EURAZEO SE (RF.PA) Fundamental Analysis & Valuation
EPA:RF • FR0000121121
Current stock price
46.14 EUR
-0.12 (-0.26%)
Last:
This RF.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. RF.PA Profitability Analysis
1.1 Basic Checks
- In the past year RF has reported negative net income.
- In the past year RF had a positive cash flow from operations.
- In multiple years RF reported negative net income over the last 5 years.
- RF had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of -4.93%, RF is doing worse than 75.00% of the companies in the same industry.
- The Return On Equity of RF (-6.46%) is worse than 67.31% of its industry peers.
- RF has a Return On Invested Capital (0.91%) which is in line with its industry peers.
- RF had an Average Return On Invested Capital over the past 3 years of 0.64%. This is significantly below the industry average of 9.16%.
- The 3 year average ROIC (0.64%) for RF is below the current ROIC(0.91%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -4.93% | ||
| ROE | -6.46% | ||
| ROIC | 0.91% |
ROA(3y)3.06%
ROA(5y)4.39%
ROE(3y)3.38%
ROE(5y)8.96%
ROIC(3y)0.64%
ROIC(5y)0.71%
1.3 Margins
- RF has a Operating Margin of 20.11%. This is in the better half of the industry: RF outperforms 69.23% of its industry peers.
- In the last couple of years the Operating Margin of RF has grown nicely.
- RF has a better Gross Margin (75.92%) than 76.92% of its industry peers.
- In the last couple of years the Gross Margin of RF has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.11% | ||
| PM (TTM) | N/A | ||
| GM | 75.92% |
OM growth 3Y89.63%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.67%
GM growth 5Y4.23%
2. RF.PA Health Analysis
2.1 Basic Checks
- RF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- RF has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, RF has less shares outstanding
- RF has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 2.05 indicates that RF is not a great score, but indicates only limited risk for bankruptcy at the moment.
- RF has a better Altman-Z score (2.05) than 65.38% of its industry peers.
- The Debt to FCF ratio of RF is 10.36, which is on the high side as it means it would take RF, 10.36 years of fcf income to pay off all of its debts.
- RF has a Debt to FCF ratio (10.36) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.04 indicates that RF is not too dependend on debt financing.
- RF has a better Debt to Equity ratio (0.04) than 82.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 10.36 | ||
| Altman-Z | 2.05 |
ROIC/WACC0.13
WACC7.27%
2.3 Liquidity
- RF has a Current Ratio of 0.26. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
- RF's Current ratio of 0.26 is on the low side compared to the rest of the industry. RF is outperformed by 76.92% of its industry peers.
- RF has a Quick Ratio of 0.26. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.26, RF is doing worse than 76.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 |
3. RF.PA Growth Analysis
3.1 Past
- RF shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.18%.
- Looking at the last year, RF shows a quite strong growth in Revenue. The Revenue has grown by 9.35% in the last year.
- The Revenue for RF have been decreasing by -35.17% on average. This is quite bad
EPS 1Y (TTM)3.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%69.06%
Revenue 1Y (TTM)9.35%
Revenue growth 3Y-55.13%
Revenue growth 5Y-35.17%
Sales Q2Q%11.25%
3.2 Future
- RF is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 42.77% yearly.
- RF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.07% yearly.
EPS Next Y269.4%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
EPS Next 5YN/A
Revenue Next Year3.4%
Revenue Next 2Y5.42%
Revenue Next 3Y5.07%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. RF.PA Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for RF. In the last year negative earnings were reported.
- The Price/Forward Earnings ratio is 6.52, which indicates a rather cheap valuation of RF.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of RF indicates a rather cheap valuation: RF is cheaper than 88.46% of the companies listed in the same industry.
- RF is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.68, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 6.52 |
4.2 Price Multiples
- RF's Enterprise Value to EBITDA ratio is in line with the industry average.
- RF's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 26.43 | ||
| EV/EBITDA | 36.95 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as RF's earnings are expected to grow with 42.77% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y98.49%
EPS Next 3Y42.77%
5. RF.PA Dividend Analysis
5.1 Amount
- RF has a Yearly Dividend Yield of 6.32%, which is a nice return.
- RF's Dividend Yield is rather good when compared to the industry average which is at 2.39. RF pays more dividend than 90.38% of the companies in the same industry.
- RF's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.32% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years5
Div Non Decr Years7
5.3 Sustainability
- The earnings of RF are negative and hence is the payout ratio. RF will probably not be able to sustain this dividend level.
DP-46.74%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
RF.PA Fundamentals: All Metrics, Ratios and Statistics
EPA:RF (4/29/2026, 7:00:00 PM)
46.14
-0.12 (-0.26%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry Strength40.54
Industry Growth24.67
Earnings (Last)03-11 2026-03-11
Earnings (Next)05-13 2026-05-13
Inst Owners13.06%
Inst Owner ChangeN/A
Ins Owners0.35%
Ins Owner ChangeN/A
Market Cap3.19B
Revenue(TTM)419.16M
Net Income(TTM)-403.50M
Analysts84
Price Target75.31 (63.22%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.32% |
Yearly Dividend2.75
Dividend Growth(5Y)N/A
DP-46.74%
Div Incr Years5
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.42%
PT rev (3m)-0.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-37.8%
EPS NY rev (3m)-39.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.85%
Revenue NY rev (3m)-0.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 6.52 | ||
| P/S | 7.61 | ||
| P/FCF | 26.43 | ||
| P/OCF | 25.36 | ||
| P/B | 0.51 | ||
| P/tB | 0.53 | ||
| EV/EBITDA | 36.95 |
EPS(TTM)-5.79
EYN/A
EPS(NY)7.07
Fwd EY15.33%
FCF(TTM)1.75
FCFY3.78%
OCF(TTM)1.82
OCFY3.94%
SpS6.06
BVpS90.35
TBVpS86.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -4.93% | ||
| ROE | -6.46% | ||
| ROCE | 1.24% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.93% | ||
| ROICexgc | 0.97% | ||
| OM | 20.11% | ||
| PM (TTM) | N/A | ||
| GM | 75.92% | ||
| FCFM | 28.81% |
ROA(3y)3.06%
ROA(5y)4.39%
ROE(3y)3.38%
ROE(5y)8.96%
ROIC(3y)0.64%
ROIC(5y)0.71%
ROICexc(3y)0.65%
ROICexc(5y)0.76%
ROICexgc(3y)0.67%
ROICexgc(5y)1.12%
ROCE(3y)0.86%
ROCE(5y)0.97%
ROICexgc growth 3Y-9.36%
ROICexgc growth 5YN/A
ROICexc growth 3Y11.58%
ROICexc growth 5YN/A
OM growth 3Y89.63%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.67%
GM growth 5Y4.23%
F-Score5
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 10.36 | ||
| Debt/EBITDA | 2.31 | ||
| Cap/Depr | 15.66% | ||
| Cap/Sales | 1.21% | ||
| Interest Coverage | 1.15 | ||
| Cash Conversion | 107.86% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 2.05 |
F-Score5
WACC7.27%
ROIC/WACC0.13
Cap/Depr(3y)182.71%
Cap/Depr(5y)139.21%
Cap/Sales(3y)3.2%
Cap/Sales(5y)5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%69.06%
EPS Next Y269.4%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
EPS Next 5YN/A
Revenue 1Y (TTM)9.35%
Revenue growth 3Y-55.13%
Revenue growth 5Y-35.17%
Sales Q2Q%11.25%
Revenue Next Year3.4%
Revenue Next 2Y5.42%
Revenue Next 3Y5.07%
Revenue Next 5YN/A
EBIT growth 1Y93.19%
EBIT growth 3Y-14.91%
EBIT growth 5YN/A
EBIT Next Year204.62%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y138.25%
FCF growth 3YN/A
FCF growth 5Y12.16%
OCF growth 1Y82.71%
OCF growth 3Y-20.88%
OCF growth 5Y-15.99%
EURAZEO SE / RF.PA Fundamental Analysis FAQ
What is the fundamental rating for RF stock?
ChartMill assigns a fundamental rating of 4 / 10 to RF.PA.
What is the valuation status for RF stock?
ChartMill assigns a valuation rating of 5 / 10 to EURAZEO SE (RF.PA). This can be considered as Fairly Valued.
How profitable is EURAZEO SE (RF.PA) stock?
EURAZEO SE (RF.PA) has a profitability rating of 4 / 10.
Can you provide the financial health for RF stock?
The financial health rating of EURAZEO SE (RF.PA) is 3 / 10.
Is the dividend of EURAZEO SE sustainable?
The dividend rating of EURAZEO SE (RF.PA) is 5 / 10 and the dividend payout ratio is -46.74%.