POWER CORP OF CANADA (POW.CA) Stock Fundamental Analysis
Canada - TSX:POW - CA7392391016 - Common Stock
58.72 CAD
-0.43 (-0.73%)
We assign a fundamental rating of 4 out of 10 to POW. POW was compared to 77 industry peers in the Insurance industry. POW has an average financial health and profitability rating. POW is valued correctly, but it does not seem to be growing. Finally POW also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
POW had positive earnings in the past year.
POW had a positive operating cash flow in the past year.
Each year in the past 5 years POW has been profitable.
In the past 5 years POW always reported a positive cash flow from operatings.
1.2 Ratios
POW's Return On Assets of 0.32% is on the low side compared to the rest of the industry. POW is outperformed by 80.52% of its industry peers.
Looking at the Return On Equity, with a value of 11.52%, POW is in line with its industry, outperforming 57.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.32% | ||
| ROE | 11.52% | ||
| ROIC | N/A |
ROA(3y)0.3%
ROA(5y)0.33%
ROE(3y)10.05%
ROE(5y)10.22%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
POW's Profit Margin of 7.64% is on the low side compared to the rest of the industry. POW is outperformed by 74.03% of its industry peers.
In the last couple of years the Profit Margin of POW has grown nicely.
The Operating Margin of POW (16.53%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of POW has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.53% | ||
| PM (TTM) | 7.64% | ||
| GM | N/A |
OM growth 3Y33.43%
OM growth 5Y17.24%
PM growth 3Y22.98%
PM growth 5Y28.01%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
POW does not have a ROIC to compare to the WACC, probably because it is not profitable.
POW has less shares outstanding than it did 1 year ago.
The number of shares outstanding for POW has been increased compared to 5 years ago.
The debt/assets ratio for POW has been reduced compared to a year ago.
2.2 Solvency
POW has a debt to FCF ratio of 4.70. This is a neutral value as POW would need 4.70 years to pay back of all of its debts.
POW has a Debt to FCF ratio of 4.70. This is amonst the worse of the industry: POW underperforms 98.70% of its industry peers.
A Debt/Equity ratio of 0.89 indicates that POW is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.89, POW is not doing good in the industry: 79.22% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 4.7 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.02%
2.3 Liquidity
POW has a Current Ratio of 1.10. This is a normal value and indicates that POW is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.10, POW belongs to the top of the industry, outperforming 92.21% of the companies in the same industry.
A Quick Ratio of 1.10 indicates that POW should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.10, POW belongs to the best of the industry, outperforming 92.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 0.43% over the past year.
The Earnings Per Share has been growing slightly by 7.94% on average over the past years.
The Revenue has grown by 8.52% in the past year. This is quite good.
The Revenue has been decreasing by -6.36% on average over the past years.
EPS 1Y (TTM)0.43%
EPS 3Y-2.58%
EPS 5Y7.94%
EPS Q2Q%17.95%
Revenue 1Y (TTM)8.52%
Revenue growth 3Y-20.33%
Revenue growth 5Y-6.36%
Sales Q2Q%-88.28%
3.2 Future
POW is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.69% yearly.
The Revenue is expected to decrease by -7.86% on average over the next years.
EPS Next Y19.32%
EPS Next 2Y14.27%
EPS Next 3Y11.76%
EPS Next 5Y6.69%
Revenue Next Year-15.64%
Revenue Next 2Y-6.18%
Revenue Next 3Y-2.86%
Revenue Next 5Y-7.86%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 12.44 indicates a correct valuation of POW.
90.91% of the companies in the same industry are cheaper than POW, based on the Price/Earnings ratio.
POW's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.20.
Based on the Price/Forward Earnings ratio of 10.20, the valuation of POW can be described as reasonable.
Based on the Price/Forward Earnings ratio, POW is valued a bit more expensive than 63.64% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of POW to the average of the S&P500 Index (22.71), we can say POW is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.44 | ||
| Fwd PE | 10.2 |
4.2 Price Multiples
84.42% of the companies in the same industry are cheaper than POW, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.55 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
POW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.64
PEG (5Y)1.57
EPS Next 2Y14.27%
EPS Next 3Y11.76%
5. Dividend
5.1 Amount
POW has a Yearly Dividend Yield of 5.66%, which is a nice return.
POW's Dividend Yield is a higher than the industry average which is at 3.91.
Compared to an average S&P500 Dividend Yield of 2.38, POW pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.66% |
5.2 History
On average, the dividend of POW grows each year by 6.51%, which is quite nice.
POW has paid a dividend for at least 10 years, which is a reliable track record.
POW has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.51%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
55.59% of the earnings are spent on dividend by POW. This is a bit on the high side, but may be sustainable.
POW's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP55.59%
EPS Next 2Y14.27%
EPS Next 3Y11.76%
TSX:POW (9/15/2025, 7:00:00 PM)
58.72
-0.43 (-0.73%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners30.8%
Inst Owner ChangeN/A
Ins Owners0.56%
Ins Owner ChangeN/A
Market Cap34.42B
Analysts71.67
Price Target61.64 (4.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.66% |
Yearly Dividend2.3
Dividend Growth(5Y)6.51%
DP55.59%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1%
Min EPS beat(2)-3.96%
Max EPS beat(2)5.96%
EPS beat(4)1
Avg EPS beat(4)-8.38%
Min EPS beat(4)-26.72%
Max EPS beat(4)5.96%
EPS beat(8)3
Avg EPS beat(8)-0.97%
EPS beat(12)4
Avg EPS beat(12)-4.95%
EPS beat(16)5
Avg EPS beat(16)-4.78%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)7.36%
PT rev (3m)9.02%
EPS NQ rev (1m)0.33%
EPS NQ rev (3m)5.08%
EPS NY rev (1m)-1.14%
EPS NY rev (3m)-1.14%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-23.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.44 | ||
| Fwd PE | 10.2 | ||
| P/S | 0.95 | ||
| P/FCF | 7.55 | ||
| P/OCF | 6.38 | ||
| P/B | 1.43 | ||
| P/tB | 14.52 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.72
EY8.04%
EPS(NY)5.76
Fwd EY9.81%
FCF(TTM)7.78
FCFY13.24%
OCF(TTM)9.21
OCFY15.68%
SpS61.76
BVpS40.94
TBVpS4.04
PEG (NY)0.64
PEG (5Y)1.57
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.32% | ||
| ROE | 11.52% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 16.53% | ||
| PM (TTM) | 7.64% | ||
| GM | N/A | ||
| FCFM | 12.59% |
ROA(3y)0.3%
ROA(5y)0.33%
ROE(3y)10.05%
ROE(5y)10.22%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)0.7%
ROCE(5y)0.71%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y33.43%
OM growth 5Y17.24%
PM growth 3Y22.98%
PM growth 5Y28.01%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 4.7 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 2.32% | ||
| Interest Coverage | 4.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 164.81% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | N/A |
F-Score5
WACC7.02%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)2.61%
Cap/Sales(5y)N/A
Profit Quality(3y)250.74%
Profit Quality(5y)323.66%
High Growth Momentum
Growth
EPS 1Y (TTM)0.43%
EPS 3Y-2.58%
EPS 5Y7.94%
EPS Q2Q%17.95%
EPS Next Y19.32%
EPS Next 2Y14.27%
EPS Next 3Y11.76%
EPS Next 5Y6.69%
Revenue 1Y (TTM)8.52%
Revenue growth 3Y-20.33%
Revenue growth 5Y-6.36%
Sales Q2Q%-88.28%
Revenue Next Year-15.64%
Revenue Next 2Y-6.18%
Revenue Next 3Y-2.86%
Revenue Next 5Y-7.86%
EBIT growth 1Y2.2%
EBIT growth 3Y6.3%
EBIT growth 5Y9.79%
EBIT Next Year39.15%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y102%
FCF growth 3Y-21.47%
FCF growth 5Y-5.17%
OCF growth 1Y57.87%
OCF growth 3Y-18.64%
OCF growth 5Y-2.11%