POWER CORP OF CANADA (POW.CA) Stock Fundamental Analysis
TSX:POW - Toronto Stock Exchange - CA7392391016 - Common Stock - Currency: CAD
Overall POW gets a fundamental rating of 4 out of 10. We evaluated POW against 81 industry peers in the Insurance industry. POW has an average financial health and profitability rating. POW has a decent growth rate and is not valued too expensively. Finally POW also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year POW was profitable.
In the past year POW had a positive cash flow from operations.
Each year in the past 5 years POW has been profitable.
Each year in the past 5 years POW had a positive operating cash flow.
1.2 Ratios
POW has a worse Return On Assets (0.32%) than 78.48% of its industry peers.
POW's Return On Equity of 11.28% is in line compared to the rest of the industry. POW outperforms 41.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.32% | ||
| ROE | 11.28% | ||
| ROIC | N/A |
ROA(3y)0.3%
ROA(5y)0.33%
ROE(3y)10.05%
ROE(5y)10.22%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
POW's Profit Margin of 7.66% is on the low side compared to the rest of the industry. POW is outperformed by 72.15% of its industry peers.
POW's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 17.43%, POW is doing good in the industry, outperforming 69.62% of the companies in the same industry.
POW's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.43% | ||
| PM (TTM) | 7.66% | ||
| GM | N/A |
OM growth 3Y33.43%
OM growth 5Y17.24%
PM growth 3Y22.98%
PM growth 5Y28.01%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
POW does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, POW has less shares outstanding
Compared to 5 years ago, POW has more shares outstanding
The debt/assets ratio for POW has been reduced compared to a year ago.
2.2 Solvency
POW has a debt to FCF ratio of 4.63. This is a neutral value as POW would need 4.63 years to pay back of all of its debts.
POW has a worse Debt to FCF ratio (4.63) than 94.94% of its industry peers.
POW has a Debt/Equity ratio of 0.90. This is a neutral value indicating POW is somewhat dependend on debt financing.
The Debt to Equity ratio of POW (0.90) is worse than 77.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.9 | ||
| Debt/FCF | 4.63 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.64%
2.3 Liquidity
POW has a Current Ratio of 1.10. This is a normal value and indicates that POW is financially healthy and should not expect problems in meeting its short term obligations.
POW has a Current ratio of 1.10. This is amongst the best in the industry. POW outperforms 92.41% of its industry peers.
POW has a Quick Ratio of 1.10. This is a normal value and indicates that POW is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.10, POW belongs to the top of the industry, outperforming 92.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
POW shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.04%.
The Earnings Per Share has been growing slightly by 7.94% on average over the past years.
POW shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.80%.
POW shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.36% yearly.
EPS 1Y (TTM)-6.04%
EPS 3Y-2.58%
EPS 5Y7.94%
EPS Q2Q%8.93%
Revenue 1Y (TTM)17.8%
Revenue growth 3Y-20.33%
Revenue growth 5Y-6.36%
Sales Q2Q%21.49%
3.2 Future
POW is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.03% yearly.
Based on estimates for the next years, POW will show a small growth in Revenue. The Revenue will grow by 1.47% on average per year.
EPS Next Y20.7%
EPS Next 2Y14.69%
EPS Next 3Y9.87%
EPS Next 5Y9.03%
Revenue Next Year10.29%
Revenue Next 2Y7.61%
Revenue Next 3Y1.61%
Revenue Next 5Y1.47%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
POW is valuated reasonably with a Price/Earnings ratio of 11.71.
88.61% of the companies in the same industry are cheaper than POW, based on the Price/Earnings ratio.
POW is valuated cheaply when we compare the Price/Earnings ratio to 27.45, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 9.10, the valuation of POW can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of POW is on the same level as its industry peers.
POW's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.71 | ||
| Fwd PE | 9.1 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, POW is valued expensively inside the industry as 87.34% of the companies are valued cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.64 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
POW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.57
PEG (5Y)1.47
EPS Next 2Y14.69%
EPS Next 3Y9.87%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.67%, POW is a good candidate for dividend investing.
With a Dividend Yield of 4.67, POW pays less dividend than the industry average, which is at 5.24. 82.28% of the companies listed in the same industry pay a better dividend than POW!
Compared to an average S&P500 Dividend Yield of 2.37, POW pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.67% |
5.2 History
On average, the dividend of POW grows each year by 6.51%, which is quite nice.
POW has paid a dividend for at least 10 years, which is a reliable track record.
POW has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.51%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
55.42% of the earnings are spent on dividend by POW. This is a bit on the high side, but may be sustainable.
The dividend of POW is growing, but earnings are growing more, so the dividend growth is sustainable.
DP55.42%
EPS Next 2Y14.69%
EPS Next 3Y9.87%
TSX:POW (7/4/2025, 7:00:00 PM)
52.8
+0.35 (+0.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners30.8%
Inst Owner ChangeN/A
Ins Owners0.56%
Ins Owner ChangeN/A
Market Cap31.01B
Analysts76.67
Price Target56.83 (7.63%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.67% |
Yearly Dividend2.3
Dividend Growth(5Y)6.51%
DP55.42%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.38%
Min EPS beat(2)-8.81%
Max EPS beat(2)-3.96%
EPS beat(4)1
Avg EPS beat(4)-9.14%
Min EPS beat(4)-26.72%
Max EPS beat(4)2.94%
EPS beat(8)3
Avg EPS beat(8)2.73%
EPS beat(12)3
Avg EPS beat(12)-6.2%
EPS beat(16)5
Avg EPS beat(16)-1.48%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.26%
PT rev (3m)1.04%
EPS NQ rev (1m)0.26%
EPS NQ rev (3m)2.62%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.87%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.71 | ||
| Fwd PE | 9.1 | ||
| P/S | 0.87 | ||
| P/FCF | 6.64 | ||
| P/OCF | 5.84 | ||
| P/B | 1.28 | ||
| P/tB | 12.65 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.51
EY8.54%
EPS(NY)5.8
Fwd EY10.99%
FCF(TTM)7.96
FCFY15.07%
OCF(TTM)9.04
OCFY17.13%
SpS60.57
BVpS41.12
TBVpS4.17
PEG (NY)0.57
PEG (5Y)1.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.32% | ||
| ROE | 11.28% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 17.43% | ||
| PM (TTM) | 7.66% | ||
| GM | N/A | ||
| FCFM | 13.14% |
ROA(3y)0.3%
ROA(5y)0.33%
ROE(3y)10.05%
ROE(5y)10.22%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)0.7%
ROCE(5y)0.71%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y33.43%
OM growth 5Y17.24%
PM growth 3Y22.98%
PM growth 5Y28.01%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.9 | ||
| Debt/FCF | 4.63 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.79% | ||
| Interest Coverage | 4.89 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 171.61% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | N/A |
F-Score6
WACC6.64%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)2.61%
Cap/Sales(5y)N/A
Profit Quality(3y)250.74%
Profit Quality(5y)323.66%
High Growth Momentum
Growth
EPS 1Y (TTM)-6.04%
EPS 3Y-2.58%
EPS 5Y7.94%
EPS Q2Q%8.93%
EPS Next Y20.7%
EPS Next 2Y14.69%
EPS Next 3Y9.87%
EPS Next 5Y9.03%
Revenue 1Y (TTM)17.8%
Revenue growth 3Y-20.33%
Revenue growth 5Y-6.36%
Sales Q2Q%21.49%
Revenue Next Year10.29%
Revenue Next 2Y7.61%
Revenue Next 3Y1.61%
Revenue Next 5Y1.47%
EBIT growth 1Y116.41%
EBIT growth 3Y6.3%
EBIT growth 5Y9.79%
EBIT Next Year39.15%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y13.86%
FCF growth 3Y-21.47%
FCF growth 5Y-5.17%
OCF growth 1Y2.49%
OCF growth 3Y-18.64%
OCF growth 5Y-2.11%