12.27 USD
+0.17 (+1.4%)
12.49 USD
+0.22 (+1.79%)
Taking everything into account, PTMN scores 4 out of 10 in our fundamental rating. PTMN was compared to 235 industry peers in the Capital Markets industry. PTMN may be in some trouble as it scores bad on both profitability and health. PTMN has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year PTMN was profitable.
PTMN had a positive operating cash flow in the past year.
In multiple years PTMN reported negative net income over the last 5 years.
PTMN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
PTMN has a worse Return On Assets (-2.02%) than 79.58% of its industry peers.
Looking at the Return On Equity, with a value of -5.25%, PTMN is doing worse than 77.50% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 3.82%, PTMN is in line with its industry, outperforming 50.42% of the companies in the same industry.
PTMN had an Average Return On Invested Capital over the past 3 years of 4.39%. This is below the industry average of 7.14%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROIC | 3.82% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
1.3 Margins
Looking at the Operating Margin, with a value of 37.26%, PTMN is in the better half of the industry, outperforming 66.25% of the companies in the same industry.
PTMN's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 47.40%, PTMN is in line with its industry, outperforming 52.50% of the companies in the same industry.
PTMN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% |
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
2. Health
2.1 Basic Checks
PTMN has less shares outstanding than it did 1 year ago.
The number of shares outstanding for PTMN has been increased compared to 5 years ago.
PTMN has a better debt/assets ratio than last year.
2.2 Solvency
PTMN has an Altman-Z score of -1.14. This is a bad value and indicates that PTMN is not financially healthy and even has some risk of bankruptcy.
PTMN's Altman-Z score of -1.14 is on the low side compared to the rest of the industry. PTMN is outperformed by 86.67% of its industry peers.
The Debt to FCF ratio of PTMN is 6.09, which is on the high side as it means it would take PTMN, 6.09 years of fcf income to pay off all of its debts.
PTMN's Debt to FCF ratio of 6.09 is fine compared to the rest of the industry. PTMN outperforms 66.25% of its industry peers.
A Debt/Equity ratio of 1.54 is on the high side and indicates that PTMN has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.54, PTMN is doing worse than 72.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Altman-Z | -1.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
PTMN has a Current Ratio of 1.26. This is a normal value and indicates that PTMN is financially healthy and should not expect problems in meeting its short term obligations.
PTMN's Current ratio of 1.26 is in line compared to the rest of the industry. PTMN outperforms 56.25% of its industry peers.
A Quick Ratio of 1.26 indicates that PTMN should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.26, PTMN is in line with its industry, outperforming 57.08% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 |
3. Growth
3.1 Past
PTMN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -33.53%.
PTMN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.58% yearly.
PTMN shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.53%.
PTMN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.69% yearly.
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
3.2 Future
Based on estimates for the next years, PTMN will show a very negative growth in Earnings Per Share. The EPS will decrease by -13.32% on average per year.
Based on estimates for the next years, PTMN will show a small growth in Revenue. The Revenue will grow by 0.26% on average per year.
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.58, which indicates a rather cheap valuation of PTMN.
Based on the Price/Earnings ratio, PTMN is valued cheaper than 93.33% of the companies in the same industry.
When comparing the Price/Earnings ratio of PTMN to the average of the S&P500 Index (27.19), we can say PTMN is valued rather cheaply.
With a Price/Forward Earnings ratio of 5.94, the valuation of PTMN can be described as very cheap.
Based on the Price/Forward Earnings ratio, PTMN is valued cheaper than 95.00% of the companies in the same industry.
PTMN is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, PTMN is valued cheaper than 85.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as PTMN's earnings are expected to decrease with -13.32% in the coming years.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.32%, PTMN is a good candidate for dividend investing.
PTMN's Dividend Yield is rather good when compared to the industry average which is at 6.39. PTMN pays more dividend than 91.67% of the companies in the same industry.
PTMN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
5.2 History
The dividend of PTMN decreases each year by -0.97%.
PTMN has paid a dividend for at least 10 years, which is a reliable track record.
PTMN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.97%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
The earnings of PTMN are negative and hence is the payout ratio. PTMN will probably not be able to sustain this dividend level.
PTMN's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-251.2%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
12.27
+0.17 (+1.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.07%
Inst Owner Change0%
Ins Owners1.52%
Ins Owner Change0.26%
Market Cap161.84M
Revenue(TTM)54.32M
Net Income(TTM)-8.65M
Analysts80
Price Target15.3 (24.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
Yearly Dividend2.72
Dividend Growth(5Y)-0.97%
DP-251.2%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.06%
Min EPS beat(2)-24.17%
Max EPS beat(2)-7.94%
EPS beat(4)0
Avg EPS beat(4)-12.53%
Min EPS beat(4)-24.17%
Max EPS beat(4)-7.94%
EPS beat(8)1
Avg EPS beat(8)-1.97%
EPS beat(12)4
Avg EPS beat(12)-17.08%
EPS beat(16)5
Avg EPS beat(16)-13.66%
Revenue beat(2)0
Avg Revenue beat(2)-10.78%
Min Revenue beat(2)-15.04%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-9.15%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)-6.51%
Revenue beat(8)0
Avg Revenue beat(8)-8.08%
Revenue beat(12)4
Avg Revenue beat(12)-3.37%
Revenue beat(16)6
Avg Revenue beat(16)-1.29%
PT rev (1m)-3.23%
PT rev (3m)-11.11%
EPS NQ rev (1m)-2.72%
EPS NQ rev (3m)-22.84%
EPS NY rev (1m)-2.25%
EPS NY rev (3m)-3.83%
Revenue NQ rev (1m)-11.55%
Revenue NQ rev (3m)-19.63%
Revenue NY rev (1m)-5.79%
Revenue NY rev (3m)-10.59%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 | ||
| P/S | 2.98 | ||
| P/FCF | 3.89 | ||
| P/OCF | 3.89 | ||
| P/B | 0.98 | ||
| P/tB | 0.98 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.2
EY17.93%
EPS(NY)2.07
Fwd EY16.83%
FCF(TTM)3.16
FCFY25.73%
OCF(TTM)3.16
OCFY25.73%
SpS4.12
BVpS12.49
TBVpS12.49
PEG (NY)N/A
PEG (5Y)0.21
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROCE | 4.84% | ||
| ROIC | 3.82% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 3.96% | ||
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% | ||
| FCFM | 76.65% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
ROICexc(3y)4.55%
ROICexc(5y)4.3%
ROICexgc(3y)4.57%
ROICexgc(5y)4.32%
ROCE(3y)5.56%
ROCE(5y)5.25%
ROICexgc growth 3Y-7%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y-6.89%
ROICexc growth 5Y30.8%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.18 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 | ||
| Altman-Z | -1.14 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
EBIT growth 1Y-34.79%
EBIT growth 3Y-16.97%
EBIT growth 5Y39.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.4%
FCF growth 3Y-2.5%
FCF growth 5YN/A
OCF growth 1Y-16.4%
OCF growth 3Y-2.5%
OCF growth 5YN/A
PORTMAN RIDGE FINANCE CORP / PTMN FAQ
Can you provide the ChartMill fundamental rating for PORTMAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to PTMN.
Can you provide the valuation status for PORTMAN RIDGE FINANCE CORP?
ChartMill assigns a valuation rating of 6 / 10 to PORTMAN RIDGE FINANCE CORP (PTMN). This can be considered as Fairly Valued.
How profitable is PORTMAN RIDGE FINANCE CORP (PTMN) stock?
PORTMAN RIDGE FINANCE CORP (PTMN) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for PTMN stock?
The Price/Earnings (PE) ratio for PORTMAN RIDGE FINANCE CORP (PTMN) is 5.58 and the Price/Book (PB) ratio is 0.98.
Can you provide the dividend sustainability for PTMN stock?
The dividend rating of PORTMAN RIDGE FINANCE CORP (PTMN) is 5 / 10 and the dividend payout ratio is -251.2%.