EURAZEO SE (RF.PA) Stock Fundamental Analysis

EPA:RF • FR0000121121

49.32 EUR
-0.18 (-0.36%)
Last: Feb 13, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

Overall RF gets a fundamental rating of 3 out of 10. We evaluated RF against 59 industry peers in the Financial Services industry. RF may be in some trouble as it scores bad on both profitability and health. RF is valued correctly, but it does not seem to be growing. Finally RF also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • RF had negative earnings in the past year.
  • In the past year RF had a positive cash flow from operations.
  • In multiple years RF reported negative net income over the last 5 years.
  • RF had a positive operating cash flow in 4 of the past 5 years.
RF.PA Yearly Net Income VS EBIT VS OCF VS FCFRF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

1.2 Ratios

  • RF has a worse Return On Assets (-7.09%) than 84.75% of its industry peers.
  • The Return On Equity of RF (-9.56%) is worse than 81.36% of its industry peers.
  • RF's Return On Invested Capital of 0.57% is on the low side compared to the rest of the industry. RF is outperformed by 67.80% of its industry peers.
  • RF had an Average Return On Invested Capital over the past 3 years of 0.53%. This is significantly below the industry average of 9.72%.
  • The last Return On Invested Capital (0.57%) for RF is above the 3 year average (0.53%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -7.09%
ROE -9.56%
ROIC 0.57%
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
RF.PA Yearly ROA, ROE, ROICRF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

  • With a Operating Margin value of 14.05%, RF perfoms like the industry average, outperforming 49.15% of the companies in the same industry.
  • In the last couple of years the Operating Margin of RF has grown nicely.
  • Looking at the Gross Margin, with a value of 75.72%, RF is in the better half of the industry, outperforming 76.27% of the companies in the same industry.
  • RF's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 14.05%
PM (TTM) N/A
GM 75.72%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
RF.PA Yearly Profit, Operating, Gross MarginsRF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 400

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3

2. Health

2.1 Basic Checks

  • RF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for RF has been reduced compared to 1 year ago.
  • RF has less shares outstanding than it did 5 years ago.
  • RF has a worse debt/assets ratio than last year.
RF.PA Yearly Shares OutstandingRF.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
RF.PA Yearly Total Debt VS Total AssetsRF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • An Altman-Z score of 1.89 indicates that RF is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • RF's Altman-Z score of 1.89 is fine compared to the rest of the industry. RF outperforms 66.10% of its industry peers.
  • RF has a debt to FCF ratio of 13.82. This is a negative value and a sign of low solvency as RF would need 13.82 years to pay back of all of its debts.
  • RF has a Debt to FCF ratio (13.82) which is in line with its industry peers.
  • RF has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
  • RF has a Debt to Equity ratio of 0.04. This is amongst the best in the industry. RF outperforms 84.75% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 13.82
Altman-Z 1.89
ROIC/WACC0.08
WACC7.54%
RF.PA Yearly LT Debt VS Equity VS FCFRF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B

2.3 Liquidity

  • A Current Ratio of 0.28 indicates that RF may have some problems paying its short term obligations.
  • RF has a worse Current ratio (0.28) than 81.36% of its industry peers.
  • RF has a Quick Ratio of 0.28. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RF has a Quick ratio of 0.28. This is amonst the worse of the industry: RF underperforms 81.36% of its industry peers.
Industry RankSector Rank
Current Ratio 0.28
Quick Ratio 0.28
RF.PA Yearly Current Assets VS Current LiabilitesRF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • RF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -755.99%.
  • The Revenue has grown by 12.21% in the past year. This is quite good.
  • RF shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -39.38% yearly.
EPS 1Y (TTM)-755.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-206.03%
Revenue 1Y (TTM)12.21%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%7.23%

3.2 Future

  • The Earnings Per Share is expected to grow by 203.94% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 6.50% on average over the next years.
EPS Next Y542.37%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
EPS Next 5YN/A
Revenue Next Year7.6%
Revenue Next 2Y6.18%
Revenue Next 3Y6.5%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RF.PA Yearly Revenue VS EstimatesRF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B 5B
RF.PA Yearly EPS VS EstimatesRF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 5 10 15

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for RF. In the last year negative earnings were reported.
  • A Price/Forward Earnings ratio of 4.24 indicates a rather cheap valuation of RF.
  • RF's Price/Forward Earnings ratio is rather cheap when compared to the industry. RF is cheaper than 93.22% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.96. RF is valued rather cheaply when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 4.24
RF.PA Price Earnings VS Forward Price EarningsRF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RF indicates a slightly more expensive valuation: RF is more expensive than 64.41% of the companies listed in the same industry.
  • RF's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. RF is more expensive than 62.71% of the companies in the same industry.
Industry RankSector Rank
P/FCF 30.07
EV/EBITDA 58.44
RF.PA Per share dataRF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

  • RF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as RF's earnings are expected to grow with 203.94% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y364.46%
EPS Next 3Y203.94%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • RF has a Yearly Dividend Yield of 5.39%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.15, RF pays a better dividend. On top of this RF pays more dividend than 88.14% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.79, RF pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.39%

5.2 History

  • The dividend of RF is nicely growing with an annual growth rate of 15.31%!
Dividend Growth(5Y)15.31%
Div Incr Years4
Div Non Decr Years6
RF.PA Yearly Dividends per shareRF.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • RF has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • The dividend of RF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-29.76%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
RF.PA Yearly Income VS Free CF VS DividendRF.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

More info and screens

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EURAZEO SE

EPA:RF (2/13/2026, 7:00:00 PM)

49.32

-0.18 (-0.36%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06
Earnings (Next)03-05
Inst Owners14.44%
Inst Owner ChangeN/A
Ins Owners0.43%
Ins Owner ChangeN/A
Market Cap3.55B
Revenue(TTM)396.37M
Net Income(TTM)-633.68M
Analysts80
Price Target75.63 (53.35%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.39%
Yearly Dividend2.45
Dividend Growth(5Y)15.31%
DP-29.76%
Div Incr Years4
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.89%
PT rev (3m)-8.47%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.11%
EPS NY rev (3m)-3.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.38%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 4.24
P/S 8.95
P/FCF 30.07
P/OCF 29.29
P/B 0.54
P/tB 0.56
EV/EBITDA 58.44
EPS(TTM)-8.95
EYN/A
EPS(NY)11.64
Fwd EY23.61%
FCF(TTM)1.64
FCFY3.33%
OCF(TTM)1.68
OCFY3.41%
SpS5.51
BVpS92.18
TBVpS87.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -7.09%
ROE -9.56%
ROCE 0.77%
ROIC 0.57%
ROICexc 0.59%
ROICexgc 0.61%
OM 14.05%
PM (TTM) N/A
GM 75.72%
FCFM 29.76%
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.8%
ROICexgc(5y)N/A
ROCE(3y)0.72%
ROCE(5y)N/A
ROICexgc growth 3Y-33.59%
ROICexgc growth 5Y-23.63%
ROICexc growth 3Y-18.81%
ROICexc growth 5Y-10.13%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 13.82
Debt/EBITDA 3.28
Cap/Depr 11.55%
Cap/Sales 0.8%
Interest Coverage 0.68
Cash Conversion 145.9%
Profit Quality N/A
Current Ratio 0.28
Quick Ratio 0.28
Altman-Z 1.89
F-Score5
WACC7.54%
ROIC/WACC0.08
Cap/Depr(3y)208.23%
Cap/Depr(5y)141.26%
Cap/Sales(3y)6%
Cap/Sales(5y)6.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-755.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-206.03%
EPS Next Y542.37%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
EPS Next 5YN/A
Revenue 1Y (TTM)12.21%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%7.23%
Revenue Next Year7.6%
Revenue Next 2Y6.18%
Revenue Next 3Y6.5%
Revenue Next 5YN/A
EBIT growth 1Y95.35%
EBIT growth 3Y-29.61%
EBIT growth 5Y-15.19%
EBIT Next Year-101.4%
EBIT Next 3Y87.73%
EBIT Next 5YN/A
FCF growth 1Y187.08%
FCF growth 3Y-3.65%
FCF growth 5Y-23.79%
OCF growth 1Y-60.66%
OCF growth 3Y-39.85%
OCF growth 5Y-32.17%

EURAZEO SE / RF.PA FAQ

What is the fundamental rating for RF stock?

ChartMill assigns a fundamental rating of 3 / 10 to RF.PA.


What is the valuation status of EURAZEO SE (RF.PA) stock?

ChartMill assigns a valuation rating of 4 / 10 to EURAZEO SE (RF.PA). This can be considered as Fairly Valued.


What is the profitability of RF stock?

EURAZEO SE (RF.PA) has a profitability rating of 3 / 10.


How sustainable is the dividend of EURAZEO SE (RF.PA) stock?

The dividend rating of EURAZEO SE (RF.PA) is 7 / 10 and the dividend payout ratio is -29.76%.