134.45 USD
+1.02 (+0.76%)
134.45 USD
0 (0%)
Overall PSMT gets a fundamental rating of 5 out of 10. We evaluated PSMT against 38 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and the financial health of PSMT get a neutral evaluation. Nothing too spectacular is happening here. PSMT is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year PSMT was profitable.
In the past year PSMT had a positive cash flow from operations.
In the past 5 years PSMT has always been profitable.
In the past 5 years PSMT always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of PSMT (6.16%) is better than 65.79% of its industry peers.
Looking at the Return On Equity, with a value of 11.30%, PSMT is in line with its industry, outperforming 52.63% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 10.44%, PSMT is in the better half of the industry, outperforming 76.32% of the companies in the same industry.
PSMT had an Average Return On Invested Capital over the past 3 years of 10.90%. This is significantly below the industry average of 28.32%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROIC | 10.44% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
PSMT has a Profit Margin of 2.73%. This is in the better half of the industry: PSMT outperforms 68.42% of its industry peers.
PSMT's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 4.44%, PSMT is in the better half of the industry, outperforming 76.32% of the companies in the same industry.
In the last couple of years the Operating Margin of PSMT has grown nicely.
PSMT's Gross Margin of 17.42% is on the low side compared to the rest of the industry. PSMT is outperformed by 65.79% of its industry peers.
In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
PSMT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
PSMT has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PSMT has about the same amount of shares outstanding.
Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
PSMT has an Altman-Z score of 5.61. This indicates that PSMT is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of PSMT (5.61) is better than 84.21% of its industry peers.
PSMT has a debt to FCF ratio of 1.50. This is a very positive value and a sign of high solvency as it would only need 1.50 years to pay back of all of its debts.
PSMT's Debt to FCF ratio of 1.50 is amongst the best of the industry. PSMT outperforms 89.47% of its industry peers.
A Debt/Equity ratio of 0.12 indicates that PSMT is not too dependend on debt financing.
PSMT's Debt to Equity ratio of 0.12 is amongst the best of the industry. PSMT outperforms 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Altman-Z | 5.61 |
ROIC/WACC1.21
WACC8.65%
2.3 Liquidity
PSMT has a Current Ratio of 1.33. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.33, PSMT is doing good in the industry, outperforming 68.42% of the companies in the same industry.
A Quick Ratio of 0.55 indicates that PSMT may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.55, PSMT is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.93% over the past year.
Measured over the past years, PSMT shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.58% on average per year.
The Revenue for PSMT has decreased by -12.59% in the past year. This is quite bad
The Revenue has been growing by 9.62% on average over the past years. This is quite good.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
3.2 Future
PSMT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.02% yearly.
Based on estimates for the next years, PSMT will show a quite strong growth in Revenue. The Revenue will grow by 8.19% on average per year.
EPS Next Y14.17%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.34%
Revenue Next 2Y8.99%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 27.44, the valuation of PSMT can be described as expensive.
PSMT's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 27.19. PSMT is around the same levels.
PSMT is valuated rather expensively with a Price/Forward Earnings ratio of 22.51.
PSMT's Price/Forward Earnings is on the same level as the industry average.
PSMT's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.44 | ||
| Fwd PE | 22.51 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSMT.
PSMT's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.1 | ||
| EV/EBITDA | 11.78 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of PSMT may justify a higher PE ratio.
A more expensive valuation may be justified as PSMT's earnings are expected to grow with 16.02% in the coming years.
PEG (NY)1.94
PEG (5Y)2.02
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
With a yearly dividend of 0.94%, PSMT is not a good candidate for dividend investing.
PSMT's Dividend Yield is a higher than the industry average which is at 0.76.
Compared to an average S&P500 Dividend Yield of 1.92, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.94% |
5.2 History
The dividend of PSMT is nicely growing with an annual growth rate of 12.53%!
PSMT has paid a dividend for at least 10 years, which is a reliable track record.
PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
26.27% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.27%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
134.45
+1.02 (+0.76%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners100.03%
Inst Owner Change-0.04%
Ins Owners7.28%
Ins Owner Change-1.87%
Market Cap4.15B
Revenue(TTM)5.39B
Net Income(TTM)147.43M
Analysts82
Price Target115.1 (-14.39%)
Short Float %6.13%
Short Ratio8.96
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.94% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.27%
Div Incr Years3
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.1%
Min EPS beat(2)-6.55%
Max EPS beat(2)-5.66%
EPS beat(4)2
Avg EPS beat(4)-2.65%
Min EPS beat(4)-6.55%
Max EPS beat(4)1.54%
EPS beat(8)4
Avg EPS beat(8)-2.78%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)10
Avg EPS beat(16)0.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-1.14%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-0.91%
Revenue beat(12)2
Avg Revenue beat(12)-0.95%
Revenue beat(16)3
Avg Revenue beat(16)-0.8%
PT rev (1m)0%
PT rev (3m)2.27%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)4.96%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.44 | ||
| Fwd PE | 22.51 | ||
| P/S | 0.77 | ||
| P/FCF | 33.1 | ||
| P/OCF | 14.13 | ||
| P/B | 3.18 | ||
| P/tB | 3.29 | ||
| EV/EBITDA | 11.78 |
EPS(TTM)4.9
EY3.64%
EPS(NY)5.97
Fwd EY4.44%
FCF(TTM)4.06
FCFY3.02%
OCF(TTM)9.52
OCFY7.08%
SpS174.65
BVpS42.24
TBVpS40.84
PEG (NY)1.94
PEG (5Y)2.02
Graham Number68.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROCE | 14.93% | ||
| ROIC | 10.44% | ||
| ROICexc | 13.03% | ||
| ROICexgc | 13.48% | ||
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% | ||
| FCFM | 2.33% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Debt/EBITDA | 0.46 | ||
| Cap/Depr | 184.68% | ||
| Cap/Sales | 3.12% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 88.86% | ||
| Profit Quality | 85.09% | ||
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 5.61 |
F-Score6
WACC8.65%
ROIC/WACC1.21
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
EPS Next Y14.17%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
Revenue Next Year8.34%
Revenue Next 2Y8.99%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
EBIT growth 1Y-14.94%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year51.29%
EBIT Next 3Y22.31%
EBIT Next 5YN/A
FCF growth 1Y8.16%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y9.75%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 5 / 10 to PSMT.
What is the valuation status of PRICESMART INC (PSMT) stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
What is the profitability of PSMT stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
Can you provide the financial health for PSMT stock?
The financial health rating of PRICESMART INC (PSMT) is 6 / 10.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.17% in the next year.