RAND CAPITAL CORP (RAND) Stock Fundamental Analysis
NASDAQ:RAND - Nasdaq - US7521852076 - Common Stock - Currency: USD
RAND gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 225 industry peers in the Capital Markets industry. RAND has an average financial health and profitability rating. RAND is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
RAND had positive earnings in the past year.
In the past year RAND had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: RAND reported negative net income in multiple years.
In multiple years RAND reported negative operating cash flow during the last 5 years.
1.2 Ratios
RAND has a better Return On Assets (16.12%) than 97.26% of its industry peers.
RAND has a better Return On Equity (18.26%) than 84.93% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.58%, RAND is doing worse than 64.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.12% | ||
| ROE | 18.26% | ||
| ROIC | 2.58% |
ROA(3y)10.25%
ROA(5y)5.68%
ROE(3y)11.74%
ROE(5y)6.51%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
RAND's Profit Margin of 154.01% is amongst the best of the industry. RAND outperforms 99.09% of its industry peers.
In the last couple of years the Profit Margin of RAND has grown nicely.
Looking at the Operating Margin, with a value of 25.44%, RAND is in line with its industry, outperforming 45.66% of the companies in the same industry.
RAND's Operating Margin has improved in the last couple of years.
With a decent Gross Margin value of 66.89%, RAND is doing good in the industry, outperforming 72.15% of the companies in the same industry.
In the last couple of years the Gross Margin of RAND has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.44% | ||
| PM (TTM) | 154.01% | ||
| GM | 66.89% |
OM growth 3Y5.71%
OM growth 5YN/A
PM growth 3Y55.03%
PM growth 5YN/A
GM growth 3Y1.75%
GM growth 5Y-3.51%
2. Health
2.1 Basic Checks
Compared to 1 year ago, RAND has about the same amount of shares outstanding.
Compared to 5 years ago, RAND has more shares outstanding
Compared to 1 year ago, RAND has a worse debt to assets ratio.
2.2 Solvency
RAND has an Altman-Z score of 5.11. This indicates that RAND is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.11, RAND belongs to the top of the industry, outperforming 85.39% of the companies in the same industry.
The Debt to FCF ratio of RAND is 0.29, which is an excellent value as it means it would take RAND, only 0.29 years of fcf income to pay off all of its debts.
RAND has a better Debt to FCF ratio (0.29) than 90.87% of its industry peers.
RAND has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
RAND has a better Debt to Equity ratio (0.06) than 83.11% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.29 | ||
| Altman-Z | 5.11 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.82 indicates that RAND may have some problems paying its short term obligations.
The Current ratio of RAND (0.82) is worse than 60.73% of its industry peers.
A Quick Ratio of 0.82 indicates that RAND may have some problems paying its short term obligations.
RAND's Quick ratio of 0.82 is on the low side compared to the rest of the industry. RAND is outperformed by 60.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.82 | ||
| Quick Ratio | 0.82 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 123.48% over the past year.
The Earnings Per Share has been growing by 97.15% on average over the past years. This is a very strong growth
Looking at the last year, RAND shows a quite strong growth in Revenue. The Revenue has grown by 16.97% in the last year.
The Revenue has been growing by 28.31% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)123.48%
EPS 3Y97.15%
EPS 5YN/A
EPS Q2Q%58.62%
Revenue 1Y (TTM)16.97%
Revenue growth 3Y33.27%
Revenue growth 5Y28.31%
Sales Q2Q%27.59%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 17.07, RAND is valued on the expensive side.
RAND's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 29.62, RAND is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.07 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of RAND indicates a rather cheap valuation: RAND is cheaper than 81.74% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.45 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
RAND has a Yearly Dividend Yield of 58.95%, which is a nice return.
RAND's Dividend Yield is rather good when compared to the industry average which is at 10.21. RAND pays more dividend than 100.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.27, RAND pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 58.95% |
5.2 History
RAND has been paying a dividend for over 5 years, so it has already some track record.
RAND has decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
29.27% of the earnings are spent on dividend by RAND. This is a low number and sustainable payout ratio.
DP29.27%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:RAND (2/24/2025, 2:05:05 PM)
28.5
+0.4 (+1.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners2.91%
Inst Owner Change-26.5%
Ins Owners3.97%
Ins Owner Change0%
Market Cap73.53M
Analysts0
Price TargetN/A
Short Float %1.09%
Short Ratio0.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 58.95% |
Yearly Dividend1.33
Dividend Growth(5Y)N/A
DP29.27%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.07 | ||
| Fwd PE | N/A | ||
| P/S | 8.8 | ||
| P/FCF | 5.45 | ||
| P/OCF | 5.45 | ||
| P/B | 1.04 | ||
| P/tB | 1.04 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.67
EY5.86%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.23
FCFY18.34%
OCF(TTM)5.23
OCFY18.34%
SpS3.24
BVpS27.3
TBVpS27.3
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.12% | ||
| ROE | 18.26% | ||
| ROCE | 2.84% | ||
| ROIC | 2.58% | ||
| ROICexc | 2.7% | ||
| ROICexgc | 2.71% | ||
| OM | 25.44% | ||
| PM (TTM) | 154.01% | ||
| GM | 66.89% | ||
| FCFM | 161.5% |
ROA(3y)10.25%
ROA(5y)5.68%
ROE(3y)11.74%
ROE(5y)6.51%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y11.5%
ROICexcg growth 5YN/A
ROICexc growth 3Y11.5%
ROICexc growth 5YN/A
OM growth 3Y5.71%
OM growth 5YN/A
PM growth 3Y55.03%
PM growth 5YN/A
GM growth 3Y1.75%
GM growth 5Y-3.51%
F-Score6
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.29 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.5 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 104.87% | ||
| Current Ratio | 0.82 | ||
| Quick Ratio | 0.82 | ||
| Altman-Z | 5.11 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)123.48%
EPS 3Y97.15%
EPS 5YN/A
EPS Q2Q%58.62%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)16.97%
Revenue growth 3Y33.27%
Revenue growth 5Y28.31%
Sales Q2Q%27.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-40.98%
EBIT growth 3Y40.88%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3358.65%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y3358.65%
OCF growth 3YN/A
OCF growth 5YN/A