POSTAL REALTY TRUST INC- A (PSTL) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:PSTL • US73757R1023

18.23 USD
+0.18 (+1%)
At close: Jan 30, 2026
18.238 USD
+0.01 (+0.04%)
After Hours: 1/30/2026, 8:14:06 PM
Fundamental Rating

5

Taking everything into account, PSTL scores 5 out of 10 in our fundamental rating. PSTL was compared to 124 industry peers in the Diversified REITs industry. PSTL scores excellent on profitability, but there are concerns on its financial health. PSTL is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year PSTL was profitable.
  • In the past year PSTL had a positive cash flow from operations.
  • PSTL had positive earnings in 4 of the past 5 years.
  • Each year in the past 5 years PSTL had a positive operating cash flow.
PSTL Yearly Net Income VS EBIT VS OCF VS FCFPSTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M

1.2 Ratios

  • PSTL has a Return On Assets (1.55%) which is in line with its industry peers.
  • PSTL's Return On Equity of 4.17% is fine compared to the rest of the industry. PSTL outperforms 62.10% of its industry peers.
  • The Return On Invested Capital of PSTL (3.44%) is better than 64.52% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for PSTL is in line with the industry average of 3.05%.
  • The 3 year average ROIC (1.98%) for PSTL is below the current ROIC(3.44%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROIC 3.44%
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
PSTL Yearly ROA, ROE, ROICPSTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • PSTL has a better Profit Margin (12.53%) than 60.48% of its industry peers.
  • In the last couple of years the Profit Margin of PSTL has grown nicely.
  • PSTL has a Operating Margin of 34.13%. This is in the better half of the industry: PSTL outperforms 70.16% of its industry peers.
  • PSTL's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 78.20%, PSTL is in the better half of the industry, outperforming 78.23% of the companies in the same industry.
  • PSTL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
PSTL Yearly Profit, Operating, Gross MarginsPSTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

1

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PSTL is destroying value.
  • PSTL has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for PSTL has been increased compared to 5 years ago.
  • Compared to 1 year ago, PSTL has a worse debt to assets ratio.
PSTL Yearly Shares OutstandingPSTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
PSTL Yearly Total Debt VS Total AssetsPSTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of 0.74, we must say that PSTL is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.74, PSTL is in the better half of the industry, outperforming 62.90% of the companies in the same industry.
  • A Debt/Equity ratio of 1.27 is on the high side and indicates that PSTL has dependencies on debt financing.
  • With a Debt to Equity ratio value of 1.27, PSTL perfoms like the industry average, outperforming 50.81% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Altman-Z 0.74
ROIC/WACC0.49
WACC6.96%
PSTL Yearly LT Debt VS Equity VS FCFPSTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

  • A Current Ratio of 0.68 indicates that PSTL may have some problems paying its short term obligations.
  • PSTL has a worse Current ratio (0.68) than 70.16% of its industry peers.
  • A Quick Ratio of 0.68 indicates that PSTL may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.68, PSTL is not doing good in the industry: 70.16% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.68
Quick Ratio 0.68
PSTL Yearly Current Assets VS Current LiabilitesPSTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 400.00% over the past year.
  • PSTL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.73% yearly.
  • The Revenue has grown by 26.65% in the past year. This is a very strong growth!
  • PSTL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.57% yearly.
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%

3.2 Future

  • PSTL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 41.38% yearly.
  • The Revenue is expected to grow by 17.26% on average over the next years. This is quite good.
EPS Next Y311.92%
EPS Next 2Y108.36%
EPS Next 3Y70.05%
EPS Next 5Y41.38%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.26%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
PSTL Yearly Revenue VS EstimatesPSTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50M 100M 150M
PSTL Yearly EPS VS EstimatesPSTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.2 0.4 0.6

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 45.57, which means the current valuation is very expensive for PSTL.
  • PSTL's Price/Earnings ratio is in line with the industry average.
  • PSTL's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.32.
  • PSTL is valuated quite expensively with a Price/Forward Earnings ratio of 32.30.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of PSTL indicates a somewhat cheap valuation: PSTL is cheaper than 74.19% of the companies listed in the same industry.
  • PSTL is valuated rather expensively when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 45.58
Fwd PE 32.3
PSTL Price Earnings VS Forward Price EarningsPSTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PSTL is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.09
PSTL Per share dataPSTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • PSTL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of PSTL may justify a higher PE ratio.
  • A more expensive valuation may be justified as PSTL's earnings are expected to grow with 70.05% in the coming years.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y108.36%
EPS Next 3Y70.05%

6

5. Dividend

5.1 Amount

  • PSTL has a Yearly Dividend Yield of 5.37%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.98, PSTL has a dividend in line with its industry peers.
  • PSTL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 5.37%

5.2 History

  • On average, the dividend of PSTL grows each year by 14.57%, which is quite nice.
  • PSTL has been paying a dividend for over 5 years, so it has already some track record.
  • As PSTL did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)14.57%
Div Incr Years5
Div Non Decr Years5
PSTL Yearly Dividends per sharePSTL Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 260.93% of the earnings are spent on dividend by PSTL. This is not a sustainable payout ratio.
  • The dividend of PSTL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP260.93%
EPS Next 2Y108.36%
EPS Next 3Y70.05%
PSTL Yearly Income VS Free CF VS DividendPSTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M
PSTL Dividend Payout.PSTL Dividend Payout, showing the Payout Ratio.PSTL Dividend Payout.PayoutRetained Earnings

POSTAL REALTY TRUST INC- A / PSTL FAQ

What is the fundamental rating for PSTL stock?

ChartMill assigns a fundamental rating of 5 / 10 to PSTL.


What is the valuation status of POSTAL REALTY TRUST INC- A (PSTL) stock?

ChartMill assigns a valuation rating of 4 / 10 to POSTAL REALTY TRUST INC- A (PSTL). This can be considered as Fairly Valued.


Can you provide the profitability details for POSTAL REALTY TRUST INC- A?

POSTAL REALTY TRUST INC- A (PSTL) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PSTL stock?

The Price/Earnings (PE) ratio for POSTAL REALTY TRUST INC- A (PSTL) is 45.58 and the Price/Book (PB) ratio is 1.74.


Can you provide the expected EPS growth for PSTL stock?

The Earnings per Share (EPS) of POSTAL REALTY TRUST INC- A (PSTL) is expected to grow by 311.92% in the next year.