155.12 USD
+0.63 (+0.41%)
At close: Feb 11, 2026
155.12 USD
0 (0%)
After Hours: 2/11/2026, 8:00:01 PM
Taking everything into account, PSMT scores 6 out of 10 in our fundamental rating. PSMT was compared to 38 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and the financial health of PSMT get a neutral evaluation. Nothing too spectacular is happening here. PSMT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year PSMT was profitable.
- In the past year PSMT had a positive cash flow from operations.
- In the past 5 years PSMT has always been profitable.
- Each year in the past 5 years PSMT had a positive operating cash flow.
1.2 Ratios
- PSMT has a Return On Assets of 6.16%. This is in the better half of the industry: PSMT outperforms 65.79% of its industry peers.
- PSMT has a Return On Equity (11.30%) which is comparable to the rest of the industry.
- PSMT has a better Return On Invested Capital (10.44%) than 76.32% of its industry peers.
- PSMT had an Average Return On Invested Capital over the past 3 years of 10.90%. This is significantly below the industry average of 28.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROIC | 10.44% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
- PSMT has a better Profit Margin (2.73%) than 68.42% of its industry peers.
- PSMT's Profit Margin has improved in the last couple of years.
- PSMT has a better Operating Margin (4.44%) than 76.32% of its industry peers.
- PSMT's Operating Margin has improved in the last couple of years.
- PSMT has a Gross Margin of 17.42%. This is in the lower half of the industry: PSMT underperforms 65.79% of its industry peers.
- In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), PSMT is creating some value.
- Compared to 1 year ago, PSMT has more shares outstanding
- Compared to 5 years ago, PSMT has about the same amount of shares outstanding.
- The debt/assets ratio for PSMT is higher compared to a year ago.
2.2 Solvency
- PSMT has an Altman-Z score of 5.96. This indicates that PSMT is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of PSMT (5.96) is better than 84.21% of its industry peers.
- PSMT has a debt to FCF ratio of 1.50. This is a very positive value and a sign of high solvency as it would only need 1.50 years to pay back of all of its debts.
- The Debt to FCF ratio of PSMT (1.50) is better than 89.47% of its industry peers.
- A Debt/Equity ratio of 0.12 indicates that PSMT is not too dependend on debt financing.
- PSMT's Debt to Equity ratio of 0.12 is amongst the best of the industry. PSMT outperforms 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Altman-Z | 5.96 |
ROIC/WACC1.21
WACC8.66%
2.3 Liquidity
- PSMT has a Current Ratio of 1.33. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
- PSMT has a Current ratio of 1.33. This is in the better half of the industry: PSMT outperforms 68.42% of its industry peers.
- A Quick Ratio of 0.55 indicates that PSMT may have some problems paying its short term obligations.
- The Quick ratio of PSMT (0.55) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 7.93% over the past year.
- The Earnings Per Share has been growing by 13.58% on average over the past years. This is quite good.
- PSMT shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -12.59%.
- The Revenue has been growing by 9.62% on average over the past years. This is quite good.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
3.2 Future
- PSMT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.31% yearly.
- Based on estimates for the next years, PSMT will show a quite strong growth in Revenue. The Revenue will grow by 10.11% on average per year.
EPS Next Y13.92%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
EPS Next 5YN/A
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 31.66, PSMT can be considered very expensive at the moment.
- PSMT's Price/Earnings ratio is in line with the industry average.
- PSMT is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 28.18, which is the current average of the S&P500 Index.
- PSMT is valuated rather expensively with a Price/Forward Earnings ratio of 22.72.
- PSMT's Price/Forward Earnings ratio is in line with the industry average.
- PSMT's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 28.01.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.66 | ||
| Fwd PE | 22.72 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSMT.
- The rest of the industry has a similar Price/Free Cash Flow ratio as PSMT.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.19 | ||
| EV/EBITDA | 13.71 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PSMT does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of PSMT may justify a higher PE ratio.
- A more expensive valuation may be justified as PSMT's earnings are expected to grow with 18.31% in the coming years.
PEG (NY)2.27
PEG (5Y)2.33
EPS Next 2Y19.03%
EPS Next 3Y18.31%
5. Dividend
5.1 Amount
- PSMT has a yearly dividend return of 0.83%, which is pretty low.
- Compared to an average industry Dividend Yield of 0.70, PSMT pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.80, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.83% |
5.2 History
- On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
- PSMT has paid a dividend for at least 10 years, which is a reliable track record.
- PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
- PSMT pays out 26.27% of its income as dividend. This is a sustainable payout ratio.
- PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.27%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
155.12
+0.63 (+0.41%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)01-07 2026-01-07/amc
Earnings (Next)04-07 2026-04-07
Inst Owners100.03%
Inst Owner Change-0.58%
Ins Owners7.28%
Ins Owner Change-0.97%
Market Cap4.79B
Revenue(TTM)5.39B
Net Income(TTM)147.43M
Analysts82
Price Target141.92 (-8.51%)
Short Float %5.92%
Short Ratio8.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.83% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.27%
Div Incr Years3
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.1%
Min EPS beat(2)-6.55%
Max EPS beat(2)-5.66%
EPS beat(4)2
Avg EPS beat(4)-2.65%
Min EPS beat(4)-6.55%
Max EPS beat(4)1.54%
EPS beat(8)4
Avg EPS beat(8)-2.78%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)10
Avg EPS beat(16)0.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-1.14%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-0.91%
Revenue beat(12)2
Avg Revenue beat(12)-0.95%
Revenue beat(16)3
Avg Revenue beat(16)-0.8%
PT rev (1m)23.3%
PT rev (3m)26.1%
EPS NQ rev (1m)-3.84%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.22%
EPS NY rev (3m)4.73%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.98%
Revenue NY rev (3m)0.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.66 | ||
| Fwd PE | 22.72 | ||
| P/S | 0.89 | ||
| P/FCF | 38.19 | ||
| P/OCF | 16.3 | ||
| P/B | 3.67 | ||
| P/tB | 3.8 | ||
| EV/EBITDA | 13.71 |
EPS(TTM)4.9
EY3.16%
EPS(NY)6.83
Fwd EY4.4%
FCF(TTM)4.06
FCFY2.62%
OCF(TTM)9.52
OCFY6.14%
SpS174.65
BVpS42.24
TBVpS40.84
PEG (NY)2.27
PEG (5Y)2.33
Graham Number68.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROCE | 14.93% | ||
| ROIC | 10.44% | ||
| ROICexc | 13.03% | ||
| ROICexgc | 13.48% | ||
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% | ||
| FCFM | 2.33% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Debt/EBITDA | 0.46 | ||
| Cap/Depr | 184.68% | ||
| Cap/Sales | 3.12% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 88.86% | ||
| Profit Quality | 85.09% | ||
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 5.96 |
F-Score6
WACC8.66%
ROIC/WACC1.21
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
EPS Next Y13.92%
EPS Next 2Y19.03%
EPS Next 3Y18.31%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A
EBIT growth 1Y-14.94%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year53.53%
EBIT Next 3Y24.94%
EBIT Next 5YN/A
FCF growth 1Y8.16%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y9.75%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 6 / 10 to PSMT.
What is the valuation status of PRICESMART INC (PSMT) stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
What is the profitability of PSMT stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
Can you provide the financial health for PSMT stock?
The financial health rating of PRICESMART INC (PSMT) is 6 / 10.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 13.92% in the next year.