PORTMAN RIDGE FINANCE CORP (PTMN) Stock Fundamental Analysis
USA - NASDAQ:PTMN - US73688F2011 - Common Stock
12.27 USD
+0.17 (+1.4%)
12.49 USD
+0.22 (+1.79%)
Taking everything into account, PTMN scores 4 out of 10 in our fundamental rating. PTMN was compared to 238 industry peers in the Capital Markets industry. PTMN has a bad profitability rating. Also its financial health evaluation is rather negative. PTMN has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
PTMN had positive earnings in the past year.
PTMN had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: PTMN reported negative net income in multiple years.
Of the past 5 years PTMN 4 years had a positive operating cash flow.
1.2 Ratios
PTMN has a Return On Assets of -2.02%. This is in the lower half of the industry: PTMN underperforms 79.58% of its industry peers.
With a Return On Equity value of -5.25%, PTMN is not doing good in the industry: 77.50% of the companies in the same industry are doing better.
With a Return On Invested Capital value of 3.82%, PTMN perfoms like the industry average, outperforming 50.42% of the companies in the same industry.
PTMN had an Average Return On Invested Capital over the past 3 years of 4.39%. This is below the industry average of 7.57%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROIC | 3.82% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
1.3 Margins
PTMN's Operating Margin of 37.26% is fine compared to the rest of the industry. PTMN outperforms 66.25% of its industry peers.
In the last couple of years the Operating Margin of PTMN has grown nicely.
With a Gross Margin value of 47.40%, PTMN perfoms like the industry average, outperforming 52.50% of the companies in the same industry.
PTMN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% |
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
2. Health
2.1 Basic Checks
Compared to 1 year ago, PTMN has less shares outstanding
PTMN has more shares outstanding than it did 5 years ago.
The debt/assets ratio for PTMN has been reduced compared to a year ago.
2.2 Solvency
PTMN has an Altman-Z score of -1.14. This is a bad value and indicates that PTMN is not financially healthy and even has some risk of bankruptcy.
PTMN's Altman-Z score of -1.14 is on the low side compared to the rest of the industry. PTMN is outperformed by 86.67% of its industry peers.
The Debt to FCF ratio of PTMN is 6.09, which is on the high side as it means it would take PTMN, 6.09 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of PTMN (6.09) is better than 66.25% of its industry peers.
A Debt/Equity ratio of 1.54 is on the high side and indicates that PTMN has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.54, PTMN is doing worse than 72.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Altman-Z | -1.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.26 indicates that PTMN should not have too much problems paying its short term obligations.
PTMN has a Current ratio of 1.26. This is comparable to the rest of the industry: PTMN outperforms 56.25% of its industry peers.
PTMN has a Quick Ratio of 1.26. This is a normal value and indicates that PTMN is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.26, PTMN perfoms like the industry average, outperforming 57.08% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 |
3. Growth
3.1 Past
The earnings per share for PTMN have decreased strongly by -33.53% in the last year.
Measured over the past years, PTMN shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.58% on average per year.
The Revenue for PTMN has decreased by -21.53% in the past year. This is quite bad
Measured over the past years, PTMN shows a quite strong growth in Revenue. The Revenue has been growing by 18.69% on average per year.
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
3.2 Future
The Earnings Per Share is expected to decrease by -13.32% on average over the next years. This is quite bad
PTMN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.26% yearly.
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PTMN is valuated cheaply with a Price/Earnings ratio of 5.58.
93.33% of the companies in the same industry are more expensive than PTMN, based on the Price/Earnings ratio.
PTMN is valuated cheaply when we compare the Price/Earnings ratio to 26.91, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 5.94, the valuation of PTMN can be described as very cheap.
Based on the Price/Forward Earnings ratio, PTMN is valued cheaper than 95.00% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.92, PTMN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, PTMN is valued cheaply inside the industry as 85.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PTMN's earnings are expected to decrease with -13.32% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
5. Dividend
5.1 Amount
PTMN has a Yearly Dividend Yield of 15.32%, which is a nice return.
PTMN's Dividend Yield is rather good when compared to the industry average which is at 8.45. PTMN pays more dividend than 91.67% of the companies in the same industry.
PTMN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
5.2 History
The dividend of PTMN decreases each year by -0.97%.
PTMN has paid a dividend for at least 10 years, which is a reliable track record.
PTMN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.97%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
PTMN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of PTMN has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-251.2%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
12.27
+0.17 (+1.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.07%
Inst Owner Change0.67%
Ins Owners1.52%
Ins Owner Change0.53%
Market Cap161.84M
Revenue(TTM)54.32M
Net Income(TTM)-8649000
Analysts80
Price Target15.3 (24.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
Yearly Dividend2.72
Dividend Growth(5Y)-0.97%
DP-251.2%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.06%
Min EPS beat(2)-24.17%
Max EPS beat(2)-7.94%
EPS beat(4)0
Avg EPS beat(4)-12.53%
Min EPS beat(4)-24.17%
Max EPS beat(4)-7.94%
EPS beat(8)1
Avg EPS beat(8)-1.97%
EPS beat(12)4
Avg EPS beat(12)-17.08%
EPS beat(16)5
Avg EPS beat(16)-13.66%
Revenue beat(2)0
Avg Revenue beat(2)-10.78%
Min Revenue beat(2)-15.04%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-9.15%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)-6.51%
Revenue beat(8)0
Avg Revenue beat(8)-8.08%
Revenue beat(12)4
Avg Revenue beat(12)-3.37%
Revenue beat(16)6
Avg Revenue beat(16)-1.29%
PT rev (1m)-3.23%
PT rev (3m)-11.11%
EPS NQ rev (1m)-2.72%
EPS NQ rev (3m)-22.84%
EPS NY rev (1m)-2.25%
EPS NY rev (3m)-3.83%
Revenue NQ rev (1m)-11.55%
Revenue NQ rev (3m)-19.63%
Revenue NY rev (1m)-5.79%
Revenue NY rev (3m)-10.59%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 | ||
| P/S | 2.98 | ||
| P/FCF | 3.89 | ||
| P/OCF | 3.89 | ||
| P/B | 0.98 | ||
| P/tB | 0.98 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.2
EY17.93%
EPS(NY)2.07
Fwd EY16.83%
FCF(TTM)3.16
FCFY25.73%
OCF(TTM)3.16
OCFY25.73%
SpS4.12
BVpS12.49
TBVpS12.49
PEG (NY)N/A
PEG (5Y)0.21
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROCE | 4.84% | ||
| ROIC | 3.82% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 3.96% | ||
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% | ||
| FCFM | 76.65% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
ROICexc(3y)4.55%
ROICexc(5y)4.3%
ROICexgc(3y)4.57%
ROICexgc(5y)4.32%
ROCE(3y)5.56%
ROCE(5y)5.25%
ROICexgc growth 3Y-7%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y-6.89%
ROICexc growth 5Y30.8%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.18 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 | ||
| Altman-Z | -1.14 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
EBIT growth 1Y-34.79%
EBIT growth 3Y-16.97%
EBIT growth 5Y39.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.4%
FCF growth 3Y-2.5%
FCF growth 5YN/A
OCF growth 1Y-16.4%
OCF growth 3Y-2.5%
OCF growth 5YN/A
PORTMAN RIDGE FINANCE CORP / PTMN FAQ
Can you provide the ChartMill fundamental rating for PORTMAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to PTMN.
What is the valuation status of PORTMAN RIDGE FINANCE CORP (PTMN) stock?
ChartMill assigns a valuation rating of 6 / 10 to PORTMAN RIDGE FINANCE CORP (PTMN). This can be considered as Fairly Valued.
How profitable is PORTMAN RIDGE FINANCE CORP (PTMN) stock?
PORTMAN RIDGE FINANCE CORP (PTMN) has a profitability rating of 3 / 10.
What is the financial health of PORTMAN RIDGE FINANCE CORP (PTMN) stock?
The financial health rating of PORTMAN RIDGE FINANCE CORP (PTMN) is 3 / 10.
Is the dividend of PORTMAN RIDGE FINANCE CORP sustainable?
The dividend rating of PORTMAN RIDGE FINANCE CORP (PTMN) is 5 / 10 and the dividend payout ratio is -251.2%.