125.16 USD
+0.5 (+0.4%)
125.16 USD
0 (0%)
Overall PSMT gets a fundamental rating of 5 out of 10. We evaluated PSMT against 38 industry peers in the Consumer Staples Distribution & Retail industry. PSMT has an average financial health and profitability rating. PSMT is quite expensive at the moment. It does show a decent growth rate. Finally PSMT also has an excellent dividend rating. These ratings would make PSMT suitable for dividend investing!
1. Profitability
1.1 Basic Checks
PSMT had positive earnings in the past year.
PSMT had a positive operating cash flow in the past year.
In the past 5 years PSMT has always been profitable.
Each year in the past 5 years PSMT had a positive operating cash flow.
1.2 Ratios
PSMT's Return On Assets of 6.38% is fine compared to the rest of the industry. PSMT outperforms 71.05% of its industry peers.
The Return On Equity of PSMT (11.61%) is comparable to the rest of the industry.
With a decent Return On Invested Capital value of 10.62%, PSMT is doing good in the industry, outperforming 78.95% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PSMT is above the industry average of 8.25%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROIC | 10.62% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
PSMT's Profit Margin of 2.75% is fine compared to the rest of the industry. PSMT outperforms 71.05% of its industry peers.
PSMT's Profit Margin has improved in the last couple of years.
PSMT has a better Operating Margin (4.46%) than 78.95% of its industry peers.
In the last couple of years the Operating Margin of PSMT has grown nicely.
With a Gross Margin value of 17.35%, PSMT is not doing good in the industry: 68.42% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PSMT is still creating some value.
The number of shares outstanding for PSMT has been increased compared to 1 year ago.
The number of shares outstanding for PSMT remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.68 indicates that PSMT is not in any danger for bankruptcy at the moment.
PSMT has a Altman-Z score of 5.68. This is amongst the best in the industry. PSMT outperforms 86.84% of its industry peers.
PSMT has a debt to FCF ratio of 1.93. This is a very positive value and a sign of high solvency as it would only need 1.93 years to pay back of all of its debts.
PSMT has a better Debt to FCF ratio (1.93) than 78.95% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that PSMT is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.13, PSMT belongs to the top of the industry, outperforming 84.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Altman-Z | 5.68 |
ROIC/WACC1.23
WACC8.63%
2.3 Liquidity
A Current Ratio of 1.34 indicates that PSMT should not have too much problems paying its short term obligations.
The Current ratio of PSMT (1.34) is better than 71.05% of its industry peers.
A Quick Ratio of 0.57 indicates that PSMT may have some problems paying its short term obligations.
PSMT has a Quick ratio (0.57) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.47% over the past year.
Measured over the past years, PSMT shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.58% on average per year.
Looking at the last year, PSMT shows a very negative growth in Revenue. The Revenue has decreased by -13.33% in the last year.
PSMT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
3.2 Future
PSMT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.02% yearly.
PSMT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.19% yearly.
EPS Next Y14.17%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.34%
Revenue Next 2Y8.99%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 25.97 indicates a quite expensive valuation of PSMT.
The rest of the industry has a similar Price/Earnings ratio as PSMT.
When comparing the Price/Earnings ratio of PSMT to the average of the S&P500 Index (26.61), we can say PSMT is valued inline with the index average.
With a Price/Forward Earnings ratio of 22.74, PSMT is valued on the expensive side.
PSMT's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 24.01. PSMT is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.97 | ||
| Fwd PE | 22.74 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSMT.
Based on the Price/Free Cash Flow ratio, PSMT is valued a bit more expensive than 60.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.47 | ||
| EV/EBITDA | 11.34 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PSMT does not grow enough to justify the current Price/Earnings ratio.
PSMT has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as PSMT's earnings are expected to grow with 16.02% in the coming years.
PEG (NY)1.83
PEG (5Y)1.91
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
PSMT has a Yearly Dividend Yield of 1.01%.
PSMT's Dividend Yield is a higher than the industry average which is at 0.77.
Compared to an average S&P500 Dividend Yield of 1.87, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.01% |
5.2 History
On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
PSMT has paid a dividend for at least 10 years, which is a reliable track record.
PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
PSMT pays out 26.73% of its income as dividend. This is a sustainable payout ratio.
PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.73%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
125.16
+0.5 (+0.4%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners100.02%
Inst Owner Change1.22%
Ins Owners7.59%
Ins Owner Change-1.88%
Market Cap3.87B
Revenue(TTM)5.27B
Net Income(TTM)144.88M
Analysts82
Price Target115.1 (-8.04%)
Short Float %5.71%
Short Ratio8.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.01% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.73%
Div Incr Years3
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.79%
Min EPS beat(2)-5.66%
Max EPS beat(2)0.09%
EPS beat(4)2
Avg EPS beat(4)-3.31%
Min EPS beat(4)-9.21%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-0.52%
EPS beat(12)8
Avg EPS beat(12)2.77%
EPS beat(16)11
Avg EPS beat(16)0.95%
Revenue beat(2)0
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.33%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)-0.48%
Revenue beat(8)0
Avg Revenue beat(8)-1.11%
Revenue beat(12)1
Avg Revenue beat(12)-1.33%
Revenue beat(16)2
Avg Revenue beat(16)-0.89%
PT rev (1m)2.27%
PT rev (3m)5.86%
EPS NQ rev (1m)0.62%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.03%
EPS NY rev (3m)4.96%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)-1.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.97 | ||
| Fwd PE | 22.74 | ||
| P/S | 0.73 | ||
| P/FCF | 37.47 | ||
| P/OCF | 14.8 | ||
| P/B | 3.1 | ||
| P/tB | 3.21 | ||
| EV/EBITDA | 11.34 |
EPS(TTM)4.82
EY3.85%
EPS(NY)5.5
Fwd EY4.4%
FCF(TTM)3.34
FCFY2.67%
OCF(TTM)8.46
OCFY6.76%
SpS170.61
BVpS40.38
TBVpS38.98
PEG (NY)1.83
PEG (5Y)1.91
Graham Number66.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROCE | 15.23% | ||
| ROIC | 10.62% | ||
| ROICexc | 13.3% | ||
| ROICexgc | 13.78% | ||
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% | ||
| FCFM | 1.96% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Debt/EBITDA | 0.5 | ||
| Cap/Depr | 179.37% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 21.42 | ||
| Cash Conversion | 80.87% | ||
| Profit Quality | 71.21% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 5.68 |
F-Score6
WACC8.63%
ROIC/WACC1.23
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.17%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
Revenue Next Year8.34%
Revenue Next 2Y8.99%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
EBIT growth 1Y-16.5%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year51.29%
EBIT Next 3Y22.31%
EBIT Next 5YN/A
FCF growth 1Y164.25%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y25.88%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 5 / 10 to PSMT.
What is the valuation status for PSMT stock?
ChartMill assigns a valuation rating of 2 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
How profitable is PRICESMART INC (PSMT) stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
What are the PE and PB ratios of PRICESMART INC (PSMT) stock?
The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 25.97 and the Price/Book (PB) ratio is 3.1.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.17% in the next year.