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EURAZEO SE (RF.PA) Stock Fundamental Analysis

EPA:RF - Euronext Paris - Matif - FR0000121121 - Common Stock - Currency: EUR

62.85  +0.45 (+0.72%)

Fundamental Rating

4

Overall RF gets a fundamental rating of 4 out of 10. We evaluated RF against 51 industry peers in the Financial Services industry. RF has a bad profitability rating. Also its financial health evaluation is rather negative. RF is not valued too expensively and it also shows a decent growth rate. RF also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

RF had negative earnings in the past year.
In the past year RF had a positive cash flow from operations.
In multiple years RF reported negative net income over the last 5 years.
Of the past 5 years RF 4 years had a positive operating cash flow.
RF.PA Yearly Net Income VS EBIT VS OCF VS FCFRF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

1.2 Ratios

Looking at the Return On Assets, with a value of -4.56%, RF is doing worse than 82.35% of the companies in the same industry.
RF's Return On Equity of -5.92% is on the low side compared to the rest of the industry. RF is outperformed by 78.43% of its industry peers.
The Return On Invested Capital of RF (0.41%) is worse than 60.78% of its industry peers.
The Average Return On Invested Capital over the past 3 years for RF is significantly below the industry average of 10.89%.
Industry RankSector Rank
ROA -4.56%
ROE -5.92%
ROIC 0.41%
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
RF.PA Yearly ROA, ROE, ROICRF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

RF's Operating Margin of 11.38% is in line compared to the rest of the industry. RF outperforms 54.90% of its industry peers.
In the last couple of years the Operating Margin of RF has grown nicely.
The Gross Margin of RF (74.73%) is better than 74.51% of its industry peers.
In the last couple of years the Gross Margin of RF has grown nicely.
Industry RankSector Rank
OM 11.38%
PM (TTM) N/A
GM 74.73%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
RF.PA Yearly Profit, Operating, Gross MarginsRF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 400

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3

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RF is destroying value.
Compared to 1 year ago, RF has less shares outstanding
Compared to 5 years ago, RF has less shares outstanding
Compared to 1 year ago, RF has a worse debt to assets ratio.
RF.PA Yearly Shares OutstandingRF.PA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
RF.PA Yearly Total Debt VS Total AssetsRF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

An Altman-Z score of 2.31 indicates that RF is not a great score, but indicates only limited risk for bankruptcy at the moment.
RF has a better Altman-Z score (2.31) than 62.75% of its industry peers.
RF has a debt to FCF ratio of 28.28. This is a negative value and a sign of low solvency as RF would need 28.28 years to pay back of all of its debts.
RF has a Debt to FCF ratio of 28.28. This is in the lower half of the industry: RF underperforms 66.67% of its industry peers.
RF has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
RF has a Debt to Equity ratio of 0.04. This is amongst the best in the industry. RF outperforms 90.20% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 28.28
Altman-Z 2.31
ROIC/WACC0.06
WACC7.38%
RF.PA Yearly LT Debt VS Equity VS FCFRF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B

2.3 Liquidity

RF has a Current Ratio of 0.26. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
RF has a Current ratio of 0.26. This is in the lower half of the industry: RF underperforms 70.59% of its industry peers.
A Quick Ratio of 0.26 indicates that RF may have some problems paying its short term obligations.
RF has a Quick ratio of 0.26. This is in the lower half of the industry: RF underperforms 70.59% of its industry peers.
Industry RankSector Rank
Current Ratio 0.26
Quick Ratio 0.26
RF.PA Yearly Current Assets VS Current LiabilitesRF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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5

3. Growth

3.1 Past

The earnings per share for RF have decreased strongly by -123.74% in the last year.
Looking at the last year, RF shows a quite strong growth in Revenue. The Revenue has grown by 11.52% in the last year.
The Revenue for RF have been decreasing by -39.38% on average. This is quite bad
EPS 1Y (TTM)-123.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1276.75%
Revenue 1Y (TTM)11.52%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%17.43%

3.2 Future

The Earnings Per Share is expected to grow by 217.08% on average over the next years. This is a very strong growth
RF is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 246.78% yearly.
EPS Next Y1360.88%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
EPS Next 5YN/A
Revenue Next Year6.24%
Revenue Next 2Y246.78%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RF.PA Yearly Revenue VS EstimatesRF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B 5B
RF.PA Yearly EPS VS EstimatesRF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 5 10 15

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4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for RF. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 7.97, the valuation of RF can be described as very cheap.
Based on the Price/Forward Earnings ratio, RF is valued a bit cheaper than 74.51% of the companies in the same industry.
RF is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.38, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE N/A
Fwd PE 7.97
RF.PA Price Earnings VS Forward Price EarningsRF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

RF's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. RF is more expensive than 60.78% of the companies in the same industry.
66.67% of the companies in the same industry are cheaper than RF, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 90.63
EV/EBITDA 82.33
RF.PA Per share dataRF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
RF's earnings are expected to grow with 217.08% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y492.2%
EPS Next 3Y217.08%

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7

5. Dividend

5.1 Amount

RF has a Yearly Dividend Yield of 4.25%, which is a nice return.
Compared to an average industry Dividend Yield of 3.81, RF pays a bit more dividend than its industry peers.
RF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.47.
Industry RankSector Rank
Dividend Yield 4.25%

5.2 History

On average, the dividend of RF grows each year by 15.31%, which is quite nice.
Dividend Growth(5Y)15.31%
Div Incr Years3
Div Non Decr Years5
RF.PA Yearly Dividends per shareRF.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

The earnings of RF are negative and hence is the payout ratio. RF will probably not be able to sustain this dividend level.
RF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-41.54%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
RF.PA Yearly Income VS Free CF VS DividendRF.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

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EURAZEO SE

EPA:RF (4/25/2025, 7:00:00 PM)

62.85

+0.45 (+0.72%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-06 2025-03-06/amc
Earnings (Next)05-15 2025-05-15
Inst Owners17.79%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap4.59B
Analysts85.33
Price Target92.38 (46.98%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.25%
Yearly Dividend2.45
Dividend Growth(5Y)15.31%
DP-41.54%
Div Incr Years3
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.76%
PT rev (3m)0.77%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-5.38%
EPS NY rev (3m)-18.42%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 7.97
P/S 11.98
P/FCF 90.63
P/OCF 66.7
P/B 0.63
P/tB 0.66
EV/EBITDA 82.33
EPS(TTM)-5.98
EYN/A
EPS(NY)7.88
Fwd EY12.55%
FCF(TTM)0.69
FCFY1.1%
OCF(TTM)0.94
OCFY1.5%
SpS5.24
BVpS99.31
TBVpS94.88
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -4.56%
ROE -5.92%
ROCE 0.55%
ROIC 0.41%
ROICexc 0.41%
ROICexgc 0.43%
OM 11.38%
PM (TTM) N/A
GM 74.73%
FCFM 13.22%
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.8%
ROICexgc(5y)N/A
ROCE(3y)0.72%
ROCE(5y)N/A
ROICexcg growth 3Y-33.59%
ROICexcg growth 5Y-23.63%
ROICexc growth 3Y-18.81%
ROICexc growth 5Y-10.13%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 28.28
Debt/EBITDA 3.89
Cap/Depr 66.5%
Cap/Sales 4.74%
Interest Coverage 0.57
Cash Conversion 97.04%
Profit Quality N/A
Current Ratio 0.26
Quick Ratio 0.26
Altman-Z 2.31
F-Score5
WACC7.38%
ROIC/WACC0.06
Cap/Depr(3y)208.23%
Cap/Depr(5y)141.26%
Cap/Sales(3y)6%
Cap/Sales(5y)6.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-123.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1276.75%
EPS Next Y1360.88%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
EPS Next 5YN/A
Revenue 1Y (TTM)11.52%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%17.43%
Revenue Next Year6.24%
Revenue Next 2Y246.78%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-97.65%
EBIT growth 3Y-29.61%
EBIT growth 5Y-15.19%
EBIT Next Year801.63%
EBIT Next 3Y123.63%
EBIT Next 5YN/A
FCF growth 1Y288.64%
FCF growth 3Y-3.65%
FCF growth 5Y-23.79%
OCF growth 1Y581.68%
OCF growth 3Y-39.85%
OCF growth 5Y-32.17%