RF CAPITAL GROUP INC (RCG.CA) Fundamental Analysis & Valuation

TSX:RCG • CA74971G4016

Current stock price

19.99 CAD
0 (0%)
Last:

This RCG.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. RCG.CA Profitability Analysis

1.1 Basic Checks

  • In the past year RCG was profitable.
  • In the past year RCG had a positive cash flow from operations.
  • In the past 5 years RCG reported 4 times negative net income.
  • In multiple years RCG reported negative operating cash flow during the last 5 years.
RCG.CA Yearly Net Income VS EBIT VS OCF VS FCFRCG.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

1.2 Ratios

  • RCG's Return On Assets of -0.84% is on the low side compared to the rest of the industry. RCG is outperformed by 68.24% of its industry peers.
  • With a Return On Equity value of -3.62%, RCG is not doing good in the industry: 70.59% of the companies in the same industry are doing better.
  • The Return On Invested Capital of RCG (1.52%) is worse than 62.35% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for RCG is significantly below the industry average of 10.56%.
Industry RankSector Rank
ROA -0.84%
ROE -3.62%
ROIC 1.52%
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
RCG.CA Yearly ROA, ROE, ROICRCG.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20

1.3 Margins

  • RCG has a worse Operating Margin (2.97%) than 69.41% of its industry peers.
  • RCG's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 56.04%, RCG is in the better half of the industry, outperforming 74.12% of the companies in the same industry.
  • RCG's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 2.97%
PM (TTM) N/A
GM 56.04%
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
RCG.CA Yearly Profit, Operating, Gross MarginsRCG.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100 -150

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4

2. RCG.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for RCG has been increased compared to 1 year ago.
  • Compared to 5 years ago, RCG has less shares outstanding
  • Compared to 1 year ago, RCG has an improved debt to assets ratio.
RCG.CA Yearly Shares OutstandingRCG.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
RCG.CA Yearly Total Debt VS Total AssetsRCG.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • RCG has an Altman-Z score of 0.26. This is a bad value and indicates that RCG is not financially healthy and even has some risk of bankruptcy.
  • RCG's Altman-Z score of 0.26 is on the low side compared to the rest of the industry. RCG is outperformed by 72.94% of its industry peers.
  • RCG has a debt to FCF ratio of 4.31. This is a neutral value as RCG would need 4.31 years to pay back of all of its debts.
  • RCG's Debt to FCF ratio of 4.31 is fine compared to the rest of the industry. RCG outperforms 63.53% of its industry peers.
  • RCG has a Debt/Equity ratio of 0.50. This is a neutral value indicating RCG is somewhat dependend on debt financing.
  • The Debt to Equity ratio of RCG (0.50) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 4.31
Altman-Z 0.26
ROIC/WACCN/A
WACCN/A
RCG.CA Yearly LT Debt VS Equity VS FCFRCG.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M

2.3 Liquidity

  • A Current Ratio of 1.15 indicates that RCG should not have too much problems paying its short term obligations.
  • RCG has a Current ratio (1.15) which is in line with its industry peers.
  • A Quick Ratio of 1.15 indicates that RCG should not have too much problems paying its short term obligations.
  • RCG has a Quick ratio (1.15) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 1.15
RCG.CA Yearly Current Assets VS Current LiabilitesRCG.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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3

3. RCG.CA Growth Analysis

3.1 Past

  • The earnings per share for RCG have decreased strongly by -86.61% in the last year.
  • The Revenue has been growing slightly by 6.26% in the past year.
  • The Revenue has been growing by 58.60% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%

3.2 Future

  • Based on estimates for the next years, RCG will show a very negative growth in Earnings Per Share. The EPS will decrease by -39.70% on average per year.
  • Based on estimates for the next years, RCG will show a small growth in Revenue. The Revenue will grow by 7.74% on average per year.
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
RCG.CA Yearly Revenue VS EstimatesRCG.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M 400M
RCG.CA Yearly EPS VS EstimatesRCG.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2021 2022 2023 2024 2025 2026 0 -1 -2 -3

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2

4. RCG.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 285.57 indicates a quite expensive valuation of RCG.
  • RCG's Price/Earnings ratio is a bit more expensive when compared to the industry. RCG is more expensive than 69.41% of the companies in the same industry.
  • RCG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.91.
  • A Price/Forward Earnings ratio of 109.96 indicates a quite expensive valuation of RCG.
  • RCG's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of RCG to the average of the S&P500 Index (23.68), we can say RCG is valued expensively.
Industry RankSector Rank
PE 285.57
Fwd PE 109.96
RCG.CA Price Earnings VS Forward Price EarningsRCG.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100 150 200 250

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, RCG is valued a bit cheaper than the industry average as 61.18% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, RCG is valued cheaply inside the industry as 83.53% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 8.47
EV/EBITDA 10.65
RCG.CA Per share dataRCG.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • RCG's earnings are expected to decrease with -39.70% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.7%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. RCG.CA Dividend Analysis

5.1 Amount

  • RCG does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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RCG.CA Fundamentals: All Metrics, Ratios and Statistics

RF CAPITAL GROUP INC

TSX:RCG (11/3/2025, 7:00:00 PM)

19.99

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30
Earnings (Next)02-25
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap314.24M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target13.52 (-32.37%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-342.1%
EPS NY rev (3m)-233.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
Industry RankSector Rank
PE 285.57
Fwd PE 109.96
P/S 0.83
P/FCF 8.47
P/OCF 7.6
P/B 0.99
P/tB 33.39
EV/EBITDA 10.65
EPS(TTM)0.07
EY0.35%
EPS(NY)0.18
Fwd EY0.91%
FCF(TTM)2.36
FCFY11.8%
OCF(TTM)2.63
OCFY13.15%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
Industry RankSector Rank
ROA -0.84%
ROE -3.62%
ROCE 2.11%
ROIC 1.52%
ROICexc 1.82%
ROICexgc 6.95%
OM 2.97%
PM (TTM) N/A
GM 56.04%
FCFM 9.83%
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 4.31
Debt/EBITDA 4.39
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.06
Cash Conversion 113.51%
Profit Quality N/A
Current Ratio 1.15
Quick Ratio 1.15
Altman-Z 0.26
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%

RF CAPITAL GROUP INC / RCG.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC?

ChartMill assigns a fundamental rating of 3 / 10 to RCG.CA.


Can you provide the valuation status for RF CAPITAL GROUP INC?

ChartMill assigns a valuation rating of 2 / 10 to RF CAPITAL GROUP INC (RCG.CA). This can be considered as Overvalued.


Can you provide the profitability details for RF CAPITAL GROUP INC?

RF CAPITAL GROUP INC (RCG.CA) has a profitability rating of 2 / 10.


What is the valuation of RF CAPITAL GROUP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for RF CAPITAL GROUP INC (RCG.CA) is 285.57 and the Price/Book (PB) ratio is 0.99.


What is the earnings growth outlook for RF CAPITAL GROUP INC?

The Earnings per Share (EPS) of RF CAPITAL GROUP INC (RCG.CA) is expected to decline by -184.84% in the next year.