POSTAL REALTY TRUST INC- A (PSTL) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:PSTL • US73757R1023

18.73 USD
+0.12 (+0.64%)
At close: Feb 4, 2026
18.73 USD
0 (0%)
After Hours: 2/4/2026, 7:00:00 PM
Fundamental Rating

5

Overall PSTL gets a fundamental rating of 5 out of 10. We evaluated PSTL against 124 industry peers in the Diversified REITs industry. While PSTL belongs to the best of the industry regarding profitability, there are concerns on its financial health. PSTL is growing strongly while it is still valued neutral. This is a good combination!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year PSTL was profitable.
  • PSTL had a positive operating cash flow in the past year.
  • Of the past 5 years PSTL 4 years were profitable.
  • PSTL had a positive operating cash flow in each of the past 5 years.
PSTL Yearly Net Income VS EBIT VS OCF VS FCFPSTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.55%, PSTL is in line with its industry, outperforming 55.65% of the companies in the same industry.
  • With a decent Return On Equity value of 4.17%, PSTL is doing good in the industry, outperforming 62.10% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 3.44%, PSTL is in the better half of the industry, outperforming 64.52% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for PSTL is in line with the industry average of 3.05%.
  • The 3 year average ROIC (1.98%) for PSTL is below the current ROIC(3.44%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROIC 3.44%
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
PSTL Yearly ROA, ROE, ROICPSTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • The Profit Margin of PSTL (12.53%) is better than 60.48% of its industry peers.
  • PSTL's Profit Margin has improved in the last couple of years.
  • PSTL has a better Operating Margin (34.13%) than 70.16% of its industry peers.
  • In the last couple of years the Operating Margin of PSTL has grown nicely.
  • PSTL has a Gross Margin of 78.20%. This is in the better half of the industry: PSTL outperforms 78.23% of its industry peers.
  • PSTL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
PSTL Yearly Profit, Operating, Gross MarginsPSTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

1

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PSTL is destroying value.
  • PSTL has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, PSTL has more shares outstanding
  • PSTL has a worse debt/assets ratio than last year.
PSTL Yearly Shares OutstandingPSTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
PSTL Yearly Total Debt VS Total AssetsPSTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • PSTL has an Altman-Z score of 0.75. This is a bad value and indicates that PSTL is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of PSTL (0.75) is better than 63.71% of its industry peers.
  • PSTL has a Debt/Equity ratio of 1.27. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of PSTL (1.27) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Altman-Z 0.75
ROIC/WACC0.49
WACC7.01%
PSTL Yearly LT Debt VS Equity VS FCFPSTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

  • A Current Ratio of 0.68 indicates that PSTL may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.68, PSTL is doing worse than 70.16% of the companies in the same industry.
  • A Quick Ratio of 0.68 indicates that PSTL may have some problems paying its short term obligations.
  • PSTL's Quick ratio of 0.68 is on the low side compared to the rest of the industry. PSTL is outperformed by 70.16% of its industry peers.
Industry RankSector Rank
Current Ratio 0.68
Quick Ratio 0.68
PSTL Yearly Current Assets VS Current LiabilitesPSTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

8

3. Growth

3.1 Past

  • PSTL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 400.00%, which is quite impressive.
  • PSTL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.73% yearly.
  • PSTL shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.65%.
  • Measured over the past years, PSTL shows a very strong growth in Revenue. The Revenue has been growing by 46.57% on average per year.
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%

3.2 Future

  • The Earnings Per Share is expected to grow by 41.38% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 17.26% on average over the next years. This is quite good.
EPS Next Y311.92%
EPS Next 2Y108.36%
EPS Next 3Y70.05%
EPS Next 5Y41.38%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.26%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
PSTL Yearly Revenue VS EstimatesPSTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50M 100M 150M
PSTL Yearly EPS VS EstimatesPSTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.2 0.4 0.6

4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 46.82, the valuation of PSTL can be described as expensive.
  • Compared to the rest of the industry, the Price/Earnings ratio of PSTL is on the same level as its industry peers.
  • The average S&P500 Price/Earnings ratio is at 28.25. PSTL is valued rather expensively when compared to this.
  • The Price/Forward Earnings ratio is 33.19, which means the current valuation is very expensive for PSTL.
  • PSTL's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PSTL is cheaper than 74.19% of the companies in the same industry.
  • PSTL is valuated rather expensively when we compare the Price/Forward Earnings ratio to 27.50, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 46.83
Fwd PE 33.19
PSTL Price Earnings VS Forward Price EarningsPSTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PSTL is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.27
PSTL Per share dataPSTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of PSTL may justify a higher PE ratio.
  • PSTL's earnings are expected to grow with 70.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y108.36%
EPS Next 3Y70.05%

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.37%, PSTL is a good candidate for dividend investing.
  • PSTL's Dividend Yield is comparable with the industry average which is at 6.98.
  • Compared to an average S&P500 Dividend Yield of 1.82, PSTL pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.37%

5.2 History

  • On average, the dividend of PSTL grows each year by 14.57%, which is quite nice.
  • PSTL has been paying a dividend for over 5 years, so it has already some track record.
  • As PSTL did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)14.57%
Div Incr Years5
Div Non Decr Years5
PSTL Yearly Dividends per sharePSTL Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 260.93% of the earnings are spent on dividend by PSTL. This is not a sustainable payout ratio.
  • The dividend of PSTL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP260.93%
EPS Next 2Y108.36%
EPS Next 3Y70.05%
PSTL Yearly Income VS Free CF VS DividendPSTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M
PSTL Dividend Payout.PSTL Dividend Payout, showing the Payout Ratio.PSTL Dividend Payout.PayoutRetained Earnings

POSTAL REALTY TRUST INC- A

NYSE:PSTL (2/4/2026, 7:00:00 PM)

After market: 18.73 0 (0%)

18.73

+0.12 (+0.64%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)11-04
Earnings (Next)02-24
Inst Owners72.32%
Inst Owner Change-1.51%
Ins Owners5.4%
Ins Owner Change0.53%
Market Cap488.67M
Revenue(TTM)91.19M
Net Income(TTM)11.43M
Analysts83.08
Price Target18.45 (-1.49%)
Short Float %1.86%
Short Ratio1.86
Dividend
Industry RankSector Rank
Dividend Yield 5.37%
Yearly Dividend1.23
Dividend Growth(5Y)14.57%
DP260.93%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)54.23%
Min EPS beat(2)34.16%
Max EPS beat(2)74.29%
EPS beat(4)4
Avg EPS beat(4)163.39%
Min EPS beat(4)34.16%
Max EPS beat(4)488.24%
EPS beat(8)6
Avg EPS beat(8)69.78%
EPS beat(12)10
Avg EPS beat(12)303.42%
EPS beat(16)12
Avg EPS beat(16)225.28%
Revenue beat(2)2
Avg Revenue beat(2)2.08%
Min Revenue beat(2)0.8%
Max Revenue beat(2)3.36%
Revenue beat(4)4
Avg Revenue beat(4)5.78%
Min Revenue beat(4)0.8%
Max Revenue beat(4)14.33%
Revenue beat(8)7
Avg Revenue beat(8)3.86%
Revenue beat(12)10
Avg Revenue beat(12)2.81%
Revenue beat(16)13
Avg Revenue beat(16)2.17%
PT rev (1m)0%
PT rev (3m)7.16%
EPS NQ rev (1m)0%
EPS NQ rev (3m)15%
EPS NY rev (1m)0%
EPS NY rev (3m)29.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.38%
Revenue NY rev (1m)0.49%
Revenue NY rev (3m)1.46%
Valuation
Industry RankSector Rank
PE 46.83
Fwd PE 33.19
P/S 5.36
P/FCF N/A
P/OCF 11.53
P/B 1.78
P/tB 1.9
EV/EBITDA 15.27
EPS(TTM)0.4
EY2.14%
EPS(NY)0.56
Fwd EY3.01%
FCF(TTM)-3.13
FCFYN/A
OCF(TTM)1.62
OCFY8.67%
SpS3.5
BVpS10.5
TBVpS9.87
PEG (NY)0.15
PEG (5Y)N/A
Graham Number9.72
Profitability
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROCE 4.35%
ROIC 3.44%
ROICexc 3.45%
ROICexgc 3.53%
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
FCFM N/A
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
ROICexc(3y)1.99%
ROICexc(5y)1.58%
ROICexgc(3y)2.05%
ROICexgc(5y)1.63%
ROCE(3y)2.51%
ROCE(5y)1.99%
ROICexgc growth 3Y22.58%
ROICexgc growth 5Y119.37%
ROICexc growth 3Y23.31%
ROICexc growth 5Y121.08%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
F-Score6
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Debt/EBITDA 6.38
Cap/Depr 533.32%
Cap/Sales 136.11%
Interest Coverage 250
Cash Conversion 77.88%
Profit Quality N/A
Current Ratio 0.68
Quick Ratio 0.68
Altman-Z 0.75
F-Score6
WACC7.01%
ROIC/WACC0.49
Cap/Depr(3y)476.49%
Cap/Depr(5y)689.71%
Cap/Sales(3y)150.2%
Cap/Sales(5y)238.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
EPS Next Y311.92%
EPS Next 2Y108.36%
EPS Next 3Y70.05%
EPS Next 5Y41.38%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.26%
EBIT growth 1Y92.71%
EBIT growth 3Y47.99%
EBIT growth 5Y207.32%
EBIT Next Year550.2%
EBIT Next 3Y107.02%
EBIT Next 5Y77.98%
FCF growth 1Y-62.83%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y54.96%
OCF growth 3Y25.13%
OCF growth 5Y63.59%

POSTAL REALTY TRUST INC- A / PSTL FAQ

What is the fundamental rating for PSTL stock?

ChartMill assigns a fundamental rating of 5 / 10 to PSTL.


What is the valuation status of POSTAL REALTY TRUST INC- A (PSTL) stock?

ChartMill assigns a valuation rating of 4 / 10 to POSTAL REALTY TRUST INC- A (PSTL). This can be considered as Fairly Valued.


Can you provide the profitability details for POSTAL REALTY TRUST INC- A?

POSTAL REALTY TRUST INC- A (PSTL) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PSTL stock?

The Price/Earnings (PE) ratio for POSTAL REALTY TRUST INC- A (PSTL) is 46.83 and the Price/Book (PB) ratio is 1.78.


Can you provide the expected EPS growth for PSTL stock?

The Earnings per Share (EPS) of POSTAL REALTY TRUST INC- A (PSTL) is expected to grow by 311.92% in the next year.