POSTE ITALIANE SPA (PST.MI) Fundamental Analysis & Valuation

BIT:PST • IT0003796171

Current stock price

22.29 EUR
+0.11 (+0.5%)
Last:

This PST.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. PST.MI Profitability Analysis

1.1 Basic Checks

  • In the past year PST was profitable.
  • PST had a positive operating cash flow in the past year.
  • PST had positive earnings in each of the past 5 years.
  • Each year in the past 5 years PST had a positive operating cash flow.
PST.MI Yearly Net Income VS EBIT VS OCF VS FCFPST.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • PST's Return On Assets of 0.76% is in line compared to the rest of the industry. PST outperforms 40.35% of its industry peers.
  • With a decent Return On Equity value of 15.99%, PST is doing good in the industry, outperforming 71.93% of the companies in the same industry.
  • PST has a Return On Invested Capital of 0.87%. This is comparable to the rest of the industry: PST outperforms 40.35% of its industry peers.
  • PST had an Average Return On Invested Capital over the past 3 years of 0.92%. This is significantly below the industry average of 10.55%.
Industry RankSector Rank
ROA 0.76%
ROE 15.99%
ROIC 0.87%
ROA(3y)0.73%
ROA(5y)0.67%
ROE(3y)17.28%
ROE(5y)17.21%
ROIC(3y)0.92%
ROIC(5y)0.84%
PST.MI Yearly ROA, ROE, ROICPST.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • PST's Profit Margin of 16.29% is in line compared to the rest of the industry. PST outperforms 59.65% of its industry peers.
  • In the last couple of years the Profit Margin of PST has grown nicely.
  • Looking at the Operating Margin, with a value of 23.30%, PST is in the better half of the industry, outperforming 64.91% of the companies in the same industry.
  • PST's Operating Margin has improved in the last couple of years.
  • PST has a better Gross Margin (70.53%) than 70.18% of its industry peers.
  • In the last couple of years the Gross Margin of PST has remained more or less at the same level.
Industry RankSector Rank
OM 23.3%
PM (TTM) 16.29%
GM 70.53%
OM growth 3Y3.62%
OM growth 5Y10.29%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-1.84%
GM growth 5Y-1.28%
PST.MI Yearly Profit, Operating, Gross MarginsPST.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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1

2. PST.MI Health Analysis

2.1 Basic Checks

  • PST has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • PST has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, PST has less shares outstanding
  • Compared to 1 year ago, PST has an improved debt to assets ratio.
PST.MI Yearly Shares OutstandingPST.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
PST.MI Yearly Total Debt VS Total AssetsPST.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • PST has an Altman-Z score of 0.02. This is a bad value and indicates that PST is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 0.02, PST is not doing good in the industry: 71.93% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of PST is 53.28, which is on the high side as it means it would take PST, 53.28 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of PST (53.28) is worse than 64.91% of its industry peers.
  • PST has a Debt/Equity ratio of 5.54. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of PST (5.54) is worse than 85.96% of its industry peers.
Industry RankSector Rank
Debt/Equity 5.54
Debt/FCF 53.28
Altman-Z 0.02
ROIC/WACC0.13
WACC6.45%
PST.MI Yearly LT Debt VS Equity VS FCFPST.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.50 indicates that PST may have some problems paying its short term obligations.
  • With a Current ratio value of 0.50, PST is not doing good in the industry: 77.19% of the companies in the same industry are doing better.
  • PST has a Quick Ratio of 0.50. This is a bad value and indicates that PST is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PST has a worse Quick ratio (0.50) than 77.19% of its industry peers.
Industry RankSector Rank
Current Ratio 0.5
Quick Ratio 0.5
PST.MI Yearly Current Assets VS Current LiabilitesPST.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

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3

3. PST.MI Growth Analysis

3.1 Past

  • The earnings per share for PST have decreased by -4.44% in the last year.
  • Measured over the past years, PST shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.08% on average per year.
  • PST shows a small growth in Revenue. In the last year, the Revenue has grown by 5.12%.
  • PST shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.24% yearly.
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
Revenue 1Y (TTM)5.12%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%

3.2 Future

  • PST is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.40% yearly.
  • The Revenue is expected to grow by 2.44% on average over the next years.
EPS Next Y9.58%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
EPS Next 5Y6.4%
Revenue Next Year2.98%
Revenue Next 2Y2.92%
Revenue Next 3Y2.72%
Revenue Next 5Y2.44%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
PST.MI Yearly Revenue VS EstimatesPST.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10B 20B 30B
PST.MI Yearly EPS VS EstimatesPST.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 0.5 1 1.5 2

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5

4. PST.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 12.96, PST is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of PST is on the same level as its industry peers.
  • PST is valuated cheaply when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
  • PST is valuated reasonably with a Price/Forward Earnings ratio of 11.83.
  • Based on the Price/Forward Earnings ratio, PST is valued a bit cheaper than 61.40% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of PST to the average of the S&P500 Index (22.24), we can say PST is valued slightly cheaper.
Industry RankSector Rank
PE 12.96
Fwd PE 11.83
PST.MI Price Earnings VS Forward Price EarningsPST.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of PST is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 19.09
EV/EBITDA -7.75
PST.MI Per share dataPST.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • PST's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • PST has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.35
PEG (5Y)0.92
EPS Next 2Y9.39%
EPS Next 3Y6.4%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. PST.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.64%, PST is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.28, PST pays a better dividend. On top of this PST pays more dividend than 84.21% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, PST pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.64%

5.2 History

  • On average, the dividend of PST grows each year by 19.75%, which is quite nice.
Dividend Growth(5Y)19.75%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 67.87% of the earnings are spent on dividend by PST. This is not a sustainable payout ratio.
  • The dividend of PST is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP67.87%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
PST.MI Yearly Income VS Free CF VS DividendPST.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B
PST.MI Dividend Payout.PST.MI Dividend Payout, showing the Payout Ratio.PST.MI Dividend Payout.PayoutRetained Earnings

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PST.MI Fundamentals: All Metrics, Ratios and Statistics

POSTE ITALIANE SPA

BIT:PST (4/24/2026, 7:00:00 PM)

22.29

+0.11 (+0.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)05-06
Inst Owners11.66%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap29.11B
Revenue(TTM)13.59B
Net Income(TTM)2.21B
Analysts71.58
Price Target23.23 (4.22%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.64%
Yearly Dividend1.16
Dividend Growth(5Y)19.75%
DP67.87%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.83%
Min EPS beat(2)-14.76%
Max EPS beat(2)9.09%
EPS beat(4)3
Avg EPS beat(4)3.25%
Min EPS beat(4)-14.76%
Max EPS beat(4)12.95%
EPS beat(8)6
Avg EPS beat(8)11.25%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.33%
Min Revenue beat(2)2.12%
Max Revenue beat(2)6.55%
Revenue beat(4)4
Avg Revenue beat(4)3.94%
Min Revenue beat(4)2.12%
Max Revenue beat(4)6.55%
Revenue beat(8)8
Avg Revenue beat(8)3.6%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.13%
PT rev (3m)6.11%
EPS NQ rev (1m)-5.21%
EPS NQ rev (3m)4.6%
EPS NY rev (1m)1.21%
EPS NY rev (3m)1.92%
Revenue NQ rev (1m)-0.15%
Revenue NQ rev (3m)1.33%
Revenue NY rev (1m)0.5%
Revenue NY rev (3m)0.79%
Valuation
Industry RankSector Rank
PE 12.96
Fwd PE 11.83
P/S 2.14
P/FCF 19.09
P/OCF 10.77
P/B 2.1
P/tB 2.5
EV/EBITDA -7.75
EPS(TTM)1.72
EY7.72%
EPS(NY)1.88
Fwd EY8.46%
FCF(TTM)1.17
FCFY5.24%
OCF(TTM)2.07
OCFY9.28%
SpS10.4
BVpS10.6
TBVpS8.91
PEG (NY)1.35
PEG (5Y)0.92
Graham Number20.2497 (-9.15%)
Profitability
Industry RankSector Rank
ROA 0.76%
ROE 15.99%
ROCE 1.64%
ROIC 0.87%
ROICexc 1.02%
ROICexgc 1.03%
OM 23.3%
PM (TTM) 16.29%
GM 70.53%
FCFM 11.22%
ROA(3y)0.73%
ROA(5y)0.67%
ROE(3y)17.28%
ROE(5y)17.21%
ROIC(3y)0.92%
ROIC(5y)0.84%
ROICexc(3y)1.15%
ROICexc(5y)1.06%
ROICexgc(3y)1.16%
ROICexgc(5y)1.08%
ROCE(3y)1.55%
ROCE(5y)1.41%
ROICexgc growth 3Y3.07%
ROICexgc growth 5Y14.65%
ROICexc growth 3Y4.25%
ROICexc growth 5Y14.51%
OM growth 3Y3.62%
OM growth 5Y10.29%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-1.84%
GM growth 5Y-1.28%
F-Score7
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 5.54
Debt/FCF 53.28
Debt/EBITDA 18.42
Cap/Depr 118.51%
Cap/Sales 8.67%
Interest Coverage 250
Cash Conversion 64.98%
Profit Quality 68.91%
Current Ratio 0.5
Quick Ratio 0.5
Altman-Z 0.02
F-Score7
WACC6.45%
ROIC/WACC0.13
Cap/Depr(3y)106.1%
Cap/Depr(5y)102.27%
Cap/Sales(3y)7.7%
Cap/Sales(5y)7.39%
Profit Quality(3y)65.17%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
EPS Next Y9.58%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
EPS Next 5Y6.4%
Revenue 1Y (TTM)5.12%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%
Revenue Next Year2.98%
Revenue Next 2Y2.92%
Revenue Next 3Y2.72%
Revenue Next 5Y2.44%
EBIT growth 1Y24.21%
EBIT growth 3Y9.91%
EBIT growth 5Y16.07%
EBIT Next Year34.92%
EBIT Next 3Y15.12%
EBIT Next 5YN/A
FCF growth 1Y-21.23%
FCF growth 3YN/A
FCF growth 5Y4.26%
OCF growth 1Y-6.83%
OCF growth 3Y146.71%
OCF growth 5Y7.11%

POSTE ITALIANE SPA / PST.MI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for POSTE ITALIANE SPA?

ChartMill assigns a fundamental rating of 4 / 10 to PST.MI.


What is the valuation status of POSTE ITALIANE SPA (PST.MI) stock?

ChartMill assigns a valuation rating of 5 / 10 to POSTE ITALIANE SPA (PST.MI). This can be considered as Fairly Valued.


How profitable is POSTE ITALIANE SPA (PST.MI) stock?

POSTE ITALIANE SPA (PST.MI) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for PST stock?

The Price/Earnings (PE) ratio for POSTE ITALIANE SPA (PST.MI) is 12.96 and the Price/Book (PB) ratio is 2.1.


Can you provide the expected EPS growth for PST stock?

The Earnings per Share (EPS) of POSTE ITALIANE SPA (PST.MI) is expected to grow by 9.58% in the next year.