POSTAL REALTY TRUST INC- A (PSTL) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:PSTL • US73757R1023

19.06 USD
+0.39 (+2.09%)
At close: Feb 10, 2026
19.06 USD
0 (0%)
After Hours: 2/10/2026, 4:15:00 PM
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to PSTL. PSTL was compared to 122 industry peers in the Diversified REITs industry. PSTL scores excellent on profitability, but there are concerns on its financial health. PSTL is growing strongly while it is still valued neutral. This is a good combination!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year PSTL was profitable.
  • In the past year PSTL had a positive cash flow from operations.
  • PSTL had positive earnings in 4 of the past 5 years.
  • In the past 5 years PSTL always reported a positive cash flow from operatings.
PSTL Yearly Net Income VS EBIT VS OCF VS FCFPSTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M

1.2 Ratios

  • PSTL has a Return On Assets (1.55%) which is in line with its industry peers.
  • PSTL's Return On Equity of 4.17% is fine compared to the rest of the industry. PSTL outperforms 62.30% of its industry peers.
  • PSTL has a better Return On Invested Capital (3.44%) than 63.93% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PSTL is in line with the industry average of 3.07%.
  • The 3 year average ROIC (1.98%) for PSTL is below the current ROIC(3.44%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROIC 3.44%
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
PSTL Yearly ROA, ROE, ROICPSTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • The Profit Margin of PSTL (12.53%) is better than 60.66% of its industry peers.
  • In the last couple of years the Profit Margin of PSTL has grown nicely.
  • PSTL has a Operating Margin of 34.13%. This is in the better half of the industry: PSTL outperforms 70.49% of its industry peers.
  • In the last couple of years the Operating Margin of PSTL has grown nicely.
  • PSTL has a better Gross Margin (78.20%) than 78.69% of its industry peers.
  • PSTL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
PSTL Yearly Profit, Operating, Gross MarginsPSTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

1

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PSTL is destroying value.
  • Compared to 1 year ago, PSTL has more shares outstanding
  • The number of shares outstanding for PSTL has been increased compared to 5 years ago.
  • Compared to 1 year ago, PSTL has a worse debt to assets ratio.
PSTL Yearly Shares OutstandingPSTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
PSTL Yearly Total Debt VS Total AssetsPSTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • PSTL has an Altman-Z score of 0.75. This is a bad value and indicates that PSTL is not financially healthy and even has some risk of bankruptcy.
  • PSTL has a Altman-Z score of 0.75. This is in the better half of the industry: PSTL outperforms 61.48% of its industry peers.
  • A Debt/Equity ratio of 1.27 is on the high side and indicates that PSTL has dependencies on debt financing.
  • PSTL's Debt to Equity ratio of 1.27 is in line compared to the rest of the industry. PSTL outperforms 50.82% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Altman-Z 0.75
ROIC/WACC0.49
WACC6.99%
PSTL Yearly LT Debt VS Equity VS FCFPSTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

  • A Current Ratio of 0.68 indicates that PSTL may have some problems paying its short term obligations.
  • PSTL's Current ratio of 0.68 is on the low side compared to the rest of the industry. PSTL is outperformed by 71.31% of its industry peers.
  • A Quick Ratio of 0.68 indicates that PSTL may have some problems paying its short term obligations.
  • The Quick ratio of PSTL (0.68) is worse than 71.31% of its industry peers.
Industry RankSector Rank
Current Ratio 0.68
Quick Ratio 0.68
PSTL Yearly Current Assets VS Current LiabilitesPSTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 400.00% over the past year.
  • Measured over the past 5 years, PSTL shows a small growth in Earnings Per Share. The EPS has been growing by 5.73% on average per year.
  • PSTL shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.65%.
  • Measured over the past years, PSTL shows a very strong growth in Revenue. The Revenue has been growing by 46.57% on average per year.
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%

3.2 Future

  • Based on estimates for the next years, PSTL will show a very strong growth in Earnings Per Share. The EPS will grow by 41.38% on average per year.
  • PSTL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.26% yearly.
EPS Next Y327.62%
EPS Next 2Y116.07%
EPS Next 3Y73.01%
EPS Next 5Y41.38%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.26%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
PSTL Yearly Revenue VS EstimatesPSTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50M 100M 150M
PSTL Yearly EPS VS EstimatesPSTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.2 0.4 0.6

4

4. Valuation

4.1 Price/Earnings Ratio

  • PSTL is valuated quite expensively with a Price/Earnings ratio of 47.65.
  • PSTL's Price/Earnings ratio is in line with the industry average.
  • PSTL is valuated expensively when we compare the Price/Earnings ratio to 28.06, which is the current average of the S&P500 Index.
  • PSTL is valuated quite expensively with a Price/Forward Earnings ratio of 31.41.
  • 77.05% of the companies in the same industry are more expensive than PSTL, based on the Price/Forward Earnings ratio.
  • PSTL's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.86.
Industry RankSector Rank
PE 47.65
Fwd PE 31.41
PSTL Price Earnings VS Forward Price EarningsPSTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • PSTL's Enterprise Value to EBITDA ratio is in line with the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.3
PSTL Per share dataPSTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • PSTL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of PSTL may justify a higher PE ratio.
  • A more expensive valuation may be justified as PSTL's earnings are expected to grow with 73.01% in the coming years.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y116.07%
EPS Next 3Y73.01%

6

5. Dividend

5.1 Amount

  • PSTL has a Yearly Dividend Yield of 5.14%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.80, PSTL has a dividend in line with its industry peers.
  • PSTL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 5.14%

5.2 History

  • On average, the dividend of PSTL grows each year by 14.57%, which is quite nice.
  • PSTL has been paying a dividend for over 5 years, so it has already some track record.
  • As PSTL did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)14.57%
Div Incr Years5
Div Non Decr Years5
PSTL Yearly Dividends per sharePSTL Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 260.93% of the earnings are spent on dividend by PSTL. This is not a sustainable payout ratio.
  • PSTL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP260.93%
EPS Next 2Y116.07%
EPS Next 3Y73.01%
PSTL Yearly Income VS Free CF VS DividendPSTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M
PSTL Dividend Payout.PSTL Dividend Payout, showing the Payout Ratio.PSTL Dividend Payout.PayoutRetained Earnings

POSTAL REALTY TRUST INC- A

NYSE:PSTL (2/10/2026, 4:15:00 PM)

After market: 19.06 0 (0%)

19.06

+0.39 (+2.09%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)11-04
Earnings (Next)03-04
Inst Owners72.32%
Inst Owner Change-0.89%
Ins Owners5.4%
Ins Owner Change9.33%
Market Cap497.28M
Revenue(TTM)91.19M
Net Income(TTM)11.43M
Analysts83.08
Price Target19.38 (1.68%)
Short Float %1.86%
Short Ratio1.86
Dividend
Industry RankSector Rank
Dividend Yield 5.14%
Yearly Dividend1.23
Dividend Growth(5Y)14.57%
DP260.93%
Div Incr Years5
Div Non Decr Years5
Ex-Date02-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)54.23%
Min EPS beat(2)34.16%
Max EPS beat(2)74.29%
EPS beat(4)4
Avg EPS beat(4)163.39%
Min EPS beat(4)34.16%
Max EPS beat(4)488.24%
EPS beat(8)6
Avg EPS beat(8)69.78%
EPS beat(12)10
Avg EPS beat(12)303.42%
EPS beat(16)12
Avg EPS beat(16)225.28%
Revenue beat(2)2
Avg Revenue beat(2)2.08%
Min Revenue beat(2)0.8%
Max Revenue beat(2)3.36%
Revenue beat(4)4
Avg Revenue beat(4)5.78%
Min Revenue beat(4)0.8%
Max Revenue beat(4)14.33%
Revenue beat(8)7
Avg Revenue beat(8)3.86%
Revenue beat(12)10
Avg Revenue beat(12)2.81%
Revenue beat(16)13
Avg Revenue beat(16)2.17%
PT rev (1m)5.07%
PT rev (3m)12.59%
EPS NQ rev (1m)-4.35%
EPS NQ rev (3m)10%
EPS NY rev (1m)3.81%
EPS NY rev (3m)34.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.38%
Revenue NY rev (1m)0.49%
Revenue NY rev (3m)1.46%
Valuation
Industry RankSector Rank
PE 47.65
Fwd PE 31.41
P/S 5.45
P/FCF N/A
P/OCF 11.74
P/B 1.82
P/tB 1.93
EV/EBITDA 15.3
EPS(TTM)0.4
EY2.1%
EPS(NY)0.61
Fwd EY3.18%
FCF(TTM)-3.13
FCFYN/A
OCF(TTM)1.62
OCFY8.52%
SpS3.5
BVpS10.5
TBVpS9.87
PEG (NY)0.15
PEG (5Y)N/A
Graham Number9.72
Profitability
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROCE 4.35%
ROIC 3.44%
ROICexc 3.45%
ROICexgc 3.53%
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
FCFM N/A
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
ROICexc(3y)1.99%
ROICexc(5y)1.58%
ROICexgc(3y)2.05%
ROICexgc(5y)1.63%
ROCE(3y)2.51%
ROCE(5y)1.99%
ROICexgc growth 3Y22.58%
ROICexgc growth 5Y119.37%
ROICexc growth 3Y23.31%
ROICexc growth 5Y121.08%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
F-Score6
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Debt/EBITDA 6.38
Cap/Depr 533.32%
Cap/Sales 136.11%
Interest Coverage 250
Cash Conversion 77.88%
Profit Quality N/A
Current Ratio 0.68
Quick Ratio 0.68
Altman-Z 0.75
F-Score6
WACC6.99%
ROIC/WACC0.49
Cap/Depr(3y)476.49%
Cap/Depr(5y)689.71%
Cap/Sales(3y)150.2%
Cap/Sales(5y)238.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
EPS Next Y327.62%
EPS Next 2Y116.07%
EPS Next 3Y73.01%
EPS Next 5Y41.38%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.26%
EBIT growth 1Y92.71%
EBIT growth 3Y47.99%
EBIT growth 5Y207.32%
EBIT Next Year550.2%
EBIT Next 3Y107.02%
EBIT Next 5Y77.98%
FCF growth 1Y-62.83%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y54.96%
OCF growth 3Y25.13%
OCF growth 5Y63.59%

POSTAL REALTY TRUST INC- A / PSTL FAQ

What is the fundamental rating for PSTL stock?

ChartMill assigns a fundamental rating of 5 / 10 to PSTL.


What is the valuation status of POSTAL REALTY TRUST INC- A (PSTL) stock?

ChartMill assigns a valuation rating of 4 / 10 to POSTAL REALTY TRUST INC- A (PSTL). This can be considered as Fairly Valued.


Can you provide the profitability details for POSTAL REALTY TRUST INC- A?

POSTAL REALTY TRUST INC- A (PSTL) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PSTL stock?

The Price/Earnings (PE) ratio for POSTAL REALTY TRUST INC- A (PSTL) is 47.65 and the Price/Book (PB) ratio is 1.82.


Can you provide the expected EPS growth for PSTL stock?

The Earnings per Share (EPS) of POSTAL REALTY TRUST INC- A (PSTL) is expected to grow by 327.62% in the next year.