EURAZEO SE (RF.PA) Fundamental Analysis & Valuation

EPA:RF • FR0000121121

Current stock price

46.8 EUR
-0.68 (-1.43%)
Last:

This RF.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. RF.PA Profitability Analysis

1.1 Basic Checks

  • In the past year RF has reported negative net income.
  • In the past year RF had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: RF reported negative net income in multiple years.
  • RF had a positive operating cash flow in 4 of the past 5 years.
RF.PA Yearly Net Income VS EBIT VS OCF VS FCFRF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

1.2 Ratios

  • RF has a Return On Assets of -4.93%. This is in the lower half of the industry: RF underperforms 77.19% of its industry peers.
  • RF has a Return On Equity of -6.46%. This is in the lower half of the industry: RF underperforms 70.18% of its industry peers.
  • RF's Return On Invested Capital of 0.91% is in line compared to the rest of the industry. RF outperforms 43.86% of its industry peers.
  • RF had an Average Return On Invested Capital over the past 3 years of 0.64%. This is significantly below the industry average of 10.55%.
  • The 3 year average ROIC (0.64%) for RF is below the current ROIC(0.91%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA -4.93%
ROE -6.46%
ROIC 0.91%
ROA(3y)3.06%
ROA(5y)4.39%
ROE(3y)3.38%
ROE(5y)8.96%
ROIC(3y)0.64%
ROIC(5y)0.71%
RF.PA Yearly ROA, ROE, ROICRF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20

1.3 Margins

  • Looking at the Operating Margin, with a value of 20.11%, RF is in the better half of the industry, outperforming 63.16% of the companies in the same industry.
  • RF's Operating Margin has improved in the last couple of years.
  • The Gross Margin of RF (75.92%) is better than 75.44% of its industry peers.
  • RF's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 20.11%
PM (TTM) N/A
GM 75.92%
OM growth 3Y89.63%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.67%
GM growth 5Y4.23%
RF.PA Yearly Profit, Operating, Gross MarginsRF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 400

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3

2. RF.PA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RF is destroying value.
  • The number of shares outstanding for RF has been reduced compared to 1 year ago.
  • Compared to 5 years ago, RF has less shares outstanding
  • Compared to 1 year ago, RF has a worse debt to assets ratio.
RF.PA Yearly Shares OutstandingRF.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
RF.PA Yearly Total Debt VS Total AssetsRF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • RF has an Altman-Z score of 2.08. This is not the best score and indicates that RF is in the grey zone with still only limited risk for bankruptcy at the moment.
  • RF's Altman-Z score of 2.08 is fine compared to the rest of the industry. RF outperforms 63.16% of its industry peers.
  • The Debt to FCF ratio of RF is 10.36, which is on the high side as it means it would take RF, 10.36 years of fcf income to pay off all of its debts.
  • RF's Debt to FCF ratio of 10.36 is in line compared to the rest of the industry. RF outperforms 49.12% of its industry peers.
  • RF has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of RF (0.04) is better than 84.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 10.36
Altman-Z 2.08
ROIC/WACC0.13
WACC7.21%
RF.PA Yearly LT Debt VS Equity VS FCFRF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

  • A Current Ratio of 0.26 indicates that RF may have some problems paying its short term obligations.
  • With a Current ratio value of 0.26, RF is not doing good in the industry: 80.70% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.26 indicates that RF may have some problems paying its short term obligations.
  • The Quick ratio of RF (0.26) is worse than 80.70% of its industry peers.
Industry RankSector Rank
Current Ratio 0.26
Quick Ratio 0.26
RF.PA Yearly Current Assets VS Current LiabilitesRF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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3

3. RF.PA Growth Analysis

3.1 Past

  • RF shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.18%.
  • RF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.35%.
  • RF shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -35.17% yearly.
EPS 1Y (TTM)3.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%69.06%
Revenue 1Y (TTM)9.35%
Revenue growth 3Y-55.13%
Revenue growth 5Y-35.17%
Sales Q2Q%11.25%

3.2 Future

  • Based on estimates for the next years, RF will show a very strong growth in Earnings Per Share. The EPS will grow by 42.77% on average per year.
  • The Revenue is expected to grow by 5.07% on average over the next years.
EPS Next Y269.4%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
EPS Next 5YN/A
Revenue Next Year3.4%
Revenue Next 2Y5.42%
Revenue Next 3Y5.07%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
RF.PA Yearly Revenue VS EstimatesRF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B 4B 5B
RF.PA Yearly EPS VS EstimatesRF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 5

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5

4. RF.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • RF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Based on the Price/Forward Earnings ratio of 6.62, the valuation of RF can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RF indicates a rather cheap valuation: RF is cheaper than 85.96% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of RF to the average of the S&P500 Index (38.00), we can say RF is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 6.62
RF.PA Price Earnings VS Forward Price EarningsRF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RF indicates a slightly more expensive valuation: RF is more expensive than 61.40% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of RF is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 26.81
EV/EBITDA 37.68
RF.PA Per share dataRF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • RF's earnings are expected to grow with 42.77% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y98.49%
EPS Next 3Y42.77%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. RF.PA Dividend Analysis

5.1 Amount

  • RF has a Yearly Dividend Yield of 6.27%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.27, RF pays a better dividend. On top of this RF pays more dividend than 87.72% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, RF pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.27%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years5
Div Non Decr Years7
RF.PA Yearly Dividends per shareRF.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • The earnings of RF are negative and hence is the payout ratio. RF will probably not be able to sustain this dividend level.
DP-46.74%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
RF.PA Yearly Income VS Free CF VS DividendRF.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

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RF.PA Fundamentals: All Metrics, Ratios and Statistics

EURAZEO SE

EPA:RF (4/22/2026, 5:29:56 PM)

46.8

-0.68 (-1.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-11
Earnings (Next)05-13
Inst Owners13.06%
Inst Owner ChangeN/A
Ins Owners0.35%
Ins Owner ChangeN/A
Market Cap3.24B
Revenue(TTM)419.16M
Net Income(TTM)-403.50M
Analysts84
Price Target75.31 (60.92%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.27%
Yearly Dividend2.75
Dividend Growth(5Y)N/A
DP-46.74%
Div Incr Years5
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.42%
PT rev (3m)-0.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-37.8%
EPS NY rev (3m)-39.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.85%
Revenue NY rev (3m)-0.38%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 6.62
P/S 7.72
P/FCF 26.81
P/OCF 25.73
P/B 0.52
P/tB 0.54
EV/EBITDA 37.68
EPS(TTM)-5.79
EYN/A
EPS(NY)7.07
Fwd EY15.11%
FCF(TTM)1.75
FCFY3.73%
OCF(TTM)1.82
OCFY3.89%
SpS6.06
BVpS90.35
TBVpS86.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -4.93%
ROE -6.46%
ROCE 1.24%
ROIC 0.91%
ROICexc 0.93%
ROICexgc 0.97%
OM 20.11%
PM (TTM) N/A
GM 75.92%
FCFM 28.81%
ROA(3y)3.06%
ROA(5y)4.39%
ROE(3y)3.38%
ROE(5y)8.96%
ROIC(3y)0.64%
ROIC(5y)0.71%
ROICexc(3y)0.65%
ROICexc(5y)0.76%
ROICexgc(3y)0.67%
ROICexgc(5y)1.12%
ROCE(3y)0.86%
ROCE(5y)0.97%
ROICexgc growth 3Y-9.36%
ROICexgc growth 5YN/A
ROICexc growth 3Y11.58%
ROICexc growth 5YN/A
OM growth 3Y89.63%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.67%
GM growth 5Y4.23%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 10.36
Debt/EBITDA 2.31
Cap/Depr 15.66%
Cap/Sales 1.21%
Interest Coverage 1.15
Cash Conversion 107.86%
Profit Quality N/A
Current Ratio 0.26
Quick Ratio 0.26
Altman-Z 2.08
F-Score5
WACC7.21%
ROIC/WACC0.13
Cap/Depr(3y)182.71%
Cap/Depr(5y)139.21%
Cap/Sales(3y)3.2%
Cap/Sales(5y)5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%69.06%
EPS Next Y269.4%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
EPS Next 5YN/A
Revenue 1Y (TTM)9.35%
Revenue growth 3Y-55.13%
Revenue growth 5Y-35.17%
Sales Q2Q%11.25%
Revenue Next Year3.4%
Revenue Next 2Y5.42%
Revenue Next 3Y5.07%
Revenue Next 5YN/A
EBIT growth 1Y93.19%
EBIT growth 3Y-14.91%
EBIT growth 5YN/A
EBIT Next Year204.62%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y138.25%
FCF growth 3YN/A
FCF growth 5Y12.16%
OCF growth 1Y82.71%
OCF growth 3Y-20.88%
OCF growth 5Y-15.99%

EURAZEO SE / RF.PA Fundamental Analysis FAQ

What is the fundamental rating for RF stock?

ChartMill assigns a fundamental rating of 4 / 10 to RF.PA.


What is the valuation status for RF stock?

ChartMill assigns a valuation rating of 5 / 10 to EURAZEO SE (RF.PA). This can be considered as Fairly Valued.


How profitable is EURAZEO SE (RF.PA) stock?

EURAZEO SE (RF.PA) has a profitability rating of 4 / 10.


Can you provide the financial health for RF stock?

The financial health rating of EURAZEO SE (RF.PA) is 3 / 10.


Is the dividend of EURAZEO SE sustainable?

The dividend rating of EURAZEO SE (RF.PA) is 5 / 10 and the dividend payout ratio is -46.74%.