PRICESMART INC (PSMT) Fundamental Analysis & Valuation

NASDAQ:PSMT • US7415111092

146.41 USD
-6.65 (-4.34%)
Last: Mar 5, 2026, 12:25 PM
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This PSMT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

Overall PSMT gets a fundamental rating of 6 out of 10. We evaluated PSMT against 38 industry peers in the Consumer Staples Distribution & Retail industry. PSMT has an average financial health and profitability rating. PSMT is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. PSMT Profitability Analysis

1.1 Basic Checks

  • In the past year PSMT was profitable.
  • PSMT had a positive operating cash flow in the past year.
  • PSMT had positive earnings in each of the past 5 years.
  • PSMT had a positive operating cash flow in each of the past 5 years.
PSMT Yearly Net Income VS EBIT VS OCF VS FCFPSMT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M 250M

1.2 Ratios

  • PSMT has a Return On Assets of 6.16%. This is in the better half of the industry: PSMT outperforms 65.79% of its industry peers.
  • Looking at the Return On Equity, with a value of 11.30%, PSMT is in line with its industry, outperforming 52.63% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 10.44%, PSMT is in the better half of the industry, outperforming 76.32% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for PSMT is significantly below the industry average of 28.42%.
Industry RankSector Rank
ROA 6.16%
ROE 11.3%
ROIC 10.44%
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
PSMT Yearly ROA, ROE, ROICPSMT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • PSMT has a better Profit Margin (2.73%) than 68.42% of its industry peers.
  • In the last couple of years the Profit Margin of PSMT has grown nicely.
  • PSMT has a better Operating Margin (4.44%) than 76.32% of its industry peers.
  • PSMT's Operating Margin has improved in the last couple of years.
  • PSMT has a Gross Margin of 17.42%. This is in the lower half of the industry: PSMT underperforms 65.79% of its industry peers.
  • In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
Industry RankSector Rank
OM 4.44%
PM (TTM) 2.73%
GM 17.42%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
PSMT Yearly Profit, Operating, Gross MarginsPSMT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. PSMT Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), PSMT is creating some value.
  • The number of shares outstanding for PSMT has been increased compared to 1 year ago.
  • Compared to 5 years ago, PSMT has about the same amount of shares outstanding.
  • PSMT has a worse debt/assets ratio than last year.
PSMT Yearly Shares OutstandingPSMT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
PSMT Yearly Total Debt VS Total AssetsPSMT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • PSMT has an Altman-Z score of 5.92. This indicates that PSMT is financially healthy and has little risk of bankruptcy at the moment.
  • With an excellent Altman-Z score value of 5.92, PSMT belongs to the best of the industry, outperforming 84.21% of the companies in the same industry.
  • The Debt to FCF ratio of PSMT is 1.50, which is an excellent value as it means it would take PSMT, only 1.50 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of PSMT (1.50) is better than 86.84% of its industry peers.
  • A Debt/Equity ratio of 0.12 indicates that PSMT is not too dependend on debt financing.
  • PSMT has a Debt to Equity ratio of 0.12. This is amongst the best in the industry. PSMT outperforms 84.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.5
Altman-Z 5.92
ROIC/WACC1.22
WACC8.56%
PSMT Yearly LT Debt VS Equity VS FCFPSMT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • PSMT has a Current Ratio of 1.33. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of PSMT (1.33) is better than 68.42% of its industry peers.
  • A Quick Ratio of 0.55 indicates that PSMT may have some problems paying its short term obligations.
  • PSMT has a Quick ratio of 0.55. This is comparable to the rest of the industry: PSMT outperforms 50.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.33
Quick Ratio 0.55
PSMT Yearly Current Assets VS Current LiabilitesPSMT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. PSMT Growth Analysis

3.1 Past

  • PSMT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.93%.
  • The Earnings Per Share has been growing by 13.58% on average over the past years. This is quite good.
  • Looking at the last year, PSMT shows a very negative growth in Revenue. The Revenue has decreased by -12.59% in the last year.
  • Measured over the past years, PSMT shows a quite strong growth in Revenue. The Revenue has been growing by 9.62% on average per year.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%

3.2 Future

  • Based on estimates for the next years, PSMT will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.31% on average per year.
  • Based on estimates for the next years, PSMT will show a quite strong growth in Revenue. The Revenue will grow by 10.11% on average per year.
EPS Next Y13.92%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
EPS Next 5YN/A
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
PSMT Yearly Revenue VS EstimatesPSMT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
PSMT Yearly EPS VS EstimatesPSMT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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3

4. PSMT Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 29.88, PSMT can be considered very expensive at the moment.
  • PSMT's Price/Earnings is on the same level as the industry average.
  • PSMT is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.03, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 21.44, the valuation of PSMT can be described as rather expensive.
  • PSMT's Price/Forward Earnings is on the same level as the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 25.11. PSMT is around the same levels.
Industry RankSector Rank
PE 29.88
Fwd PE 21.44
PSMT Price Earnings VS Forward Price EarningsPSMT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSMT.
  • PSMT's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 35.97
EV/EBITDA 13.49
PSMT Per share dataPSMT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PSMT does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of PSMT may justify a higher PE ratio.
  • PSMT's earnings are expected to grow with 18.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.15
PEG (5Y)2.2
EPS Next 2Y19.03%
EPS Next 3Y18.31%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. PSMT Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.91%, PSMT is not a good candidate for dividend investing.
  • PSMT's Dividend Yield is a higher than the industry average which is at 0.69.
  • Compared to an average S&P500 Dividend Yield of 1.82, PSMT's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.91%

5.2 History

  • On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
  • PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
  • PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
PSMT Yearly Dividends per sharePSMT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 26.27% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
  • PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.27%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
PSMT Yearly Income VS Free CF VS DividendPSMT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M
PSMT Dividend Payout.PSMT Dividend Payout, showing the Payout Ratio.PSMT Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

PSMT Fundamentals: All Metrics, Ratios and Statistics

PRICESMART INC

NASDAQ:PSMT (3/5/2026, 12:25:55 PM)

146.41

-6.65 (-4.34%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)01-07
Earnings (Next)04-07
Inst Owners100.03%
Inst Owner Change-2.62%
Ins Owners7.28%
Ins Owner Change-0.85%
Market Cap4.51B
Revenue(TTM)5.39B
Net Income(TTM)147.43M
Analysts84
Price Target141.92 (-3.07%)
Short Float %5.99%
Short Ratio7.81
Dividend
Industry RankSector Rank
Dividend Yield 0.91%
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.27%
Div Incr Years3
Div Non Decr Years11
Ex-Date02-17
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.1%
Min EPS beat(2)-6.55%
Max EPS beat(2)-5.66%
EPS beat(4)2
Avg EPS beat(4)-2.65%
Min EPS beat(4)-6.55%
Max EPS beat(4)1.54%
EPS beat(8)4
Avg EPS beat(8)-2.78%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)10
Avg EPS beat(16)0.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-1.14%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-0.91%
Revenue beat(12)2
Avg Revenue beat(12)-0.95%
Revenue beat(16)3
Avg Revenue beat(16)-0.8%
PT rev (1m)6.95%
PT rev (3m)23.3%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.83%
EPS NY rev (1m)0.06%
EPS NY rev (3m)-0.19%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.07%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.91%
Valuation
Industry RankSector Rank
PE 29.88
Fwd PE 21.44
P/S 0.84
P/FCF 35.97
P/OCF 15.35
P/B 3.46
P/tB 3.58
EV/EBITDA 13.49
EPS(TTM)4.9
EY3.35%
EPS(NY)6.83
Fwd EY4.66%
FCF(TTM)4.07
FCFY2.78%
OCF(TTM)9.54
OCFY6.52%
SpS175.04
BVpS42.34
TBVpS40.93
PEG (NY)2.15
PEG (5Y)2.2
Graham Number68.32
Profitability
Industry RankSector Rank
ROA 6.16%
ROE 11.3%
ROCE 14.93%
ROIC 10.44%
ROICexc 13.03%
ROICexgc 13.48%
OM 4.44%
PM (TTM) 2.73%
GM 17.42%
FCFM 2.33%
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.25
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.5
Debt/EBITDA 0.46
Cap/Depr 184.68%
Cap/Sales 3.12%
Interest Coverage 250
Cash Conversion 88.86%
Profit Quality 85.09%
Current Ratio 1.33
Quick Ratio 0.55
Altman-Z 5.92
F-Score6
WACC8.56%
ROIC/WACC1.22
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
EPS Next Y13.92%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A
EBIT growth 1Y-14.94%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year53.53%
EBIT Next 3Y24.94%
EBIT Next 5YN/A
FCF growth 1Y8.16%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y9.75%
OCF growth 3Y28.97%
OCF growth 5Y0.15%

PRICESMART INC / PSMT FAQ

Can you provide the ChartMill fundamental rating for PRICESMART INC?

ChartMill assigns a fundamental rating of 6 / 10 to PSMT.


What is the valuation status of PRICESMART INC (PSMT) stock?

ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.


What is the profitability of PSMT stock?

PRICESMART INC (PSMT) has a profitability rating of 6 / 10.


Can you provide the financial health for PSMT stock?

The financial health rating of PRICESMART INC (PSMT) is 6 / 10.


What is the earnings growth outlook for PRICESMART INC?

The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 13.92% in the next year.