POSTAL REALTY TRUST INC- A (PSTL) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:PSTL • US73757R1023

18.39 USD
+0.16 (+0.88%)
At close: Feb 2, 2026
18.39 USD
0 (0%)
After Hours: 2/2/2026, 8:04:00 PM
Fundamental Rating

5

Taking everything into account, PSTL scores 5 out of 10 in our fundamental rating. PSTL was compared to 124 industry peers in the Diversified REITs industry. While PSTL has a great profitability rating, there are quite some concerns on its financial health. PSTL is growing strongly while it is still valued neutral. This is a good combination!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • PSTL had positive earnings in the past year.
  • PSTL had a positive operating cash flow in the past year.
  • PSTL had positive earnings in 4 of the past 5 years.
  • In the past 5 years PSTL always reported a positive cash flow from operatings.
PSTL Yearly Net Income VS EBIT VS OCF VS FCFPSTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M

1.2 Ratios

  • PSTL's Return On Assets of 1.55% is in line compared to the rest of the industry. PSTL outperforms 55.65% of its industry peers.
  • Looking at the Return On Equity, with a value of 4.17%, PSTL is in the better half of the industry, outperforming 62.10% of the companies in the same industry.
  • PSTL's Return On Invested Capital of 3.44% is fine compared to the rest of the industry. PSTL outperforms 64.52% of its industry peers.
  • PSTL had an Average Return On Invested Capital over the past 3 years of 1.98%. This is in line with the industry average of 3.05%.
  • The 3 year average ROIC (1.98%) for PSTL is below the current ROIC(3.44%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROIC 3.44%
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
PSTL Yearly ROA, ROE, ROICPSTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • PSTL has a better Profit Margin (12.53%) than 60.48% of its industry peers.
  • In the last couple of years the Profit Margin of PSTL has grown nicely.
  • PSTL has a Operating Margin of 34.13%. This is in the better half of the industry: PSTL outperforms 70.16% of its industry peers.
  • In the last couple of years the Operating Margin of PSTL has grown nicely.
  • Looking at the Gross Margin, with a value of 78.20%, PSTL is in the better half of the industry, outperforming 78.23% of the companies in the same industry.
  • PSTL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
PSTL Yearly Profit, Operating, Gross MarginsPSTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

More info and screens

1

2. Health

2.1 Basic Checks

  • PSTL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for PSTL has been increased compared to 1 year ago.
  • Compared to 5 years ago, PSTL has more shares outstanding
  • Compared to 1 year ago, PSTL has a worse debt to assets ratio.
PSTL Yearly Shares OutstandingPSTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
PSTL Yearly Total Debt VS Total AssetsPSTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • PSTL has an Altman-Z score of 0.74. This is a bad value and indicates that PSTL is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.74, PSTL is in the better half of the industry, outperforming 62.90% of the companies in the same industry.
  • PSTL has a Debt/Equity ratio of 1.27. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.27, PSTL perfoms like the industry average, outperforming 50.81% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Altman-Z 0.74
ROIC/WACC0.49
WACC6.97%
PSTL Yearly LT Debt VS Equity VS FCFPSTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

  • A Current Ratio of 0.68 indicates that PSTL may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.68, PSTL is doing worse than 70.16% of the companies in the same industry.
  • PSTL has a Quick Ratio of 0.68. This is a bad value and indicates that PSTL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.68, PSTL is doing worse than 70.16% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.68
Quick Ratio 0.68
PSTL Yearly Current Assets VS Current LiabilitesPSTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

More info and screens

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 400.00% over the past year.
  • Measured over the past 5 years, PSTL shows a small growth in Earnings Per Share. The EPS has been growing by 5.73% on average per year.
  • The Revenue has grown by 26.65% in the past year. This is a very strong growth!
  • The Revenue has been growing by 46.57% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%

3.2 Future

  • The Earnings Per Share is expected to grow by 41.38% on average over the next years. This is a very strong growth
  • PSTL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.26% yearly.
EPS Next Y311.92%
EPS Next 2Y108.36%
EPS Next 3Y70.05%
EPS Next 5Y41.38%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.26%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
PSTL Yearly Revenue VS EstimatesPSTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50M 100M 150M
PSTL Yearly EPS VS EstimatesPSTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.2 0.4 0.6

More info and screens

4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 45.98, the valuation of PSTL can be described as expensive.
  • PSTL's Price/Earnings is on the same level as the industry average.
  • When comparing the Price/Earnings ratio of PSTL to the average of the S&P500 Index (28.41), we can say PSTL is valued expensively.
  • With a Price/Forward Earnings ratio of 32.58, PSTL can be considered very expensive at the moment.
  • Based on the Price/Forward Earnings ratio, PSTL is valued a bit cheaper than 73.39% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 25.64, PSTL is valued a bit more expensive.
Industry RankSector Rank
PE 45.98
Fwd PE 32.58
PSTL Price Earnings VS Forward Price EarningsPSTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSTL.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.16
PSTL Per share dataPSTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of PSTL may justify a higher PE ratio.
  • PSTL's earnings are expected to grow with 70.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y108.36%
EPS Next 3Y70.05%

More info and screens

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.37%, PSTL is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.98, PSTL has a dividend in line with its industry peers.
  • PSTL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 5.37%

5.2 History

  • The dividend of PSTL is nicely growing with an annual growth rate of 14.57%!
  • PSTL has been paying a dividend for over 5 years, so it has already some track record.
  • As PSTL did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)14.57%
Div Incr Years5
Div Non Decr Years5
PSTL Yearly Dividends per sharePSTL Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • PSTL pays out 260.93% of its income as dividend. This is not a sustainable payout ratio.
  • PSTL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP260.93%
EPS Next 2Y108.36%
EPS Next 3Y70.05%
PSTL Yearly Income VS Free CF VS DividendPSTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M
PSTL Dividend Payout.PSTL Dividend Payout, showing the Payout Ratio.PSTL Dividend Payout.PayoutRetained Earnings

More info and screens

POSTAL REALTY TRUST INC- A

NYSE:PSTL (2/2/2026, 8:04:00 PM)

After market: 18.39 0 (0%)

18.39

+0.16 (+0.88%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)11-04
Earnings (Next)02-24
Inst Owners72.32%
Inst Owner Change-1.51%
Ins Owners5.4%
Ins Owner Change0.53%
Market Cap479.80M
Revenue(TTM)91.19M
Net Income(TTM)11.43M
Analysts83.08
Price Target18.45 (0.33%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.37%
Yearly Dividend1.23
Dividend Growth(5Y)14.57%
DP260.93%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)54.23%
Min EPS beat(2)34.16%
Max EPS beat(2)74.29%
EPS beat(4)4
Avg EPS beat(4)163.39%
Min EPS beat(4)34.16%
Max EPS beat(4)488.24%
EPS beat(8)6
Avg EPS beat(8)69.78%
EPS beat(12)10
Avg EPS beat(12)303.42%
EPS beat(16)12
Avg EPS beat(16)225.28%
Revenue beat(2)2
Avg Revenue beat(2)2.08%
Min Revenue beat(2)0.8%
Max Revenue beat(2)3.36%
Revenue beat(4)4
Avg Revenue beat(4)5.78%
Min Revenue beat(4)0.8%
Max Revenue beat(4)14.33%
Revenue beat(8)7
Avg Revenue beat(8)3.86%
Revenue beat(12)10
Avg Revenue beat(12)2.81%
Revenue beat(16)13
Avg Revenue beat(16)2.17%
PT rev (1m)0%
PT rev (3m)7.16%
EPS NQ rev (1m)0%
EPS NQ rev (3m)15%
EPS NY rev (1m)0%
EPS NY rev (3m)29.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.38%
Revenue NY rev (1m)0.49%
Revenue NY rev (3m)1.46%
Valuation
Industry RankSector Rank
PE 45.98
Fwd PE 32.58
P/S 5.26
P/FCF N/A
P/OCF 11.33
P/B 1.75
P/tB 1.86
EV/EBITDA 15.16
EPS(TTM)0.4
EY2.18%
EPS(NY)0.56
Fwd EY3.07%
FCF(TTM)-3.13
FCFYN/A
OCF(TTM)1.62
OCFY8.83%
SpS3.5
BVpS10.5
TBVpS9.87
PEG (NY)0.15
PEG (5Y)N/A
Graham Number9.72
Profitability
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROCE 4.35%
ROIC 3.44%
ROICexc 3.45%
ROICexgc 3.53%
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
FCFM N/A
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
ROICexc(3y)1.99%
ROICexc(5y)1.58%
ROICexgc(3y)2.05%
ROICexgc(5y)1.63%
ROCE(3y)2.51%
ROCE(5y)1.99%
ROICexgc growth 3Y22.58%
ROICexgc growth 5Y119.37%
ROICexc growth 3Y23.31%
ROICexc growth 5Y121.08%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
F-Score6
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Debt/EBITDA 6.38
Cap/Depr 533.32%
Cap/Sales 136.11%
Interest Coverage 250
Cash Conversion 77.88%
Profit Quality N/A
Current Ratio 0.68
Quick Ratio 0.68
Altman-Z 0.74
F-Score6
WACC6.97%
ROIC/WACC0.49
Cap/Depr(3y)476.49%
Cap/Depr(5y)689.71%
Cap/Sales(3y)150.2%
Cap/Sales(5y)238.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
EPS Next Y311.92%
EPS Next 2Y108.36%
EPS Next 3Y70.05%
EPS Next 5Y41.38%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.26%
EBIT growth 1Y92.71%
EBIT growth 3Y47.99%
EBIT growth 5Y207.32%
EBIT Next Year550.2%
EBIT Next 3Y107.02%
EBIT Next 5Y77.98%
FCF growth 1Y-62.83%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y54.96%
OCF growth 3Y25.13%
OCF growth 5Y63.59%

POSTAL REALTY TRUST INC- A / PSTL FAQ

What is the fundamental rating for PSTL stock?

ChartMill assigns a fundamental rating of 5 / 10 to PSTL.


What is the valuation status of POSTAL REALTY TRUST INC- A (PSTL) stock?

ChartMill assigns a valuation rating of 4 / 10 to POSTAL REALTY TRUST INC- A (PSTL). This can be considered as Fairly Valued.


Can you provide the profitability details for POSTAL REALTY TRUST INC- A?

POSTAL REALTY TRUST INC- A (PSTL) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PSTL stock?

The Price/Earnings (PE) ratio for POSTAL REALTY TRUST INC- A (PSTL) is 45.98 and the Price/Book (PB) ratio is 1.75.


Can you provide the expected EPS growth for PSTL stock?

The Earnings per Share (EPS) of POSTAL REALTY TRUST INC- A (PSTL) is expected to grow by 311.92% in the next year.