RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) Stock Fundamental Analysis
Canada • Toronto Stock Exchange • TSX:RCG-PR-B • CA74971G2036
25.42 CAD
-0.01 (-0.04%)
Last: Nov 3, 2025, 07:00 PM
Taking everything into account, RCG-PR-B scores 3 out of 10 in our fundamental rating. RCG-PR-B was compared to 78 industry peers in the Capital Markets industry. RCG-PR-B scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. RCG-PR-B has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- RCG-PR-B had positive earnings in the past year.
- RCG-PR-B had a positive operating cash flow in the past year.
- In the past 5 years RCG-PR-B reported 4 times negative net income.
- In multiple years RCG-PR-B reported negative operating cash flow during the last 5 years.
1.2 Ratios
- The Return On Assets of RCG-PR-B (-0.84%) is worse than 69.41% of its industry peers.
- RCG-PR-B's Return On Equity of -3.62% is on the low side compared to the rest of the industry. RCG-PR-B is outperformed by 71.76% of its industry peers.
- RCG-PR-B has a worse Return On Invested Capital (1.52%) than 63.53% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for RCG-PR-B is significantly below the industry average of 10.50%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROIC | 1.52% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
1.3 Margins
- With a Operating Margin value of 2.97%, RCG-PR-B is not doing good in the industry: 70.59% of the companies in the same industry are doing better.
- RCG-PR-B's Operating Margin has declined in the last couple of years.
- Looking at the Gross Margin, with a value of 56.04%, RCG-PR-B is in the better half of the industry, outperforming 72.94% of the companies in the same industry.
- RCG-PR-B's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% |
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The number of shares outstanding for RCG-PR-B has been increased compared to 1 year ago.
- The number of shares outstanding for RCG-PR-B has been reduced compared to 5 years ago.
- RCG-PR-B has a better debt/assets ratio than last year.
2.2 Solvency
- RCG-PR-B has an Altman-Z score of 0.31. This is a bad value and indicates that RCG-PR-B is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.31, RCG-PR-B is in line with its industry, outperforming 49.41% of the companies in the same industry.
- RCG-PR-B has a debt to FCF ratio of 4.31. This is a neutral value as RCG-PR-B would need 4.31 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 4.31, RCG-PR-B is doing good in the industry, outperforming 62.35% of the companies in the same industry.
- RCG-PR-B has a Debt/Equity ratio of 0.50. This is a neutral value indicating RCG-PR-B is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.50, RCG-PR-B perfoms like the industry average, outperforming 49.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Altman-Z | 0.31 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- RCG-PR-B has a Current Ratio of 1.15. This is a normal value and indicates that RCG-PR-B is financially healthy and should not expect problems in meeting its short term obligations.
- With a Current ratio value of 1.15, RCG-PR-B perfoms like the industry average, outperforming 55.29% of the companies in the same industry.
- RCG-PR-B has a Quick Ratio of 1.15. This is a normal value and indicates that RCG-PR-B is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.15, RCG-PR-B is in line with its industry, outperforming 55.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
- RCG-PR-B shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.61%.
- RCG-PR-B shows a small growth in Revenue. In the last year, the Revenue has grown by 6.26%.
- Measured over the past years, RCG-PR-B shows a very strong growth in Revenue. The Revenue has been growing by 58.60% on average per year.
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
3.2 Future
- The Earnings Per Share is expected to decrease by -39.70% on average over the next years. This is quite bad
- The Revenue is expected to grow by 7.74% on average over the next years.
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- RCG-PR-B is valuated quite expensively with a Price/Earnings ratio of 363.14.
- Based on the Price/Earnings ratio, RCG-PR-B is valued a bit more expensive than 71.76% of the companies in the same industry.
- RCG-PR-B is valuated expensively when we compare the Price/Earnings ratio to 28.30, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 139.82, which means the current valuation is very expensive for RCG-PR-B.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of RCG-PR-B is on the same level as its industry peers.
- The average S&P500 Price/Forward Earnings ratio is at 25.57. RCG-PR-B is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 363.14 | ||
| Fwd PE | 139.82 |
4.2 Price Multiples
- RCG-PR-B's Enterprise Value to EBITDA is on the same level as the industry average.
- 82.35% of the companies in the same industry are more expensive than RCG-PR-B, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.77 | ||
| EV/EBITDA | 12.99 |
4.3 Compensation for Growth
- RCG-PR-B's earnings are expected to decrease with -39.70% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- RCG-PR-B has a Yearly Dividend Yield of 3.67%. Purely for dividend investing, there may be better candidates out there.
- RCG-PR-B's Dividend Yield is comparable with the industry average which is at 1.74.
- RCG-PR-B's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.67% |
5.2 History
- The dividend of RCG-PR-B is nicely growing with an annual growth rate of 11.18%!
- RCG-PR-B has paid a dividend for at least 10 years, which is a reliable track record.
- As RCG-PR-B did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)11.18%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
- RCG-PR-B has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-37.22%
EPS Next 2Y-39.7%
EPS Next 3YN/A
RF CAPITAL GROUP INC - RCGCN 3.73 PERP / RCG-PR-B.CA FAQ
Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC - RCGCN 3.73 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to RCG-PR-B.CA.
What is the valuation status for RCG-PR-B stock?
ChartMill assigns a valuation rating of 2 / 10 to RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA). This can be considered as Overvalued.
Can you provide the profitability details for RF CAPITAL GROUP INC - RCGCN 3.73 PERP?
RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) has a profitability rating of 2 / 10.
What is the expected EPS growth for RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) stock?
The Earnings per Share (EPS) of RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) is expected to decline by -184.84% in the next year.
Is the dividend of RF CAPITAL GROUP INC - RCGCN 3.73 PERP sustainable?
The dividend rating of RF CAPITAL GROUP INC - RCGCN 3.73 PERP (RCG-PR-B.CA) is 6 / 10 and the dividend payout ratio is -37.22%.