12.27 USD
+0.17 (+1.4%)
12.49 USD
+0.22 (+1.79%)
We assign a fundamental rating of 4 out of 10 to PTMN. PTMN was compared to 238 industry peers in the Capital Markets industry. Both the profitability and financial health of PTMN have multiple concerns. PTMN has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year PTMN was profitable.
- In the past year PTMN had a positive cash flow from operations.
- In multiple years PTMN reported negative net income over the last 5 years.
- PTMN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- PTMN's Return On Assets of -2.02% is on the low side compared to the rest of the industry. PTMN is outperformed by 79.58% of its industry peers.
- PTMN has a worse Return On Equity (-5.25%) than 77.50% of its industry peers.
- The Return On Invested Capital of PTMN (3.82%) is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for PTMN is below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROIC | 3.82% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
1.3 Margins
- PTMN has a Operating Margin of 37.26%. This is in the better half of the industry: PTMN outperforms 66.25% of its industry peers.
- In the last couple of years the Operating Margin of PTMN has grown nicely.
- PTMN has a Gross Margin (47.40%) which is in line with its industry peers.
- In the last couple of years the Gross Margin of PTMN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% |
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
2. Health
2.1 Basic Checks
- The number of shares outstanding for PTMN has been reduced compared to 1 year ago.
- PTMN has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, PTMN has an improved debt to assets ratio.
2.2 Solvency
- PTMN has an Altman-Z score of -1.14. This is a bad value and indicates that PTMN is not financially healthy and even has some risk of bankruptcy.
- PTMN has a worse Altman-Z score (-1.14) than 86.67% of its industry peers.
- The Debt to FCF ratio of PTMN is 6.09, which is on the high side as it means it would take PTMN, 6.09 years of fcf income to pay off all of its debts.
- PTMN has a better Debt to FCF ratio (6.09) than 66.25% of its industry peers.
- PTMN has a Debt/Equity ratio of 1.54. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of PTMN (1.54) is worse than 72.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Altman-Z | -1.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- PTMN has a Current Ratio of 1.26. This is a normal value and indicates that PTMN is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 1.26, PTMN is in line with its industry, outperforming 56.25% of the companies in the same industry.
- PTMN has a Quick Ratio of 1.26. This is a normal value and indicates that PTMN is financially healthy and should not expect problems in meeting its short term obligations.
- PTMN has a Quick ratio (1.26) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 |
3. Growth
3.1 Past
- PTMN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -33.53%.
- Measured over the past years, PTMN shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.58% on average per year.
- PTMN shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.53%.
- The Revenue has been growing by 18.69% on average over the past years. This is quite good.
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
3.2 Future
- The Earnings Per Share is expected to decrease by -13.32% on average over the next years. This is quite bad
- PTMN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.26% yearly.
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 5.58, the valuation of PTMN can be described as very cheap.
- Based on the Price/Earnings ratio, PTMN is valued cheaply inside the industry as 93.33% of the companies are valued more expensively.
- PTMN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.32.
- The Price/Forward Earnings ratio is 5.94, which indicates a rather cheap valuation of PTMN.
- PTMN's Price/Forward Earnings ratio is rather cheap when compared to the industry. PTMN is cheaper than 95.00% of the companies in the same industry.
- PTMN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, PTMN is valued cheaply inside the industry as 85.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A cheap valuation may be justified as PTMN's earnings are expected to decrease with -13.32% in the coming years.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 15.32%, PTMN is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 6.10, PTMN pays a better dividend. On top of this PTMN pays more dividend than 91.67% of the companies listed in the same industry.
- PTMN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
5.2 History
- The dividend of PTMN decreases each year by -0.97%.
- PTMN has been paying a dividend for at least 10 years, so it has a reliable track record.
- PTMN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.97%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- The earnings of PTMN are negative and hence is the payout ratio. PTMN will probably not be able to sustain this dividend level.
- The Dividend Rate of PTMN has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-251.2%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
PORTMAN RIDGE FINANCE CORP / PTMN FAQ
Can you provide the ChartMill fundamental rating for PORTMAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to PTMN.
Can you provide the valuation status for PORTMAN RIDGE FINANCE CORP?
ChartMill assigns a valuation rating of 6 / 10 to PORTMAN RIDGE FINANCE CORP (PTMN). This can be considered as Fairly Valued.
How profitable is PORTMAN RIDGE FINANCE CORP (PTMN) stock?
PORTMAN RIDGE FINANCE CORP (PTMN) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for PTMN stock?
The Price/Earnings (PE) ratio for PORTMAN RIDGE FINANCE CORP (PTMN) is 5.58 and the Price/Book (PB) ratio is 0.98.
Can you provide the dividend sustainability for PTMN stock?
The dividend rating of PORTMAN RIDGE FINANCE CORP (PTMN) is 5 / 10 and the dividend payout ratio is -251.2%.