RAND CAPITAL CORP (RAND) Stock Fundamental Analysis
NASDAQ:RAND - Nasdaq - US7521852076 - Common Stock - Currency: USD
Overall RAND gets a fundamental rating of 6 out of 10. We evaluated RAND against 233 industry peers in the Capital Markets industry. RAND is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. RAND is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
RAND had positive earnings in the past year.
In the past year RAND had a positive cash flow from operations.
Of the past 5 years RAND 4 years were profitable.
In multiple years RAND reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 12.19%, RAND belongs to the top of the industry, outperforming 92.27% of the companies in the same industry.
The Return On Equity of RAND (12.66%) is better than 69.96% of its industry peers.
RAND's Return On Invested Capital of 5.66% is fine compared to the rest of the industry. RAND outperforms 67.81% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for RAND is below the industry average of 7.86%.
The 3 year average ROIC (5.25%) for RAND is below the current ROIC(5.66%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.19% | ||
| ROE | 12.66% | ||
| ROIC | 5.66% |
ROA(3y)6.28%
ROA(5y)8.83%
ROE(3y)7.57%
ROE(5y)10.07%
ROIC(3y)5.25%
ROIC(5y)N/A
1.3 Margins
RAND has a Profit Margin of 97.29%. This is amongst the best in the industry. RAND outperforms 99.57% of its industry peers.
In the last couple of years the Profit Margin of RAND has declined.
With an excellent Operating Margin value of 48.22%, RAND belongs to the best of the industry, outperforming 81.55% of the companies in the same industry.
RAND has a Gross Margin of 74.17%. This is amongst the best in the industry. RAND outperforms 80.26% of its industry peers.
In the last couple of years the Gross Margin of RAND has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 48.22% | ||
| PM (TTM) | 97.29% | ||
| GM | 74.17% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-35.66%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-2.83%
2. Health
2.1 Basic Checks
Compared to 1 year ago, RAND has about the same amount of shares outstanding.
Compared to 5 years ago, RAND has less shares outstanding
RAND has a better debt/assets ratio than last year.
2.2 Solvency
RAND has an Altman-Z score of 12.82. This indicates that RAND is financially healthy and has little risk of bankruptcy at the moment.
RAND has a better Altman-Z score (12.82) than 94.85% of its industry peers.
RAND has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 12.82 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
RAND has a Current Ratio of 2.69. This indicates that RAND is financially healthy and has no problem in meeting its short term obligations.
RAND has a better Current ratio (2.69) than 77.68% of its industry peers.
A Quick Ratio of 2.69 indicates that RAND has no problem at all paying its short term obligations.
RAND has a better Quick ratio (2.69) than 77.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.69 | ||
| Quick Ratio | 2.69 |
3. Growth
3.1 Past
RAND shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 41.95%, which is quite impressive.
The earnings per share for RAND have been decreasing by -17.63% on average. This is quite bad
Looking at the last year, RAND shows a quite strong growth in Revenue. The Revenue has grown by 12.47% in the last year.
Measured over the past years, RAND shows a very strong growth in Revenue. The Revenue has been growing by 25.77% on average per year.
EPS 1Y (TTM)41.95%
EPS 3Y-17.63%
EPS 5YN/A
EPS Q2Q%8.11%
Revenue 1Y (TTM)12.47%
Revenue growth 3Y28.01%
Revenue growth 5Y25.77%
Sales Q2Q%-2.9%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 10.00, which indicates a very decent valuation of RAND.
Compared to the rest of the industry, the Price/Earnings ratio of RAND indicates a somewhat cheap valuation: RAND is cheaper than 75.11% of the companies listed in the same industry.
RAND is valuated cheaply when we compare the Price/Earnings ratio to 27.41, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of RAND indicates a rather cheap valuation: RAND is cheaper than 93.99% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.86 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of RAND may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
RAND has a Yearly Dividend Yield of 6.17%, which is a nice return.
RAND's Dividend Yield is comparable with the industry average which is at 7.77.
Compared to an average S&P500 Dividend Yield of 2.35, RAND pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
5.2 History
RAND has been paying a dividend for over 5 years, so it has already some track record.
RAND has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
RAND pays out 54.75% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP54.75%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:RAND (7/14/2025, 3:32:09 PM)
17.5
+0.06 (+0.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners2.25%
Inst Owner Change0%
Ins Owners3.98%
Ins Owner Change0%
Market Cap51.98M
Analysts0
Price TargetN/A
Short Float %0.31%
Short Ratio0.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
Yearly Dividend0.83
Dividend Growth(5Y)N/A
DP54.75%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10 | ||
| Fwd PE | N/A | ||
| P/S | 6.11 | ||
| P/FCF | 1.86 | ||
| P/OCF | 1.86 | ||
| P/B | 0.8 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.75
EY10%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)9.39
FCFY53.68%
OCF(TTM)9.39
OCFY53.68%
SpS2.86
BVpS21.99
TBVpS21.99
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.19% | ||
| ROE | 12.66% | ||
| ROCE | 6.23% | ||
| ROIC | 5.66% | ||
| ROICexc | 6.12% | ||
| ROICexgc | 6.12% | ||
| OM | 48.22% | ||
| PM (TTM) | 97.29% | ||
| GM | 74.17% | ||
| FCFM | 328.26% |
ROA(3y)6.28%
ROA(5y)8.83%
ROE(3y)7.57%
ROE(5y)10.07%
ROIC(3y)5.25%
ROIC(5y)N/A
ROICexc(3y)5.38%
ROICexc(5y)N/A
ROICexgc(3y)5.38%
ROICexgc(5y)N/A
ROCE(3y)5.78%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-35.66%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-2.83%
F-Score8
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.08 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 337.4% | ||
| Current Ratio | 2.69 | ||
| Quick Ratio | 2.69 | ||
| Altman-Z | 12.82 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.95%
EPS 3Y-17.63%
EPS 5YN/A
EPS Q2Q%8.11%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)12.47%
Revenue growth 3Y28.01%
Revenue growth 5Y25.77%
Sales Q2Q%-2.9%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y28.21%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y747.37%
FCF growth 3YN/A
FCF growth 5Y26.46%
OCF growth 1Y747.37%
OCF growth 3YN/A
OCF growth 5Y26.46%