POSTAL REALTY TRUST INC- A (PSTL) Fundamental Analysis & Valuation

NYSE:PSTL • US73757R1023

19.19 USD
-0.03 (-0.16%)
At close: Mar 12, 2026
19.4 USD
+0.21 (+1.09%)
After Hours: 3/12/2026, 8:05:57 PM

This PSTL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Overall PSTL gets a fundamental rating of 5 out of 10. We evaluated PSTL against 123 industry peers in the Diversified REITs industry. PSTL has an excellent profitability rating, but there are concerns on its financial health. PSTL shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

7

1. PSTL Profitability Analysis

1.1 Basic Checks

  • PSTL had positive earnings in the past year.
  • In the past year PSTL had a positive cash flow from operations.
  • Each year in the past 5 years PSTL has been profitable.
  • PSTL had a positive operating cash flow in each of the past 5 years.
PSTL Yearly Net Income VS EBIT VS OCF VS FCFPSTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50M -100M

1.2 Ratios

  • PSTL's Return On Assets of 1.51% is in line compared to the rest of the industry. PSTL outperforms 56.91% of its industry peers.
  • PSTL has a Return On Equity of 4.03%. This is comparable to the rest of the industry: PSTL outperforms 59.35% of its industry peers.
  • PSTL has a better Return On Invested Capital (3.59%) than 67.48% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for PSTL is in line with the industry average of 3.11%.
  • The 3 year average ROIC (2.66%) for PSTL is below the current ROIC(3.59%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.51%
ROE 4.03%
ROIC 3.59%
ROA(3y)0.89%
ROA(5y)0.72%
ROE(3y)2.3%
ROE(5y)1.76%
ROIC(3y)2.66%
ROIC(5y)2.16%
PSTL Yearly ROA, ROE, ROICPSTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 -10 -15

1.3 Margins

  • Looking at the Profit Margin, with a value of 12.00%, PSTL is in line with its industry, outperforming 58.54% of the companies in the same industry.
  • PSTL's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 35.08%, PSTL is doing good in the industry, outperforming 74.80% of the companies in the same industry.
  • PSTL's Operating Margin has improved in the last couple of years.
  • PSTL's Gross Margin of 78.05% is fine compared to the rest of the industry. PSTL outperforms 75.61% of its industry peers.
  • In the last couple of years the Gross Margin of PSTL has remained more or less at the same level.
Industry RankSector Rank
OM 35.08%
PM (TTM) 12%
GM 78.05%
OM growth 3Y24.47%
OM growth 5Y33.39%
PM growth 3Y30.77%
PM growth 5YN/A
GM growth 3Y0.88%
GM growth 5Y-0.37%
PSTL Yearly Profit, Operating, Gross MarginsPSTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

1

2. PSTL Health Analysis

2.1 Basic Checks

  • PSTL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, PSTL has more shares outstanding
  • Compared to 5 years ago, PSTL has more shares outstanding
  • Compared to 1 year ago, PSTL has a worse debt to assets ratio.
PSTL Yearly Shares OutstandingPSTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
PSTL Yearly Total Debt VS Total AssetsPSTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • PSTL has an Altman-Z score of 0.80. This is a bad value and indicates that PSTL is not financially healthy and even has some risk of bankruptcy.
  • With a decent Altman-Z score value of 0.80, PSTL is doing good in the industry, outperforming 65.85% of the companies in the same industry.
  • A Debt/Equity ratio of 1.27 is on the high side and indicates that PSTL has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.27, PSTL is in line with its industry, outperforming 48.78% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Altman-Z 0.8
ROIC/WACC0.51
WACC6.97%
PSTL Yearly LT Debt VS Equity VS FCFPSTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • PSTL has a Current Ratio of 0.65. This is a bad value and indicates that PSTL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of PSTL (0.65) is worse than 65.04% of its industry peers.
  • PSTL has a Quick Ratio of 0.65. This is a bad value and indicates that PSTL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PSTL's Quick ratio of 0.65 is on the low side compared to the rest of the industry. PSTL is outperformed by 65.04% of its industry peers.
Industry RankSector Rank
Current Ratio 0.65
Quick Ratio 0.65
PSTL Yearly Current Assets VS Current LiabilitesPSTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M

8

3. PSTL Growth Analysis

3.1 Past

  • PSTL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 392.31%, which is quite impressive.
  • PSTL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 58.74% yearly.
  • The Revenue has grown by 25.47% in the past year. This is a very strong growth!
  • The Revenue has been growing by 31.42% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)392.31%
EPS 3Y58.74%
EPS 5YN/A
EPS Q2Q%266.67%
Revenue 1Y (TTM)25.47%
Revenue growth 3Y21.57%
Revenue growth 5Y31.42%
Sales Q2Q%21.66%

3.2 Future

  • PSTL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.91% yearly.
  • Based on estimates for the next years, PSTL will show a quite strong growth in Revenue. The Revenue will grow by 13.03% on average per year.
EPS Next Y-2.78%
EPS Next 2Y3.34%
EPS Next 3Y-0.4%
EPS Next 5Y3.91%
Revenue Next Year17.12%
Revenue Next 2Y14.34%
Revenue Next 3Y15.6%
Revenue Next 5Y13.03%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
PSTL Yearly Revenue VS EstimatesPSTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 50M 100M 150M
PSTL Yearly EPS VS EstimatesPSTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 0 0.2 0.4 0.6

2

4. PSTL Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 29.98, PSTL can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, PSTL is valued a bit cheaper than 65.85% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of PSTL to the average of the S&P500 Index (25.71), we can say PSTL is valued inline with the index average.
  • PSTL is valuated quite expensively with a Price/Forward Earnings ratio of 30.84.
  • 75.61% of the companies in the same industry are more expensive than PSTL, based on the Price/Forward Earnings ratio.
  • PSTL's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 23.82.
Industry RankSector Rank
PE 29.98
Fwd PE 30.84
PSTL Price Earnings VS Forward Price EarningsPSTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSTL.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.4
PSTL Per share dataPSTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • PSTL has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.34%
EPS Next 3Y-0.4%

6

5. PSTL Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.91%, PSTL is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 7.59, PSTL has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, PSTL pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.91%

5.2 History

  • The dividend of PSTL has a limited annual growth rate of 1.82%.
  • PSTL has been paying a dividend for over 5 years, so it has already some track record.
  • As PSTL did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)1.82%
Div Incr Years5
Div Non Decr Years5
PSTL Yearly Dividends per sharePSTL Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 267.55% of the earnings are spent on dividend by PSTL. This is not a sustainable payout ratio.
  • PSTL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP267.55%
EPS Next 2Y3.34%
EPS Next 3Y-0.4%
PSTL Yearly Income VS Free CF VS DividendPSTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50M -100M
PSTL Dividend Payout.PSTL Dividend Payout, showing the Payout Ratio.PSTL Dividend Payout.PayoutRetained Earnings

PSTL Fundamentals: All Metrics, Ratios and Statistics

POSTAL REALTY TRUST INC- A

NYSE:PSTL (3/12/2026, 8:05:57 PM)

After market: 19.4 +0.21 (+1.09%)

19.19

-0.03 (-0.16%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners72.61%
Inst Owner Change3.01%
Ins Owners5.31%
Ins Owner Change7.08%
Market Cap527.53M
Revenue(TTM)95.82M
Net Income(TTM)11.49M
Analysts83.33
Price Target19.38 (0.99%)
Short Float %10.93%
Short Ratio9.09
Dividend
Industry RankSector Rank
Dividend Yield 4.91%
Yearly Dividend1.22
Dividend Growth(5Y)1.82%
DP267.55%
Div Incr Years5
Div Non Decr Years5
Ex-Date02-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)114.14%
Min EPS beat(2)34.16%
Max EPS beat(2)194.12%
EPS beat(4)4
Avg EPS beat(4)89.86%
Min EPS beat(4)34.16%
Max EPS beat(4)194.12%
EPS beat(8)6
Avg EPS beat(8)89.04%
EPS beat(12)10
Avg EPS beat(12)82.83%
EPS beat(16)13
Avg EPS beat(16)238.76%
Revenue beat(2)2
Avg Revenue beat(2)1.2%
Min Revenue beat(2)0.8%
Max Revenue beat(2)1.59%
Revenue beat(4)4
Avg Revenue beat(4)2.6%
Min Revenue beat(4)0.8%
Max Revenue beat(4)4.64%
Revenue beat(8)7
Avg Revenue beat(8)3.79%
Revenue beat(12)10
Avg Revenue beat(12)2.73%
Revenue beat(16)13
Avg Revenue beat(16)2.19%
PT rev (1m)0%
PT rev (3m)7.04%
EPS NQ rev (1m)-25%
EPS NQ rev (3m)-18.18%
EPS NY rev (1m)2.52%
EPS NY rev (3m)13.66%
Revenue NQ rev (1m)3.41%
Revenue NQ rev (3m)6.28%
Revenue NY rev (1m)2.39%
Revenue NY rev (3m)5.58%
Valuation
Industry RankSector Rank
PE 29.98
Fwd PE 30.84
P/S 5.51
P/FCF N/A
P/OCF 11.85
P/B 1.85
P/tB 1.97
EV/EBITDA 15.4
EPS(TTM)0.64
EY3.34%
EPS(NY)0.62
Fwd EY3.24%
FCF(TTM)-2.98
FCFYN/A
OCF(TTM)1.62
OCFY8.44%
SpS3.49
BVpS10.37
TBVpS9.72
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.22
Profitability
Industry RankSector Rank
ROA 1.51%
ROE 4.03%
ROCE 4.54%
ROIC 3.59%
ROICexc 3.59%
ROICexgc 3.68%
OM 35.08%
PM (TTM) 12%
GM 78.05%
FCFM N/A
ROA(3y)0.89%
ROA(5y)0.72%
ROE(3y)2.3%
ROE(5y)1.76%
ROIC(3y)2.66%
ROIC(5y)2.16%
ROICexc(3y)2.67%
ROICexc(5y)2.17%
ROICexgc(3y)2.74%
ROICexgc(5y)2.23%
ROCE(3y)3.37%
ROCE(5y)2.74%
ROICexgc growth 3Y31.49%
ROICexgc growth 5Y40.41%
ROICexc growth 3Y32.02%
ROICexc growth 5Y41.23%
OM growth 3Y24.47%
OM growth 5Y33.39%
PM growth 3Y30.77%
PM growth 5YN/A
GM growth 3Y0.88%
GM growth 5Y-0.37%
F-Score6
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Debt/EBITDA 6.27
Cap/Depr 526.58%
Cap/Sales 131.83%
Interest Coverage 250
Cash Conversion 77.26%
Profit Quality N/A
Current Ratio 0.65
Quick Ratio 0.65
Altman-Z 0.8
F-Score6
WACC6.97%
ROIC/WACC0.51
Cap/Depr(3y)426.59%
Cap/Depr(5y)521.82%
Cap/Sales(3y)119.2%
Cap/Sales(5y)162.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)392.31%
EPS 3Y58.74%
EPS 5YN/A
EPS Q2Q%266.67%
EPS Next Y-2.78%
EPS Next 2Y3.34%
EPS Next 3Y-0.4%
EPS Next 5Y3.91%
Revenue 1Y (TTM)25.47%
Revenue growth 3Y21.57%
Revenue growth 5Y31.42%
Sales Q2Q%21.66%
Revenue Next Year17.12%
Revenue Next 2Y14.34%
Revenue Next 3Y15.6%
Revenue Next 5Y13.03%
EBIT growth 1Y75.19%
EBIT growth 3Y51.32%
EBIT growth 5Y75.31%
EBIT Next Year125.15%
EBIT Next 3Y43.91%
EBIT Next 5Y35.31%
FCF growth 1Y-59.49%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.84%
OCF growth 3Y21.87%
OCF growth 5Y36.48%

POSTAL REALTY TRUST INC- A / PSTL FAQ

What is the fundamental rating for PSTL stock?

ChartMill assigns a fundamental rating of 5 / 10 to PSTL.


What is the valuation status of POSTAL REALTY TRUST INC- A (PSTL) stock?

ChartMill assigns a valuation rating of 2 / 10 to POSTAL REALTY TRUST INC- A (PSTL). This can be considered as Overvalued.


Can you provide the profitability details for POSTAL REALTY TRUST INC- A?

POSTAL REALTY TRUST INC- A (PSTL) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PSTL stock?

The Price/Earnings (PE) ratio for POSTAL REALTY TRUST INC- A (PSTL) is 29.98 and the Price/Book (PB) ratio is 1.85.


Can you provide the expected EPS growth for PSTL stock?

The Earnings per Share (EPS) of POSTAL REALTY TRUST INC- A (PSTL) is expected to decline by -2.78% in the next year.