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PLUXEE NV (PLX.PA) Stock Fundamental Analysis

EPA:PLX - Euronext Paris - Matif - NL0015001W49 - Common Stock - Currency: EUR

18.17  -0.41 (-2.21%)

Fundamental Rating

5

PLX gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. PLX has only an average score on both its financial health and profitability. PLX has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

PLX had positive earnings in the past year.
PLX had a positive operating cash flow in the past year.
PLX.PA Yearly Net Income VS EBIT VS OCF VS FCFPLX.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 100M 200M 300M 400M 500M

1.2 Ratios

PLX has a Return On Assets (2.40%) which is in line with its industry peers.
With an excellent Return On Equity value of 52.23%, PLX belongs to the best of the industry, outperforming 96.08% of the companies in the same industry.
PLX has a Return On Invested Capital of 10.89%. This is in the better half of the industry: PLX outperforms 76.47% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PLX is significantly above the industry average of 11.50%.
The last Return On Invested Capital (10.89%) for PLX is well below the 3 year average (39.13%), which needs to be investigated, but indicates that PLX had better years and this may not be a problem.
Industry RankSector Rank
ROA 2.4%
ROE 52.23%
ROIC 10.89%
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
PLX.PA Yearly ROA, ROE, ROICPLX.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 50 100 150

1.3 Margins

PLX has a Profit Margin of 13.10%. This is comparable to the rest of the industry: PLX outperforms 52.94% of its industry peers.
PLX's Profit Margin has declined in the last couple of years.
PLX's Operating Margin of 27.56% is fine compared to the rest of the industry. PLX outperforms 66.67% of its industry peers.
In the last couple of years the Operating Margin of PLX has grown nicely.
Industry RankSector Rank
OM 27.56%
PM (TTM) 13.1%
GM N/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PLX.PA Yearly Profit, Operating, Gross MarginsPLX.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 5 10 15 20 25

4

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so PLX is creating value.
Compared to 1 year ago, PLX has more shares outstanding
PLX has a better debt/assets ratio than last year.
PLX.PA Yearly Shares OutstandingPLX.PA Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 50M 100M 150M 200M
PLX.PA Yearly Total Debt VS Total AssetsPLX.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

PLX has a debt to FCF ratio of 4.47. This is a neutral value as PLX would need 4.47 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 4.47, PLX is doing good in the industry, outperforming 66.67% of the companies in the same industry.
A Debt/Equity ratio of 3.79 is on the high side and indicates that PLX has dependencies on debt financing.
PLX's Debt to Equity ratio of 3.79 is on the low side compared to the rest of the industry. PLX is outperformed by 84.31% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.79
Debt/FCF 4.47
Altman-Z N/A
ROIC/WACC1.86
WACC5.86%
PLX.PA Yearly LT Debt VS Equity VS FCFPLX.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.3 Liquidity

A Current Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
The Current ratio of PLX (1.03) is comparable to the rest of the industry.
A Quick Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.03, PLX is in line with its industry, outperforming 45.10% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
PLX.PA Yearly Current Assets VS Current LiabilitesPLX.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 1B 2B 3B 4B 5B

5

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 184.00% over the past year.
Measured over the past 5 years, PLX shows a small growth in Earnings Per Share. The EPS has been growing by 4.60% on average per year.
Looking at the last year, PLX shows a quite strong growth in Revenue. The Revenue has grown by 8.21% in the last year.
PLX shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.29% yearly.
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%

3.2 Future

PLX is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.66% yearly.
Based on estimates for the next years, PLX will show a small growth in Revenue. The Revenue will grow by 5.02% on average per year.
EPS Next Y27.89%
EPS Next 2Y21.5%
EPS Next 3Y16.9%
EPS Next 5Y4.66%
Revenue Next Year8.35%
Revenue Next 2Y8.41%
Revenue Next 3Y8.39%
Revenue Next 5Y5.02%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
PLX.PA Yearly Revenue VS EstimatesPLX.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B
PLX.PA Yearly EPS VS EstimatesPLX.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 2029 0.5 1 1.5

6

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 16.22 indicates a correct valuation of PLX.
PLX's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of PLX to the average of the S&P500 Index (27.47), we can say PLX is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 10.04, the valuation of PLX can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PLX indicates a somewhat cheap valuation: PLX is cheaper than 76.47% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of PLX to the average of the S&P500 Index (21.91), we can say PLX is valued rather cheaply.
Industry RankSector Rank
PE 16.22
Fwd PE 10.04
PLX.PA Price Earnings VS Forward Price EarningsPLX.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

PLX's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. PLX is cheaper than 90.20% of the companies in the same industry.
78.43% of the companies in the same industry are more expensive than PLX, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 9.47
EV/EBITDA 1.78
PLX.PA Per share dataPLX.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as PLX's earnings are expected to grow with 16.90% in the coming years.
PEG (NY)0.58
PEG (5Y)N/A
EPS Next 2Y21.5%
EPS Next 3Y16.9%

2

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 1.75%, PLX has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.51, PLX pays a bit more dividend than its industry peers.
Compared to the average S&P500 Dividend Yield of 2.37, PLX is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.75%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
PLX.PA Yearly Dividends per sharePLX.PA Yearly Dividends per shareYearly Dividends per share 2024 0.1 0.2 0.3

5.3 Sustainability

DPN/A
EPS Next 2Y21.5%
EPS Next 3Y16.9%
PLX.PA Yearly Income VS Free CF VS DividendPLX.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2021 2022 2023 2024 100M 200M 300M 400M

PLUXEE NV

EPA:PLX (7/11/2025, 5:29:45 PM)

18.17

-0.41 (-2.21%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)07-03 2025-07-03
Earnings (Next)10-30 2025-10-30
Inst Owners32.65%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.65B
Analysts72
Price Target26.06 (43.42%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.75%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.08%
PT rev (3m)-1.08%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.78%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.45%
Valuation
Industry RankSector Rank
PE 16.22
Fwd PE 10.04
P/S 2.12
P/FCF 9.47
P/OCF 7.15
P/B 8.44
P/tB N/A
EV/EBITDA 1.78
EPS(TTM)1.12
EY6.16%
EPS(NY)1.81
Fwd EY9.96%
FCF(TTM)1.92
FCFY10.56%
OCF(TTM)2.54
OCFY13.99%
SpS8.58
BVpS2.15
TBVpS-6.88
PEG (NY)0.58
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.4%
ROE 52.23%
ROCE 19.88%
ROIC 10.89%
ROICexc N/A
ROICexgc N/A
OM 27.56%
PM (TTM) 13.1%
GM N/A
FCFM 22.36%
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)72%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 3.79
Debt/FCF 4.47
Debt/EBITDA 2.62
Cap/Depr 84.26%
Cap/Sales 7.27%
Interest Coverage 13.27
Cash Conversion 81.9%
Profit Quality 170.73%
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z N/A
F-Score7
WACC5.86%
ROIC/WACC1.86
Cap/Depr(3y)128.83%
Cap/Depr(5y)N/A
Cap/Sales(3y)9.96%
Cap/Sales(5y)N/A
Profit Quality(3y)289.74%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
EPS Next Y27.89%
EPS Next 2Y21.5%
EPS Next 3Y16.9%
EPS Next 5Y4.66%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
Revenue Next Year8.35%
Revenue Next 2Y8.41%
Revenue Next 3Y8.39%
Revenue Next 5Y5.02%
EBIT growth 1Y8.49%
EBIT growth 3Y32.64%
EBIT growth 5YN/A
EBIT Next Year50.67%
EBIT Next 3Y22.65%
EBIT Next 5Y14.75%
FCF growth 1Y-27.38%
FCF growth 3Y41.63%
FCF growth 5YN/A
OCF growth 1Y-21.68%
OCF growth 3Y33.42%
OCF growth 5YN/A