118.47 USD
-0.11 (-0.09%)
PSMT gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 39 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and the financial health of PSMT get a neutral evaluation. Nothing too spectacular is happening here. PSMT is valied quite expensively at the moment, while it does show a decent growth rate. Finally PSMT also has an excellent dividend rating. This makes PSMT very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year PSMT was profitable.
In the past year PSMT had a positive cash flow from operations.
In the past 5 years PSMT has always been profitable.
PSMT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
PSMT has a better Return On Assets (6.38%) than 69.23% of its industry peers.
With a Return On Equity value of 11.61%, PSMT perfoms like the industry average, outperforming 51.28% of the companies in the same industry.
With a decent Return On Invested Capital value of 10.62%, PSMT is doing good in the industry, outperforming 76.92% of the companies in the same industry.
PSMT had an Average Return On Invested Capital over the past 3 years of 10.90%. This is in line with the industry average of 9.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROIC | 10.62% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
Looking at the Profit Margin, with a value of 2.75%, PSMT is in the better half of the industry, outperforming 69.23% of the companies in the same industry.
In the last couple of years the Profit Margin of PSMT has grown nicely.
PSMT has a better Operating Margin (4.46%) than 82.05% of its industry peers.
In the last couple of years the Operating Margin of PSMT has grown nicely.
PSMT has a worse Gross Margin (17.35%) than 69.23% of its industry peers.
PSMT's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PSMT is still creating some value.
Compared to 1 year ago, PSMT has more shares outstanding
The number of shares outstanding for PSMT remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.56 indicates that PSMT is not in any danger for bankruptcy at the moment.
The Altman-Z score of PSMT (5.56) is better than 84.62% of its industry peers.
The Debt to FCF ratio of PSMT is 1.93, which is an excellent value as it means it would take PSMT, only 1.93 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 1.93, PSMT is doing good in the industry, outperforming 79.49% of the companies in the same industry.
A Debt/Equity ratio of 0.13 indicates that PSMT is not too dependend on debt financing.
The Debt to Equity ratio of PSMT (0.13) is better than 82.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Altman-Z | 5.56 |
ROIC/WACC1.25
WACC8.52%
2.3 Liquidity
PSMT has a Current Ratio of 1.34. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
PSMT has a Current ratio of 1.34. This is in the better half of the industry: PSMT outperforms 74.36% of its industry peers.
PSMT has a Quick Ratio of 1.34. This is a bad value and indicates that PSMT is not financially healthy enough and could expect problems in meeting its short term obligations.
PSMT's Quick ratio of 0.57 is in line compared to the rest of the industry. PSMT outperforms 53.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
PSMT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.47%.
PSMT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.58% yearly.
The Revenue for PSMT has decreased by -13.33% in the past year. This is quite bad
Measured over the past years, PSMT shows a quite strong growth in Revenue. The Revenue has been growing by 9.62% on average per year.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
3.2 Future
Based on estimates for the next years, PSMT will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.02% on average per year.
Based on estimates for the next years, PSMT will show a quite strong growth in Revenue. The Revenue will grow by 8.19% on average per year.
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PSMT is valuated rather expensively with a Price/Earnings ratio of 24.58.
PSMT's Price/Earnings ratio is in line with the industry average.
PSMT is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 25.47, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 21.54, which indicates a rather expensive current valuation of PSMT.
PSMT's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.42, PSMT is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.58 | ||
| Fwd PE | 21.54 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSMT.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PSMT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 35.47 | ||
| EV/EBITDA | 10.71 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of PSMT may justify a higher PE ratio.
PSMT's earnings are expected to grow with 16.02% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.74
PEG (5Y)1.81
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
PSMT has a Yearly Dividend Yield of 1.07%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.05, PSMT pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.41, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.07% |
5.2 History
On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
PSMT has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
26.73% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
The dividend of PSMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.73%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
NASDAQ:PSMT (11/24/2025, 12:10:25 PM)
118.47
-0.11 (-0.09%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners99.24%
Inst Owner Change1.22%
Ins Owners7.7%
Ins Owner Change-1.88%
Market Cap3.66B
Revenue(TTM)5.27B
Net Income(TTM)144.88M
Analysts82
Price Target115.1 (-2.84%)
Short Float %6.45%
Short Ratio8.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.07% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.73%
Div Incr Years3
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.79%
Min EPS beat(2)-5.66%
Max EPS beat(2)0.09%
EPS beat(4)2
Avg EPS beat(4)-3.31%
Min EPS beat(4)-9.21%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-0.52%
EPS beat(12)8
Avg EPS beat(12)2.77%
EPS beat(16)11
Avg EPS beat(16)0.95%
Revenue beat(2)0
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.33%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)-0.48%
Revenue beat(8)0
Avg Revenue beat(8)-1.11%
Revenue beat(12)1
Avg Revenue beat(12)-1.33%
Revenue beat(16)2
Avg Revenue beat(16)-0.89%
PT rev (1m)2.27%
PT rev (3m)5.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)4.93%
EPS NY rev (3m)-8.9%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.41%
Revenue NY rev (3m)-1.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.58 | ||
| Fwd PE | 21.54 | ||
| P/S | 0.69 | ||
| P/FCF | 35.47 | ||
| P/OCF | 14 | ||
| P/B | 2.93 | ||
| P/tB | 3.04 | ||
| EV/EBITDA | 10.71 |
EPS(TTM)4.82
EY4.07%
EPS(NY)5.5
Fwd EY4.64%
FCF(TTM)3.34
FCFY2.82%
OCF(TTM)8.46
OCFY7.14%
SpS170.61
BVpS40.38
TBVpS38.98
PEG (NY)1.74
PEG (5Y)1.81
Graham Number66.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROCE | 15.23% | ||
| ROIC | 10.62% | ||
| ROICexc | 13.3% | ||
| ROICexgc | 13.78% | ||
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% | ||
| FCFM | 1.96% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Debt/EBITDA | 0.5 | ||
| Cap/Depr | 179.37% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 21.42 | ||
| Cash Conversion | 80.87% | ||
| Profit Quality | 71.21% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 5.56 |
F-Score6
WACC8.52%
ROIC/WACC1.25
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
EBIT growth 1Y-16.5%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year52.87%
EBIT Next 3Y22.59%
EBIT Next 5YN/A
FCF growth 1Y164.25%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y25.88%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 5 / 10 to PSMT.
What is the valuation status for PSMT stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
How profitable is PRICESMART INC (PSMT) stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
What are the PE and PB ratios of PRICESMART INC (PSMT) stock?
The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 24.58 and the Price/Book (PB) ratio is 2.93.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.13% in the next year.