PUMA SE (PUM.DE) Stock Fundamental Analysis
FRA:PUM - Deutsche Boerse Ag - DE0006969603 - Common Stock - Currency: EUR
Overall PUM gets a fundamental rating of 4 out of 10. We evaluated PUM against 42 industry peers in the Textiles, Apparel & Luxury Goods industry. PUM has a medium profitability rating, but doesn't score so well on its financial health evaluation. PUM has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year PUM was profitable.
PUM had a positive operating cash flow in the past year.
PUM had positive earnings in each of the past 5 years.
In the past 5 years PUM always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 3.76%, PUM perfoms like the industry average, outperforming 59.09% of the companies in the same industry.
PUM has a Return On Equity of 9.86%. This is comparable to the rest of the industry: PUM outperforms 56.82% of its industry peers.
With a Return On Invested Capital value of 11.37%, PUM perfoms like the industry average, outperforming 59.09% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PUM is in line with the industry average of 10.98%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.76% | ||
| ROE | 9.86% | ||
| ROIC | 11.37% |
ROA(3y)5.07%
ROA(5y)4.58%
ROE(3y)13.41%
ROE(5y)11.76%
ROIC(3y)11.83%
ROIC(5y)10.61%
1.3 Margins
PUM has a Profit Margin of 3.07%. This is comparable to the rest of the industry: PUM outperforms 40.91% of its industry peers.
PUM's Profit Margin has declined in the last couple of years.
PUM has a Operating Margin (7.13%) which is in line with its industry peers.
In the last couple of years the Operating Margin of PUM has remained more or less at the same level.
PUM has a worse Gross Margin (47.10%) than 75.00% of its industry peers.
PUM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.13% | ||
| PM (TTM) | 3.07% | ||
| GM | 47.1% |
OM growth 3Y20.82%
OM growth 5Y-0.62%
PM growth 3Y32.98%
PM growth 5Y-2.54%
GM growth 3Y-0.44%
GM growth 5Y-0.86%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PUM is still creating some value.
The number of shares outstanding for PUM remains at a similar level compared to 1 year ago.
Compared to 5 years ago, PUM has more shares outstanding
PUM has a worse debt/assets ratio than last year.
2.2 Solvency
PUM has a debt to FCF ratio of 3.96. This is a good value and a sign of high solvency as PUM would need 3.96 years to pay back of all of its debts.
PUM has a Debt to FCF ratio of 3.96. This is comparable to the rest of the industry: PUM outperforms 50.00% of its industry peers.
PUM has a Debt/Equity ratio of 0.50. This is a neutral value indicating PUM is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.50, PUM perfoms like the industry average, outperforming 59.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 3.96 | ||
| Altman-Z | N/A |
ROIC/WACC1.63
WACC6.96%
2.3 Liquidity
A Current Ratio of 1.46 indicates that PUM should not have too much problems paying its short term obligations.
PUM's Current ratio of 1.46 is in line compared to the rest of the industry. PUM outperforms 54.55% of its industry peers.
PUM has a Quick Ratio of 1.46. This is a bad value and indicates that PUM is not financially healthy enough and could expect problems in meeting its short term obligations.
PUM has a Quick ratio of 0.78. This is comparable to the rest of the industry: PUM outperforms 54.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.46 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
The earnings per share for PUM have decreased strongly by -16.18% in the last year.
The Earnings Per Share has been growing by 9.63% on average over the past years. This is quite good.
Looking at the last year, PUM shows a decrease in Revenue. The Revenue has decreased by -3.47% in the last year.
The Revenue has been growing by 13.10% on average over the past years. This is quite good.
EPS 1Y (TTM)-16.18%
EPS 3Y57.46%
EPS 5Y9.63%
EPS Q2Q%-3.41%
Revenue 1Y (TTM)-3.47%
Revenue growth 3Y18.01%
Revenue growth 5Y13.1%
Sales Q2Q%-0.13%
3.2 Future
The Earnings Per Share is expected to grow by 14.35% on average over the next years. This is quite good.
The Revenue is expected to grow by 6.13% on average over the next years.
EPS Next Y-4.26%
EPS Next 2Y9.07%
EPS Next 3Y12.1%
EPS Next 5Y14.35%
Revenue Next Year2.51%
Revenue Next 2Y4.72%
Revenue Next 3Y5.49%
Revenue Next 5Y6.13%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 17.08, which indicates a rather expensive current valuation of PUM.
Based on the Price/Earnings ratio, PUM is valued a bit cheaper than 79.55% of the companies in the same industry.
PUM is valuated rather cheaply when we compare the Price/Earnings ratio to 29.35, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 12.10, the valuation of PUM can be described as correct.
Based on the Price/Forward Earnings ratio, PUM is valued cheaply inside the industry as 86.36% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of PUM to the average of the S&P500 Index (22.10), we can say PUM is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.08 | ||
| Fwd PE | 12.1 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, PUM is valued a bit cheaper than 70.45% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, PUM is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.58 | ||
| EV/EBITDA | 6.35 |
4.3 Compensation for Growth
A more expensive valuation may be justified as PUM's earnings are expected to grow with 12.10% in the coming years.
PEG (NY)N/A
PEG (5Y)1.77
EPS Next 2Y9.07%
EPS Next 3Y12.1%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.77%, PUM has a reasonable but not impressive dividend return.
In the last 3 months the price of PUM has falen by -37.22%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
PUM's Dividend Yield is a higher than the industry average which is at 3.02.
Compared to an average S&P500 Dividend Yield of 2.33, PUM has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.77% |
5.2 History
The dividend of PUM decreases each year by -8.08%.
Dividend Growth(5Y)-8.08%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
46.92% of the earnings are spent on dividend by PUM. This is a bit on the high side, but may be sustainable.
DP46.92%
EPS Next 2Y9.07%
EPS Next 3Y12.1%
FRA:PUM (3/7/2025, 7:00:00 PM)
29.21
-0.38 (-1.28%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryTextiles, Apparel & Luxury Goods
Earnings (Last)
Earnings (Next)
Inst Owners81.14%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.37B
Analysts73.1
Price Target45.36 (55.29%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.77% |
Yearly Dividend0.82
Dividend Growth(5Y)-8.08%
DP46.92%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.81%
Min EPS beat(2)-26.17%
Max EPS beat(2)4.56%
EPS beat(4)1
Avg EPS beat(4)-32.52%
Min EPS beat(4)-100%
Max EPS beat(4)4.56%
EPS beat(8)2
Avg EPS beat(8)-26.69%
EPS beat(12)4
Avg EPS beat(12)-22.69%
EPS beat(16)8
Avg EPS beat(16)-15.06%
Revenue beat(2)0
Avg Revenue beat(2)-1.59%
Min Revenue beat(2)-2.49%
Max Revenue beat(2)-0.69%
Revenue beat(4)0
Avg Revenue beat(4)-2.67%
Min Revenue beat(4)-6.28%
Max Revenue beat(4)-0.69%
Revenue beat(8)4
Avg Revenue beat(8)-0.5%
Revenue beat(12)8
Avg Revenue beat(12)0.95%
Revenue beat(16)11
Avg Revenue beat(16)1.41%
PT rev (1m)-6.66%
PT rev (3m)-14.65%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-2.56%
EPS NY rev (3m)-8.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)-0.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.08 | ||
| Fwd PE | 12.1 | ||
| P/S | 0.51 | ||
| P/FCF | 8.58 | ||
| P/OCF | 5.73 | ||
| P/B | 1.65 | ||
| P/tB | 1.65 | ||
| EV/EBITDA | 6.35 |
EPS(TTM)1.71
EY5.85%
EPS(NY)2.41
Fwd EY8.27%
FCF(TTM)3.4
FCFY11.66%
OCF(TTM)5.1
OCFY17.45%
SpS56.87
BVpS17.73
TBVpS17.73
PEG (NY)N/A
PEG (5Y)1.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.76% | ||
| ROE | 9.86% | ||
| ROCE | 14.93% | ||
| ROIC | 11.37% | ||
| ROICexc | 12.18% | ||
| ROICexgc | 12.18% | ||
| OM | 7.13% | ||
| PM (TTM) | 3.07% | ||
| GM | 47.1% | ||
| FCFM | 5.99% |
ROA(3y)5.07%
ROA(5y)4.58%
ROE(3y)13.41%
ROE(5y)11.76%
ROIC(3y)11.83%
ROIC(5y)10.61%
ROICexc(3y)14.19%
ROICexc(5y)12.96%
ROICexgc(3y)16.83%
ROICexgc(5y)15.68%
ROCE(3y)15.54%
ROCE(5y)13.93%
ROICexcg growth 3Y18.12%
ROICexcg growth 5Y-8.26%
ROICexc growth 3Y20.86%
ROICexc growth 5Y-4.95%
OM growth 3Y20.82%
OM growth 5Y-0.62%
PM growth 3Y32.98%
PM growth 5Y-2.54%
GM growth 3Y-0.44%
GM growth 5Y-0.86%
F-Score4
Asset Turnover1.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 3.96 | ||
| Debt/EBITDA | 1.39 | ||
| Cap/Depr | 70.91% | ||
| Cap/Sales | 2.98% | ||
| Interest Coverage | 5.08 | ||
| Cash Conversion | 79.14% | ||
| Profit Quality | 194.77% | ||
| Current Ratio | 1.46 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | N/A |
F-Score4
WACC6.96%
ROIC/WACC1.63
Cap/Depr(3y)74.57%
Cap/Depr(5y)72.75%
Cap/Sales(3y)3.19%
Cap/Sales(5y)3.29%
Profit Quality(3y)80.95%
Profit Quality(5y)142.29%
High Growth Momentum
Growth
EPS 1Y (TTM)-16.18%
EPS 3Y57.46%
EPS 5Y9.63%
EPS Q2Q%-3.41%
EPS Next Y-4.26%
EPS Next 2Y9.07%
EPS Next 3Y12.1%
EPS Next 5Y14.35%
Revenue 1Y (TTM)-3.47%
Revenue growth 3Y18.01%
Revenue growth 5Y13.1%
Sales Q2Q%-0.13%
Revenue Next Year2.51%
Revenue Next 2Y4.72%
Revenue Next 3Y5.49%
Revenue Next 5Y6.13%
EBIT growth 1Y3.04%
EBIT growth 3Y42.57%
EBIT growth 5Y12.39%
EBIT Next Year62.55%
EBIT Next 3Y25.72%
EBIT Next 5Y15.8%
FCF growth 1Y91.69%
FCF growth 3Y9.31%
FCF growth 5Y19.02%
OCF growth 1Y65.34%
OCF growth 3Y15.75%
OCF growth 5Y18.64%