RF CAPITAL GROUP INC (RCG.CA) Stock Fundamental Analysis
Canada - TSX:RCG - CA74971G4016 - Common Stock
19.99 CAD
0 (0%)
RCG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 78 industry peers in the Capital Markets industry. While RCG seems to be doing ok healthwise, there are quite some concerns on its profitability. RCG has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
RCG had positive earnings in the past year.
RCG had a positive operating cash flow in the past year.
In the past 5 years RCG reported 4 times negative net income.
In multiple years RCG reported negative operating cash flow during the last 5 years.
1.2 Ratios
RCG has a Return On Assets of -0.84%. This is in the lower half of the industry: RCG underperforms 68.24% of its industry peers.
RCG's Return On Equity of -3.62% is on the low side compared to the rest of the industry. RCG is outperformed by 70.59% of its industry peers.
RCG's Return On Invested Capital of 1.52% is on the low side compared to the rest of the industry. RCG is outperformed by 62.35% of its industry peers.
RCG had an Average Return On Invested Capital over the past 3 years of 1.58%. This is significantly below the industry average of 10.39%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROIC | 1.52% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
1.3 Margins
RCG has a worse Operating Margin (2.97%) than 69.41% of its industry peers.
In the last couple of years the Operating Margin of RCG has declined.
RCG's Gross Margin of 56.04% is fine compared to the rest of the industry. RCG outperforms 74.12% of its industry peers.
In the last couple of years the Gross Margin of RCG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% |
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, RCG has more shares outstanding
The number of shares outstanding for RCG has been reduced compared to 5 years ago.
RCG has a better debt/assets ratio than last year.
2.2 Solvency
RCG has an Altman-Z score of 0.26. This is a bad value and indicates that RCG is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.26, RCG is not doing good in the industry: 72.94% of the companies in the same industry are doing better.
The Debt to FCF ratio of RCG is 4.31, which is a neutral value as it means it would take RCG, 4.31 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of RCG (4.31) is better than 63.53% of its industry peers.
RCG has a Debt/Equity ratio of 0.50. This is a neutral value indicating RCG is somewhat dependend on debt financing.
RCG has a Debt to Equity ratio of 0.50. This is comparable to the rest of the industry: RCG outperforms 50.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Altman-Z | 0.26 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.15 indicates that RCG should not have too much problems paying its short term obligations.
With a Current ratio value of 1.15, RCG perfoms like the industry average, outperforming 56.47% of the companies in the same industry.
RCG has a Quick Ratio of 1.15. This is a normal value and indicates that RCG is financially healthy and should not expect problems in meeting its short term obligations.
RCG has a Quick ratio of 1.15. This is comparable to the rest of the industry: RCG outperforms 56.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
The earnings per share for RCG have decreased strongly by -86.61% in the last year.
Looking at the last year, RCG shows a small growth in Revenue. The Revenue has grown by 6.26% in the last year.
RCG shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 58.60% yearly.
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
3.2 Future
RCG is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -39.70% yearly.
The Revenue is expected to grow by 7.74% on average over the next years.
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 285.57, the valuation of RCG can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of RCG indicates a slightly more expensive valuation: RCG is more expensive than 69.41% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 25.07. RCG is valued rather expensively when compared to this.
RCG is valuated quite expensively with a Price/Forward Earnings ratio of 109.96.
RCG's Price/Forward Earnings is on the same level as the industry average.
RCG's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 34.08.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 109.96 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, RCG is valued a bit cheaper than the industry average as 61.18% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, RCG is valued cheaply inside the industry as 83.53% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.47 | ||
| EV/EBITDA | 10.65 |
4.3 Compensation for Growth
A cheap valuation may be justified as RCG's earnings are expected to decrease with -39.70% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for RCG!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX:RCG (11/3/2025, 7:00:00 PM)
19.99
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap314.24M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target13.52 (-32.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-342.1%
EPS NY rev (3m)-233.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 109.96 | ||
| P/S | 0.83 | ||
| P/FCF | 8.47 | ||
| P/OCF | 7.6 | ||
| P/B | 0.99 | ||
| P/tB | 33.39 | ||
| EV/EBITDA | 10.65 |
EPS(TTM)0.07
EY0.35%
EPS(NY)0.18
Fwd EY0.91%
FCF(TTM)2.36
FCFY11.8%
OCF(TTM)2.63
OCFY13.15%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROCE | 2.11% | ||
| ROIC | 1.52% | ||
| ROICexc | 1.82% | ||
| ROICexgc | 6.95% | ||
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% | ||
| FCFM | 9.83% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Debt/EBITDA | 4.39 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.06 | ||
| Cash Conversion | 113.51% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 0.26 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%
RF CAPITAL GROUP INC / RCG.CA FAQ
Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC?
ChartMill assigns a fundamental rating of 3 / 10 to RCG.CA.
What is the valuation status of RF CAPITAL GROUP INC (RCG.CA) stock?
ChartMill assigns a valuation rating of 2 / 10 to RF CAPITAL GROUP INC (RCG.CA). This can be considered as Overvalued.
How profitable is RF CAPITAL GROUP INC (RCG.CA) stock?
RF CAPITAL GROUP INC (RCG.CA) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for RCG stock?
The Earnings per Share (EPS) of RF CAPITAL GROUP INC (RCG.CA) is expected to decline by -184.84% in the next year.
Is the dividend of RF CAPITAL GROUP INC sustainable?
The dividend rating of RF CAPITAL GROUP INC (RCG.CA) is 0 / 10 and the dividend payout ratio is -37.22%.