RAND CAPITAL CORP (RAND) Stock Fundamental Analysis
USA - NASDAQ:RAND - US7521852076 - Common Stock
13.66 USD
-0.15 (-1.09%)
Taking everything into account, RAND scores 5 out of 10 in our fundamental rating. RAND was compared to 237 industry peers in the Capital Markets industry. RAND has an excellent financial health rating, but there are some minor concerns on its profitability. RAND has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year RAND was profitable.
In the past year RAND had a positive cash flow from operations.
Of the past 5 years RAND 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: RAND reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of -12.49%, RAND is not doing good in the industry: 83.97% of the companies in the same industry are doing better.
RAND's Return On Equity of -12.70% is on the low side compared to the rest of the industry. RAND is outperformed by 79.75% of its industry peers.
With an excellent Return On Invested Capital value of 11.26%, RAND belongs to the best of the industry, outperforming 86.50% of the companies in the same industry.
RAND had an Average Return On Invested Capital over the past 3 years of 5.25%. This is below the industry average of 7.63%.
The last Return On Invested Capital (11.26%) for RAND is above the 3 year average (5.25%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.49% | ||
| ROE | -12.7% | ||
| ROIC | 11.26% |
ROA(3y)6.28%
ROA(5y)8.83%
ROE(3y)7.57%
ROE(5y)10.07%
ROIC(3y)5.25%
ROIC(5y)N/A
1.3 Margins
RAND's Profit Margin has declined in the last couple of years.
RAND's Operating Margin of 88.84% is amongst the best of the industry. RAND outperforms 99.58% of its industry peers.
With an excellent Gross Margin value of 78.37%, RAND belongs to the best of the industry, outperforming 84.39% of the companies in the same industry.
RAND's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 88.84% | ||
| PM (TTM) | N/A | ||
| GM | 78.37% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-35.66%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-2.83%
2. Health
2.1 Basic Checks
Compared to 1 year ago, RAND has about the same amount of shares outstanding.
Compared to 5 years ago, RAND has less shares outstanding
Compared to 1 year ago, RAND has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 26.79 indicates that RAND is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 26.79, RAND belongs to the best of the industry, outperforming 97.47% of the companies in the same industry.
RAND has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 26.79 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
RAND has a Current Ratio of 9.33. This indicates that RAND is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 9.33, RAND belongs to the best of the industry, outperforming 92.83% of the companies in the same industry.
RAND has a Quick Ratio of 9.33. This indicates that RAND is financially healthy and has no problem in meeting its short term obligations.
RAND has a Quick ratio of 9.33. This is amongst the best in the industry. RAND outperforms 92.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 9.33 | ||
| Quick Ratio | 9.33 |
3. Growth
3.1 Past
RAND shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.33%, which is quite good.
RAND shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -17.63% yearly.
Looking at the last year, RAND shows a small growth in Revenue. The Revenue has grown by 1.18% in the last year.
The Revenue has been growing by 25.77% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)9.33%
EPS 3Y-17.63%
EPS 5YN/A
EPS Q2Q%-25%
Revenue 1Y (TTM)1.18%
Revenue growth 3Y28.01%
Revenue growth 5Y25.77%
Sales Q2Q%-25.23%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.33, the valuation of RAND can be described as reasonable.
76.79% of the companies in the same industry are more expensive than RAND, based on the Price/Earnings ratio.
RAND is valuated cheaply when we compare the Price/Earnings ratio to 26.13, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.33 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of RAND indicates a rather cheap valuation: RAND is cheaper than 94.09% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.69 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.17%, RAND is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.57, RAND has a dividend in line with its industry peers.
RAND's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
5.2 History
RAND has been paying a dividend for over 5 years, so it has already some track record.
RAND has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
The earnings of RAND are negative and hence is the payout ratio. RAND will probably not be able to sustain this dividend level.
DP-64.5%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:RAND (11/5/2025, 8:26:28 PM)
13.66
-0.15 (-1.09%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners1.93%
Inst Owner Change0%
Ins Owners3.98%
Ins Owner Change0%
Market Cap40.57M
Revenue(TTM)7.97M
Net Income(TTM)-7200800
Analysts0
Price TargetN/A
Short Float %0.19%
Short Ratio0.32
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
Yearly Dividend0.83
Dividend Growth(5Y)N/A
DP-64.5%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.33 | ||
| Fwd PE | N/A | ||
| P/S | 5.09 | ||
| P/FCF | 1.69 | ||
| P/OCF | 1.69 | ||
| P/B | 0.72 | ||
| P/tB | 0.72 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.64
EY12.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)8.07
FCFY59.08%
OCF(TTM)8.07
OCFY59.08%
SpS2.68
BVpS19.1
TBVpS19.1
PEG (NY)N/A
PEG (5Y)N/A
Graham Number26.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.49% | ||
| ROE | -12.7% | ||
| ROCE | 12.4% | ||
| ROIC | 11.26% | ||
| ROICexc | 11.26% | ||
| ROICexgc | 11.26% | ||
| OM | 88.84% | ||
| PM (TTM) | N/A | ||
| GM | 78.37% | ||
| FCFM | 300.88% |
ROA(3y)6.28%
ROA(5y)8.83%
ROE(3y)7.57%
ROE(5y)10.07%
ROIC(3y)5.25%
ROIC(5y)N/A
ROICexc(3y)5.38%
ROICexc(5y)N/A
ROICexgc(3y)5.38%
ROICexgc(5y)N/A
ROCE(3y)5.78%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-35.66%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-2.83%
F-Score6
Asset Turnover0.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 16.52 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 9.33 | ||
| Quick Ratio | 9.33 | ||
| Altman-Z | 26.79 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.33%
EPS 3Y-17.63%
EPS 5YN/A
EPS Q2Q%-25%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.18%
Revenue growth 3Y28.01%
Revenue growth 5Y25.77%
Sales Q2Q%-25.23%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y226.63%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2987.78%
FCF growth 3YN/A
FCF growth 5Y26.46%
OCF growth 1Y2987.78%
OCF growth 3YN/A
OCF growth 5Y26.46%
RAND CAPITAL CORP / RAND FAQ
Can you provide the ChartMill fundamental rating for RAND CAPITAL CORP?
ChartMill assigns a fundamental rating of 5 / 10 to RAND.
What is the valuation status of RAND CAPITAL CORP (RAND) stock?
ChartMill assigns a valuation rating of 4 / 10 to RAND CAPITAL CORP (RAND). This can be considered as Fairly Valued.
What is the profitability of RAND stock?
RAND CAPITAL CORP (RAND) has a profitability rating of 4 / 10.
How sustainable is the dividend of RAND CAPITAL CORP (RAND) stock?
The dividend rating of RAND CAPITAL CORP (RAND) is 4 / 10 and the dividend payout ratio is -64.5%.