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RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) Stock Fundamental Analysis

Canada - TSX:RCG-PR-B - CA74971G2036

25.42 CAD
-0.01 (-0.04%)
Last: 11/3/2025, 7:00:00 PM
Fundamental Rating

3

RCG-PR-B gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 78 industry peers in the Capital Markets industry. While RCG-PR-B seems to be doing ok healthwise, there are quite some concerns on its profitability. RCG-PR-B does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

In the past year RCG-PR-B was profitable.
In the past year RCG-PR-B had a positive cash flow from operations.
RCG-PR-B had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: RCG-PR-B reported negative operating cash flow in multiple years.
RCG-PR-B.CA Yearly Net Income VS EBIT VS OCF VS FCFRCG-PR-B.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

1.2 Ratios

RCG-PR-B's Return On Assets of -0.84% is on the low side compared to the rest of the industry. RCG-PR-B is outperformed by 69.41% of its industry peers.
RCG-PR-B has a Return On Equity of -3.62%. This is in the lower half of the industry: RCG-PR-B underperforms 71.76% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.52%, RCG-PR-B is doing worse than 63.53% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for RCG-PR-B is significantly below the industry average of 10.39%.
Industry RankSector Rank
ROA -0.84%
ROE -3.62%
ROIC 1.52%
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
RCG-PR-B.CA Yearly ROA, ROE, ROICRCG-PR-B.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20

1.3 Margins

With a Operating Margin value of 2.97%, RCG-PR-B is not doing good in the industry: 70.59% of the companies in the same industry are doing better.
RCG-PR-B's Operating Margin has declined in the last couple of years.
RCG-PR-B's Gross Margin of 56.04% is fine compared to the rest of the industry. RCG-PR-B outperforms 72.94% of its industry peers.
RCG-PR-B's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 2.97%
PM (TTM) N/A
GM 56.04%
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
RCG-PR-B.CA Yearly Profit, Operating, Gross MarginsRCG-PR-B.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100 -150

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4

2. Health

2.1 Basic Checks

The number of shares outstanding for RCG-PR-B has been increased compared to 1 year ago.
The number of shares outstanding for RCG-PR-B has been reduced compared to 5 years ago.
RCG-PR-B has a better debt/assets ratio than last year.
RCG-PR-B.CA Yearly Shares OutstandingRCG-PR-B.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
RCG-PR-B.CA Yearly Total Debt VS Total AssetsRCG-PR-B.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

RCG-PR-B has an Altman-Z score of 0.31. This is a bad value and indicates that RCG-PR-B is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.31, RCG-PR-B perfoms like the industry average, outperforming 49.41% of the companies in the same industry.
RCG-PR-B has a debt to FCF ratio of 4.31. This is a neutral value as RCG-PR-B would need 4.31 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 4.31, RCG-PR-B is doing good in the industry, outperforming 62.35% of the companies in the same industry.
A Debt/Equity ratio of 0.50 indicates that RCG-PR-B is somewhat dependend on debt financing.
RCG-PR-B has a Debt to Equity ratio of 0.50. This is comparable to the rest of the industry: RCG-PR-B outperforms 49.41% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 4.31
Altman-Z 0.31
ROIC/WACCN/A
WACCN/A
RCG-PR-B.CA Yearly LT Debt VS Equity VS FCFRCG-PR-B.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M

2.3 Liquidity

A Current Ratio of 1.15 indicates that RCG-PR-B should not have too much problems paying its short term obligations.
The Current ratio of RCG-PR-B (1.15) is comparable to the rest of the industry.
A Quick Ratio of 1.15 indicates that RCG-PR-B should not have too much problems paying its short term obligations.
The Quick ratio of RCG-PR-B (1.15) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 1.15
RCG-PR-B.CA Yearly Current Assets VS Current LiabilitesRCG-PR-B.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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3

3. Growth

3.1 Past

The earnings per share for RCG-PR-B have decreased strongly by -86.61% in the last year.
RCG-PR-B shows a small growth in Revenue. In the last year, the Revenue has grown by 6.26%.
The Revenue has been growing by 58.60% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%

3.2 Future

RCG-PR-B is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -39.70% yearly.
Based on estimates for the next years, RCG-PR-B will show a small growth in Revenue. The Revenue will grow by 7.74% on average per year.
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
RCG-PR-B.CA Yearly Revenue VS EstimatesRCG-PR-B.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M 400M
RCG-PR-B.CA Yearly EPS VS EstimatesRCG-PR-B.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2021 2022 2023 2024 2025 2026 0 1 -1 2 -2 -3

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2

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 363.14 indicates a quite expensive valuation of RCG-PR-B.
71.76% of the companies in the same industry are cheaper than RCG-PR-B, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of RCG-PR-B to the average of the S&P500 Index (25.56), we can say RCG-PR-B is valued expensively.
The Price/Forward Earnings ratio is 139.82, which means the current valuation is very expensive for RCG-PR-B.
RCG-PR-B's Price/Forward Earnings ratio is in line with the industry average.
RCG-PR-B is valuated expensively when we compare the Price/Forward Earnings ratio to 34.62, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 363.14
Fwd PE 139.82
RCG-PR-B.CA Price Earnings VS Forward Price EarningsRCG-PR-B.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300

4.2 Price Multiples

The rest of the industry has a similar Enterprise Value to EBITDA ratio as RCG-PR-B.
Based on the Price/Free Cash Flow ratio, RCG-PR-B is valued cheaper than 82.35% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.77
EV/EBITDA 12.99
RCG-PR-B.CA Per share dataRCG-PR-B.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

A cheap valuation may be justified as RCG-PR-B's earnings are expected to decrease with -39.70% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.7%
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.67%, RCG-PR-B has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 5.09, RCG-PR-B has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.44, RCG-PR-B pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.67%

5.2 History

On average, the dividend of RCG-PR-B grows each year by 11.18%, which is quite nice.
RCG-PR-B has been paying a dividend for at least 10 years, so it has a reliable track record.
RCG-PR-B has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)11.18%
Div Incr Years0
Div Non Decr Years7
RCG-PR-B.CA Yearly Dividends per shareRCG-PR-B.CA Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

The earnings of RCG-PR-B are negative and hence is the payout ratio. RCG-PR-B will probably not be able to sustain this dividend level.
DP-37.22%
EPS Next 2Y-39.7%
EPS Next 3YN/A
RCG-PR-B.CA Yearly Income VS Free CF VS DividendRCG-PR-B.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

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RF CAPITAL GROUP INC - RCGCN 3.73 PERP

TSX:RCG-PR-B (11/3/2025, 7:00:00 PM)

25.42

-0.01 (-0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30 2025-10-30
Earnings (Next)02-25 2026-02-25
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap399.60M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target17.16 (-32.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.67%
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years7
Ex-Date09-15 2025-09-15 (0.233313)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.1%
PT rev (3m)-0.06%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-342.1%
EPS NY rev (3m)-233.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
Industry RankSector Rank
PE 363.14
Fwd PE 139.82
P/S 1.06
P/FCF 10.77
P/OCF 9.67
P/B 1.25
P/tB 42.46
EV/EBITDA 12.99
EPS(TTM)0.07
EY0.28%
EPS(NY)0.18
Fwd EY0.72%
FCF(TTM)2.36
FCFY9.28%
OCF(TTM)2.63
OCFY10.34%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
Industry RankSector Rank
ROA -0.84%
ROE -3.62%
ROCE 2.11%
ROIC 1.52%
ROICexc 1.82%
ROICexgc 6.95%
OM 2.97%
PM (TTM) N/A
GM 56.04%
FCFM 9.83%
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 4.31
Debt/EBITDA 4.39
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.06
Cash Conversion 113.51%
Profit Quality N/A
Current Ratio 1.15
Quick Ratio 1.15
Altman-Z 0.31
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%

RF CAPITAL GROUP INC - RCGCN 3.73 PERP / RCG-PR-B.CA FAQ

Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC - RCGCN 3.73 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to RCG-PR-B.CA.


What is the valuation status of RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) stock?

ChartMill assigns a valuation rating of 2 / 10 to RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA). This can be considered as Overvalued.


Can you provide the profitability details for RF CAPITAL GROUP INC - RCGCN 3.73 PERP?

RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) has a profitability rating of 2 / 10.


What are the PE and PB ratios of RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) stock?

The Price/Earnings (PE) ratio for RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) is 363.14 and the Price/Book (PB) ratio is 1.25.


Can you provide the financial health for RCG-PR-B stock?

The financial health rating of RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) is 4 / 10.