RAND CAPITAL CORP (RAND) Stock Fundamental Analysis
NASDAQ:RAND - Nasdaq - US7521852076 - Common Stock - Currency: USD
Taking everything into account, RAND scores 6 out of 10 in our fundamental rating. RAND was compared to 233 industry peers in the Capital Markets industry. While RAND has a great health rating, its profitability is only average at the moment. RAND is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year RAND was profitable.
RAND had a positive operating cash flow in the past year.
Of the past 5 years RAND 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: RAND reported negative operating cash flow in multiple years.
1.2 Ratios
RAND's Return On Assets of 12.19% is amongst the best of the industry. RAND outperforms 92.27% of its industry peers.
Looking at the Return On Equity, with a value of 12.66%, RAND is in the better half of the industry, outperforming 69.96% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 5.66%, RAND is in the better half of the industry, outperforming 67.81% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for RAND is below the industry average of 7.86%.
The last Return On Invested Capital (5.66%) for RAND is above the 3 year average (5.25%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.19% | ||
| ROE | 12.66% | ||
| ROIC | 5.66% |
ROA(3y)6.28%
ROA(5y)8.83%
ROE(3y)7.57%
ROE(5y)10.07%
ROIC(3y)5.25%
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 97.29%, RAND belongs to the best of the industry, outperforming 99.57% of the companies in the same industry.
In the last couple of years the Profit Margin of RAND has declined.
With an excellent Operating Margin value of 48.22%, RAND belongs to the best of the industry, outperforming 81.55% of the companies in the same industry.
With an excellent Gross Margin value of 74.17%, RAND belongs to the best of the industry, outperforming 80.26% of the companies in the same industry.
RAND's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 48.22% | ||
| PM (TTM) | 97.29% | ||
| GM | 74.17% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-35.66%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-2.83%
2. Health
2.1 Basic Checks
RAND has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for RAND has been reduced compared to 5 years ago.
The debt/assets ratio for RAND has been reduced compared to a year ago.
2.2 Solvency
RAND has an Altman-Z score of 13.83. This indicates that RAND is financially healthy and has little risk of bankruptcy at the moment.
RAND has a Altman-Z score of 13.83. This is amongst the best in the industry. RAND outperforms 95.28% of its industry peers.
There is no outstanding debt for RAND. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 13.83 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.69 indicates that RAND has no problem at all paying its short term obligations.
RAND has a Current ratio of 2.69. This is in the better half of the industry: RAND outperforms 77.68% of its industry peers.
RAND has a Quick Ratio of 2.69. This indicates that RAND is financially healthy and has no problem in meeting its short term obligations.
RAND has a better Quick ratio (2.69) than 77.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.69 | ||
| Quick Ratio | 2.69 |
3. Growth
3.1 Past
RAND shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 41.95%, which is quite impressive.
The earnings per share for RAND have been decreasing by -17.63% on average. This is quite bad
The Revenue has grown by 12.47% in the past year. This is quite good.
RAND shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.77% yearly.
EPS 1Y (TTM)41.95%
EPS 3Y-17.63%
EPS 5YN/A
EPS Q2Q%8.11%
Revenue 1Y (TTM)12.47%
Revenue growth 3Y28.01%
Revenue growth 5Y25.77%
Sales Q2Q%-2.9%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 10.63, the valuation of RAND can be described as reasonable.
Based on the Price/Earnings ratio, RAND is valued a bit cheaper than the industry average as 69.96% of the companies are valued more expensively.
RAND's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.50.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.63 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of RAND indicates a rather cheap valuation: RAND is cheaper than 93.56% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.98 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of RAND may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
RAND has a Yearly Dividend Yield of 6.17%, which is a nice return.
RAND's Dividend Yield is comparable with the industry average which is at 7.76.
RAND's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
5.2 History
RAND has been paying a dividend for over 5 years, so it has already some track record.
RAND has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
RAND pays out 54.75% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP54.75%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:RAND (7/18/2025, 6:44:06 PM)
18.6
-0.26 (-1.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners2.25%
Inst Owner Change0%
Ins Owners3.98%
Ins Owner Change0%
Market Cap55.24M
Analysts0
Price TargetN/A
Short Float %0.38%
Short Ratio0.48
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
Yearly Dividend0.83
Dividend Growth(5Y)N/A
DP54.75%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.63 | ||
| Fwd PE | N/A | ||
| P/S | 6.5 | ||
| P/FCF | 1.98 | ||
| P/OCF | 1.98 | ||
| P/B | 0.85 | ||
| P/tB | 0.85 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.75
EY9.41%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)9.39
FCFY50.51%
OCF(TTM)9.39
OCFY50.51%
SpS2.86
BVpS21.99
TBVpS21.99
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.19% | ||
| ROE | 12.66% | ||
| ROCE | 6.23% | ||
| ROIC | 5.66% | ||
| ROICexc | 6.12% | ||
| ROICexgc | 6.12% | ||
| OM | 48.22% | ||
| PM (TTM) | 97.29% | ||
| GM | 74.17% | ||
| FCFM | 328.26% |
ROA(3y)6.28%
ROA(5y)8.83%
ROE(3y)7.57%
ROE(5y)10.07%
ROIC(3y)5.25%
ROIC(5y)N/A
ROICexc(3y)5.38%
ROICexc(5y)N/A
ROICexgc(3y)5.38%
ROICexgc(5y)N/A
ROCE(3y)5.78%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-35.66%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-2.83%
F-Score8
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.08 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 337.4% | ||
| Current Ratio | 2.69 | ||
| Quick Ratio | 2.69 | ||
| Altman-Z | 13.83 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.95%
EPS 3Y-17.63%
EPS 5YN/A
EPS Q2Q%8.11%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)12.47%
Revenue growth 3Y28.01%
Revenue growth 5Y25.77%
Sales Q2Q%-2.9%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y28.21%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y747.37%
FCF growth 3YN/A
FCF growth 5Y26.46%
OCF growth 1Y747.37%
OCF growth 3YN/A
OCF growth 5Y26.46%