156.83 USD
+5.53 (+3.65%)
At close: Feb 6, 2026
156.83 USD
0 (0%)
After Hours: 2/6/2026, 8:01:29 PM
PSMT gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 38 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and the financial health of PSMT get a neutral evaluation. Nothing too spectacular is happening here. PSMT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year PSMT was profitable.
- PSMT had a positive operating cash flow in the past year.
- In the past 5 years PSMT has always been profitable.
- PSMT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- PSMT's Return On Assets of 6.16% is fine compared to the rest of the industry. PSMT outperforms 65.79% of its industry peers.
- PSMT has a Return On Equity (11.30%) which is in line with its industry peers.
- PSMT has a better Return On Invested Capital (10.44%) than 76.32% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for PSMT is significantly below the industry average of 28.25%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROIC | 10.44% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
- PSMT has a better Profit Margin (2.73%) than 68.42% of its industry peers.
- PSMT's Profit Margin has improved in the last couple of years.
- PSMT has a Operating Margin of 4.44%. This is in the better half of the industry: PSMT outperforms 76.32% of its industry peers.
- PSMT's Operating Margin has improved in the last couple of years.
- PSMT's Gross Margin of 17.42% is on the low side compared to the rest of the industry. PSMT is outperformed by 65.79% of its industry peers.
- PSMT's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PSMT is still creating some value.
- Compared to 1 year ago, PSMT has more shares outstanding
- Compared to 5 years ago, PSMT has about the same amount of shares outstanding.
- PSMT has a worse debt/assets ratio than last year.
2.2 Solvency
- PSMT has an Altman-Z score of 5.90. This indicates that PSMT is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 5.90, PSMT belongs to the top of the industry, outperforming 84.21% of the companies in the same industry.
- PSMT has a debt to FCF ratio of 1.50. This is a very positive value and a sign of high solvency as it would only need 1.50 years to pay back of all of its debts.
- The Debt to FCF ratio of PSMT (1.50) is better than 89.47% of its industry peers.
- PSMT has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
- PSMT has a Debt to Equity ratio of 0.12. This is amongst the best in the industry. PSMT outperforms 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Altman-Z | 5.9 |
ROIC/WACC1.2
WACC8.72%
2.3 Liquidity
- PSMT has a Current Ratio of 1.33. This is a normal value and indicates that PSMT is financially healthy and should not expect problems in meeting its short term obligations.
- PSMT has a Current ratio of 1.33. This is in the better half of the industry: PSMT outperforms 68.42% of its industry peers.
- PSMT has a Quick Ratio of 1.33. This is a bad value and indicates that PSMT is not financially healthy enough and could expect problems in meeting its short term obligations.
- PSMT's Quick ratio of 0.55 is in line compared to the rest of the industry. PSMT outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- PSMT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.93%.
- The Earnings Per Share has been growing by 13.58% on average over the past years. This is quite good.
- PSMT shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -12.59%.
- PSMT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.62% yearly.
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
3.2 Future
- PSMT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.28% yearly.
- Based on estimates for the next years, PSMT will show a quite strong growth in Revenue. The Revenue will grow by 10.11% on average per year.
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- PSMT is valuated quite expensively with a Price/Earnings ratio of 32.01.
- PSMT's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of PSMT to the average of the S&P500 Index (27.92), we can say PSMT is valued inline with the index average.
- PSMT is valuated rather expensively with a Price/Forward Earnings ratio of 22.95.
- The rest of the industry has a similar Price/Forward Earnings ratio as PSMT.
- The average S&P500 Price/Forward Earnings ratio is at 27.78. PSMT is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.01 | ||
| Fwd PE | 22.95 |
4.2 Price Multiples
- PSMT's Enterprise Value to EBITDA is on the same level as the industry average.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of PSMT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.61 | ||
| EV/EBITDA | 13.36 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of PSMT may justify a higher PE ratio.
- A more expensive valuation may be justified as PSMT's earnings are expected to grow with 18.28% in the coming years.
PEG (NY)2.31
PEG (5Y)2.36
EPS Next 2Y19.07%
EPS Next 3Y18.28%
5. Dividend
5.1 Amount
- PSMT has a yearly dividend return of 0.87%, which is pretty low.
- Compared to an average industry Dividend Yield of 0.73, PSMT pays a bit more dividend than its industry peers.
- With a Dividend Yield of 0.87, PSMT pays less dividend than the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
5.2 History
- The dividend of PSMT is nicely growing with an annual growth rate of 12.53%!
- PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
- PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
- 26.27% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
- PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.27%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
156.83
+5.53 (+3.65%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)01-07 2026-01-07/amc
Earnings (Next)04-07 2026-04-07
Inst Owners100.03%
Inst Owner Change-0.48%
Ins Owners7.28%
Ins Owner Change-1.22%
Market Cap4.84B
Revenue(TTM)5.39B
Net Income(TTM)147.43M
Analysts82
Price Target132.69 (-15.39%)
Short Float %5.92%
Short Ratio8.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.27%
Div Incr Years3
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.1%
Min EPS beat(2)-6.55%
Max EPS beat(2)-5.66%
EPS beat(4)2
Avg EPS beat(4)-2.65%
Min EPS beat(4)-6.55%
Max EPS beat(4)1.54%
EPS beat(8)4
Avg EPS beat(8)-2.78%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)10
Avg EPS beat(16)0.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.27%
Revenue beat(4)1
Avg Revenue beat(4)-1.14%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.27%
Revenue beat(8)1
Avg Revenue beat(8)-0.91%
Revenue beat(12)2
Avg Revenue beat(12)-0.95%
Revenue beat(16)3
Avg Revenue beat(16)-0.8%
PT rev (1m)15.29%
PT rev (3m)17.9%
EPS NQ rev (1m)-3.84%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.28%
EPS NY rev (3m)4.67%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.98%
Revenue NY rev (3m)0.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.01 | ||
| Fwd PE | 22.95 | ||
| P/S | 0.9 | ||
| P/FCF | 38.61 | ||
| P/OCF | 16.48 | ||
| P/B | 3.71 | ||
| P/tB | 3.84 | ||
| EV/EBITDA | 13.36 |
EPS(TTM)4.9
EY3.12%
EPS(NY)6.83
Fwd EY4.36%
FCF(TTM)4.06
FCFY2.59%
OCF(TTM)9.52
OCFY6.07%
SpS174.65
BVpS42.24
TBVpS40.84
PEG (NY)2.31
PEG (5Y)2.36
Graham Number68.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.16% | ||
| ROE | 11.3% | ||
| ROCE | 14.93% | ||
| ROIC | 10.44% | ||
| ROICexc | 13.03% | ||
| ROICexgc | 13.48% | ||
| OM | 4.44% | ||
| PM (TTM) | 2.73% | ||
| GM | 17.42% | ||
| FCFM | 2.33% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.5 | ||
| Debt/EBITDA | 0.46 | ||
| Cap/Depr | 184.68% | ||
| Cap/Sales | 3.12% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 88.86% | ||
| Profit Quality | 85.09% | ||
| Current Ratio | 1.33 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 5.9 |
F-Score6
WACC8.72%
ROIC/WACC1.2
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)7.93%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%6.61%
EPS Next Y13.85%
EPS Next 2Y19.07%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.59%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%9.92%
Revenue Next Year9.4%
Revenue Next 2Y10.21%
Revenue Next 3Y10.11%
Revenue Next 5YN/A
EBIT growth 1Y-14.94%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year53.53%
EBIT Next 3Y24.94%
EBIT Next 5YN/A
FCF growth 1Y8.16%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y9.75%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 6 / 10 to PSMT.
What is the valuation status of PRICESMART INC (PSMT) stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
What is the profitability of PSMT stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
Can you provide the financial health for PSMT stock?
The financial health rating of PRICESMART INC (PSMT) is 6 / 10.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 13.85% in the next year.