POSTE ITALIANE SPA (PST.MI) Fundamental Analysis & Valuation

BIT:PST • IT0003796171

Current stock price

22.17 EUR
-0.12 (-0.54%)
Last:

This PST.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. PST.MI Profitability Analysis

1.1 Basic Checks

  • PST had positive earnings in the past year.
  • PST had a positive operating cash flow in the past year.
  • Each year in the past 5 years PST has been profitable.
  • Each year in the past 5 years PST had a positive operating cash flow.
PST.MI Yearly Net Income VS EBIT VS OCF VS FCFPST.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.76%, PST is in line with its industry, outperforming 44.23% of the companies in the same industry.
  • PST's Return On Equity of 15.99% is fine compared to the rest of the industry. PST outperforms 75.00% of its industry peers.
  • PST has a Return On Invested Capital (0.87%) which is comparable to the rest of the industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for PST is significantly below the industry average of 9.16%.
Industry RankSector Rank
ROA 0.76%
ROE 15.99%
ROIC 0.87%
ROA(3y)0.73%
ROA(5y)0.67%
ROE(3y)17.28%
ROE(5y)17.21%
ROIC(3y)0.92%
ROIC(5y)0.84%
PST.MI Yearly ROA, ROE, ROICPST.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 16.29%, PST is in the better half of the industry, outperforming 65.38% of the companies in the same industry.
  • In the last couple of years the Profit Margin of PST has grown nicely.
  • With a decent Operating Margin value of 23.30%, PST is doing good in the industry, outperforming 71.15% of the companies in the same industry.
  • PST's Operating Margin has improved in the last couple of years.
  • PST's Gross Margin of 70.53% is fine compared to the rest of the industry. PST outperforms 71.15% of its industry peers.
  • PST's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 23.3%
PM (TTM) 16.29%
GM 70.53%
OM growth 3Y3.62%
OM growth 5Y10.29%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-1.84%
GM growth 5Y-1.28%
PST.MI Yearly Profit, Operating, Gross MarginsPST.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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2

2. PST.MI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PST is destroying value.
  • Compared to 1 year ago, PST has about the same amount of shares outstanding.
  • The number of shares outstanding for PST has been reduced compared to 5 years ago.
  • Compared to 1 year ago, PST has an improved debt to assets ratio.
PST.MI Yearly Shares OutstandingPST.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
PST.MI Yearly Total Debt VS Total AssetsPST.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • PST has an Altman-Z score of 0.02. This is a bad value and indicates that PST is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 0.02, PST is not doing good in the industry: 69.23% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of PST is 53.28, which is on the high side as it means it would take PST, 53.28 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of PST (53.28) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 5.54 is on the high side and indicates that PST has dependencies on debt financing.
  • With a Debt to Equity ratio value of 5.54, PST is not doing good in the industry: 82.69% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 5.54
Debt/FCF 53.28
Altman-Z 0.02
ROIC/WACC0.13
WACC6.45%
PST.MI Yearly LT Debt VS Equity VS FCFPST.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • PST has a Current Ratio of 0.50. This is a bad value and indicates that PST is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.50, PST is doing worse than 73.08% of the companies in the same industry.
  • A Quick Ratio of 0.50 indicates that PST may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.50, PST is doing worse than 73.08% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.5
Quick Ratio 0.5
PST.MI Yearly Current Assets VS Current LiabilitesPST.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

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3

3. PST.MI Growth Analysis

3.1 Past

  • The earnings per share for PST have decreased by -4.44% in the last year.
  • PST shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.08% yearly.
  • The Revenue has been growing slightly by 5.12% in the past year.
  • The Revenue has been growing slightly by 5.24% on average over the past years.
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
Revenue 1Y (TTM)5.12%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%

3.2 Future

  • PST is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.40% yearly.
  • Based on estimates for the next years, PST will show a small growth in Revenue. The Revenue will grow by 2.44% on average per year.
EPS Next Y9.58%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
EPS Next 5Y6.4%
Revenue Next Year2.98%
Revenue Next 2Y2.92%
Revenue Next 3Y2.72%
Revenue Next 5Y2.44%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
PST.MI Yearly Revenue VS EstimatesPST.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10B 20B 30B
PST.MI Yearly EPS VS EstimatesPST.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 0.5 1 1.5 2

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5

4. PST.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.89, the valuation of PST can be described as correct.
  • Based on the Price/Earnings ratio, PST is valued a bit cheaper than the industry average as 63.46% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of PST to the average of the S&P500 Index (27.42), we can say PST is valued rather cheaply.
  • A Price/Forward Earnings ratio of 11.76 indicates a reasonable valuation of PST.
  • Based on the Price/Forward Earnings ratio, PST is valued a bit cheaper than 63.46% of the companies in the same industry.
  • PST is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.29, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 12.89
Fwd PE 11.76
PST.MI Price Earnings VS Forward Price EarningsPST.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, PST is valued a bit cheaper than 61.54% of the companies in the same industry.
Industry RankSector Rank
P/FCF 18.99
EV/EBITDA -7.75
PST.MI Per share dataPST.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • PST's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of PST may justify a higher PE ratio.
PEG (NY)1.35
PEG (5Y)0.92
EPS Next 2Y9.39%
EPS Next 3Y6.4%

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7

5. PST.MI Dividend Analysis

5.1 Amount

  • PST has a Yearly Dividend Yield of 5.64%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.39, PST pays a better dividend. On top of this PST pays more dividend than 82.69% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, PST pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.64%

5.2 History

  • The dividend of PST is nicely growing with an annual growth rate of 19.75%!
Dividend Growth(5Y)19.75%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 67.87% of the earnings are spent on dividend by PST. This is not a sustainable payout ratio.
  • PST's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP67.87%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
PST.MI Yearly Income VS Free CF VS DividendPST.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B
PST.MI Dividend Payout.PST.MI Dividend Payout, showing the Payout Ratio.PST.MI Dividend Payout.PayoutRetained Earnings

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PST.MI Fundamentals: All Metrics, Ratios and Statistics

POSTE ITALIANE SPA

BIT:PST (4/27/2026, 10:40:19 AM)

22.17

-0.12 (-0.54%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)05-06
Inst Owners11.66%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap28.96B
Revenue(TTM)13.59B
Net Income(TTM)2.21B
Analysts71.58
Price Target23.23 (4.78%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.64%
Yearly Dividend1.16
Dividend Growth(5Y)19.75%
DP67.87%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.83%
Min EPS beat(2)-14.76%
Max EPS beat(2)9.09%
EPS beat(4)3
Avg EPS beat(4)3.25%
Min EPS beat(4)-14.76%
Max EPS beat(4)12.95%
EPS beat(8)6
Avg EPS beat(8)11.25%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.33%
Min Revenue beat(2)2.12%
Max Revenue beat(2)6.55%
Revenue beat(4)4
Avg Revenue beat(4)3.94%
Min Revenue beat(4)2.12%
Max Revenue beat(4)6.55%
Revenue beat(8)8
Avg Revenue beat(8)3.6%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.13%
PT rev (3m)6.11%
EPS NQ rev (1m)-5.21%
EPS NQ rev (3m)4.6%
EPS NY rev (1m)1.21%
EPS NY rev (3m)1.92%
Revenue NQ rev (1m)-0.15%
Revenue NQ rev (3m)1.33%
Revenue NY rev (1m)0.5%
Revenue NY rev (3m)0.79%
Valuation
Industry RankSector Rank
PE 12.89
Fwd PE 11.76
P/S 2.13
P/FCF 18.99
P/OCF 10.71
P/B 2.09
P/tB 2.49
EV/EBITDA -7.75
EPS(TTM)1.72
EY7.76%
EPS(NY)1.88
Fwd EY8.5%
FCF(TTM)1.17
FCFY5.27%
OCF(TTM)2.07
OCFY9.33%
SpS10.4
BVpS10.6
TBVpS8.91
PEG (NY)1.35
PEG (5Y)0.92
Graham Number20.2497 (-8.66%)
Profitability
Industry RankSector Rank
ROA 0.76%
ROE 15.99%
ROCE 1.64%
ROIC 0.87%
ROICexc 1.02%
ROICexgc 1.03%
OM 23.3%
PM (TTM) 16.29%
GM 70.53%
FCFM 11.22%
ROA(3y)0.73%
ROA(5y)0.67%
ROE(3y)17.28%
ROE(5y)17.21%
ROIC(3y)0.92%
ROIC(5y)0.84%
ROICexc(3y)1.15%
ROICexc(5y)1.06%
ROICexgc(3y)1.16%
ROICexgc(5y)1.08%
ROCE(3y)1.55%
ROCE(5y)1.41%
ROICexgc growth 3Y3.07%
ROICexgc growth 5Y14.65%
ROICexc growth 3Y4.25%
ROICexc growth 5Y14.51%
OM growth 3Y3.62%
OM growth 5Y10.29%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-1.84%
GM growth 5Y-1.28%
F-Score7
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 5.54
Debt/FCF 53.28
Debt/EBITDA 18.42
Cap/Depr 118.51%
Cap/Sales 8.67%
Interest Coverage 250
Cash Conversion 64.98%
Profit Quality 68.91%
Current Ratio 0.5
Quick Ratio 0.5
Altman-Z 0.02
F-Score7
WACC6.45%
ROIC/WACC0.13
Cap/Depr(3y)106.1%
Cap/Depr(5y)102.27%
Cap/Sales(3y)7.7%
Cap/Sales(5y)7.39%
Profit Quality(3y)65.17%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
EPS Next Y9.58%
EPS Next 2Y9.39%
EPS Next 3Y6.4%
EPS Next 5Y6.4%
Revenue 1Y (TTM)5.12%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%
Revenue Next Year2.98%
Revenue Next 2Y2.92%
Revenue Next 3Y2.72%
Revenue Next 5Y2.44%
EBIT growth 1Y24.21%
EBIT growth 3Y9.91%
EBIT growth 5Y16.07%
EBIT Next Year34.92%
EBIT Next 3Y15.12%
EBIT Next 5YN/A
FCF growth 1Y-21.23%
FCF growth 3YN/A
FCF growth 5Y4.26%
OCF growth 1Y-6.83%
OCF growth 3Y146.71%
OCF growth 5Y7.11%

POSTE ITALIANE SPA / PST.MI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for POSTE ITALIANE SPA?

ChartMill assigns a fundamental rating of 4 / 10 to PST.MI.


What is the valuation status of POSTE ITALIANE SPA (PST.MI) stock?

ChartMill assigns a valuation rating of 5 / 10 to POSTE ITALIANE SPA (PST.MI). This can be considered as Fairly Valued.


How profitable is POSTE ITALIANE SPA (PST.MI) stock?

POSTE ITALIANE SPA (PST.MI) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for PST stock?

The Price/Earnings (PE) ratio for POSTE ITALIANE SPA (PST.MI) is 12.89 and the Price/Book (PB) ratio is 2.09.


Can you provide the expected EPS growth for PST stock?

The Earnings per Share (EPS) of POSTE ITALIANE SPA (PST.MI) is expected to grow by 9.58% in the next year.