RF CAPITAL GROUP INC (RCG.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:RCG - CA74971G4016 - Common Stock
19.99 CAD
0 (0%)
Overall RCG gets a fundamental rating of 3 out of 10. We evaluated RCG against 81 industry peers in the Capital Markets industry. RCG scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. RCG is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year RCG was profitable.
- In the past year RCG had a positive cash flow from operations.
- In the past 5 years RCG reported 4 times negative net income.
- The reported operating cash flow has been mixed in the past 5 years: RCG reported negative operating cash flow in multiple years.
1.2 Ratios
- RCG has a worse Return On Assets (-0.84%) than 68.24% of its industry peers.
- RCG's Return On Equity of -3.62% is on the low side compared to the rest of the industry. RCG is outperformed by 70.59% of its industry peers.
- With a Return On Invested Capital value of 1.52%, RCG is not doing good in the industry: 62.35% of the companies in the same industry are doing better.
- The Average Return On Invested Capital over the past 3 years for RCG is significantly below the industry average of 10.38%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROIC | 1.52% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
1.3 Margins
- RCG has a worse Operating Margin (2.97%) than 69.41% of its industry peers.
- RCG's Operating Margin has declined in the last couple of years.
- The Gross Margin of RCG (56.04%) is better than 74.12% of its industry peers.
- RCG's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% |
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- RCG has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, RCG has less shares outstanding
- RCG has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.26, we must say that RCG is in the distress zone and has some risk of bankruptcy.
- RCG has a worse Altman-Z score (0.26) than 72.94% of its industry peers.
- The Debt to FCF ratio of RCG is 4.31, which is a neutral value as it means it would take RCG, 4.31 years of fcf income to pay off all of its debts.
- RCG has a better Debt to FCF ratio (4.31) than 63.53% of its industry peers.
- A Debt/Equity ratio of 0.50 indicates that RCG is somewhat dependend on debt financing.
- RCG's Debt to Equity ratio of 0.50 is in line compared to the rest of the industry. RCG outperforms 50.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Altman-Z | 0.26 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.15 indicates that RCG should not have too much problems paying its short term obligations.
- RCG has a Current ratio (1.15) which is in line with its industry peers.
- A Quick Ratio of 1.15 indicates that RCG should not have too much problems paying its short term obligations.
- With a Quick ratio value of 1.15, RCG perfoms like the industry average, outperforming 56.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
- The earnings per share for RCG have decreased strongly by -86.61% in the last year.
- RCG shows a small growth in Revenue. In the last year, the Revenue has grown by 6.26%.
- The Revenue has been growing by 58.60% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
3.2 Future
- The Earnings Per Share is expected to decrease by -39.70% on average over the next years. This is quite bad
- Based on estimates for the next years, RCG will show a small growth in Revenue. The Revenue will grow by 7.74% on average per year.
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 285.57, RCG can be considered very expensive at the moment.
- Compared to the rest of the industry, the Price/Earnings ratio of RCG indicates a slightly more expensive valuation: RCG is more expensive than 69.41% of the companies listed in the same industry.
- RCG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.38.
- RCG is valuated quite expensively with a Price/Forward Earnings ratio of 109.96.
- RCG's Price/Forward Earnings ratio is in line with the industry average.
- RCG is valuated expensively when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 109.96 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, RCG is valued a bit cheaper than 61.18% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, RCG is valued cheaply inside the industry as 83.53% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.47 | ||
| EV/EBITDA | 10.65 |
4.3 Compensation for Growth
- A cheap valuation may be justified as RCG's earnings are expected to decrease with -39.70% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- RCG does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX:RCG (11/3/2025, 7:00:00 PM)
19.99
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30 2025-10-30
Earnings (Next)02-25 2026-02-25
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap314.24M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target13.52 (-32.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-342.1%
EPS NY rev (3m)-233.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 109.96 | ||
| P/S | 0.83 | ||
| P/FCF | 8.47 | ||
| P/OCF | 7.6 | ||
| P/B | 0.99 | ||
| P/tB | 33.39 | ||
| EV/EBITDA | 10.65 |
EPS(TTM)0.07
EY0.35%
EPS(NY)0.18
Fwd EY0.91%
FCF(TTM)2.36
FCFY11.8%
OCF(TTM)2.63
OCFY13.15%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROCE | 2.11% | ||
| ROIC | 1.52% | ||
| ROICexc | 1.82% | ||
| ROICexgc | 6.95% | ||
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% | ||
| FCFM | 9.83% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Debt/EBITDA | 4.39 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.06 | ||
| Cash Conversion | 113.51% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 0.26 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%
RF CAPITAL GROUP INC / RCG.CA FAQ
Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC?
ChartMill assigns a fundamental rating of 3 / 10 to RCG.CA.
Can you provide the valuation status for RF CAPITAL GROUP INC?
ChartMill assigns a valuation rating of 2 / 10 to RF CAPITAL GROUP INC (RCG.CA). This can be considered as Overvalued.
How profitable is RF CAPITAL GROUP INC (RCG.CA) stock?
RF CAPITAL GROUP INC (RCG.CA) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for RCG stock?
The Earnings per Share (EPS) of RF CAPITAL GROUP INC (RCG.CA) is expected to decline by -184.84% in the next year.
Can you provide the dividend sustainability for RCG stock?
The dividend rating of RF CAPITAL GROUP INC (RCG.CA) is 0 / 10 and the dividend payout ratio is -37.22%.