RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) Fundamental Analysis & Valuation

TSX:RCG-PR-B • CA74971G2036

Current stock price

25.42 CAD
-0.01 (-0.04%)
Last:

This RCG-PR-B.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. RCG-PR-B.CA Profitability Analysis

1.1 Basic Checks

  • RCG-PR-B had positive earnings in the past year.
  • RCG-PR-B had a positive operating cash flow in the past year.
  • RCG-PR-B had negative earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: RCG-PR-B reported negative operating cash flow in multiple years.
RCG-PR-B.CA Yearly Net Income VS EBIT VS OCF VS FCFRCG-PR-B.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

1.2 Ratios

  • RCG-PR-B has a Return On Assets of -0.84%. This is in the lower half of the industry: RCG-PR-B underperforms 69.41% of its industry peers.
  • RCG-PR-B's Return On Equity of -3.62% is on the low side compared to the rest of the industry. RCG-PR-B is outperformed by 71.76% of its industry peers.
  • With a Return On Invested Capital value of 1.52%, RCG-PR-B is not doing good in the industry: 63.53% of the companies in the same industry are doing better.
  • RCG-PR-B had an Average Return On Invested Capital over the past 3 years of 1.58%. This is significantly below the industry average of 10.97%.
Industry RankSector Rank
ROA -0.84%
ROE -3.62%
ROIC 1.52%
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
RCG-PR-B.CA Yearly ROA, ROE, ROICRCG-PR-B.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20

1.3 Margins

  • RCG-PR-B has a worse Operating Margin (2.97%) than 70.59% of its industry peers.
  • In the last couple of years the Operating Margin of RCG-PR-B has declined.
  • With a decent Gross Margin value of 56.04%, RCG-PR-B is doing good in the industry, outperforming 72.94% of the companies in the same industry.
  • In the last couple of years the Gross Margin of RCG-PR-B has remained more or less at the same level.
Industry RankSector Rank
OM 2.97%
PM (TTM) N/A
GM 56.04%
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
RCG-PR-B.CA Yearly Profit, Operating, Gross MarginsRCG-PR-B.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100 -150

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4

2. RCG-PR-B.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for RCG-PR-B has been increased compared to 1 year ago.
  • RCG-PR-B has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for RCG-PR-B has been reduced compared to a year ago.
RCG-PR-B.CA Yearly Shares OutstandingRCG-PR-B.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
RCG-PR-B.CA Yearly Total Debt VS Total AssetsRCG-PR-B.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 0.31, we must say that RCG-PR-B is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of RCG-PR-B (0.31) is comparable to the rest of the industry.
  • RCG-PR-B has a debt to FCF ratio of 4.31. This is a neutral value as RCG-PR-B would need 4.31 years to pay back of all of its debts.
  • The Debt to FCF ratio of RCG-PR-B (4.31) is better than 62.35% of its industry peers.
  • RCG-PR-B has a Debt/Equity ratio of 0.50. This is a neutral value indicating RCG-PR-B is somewhat dependend on debt financing.
  • RCG-PR-B has a Debt to Equity ratio (0.50) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 4.31
Altman-Z 0.31
ROIC/WACCN/A
WACCN/A
RCG-PR-B.CA Yearly LT Debt VS Equity VS FCFRCG-PR-B.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M

2.3 Liquidity

  • A Current Ratio of 1.15 indicates that RCG-PR-B should not have too much problems paying its short term obligations.
  • RCG-PR-B has a Current ratio (1.15) which is comparable to the rest of the industry.
  • RCG-PR-B has a Quick Ratio of 1.15. This is a normal value and indicates that RCG-PR-B is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of RCG-PR-B (1.15) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 1.15
RCG-PR-B.CA Yearly Current Assets VS Current LiabilitesRCG-PR-B.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. RCG-PR-B.CA Growth Analysis

3.1 Past

  • RCG-PR-B shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.61%.
  • RCG-PR-B shows a small growth in Revenue. In the last year, the Revenue has grown by 6.26%.
  • Measured over the past years, RCG-PR-B shows a very strong growth in Revenue. The Revenue has been growing by 58.60% on average per year.
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%

3.2 Future

  • Based on estimates for the next years, RCG-PR-B will show a very negative growth in Earnings Per Share. The EPS will decrease by -39.70% on average per year.
  • The Revenue is expected to grow by 7.74% on average over the next years.
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
RCG-PR-B.CA Yearly Revenue VS EstimatesRCG-PR-B.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M 400M
RCG-PR-B.CA Yearly EPS VS EstimatesRCG-PR-B.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2021 2022 2023 2024 2025 2026 0 -1 -2 -3

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2

4. RCG-PR-B.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 363.14, RCG-PR-B can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, RCG-PR-B is valued a bit more expensive than 71.76% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of RCG-PR-B to the average of the S&P500 Index (26.11), we can say RCG-PR-B is valued expensively.
  • RCG-PR-B is valuated quite expensively with a Price/Forward Earnings ratio of 139.82.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RCG-PR-B is on the same level as its industry peers.
  • RCG-PR-B's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 24.12.
Industry RankSector Rank
PE 363.14
Fwd PE 139.82
RCG-PR-B.CA Price Earnings VS Forward Price EarningsRCG-PR-B.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RCG-PR-B is on the same level as its industry peers.
  • RCG-PR-B's Price/Free Cash Flow ratio is rather cheap when compared to the industry. RCG-PR-B is cheaper than 82.35% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.77
EV/EBITDA 12.99
RCG-PR-B.CA Per share dataRCG-PR-B.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • A cheap valuation may be justified as RCG-PR-B's earnings are expected to decrease with -39.70% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.7%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. RCG-PR-B.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.67%, RCG-PR-B has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 3.20, RCG-PR-B has a dividend in line with its industry peers.
  • RCG-PR-B's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 3.67%

5.2 History

  • The dividend of RCG-PR-B is nicely growing with an annual growth rate of 11.18%!
  • RCG-PR-B has been paying a dividend for at least 10 years, so it has a reliable track record.
  • RCG-PR-B has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)11.18%
Div Incr Years0
Div Non Decr Years7
RCG-PR-B.CA Yearly Dividends per shareRCG-PR-B.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • RCG-PR-B has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-37.22%
EPS Next 2Y-39.7%
EPS Next 3YN/A
RCG-PR-B.CA Yearly Income VS Free CF VS DividendRCG-PR-B.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

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RCG-PR-B.CA Fundamentals: All Metrics, Ratios and Statistics

RF CAPITAL GROUP INC - RCGCN 3.73 PERP

TSX:RCG-PR-B (11/3/2025, 7:00:00 PM)

25.42

-0.01 (-0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30
Earnings (Next)02-25
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap399.60M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target17.16 (-32.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.67%
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.1%
PT rev (3m)-0.06%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-342.1%
EPS NY rev (3m)-233.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
Industry RankSector Rank
PE 363.14
Fwd PE 139.82
P/S 1.06
P/FCF 10.77
P/OCF 9.67
P/B 1.25
P/tB 42.46
EV/EBITDA 12.99
EPS(TTM)0.07
EY0.28%
EPS(NY)0.18
Fwd EY0.72%
FCF(TTM)2.36
FCFY9.28%
OCF(TTM)2.63
OCFY10.34%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
Industry RankSector Rank
ROA -0.84%
ROE -3.62%
ROCE 2.11%
ROIC 1.52%
ROICexc 1.82%
ROICexgc 6.95%
OM 2.97%
PM (TTM) N/A
GM 56.04%
FCFM 9.83%
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 4.31
Debt/EBITDA 4.39
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.06
Cash Conversion 113.51%
Profit Quality N/A
Current Ratio 1.15
Quick Ratio 1.15
Altman-Z 0.31
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%

RF CAPITAL GROUP INC - RCGCN 3.73 PERP / RCG-PR-B.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC - RCGCN 3.73 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to RCG-PR-B.CA.


What is the valuation status for RCG-PR-B stock?

ChartMill assigns a valuation rating of 2 / 10 to RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA). This can be considered as Overvalued.


Can you provide the profitability details for RF CAPITAL GROUP INC - RCGCN 3.73 PERP?

RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) has a profitability rating of 2 / 10.


What is the expected EPS growth for RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) stock?

The Earnings per Share (EPS) of RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) is expected to decline by -184.84% in the next year.


Is the dividend of RF CAPITAL GROUP INC - RCGCN 3.73 PERP sustainable?

The dividend rating of RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) is 6 / 10 and the dividend payout ratio is -37.22%.