124.66 USD
+0.51 (+0.41%)
124.66 USD
0 (0%)
Taking everything into account, PSMT scores 5 out of 10 in our fundamental rating. PSMT was compared to 39 industry peers in the Consumer Staples Distribution & Retail industry. PSMT has only an average score on both its financial health and profitability. While showing a medium growth rate, PSMT is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year PSMT was profitable.
In the past year PSMT had a positive cash flow from operations.
PSMT had positive earnings in each of the past 5 years.
PSMT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
PSMT has a better Return On Assets (6.38%) than 69.23% of its industry peers.
PSMT has a Return On Equity of 11.61%. This is comparable to the rest of the industry: PSMT outperforms 51.28% of its industry peers.
With a decent Return On Invested Capital value of 10.62%, PSMT is doing good in the industry, outperforming 76.92% of the companies in the same industry.
PSMT had an Average Return On Invested Capital over the past 3 years of 10.90%. This is above the industry average of 8.85%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROIC | 10.62% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
With a decent Profit Margin value of 2.75%, PSMT is doing good in the industry, outperforming 69.23% of the companies in the same industry.
In the last couple of years the Profit Margin of PSMT has grown nicely.
The Operating Margin of PSMT (4.46%) is better than 79.49% of its industry peers.
In the last couple of years the Operating Margin of PSMT has grown nicely.
With a Gross Margin value of 17.35%, PSMT is not doing good in the industry: 69.23% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
PSMT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
PSMT has more shares outstanding than it did 1 year ago.
PSMT has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.66 indicates that PSMT is not in any danger for bankruptcy at the moment.
The Altman-Z score of PSMT (5.66) is better than 82.05% of its industry peers.
The Debt to FCF ratio of PSMT is 1.93, which is an excellent value as it means it would take PSMT, only 1.93 years of fcf income to pay off all of its debts.
PSMT has a Debt to FCF ratio of 1.93. This is in the better half of the industry: PSMT outperforms 76.92% of its industry peers.
PSMT has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
PSMT has a Debt to Equity ratio of 0.13. This is amongst the best in the industry. PSMT outperforms 82.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Altman-Z | 5.66 |
ROIC/WACC1.23
WACC8.62%
2.3 Liquidity
PSMT has a Current Ratio of 1.34. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of PSMT (1.34) is better than 71.79% of its industry peers.
A Quick Ratio of 0.57 indicates that PSMT may have some problems paying its short term obligations.
The Quick ratio of PSMT (0.57) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.47% over the past year.
The Earnings Per Share has been growing by 13.58% on average over the past years. This is quite good.
Looking at the last year, PSMT shows a very negative growth in Revenue. The Revenue has decreased by -13.33% in the last year.
The Revenue has been growing by 9.62% on average over the past years. This is quite good.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
3.2 Future
Based on estimates for the next years, PSMT will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.02% on average per year.
Based on estimates for the next years, PSMT will show a quite strong growth in Revenue. The Revenue will grow by 8.19% on average per year.
EPS Next Y14.17%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.34%
Revenue Next 2Y8.99%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 25.86 indicates a quite expensive valuation of PSMT.
Compared to the rest of the industry, the Price/Earnings ratio of PSMT is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.38, PSMT is valued at the same level.
The Price/Forward Earnings ratio is 22.65, which indicates a rather expensive current valuation of PSMT.
The rest of the industry has a similar Price/Forward Earnings ratio as PSMT.
The average S&P500 Price/Forward Earnings ratio is at 23.83. PSMT is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.86 | ||
| Fwd PE | 22.65 |
4.2 Price Multiples
PSMT's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, PSMT is valued a bit more expensive than 61.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.32 | ||
| EV/EBITDA | 11.25 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PSMT has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as PSMT's earnings are expected to grow with 16.02% in the coming years.
PEG (NY)1.83
PEG (5Y)1.9
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
With a yearly dividend of 0.96%, PSMT is not a good candidate for dividend investing.
PSMT's Dividend Yield is a higher than the industry average which is at 0.76.
Compared to an average S&P500 Dividend Yield of 1.87, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.96% |
5.2 History
The dividend of PSMT is nicely growing with an annual growth rate of 12.53%!
PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
26.73% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
The dividend of PSMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.73%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
124.66
+0.51 (+0.41%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners100.02%
Inst Owner Change1.22%
Ins Owners7.59%
Ins Owner Change-1.88%
Market Cap3.85B
Revenue(TTM)5.27B
Net Income(TTM)144.88M
Analysts82
Price Target115.1 (-7.67%)
Short Float %5.71%
Short Ratio8.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.96% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.73%
Div Incr Years3
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.79%
Min EPS beat(2)-5.66%
Max EPS beat(2)0.09%
EPS beat(4)2
Avg EPS beat(4)-3.31%
Min EPS beat(4)-9.21%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-0.52%
EPS beat(12)8
Avg EPS beat(12)2.77%
EPS beat(16)11
Avg EPS beat(16)0.95%
Revenue beat(2)0
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.33%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)-0.48%
Revenue beat(8)0
Avg Revenue beat(8)-1.11%
Revenue beat(12)1
Avg Revenue beat(12)-1.33%
Revenue beat(16)2
Avg Revenue beat(16)-0.89%
PT rev (1m)2.27%
PT rev (3m)5.86%
EPS NQ rev (1m)-4.02%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.03%
EPS NY rev (3m)4.96%
Revenue NQ rev (1m)0.36%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)-1.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.86 | ||
| Fwd PE | 22.65 | ||
| P/S | 0.73 | ||
| P/FCF | 37.32 | ||
| P/OCF | 14.74 | ||
| P/B | 3.09 | ||
| P/tB | 3.2 | ||
| EV/EBITDA | 11.25 |
EPS(TTM)4.82
EY3.87%
EPS(NY)5.5
Fwd EY4.41%
FCF(TTM)3.34
FCFY2.68%
OCF(TTM)8.46
OCFY6.79%
SpS170.61
BVpS40.38
TBVpS38.98
PEG (NY)1.83
PEG (5Y)1.9
Graham Number66.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROCE | 15.23% | ||
| ROIC | 10.62% | ||
| ROICexc | 13.3% | ||
| ROICexgc | 13.78% | ||
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% | ||
| FCFM | 1.96% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Debt/EBITDA | 0.5 | ||
| Cap/Depr | 179.37% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 21.42 | ||
| Cash Conversion | 80.87% | ||
| Profit Quality | 71.21% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 5.66 |
F-Score6
WACC8.62%
ROIC/WACC1.23
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.17%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
Revenue Next Year8.34%
Revenue Next 2Y8.99%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
EBIT growth 1Y-16.5%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year51.29%
EBIT Next 3Y22.31%
EBIT Next 5YN/A
FCF growth 1Y164.25%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y25.88%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 5 / 10 to PSMT.
What is the valuation status for PSMT stock?
ChartMill assigns a valuation rating of 2 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
How profitable is PRICESMART INC (PSMT) stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
What are the PE and PB ratios of PRICESMART INC (PSMT) stock?
The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 25.86 and the Price/Book (PB) ratio is 3.09.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.17% in the next year.