POSTE ITALIANE SPA (PST.MI) Fundamental Analysis & Valuation
BIT:PST • IT0003796171
Current stock price
22.13 EUR
+0.57 (+2.64%)
Last:
This PST.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. PST.MI Profitability Analysis
1.1 Basic Checks
- In the past year PST was profitable.
- PST had a positive operating cash flow in the past year.
- In the past 5 years PST has always been profitable.
- Each year in the past 5 years PST had a positive operating cash flow.
1.2 Ratios
- PST has a Return On Assets (0.76%) which is in line with its industry peers.
- PST has a better Return On Equity (15.99%) than 75.44% of its industry peers.
- PST has a Return On Invested Capital (0.87%) which is comparable to the rest of the industry.
- Measured over the past 3 years, the Average Return On Invested Capital for PST is significantly below the industry average of 10.69%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.76% | ||
| ROE | 15.99% | ||
| ROIC | 0.87% |
ROA(3y)0.73%
ROA(5y)0.67%
ROE(3y)17.28%
ROE(5y)17.21%
ROIC(3y)0.92%
ROIC(5y)0.84%
1.3 Margins
- PST has a better Profit Margin (16.29%) than 63.16% of its industry peers.
- PST's Profit Margin has improved in the last couple of years.
- PST has a Operating Margin of 23.30%. This is in the better half of the industry: PST outperforms 68.42% of its industry peers.
- PST's Operating Margin has improved in the last couple of years.
- PST has a better Gross Margin (70.53%) than 71.93% of its industry peers.
- In the last couple of years the Gross Margin of PST has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.3% | ||
| PM (TTM) | 16.29% | ||
| GM | 70.53% |
OM growth 3Y3.62%
OM growth 5Y10.29%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-1.84%
GM growth 5Y-1.28%
2. PST.MI Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PST is destroying value.
- PST has about the same amout of shares outstanding than it did 1 year ago.
- The number of shares outstanding for PST has been reduced compared to 5 years ago.
- Compared to 1 year ago, PST has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.01, we must say that PST is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of PST (0.01) is worse than 73.68% of its industry peers.
- PST has a debt to FCF ratio of 53.28. This is a negative value and a sign of low solvency as PST would need 53.28 years to pay back of all of its debts.
- PST's Debt to FCF ratio of 53.28 is on the low side compared to the rest of the industry. PST is outperformed by 61.40% of its industry peers.
- PST has a Debt/Equity ratio of 5.54. This is a high value indicating a heavy dependency on external financing.
- PST has a worse Debt to Equity ratio (5.54) than 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.54 | ||
| Debt/FCF | 53.28 | ||
| Altman-Z | 0.01 |
ROIC/WACC0.14
WACC6.38%
2.3 Liquidity
- PST has a Current Ratio of 0.50. This is a bad value and indicates that PST is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.50, PST is doing worse than 75.44% of the companies in the same industry.
- A Quick Ratio of 0.50 indicates that PST may have some problems paying its short term obligations.
- PST has a worse Quick ratio (0.50) than 75.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.5 | ||
| Quick Ratio | 0.5 |
3. PST.MI Growth Analysis
3.1 Past
- The earnings per share for PST have decreased by -4.44% in the last year.
- The Earnings Per Share has been growing by 14.08% on average over the past years. This is quite good.
- Looking at the last year, PST shows a small growth in Revenue. The Revenue has grown by 5.12% in the last year.
- The Revenue has been growing slightly by 5.24% on average over the past years.
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
Revenue 1Y (TTM)5.12%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%
3.2 Future
- PST is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.99% yearly.
- Based on estimates for the next years, PST will show a small growth in Revenue. The Revenue will grow by 2.01% on average per year.
EPS Next Y9.58%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
EPS Next 5Y5.99%
Revenue Next Year2.52%
Revenue Next 2Y2.64%
Revenue Next 3Y2.62%
Revenue Next 5Y2.01%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. PST.MI Valuation Analysis
4.1 Price/Earnings Ratio
- PST is valuated correctly with a Price/Earnings ratio of 12.87.
- 63.16% of the companies in the same industry are more expensive than PST, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 27.18, PST is valued rather cheaply.
- The Price/Forward Earnings ratio is 11.74, which indicates a very decent valuation of PST.
- Based on the Price/Forward Earnings ratio, PST is valued a bit cheaper than 61.40% of the companies in the same industry.
- PST is valuated cheaply when we compare the Price/Forward Earnings ratio to 37.96, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.87 | ||
| Fwd PE | 11.74 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as PST.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.95 | ||
| EV/EBITDA | -7.98 |
4.3 Compensation for Growth
- PST's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- PST has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.34
PEG (5Y)0.91
EPS Next 2Y9.39%
EPS Next 3Y6.4%
5. PST.MI Dividend Analysis
5.1 Amount
- PST has a Yearly Dividend Yield of 5.79%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.34, PST pays a better dividend. On top of this PST pays more dividend than 82.46% of the companies listed in the same industry.
- PST's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.79% |
5.2 History
- The dividend of PST is nicely growing with an annual growth rate of 19.75%!
Dividend Growth(5Y)19.75%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- PST pays out 67.87% of its income as dividend. This is not a sustainable payout ratio.
- PST's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP67.87%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
PST.MI Fundamentals: All Metrics, Ratios and Statistics
BIT:PST (4/13/2026, 7:00:00 PM)
22.13
+0.57 (+2.64%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26 2026-02-26/bmo
Earnings (Next)05-06 2026-05-06
Inst Owners11.66%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap28.90B
Revenue(TTM)13.59B
Net Income(TTM)2.21B
Analysts71.58
Price Target23.23 (4.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.79% |
Yearly Dividend1.16
Dividend Growth(5Y)19.75%
DP67.87%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.83%
Min EPS beat(2)-14.76%
Max EPS beat(2)9.09%
EPS beat(4)3
Avg EPS beat(4)3.25%
Min EPS beat(4)-14.76%
Max EPS beat(4)12.95%
EPS beat(8)6
Avg EPS beat(8)11.25%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.33%
Min Revenue beat(2)2.12%
Max Revenue beat(2)6.55%
Revenue beat(4)4
Avg Revenue beat(4)3.94%
Min Revenue beat(4)2.12%
Max Revenue beat(4)6.55%
Revenue beat(8)8
Avg Revenue beat(8)3.6%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.13%
PT rev (3m)7.59%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.35%
EPS NY rev (1m)1.21%
EPS NY rev (3m)1.7%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.24%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)0.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.87 | ||
| Fwd PE | 11.74 | ||
| P/S | 2.13 | ||
| P/FCF | 18.95 | ||
| P/OCF | 10.69 | ||
| P/B | 2.09 | ||
| P/tB | 2.48 | ||
| EV/EBITDA | -7.98 |
EPS(TTM)1.72
EY7.77%
EPS(NY)1.88
Fwd EY8.52%
FCF(TTM)1.17
FCFY5.28%
OCF(TTM)2.07
OCFY9.35%
SpS10.4
BVpS10.6
TBVpS8.91
PEG (NY)1.34
PEG (5Y)0.91
Graham Number20.25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.76% | ||
| ROE | 15.99% | ||
| ROCE | 1.64% | ||
| ROIC | 0.87% | ||
| ROICexc | 1.02% | ||
| ROICexgc | 1.03% | ||
| OM | 23.3% | ||
| PM (TTM) | 16.29% | ||
| GM | 70.53% | ||
| FCFM | 11.22% |
ROA(3y)0.73%
ROA(5y)0.67%
ROE(3y)17.28%
ROE(5y)17.21%
ROIC(3y)0.92%
ROIC(5y)0.84%
ROICexc(3y)1.15%
ROICexc(5y)1.06%
ROICexgc(3y)1.16%
ROICexgc(5y)1.08%
ROCE(3y)1.55%
ROCE(5y)1.41%
ROICexgc growth 3Y3.07%
ROICexgc growth 5Y14.65%
ROICexc growth 3Y4.25%
ROICexc growth 5Y14.51%
OM growth 3Y3.62%
OM growth 5Y10.29%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-1.84%
GM growth 5Y-1.28%
F-Score7
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.54 | ||
| Debt/FCF | 53.28 | ||
| Debt/EBITDA | 18.42 | ||
| Cap/Depr | 118.51% | ||
| Cap/Sales | 8.67% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 64.98% | ||
| Profit Quality | 68.91% | ||
| Current Ratio | 0.5 | ||
| Quick Ratio | 0.5 | ||
| Altman-Z | 0.01 |
F-Score7
WACC6.38%
ROIC/WACC0.14
Cap/Depr(3y)106.1%
Cap/Depr(5y)102.27%
Cap/Sales(3y)7.7%
Cap/Sales(5y)7.39%
Profit Quality(3y)65.17%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
EPS Next Y9.58%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
EPS Next 5Y5.99%
Revenue 1Y (TTM)5.12%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%
Revenue Next Year2.52%
Revenue Next 2Y2.64%
Revenue Next 3Y2.62%
Revenue Next 5Y2.01%
EBIT growth 1Y24.21%
EBIT growth 3Y9.91%
EBIT growth 5Y16.07%
EBIT Next Year34.92%
EBIT Next 3Y15.12%
EBIT Next 5YN/A
FCF growth 1Y-21.23%
FCF growth 3YN/A
FCF growth 5Y4.26%
OCF growth 1Y-6.83%
OCF growth 3Y146.71%
OCF growth 5Y7.11%
POSTE ITALIANE SPA / PST.MI Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for POSTE ITALIANE SPA?
ChartMill assigns a fundamental rating of 4 / 10 to PST.MI.
What is the valuation status of POSTE ITALIANE SPA (PST.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to POSTE ITALIANE SPA (PST.MI). This can be considered as Fairly Valued.
How profitable is POSTE ITALIANE SPA (PST.MI) stock?
POSTE ITALIANE SPA (PST.MI) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for PST stock?
The Price/Earnings (PE) ratio for POSTE ITALIANE SPA (PST.MI) is 12.87 and the Price/Book (PB) ratio is 2.09.
Can you provide the expected EPS growth for PST stock?
The Earnings per Share (EPS) of POSTE ITALIANE SPA (PST.MI) is expected to grow by 9.58% in the next year.