123.98 USD
-1.69 (-1.34%)
123.98 USD
0 (0%)
Overall PSMT gets a fundamental rating of 6 out of 10. We evaluated PSMT against 39 industry peers in the Consumer Staples Distribution & Retail industry. While PSMT belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. PSMT is quite expensive at the moment. It does show a decent growth rate. Finally PSMT also has an excellent dividend rating. These ratings could make PSMT a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
In the past year PSMT was profitable.
In the past year PSMT had a positive cash flow from operations.
PSMT had positive earnings in each of the past 5 years.
In the past 5 years PSMT always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 6.38%, PSMT is doing good in the industry, outperforming 69.23% of the companies in the same industry.
Looking at the Return On Equity, with a value of 11.61%, PSMT is in line with its industry, outperforming 51.28% of the companies in the same industry.
PSMT has a Return On Invested Capital of 10.62%. This is in the better half of the industry: PSMT outperforms 76.92% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PSMT is above the industry average of 8.76%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROIC | 10.62% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
With a decent Profit Margin value of 2.75%, PSMT is doing good in the industry, outperforming 69.23% of the companies in the same industry.
PSMT's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 4.46%, PSMT belongs to the top of the industry, outperforming 82.05% of the companies in the same industry.
PSMT's Operating Margin has improved in the last couple of years.
The Gross Margin of PSMT (17.35%) is worse than 69.23% of its industry peers.
PSMT's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
PSMT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for PSMT has been increased compared to 1 year ago.
PSMT has about the same amout of shares outstanding than it did 5 years ago.
PSMT has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 5.66 indicates that PSMT is not in any danger for bankruptcy at the moment.
PSMT has a better Altman-Z score (5.66) than 84.62% of its industry peers.
PSMT has a debt to FCF ratio of 1.93. This is a very positive value and a sign of high solvency as it would only need 1.93 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.93, PSMT is in the better half of the industry, outperforming 79.49% of the companies in the same industry.
A Debt/Equity ratio of 0.13 indicates that PSMT is not too dependend on debt financing.
PSMT has a Debt to Equity ratio of 0.13. This is amongst the best in the industry. PSMT outperforms 82.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Altman-Z | 5.66 |
ROIC/WACC1.25
WACC8.48%
2.3 Liquidity
PSMT has a Current Ratio of 1.34. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
PSMT's Current ratio of 1.34 is fine compared to the rest of the industry. PSMT outperforms 74.36% of its industry peers.
A Quick Ratio of 0.57 indicates that PSMT may have some problems paying its short term obligations.
PSMT has a Quick ratio of 0.57. This is comparable to the rest of the industry: PSMT outperforms 53.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.47% over the past year.
Measured over the past years, PSMT shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.58% on average per year.
PSMT shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.33%.
PSMT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
3.2 Future
The Earnings Per Share is expected to grow by 16.02% on average over the next years. This is quite good.
The Revenue is expected to grow by 8.19% on average over the next years. This is quite good.
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 25.72 indicates a quite expensive valuation of PSMT.
PSMT's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of PSMT to the average of the S&P500 Index (26.15), we can say PSMT is valued inline with the index average.
Based on the Price/Forward Earnings ratio of 22.54, the valuation of PSMT can be described as rather expensive.
PSMT's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 36.12. PSMT is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.72 | ||
| Fwd PE | 22.54 |
4.2 Price Multiples
PSMT's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, PSMT is valued a bit more expensive than 61.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.12 | ||
| EV/EBITDA | 11.23 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PSMT does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of PSMT may justify a higher PE ratio.
PSMT's earnings are expected to grow with 16.02% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.82
PEG (5Y)1.89
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
PSMT has a Yearly Dividend Yield of 1.07%. Purely for dividend investing, there may be better candidates out there.
PSMT's Dividend Yield is a higher than the industry average which is at 2.06.
With a Dividend Yield of 1.07, PSMT pays less dividend than the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.07% |
5.2 History
On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
PSMT has paid a dividend for at least 10 years, which is a reliable track record.
PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
PSMT pays out 26.73% of its income as dividend. This is a sustainable payout ratio.
The dividend of PSMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.73%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
123.98
-1.69 (-1.34%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners99.24%
Inst Owner Change1.22%
Ins Owners7.7%
Ins Owner Change-1.88%
Market Cap3.83B
Revenue(TTM)5.27B
Net Income(TTM)144.88M
Analysts82
Price Target115.1 (-7.16%)
Short Float %6.45%
Short Ratio8.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.07% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.73%
Div Incr Years3
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.79%
Min EPS beat(2)-5.66%
Max EPS beat(2)0.09%
EPS beat(4)2
Avg EPS beat(4)-3.31%
Min EPS beat(4)-9.21%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-0.52%
EPS beat(12)8
Avg EPS beat(12)2.77%
EPS beat(16)11
Avg EPS beat(16)0.95%
Revenue beat(2)0
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.33%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)-0.48%
Revenue beat(8)0
Avg Revenue beat(8)-1.11%
Revenue beat(12)1
Avg Revenue beat(12)-1.33%
Revenue beat(16)2
Avg Revenue beat(16)-0.89%
PT rev (1m)2.27%
PT rev (3m)5.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)4.93%
EPS NY rev (3m)-8.9%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.41%
Revenue NY rev (3m)-1.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.72 | ||
| Fwd PE | 22.54 | ||
| P/S | 0.73 | ||
| P/FCF | 37.12 | ||
| P/OCF | 14.66 | ||
| P/B | 3.07 | ||
| P/tB | 3.18 | ||
| EV/EBITDA | 11.23 |
EPS(TTM)4.82
EY3.89%
EPS(NY)5.5
Fwd EY4.44%
FCF(TTM)3.34
FCFY2.69%
OCF(TTM)8.46
OCFY6.82%
SpS170.61
BVpS40.38
TBVpS38.98
PEG (NY)1.82
PEG (5Y)1.89
Graham Number66.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROCE | 15.23% | ||
| ROIC | 10.62% | ||
| ROICexc | 13.3% | ||
| ROICexgc | 13.78% | ||
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% | ||
| FCFM | 1.96% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Debt/EBITDA | 0.5 | ||
| Cap/Depr | 179.37% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 21.42 | ||
| Cash Conversion | 80.87% | ||
| Profit Quality | 71.21% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 5.66 |
F-Score6
WACC8.48%
ROIC/WACC1.25
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
EBIT growth 1Y-16.5%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year52.87%
EBIT Next 3Y22.59%
EBIT Next 5YN/A
FCF growth 1Y164.25%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y25.88%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 6 / 10 to PSMT.
What is the valuation status for PSMT stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
How profitable is PRICESMART INC (PSMT) stock?
PRICESMART INC (PSMT) has a profitability rating of 7 / 10.
What are the PE and PB ratios of PRICESMART INC (PSMT) stock?
The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 25.72 and the Price/Book (PB) ratio is 3.07.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.13% in the next year.