PALMER SQUARE CAPITAL BDC IN (PSBD) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:PSBD - US69702V1070 - Common Stock
12.13 USD
+0.08 (+0.66%)
Taking everything into account, PSBD scores 3 out of 10 in our fundamental rating. PSBD was compared to 238 industry peers in the Capital Markets industry. PSBD may be in some trouble as it scores bad on both profitability and health. PSBD is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year PSBD was profitable.
In the past year PSBD had a positive cash flow from operations.
1.2 Ratios
PSBD has a Return On Assets of 1.10%. This is in the lower half of the industry: PSBD underperforms 64.71% of its industry peers.
Looking at the Return On Equity, with a value of 2.87%, PSBD is doing worse than 68.49% of the companies in the same industry.
PSBD has a Return On Invested Capital (3.51%) which is comparable to the rest of the industry.
PSBD had an Average Return On Invested Capital over the past 3 years of 3.69%. This is below the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 2.87% | ||
| ROIC | 3.51% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
1.3 Margins
PSBD has a Profit Margin of 10.86%. This is comparable to the rest of the industry: PSBD outperforms 42.44% of its industry peers.
PSBD's Profit Margin has declined in the last couple of years.
PSBD's Operating Margin of 42.64% is fine compared to the rest of the industry. PSBD outperforms 78.15% of its industry peers.
In the last couple of years the Operating Margin of PSBD has declined.
PSBD has a Gross Margin of 46.26%. This is comparable to the rest of the industry: PSBD outperforms 54.20% of its industry peers.
PSBD's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 42.64% | ||
| PM (TTM) | 10.86% | ||
| GM | 46.26% |
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
2. Health
2.1 Basic Checks
PSBD has about the same amout of shares outstanding than it did 1 year ago.
The debt/assets ratio for PSBD has been reduced compared to a year ago.
2.2 Solvency
PSBD has an Altman-Z score of 0.39. This is a bad value and indicates that PSBD is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.39, PSBD is not doing good in the industry: 64.71% of the companies in the same industry are doing better.
The Debt to FCF ratio of PSBD is 5.40, which is a neutral value as it means it would take PSBD, 5.40 years of fcf income to pay off all of its debts.
PSBD has a better Debt to FCF ratio (5.40) than 69.33% of its industry peers.
PSBD has a Debt/Equity ratio of 1.53. This is a high value indicating a heavy dependency on external financing.
PSBD has a Debt to Equity ratio of 1.53. This is in the lower half of the industry: PSBD underperforms 72.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | 5.4 | ||
| Altman-Z | 0.39 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.36 indicates that PSBD may have some problems paying its short term obligations.
PSBD has a worse Current ratio (0.36) than 78.99% of its industry peers.
PSBD has a Quick Ratio of 0.36. This is a bad value and indicates that PSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
PSBD has a worse Quick ratio (0.36) than 78.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
The earnings per share for PSBD have decreased strongly by -78.13% in the last year.
Measured over the past years, PSBD shows a very strong growth in Earnings Per Share. The EPS has been growing by 36.02% on average per year.
PSBD shows a decrease in Revenue. In the last year, the revenue decreased by -6.51%.
Measured over the past years, PSBD shows a very strong growth in Revenue. The Revenue has been growing by 53.49% on average per year.
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
3.2 Future
The Earnings Per Share is expected to grow by 0.66% on average over the next years.
Based on estimates for the next years, PSBD will show a very negative growth in Revenue. The Revenue will decrease by -15.86% on average per year.
EPS Next Y-66.81%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
EPS Next 5YN/A
Revenue Next Year-22.95%
Revenue Next 2Y-15.35%
Revenue Next 3Y-15.86%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 28.88 indicates a quite expensive valuation of PSBD.
Based on the Price/Earnings ratio, PSBD is valued a bit more expensive than 69.33% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.50, PSBD is valued at the same level.
With a Price/Forward Earnings ratio of 7.47, the valuation of PSBD can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PSBD indicates a rather cheap valuation: PSBD is cheaper than 85.29% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of PSBD to the average of the S&P500 Index (23.93), we can say PSBD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.88 | ||
| Fwd PE | 7.47 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, PSBD is valued cheaply inside the industry as 90.34% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.74 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.09%
EPS Next 3Y0.66%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 11.91%, PSBD is a good candidate for dividend investing.
PSBD's Dividend Yield is a higher than the industry average which is at 6.43.
PSBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.91% |
5.2 History
PSBD is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
PSBD pays out 407.12% of its income as dividend. This is not a sustainable payout ratio.
DP407.12%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
NYSE:PSBD (12/23/2025, 7:00:00 PM)
12.13
+0.08 (+0.66%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners66.41%
Inst Owner Change-5.65%
Ins Owners0.83%
Ins Owner Change-17.55%
Market Cap381.85M
Revenue(TTM)129.45M
Net Income(TTM)14.05M
Analysts50.91
Price Target13.35 (10.06%)
Short Float %0.63%
Short Ratio1.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.91% |
Yearly Dividend1.43
Dividend Growth(5Y)N/A
DP407.12%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-59.63%
Min EPS beat(2)-77.29%
Max EPS beat(2)-41.97%
EPS beat(4)0
Avg EPS beat(4)-80.78%
Min EPS beat(4)-178.67%
Max EPS beat(4)-25.17%
EPS beat(8)2
Avg EPS beat(8)-46.12%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)2.81%
Min Revenue beat(2)1.04%
Max Revenue beat(2)4.57%
Revenue beat(4)2
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-6.77%
Max Revenue beat(4)4.57%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.85%
PT rev (3m)-8.51%
EPS NQ rev (1m)0.24%
EPS NQ rev (3m)2.89%
EPS NY rev (1m)-40.21%
EPS NY rev (3m)-43.28%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)2.03%
Revenue NY rev (1m)-9.24%
Revenue NY rev (3m)-9.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.88 | ||
| Fwd PE | 7.47 | ||
| P/S | 2.95 | ||
| P/FCF | 2.74 | ||
| P/OCF | 2.74 | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.42
EY3.46%
EPS(NY)1.62
Fwd EY13.38%
FCF(TTM)4.42
FCFY36.46%
OCF(TTM)4.42
OCFY36.46%
SpS4.11
BVpS15.58
TBVpS15.58
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 2.87% | ||
| ROCE | 4.44% | ||
| ROIC | 3.51% | ||
| ROICexc | 3.52% | ||
| ROICexgc | 3.52% | ||
| OM | 42.64% | ||
| PM (TTM) | 10.86% | ||
| GM | 46.26% | ||
| FCFM | 107.54% |
ROA(3y)1.97%
ROA(5y)N/A
ROE(3y)3.9%
ROE(5y)N/A
ROIC(3y)3.69%
ROIC(5y)N/A
ROICexc(3y)3.7%
ROICexc(5y)N/A
ROICexgc(3y)3.7%
ROICexgc(5y)N/A
ROCE(3y)4.67%
ROCE(5y)N/A
ROICexgc growth 3Y31.14%
ROICexgc growth 5YN/A
ROICexc growth 3Y31.14%
ROICexc growth 5YN/A
OM growth 3Y-8.82%
OM growth 5YN/A
PM growth 3Y-11.57%
PM growth 5YN/A
GM growth 3Y-9.03%
GM growth 5YN/A
F-Score6
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | 5.4 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 990.67% | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 0.39 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-78.12%
EPS 3Y36.02%
EPS 5YN/A
EPS Q2Q%-56.52%
EPS Next Y-66.81%
EPS Next 2Y5.09%
EPS Next 3Y0.66%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.51%
Revenue growth 3Y53.49%
Revenue growth 5YN/A
Sales Q2Q%-15.07%
Revenue Next Year-22.95%
Revenue Next 2Y-15.35%
Revenue Next 3Y-15.86%
Revenue Next 5YN/A
EBIT growth 1Y-12.67%
EBIT growth 3Y39.96%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1126.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1126.42%
OCF growth 3YN/A
OCF growth 5YN/A
PALMER SQUARE CAPITAL BDC IN / PSBD FAQ
What is the fundamental rating for PSBD stock?
ChartMill assigns a fundamental rating of 3 / 10 to PSBD.
What is the valuation status for PSBD stock?
ChartMill assigns a valuation rating of 4 / 10 to PALMER SQUARE CAPITAL BDC IN (PSBD). This can be considered as Fairly Valued.
How profitable is PALMER SQUARE CAPITAL BDC IN (PSBD) stock?
PALMER SQUARE CAPITAL BDC IN (PSBD) has a profitability rating of 2 / 10.
What are the PE and PB ratios of PALMER SQUARE CAPITAL BDC IN (PSBD) stock?
The Price/Earnings (PE) ratio for PALMER SQUARE CAPITAL BDC IN (PSBD) is 28.88 and the Price/Book (PB) ratio is 0.78.
How financially healthy is PALMER SQUARE CAPITAL BDC IN?
The financial health rating of PALMER SQUARE CAPITAL BDC IN (PSBD) is 2 / 10.