PRICESMART INC (PSMT) Stock Fundamental Analysis
USA - NASDAQ:PSMT - US7415111092 - Common Stock
116.78 USD
+0.08 (+0.07%)
We assign a fundamental rating of 6 out of 10 to PSMT. PSMT was compared to 39 industry peers in the Consumer Staples Distribution & Retail industry. PSMT scores excellent on profitability, but there are some minor concerns on its financial health. PSMT is quite expensive at the moment. It does show a decent growth rate. PSMT also has an excellent dividend rating. These ratings could make PSMT a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
PSMT had positive earnings in the past year.
PSMT had a positive operating cash flow in the past year.
PSMT had positive earnings in each of the past 5 years.
In the past 5 years PSMT always reported a positive cash flow from operatings.
1.2 Ratios
PSMT has a better Return On Assets (6.38%) than 69.23% of its industry peers.
The Return On Equity of PSMT (11.61%) is comparable to the rest of the industry.
The Return On Invested Capital of PSMT (10.62%) is better than 79.49% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PSMT is above the industry average of 8.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROIC | 10.62% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
PSMT has a better Profit Margin (2.75%) than 69.23% of its industry peers.
PSMT's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 4.46%, PSMT belongs to the top of the industry, outperforming 82.05% of the companies in the same industry.
In the last couple of years the Operating Margin of PSMT has grown nicely.
The Gross Margin of PSMT (17.35%) is worse than 71.79% of its industry peers.
In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
PSMT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, PSMT has more shares outstanding
The number of shares outstanding for PSMT remains at a similar level compared to 5 years ago.
The debt/assets ratio for PSMT is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 5.52 indicates that PSMT is not in any danger for bankruptcy at the moment.
PSMT has a better Altman-Z score (5.52) than 84.62% of its industry peers.
PSMT has a debt to FCF ratio of 1.93. This is a very positive value and a sign of high solvency as it would only need 1.93 years to pay back of all of its debts.
The Debt to FCF ratio of PSMT (1.93) is better than 76.92% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that PSMT is not too dependend on debt financing.
The Debt to Equity ratio of PSMT (0.13) is better than 82.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Altman-Z | 5.52 |
ROIC/WACC1.24
WACC8.59%
2.3 Liquidity
PSMT has a Current Ratio of 1.34. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
PSMT has a Current ratio of 1.34. This is in the better half of the industry: PSMT outperforms 74.36% of its industry peers.
A Quick Ratio of 0.57 indicates that PSMT may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.57, PSMT is in line with its industry, outperforming 53.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.47% over the past year.
The Earnings Per Share has been growing by 13.58% on average over the past years. This is quite good.
The Revenue for PSMT has decreased by -13.33% in the past year. This is quite bad
PSMT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
3.2 Future
PSMT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.02% yearly.
PSMT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.14% yearly.
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y7.14%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 24.23, the valuation of PSMT can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of PSMT is on the same level as its industry peers.
PSMT's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.89.
The Price/Forward Earnings ratio is 21.23, which indicates a rather expensive current valuation of PSMT.
The rest of the industry has a similar Price/Forward Earnings ratio as PSMT.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.59, PSMT is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.23 | ||
| Fwd PE | 21.23 |
4.2 Price Multiples
PSMT's Enterprise Value to EBITDA ratio is in line with the industry average.
PSMT's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 34.81 | ||
| EV/EBITDA | 10.48 |
4.3 Compensation for Growth
PSMT's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PSMT has a very decent profitability rating, which may justify a higher PE ratio.
PSMT's earnings are expected to grow with 16.02% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.71
PEG (5Y)1.78
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.09%, PSMT has a reasonable but not impressive dividend return.
PSMT's Dividend Yield is a higher than the industry average which is at 1.98.
Compared to an average S&P500 Dividend Yield of 2.44, PSMT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.09% |
5.2 History
On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
PSMT has paid a dividend for at least 10 years, which is a reliable track record.
PSMT has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
PSMT pays out 26.73% of its income as dividend. This is a sustainable payout ratio.
PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.73%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
NASDAQ:PSMT (11/17/2025, 3:52:07 PM)
116.78
+0.08 (+0.07%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners99.24%
Inst Owner Change1.65%
Ins Owners7.7%
Ins Owner Change-2.01%
Market Cap3.59B
Revenue(TTM)5.27B
Net Income(TTM)144.88M
Analysts82
Price Target112.55 (-3.62%)
Short Float %6.39%
Short Ratio8.53
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.09% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.73%
Div Incr Years3
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.79%
Min EPS beat(2)-5.66%
Max EPS beat(2)0.09%
EPS beat(4)2
Avg EPS beat(4)-3.31%
Min EPS beat(4)-9.21%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-0.52%
EPS beat(12)8
Avg EPS beat(12)2.77%
EPS beat(16)11
Avg EPS beat(16)0.95%
Revenue beat(2)0
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.33%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)-0.48%
Revenue beat(8)0
Avg Revenue beat(8)-1.11%
Revenue beat(12)1
Avg Revenue beat(12)-1.33%
Revenue beat(16)2
Avg Revenue beat(16)-0.89%
PT rev (1m)0%
PT rev (3m)3.52%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)4.93%
EPS NY rev (3m)-8.9%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.41%
Revenue NY rev (3m)-1.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.23 | ||
| Fwd PE | 21.23 | ||
| P/S | 0.68 | ||
| P/FCF | 34.81 | ||
| P/OCF | 13.74 | ||
| P/B | 2.88 | ||
| P/tB | 2.98 | ||
| EV/EBITDA | 10.48 |
EPS(TTM)4.82
EY4.13%
EPS(NY)5.5
Fwd EY4.71%
FCF(TTM)3.36
FCFY2.87%
OCF(TTM)8.5
OCFY7.28%
SpS171.39
BVpS40.56
TBVpS39.16
PEG (NY)1.71
PEG (5Y)1.78
Graham Number66.33
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROCE | 15.23% | ||
| ROIC | 10.62% | ||
| ROICexc | 13.3% | ||
| ROICexgc | 13.78% | ||
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% | ||
| FCFM | 1.96% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Debt/EBITDA | 0.5 | ||
| Cap/Depr | 179.37% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 21.42 | ||
| Cash Conversion | 80.87% | ||
| Profit Quality | 71.21% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 5.52 |
F-Score6
WACC8.59%
ROIC/WACC1.24
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y7.14%
Revenue Next 5YN/A
EBIT growth 1Y-16.5%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year52.87%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y164.25%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y25.88%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 6 / 10 to PSMT.
What is the valuation status for PSMT stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
How profitable is PRICESMART INC (PSMT) stock?
PRICESMART INC (PSMT) has a profitability rating of 7 / 10.
What are the PE and PB ratios of PRICESMART INC (PSMT) stock?
The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 24.23 and the Price/Book (PB) ratio is 2.88.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.13% in the next year.