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PLUXEE NV (PLX.PA) Stock Fundamental Analysis

Europe - EPA:PLX - NL0015001W49 - Common Stock

14.85 EUR
-0.03 (-0.2%)
Last: 9/19/2025, 7:00:00 PM
Fundamental Rating

4

PLX gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 46 industry peers in the Financial Services industry. There are concerns on the financial health of PLX while its profitability can be described as average. PLX is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

In the past year PLX was profitable.
In the past year PLX had a positive cash flow from operations.
PLX.PA Yearly Net Income VS EBIT VS OCF VS FCFPLX.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 100M 200M 300M 400M 500M

1.2 Ratios

The Return On Assets of PLX (2.40%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 52.23%, PLX belongs to the top of the industry, outperforming 97.83% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 10.89%, PLX is in the better half of the industry, outperforming 78.26% of the companies in the same industry.
PLX had an Average Return On Invested Capital over the past 3 years of 39.13%. This is significantly above the industry average of 10.06%.
The last Return On Invested Capital (10.89%) for PLX is well below the 3 year average (39.13%), which needs to be investigated, but indicates that PLX had better years and this may not be a problem.
Industry RankSector Rank
ROA 2.4%
ROE 52.23%
ROIC 10.89%
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
PLX.PA Yearly ROA, ROE, ROICPLX.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 50 100 150

1.3 Margins

PLX has a Profit Margin (13.10%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of PLX has declined.
Looking at the Operating Margin, with a value of 27.56%, PLX is in the better half of the industry, outperforming 71.74% of the companies in the same industry.
PLX's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 27.56%
PM (TTM) 13.1%
GM N/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PLX.PA Yearly Profit, Operating, Gross MarginsPLX.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 5 10 15 20 25

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3

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), PLX is creating value.
The number of shares outstanding for PLX has been increased compared to 1 year ago.
PLX has a better debt/assets ratio than last year.
PLX.PA Yearly Shares OutstandingPLX.PA Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 50M 100M 150M 200M
PLX.PA Yearly Total Debt VS Total AssetsPLX.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

PLX has a debt to FCF ratio of 4.47. This is a neutral value as PLX would need 4.47 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 4.47, PLX is doing good in the industry, outperforming 63.04% of the companies in the same industry.
PLX has a Debt/Equity ratio of 3.79. This is a high value indicating a heavy dependency on external financing.
PLX's Debt to Equity ratio of 3.79 is on the low side compared to the rest of the industry. PLX is outperformed by 86.96% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.79
Debt/FCF 4.47
Altman-Z N/A
ROIC/WACC1.96
WACC5.56%
PLX.PA Yearly LT Debt VS Equity VS FCFPLX.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.3 Liquidity

PLX has a Current Ratio of 1.03. This is a normal value and indicates that PLX is financially healthy and should not expect problems in meeting its short term obligations.
PLX's Current ratio of 1.03 is on the low side compared to the rest of the industry. PLX is outperformed by 65.22% of its industry peers.
A Quick Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
PLX's Quick ratio of 1.03 is on the low side compared to the rest of the industry. PLX is outperformed by 65.22% of its industry peers.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
PLX.PA Yearly Current Assets VS Current LiabilitesPLX.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 1B 2B 3B 4B 5B

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5

3. Growth

3.1 Past

PLX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 184.00%, which is quite impressive.
Measured over the past 5 years, PLX shows a small growth in Earnings Per Share. The EPS has been growing by 4.60% on average per year.
Looking at the last year, PLX shows a quite strong growth in Revenue. The Revenue has grown by 8.21% in the last year.
The Revenue has been growing by 18.29% on average over the past years. This is quite good.
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%

3.2 Future

Based on estimates for the next years, PLX will show a small growth in Earnings Per Share. The EPS will grow by 4.66% on average per year.
The Revenue is expected to grow by 6.17% on average over the next years.
EPS Next Y23.53%
EPS Next 2Y19.33%
EPS Next 3Y16.23%
EPS Next 5Y4.66%
Revenue Next Year5.24%
Revenue Next 2Y7.12%
Revenue Next 3Y7.81%
Revenue Next 5Y6.17%

3.3 Evolution

The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
PLX.PA Yearly Revenue VS EstimatesPLX.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B
PLX.PA Yearly EPS VS EstimatesPLX.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 2029 0.5 1 1.5 2

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6

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 13.26, PLX is valued correctly.
PLX's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.38, PLX is valued rather cheaply.
A Price/Forward Earnings ratio of 8.50 indicates a reasonable valuation of PLX.
PLX's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PLX is cheaper than 78.26% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of PLX to the average of the S&P500 Index (22.86), we can say PLX is valued rather cheaply.
Industry RankSector Rank
PE 13.26
Fwd PE 8.5
PLX.PA Price Earnings VS Forward Price EarningsPLX.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, PLX is valued cheaply inside the industry as 89.13% of the companies are valued more expensively.
78.26% of the companies in the same industry are more expensive than PLX, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 7.74
EV/EBITDA 0.59
PLX.PA Per share dataPLX.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as PLX's earnings are expected to grow with 16.23% in the coming years.
PEG (NY)0.56
PEG (5Y)N/A
EPS Next 2Y19.33%
EPS Next 3Y16.23%

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3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 2.19%, PLX has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.73, PLX pays a bit more dividend than its industry peers.
PLX's Dividend Yield is comparable with the S&P500 average which is at 2.38.
Industry RankSector Rank
Dividend Yield 2.19%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
PLX.PA Yearly Dividends per sharePLX.PA Yearly Dividends per shareYearly Dividends per share 2024 0.1 0.2 0.3

5.3 Sustainability

DPN/A
EPS Next 2Y19.33%
EPS Next 3Y16.23%
PLX.PA Yearly Income VS Free CF VS DividendPLX.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2021 2022 2023 2024 100M 200M 300M 400M

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PLUXEE NV

EPA:PLX (9/19/2025, 7:00:00 PM)

14.85

-0.03 (-0.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)07-03 2025-07-03
Earnings (Next)10-30 2025-10-30
Inst Owners32.65%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.17B
Analysts72.63
Price Target25.94 (74.68%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.19%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.08%
PT rev (3m)-1%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.4%
EPS NY rev (3m)-3.4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.85%
Revenue NY rev (3m)-2.87%
Valuation
Industry RankSector Rank
PE 13.26
Fwd PE 8.5
P/S 1.73
P/FCF 7.74
P/OCF 5.84
P/B 6.9
P/tB N/A
EV/EBITDA 0.59
EPS(TTM)1.12
EY7.54%
EPS(NY)1.75
Fwd EY11.76%
FCF(TTM)1.92
FCFY12.92%
OCF(TTM)2.54
OCFY17.12%
SpS8.58
BVpS2.15
TBVpS-6.88
PEG (NY)0.56
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.4%
ROE 52.23%
ROCE 19.88%
ROIC 10.89%
ROICexc N/A
ROICexgc N/A
OM 27.56%
PM (TTM) 13.1%
GM N/A
FCFM 22.36%
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)72%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 3.79
Debt/FCF 4.47
Debt/EBITDA 2.62
Cap/Depr 84.26%
Cap/Sales 7.27%
Interest Coverage 13.27
Cash Conversion 81.9%
Profit Quality 170.73%
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z N/A
F-Score7
WACC5.56%
ROIC/WACC1.96
Cap/Depr(3y)128.83%
Cap/Depr(5y)N/A
Cap/Sales(3y)9.96%
Cap/Sales(5y)N/A
Profit Quality(3y)289.74%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
EPS Next Y23.53%
EPS Next 2Y19.33%
EPS Next 3Y16.23%
EPS Next 5Y4.66%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
Revenue Next Year5.24%
Revenue Next 2Y7.12%
Revenue Next 3Y7.81%
Revenue Next 5Y6.17%
EBIT growth 1Y8.49%
EBIT growth 3Y32.64%
EBIT growth 5YN/A
EBIT Next Year50.67%
EBIT Next 3Y22.65%
EBIT Next 5Y15.41%
FCF growth 1Y-27.38%
FCF growth 3Y41.63%
FCF growth 5YN/A
OCF growth 1Y-21.68%
OCF growth 3Y33.42%
OCF growth 5YN/A