140.86 USD
+0.06 (+0.04%)
140.86 USD
0 (0%)
Overall PSMT gets a fundamental rating of 6 out of 10. We evaluated PSMT against 38 industry peers in the Consumer Staples Distribution & Retail industry. PSMT has only an average score on both its financial health and profitability. PSMT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- PSMT had positive earnings in the past year.
- PSMT had a positive operating cash flow in the past year.
- In the past 5 years PSMT has always been profitable.
- Each year in the past 5 years PSMT had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of PSMT (6.16%) is better than 65.79% of its industry peers.
- PSMT has a Return On Equity (11.30%) which is comparable to the rest of the industry.
- PSMT has a Return On Invested Capital of 10.44%. This is in the better half of the industry: PSMT outperforms 76.32% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for PSMT is significantly below the industry average of 28.30%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROIC | 10.44% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
- PSMT has a Profit Margin of 2.73%. This is in the better half of the industry: PSMT outperforms 68.42% of its industry peers.
- PSMT's Profit Margin has improved in the last couple of years.
- The Operating Margin of PSMT (4.44%) is better than 76.32% of its industry peers.
- PSMT's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 17.42%, PSMT is doing worse than 65.79% of the companies in the same industry.
- In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
- PSMT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for PSMT has been increased compared to 1 year ago.
- The number of shares outstanding for PSMT remains at a similar level compared to 5 years ago.
- Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 5.72 indicates that PSMT is not in any danger for bankruptcy at the moment.
- The Altman-Z score of PSMT (5.72) is better than 84.21% of its industry peers.
- The Debt to FCF ratio of PSMT is 1.50, which is an excellent value as it means it would take PSMT, only 1.50 years of fcf income to pay off all of its debts.
- PSMT's Debt to FCF ratio of 1.50 is amongst the best of the industry. PSMT outperforms 89.47% of its industry peers.
- PSMT has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of PSMT (0.12) is better than 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Altman-Z | 5.72 |
ROIC/WACC1.2
WACC8.72%
2.3 Liquidity
- A Current Ratio of 1.33 indicates that PSMT should not have too much problems paying its short term obligations.
- With a decent Current ratio value of 1.33, PSMT is doing good in the industry, outperforming 68.42% of the companies in the same industry.
- PSMT has a Quick Ratio of 1.33. This is a bad value and indicates that PSMT is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of PSMT (0.55) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 7.93% over the past year.
- Measured over the past years, PSMT shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.58% on average per year.
- Looking at the last year, PSMT shows a very negative growth in Revenue. The Revenue has decreased by -12.59% in the last year.
- PSMT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
3.2 Future
- PSMT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.28% yearly.
- PSMT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.09% yearly.
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue Next Year9.46%
Revenue Next 2Y10.34%
Revenue Next 3Y10.09%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- PSMT is valuated quite expensively with a Price/Earnings ratio of 28.75.
- Compared to the rest of the industry, the Price/Earnings ratio of PSMT is on the same level as its industry peers.
- PSMT's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.38.
- A Price/Forward Earnings ratio of 20.61 indicates a rather expensive valuation of PSMT.
- The rest of the industry has a similar Price/Forward Earnings ratio as PSMT.
- When comparing the Price/Forward Earnings ratio of PSMT to the average of the S&P500 Index (24.29), we can say PSMT is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.75 | ||
| Fwd PE | 20.61 |
4.2 Price Multiples
- PSMT's Enterprise Value to EBITDA ratio is in line with the industry average.
- PSMT's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 34.68 | ||
| EV/EBITDA | 12.38 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PSMT does not grow enough to justify the current Price/Earnings ratio.
- PSMT has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as PSMT's earnings are expected to grow with 18.28% in the coming years.
PEG (NY)2.08
PEG (5Y)2.12
EPS Next 2Y19.07%
EPS Next 3Y18.28%
5. Dividend
5.1 Amount
- PSMT has a yearly dividend return of 0.89%, which is pretty low.
- Compared to an average industry Dividend Yield of 0.72, PSMT pays a bit more dividend than its industry peers.
- With a Dividend Yield of 0.89, PSMT pays less dividend than the S&P500 average, which is at 1.85.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.89% |
5.2 History
- The dividend of PSMT is nicely growing with an annual growth rate of 12.53%!
- PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
- PSMT has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
- 26.27% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
- The dividend of PSMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.27%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
140.86
+0.06 (+0.04%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)01-07 2026-01-07/amc
Earnings (Next)04-07 2026-04-07
Inst Owners100.03%
Inst Owner Change-83.16%
Ins Owners7.28%
Ins Owner Change-2.29%
Market Cap4.35B
Revenue(TTM)5.39B
Net Income(TTM)147.43M
Analysts82
Price Target132.69 (-5.8%)
Short Float %6.13%
Short Ratio8.96
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.89% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.27%
Div Incr Years3
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.1%
Min EPS beat(2)-6.55%
Max EPS beat(2)-5.66%
EPS beat(4)2
Avg EPS beat(4)-2.65%
Min EPS beat(4)-6.55%
Max EPS beat(4)1.54%
EPS beat(8)4
Avg EPS beat(8)-2.78%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)10
Avg EPS beat(16)0.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-1.14%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-0.91%
Revenue beat(12)2
Avg Revenue beat(12)-0.95%
Revenue beat(16)3
Avg Revenue beat(16)-0.8%
PT rev (1m)15.29%
PT rev (3m)17.9%
EPS NQ rev (1m)-3.84%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.28%
EPS NY rev (3m)4.67%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.03%
Revenue NY rev (3m)0.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.75 | ||
| Fwd PE | 20.61 | ||
| P/S | 0.81 | ||
| P/FCF | 34.68 | ||
| P/OCF | 14.8 | ||
| P/B | 3.33 | ||
| P/tB | 3.45 | ||
| EV/EBITDA | 12.38 |
EPS(TTM)4.9
EY3.48%
EPS(NY)6.83
Fwd EY4.85%
FCF(TTM)4.06
FCFY2.88%
OCF(TTM)9.52
OCFY6.76%
SpS174.65
BVpS42.24
TBVpS40.84
PEG (NY)2.08
PEG (5Y)2.12
Graham Number68.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROCE | 14.93% | ||
| ROIC | 10.44% | ||
| ROICexc | 13.03% | ||
| ROICexgc | 13.48% | ||
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% | ||
| FCFM | 2.33% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Debt/EBITDA | 0.46 | ||
| Cap/Depr | 184.68% | ||
| Cap/Sales | 3.12% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 88.86% | ||
| Profit Quality | 85.09% | ||
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 5.72 |
F-Score6
WACC8.72%
ROIC/WACC1.2
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
Revenue Next Year9.46%
Revenue Next 2Y10.34%
Revenue Next 3Y10.09%
Revenue Next 5YN/A
EBIT growth 1Y-14.94%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year51.29%
EBIT Next 3Y22.31%
EBIT Next 5YN/A
FCF growth 1Y8.16%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y9.75%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 5 / 10 to PSMT.
What is the valuation status of PRICESMART INC (PSMT) stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
What is the profitability of PSMT stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
Can you provide the financial health for PSMT stock?
The financial health rating of PRICESMART INC (PSMT) is 6 / 10.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 13.85% in the next year.