POSTNL NV (PNL.AS) Stock Fundamental Analysis
AMS:PNL - Euronext Amsterdam - NL0009739416 - Common Stock - Currency: EUR
We assign a fundamental rating of 3 out of 10 to PNL. PNL was compared to 15 industry peers in the Air Freight & Logistics industry. PNL may be in some trouble as it scores bad on both profitability and health. PNL has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year PNL was profitable.
In the past year PNL had a positive cash flow from operations.
Of the past 5 years PNL 4 years were profitable.
PNL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
PNL has a Return On Assets of 0.80%. This is amonst the worse of the industry: PNL underperforms 80.00% of its industry peers.
Looking at the Return On Equity, with a value of 8.42%, PNL is doing worse than 73.33% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 2.26%, PNL is doing worse than 66.67% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for PNL is below the industry average of 7.10%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | 8.42% | ||
| ROIC | 2.26% |
ROA(3y)-13.79%
ROA(5y)-4.27%
ROE(3y)-174.94%
ROE(5y)-72.71%
ROIC(3y)4.32%
ROIC(5y)8.2%
1.3 Margins
Looking at the Profit Margin, with a value of 0.52%, PNL is doing worse than 80.00% of the companies in the same industry.
PNL's Profit Margin has improved in the last couple of years.
PNL's Operating Margin of 1.14% is on the low side compared to the rest of the industry. PNL is outperformed by 80.00% of its industry peers.
PNL's Operating Margin has declined in the last couple of years.
The Gross Margin of PNL (45.39%) is worse than 60.00% of its industry peers.
In the last couple of years the Gross Margin of PNL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.14% | ||
| PM (TTM) | 0.52% | ||
| GM | 45.39% |
OM growth 3Y-51.43%
OM growth 5Y-28.55%
PM growth 3Y-58.69%
PM growth 5Y30.03%
GM growth 3Y-2.35%
GM growth 5Y-2.11%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PNL is still creating some value.
PNL has more shares outstanding than it did 1 year ago.
PNL has more shares outstanding than it did 5 years ago.
PNL has a better debt/assets ratio than last year.
2.2 Solvency
PNL has an Altman-Z score of 1.73. This is a bad value and indicates that PNL is not financially healthy and even has some risk of bankruptcy.
PNL has a Altman-Z score (1.73) which is comparable to the rest of the industry.
The Debt to FCF ratio of PNL is 13.12, which is on the high side as it means it would take PNL, 13.12 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 13.12, PNL is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
PNL has a Debt/Equity ratio of 4.04. This is a high value indicating a heavy dependency on external financing.
PNL's Debt to Equity ratio of 4.04 is on the low side compared to the rest of the industry. PNL is outperformed by 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.04 | ||
| Debt/FCF | 13.12 | ||
| Altman-Z | 1.73 |
ROIC/WACC0.63
WACC3.6%
2.3 Liquidity
A Current Ratio of 0.98 indicates that PNL may have some problems paying its short term obligations.
PNL has a Current ratio (0.98) which is comparable to the rest of the industry.
A Quick Ratio of 0.97 indicates that PNL may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.97, PNL is doing good in the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.97 |
3. Growth
3.1 Past
The earnings per share for PNL have decreased strongly by -67.73% in the last year.
PNL shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -58.36% yearly.
Looking at the last year, PNL shows a small growth in Revenue. The Revenue has grown by 2.75% in the last year.
The Revenue has been growing slightly by 2.72% on average over the past years.
EPS 1Y (TTM)-67.73%
EPS 3Y-58.36%
EPS 5YN/A
EPS Q2Q%-1.35%
Revenue 1Y (TTM)2.75%
Revenue growth 3Y-2.1%
Revenue growth 5Y2.72%
Sales Q2Q%5.29%
3.2 Future
The Earnings Per Share is expected to grow by 34.99% on average over the next years. This is a very strong growth
Based on estimates for the next years, PNL will show a small growth in Revenue. The Revenue will grow by 3.56% on average per year.
EPS Next Y68.72%
EPS Next 2Y42.72%
EPS Next 3Y39.98%
EPS Next 5Y34.99%
Revenue Next Year2.45%
Revenue Next 2Y2.38%
Revenue Next 3Y2.54%
Revenue Next 5Y3.56%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 33.28, which means the current valuation is very expensive for PNL.
66.67% of the companies in the same industry are cheaper than PNL, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of PNL to the average of the S&P500 Index (29.35), we can say PNL is valued inline with the index average.
PNL is valuated reasonably with a Price/Forward Earnings ratio of 8.42.
Based on the Price/Forward Earnings ratio, PNL is valued cheaply inside the industry as 93.33% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of PNL to the average of the S&P500 Index (22.10), we can say PNL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.28 | ||
| Fwd PE | 8.42 |
4.2 Price Multiples
PNL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. PNL is cheaper than 80.00% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PNL indicates a somewhat cheap valuation: PNL is cheaper than 80.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.27 | ||
| EV/EBITDA | 4.24 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PNL's earnings are expected to grow with 39.98% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.48
PEG (5Y)N/A
EPS Next 2Y42.72%
EPS Next 3Y39.98%
5. Dividend
5.1 Amount
PNL has a Yearly Dividend Yield of 6.92%, which is a nice return.
PNL's Dividend Yield is rather good when compared to the industry average which is at 3.94. PNL pays more dividend than 100.00% of the companies in the same industry.
PNL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.92% |
5.2 History
The dividend of PNL decreases each year by -21.41%.
Dividend Growth(5Y)-21.41%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
129.41% of the earnings are spent on dividend by PNL. This is not a sustainable payout ratio.
DP129.41%
EPS Next 2Y42.72%
EPS Next 3Y39.98%
AMS:PNL (3/7/2025, 7:00:00 PM)
0.9985
-0.01 (-1.24%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryAir Freight & Logistics
Earnings (Last)
Earnings (Next)
Inst Owners52.77%
Inst Owner ChangeN/A
Ins Owners5.11%
Ins Owner ChangeN/A
Market Cap501.36M
Analysts48.57
Price Target1.06 (6.16%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.92% |
Yearly Dividend0.04
Dividend Growth(5Y)-21.41%
DP129.41%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-0.3%
Min Revenue beat(2)-1.16%
Max Revenue beat(2)0.57%
Revenue beat(4)1
Avg Revenue beat(4)-1.34%
Min Revenue beat(4)-2.41%
Max Revenue beat(4)0.57%
Revenue beat(8)2
Avg Revenue beat(8)-1.6%
Revenue beat(12)3
Avg Revenue beat(12)-1.75%
Revenue beat(16)4
Avg Revenue beat(16)-1.96%
PT rev (1m)-7.04%
PT rev (3m)-9.23%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-8.3%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-0.12%
Revenue NY rev (3m)0.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.28 | ||
| Fwd PE | 8.42 | ||
| P/S | 0.15 | ||
| P/FCF | 7.27 | ||
| P/OCF | 2.97 | ||
| P/B | 2.48 | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.24 |
EPS(TTM)0.03
EY3%
EPS(NY)0.12
Fwd EY11.87%
FCF(TTM)0.14
FCFY13.76%
OCF(TTM)0.34
OCFY33.71%
SpS6.48
BVpS0.4
TBVpS-0.42
PEG (NY)0.48
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | 8.42% | ||
| ROCE | 3.12% | ||
| ROIC | 2.26% | ||
| ROICexc | 3.66% | ||
| ROICexgc | 8.4% | ||
| OM | 1.14% | ||
| PM (TTM) | 0.52% | ||
| GM | 45.39% | ||
| FCFM | 2.12% |
ROA(3y)-13.79%
ROA(5y)-4.27%
ROE(3y)-174.94%
ROE(5y)-72.71%
ROIC(3y)4.32%
ROIC(5y)8.2%
ROICexc(3y)10.6%
ROICexc(5y)18.13%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.95%
ROCE(5y)11.29%
ROICexcg growth 3Y-50.78%
ROICexcg growth 5Y-21.68%
ROICexc growth 3Y-53%
ROICexc growth 5Y-25.21%
OM growth 3Y-51.43%
OM growth 5Y-28.55%
PM growth 3Y-58.69%
PM growth 5Y30.03%
GM growth 3Y-2.35%
GM growth 5Y-2.11%
F-Score5
Asset Turnover1.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.04 | ||
| Debt/FCF | 13.12 | ||
| Debt/EBITDA | 3.63 | ||
| Cap/Depr | 53.19% | ||
| Cap/Sales | 3.08% | ||
| Interest Coverage | 1.32 | ||
| Cash Conversion | 75.11% | ||
| Profit Quality | 405.88% | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.97 | ||
| Altman-Z | 1.73 |
F-Score5
WACC3.6%
ROIC/WACC0.63
Cap/Depr(3y)70.95%
Cap/Depr(5y)70.88%
Cap/Sales(3y)3.82%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-67.73%
EPS 3Y-58.36%
EPS 5YN/A
EPS Q2Q%-1.35%
EPS Next Y68.72%
EPS Next 2Y42.72%
EPS Next 3Y39.98%
EPS Next 5Y34.99%
Revenue 1Y (TTM)2.75%
Revenue growth 3Y-2.1%
Revenue growth 5Y2.72%
Sales Q2Q%5.29%
Revenue Next Year2.45%
Revenue Next 2Y2.38%
Revenue Next 3Y2.54%
Revenue Next 5Y3.56%
EBIT growth 1Y-55.95%
EBIT growth 3Y-52.45%
EBIT growth 5Y-26.61%
EBIT Next Year363.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-28.12%
FCF growth 3Y-40.88%
FCF growth 5Y-14.61%
OCF growth 1Y-23.87%
OCF growth 3Y-29.14%
OCF growth 5Y-4.96%