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EURAZEO SE (RF.PA) Stock Fundamental Analysis

EPA:RF - Euronext Paris - Matif - FR0000121121 - Common Stock - Currency: EUR

73.35  -2.35 (-3.1%)

Fundamental Rating

3

Taking everything into account, RF scores 3 out of 10 in our fundamental rating. RF was compared to 50 industry peers in the Financial Services industry. Both the profitability and financial health of RF have multiple concerns. RF is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

RF had negative earnings in the past year.
In the past year RF has reported a negative cash flow from operations.
RF had positive earnings in 4 of the past 5 years.
Of the past 5 years RF 4 years had a positive operating cash flow.
RF.PA Yearly Net Income VS EBIT VS OCF VS FCFRF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 500M 1B 1.5B

1.2 Ratios

The Return On Assets of RF (-0.81%) is worse than 72.00% of its industry peers.
The Return On Equity of RF (-1.01%) is worse than 70.00% of its industry peers.
RF has a worse Return On Invested Capital (0.25%) than 64.00% of its industry peers.
RF had an Average Return On Invested Capital over the past 3 years of 0.65%. This is significantly below the industry average of 11.19%.
Industry RankSector Rank
ROA -0.81%
ROE -1.01%
ROIC 0.25%
ROA(3y)10.49%
ROA(5y)6.22%
ROE(3y)19.06%
ROE(5y)11.2%
ROIC(3y)0.65%
ROIC(5y)N/A
RF.PA Yearly ROA, ROE, ROICRF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 10 20

1.3 Margins

RF's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 8.07%, RF perfoms like the industry average, outperforming 42.00% of the companies in the same industry.
RF's Operating Margin has improved in the last couple of years.
RF's Gross Margin of 73.64% is fine compared to the rest of the industry. RF outperforms 72.00% of its industry peers.
In the last couple of years the Gross Margin of RF has grown nicely.
Industry RankSector Rank
OM 8.07%
PM (TTM) N/A
GM 73.64%
OM growth 3YN/A
OM growth 5Y35.25%
PM growth 3YN/A
PM growth 5Y148.33%
GM growth 3Y5.5%
GM growth 5Y6.26%
RF.PA Yearly Profit, Operating, Gross MarginsRF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 100 200 300 400 500

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3

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RF is destroying value.
RF has less shares outstanding than it did 1 year ago.
The number of shares outstanding for RF has been reduced compared to 5 years ago.
The debt/assets ratio for RF has been reduced compared to a year ago.
RF.PA Yearly Shares OutstandingRF.PA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M
RF.PA Yearly Total Debt VS Total AssetsRF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 5B 10B 15B

2.2 Solvency

An Altman-Z score of 2.73 indicates that RF is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.73, RF is in the better half of the industry, outperforming 68.00% of the companies in the same industry.
RF has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
RF has a better Debt to Equity ratio (0.04) than 90.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF N/A
Altman-Z 2.73
ROIC/WACC0.04
WACC5.88%
RF.PA Yearly LT Debt VS Equity VS FCFRF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2B 4B 6B 8B

2.3 Liquidity

RF has a Current Ratio of 0.35. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of RF (0.35) is worse than 74.00% of its industry peers.
RF has a Quick Ratio of 0.35. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of RF (0.35) is worse than 74.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.35
Quick Ratio 0.35
RF.PA Yearly Current Assets VS Current LiabilitesRF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 1B 2B 3B

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3

3. Growth

3.1 Past

RF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -103.05%.
The Earnings Per Share has been growing by 49.78% on average over the past years. This is a very strong growth
RF shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -85.97%.
The Revenue for RF have been decreasing by -39.85% on average. This is quite bad
EPS 1Y (TTM)-103.05%
EPS 3YN/A
EPS 5Y49.78%
EPS Q2Q%-105.77%
Revenue 1Y (TTM)-85.97%
Revenue growth 3Y-54.55%
Revenue growth 5Y-39.85%
Sales Q2Q%5.57%

3.2 Future

Based on estimates for the next years, RF will show a very strong growth in Earnings Per Share. The EPS will grow by 22.34% on average per year.
RF is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -2.95% yearly.
EPS Next Y-83.99%
EPS Next 2Y13.53%
EPS Next 3Y44.39%
EPS Next 5Y22.34%
Revenue Next Year-92.4%
Revenue Next 2Y-71.58%
Revenue Next 3Y-2.95%
Revenue Next 5YN/A

3.3 Evolution

The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RF.PA Yearly Revenue VS EstimatesRF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B 5B
RF.PA Yearly EPS VS EstimatesRF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 5 10 15

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3

4. Valuation

4.1 Price/Earnings Ratio

RF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
A Price/Forward Earnings ratio of 8.80 indicates a reasonable valuation of RF.
RF's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. RF is cheaper than 76.00% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.10. RF is valued rather cheaply when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 8.8
RF.PA Price Earnings VS Forward Price EarningsRF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40 -60

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, RF is valued a bit more expensive than the industry average as 66.00% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 205.68
RF.PA Per share dataRF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80 100

4.3 Compensation for Growth

RF's earnings are expected to grow with 44.39% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y13.53%
EPS Next 3Y44.39%

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5

5. Dividend

5.1 Amount

RF has a Yearly Dividend Yield of 3.20%.
RF's Dividend Yield is a higher than the industry average which is at 3.76.
RF's Dividend Yield is a higher than the S&P500 average which is at 2.33.
Industry RankSector Rank
Dividend Yield 3.2%

5.2 History

On average, the dividend of RF grows each year by 14.34%, which is quite nice.
Dividend Growth(5Y)14.34%
Div Incr Years3
Div Non Decr Years5
RF.PA Yearly Dividends per shareRF.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 0.5 1 1.5 2

5.3 Sustainability

The earnings of RF are negative and hence is the payout ratio. RF will probably not be able to sustain this dividend level.
RF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-231.65%
EPS Next 2Y13.53%
EPS Next 3Y44.39%
RF.PA Yearly Income VS Free CF VS DividendRF.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 500M 1B 1.5B

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EURAZEO SE

EPA:RF (3/7/2025, 7:00:00 PM)

73.35

-2.35 (-3.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-06 2025-03-06/amc
Earnings (Next)05-15 2025-05-15
Inst Owners17.79%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap5.36B
Analysts85.33
Price Target96.17 (31.11%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.2%
Yearly Dividend2.25
Dividend Growth(5Y)14.34%
DP-231.65%
Div Incr Years3
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.54%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-70%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)8.07%
Revenue NY rev (3m)8.93%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 8.8
P/S 15.18
P/FCF N/A
P/OCF N/A
P/B 0.7
P/tB 0.73
EV/EBITDA 205.68
EPS(TTM)-1.05
EYN/A
EPS(NY)8.33
Fwd EY11.36%
FCF(TTM)-0.56
FCFYN/A
OCF(TTM)-0.17
OCFYN/A
SpS4.83
BVpS104.98
TBVpS100.54
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -0.81%
ROE -1.01%
ROCE 0.34%
ROIC 0.25%
ROICexc 0.26%
ROICexgc 0.27%
OM 8.07%
PM (TTM) N/A
GM 73.64%
FCFM N/A
ROA(3y)10.49%
ROA(5y)6.22%
ROE(3y)19.06%
ROE(5y)11.2%
ROIC(3y)0.65%
ROIC(5y)N/A
ROICexc(3y)0.72%
ROICexc(5y)N/A
ROICexgc(3y)1.3%
ROICexgc(5y)N/A
ROCE(3y)0.89%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y-28.82%
ROICexc growth 3YN/A
ROICexc growth 5Y-17.17%
OM growth 3YN/A
OM growth 5Y35.25%
PM growth 3YN/A
PM growth 5Y148.33%
GM growth 3Y5.5%
GM growth 5Y6.26%
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF N/A
Debt/EBITDA 8.7
Cap/Depr 1058.41%
Cap/Sales 8.08%
Interest Coverage 0.42
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.35
Quick Ratio 0.35
Altman-Z 2.73
F-Score3
WACC5.88%
ROIC/WACC0.04
Cap/Depr(3y)204.64%
Cap/Depr(5y)140.35%
Cap/Sales(3y)6.34%
Cap/Sales(5y)6.28%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-103.05%
EPS 3YN/A
EPS 5Y49.78%
EPS Q2Q%-105.77%
EPS Next Y-83.99%
EPS Next 2Y13.53%
EPS Next 3Y44.39%
EPS Next 5Y22.34%
Revenue 1Y (TTM)-85.97%
Revenue growth 3Y-54.55%
Revenue growth 5Y-39.85%
Sales Q2Q%5.57%
Revenue Next Year-92.4%
Revenue Next 2Y-71.58%
Revenue Next 3Y-2.95%
Revenue Next 5YN/A
EBIT growth 1Y-98.49%
EBIT growth 3YN/A
EBIT growth 5Y-18.65%
EBIT Next Year-50.74%
EBIT Next 3Y30.35%
EBIT Next 5YN/A
FCF growth 1Y84.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-115.58%
OCF growth 3YN/A
OCF growth 5YN/A