122.67 USD
-0.31 (-0.25%)
122.67 USD
0 (0%)
Overall PSMT gets a fundamental rating of 5 out of 10. We evaluated PSMT against 38 industry peers in the Consumer Staples Distribution & Retail industry. PSMT has an average financial health and profitability rating. PSMT is valied quite expensively at the moment, while it does show a decent growth rate. Finally PSMT also has an excellent dividend rating. These ratings would make PSMT suitable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year PSMT was profitable.
In the past year PSMT had a positive cash flow from operations.
PSMT had positive earnings in each of the past 5 years.
In the past 5 years PSMT always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of PSMT (6.38%) is better than 68.42% of its industry peers.
PSMT's Return On Equity of 11.61% is in line compared to the rest of the industry. PSMT outperforms 52.63% of its industry peers.
PSMT's Return On Invested Capital of 10.62% is fine compared to the rest of the industry. PSMT outperforms 76.32% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PSMT is significantly below the industry average of 28.32%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROIC | 10.62% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
PSMT has a better Profit Margin (2.75%) than 68.42% of its industry peers.
PSMT's Profit Margin has improved in the last couple of years.
The Operating Margin of PSMT (4.46%) is better than 76.32% of its industry peers.
PSMT's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 17.35%, PSMT is doing worse than 68.42% of the companies in the same industry.
In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PSMT is still creating some value.
PSMT has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PSMT has about the same amount of shares outstanding.
Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.64 indicates that PSMT is not in any danger for bankruptcy at the moment.
PSMT has a better Altman-Z score (5.64) than 84.21% of its industry peers.
PSMT has a debt to FCF ratio of 1.93. This is a very positive value and a sign of high solvency as it would only need 1.93 years to pay back of all of its debts.
PSMT has a better Debt to FCF ratio (1.93) than 81.58% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that PSMT is not too dependend on debt financing.
The Debt to Equity ratio of PSMT (0.13) is better than 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Altman-Z | 5.64 |
ROIC/WACC1.23
WACC8.6%
2.3 Liquidity
PSMT has a Current Ratio of 1.34. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of PSMT (1.34) is better than 68.42% of its industry peers.
A Quick Ratio of 0.57 indicates that PSMT may have some problems paying its short term obligations.
With a Quick ratio value of 0.57, PSMT perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.47% over the past year.
PSMT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.58% yearly.
The Revenue for PSMT has decreased by -13.33% in the past year. This is quite bad
PSMT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
3.2 Future
The Earnings Per Share is expected to grow by 16.02% on average over the next years. This is quite good.
PSMT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.19% yearly.
EPS Next Y14.17%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.34%
Revenue Next 2Y8.99%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 25.45, the valuation of PSMT can be described as expensive.
The rest of the industry has a similar Price/Earnings ratio as PSMT.
When comparing the Price/Earnings ratio of PSMT to the average of the S&P500 Index (26.51), we can say PSMT is valued inline with the index average.
With a Price/Forward Earnings ratio of 22.29, PSMT is valued on the expensive side.
PSMT's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of PSMT to the average of the S&P500 Index (23.13), we can say PSMT is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.45 | ||
| Fwd PE | 22.29 |
4.2 Price Multiples
PSMT's Enterprise Value to EBITDA ratio is in line with the industry average.
PSMT's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. PSMT is more expensive than 60.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 36.73 | ||
| EV/EBITDA | 11.13 |
4.3 Compensation for Growth
PSMT's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PSMT has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as PSMT's earnings are expected to grow with 16.02% in the coming years.
PEG (NY)1.8
PEG (5Y)1.87
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
PSMT has a Yearly Dividend Yield of 1.02%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 0.78, PSMT pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.00, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.02% |
5.2 History
The dividend of PSMT is nicely growing with an annual growth rate of 12.53%!
PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
PSMT has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
26.73% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
The dividend of PSMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.73%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
122.67
-0.31 (-0.25%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners100.02%
Inst Owner Change1.22%
Ins Owners7.59%
Ins Owner Change-1.88%
Market Cap3.79B
Revenue(TTM)5.27B
Net Income(TTM)144.88M
Analysts82
Price Target115.1 (-6.17%)
Short Float %6.13%
Short Ratio8.96
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.02% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.73%
Div Incr Years3
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.79%
Min EPS beat(2)-5.66%
Max EPS beat(2)0.09%
EPS beat(4)2
Avg EPS beat(4)-3.31%
Min EPS beat(4)-9.21%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-0.52%
EPS beat(12)8
Avg EPS beat(12)2.77%
EPS beat(16)11
Avg EPS beat(16)0.95%
Revenue beat(2)0
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.33%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)-0.48%
Revenue beat(8)0
Avg Revenue beat(8)-1.11%
Revenue beat(12)1
Avg Revenue beat(12)-1.33%
Revenue beat(16)2
Avg Revenue beat(16)-0.89%
PT rev (1m)0%
PT rev (3m)5.86%
EPS NQ rev (1m)0.62%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.03%
EPS NY rev (3m)4.96%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)-1.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.45 | ||
| Fwd PE | 22.29 | ||
| P/S | 0.72 | ||
| P/FCF | 36.73 | ||
| P/OCF | 14.5 | ||
| P/B | 3.04 | ||
| P/tB | 3.15 | ||
| EV/EBITDA | 11.13 |
EPS(TTM)4.82
EY3.93%
EPS(NY)5.5
Fwd EY4.49%
FCF(TTM)3.34
FCFY2.72%
OCF(TTM)8.46
OCFY6.9%
SpS170.61
BVpS40.38
TBVpS38.98
PEG (NY)1.8
PEG (5Y)1.87
Graham Number66.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROCE | 15.23% | ||
| ROIC | 10.62% | ||
| ROICexc | 13.3% | ||
| ROICexgc | 13.78% | ||
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% | ||
| FCFM | 1.96% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Debt/EBITDA | 0.5 | ||
| Cap/Depr | 179.37% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 21.42 | ||
| Cash Conversion | 80.87% | ||
| Profit Quality | 71.21% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 5.64 |
F-Score6
WACC8.6%
ROIC/WACC1.23
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.17%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
Revenue Next Year8.34%
Revenue Next 2Y8.99%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
EBIT growth 1Y-16.5%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year51.29%
EBIT Next 3Y22.31%
EBIT Next 5YN/A
FCF growth 1Y164.25%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y25.88%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 5 / 10 to PSMT.
What is the valuation status of PRICESMART INC (PSMT) stock?
ChartMill assigns a valuation rating of 2 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
What is the profitability of PSMT stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
Can you provide the financial health for PSMT stock?
The financial health rating of PRICESMART INC (PSMT) is 6 / 10.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.17% in the next year.