PRICESMART INC (PSMT) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:PSMT • US7415111092

156.83 USD
+5.53 (+3.65%)
At close: Feb 6, 2026
156.83 USD
0 (0%)
After Hours: 2/6/2026, 4:34:21 PM
Fundamental Rating

6

Overall PSMT gets a fundamental rating of 6 out of 10. We evaluated PSMT against 38 industry peers in the Consumer Staples Distribution & Retail industry. PSMT has an average financial health and profitability rating. While showing a medium growth rate, PSMT is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year PSMT was profitable.
  • In the past year PSMT had a positive cash flow from operations.
  • In the past 5 years PSMT has always been profitable.
  • PSMT had a positive operating cash flow in each of the past 5 years.
PSMT Yearly Net Income VS EBIT VS OCF VS FCFPSMT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M 250M

1.2 Ratios

  • PSMT has a Return On Assets of 6.16%. This is in the better half of the industry: PSMT outperforms 65.79% of its industry peers.
  • PSMT has a Return On Equity (11.30%) which is in line with its industry peers.
  • PSMT's Return On Invested Capital of 10.44% is fine compared to the rest of the industry. PSMT outperforms 76.32% of its industry peers.
  • PSMT had an Average Return On Invested Capital over the past 3 years of 10.90%. This is significantly below the industry average of 28.25%.
Industry RankSector Rank
ROA 6.16%
ROE 11.3%
ROIC 10.44%
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
PSMT Yearly ROA, ROE, ROICPSMT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 2.73%, PSMT is doing good in the industry, outperforming 68.42% of the companies in the same industry.
  • In the last couple of years the Profit Margin of PSMT has grown nicely.
  • PSMT has a Operating Margin of 4.44%. This is in the better half of the industry: PSMT outperforms 76.32% of its industry peers.
  • In the last couple of years the Operating Margin of PSMT has grown nicely.
  • PSMT has a Gross Margin of 17.42%. This is in the lower half of the industry: PSMT underperforms 65.79% of its industry peers.
  • PSMT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 4.44%
PM (TTM) 2.73%
GM 17.42%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
PSMT Yearly Profit, Operating, Gross MarginsPSMT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PSMT is still creating some value.
  • The number of shares outstanding for PSMT has been increased compared to 1 year ago.
  • The number of shares outstanding for PSMT remains at a similar level compared to 5 years ago.
  • Compared to 1 year ago, PSMT has a worse debt to assets ratio.
PSMT Yearly Shares OutstandingPSMT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
PSMT Yearly Total Debt VS Total AssetsPSMT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • PSMT has an Altman-Z score of 5.90. This indicates that PSMT is financially healthy and has little risk of bankruptcy at the moment.
  • With an excellent Altman-Z score value of 5.90, PSMT belongs to the best of the industry, outperforming 84.21% of the companies in the same industry.
  • PSMT has a debt to FCF ratio of 1.50. This is a very positive value and a sign of high solvency as it would only need 1.50 years to pay back of all of its debts.
  • PSMT has a Debt to FCF ratio of 1.50. This is amongst the best in the industry. PSMT outperforms 89.47% of its industry peers.
  • PSMT has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of PSMT (0.12) is better than 84.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.5
Altman-Z 5.9
ROIC/WACC1.2
WACC8.71%
PSMT Yearly LT Debt VS Equity VS FCFPSMT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • PSMT has a Current Ratio of 1.33. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.33, PSMT is in the better half of the industry, outperforming 68.42% of the companies in the same industry.
  • A Quick Ratio of 0.55 indicates that PSMT may have some problems paying its short term obligations.
  • PSMT has a Quick ratio (0.55) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.33
Quick Ratio 0.55
PSMT Yearly Current Assets VS Current LiabilitesPSMT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 7.93% over the past year.
  • PSMT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.58% yearly.
  • Looking at the last year, PSMT shows a very negative growth in Revenue. The Revenue has decreased by -12.59% in the last year.
  • Measured over the past years, PSMT shows a quite strong growth in Revenue. The Revenue has been growing by 9.62% on average per year.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%

3.2 Future

  • Based on estimates for the next years, PSMT will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.28% on average per year.
  • Based on estimates for the next years, PSMT will show a quite strong growth in Revenue. The Revenue will grow by 10.11% on average per year.
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
PSMT Yearly Revenue VS EstimatesPSMT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
PSMT Yearly EPS VS EstimatesPSMT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • PSMT is valuated quite expensively with a Price/Earnings ratio of 32.01.
  • The rest of the industry has a similar Price/Earnings ratio as PSMT.
  • The average S&P500 Price/Earnings ratio is at 27.92. PSMT is around the same levels.
  • A Price/Forward Earnings ratio of 22.95 indicates a rather expensive valuation of PSMT.
  • PSMT's Price/Forward Earnings ratio is in line with the industry average.
  • PSMT's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.78.
Industry RankSector Rank
PE 32.01
Fwd PE 22.95
PSMT Price Earnings VS Forward Price EarningsPSMT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PSMT is on the same level as its industry peers.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of PSMT is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 38.61
EV/EBITDA 13.36
PSMT Per share dataPSMT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PSMT does not grow enough to justify the current Price/Earnings ratio.
  • PSMT has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as PSMT's earnings are expected to grow with 18.28% in the coming years.
PEG (NY)2.31
PEG (5Y)2.36
EPS Next 2Y19.07%
EPS Next 3Y18.28%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.87%, PSMT is not a good candidate for dividend investing.
  • PSMT's Dividend Yield is a higher than the industry average which is at 0.73.
  • Compared to an average S&P500 Dividend Yield of 1.83, PSMT's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.87%

5.2 History

  • On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
  • PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
  • PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
PSMT Yearly Dividends per sharePSMT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • 26.27% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
  • The dividend of PSMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.27%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
PSMT Yearly Income VS Free CF VS DividendPSMT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M
PSMT Dividend Payout.PSMT Dividend Payout, showing the Payout Ratio.PSMT Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

PRICESMART INC

NASDAQ:PSMT (2/6/2026, 4:34:21 PM)

After market: 156.83 0 (0%)

156.83

+5.53 (+3.65%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)01-07
Earnings (Next)04-07
Inst Owners100.03%
Inst Owner Change-0.48%
Ins Owners7.28%
Ins Owner Change-1.22%
Market Cap4.84B
Revenue(TTM)5.39B
Net Income(TTM)147.43M
Analysts82
Price Target132.69 (-15.39%)
Short Float %5.92%
Short Ratio8.11
Dividend
Industry RankSector Rank
Dividend Yield 0.87%
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.27%
Div Incr Years3
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.1%
Min EPS beat(2)-6.55%
Max EPS beat(2)-5.66%
EPS beat(4)2
Avg EPS beat(4)-2.65%
Min EPS beat(4)-6.55%
Max EPS beat(4)1.54%
EPS beat(8)4
Avg EPS beat(8)-2.78%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)10
Avg EPS beat(16)0.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-1.14%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-0.91%
Revenue beat(12)2
Avg Revenue beat(12)-0.95%
Revenue beat(16)3
Avg Revenue beat(16)-0.8%
PT rev (1m)15.29%
PT rev (3m)17.9%
EPS NQ rev (1m)-3.84%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.28%
EPS NY rev (3m)4.67%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.98%
Revenue NY rev (3m)0.49%
Valuation
Industry RankSector Rank
PE 32.01
Fwd PE 22.95
P/S 0.9
P/FCF 38.61
P/OCF 16.48
P/B 3.71
P/tB 3.84
EV/EBITDA 13.36
EPS(TTM)4.9
EY3.12%
EPS(NY)6.83
Fwd EY4.36%
FCF(TTM)4.06
FCFY2.59%
OCF(TTM)9.52
OCFY6.07%
SpS174.65
BVpS42.24
TBVpS40.84
PEG (NY)2.31
PEG (5Y)2.36
Graham Number68.24
Profitability
Industry RankSector Rank
ROA 6.16%
ROE 11.3%
ROCE 14.93%
ROIC 10.44%
ROICexc 13.03%
ROICexgc 13.48%
OM 4.44%
PM (TTM) 2.73%
GM 17.42%
FCFM 2.33%
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.25
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.5
Debt/EBITDA 0.46
Cap/Depr 184.68%
Cap/Sales 3.12%
Interest Coverage 250
Cash Conversion 88.86%
Profit Quality 85.09%
Current Ratio 1.33
Quick Ratio 0.55
Altman-Z 5.9
F-Score6
WACC8.71%
ROIC/WACC1.2
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A
EBIT growth 1Y-14.94%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year53.53%
EBIT Next 3Y24.94%
EBIT Next 5YN/A
FCF growth 1Y8.16%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y9.75%
OCF growth 3Y28.97%
OCF growth 5Y0.15%

PRICESMART INC / PSMT FAQ

Can you provide the ChartMill fundamental rating for PRICESMART INC?

ChartMill assigns a fundamental rating of 6 / 10 to PSMT.


What is the valuation status of PRICESMART INC (PSMT) stock?

ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.


What is the profitability of PSMT stock?

PRICESMART INC (PSMT) has a profitability rating of 6 / 10.


Can you provide the financial health for PSMT stock?

The financial health rating of PRICESMART INC (PSMT) is 6 / 10.


What is the earnings growth outlook for PRICESMART INC?

The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 13.85% in the next year.