EURAZEO SE (RF.PA) Fundamental Analysis & Valuation

EPA:RF • FR0000121121

Current stock price

47.48 EUR
+0.14 (+0.3%)
Last:

This RF.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. RF.PA Profitability Analysis

1.1 Basic Checks

  • In the past year RF has reported negative net income.
  • In the past year RF had a positive cash flow from operations.
  • In multiple years RF reported negative net income over the last 5 years.
  • Of the past 5 years RF 4 years had a positive operating cash flow.
RF.PA Yearly Net Income VS EBIT VS OCF VS FCFRF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

1.2 Ratios

  • RF has a worse Return On Assets (-4.93%) than 77.19% of its industry peers.
  • RF has a worse Return On Equity (-6.46%) than 70.18% of its industry peers.
  • RF has a Return On Invested Capital of 0.91%. This is comparable to the rest of the industry: RF outperforms 43.86% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for RF is significantly below the industry average of 10.55%.
  • The last Return On Invested Capital (0.91%) for RF is above the 3 year average (0.64%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -4.93%
ROE -6.46%
ROIC 0.91%
ROA(3y)3.06%
ROA(5y)4.39%
ROE(3y)3.38%
ROE(5y)8.96%
ROIC(3y)0.64%
ROIC(5y)0.71%
RF.PA Yearly ROA, ROE, ROICRF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20

1.3 Margins

  • RF's Operating Margin of 20.11% is fine compared to the rest of the industry. RF outperforms 63.16% of its industry peers.
  • RF's Operating Margin has improved in the last couple of years.
  • With a decent Gross Margin value of 75.92%, RF is doing good in the industry, outperforming 75.44% of the companies in the same industry.
  • In the last couple of years the Gross Margin of RF has grown nicely.
Industry RankSector Rank
OM 20.11%
PM (TTM) N/A
GM 75.92%
OM growth 3Y89.63%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.67%
GM growth 5Y4.23%
RF.PA Yearly Profit, Operating, Gross MarginsRF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 400

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3

2. RF.PA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RF is destroying value.
  • RF has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, RF has less shares outstanding
  • RF has a worse debt/assets ratio than last year.
RF.PA Yearly Shares OutstandingRF.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
RF.PA Yearly Total Debt VS Total AssetsRF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • RF has an Altman-Z score of 2.07. This is not the best score and indicates that RF is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With a decent Altman-Z score value of 2.07, RF is doing good in the industry, outperforming 63.16% of the companies in the same industry.
  • The Debt to FCF ratio of RF is 10.36, which is on the high side as it means it would take RF, 10.36 years of fcf income to pay off all of its debts.
  • RF's Debt to FCF ratio of 10.36 is in line compared to the rest of the industry. RF outperforms 49.12% of its industry peers.
  • RF has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of RF (0.04) is better than 84.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 10.36
Altman-Z 2.07
ROIC/WACC0.13
WACC7.21%
RF.PA Yearly LT Debt VS Equity VS FCFRF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

  • RF has a Current Ratio of 0.26. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RF has a worse Current ratio (0.26) than 80.70% of its industry peers.
  • RF has a Quick Ratio of 0.26. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RF has a Quick ratio of 0.26. This is amonst the worse of the industry: RF underperforms 80.70% of its industry peers.
Industry RankSector Rank
Current Ratio 0.26
Quick Ratio 0.26
RF.PA Yearly Current Assets VS Current LiabilitesRF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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3

3. RF.PA Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 3.18% over the past year.
  • RF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.35%.
  • Measured over the past years, RF shows a very negative growth in Revenue. The Revenue has been decreasing by -35.17% on average per year.
EPS 1Y (TTM)3.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%69.06%
Revenue 1Y (TTM)9.35%
Revenue growth 3Y-55.13%
Revenue growth 5Y-35.17%
Sales Q2Q%11.25%

3.2 Future

  • RF is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 42.77% yearly.
  • Based on estimates for the next years, RF will show a small growth in Revenue. The Revenue will grow by 5.07% on average per year.
EPS Next Y269.4%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
EPS Next 5YN/A
Revenue Next Year3.4%
Revenue Next 2Y5.42%
Revenue Next 3Y5.07%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
RF.PA Yearly Revenue VS EstimatesRF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B 4B 5B
RF.PA Yearly EPS VS EstimatesRF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 5

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5

4. RF.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • RF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • With a Price/Forward Earnings ratio of 6.71, the valuation of RF can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, RF is valued cheaper than 85.96% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 38.09. RF is valued rather cheaply when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 6.71
RF.PA Price Earnings VS Forward Price EarningsRF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, RF is valued a bit more expensive than the industry average as 61.40% of the companies are valued more cheaply.
  • RF's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 27.2
EV/EBITDA 37.49
RF.PA Per share dataRF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • RF's earnings are expected to grow with 42.77% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y98.49%
EPS Next 3Y42.77%

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5

5. RF.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.27%, RF is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.27, RF pays a better dividend. On top of this RF pays more dividend than 87.72% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, RF pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.27%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years5
Div Non Decr Years7
RF.PA Yearly Dividends per shareRF.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • The earnings of RF are negative and hence is the payout ratio. RF will probably not be able to sustain this dividend level.
DP-46.74%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
RF.PA Yearly Income VS Free CF VS DividendRF.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

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RF.PA Fundamentals: All Metrics, Ratios and Statistics

EURAZEO SE

EPA:RF (4/21/2026, 7:00:00 PM)

47.48

+0.14 (+0.3%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-11
Earnings (Next)05-13
Inst Owners13.06%
Inst Owner ChangeN/A
Ins Owners0.35%
Ins Owner ChangeN/A
Market Cap3.28B
Revenue(TTM)419.16M
Net Income(TTM)-403.50M
Analysts84
Price Target75.31 (58.61%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.27%
Yearly Dividend2.75
Dividend Growth(5Y)N/A
DP-46.74%
Div Incr Years5
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.42%
PT rev (3m)-0.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-37.8%
EPS NY rev (3m)-39.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.85%
Revenue NY rev (3m)-0.38%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 6.71
P/S 7.84
P/FCF 27.2
P/OCF 26.1
P/B 0.53
P/tB 0.55
EV/EBITDA 37.49
EPS(TTM)-5.79
EYN/A
EPS(NY)7.07
Fwd EY14.9%
FCF(TTM)1.75
FCFY3.68%
OCF(TTM)1.82
OCFY3.83%
SpS6.06
BVpS90.35
TBVpS86.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -4.93%
ROE -6.46%
ROCE 1.24%
ROIC 0.91%
ROICexc 0.93%
ROICexgc 0.97%
OM 20.11%
PM (TTM) N/A
GM 75.92%
FCFM 28.81%
ROA(3y)3.06%
ROA(5y)4.39%
ROE(3y)3.38%
ROE(5y)8.96%
ROIC(3y)0.64%
ROIC(5y)0.71%
ROICexc(3y)0.65%
ROICexc(5y)0.76%
ROICexgc(3y)0.67%
ROICexgc(5y)1.12%
ROCE(3y)0.86%
ROCE(5y)0.97%
ROICexgc growth 3Y-9.36%
ROICexgc growth 5YN/A
ROICexc growth 3Y11.58%
ROICexc growth 5YN/A
OM growth 3Y89.63%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.67%
GM growth 5Y4.23%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 10.36
Debt/EBITDA 2.31
Cap/Depr 15.66%
Cap/Sales 1.21%
Interest Coverage 1.15
Cash Conversion 107.86%
Profit Quality N/A
Current Ratio 0.26
Quick Ratio 0.26
Altman-Z 2.07
F-Score5
WACC7.21%
ROIC/WACC0.13
Cap/Depr(3y)182.71%
Cap/Depr(5y)139.21%
Cap/Sales(3y)3.2%
Cap/Sales(5y)5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%69.06%
EPS Next Y269.4%
EPS Next 2Y98.49%
EPS Next 3Y42.77%
EPS Next 5YN/A
Revenue 1Y (TTM)9.35%
Revenue growth 3Y-55.13%
Revenue growth 5Y-35.17%
Sales Q2Q%11.25%
Revenue Next Year3.4%
Revenue Next 2Y5.42%
Revenue Next 3Y5.07%
Revenue Next 5YN/A
EBIT growth 1Y93.19%
EBIT growth 3Y-14.91%
EBIT growth 5YN/A
EBIT Next Year204.62%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y138.25%
FCF growth 3YN/A
FCF growth 5Y12.16%
OCF growth 1Y82.71%
OCF growth 3Y-20.88%
OCF growth 5Y-15.99%

EURAZEO SE / RF.PA Fundamental Analysis FAQ

What is the fundamental rating for RF stock?

ChartMill assigns a fundamental rating of 4 / 10 to RF.PA.


What is the valuation status for RF stock?

ChartMill assigns a valuation rating of 5 / 10 to EURAZEO SE (RF.PA). This can be considered as Fairly Valued.


How profitable is EURAZEO SE (RF.PA) stock?

EURAZEO SE (RF.PA) has a profitability rating of 4 / 10.


Can you provide the financial health for RF stock?

The financial health rating of EURAZEO SE (RF.PA) is 3 / 10.


Is the dividend of EURAZEO SE sustainable?

The dividend rating of EURAZEO SE (RF.PA) is 5 / 10 and the dividend payout ratio is -46.74%.