EURAZEO SE (RF.PA) Stock Fundamental Analysis

EPA:RF • FR0000121121

47.58 EUR
-2.24 (-4.5%)
Last: Mar 2, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

Overall RF gets a fundamental rating of 3 out of 10. We evaluated RF against 55 industry peers in the Financial Services industry. RF may be in some trouble as it scores bad on both profitability and health. RF has a valuation in line with the averages, but it does not seem to be growing. RF also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year RF has reported negative net income.
  • RF had a positive operating cash flow in the past year.
  • In multiple years RF reported negative net income over the last 5 years.
  • Of the past 5 years RF 4 years had a positive operating cash flow.
RF.PA Yearly Net Income VS EBIT VS OCF VS FCFRF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

1.2 Ratios

  • RF has a Return On Assets of -7.09%. This is amonst the worse of the industry: RF underperforms 83.64% of its industry peers.
  • RF has a worse Return On Equity (-9.56%) than 80.00% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 0.57%, RF is doing worse than 65.45% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for RF is significantly below the industry average of 8.26%.
  • The 3 year average ROIC (0.53%) for RF is below the current ROIC(0.57%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA -7.09%
ROE -9.56%
ROIC 0.57%
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
RF.PA Yearly ROA, ROE, ROICRF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

  • The Operating Margin of RF (14.05%) is comparable to the rest of the industry.
  • RF's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 75.72%, RF is in the better half of the industry, outperforming 76.36% of the companies in the same industry.
  • RF's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 14.05%
PM (TTM) N/A
GM 75.72%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
RF.PA Yearly Profit, Operating, Gross MarginsRF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 400

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3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RF is destroying value.
  • Compared to 1 year ago, RF has less shares outstanding
  • The number of shares outstanding for RF has been reduced compared to 5 years ago.
  • RF has a worse debt/assets ratio than last year.
RF.PA Yearly Shares OutstandingRF.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
RF.PA Yearly Total Debt VS Total AssetsRF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • An Altman-Z score of 1.86 indicates that RF is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of RF (1.86) is better than 65.45% of its industry peers.
  • The Debt to FCF ratio of RF is 13.82, which is on the high side as it means it would take RF, 13.82 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of RF (13.82) is comparable to the rest of the industry.
  • RF has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
  • With an excellent Debt to Equity ratio value of 0.04, RF belongs to the best of the industry, outperforming 85.45% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 13.82
Altman-Z 1.86
ROIC/WACC0.08
WACC7.4%
RF.PA Yearly LT Debt VS Equity VS FCFRF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B

2.3 Liquidity

  • A Current Ratio of 0.28 indicates that RF may have some problems paying its short term obligations.
  • The Current ratio of RF (0.28) is worse than 80.00% of its industry peers.
  • A Quick Ratio of 0.28 indicates that RF may have some problems paying its short term obligations.
  • RF has a Quick ratio of 0.28. This is amonst the worse of the industry: RF underperforms 80.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.28
Quick Ratio 0.28
RF.PA Yearly Current Assets VS Current LiabilitesRF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for RF have decreased strongly by -755.99% in the last year.
  • RF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.21%.
  • Measured over the past years, RF shows a very negative growth in Revenue. The Revenue has been decreasing by -39.38% on average per year.
EPS 1Y (TTM)-755.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-206.03%
Revenue 1Y (TTM)12.21%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%7.23%

3.2 Future

  • Based on estimates for the next years, RF will show a very strong growth in Earnings Per Share. The EPS will grow by 203.94% on average per year.
  • Based on estimates for the next years, RF will show a small growth in Revenue. The Revenue will grow by 6.83% on average per year.
EPS Next Y542.37%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
EPS Next 5YN/A
Revenue Next Year7.16%
Revenue Next 2Y6.43%
Revenue Next 3Y6.83%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RF.PA Yearly Revenue VS EstimatesRF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B 5B
RF.PA Yearly EPS VS EstimatesRF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 5 10 15

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4

4. Valuation

4.1 Price/Earnings Ratio

  • RF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • A Price/Forward Earnings ratio of 4.09 indicates a rather cheap valuation of RF.
  • Based on the Price/Forward Earnings ratio, RF is valued cheaply inside the industry as 90.91% of the companies are valued more expensively.
  • RF's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.11.
Industry RankSector Rank
PE N/A
Fwd PE 4.09
RF.PA Price Earnings VS Forward Price EarningsRF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

  • 61.82% of the companies in the same industry are cheaper than RF, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, RF is valued a bit more expensive than 60.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 27.9
EV/EBITDA 57.06
RF.PA Per share dataRF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • RF's earnings are expected to grow with 203.94% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y364.46%
EPS Next 3Y203.94%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • RF has a Yearly Dividend Yield of 5.36%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.26, RF pays a better dividend. On top of this RF pays more dividend than 85.45% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, RF pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.36%

5.2 History

  • On average, the dividend of RF grows each year by 15.31%, which is quite nice.
Dividend Growth(5Y)15.31%
Div Incr Years4
Div Non Decr Years6
RF.PA Yearly Dividends per shareRF.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • RF has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • The dividend of RF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-29.76%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
RF.PA Yearly Income VS Free CF VS DividendRF.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

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EURAZEO SE

EPA:RF (3/2/2026, 7:00:00 PM)

47.58

-2.24 (-4.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06
Earnings (Next)03-05
Inst Owners14.44%
Inst Owner ChangeN/A
Ins Owners0.43%
Ins Owner ChangeN/A
Market Cap3.29B
Revenue(TTM)396.37M
Net Income(TTM)-633.68M
Analysts81.25
Price Target75.63 (58.95%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.36%
Yearly Dividend2.45
Dividend Growth(5Y)15.31%
DP-29.76%
Div Incr Years4
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-8.79%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-3.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.4%
Revenue NY rev (3m)0.97%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 4.09
P/S 8.3
P/FCF 27.9
P/OCF 27.17
P/B 0.5
P/tB 0.52
EV/EBITDA 57.06
EPS(TTM)-8.95
EYN/A
EPS(NY)11.64
Fwd EY24.47%
FCF(TTM)1.71
FCFY3.58%
OCF(TTM)1.75
OCFY3.68%
SpS5.73
BVpS95.86
TBVpS91.21
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -7.09%
ROE -9.56%
ROCE 0.77%
ROIC 0.57%
ROICexc 0.59%
ROICexgc 0.61%
OM 14.05%
PM (TTM) N/A
GM 75.72%
FCFM 29.76%
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.8%
ROICexgc(5y)N/A
ROCE(3y)0.72%
ROCE(5y)N/A
ROICexgc growth 3Y-33.59%
ROICexgc growth 5Y-23.63%
ROICexc growth 3Y-18.81%
ROICexc growth 5Y-10.13%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 13.82
Debt/EBITDA 3.28
Cap/Depr 11.55%
Cap/Sales 0.8%
Interest Coverage 0.68
Cash Conversion 145.9%
Profit Quality N/A
Current Ratio 0.28
Quick Ratio 0.28
Altman-Z 1.86
F-Score5
WACC7.4%
ROIC/WACC0.08
Cap/Depr(3y)208.23%
Cap/Depr(5y)141.26%
Cap/Sales(3y)6%
Cap/Sales(5y)6.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-755.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-206.03%
EPS Next Y542.37%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
EPS Next 5YN/A
Revenue 1Y (TTM)12.21%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%7.23%
Revenue Next Year7.16%
Revenue Next 2Y6.43%
Revenue Next 3Y6.83%
Revenue Next 5YN/A
EBIT growth 1Y95.35%
EBIT growth 3Y-29.61%
EBIT growth 5Y-15.19%
EBIT Next Year-88.25%
EBIT Next 3Y74.07%
EBIT Next 5YN/A
FCF growth 1Y187.08%
FCF growth 3Y-3.65%
FCF growth 5Y-23.79%
OCF growth 1Y-60.66%
OCF growth 3Y-39.85%
OCF growth 5Y-32.17%

EURAZEO SE / RF.PA FAQ

What is the fundamental rating for RF stock?

ChartMill assigns a fundamental rating of 3 / 10 to RF.PA.


What is the valuation status of EURAZEO SE (RF.PA) stock?

ChartMill assigns a valuation rating of 4 / 10 to EURAZEO SE (RF.PA). This can be considered as Fairly Valued.


What is the profitability of RF stock?

EURAZEO SE (RF.PA) has a profitability rating of 3 / 10.


How sustainable is the dividend of EURAZEO SE (RF.PA) stock?

The dividend rating of EURAZEO SE (RF.PA) is 7 / 10 and the dividend payout ratio is -29.76%.