140.82 USD
-0.04 (-0.03%)
140.82 USD
0 (0%)
We assign a fundamental rating of 6 out of 10 to PSMT. PSMT was compared to 38 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and the financial health of PSMT get a neutral evaluation. Nothing too spectacular is happening here. PSMT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year PSMT was profitable.
- PSMT had a positive operating cash flow in the past year.
- In the past 5 years PSMT has always been profitable.
- PSMT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of PSMT (6.16%) is better than 65.79% of its industry peers.
- PSMT's Return On Equity of 11.30% is in line compared to the rest of the industry. PSMT outperforms 52.63% of its industry peers.
- With a decent Return On Invested Capital value of 10.44%, PSMT is doing good in the industry, outperforming 76.32% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for PSMT is significantly below the industry average of 28.30%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROIC | 10.44% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
- With a decent Profit Margin value of 2.73%, PSMT is doing good in the industry, outperforming 68.42% of the companies in the same industry.
- PSMT's Profit Margin has improved in the last couple of years.
- The Operating Margin of PSMT (4.44%) is better than 76.32% of its industry peers.
- In the last couple of years the Operating Margin of PSMT has grown nicely.
- PSMT has a Gross Margin of 17.42%. This is in the lower half of the industry: PSMT underperforms 65.79% of its industry peers.
- In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), PSMT is creating some value.
- PSMT has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, PSMT has about the same amount of shares outstanding.
- The debt/assets ratio for PSMT is higher compared to a year ago.
2.2 Solvency
- PSMT has an Altman-Z score of 5.72. This indicates that PSMT is financially healthy and has little risk of bankruptcy at the moment.
- With an excellent Altman-Z score value of 5.72, PSMT belongs to the best of the industry, outperforming 84.21% of the companies in the same industry.
- PSMT has a debt to FCF ratio of 1.50. This is a very positive value and a sign of high solvency as it would only need 1.50 years to pay back of all of its debts.
- PSMT's Debt to FCF ratio of 1.50 is amongst the best of the industry. PSMT outperforms 89.47% of its industry peers.
- PSMT has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
- PSMT has a Debt to Equity ratio of 0.12. This is amongst the best in the industry. PSMT outperforms 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Altman-Z | 5.72 |
ROIC/WACC1.2
WACC8.72%
2.3 Liquidity
- PSMT has a Current Ratio of 1.33. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
- PSMT has a better Current ratio (1.33) than 68.42% of its industry peers.
- A Quick Ratio of 0.55 indicates that PSMT may have some problems paying its short term obligations.
- PSMT has a Quick ratio of 0.55. This is comparable to the rest of the industry: PSMT outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- PSMT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.93%.
- PSMT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.58% yearly.
- PSMT shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -12.59%.
- The Revenue has been growing by 9.62% on average over the past years. This is quite good.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
3.2 Future
- Based on estimates for the next years, PSMT will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.28% on average per year.
- The Revenue is expected to grow by 10.09% on average over the next years. This is quite good.
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue Next Year9.46%
Revenue Next 2Y10.34%
Revenue Next 3Y10.09%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 28.74 indicates a quite expensive valuation of PSMT.
- Compared to the rest of the industry, the Price/Earnings ratio of PSMT is on the same level as its industry peers.
- PSMT's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.94.
- PSMT is valuated rather expensively with a Price/Forward Earnings ratio of 20.61.
- The rest of the industry has a similar Price/Forward Earnings ratio as PSMT.
- The average S&P500 Price/Forward Earnings ratio is at 23.94. PSMT is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.74 | ||
| Fwd PE | 20.61 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSMT.
- PSMT's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 34.67 | ||
| EV/EBITDA | 12.38 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- PSMT has a very decent profitability rating, which may justify a higher PE ratio.
- PSMT's earnings are expected to grow with 18.28% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.07
PEG (5Y)2.12
EPS Next 2Y19.07%
EPS Next 3Y18.28%
5. Dividend
5.1 Amount
- PSMT has a yearly dividend return of 0.89%, which is pretty low.
- PSMT's Dividend Yield is a higher than the industry average which is at 0.72.
- Compared to an average S&P500 Dividend Yield of 1.83, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.89% |
5.2 History
- On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
- PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
- PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
- PSMT pays out 26.27% of its income as dividend. This is a sustainable payout ratio.
- PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.27%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
140.82
-0.04 (-0.03%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)01-07 2026-01-07/amc
Earnings (Next)04-07 2026-04-07
Inst Owners100.03%
Inst Owner Change-0.06%
Ins Owners7.28%
Ins Owner Change-2.29%
Market Cap4.35B
Revenue(TTM)5.39B
Net Income(TTM)147.43M
Analysts82
Price Target132.69 (-5.77%)
Short Float %5.69%
Short Ratio8.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.89% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.27%
Div Incr Years3
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.1%
Min EPS beat(2)-6.55%
Max EPS beat(2)-5.66%
EPS beat(4)2
Avg EPS beat(4)-2.65%
Min EPS beat(4)-6.55%
Max EPS beat(4)1.54%
EPS beat(8)4
Avg EPS beat(8)-2.78%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)10
Avg EPS beat(16)0.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-1.14%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-0.91%
Revenue beat(12)2
Avg Revenue beat(12)-0.95%
Revenue beat(16)3
Avg Revenue beat(16)-0.8%
PT rev (1m)15.29%
PT rev (3m)17.9%
EPS NQ rev (1m)-3.84%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.28%
EPS NY rev (3m)4.67%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.03%
Revenue NY rev (3m)0.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.74 | ||
| Fwd PE | 20.61 | ||
| P/S | 0.81 | ||
| P/FCF | 34.67 | ||
| P/OCF | 14.79 | ||
| P/B | 3.33 | ||
| P/tB | 3.45 | ||
| EV/EBITDA | 12.38 |
EPS(TTM)4.9
EY3.48%
EPS(NY)6.83
Fwd EY4.85%
FCF(TTM)4.06
FCFY2.88%
OCF(TTM)9.52
OCFY6.76%
SpS174.65
BVpS42.24
TBVpS40.84
PEG (NY)2.07
PEG (5Y)2.12
Graham Number68.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROCE | 14.93% | ||
| ROIC | 10.44% | ||
| ROICexc | 13.03% | ||
| ROICexgc | 13.48% | ||
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% | ||
| FCFM | 2.33% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Debt/EBITDA | 0.46 | ||
| Cap/Depr | 184.68% | ||
| Cap/Sales | 3.12% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 88.86% | ||
| Profit Quality | 85.09% | ||
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 5.72 |
F-Score6
WACC8.72%
ROIC/WACC1.2
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
Revenue Next Year9.46%
Revenue Next 2Y10.34%
Revenue Next 3Y10.09%
Revenue Next 5YN/A
EBIT growth 1Y-14.94%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year51.29%
EBIT Next 3Y22.31%
EBIT Next 5YN/A
FCF growth 1Y8.16%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y9.75%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 6 / 10 to PSMT.
What is the valuation status of PRICESMART INC (PSMT) stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
What is the profitability of PSMT stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
Can you provide the financial health for PSMT stock?
The financial health rating of PRICESMART INC (PSMT) is 6 / 10.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 13.85% in the next year.