POSTE ITALIANE SPA (PST.MI) Fundamental Analysis & Valuation

BIT:PST • IT0003796171

Current stock price

21.29 EUR
-0.18 (-0.84%)
Last:

This PST.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. PST.MI Profitability Analysis

1.1 Basic Checks

  • PST had positive earnings in the past year.
  • PST had a positive operating cash flow in the past year.
  • PST had positive earnings in each of the past 5 years.
  • PST had a positive operating cash flow in 4 of the past 5 years.
PST.MI Yearly Net Income VS EBIT VS OCF VS FCFPST.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.76%, PST is in line with its industry, outperforming 46.55% of the companies in the same industry.
  • PST's Return On Equity of 16.35% is fine compared to the rest of the industry. PST outperforms 77.59% of its industry peers.
  • PST's Return On Invested Capital of 1.06% is in line compared to the rest of the industry. PST outperforms 41.38% of its industry peers.
Industry RankSector Rank
ROA 0.76%
ROE 16.35%
ROIC 1.06%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
PST.MI Yearly ROA, ROE, ROICPST.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • The Profit Margin of PST (16.12%) is better than 63.79% of its industry peers.
  • PST's Profit Margin has improved in the last couple of years.
  • The Operating Margin of PST (20.70%) is better than 68.97% of its industry peers.
  • PST's Operating Margin has improved in the last couple of years.
  • The Gross Margin of PST (70.85%) is better than 72.41% of its industry peers.
  • PST's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 20.7%
PM (TTM) 16.12%
GM 70.85%
OM growth 3Y3.54%
OM growth 5Y10.24%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-2.84%
GM growth 5Y-1.88%
PST.MI Yearly Profit, Operating, Gross MarginsPST.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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1

2. PST.MI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PST is destroying value.
  • PST has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
PST.MI Yearly Shares OutstandingPST.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
PST.MI Yearly Total Debt VS Total AssetsPST.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B 200B 250B

2.2 Solvency

  • Based on the Altman-Z score of 0.01, we must say that PST is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of PST (0.01) is worse than 77.59% of its industry peers.
  • PST has a debt to FCF ratio of 46.28. This is a negative value and a sign of low solvency as PST would need 46.28 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 46.28, PST is doing worse than 65.52% of the companies in the same industry.
  • A Debt/Equity ratio of 0.46 indicates that PST is not too dependend on debt financing.
  • PST has a Debt to Equity ratio of 0.46. This is comparable to the rest of the industry: PST outperforms 58.62% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.46
Debt/FCF 46.28
Altman-Z 0.01
ROIC/WACC0.3
WACC3.56%
PST.MI Yearly LT Debt VS Equity VS FCFPST.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.50 indicates that PST may have some problems paying its short term obligations.
  • PST's Current ratio of 0.50 is on the low side compared to the rest of the industry. PST is outperformed by 74.14% of its industry peers.
  • PST has a Quick Ratio of 0.50. This is a bad value and indicates that PST is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.50, PST is not doing good in the industry: 74.14% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.5
Quick Ratio 0.5
PST.MI Yearly Current Assets VS Current LiabilitesPST.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. PST.MI Growth Analysis

3.1 Past

  • The earnings per share for PST have decreased by -4.44% in the last year.
  • PST shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.08% yearly.
  • The Revenue has grown by 82.18% in the past year. This is a very strong growth!
  • The Revenue has been growing slightly by 5.24% on average over the past years.
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
Revenue 1Y (TTM)82.18%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%

3.2 Future

  • Based on estimates for the next years, PST will show a small growth in Earnings Per Share. The EPS will grow by 5.99% on average per year.
  • PST is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.01% yearly.
EPS Next Y8.27%
EPS Next 2Y8.85%
EPS Next 3Y5.52%
EPS Next 5Y5.99%
Revenue Next Year2.46%
Revenue Next 2Y2.66%
Revenue Next 3Y2.75%
Revenue Next 5Y2.01%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
PST.MI Yearly Revenue VS EstimatesPST.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10B 20B 30B
PST.MI Yearly EPS VS EstimatesPST.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 0.5 1 1.5 2

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5

4. PST.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • PST is valuated correctly with a Price/Earnings ratio of 12.38.
  • Based on the Price/Earnings ratio, PST is valued a bit cheaper than the industry average as 62.07% of the companies are valued more expensively.
  • PST's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.73.
  • With a Price/Forward Earnings ratio of 11.43, the valuation of PST can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of PST is on the same level as its industry peers.
  • PST is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.72, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 12.38
Fwd PE 11.43
PST.MI Price Earnings VS Forward Price EarningsPST.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PST is on the same level as its industry peers.
  • 63.79% of the companies in the same industry are more expensive than PST, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 13.23
EV/EBITDA 13.79
PST.MI Per share dataPST.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of PST may justify a higher PE ratio.
PEG (NY)1.5
PEG (5Y)0.88
EPS Next 2Y8.85%
EPS Next 3Y5.52%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. PST.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.84%, PST is a good candidate for dividend investing.
  • PST's Dividend Yield is rather good when compared to the industry average which is at 2.51. PST pays more dividend than 82.76% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, PST pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.84%

5.2 History

  • On average, the dividend of PST grows each year by 8.66%, which is quite nice.
Dividend Growth(5Y)8.66%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 65.05% of the earnings are spent on dividend by PST. This is not a sustainable payout ratio.
  • PST's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP65.05%
EPS Next 2Y8.85%
EPS Next 3Y5.52%
PST.MI Yearly Income VS Free CF VS DividendPST.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B
PST.MI Dividend Payout.PST.MI Dividend Payout, showing the Payout Ratio.PST.MI Dividend Payout.PayoutRetained Earnings

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PST.MI Fundamentals: All Metrics, Ratios and Statistics

POSTE ITALIANE SPA

BIT:PST (3/20/2026, 4:55:16 PM)

21.29

-0.18 (-0.84%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)05-06
Inst Owners11.69%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap27.81B
Revenue(TTM)23.55B
Net Income(TTM)2.17B
Analysts69.52
Price Target22.52 (5.78%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.84%
Yearly Dividend0.9
Dividend Growth(5Y)8.66%
DP65.05%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.4%
Min EPS beat(2)5.7%
Max EPS beat(2)9.09%
EPS beat(4)4
Avg EPS beat(4)21.86%
Min EPS beat(4)5.7%
Max EPS beat(4)59.68%
EPS beat(8)7
Avg EPS beat(8)13.77%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)2.47%
Min Revenue beat(2)2.12%
Max Revenue beat(2)2.83%
Revenue beat(4)4
Avg Revenue beat(4)3.95%
Min Revenue beat(4)2.12%
Max Revenue beat(4)6.59%
Revenue beat(8)8
Avg Revenue beat(8)3.13%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.4%
PT rev (3m)4.32%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.14%
EPS NY rev (1m)0.71%
EPS NY rev (3m)0.12%
Revenue NQ rev (1m)0.68%
Revenue NQ rev (3m)-2.04%
Revenue NY rev (1m)0.28%
Revenue NY rev (3m)0.15%
Valuation
Industry RankSector Rank
PE 12.38
Fwd PE 11.43
P/S 2.07
P/FCF 13.23
P/OCF 8.54
P/B 2.1
P/tB 2.49
EV/EBITDA 13.79
EPS(TTM)1.72
EY8.08%
EPS(NY)1.86
Fwd EY8.75%
FCF(TTM)1.61
FCFY7.56%
OCF(TTM)2.49
OCFY11.71%
SpS10.29
BVpS10.14
TBVpS8.54
PEG (NY)1.5
PEG (5Y)0.88
Graham Number19.81
Profitability
Industry RankSector Rank
ROA 0.76%
ROE 16.35%
ROCE 1.47%
ROIC 1.06%
ROICexc 1.36%
ROICexgc 1.38%
OM 20.7%
PM (TTM) 16.12%
GM 70.85%
FCFM 15.64%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y3.54%
OM growth 5Y10.24%
PM growth 3Y5.54%
PM growth 5Y7.28%
GM growth 3Y-2.84%
GM growth 5Y-1.88%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.46
Debt/FCF 46.28
Debt/EBITDA 1.63
Cap/Depr 117.38%
Cap/Sales 8.59%
Interest Coverage 250
Cash Conversion 86.48%
Profit Quality 97.05%
Current Ratio 0.5
Quick Ratio 0.5
Altman-Z 0.01
F-Score5
WACC3.56%
ROIC/WACC0.3
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.44%
EPS 3Y11.91%
EPS 5Y14.08%
EPS Q2Q%-44.04%
EPS Next Y8.27%
EPS Next 2Y8.85%
EPS Next 3Y5.52%
EPS Next 5Y5.99%
Revenue 1Y (TTM)82.18%
Revenue growth 3Y6.07%
Revenue growth 5Y5.24%
Sales Q2Q%4.28%
Revenue Next Year2.46%
Revenue Next 2Y2.66%
Revenue Next 3Y2.75%
Revenue Next 5Y2.01%
EBIT growth 1Y-15.21%
EBIT growth 3Y9.82%
EBIT growth 5Y16.01%
EBIT Next Year35.23%
EBIT Next 3Y14.41%
EBIT Next 5YN/A
FCF growth 1Y19.7%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y21.62%
OCF growth 3YN/A
OCF growth 5YN/A

POSTE ITALIANE SPA / PST.MI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for POSTE ITALIANE SPA?

ChartMill assigns a fundamental rating of 4 / 10 to PST.MI.


What is the valuation status of POSTE ITALIANE SPA (PST.MI) stock?

ChartMill assigns a valuation rating of 5 / 10 to POSTE ITALIANE SPA (PST.MI). This can be considered as Fairly Valued.


What is the profitability of PST stock?

POSTE ITALIANE SPA (PST.MI) has a profitability rating of 6 / 10.


What is the financial health of POSTE ITALIANE SPA (PST.MI) stock?

The financial health rating of POSTE ITALIANE SPA (PST.MI) is 1 / 10.


What is the earnings growth outlook for POSTE ITALIANE SPA?

The Earnings per Share (EPS) of POSTE ITALIANE SPA (PST.MI) is expected to grow by 8.27% in the next year.