PRICESMART INC (PSMT) Fundamental Analysis & Valuation

NASDAQ:PSMT • US7415111092

Current stock price

152.48 USD
+1.12 (+0.74%)
At close:
153.23 USD
+0.75 (+0.49%)
Pre-Market:

This PSMT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. PSMT Profitability Analysis

1.1 Basic Checks

  • In the past year PSMT was profitable.
  • In the past year PSMT had a positive cash flow from operations.
  • In the past 5 years PSMT has always been profitable.
  • In the past 5 years PSMT always reported a positive cash flow from operatings.
PSMT Yearly Net Income VS EBIT VS OCF VS FCFPSMT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M 250M

1.2 Ratios

  • PSMT's Return On Assets of 6.16% is fine compared to the rest of the industry. PSMT outperforms 64.86% of its industry peers.
  • PSMT's Return On Equity of 11.30% is in line compared to the rest of the industry. PSMT outperforms 51.35% of its industry peers.
  • The Return On Invested Capital of PSMT (10.44%) is better than 72.97% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for PSMT is significantly below the industry average of 34.77%.
Industry RankSector Rank
ROA 6.16%
ROE 11.3%
ROIC 10.44%
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
PSMT Yearly ROA, ROE, ROICPSMT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of PSMT (2.73%) is better than 67.57% of its industry peers.
  • PSMT's Profit Margin has improved in the last couple of years.
  • PSMT has a Operating Margin of 4.44%. This is in the better half of the industry: PSMT outperforms 75.68% of its industry peers.
  • In the last couple of years the Operating Margin of PSMT has grown nicely.
  • PSMT's Gross Margin of 17.42% is on the low side compared to the rest of the industry. PSMT is outperformed by 67.57% of its industry peers.
  • In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
Industry RankSector Rank
OM 4.44%
PM (TTM) 2.73%
GM 17.42%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
PSMT Yearly Profit, Operating, Gross MarginsPSMT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. PSMT Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PSMT is still creating some value.
  • PSMT has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for PSMT remains at a similar level compared to 5 years ago.
  • The debt/assets ratio for PSMT is higher compared to a year ago.
PSMT Yearly Shares OutstandingPSMT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
PSMT Yearly Total Debt VS Total AssetsPSMT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • An Altman-Z score of 5.91 indicates that PSMT is not in any danger for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 5.91, PSMT belongs to the best of the industry, outperforming 86.49% of the companies in the same industry.
  • The Debt to FCF ratio of PSMT is 1.50, which is an excellent value as it means it would take PSMT, only 1.50 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.50, PSMT belongs to the top of the industry, outperforming 81.08% of the companies in the same industry.
  • PSMT has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
  • PSMT's Debt to Equity ratio of 0.12 is amongst the best of the industry. PSMT outperforms 81.08% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.5
Altman-Z 5.91
ROIC/WACC1.18
WACC8.84%
PSMT Yearly LT Debt VS Equity VS FCFPSMT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • PSMT has a Current Ratio of 1.33. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
  • PSMT's Current ratio of 1.33 is fine compared to the rest of the industry. PSMT outperforms 70.27% of its industry peers.
  • PSMT has a Quick Ratio of 1.33. This is a bad value and indicates that PSMT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.55, PSMT is in line with its industry, outperforming 48.65% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.33
Quick Ratio 0.55
PSMT Yearly Current Assets VS Current LiabilitesPSMT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. PSMT Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 7.93% over the past year.
  • PSMT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.58% yearly.
  • The Revenue for PSMT has decreased by -12.59% in the past year. This is quite bad
  • PSMT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%

3.2 Future

  • PSMT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.31% yearly.
  • PSMT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.11% yearly.
EPS Next Y13.92%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
EPS Next 5YN/A
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
PSMT Yearly Revenue VS EstimatesPSMT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
PSMT Yearly EPS VS EstimatesPSMT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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2

4. PSMT Valuation Analysis

4.1 Price/Earnings Ratio

  • PSMT is valuated quite expensively with a Price/Earnings ratio of 31.12.
  • Based on the Price/Earnings ratio, PSMT is valued a bit more expensive than 64.86% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of PSMT to the average of the S&P500 Index (26.17), we can say PSMT is valued inline with the index average.
  • Based on the Price/Forward Earnings ratio of 22.33, the valuation of PSMT can be described as rather expensive.
  • PSMT's Price/Forward Earnings ratio is in line with the industry average.
  • PSMT's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.05.
Industry RankSector Rank
PE 31.12
Fwd PE 22.33
PSMT Price Earnings VS Forward Price EarningsPSMT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSMT.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as PSMT.
Industry RankSector Rank
P/FCF 37.46
EV/EBITDA 13.43
PSMT Per share dataPSMT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PSMT does not grow enough to justify the current Price/Earnings ratio.
  • PSMT has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as PSMT's earnings are expected to grow with 18.31% in the coming years.
PEG (NY)2.24
PEG (5Y)2.29
EPS Next 2Y19.03%
EPS Next 3Y18.31%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. PSMT Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.95%, PSMT is not a good candidate for dividend investing.
  • PSMT's Dividend Yield is a higher than the industry average which is at 0.72.
  • With a Dividend Yield of 0.95, PSMT pays less dividend than the S&P500 average, which is at 1.89.
Industry RankSector Rank
Dividend Yield 0.95%

5.2 History

  • The dividend of PSMT is nicely growing with an annual growth rate of 12.53%!
  • PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years0
Div Non Decr Years0
PSMT Yearly Dividends per sharePSMT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 26.27% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
  • The dividend of PSMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.27%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
PSMT Yearly Income VS Free CF VS DividendPSMT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M
PSMT Dividend Payout.PSMT Dividend Payout, showing the Payout Ratio.PSMT Dividend Payout.PayoutRetained Earnings

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PSMT Fundamentals: All Metrics, Ratios and Statistics

PRICESMART INC

NASDAQ:PSMT (4/2/2026, 8:00:01 PM)

Premarket: 153.23 +0.75 (+0.49%)

152.48

+1.12 (+0.74%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)01-07
Earnings (Next)04-08
Inst Owners98.22%
Inst Owner Change0%
Ins Owners7.28%
Ins Owner Change-0.61%
Market Cap4.70B
Revenue(TTM)5.39B
Net Income(TTM)147.43M
Analysts84
Price Target141.92 (-6.93%)
Short Float %6.02%
Short Ratio7.68
Dividend
Industry RankSector Rank
Dividend Yield 0.95%
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.27%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-17
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.1%
Min EPS beat(2)-6.55%
Max EPS beat(2)-5.66%
EPS beat(4)2
Avg EPS beat(4)-2.65%
Min EPS beat(4)-6.55%
Max EPS beat(4)1.54%
EPS beat(8)4
Avg EPS beat(8)-2.78%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)10
Avg EPS beat(16)0.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-1.14%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-0.91%
Revenue beat(12)2
Avg Revenue beat(12)-0.95%
Revenue beat(16)3
Avg Revenue beat(16)-0.8%
PT rev (1m)0%
PT rev (3m)23.3%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.84%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.07%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.98%
Valuation
Industry RankSector Rank
PE 31.12
Fwd PE 22.33
P/S 0.87
P/FCF 37.46
P/OCF 15.98
P/B 3.6
P/tB 3.73
EV/EBITDA 13.43
EPS(TTM)4.9
EY3.21%
EPS(NY)6.83
Fwd EY4.48%
FCF(TTM)4.07
FCFY2.67%
OCF(TTM)9.54
OCFY6.26%
SpS175.04
BVpS42.34
TBVpS40.93
PEG (NY)2.24
PEG (5Y)2.29
Graham Number68.32
Profitability
Industry RankSector Rank
ROA 6.16%
ROE 11.3%
ROCE 14.93%
ROIC 10.44%
ROICexc 13.03%
ROICexgc 13.48%
OM 4.44%
PM (TTM) 2.73%
GM 17.42%
FCFM 2.33%
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.25
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.5
Debt/EBITDA 0.46
Cap/Depr 184.68%
Cap/Sales 3.12%
Interest Coverage 250
Cash Conversion 88.86%
Profit Quality 85.09%
Current Ratio 1.33
Quick Ratio 0.55
Altman-Z 5.91
F-Score6
WACC8.84%
ROIC/WACC1.18
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
EPS Next Y13.92%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A
EBIT growth 1Y-14.94%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year53.53%
EBIT Next 3Y24.94%
EBIT Next 5YN/A
FCF growth 1Y8.16%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y9.75%
OCF growth 3Y28.97%
OCF growth 5Y0.15%

PRICESMART INC / PSMT Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for PRICESMART INC?

ChartMill assigns a fundamental rating of 5 / 10 to PSMT.


What is the valuation status of PRICESMART INC (PSMT) stock?

ChartMill assigns a valuation rating of 2 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.


Can you provide the profitability details for PRICESMART INC?

PRICESMART INC (PSMT) has a profitability rating of 6 / 10.


What are the PE and PB ratios of PRICESMART INC (PSMT) stock?

The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 31.12 and the Price/Book (PB) ratio is 3.6.


Can you provide the expected EPS growth for PSMT stock?

The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 13.92% in the next year.