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PARKE BANCORP INC (PKBK) Stock Fundamental Analysis

NASDAQ:PKBK - Nasdaq - US7008851062 - Common Stock - Currency: USD

19.54  -0.25 (-1.26%)

After market: 19.54 0 (0%)

Fundamental Rating

3

PKBK gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 405 industry peers in the Banks industry. PKBK has a medium profitability rating, but doesn't score so well on its financial health evaluation. PKBK has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year PKBK was profitable.
PKBK had a positive operating cash flow in the past year.
Each year in the past 5 years PKBK has been profitable.
Of the past 5 years PKBK 4 years had a positive operating cash flow.
PKBK Yearly Net Income VS EBIT VS OCF VS FCFPKBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

1.2 Ratios

PKBK has a better Return On Assets (1.37%) than 86.97% of its industry peers.
The Return On Equity of PKBK (9.53%) is better than 64.91% of its industry peers.
Industry RankSector Rank
ROA 1.37%
ROE 9.53%
ROIC N/A
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
PKBK Yearly ROA, ROE, ROICPKBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

Looking at the Profit Margin, with a value of 44.69%, PKBK belongs to the top of the industry, outperforming 98.75% of the companies in the same industry.
In the last couple of years the Profit Margin of PKBK has declined.
The Operating Margin and Gross Margin are not available for PKBK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 44.69%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
PKBK Yearly Profit, Operating, Gross MarginsPKBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

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3

2. Health

2.1 Basic Checks

PKBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
PKBK has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, PKBK has more shares outstanding
Compared to 1 year ago, PKBK has an improved debt to assets ratio.
PKBK Yearly Shares OutstandingPKBK Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
PKBK Yearly Total Debt VS Total AssetsPKBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

The Debt to FCF ratio of PKBK is 1.21, which is an excellent value as it means it would take PKBK, only 1.21 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 1.21, PKBK is doing good in the industry, outperforming 73.43% of the companies in the same industry.
A Debt/Equity ratio of 0.15 indicates that PKBK is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.15, PKBK is in the better half of the industry, outperforming 63.66% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.15
Debt/FCF 1.21
Altman-Z N/A
ROIC/WACCN/A
WACC14.85%
PKBK Yearly LT Debt VS Equity VS FCFPKBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PKBK Yearly Current Assets VS Current LiabilitesPKBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M

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1

3. Growth

3.1 Past

PKBK shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.33%.
PKBK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.80% yearly.
Looking at the last year, PKBK shows a very negative growth in Revenue. The Revenue has decreased by -11.15% in the last year.
The Revenue has been growing slightly by 0.74% on average over the past years.
EPS 1Y (TTM)-3.33%
EPS 3Y-12.32%
EPS 5Y-1.8%
EPS Q2Q%-9.67%
Revenue 1Y (TTM)-11.15%
Revenue growth 3Y-6.84%
Revenue growth 5Y0.74%
Sales Q2Q%-1.43%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PKBK Yearly Revenue VS EstimatesPKBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
PKBK Yearly EPS VS EstimatesPKBK Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024

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4

4. Valuation

4.1 Price/Earnings Ratio

PKBK is valuated reasonably with a Price/Earnings ratio of 8.61.
Based on the Price/Earnings ratio, PKBK is valued cheaply inside the industry as 90.23% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 29.62, PKBK is valued rather cheaply.
Industry RankSector Rank
PE 8.61
Fwd PE N/A
PKBK Price Earnings VS Forward Price EarningsPKBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Price/Free Cash Flow ratio of PKBK indicates a rather cheap valuation: PKBK is cheaper than 88.97% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 6.52
EV/EBITDA N/A
PKBK Per share dataPKBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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6

5. Dividend

5.1 Amount

PKBK has a Yearly Dividend Yield of 3.64%.
PKBK's Dividend Yield is a higher than the industry average which is at 3.19.
PKBK's Dividend Yield is rather good when compared to the S&P500 average which is at 2.27.
Industry RankSector Rank
Dividend Yield 3.64%

5.2 History

On average, the dividend of PKBK grows each year by 7.43%, which is quite nice.
PKBK has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PKBK decreased in the last 3 years.
Dividend Growth(5Y)7.43%
Div Incr Years1
Div Non Decr Years2
PKBK Yearly Dividends per sharePKBK Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

30.51% of the earnings are spent on dividend by PKBK. This is a low number and sustainable payout ratio.
DP30.51%
EPS Next 2YN/A
EPS Next 3YN/A
PKBK Yearly Income VS Free CF VS DividendPKBK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
PKBK Dividend Payout.PKBK Dividend Payout, showing the Payout Ratio.PKBK Dividend Payout.PayoutRetained Earnings

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PARKE BANCORP INC

NASDAQ:PKBK (2/21/2025, 8:00:01 PM)

After market: 19.54 0 (0%)

19.54

-0.25 (-1.26%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22 2025-01-22
Earnings (Next)04-17 2025-04-17
Inst Owners49.78%
Inst Owner Change-93.02%
Ins Owners10.53%
Ins Owner Change-6.21%
Market Cap232.14M
Analysts0
Price TargetN/A
Short Float %0.42%
Short Ratio1.38
Dividend
Industry RankSector Rank
Dividend Yield 3.64%
Yearly Dividend0.72
Dividend Growth(5Y)7.43%
DP30.51%
Div Incr Years1
Div Non Decr Years2
Ex-Date01-03 2025-01-03 (0.18)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.61
Fwd PE N/A
P/S 3.67
P/FCF 6.52
P/OCF 6.51
P/B 0.78
P/tB 0.78
EV/EBITDA N/A
EPS(TTM)2.27
EY11.62%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)3
FCFY15.34%
OCF(TTM)3
OCFY15.37%
SpS5.32
BVpS24.95
TBVpS24.95
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.37%
ROE 9.53%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 44.69%
GM N/A
FCFM 56.3%
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.15
Debt/FCF 1.21
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 125.98%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC14.85%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.33%
EPS 3Y-12.32%
EPS 5Y-1.8%
EPS Q2Q%-9.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-11.15%
Revenue growth 3Y-6.84%
Revenue growth 5Y0.74%
Sales Q2Q%-1.43%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y54.35%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y54.26%
OCF growth 3YN/A
OCF growth 5YN/A