Logo image of PKBK

PARKE BANCORP INC (PKBK) Stock Fundamental Analysis

NASDAQ:PKBK - Nasdaq - US7008851062 - Common Stock

19.83  -0.17 (-0.85%)

Fundamental Rating

3

Overall PKBK gets a fundamental rating of 3 out of 10. We evaluated PKBK against 405 industry peers in the Banks industry. There are concerns on the financial health of PKBK while its profitability can be described as average. PKBK is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

Quickly go to:

4

1. Profitability

1.1 Basic Checks

In the past year PKBK was profitable.
PKBK had a positive operating cash flow in the past year.
Each year in the past 5 years PKBK has been profitable.
In the past 5 years PKBK always reported a positive cash flow from operatings.
PKBK Yearly Net Income VS EBIT VS OCF VS FCFPKBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 10M 20M 30M 40M

1.2 Ratios

With an excellent Return On Assets value of 1.37%, PKBK belongs to the best of the industry, outperforming 87.44% of the companies in the same industry.
PKBK has a better Return On Equity (9.53%) than 66.33% of its industry peers.
Industry RankSector Rank
ROA 1.37%
ROE 9.53%
ROIC N/A
ROA(3y)1.81%
ROA(5y)1.71%
ROE(3y)14.41%
ROE(5y)14.83%
ROIC(3y)N/A
ROIC(5y)N/A
PKBK Yearly ROA, ROE, ROICPKBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 5 10 15

1.3 Margins

Looking at the Profit Margin, with a value of 44.69%, PKBK belongs to the top of the industry, outperforming 98.49% of the companies in the same industry.
In the last couple of years the Profit Margin of PKBK has declined.
The Operating Margin and Gross Margin are not available for PKBK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 44.69%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.91%
PM growth 5Y-3.26%
GM growth 3YN/A
GM growth 5YN/A
PKBK Yearly Profit, Operating, Gross MarginsPKBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 10 20 30 40 50

More info and screens

3

2. Health

2.1 Basic Checks

PKBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
PKBK has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PKBK has more shares outstanding
Compared to 1 year ago, PKBK has an improved debt to assets ratio.
PKBK Yearly Shares OutstandingPKBK Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M 10M
PKBK Yearly Total Debt VS Total AssetsPKBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 500M 1B 1.5B 2B

2.2 Solvency

PKBK has a debt to FCF ratio of 1.21. This is a very positive value and a sign of high solvency as it would only need 1.21 years to pay back of all of its debts.
PKBK's Debt to FCF ratio of 1.21 is fine compared to the rest of the industry. PKBK outperforms 72.86% of its industry peers.
A Debt/Equity ratio of 0.15 indicates that PKBK is not too dependend on debt financing.
PKBK has a better Debt to Equity ratio (0.15) than 63.57% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.15
Debt/FCF 1.21
Altman-Z N/A
ROIC/WACCN/A
WACC15.06%
PKBK Yearly LT Debt VS Equity VS FCFPKBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M 200M 250M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PKBK Yearly Current Assets VS Current LiabilitesPKBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M

More info and screens

1

3. Growth

3.1 Past

The earnings per share for PKBK have decreased by -7.88% in the last year.
PKBK shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.93% yearly.
PKBK shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.28%.
Measured over the past years, PKBK shows a small growth in Revenue. The Revenue has been growing by 6.60% on average per year.
EPS 1Y (TTM)-7.88%
EPS 3Y-0.35%
EPS 5Y2.93%
EPS Q2Q%672.21%
Revenue 1Y (TTM)-15.28%
Revenue growth 3Y1.99%
Revenue growth 5Y6.6%
Sales Q2Q%-10.82%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PKBK Yearly Revenue VS EstimatesPKBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M
PKBK Yearly EPS VS EstimatesPKBK Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

More info and screens

4

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 8.51, the valuation of PKBK can be described as reasonable.
90.20% of the companies in the same industry are more expensive than PKBK, based on the Price/Earnings ratio.
PKBK's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.29.
Industry RankSector Rank
PE 8.51
Fwd PE N/A
PKBK Price Earnings VS Forward Price EarningsPKBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, PKBK is valued cheaper than 87.69% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.62
EV/EBITDA N/A
PKBK Per share dataPKBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)2.91
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

6

5. Dividend

5.1 Amount

PKBK has a Yearly Dividend Yield of 3.67%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.22, PKBK pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.28, PKBK pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.67%

5.2 History

On average, the dividend of PKBK grows each year by 7.43%, which is quite nice.
PKBK has paid a dividend for at least 10 years, which is a reliable track record.
PKBK has decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.43%
Div Incr Years1
Div Non Decr Years2
PKBK Yearly Dividends per sharePKBK Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

30.51% of the earnings are spent on dividend by PKBK. This is a low number and sustainable payout ratio.
The dividend of PKBK is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP30.51%
EPS Next 2YN/A
EPS Next 3YN/A
PKBK Yearly Income VS Free CF VS DividendPKBK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 10M 20M 30M 40M
PKBK Dividend Payout.PKBK Dividend Payout, showing the Payout Ratio.PKBK Dividend Payout.PayoutRetained Earnings

More info and screens

PARKE BANCORP INC

NASDAQ:PKBK (1/22/2025, 10:22:23 AM)

19.83

-0.17 (-0.85%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-23 2024-10-23/bmo
Earnings (Next)01-22 2025-01-22
Inst Owners47.86%
Inst Owner Change-0.04%
Ins Owners11.38%
Ins Owner Change-4.88%
Market Cap235.58M
Analysts0
Price TargetN/A
Short Float %0.45%
Short Ratio1.51
Dividend
Industry RankSector Rank
Dividend Yield 3.67%
Yearly Dividend0.72
Dividend Growth(5Y)7.43%
DP30.51%
Div Incr Years1
Div Non Decr Years2
Ex-Date01-03 2025-01-03 (0.18)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.51
Fwd PE N/A
P/S 3.72
P/FCF 6.62
P/OCF 6.6
P/B 0.79
P/tB 0.79
EV/EBITDA N/A
EPS(TTM)2.33
EY11.75%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)3
FCFY15.12%
OCF(TTM)3
OCFY15.15%
SpS5.32
BVpS24.95
TBVpS24.95
PEG (NY)N/A
PEG (5Y)2.91
Profitability
Industry RankSector Rank
ROA 1.37%
ROE 9.53%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 44.69%
GM N/A
FCFM 56.3%
ROA(3y)1.81%
ROA(5y)1.71%
ROE(3y)14.41%
ROE(5y)14.83%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.91%
PM growth 5Y-3.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.15
Debt/FCF 1.21
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 125.98%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC15.06%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)93.09%
Profit Quality(5y)104.09%
High Growth Momentum
Growth
EPS 1Y (TTM)-7.88%
EPS 3Y-0.35%
EPS 5Y2.93%
EPS Q2Q%672.21%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.28%
Revenue growth 3Y1.99%
Revenue growth 5Y6.6%
Sales Q2Q%-10.82%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.84%
FCF growth 3Y-14.06%
FCF growth 5Y-4.36%
OCF growth 1Y-17.86%
OCF growth 3Y-14.26%
OCF growth 5Y-4.45%