142.21 USD
-2.85 (-1.96%)
At close: Jan 30, 2026
142.21 USD
0 (0%)
After Hours: 1/30/2026, 8:14:04 PM
PSMT gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 38 industry peers in the Consumer Staples Distribution & Retail industry. PSMT has an average financial health and profitability rating. PSMT is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- PSMT had positive earnings in the past year.
- PSMT had a positive operating cash flow in the past year.
- PSMT had positive earnings in each of the past 5 years.
- In the past 5 years PSMT always reported a positive cash flow from operatings.
1.2 Ratios
- With a decent Return On Assets value of 6.16%, PSMT is doing good in the industry, outperforming 65.79% of the companies in the same industry.
- The Return On Equity of PSMT (11.30%) is comparable to the rest of the industry.
- Looking at the Return On Invested Capital, with a value of 10.44%, PSMT is in the better half of the industry, outperforming 76.32% of the companies in the same industry.
- PSMT had an Average Return On Invested Capital over the past 3 years of 10.90%. This is significantly below the industry average of 28.24%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROIC | 10.44% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
- PSMT's Profit Margin of 2.73% is fine compared to the rest of the industry. PSMT outperforms 68.42% of its industry peers.
- In the last couple of years the Profit Margin of PSMT has grown nicely.
- PSMT's Operating Margin of 4.44% is fine compared to the rest of the industry. PSMT outperforms 76.32% of its industry peers.
- In the last couple of years the Operating Margin of PSMT has grown nicely.
- PSMT's Gross Margin of 17.42% is on the low side compared to the rest of the industry. PSMT is outperformed by 65.79% of its industry peers.
- PSMT's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PSMT is still creating some value.
- PSMT has more shares outstanding than it did 1 year ago.
- PSMT has about the same amout of shares outstanding than it did 5 years ago.
- Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
- PSMT has an Altman-Z score of 5.74. This indicates that PSMT is financially healthy and has little risk of bankruptcy at the moment.
- PSMT has a Altman-Z score of 5.74. This is amongst the best in the industry. PSMT outperforms 84.21% of its industry peers.
- The Debt to FCF ratio of PSMT is 1.50, which is an excellent value as it means it would take PSMT, only 1.50 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of PSMT (1.50) is better than 89.47% of its industry peers.
- PSMT has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.12, PSMT belongs to the top of the industry, outperforming 84.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Altman-Z | 5.74 |
ROIC/WACC1.19
WACC8.74%
2.3 Liquidity
- PSMT has a Current Ratio of 1.33. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
- PSMT has a better Current ratio (1.33) than 68.42% of its industry peers.
- PSMT has a Quick Ratio of 1.33. This is a bad value and indicates that PSMT is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.55, PSMT perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- PSMT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.93%.
- The Earnings Per Share has been growing by 13.58% on average over the past years. This is quite good.
- Looking at the last year, PSMT shows a very negative growth in Revenue. The Revenue has decreased by -12.59% in the last year.
- The Revenue has been growing by 9.62% on average over the past years. This is quite good.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
3.2 Future
- The Earnings Per Share is expected to grow by 18.28% on average over the next years. This is quite good.
- PSMT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.11% yearly.
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 29.02 indicates a quite expensive valuation of PSMT.
- PSMT's Price/Earnings is on the same level as the industry average.
- When comparing the Price/Earnings ratio of PSMT to the average of the S&P500 Index (28.32), we can say PSMT is valued inline with the index average.
- Based on the Price/Forward Earnings ratio of 20.81, the valuation of PSMT can be described as rather expensive.
- PSMT's Price/Forward Earnings ratio is in line with the industry average.
- PSMT is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.02 | ||
| Fwd PE | 20.81 |
4.2 Price Multiples
- PSMT's Enterprise Value to EBITDA ratio is in line with the industry average.
- The rest of the industry has a similar Price/Free Cash Flow ratio as PSMT.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 35.01 | ||
| EV/EBITDA | 12.51 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of PSMT may justify a higher PE ratio.
- PSMT's earnings are expected to grow with 18.28% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.1
PEG (5Y)2.14
EPS Next 2Y19.07%
EPS Next 3Y18.28%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.87%, PSMT is not a good candidate for dividend investing.
- PSMT's Dividend Yield is a higher than the industry average which is at 0.74.
- With a Dividend Yield of 0.87, PSMT pays less dividend than the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
5.2 History
- On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
- PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
- PSMT has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
- PSMT pays out 26.27% of its income as dividend. This is a sustainable payout ratio.
- PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.27%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 5 / 10 to PSMT.
What is the valuation status of PRICESMART INC (PSMT) stock?
ChartMill assigns a valuation rating of 2 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
What is the profitability of PSMT stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
Can you provide the financial health for PSMT stock?
The financial health rating of PRICESMART INC (PSMT) is 6 / 10.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 13.85% in the next year.