RF CAPITAL GROUP INC (RCG.CA) Fundamental Analysis & Valuation

TSX:RCG • CA74971G4016

Current stock price

19.99 CAD
0 (0%)
Last:

This RCG.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. RCG.CA Profitability Analysis

1.1 Basic Checks

  • RCG had positive earnings in the past year.
  • In the past year RCG had a positive cash flow from operations.
  • RCG had negative earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: RCG reported negative operating cash flow in multiple years.
RCG.CA Yearly Net Income VS EBIT VS OCF VS FCFRCG.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -0.84%, RCG is doing worse than 68.24% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of -3.62%, RCG is doing worse than 70.59% of the companies in the same industry.
  • RCG has a Return On Invested Capital of 1.52%. This is in the lower half of the industry: RCG underperforms 62.35% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for RCG is significantly below the industry average of 10.88%.
Industry RankSector Rank
ROA -0.84%
ROE -3.62%
ROIC 1.52%
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
RCG.CA Yearly ROA, ROE, ROICRCG.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20

1.3 Margins

  • Looking at the Operating Margin, with a value of 2.97%, RCG is doing worse than 69.41% of the companies in the same industry.
  • In the last couple of years the Operating Margin of RCG has declined.
  • RCG's Gross Margin of 56.04% is fine compared to the rest of the industry. RCG outperforms 74.12% of its industry peers.
  • In the last couple of years the Gross Margin of RCG has remained more or less at the same level.
Industry RankSector Rank
OM 2.97%
PM (TTM) N/A
GM 56.04%
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
RCG.CA Yearly Profit, Operating, Gross MarginsRCG.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100 -150

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4

2. RCG.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for RCG has been increased compared to 1 year ago.
  • The number of shares outstanding for RCG has been reduced compared to 5 years ago.
  • The debt/assets ratio for RCG has been reduced compared to a year ago.
RCG.CA Yearly Shares OutstandingRCG.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
RCG.CA Yearly Total Debt VS Total AssetsRCG.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 0.26, we must say that RCG is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 0.26, RCG is not doing good in the industry: 72.94% of the companies in the same industry are doing better.
  • RCG has a debt to FCF ratio of 4.31. This is a neutral value as RCG would need 4.31 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 4.31, RCG is in the better half of the industry, outperforming 63.53% of the companies in the same industry.
  • RCG has a Debt/Equity ratio of 0.50. This is a neutral value indicating RCG is somewhat dependend on debt financing.
  • RCG has a Debt to Equity ratio of 0.50. This is comparable to the rest of the industry: RCG outperforms 50.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 4.31
Altman-Z 0.26
ROIC/WACCN/A
WACCN/A
RCG.CA Yearly LT Debt VS Equity VS FCFRCG.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M

2.3 Liquidity

  • A Current Ratio of 1.15 indicates that RCG should not have too much problems paying its short term obligations.
  • RCG has a Current ratio (1.15) which is comparable to the rest of the industry.
  • RCG has a Quick Ratio of 1.15. This is a normal value and indicates that RCG is financially healthy and should not expect problems in meeting its short term obligations.
  • RCG's Quick ratio of 1.15 is in line compared to the rest of the industry. RCG outperforms 56.47% of its industry peers.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 1.15
RCG.CA Yearly Current Assets VS Current LiabilitesRCG.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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3

3. RCG.CA Growth Analysis

3.1 Past

  • RCG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.61%.
  • The Revenue has been growing slightly by 6.26% in the past year.
  • RCG shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 58.60% yearly.
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%

3.2 Future

  • Based on estimates for the next years, RCG will show a very negative growth in Earnings Per Share. The EPS will decrease by -39.70% on average per year.
  • The Revenue is expected to grow by 7.74% on average over the next years.
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
RCG.CA Yearly Revenue VS EstimatesRCG.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M 400M
RCG.CA Yearly EPS VS EstimatesRCG.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2021 2022 2023 2024 2025 2026 0 -1 -2 -3

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2

4. RCG.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 285.57, which means the current valuation is very expensive for RCG.
  • Compared to the rest of the industry, the Price/Earnings ratio of RCG indicates a slightly more expensive valuation: RCG is more expensive than 69.41% of the companies listed in the same industry.
  • RCG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.61.
  • With a Price/Forward Earnings ratio of 109.96, RCG can be considered very expensive at the moment.
  • RCG's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of RCG to the average of the S&P500 Index (22.79), we can say RCG is valued expensively.
Industry RankSector Rank
PE 285.57
Fwd PE 109.96
RCG.CA Price Earnings VS Forward Price EarningsRCG.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100 150 200 250

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RCG indicates a somewhat cheap valuation: RCG is cheaper than 61.18% of the companies listed in the same industry.
  • 83.53% of the companies in the same industry are more expensive than RCG, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 8.47
EV/EBITDA 10.65
RCG.CA Per share dataRCG.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • RCG's earnings are expected to decrease with -39.70% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.7%
EPS Next 3YN/A

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0

5. RCG.CA Dividend Analysis

5.1 Amount

  • RCG does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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RCG.CA Fundamentals: All Metrics, Ratios and Statistics

RF CAPITAL GROUP INC

TSX:RCG (11/3/2025, 7:00:00 PM)

19.99

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30
Earnings (Next)02-25
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap314.24M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target13.52 (-32.37%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-342.1%
EPS NY rev (3m)-233.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
Industry RankSector Rank
PE 285.57
Fwd PE 109.96
P/S 0.83
P/FCF 8.47
P/OCF 7.6
P/B 0.99
P/tB 33.39
EV/EBITDA 10.65
EPS(TTM)0.07
EY0.35%
EPS(NY)0.18
Fwd EY0.91%
FCF(TTM)2.36
FCFY11.8%
OCF(TTM)2.63
OCFY13.15%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
Industry RankSector Rank
ROA -0.84%
ROE -3.62%
ROCE 2.11%
ROIC 1.52%
ROICexc 1.82%
ROICexgc 6.95%
OM 2.97%
PM (TTM) N/A
GM 56.04%
FCFM 9.83%
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 4.31
Debt/EBITDA 4.39
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.06
Cash Conversion 113.51%
Profit Quality N/A
Current Ratio 1.15
Quick Ratio 1.15
Altman-Z 0.26
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%

RF CAPITAL GROUP INC / RCG.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC?

ChartMill assigns a fundamental rating of 3 / 10 to RCG.CA.


Can you provide the valuation status for RF CAPITAL GROUP INC?

ChartMill assigns a valuation rating of 2 / 10 to RF CAPITAL GROUP INC (RCG.CA). This can be considered as Overvalued.


How profitable is RF CAPITAL GROUP INC (RCG.CA) stock?

RF CAPITAL GROUP INC (RCG.CA) has a profitability rating of 2 / 10.


Can you provide the expected EPS growth for RCG stock?

The Earnings per Share (EPS) of RF CAPITAL GROUP INC (RCG.CA) is expected to decline by -184.84% in the next year.


Can you provide the dividend sustainability for RCG stock?

The dividend rating of RF CAPITAL GROUP INC (RCG.CA) is 0 / 10 and the dividend payout ratio is -37.22%.