127.74 USD
+1.05 (+0.83%)
127.74 USD
0 (0%)
Taking everything into account, PSMT scores 6 out of 10 in our fundamental rating. PSMT was compared to 39 industry peers in the Consumer Staples Distribution & Retail industry. While PSMT belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. While showing a medium growth rate, PSMT is valued expensive at the moment. PSMT also has an excellent dividend rating. With these ratings, PSMT could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
PSMT had positive earnings in the past year.
In the past year PSMT had a positive cash flow from operations.
In the past 5 years PSMT has always been profitable.
PSMT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of PSMT (6.38%) is better than 69.23% of its industry peers.
With a Return On Equity value of 11.61%, PSMT perfoms like the industry average, outperforming 51.28% of the companies in the same industry.
PSMT has a Return On Invested Capital of 10.62%. This is in the better half of the industry: PSMT outperforms 76.92% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PSMT is above the industry average of 8.81%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROIC | 10.62% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
PSMT's Profit Margin of 2.75% is fine compared to the rest of the industry. PSMT outperforms 69.23% of its industry peers.
PSMT's Profit Margin has improved in the last couple of years.
The Operating Margin of PSMT (4.46%) is better than 82.05% of its industry peers.
PSMT's Operating Margin has improved in the last couple of years.
The Gross Margin of PSMT (17.35%) is worse than 69.23% of its industry peers.
In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), PSMT is creating some value.
The number of shares outstanding for PSMT has been increased compared to 1 year ago.
The number of shares outstanding for PSMT remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.71 indicates that PSMT is not in any danger for bankruptcy at the moment.
PSMT's Altman-Z score of 5.71 is amongst the best of the industry. PSMT outperforms 84.62% of its industry peers.
PSMT has a debt to FCF ratio of 1.93. This is a very positive value and a sign of high solvency as it would only need 1.93 years to pay back of all of its debts.
PSMT's Debt to FCF ratio of 1.93 is fine compared to the rest of the industry. PSMT outperforms 76.92% of its industry peers.
PSMT has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
PSMT has a better Debt to Equity ratio (0.13) than 82.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Altman-Z | 5.71 |
ROIC/WACC1.24
WACC8.53%
2.3 Liquidity
A Current Ratio of 1.34 indicates that PSMT should not have too much problems paying its short term obligations.
PSMT has a Current ratio of 1.34. This is in the better half of the industry: PSMT outperforms 74.36% of its industry peers.
A Quick Ratio of 0.57 indicates that PSMT may have some problems paying its short term obligations.
PSMT has a Quick ratio of 0.57. This is comparable to the rest of the industry: PSMT outperforms 53.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
PSMT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.47%.
Measured over the past years, PSMT shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.58% on average per year.
Looking at the last year, PSMT shows a very negative growth in Revenue. The Revenue has decreased by -13.33% in the last year.
PSMT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
3.2 Future
PSMT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.02% yearly.
PSMT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.19% yearly.
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
PSMT is valuated quite expensively with a Price/Earnings ratio of 26.50.
The rest of the industry has a similar Price/Earnings ratio as PSMT.
PSMT's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.41.
A Price/Forward Earnings ratio of 23.22 indicates a rather expensive valuation of PSMT.
PSMT's Price/Forward Earnings is on the same level as the industry average.
PSMT's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 35.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.5 | ||
| Fwd PE | 23.22 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PSMT is on the same level as its industry peers.
The rest of the industry has a similar Price/Free Cash Flow ratio as PSMT.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.25 | ||
| EV/EBITDA | 11.49 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PSMT has a very decent profitability rating, which may justify a higher PE ratio.
PSMT's earnings are expected to grow with 16.02% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.88
PEG (5Y)1.95
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
PSMT has a Yearly Dividend Yield of 1.02%.
Compared to an average industry Dividend Yield of 1.99, PSMT pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.02% |
5.2 History
On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
26.73% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
The dividend of PSMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.73%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
127.74
+1.05 (+0.83%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners99.24%
Inst Owner Change1.22%
Ins Owners7.7%
Ins Owner Change-1.88%
Market Cap3.95B
Revenue(TTM)5.27B
Net Income(TTM)144.88M
Analysts82
Price Target115.1 (-9.9%)
Short Float %5.91%
Short Ratio8.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.02% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.73%
Div Incr Years3
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.79%
Min EPS beat(2)-5.66%
Max EPS beat(2)0.09%
EPS beat(4)2
Avg EPS beat(4)-3.31%
Min EPS beat(4)-9.21%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-0.52%
EPS beat(12)8
Avg EPS beat(12)2.77%
EPS beat(16)11
Avg EPS beat(16)0.95%
Revenue beat(2)0
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.33%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)-0.48%
Revenue beat(8)0
Avg Revenue beat(8)-1.11%
Revenue beat(12)1
Avg Revenue beat(12)-1.33%
Revenue beat(16)2
Avg Revenue beat(16)-0.89%
PT rev (1m)2.27%
PT rev (3m)5.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)4.93%
EPS NY rev (3m)4.93%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.41%
Revenue NY rev (3m)-1.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.5 | ||
| Fwd PE | 23.22 | ||
| P/S | 0.75 | ||
| P/FCF | 38.25 | ||
| P/OCF | 15.1 | ||
| P/B | 3.16 | ||
| P/tB | 3.28 | ||
| EV/EBITDA | 11.49 |
EPS(TTM)4.82
EY3.77%
EPS(NY)5.5
Fwd EY4.31%
FCF(TTM)3.34
FCFY2.61%
OCF(TTM)8.46
OCFY6.62%
SpS170.61
BVpS40.38
TBVpS38.98
PEG (NY)1.88
PEG (5Y)1.95
Graham Number66.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROCE | 15.23% | ||
| ROIC | 10.62% | ||
| ROICexc | 13.3% | ||
| ROICexgc | 13.78% | ||
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% | ||
| FCFM | 1.96% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Debt/EBITDA | 0.5 | ||
| Cap/Depr | 179.37% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 21.42 | ||
| Cash Conversion | 80.87% | ||
| Profit Quality | 71.21% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 5.71 |
F-Score6
WACC8.53%
ROIC/WACC1.24
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
EBIT growth 1Y-16.5%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year52.87%
EBIT Next 3Y22.59%
EBIT Next 5YN/A
FCF growth 1Y164.25%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y25.88%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 6 / 10 to PSMT.
What is the valuation status for PSMT stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
How profitable is PRICESMART INC (PSMT) stock?
PRICESMART INC (PSMT) has a profitability rating of 7 / 10.
What are the PE and PB ratios of PRICESMART INC (PSMT) stock?
The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 26.5 and the Price/Book (PB) ratio is 3.16.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.13% in the next year.