly.
EPS 1Y (TTM)11.96%
EPS 3Y20.72%
EPS 5Y10.04%
EPS Q2Q%23.33%
Revenue 1Y (TTM)-8.38%
Revenue growth 3Y-8.96%
Revenue growth 5Y27.61%
Sales Q2Q%2.15%

3.2 Future

  • RITM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.32% yearly.
  • The Revenue is expected to grow by 55.15% on average over the next years. This is a very strong growth
EPS Next Y-0.23%
EPS Next 2Y1.43%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue Next Year8.22%
Revenue Next 2Y6.11%
Revenue Next 3Y55.15%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
RITM Yearly Revenue VS EstimatesRITM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
RITM Yearly EPS VS EstimatesRITM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • RITM is valuated cheaply with a Price/Earnings ratio of 4.52.
  • 97.14% of the companies in the same industry are more expensive than RITM, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.68. RITM is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 4.53, which indicates a rather cheap valuation of RITM.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RITM indicates a rather cheap valuation: RITM is cheaper than 97.14% of the companies listed in the same industry.
  • RITM is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 4.52
Fwd PE 4.53
RITM Price Earnings VS Forward Price EarningsRITM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
RITM Per share dataRITM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 15

4.3 Compensation for Growth

  • RITM has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.45
EPS Next 2Y1.43%
EPS Next 3Y3.32%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 9.46%, RITM is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 10.55, RITM has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.84, RITM pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.46%

5.2 History

  • The dividend of RITM decreases each year by -10.86%.
  • RITM has been paying a dividend for at least 10 years, so it has a reliable track record.
  • RITM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-10.86%
Div Incr Years0
Div Non Decr Years4
RITM Yearly Dividends per shareRITM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 81.40% of the earnings are spent on dividend by RITM. This is not a sustainable payout ratio.
DP81.4%
EPS Next 2Y1.43%
EPS Next 3Y3.32%
RITM Yearly Income VS Free CF VS DividendRITM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B
RITM Dividend Payout.RITM Dividend Payout, showing the Payout Ratio.RITM Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

RITHM CAPITAL CORP

NYSE:RITM (2/13/2026, 8:04:00 PM)

After market: 10.63 +0.06 (+0.57%)

10.57

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-03
Earnings (Next)04-23
Inst Owners54.49%
Inst Owner ChangeN/A
Ins Owners0.39%
Ins Owner Change42.31%
Market Cap5.88B
Revenue(TTM)4.67B
Net Income(TTM)777.31M
Analysts86.25
Price Target14.73 (39.36%)
Short Float %1.5%
Short Ratio1.11
Dividend
Industry RankSector Rank
Dividend Yield 9.46%
Yearly Dividend1.17
Dividend Growth(5Y)-10.86%
DP81.4%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.24%
Min EPS beat(2)1.16%
Max EPS beat(2)1.32%
EPS beat(4)4
Avg EPS beat(4)11.13%
Min EPS beat(4)1.16%
Max EPS beat(4)32.68%
EPS beat(8)8
Avg EPS beat(8)17.27%
EPS beat(12)12
Avg EPS beat(12)22.56%
EPS beat(16)15
Avg EPS beat(16)17.49%
Revenue beat(2)1
Avg Revenue beat(2)-2.89%
Min Revenue beat(2)-9.01%
Max Revenue beat(2)3.22%
Revenue beat(4)2
Avg Revenue beat(4)-5.44%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)3.22%
Revenue beat(8)3
Avg Revenue beat(8)-1.79%
Revenue beat(12)6
Avg Revenue beat(12)33.44%
Revenue beat(16)10
Avg Revenue beat(16)162.25%
PT rev (1m)-0.43%
PT rev (3m)-0.43%
EPS NQ rev (1m)0.08%
EPS NQ rev (3m)-0.92%
EPS NY rev (1m)-0.49%
EPS NY rev (3m)2.7%
Revenue NQ rev (1m)0.68%
Revenue NQ rev (3m)2%
Revenue NY rev (1m)0.64%
Revenue NY rev (3m)2.39%
Valuation
Industry RankSector Rank
PE 4.52
Fwd PE 4.53
P/S 1.15
P/FCF N/A
P/OCF N/A
P/B 0.69
P/tB 0.73
EV/EBITDA N/A
EPS(TTM)2.34
EY22.14%
EPS(NY)2.33
Fwd EY22.09%
FCF(TTM)-5.84
FCFYN/A
OCF(TTM)-5.27
OCFYN/A
SpS9.19
BVpS15.29
TBVpS14.51
PEG (NY)N/A
PEG (5Y)0.45
Graham Number28.37
Profitability
Industry RankSector Rank
ROA 1.65%
ROE 9.15%
ROCE 3.29%
ROIC 2.27%
ROICexc 2.35%
ROICexgc 2.5%
OM 23.92%
PM (TTM) 15.21%
GM 66.94%
FCFM N/A
ROA(3y)1.41%
ROA(5y)1.73%
ROE(3y)8.35%
ROE(5y)9.64%
ROIC(3y)1.78%
ROIC(5y)3.35%
ROICexc(3y)1.85%
ROICexc(5y)3.49%
ROICexgc(3y)2.03%
ROICexgc(5y)3.71%
ROCE(3y)2.91%
ROCE(5y)6.33%
ROICexgc growth 3Y-45.05%
ROICexgc growth 5YN/A
ROICexc growth 3Y-47.08%
ROICexc growth 5YN/A
OM growth 3Y-32.02%
OM growth 5YN/A
PM growth 3Y-4.56%
PM growth 5YN/A
GM growth 3Y-9.04%
GM growth 5Y4.48%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 3.8
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 6.19%
Interest Coverage 0.72
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.22
Quick Ratio 0.22
Altman-Z 0.09
F-Score5
WACC6.05%
ROIC/WACC0.37
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.96%
EPS 3Y20.72%
EPS 5Y10.04%
EPS Q2Q%23.33%
EPS Next Y-0.23%
EPS Next 2Y1.43%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue 1Y (TTM)-8.38%
Revenue growth 3Y-8.96%
Revenue growth 5Y27.61%
Sales Q2Q%2.15%
Revenue Next Year8.22%
Revenue Next 2Y6.11%
Revenue Next 3Y55.15%
Revenue Next 5YN/A
EBIT growth 1Y1366.06%
EBIT growth 3Y-38.11%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-126.02%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-193.73%
OCF growth 3YN/A
OCF growth 5YN/A

RITHM CAPITAL CORP / RITM FAQ

What is the ChartMill fundamental rating of RITHM CAPITAL CORP (RITM) stock?

ChartMill assigns a fundamental rating of 5 / 10 to RITM.


What is the valuation status for RITM stock?

ChartMill assigns a valuation rating of 5 / 10 to RITHM CAPITAL CORP (RITM). This can be considered as Fairly Valued.


What is the profitability of RITM stock?

RITHM CAPITAL CORP (RITM) has a profitability rating of 7 / 10.


Can you provide the expected EPS growth for RITM stock?

The Earnings per Share (EPS) of RITHM CAPITAL CORP (RITM) is expected to decline by -0.23% in the next year.


How sustainable is the dividend of RITHM CAPITAL CORP (RITM) stock?

The dividend rating of RITHM CAPITAL CORP (RITM) is 5 / 10 and the dividend payout ratio is 81.4%.