25.42 USD
+0.02 (+0.08%)
25.42 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to PKBK. PKBK was compared to 385 industry peers in the Banks industry. Both the profitability and the financial health of PKBK get a neutral evaluation. Nothing too spectacular is happening here. PKBK is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year PKBK was profitable.
In the past year PKBK had a positive cash flow from operations.
PKBK had positive earnings in each of the past 5 years.
PKBK had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.57%, PKBK belongs to the top of the industry, outperforming 89.35% of the companies in the same industry.
Looking at the Return On Equity, with a value of 10.82%, PKBK is in the better half of the industry, outperforming 73.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.57% | ||
| ROE | 10.82% | ||
| ROIC | N/A |
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
PKBK's Profit Margin of 46.11% is amongst the best of the industry. PKBK outperforms 99.48% of its industry peers.
In the last couple of years the Profit Margin of PKBK has declined.
PKBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 46.11% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PKBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, PKBK has less shares outstanding
PKBK has more shares outstanding than it did 5 years ago.
The debt/assets ratio for PKBK has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of PKBK is 0.41, which is an excellent value as it means it would take PKBK, only 0.41 years of fcf income to pay off all of its debts.
PKBK has a Debt to FCF ratio of 0.41. This is amongst the best in the industry. PKBK outperforms 82.08% of its industry peers.
PKBK has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.04, PKBK belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.41 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.72%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
PKBK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.66%, which is quite impressive.
Measured over the past years, PKBK shows a decrease in Earnings Per Share. The EPS has been decreasing by -1.79% on average per year.
PKBK shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 16.82%.
Measured over the past years, PKBK shows a small growth in Revenue. The Revenue has been growing by 0.74% on average per year.
EPS 1Y (TTM)21.66%
EPS 3Y-12.3%
EPS 5Y-1.79%
EPS Q2Q%43.88%
Revenue 1Y (TTM)16.82%
Revenue growth 3Y-6.84%
Revenue growth 5Y0.74%
Sales Q2Q%34.5%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.95 indicates a reasonable valuation of PKBK.
PKBK's Price/Earnings ratio is rather cheap when compared to the industry. PKBK is cheaper than 92.47% of the companies in the same industry.
PKBK's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.43.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.95 | ||
| Fwd PE | N/A |
4.2 Price Multiples
76.10% of the companies in the same industry are more expensive than PKBK, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.93 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
PKBK has a Yearly Dividend Yield of 2.86%.
PKBK's Dividend Yield is comparable with the industry average which is at 2.70.
PKBK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
5.2 History
The dividend of PKBK has a limited annual growth rate of 5.54%.
PKBK has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PKBK decreased in the last 3 years.
Dividend Growth(5Y)5.54%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
25.10% of the earnings are spent on dividend by PKBK. This is a low number and sustainable payout ratio.
DP25.1%
EPS Next 2YN/A
EPS Next 3YN/A
25.42
+0.02 (+0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners55.61%
Inst Owner Change4.28%
Ins Owners8.87%
Ins Owner Change-0.44%
Market Cap294.87M
Revenue(TTM)73.89M
Net Income(TTM)34.07M
Analysts0
Price TargetN/A
Short Float %0.81%
Short Ratio3.33
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
Yearly Dividend0.72
Dividend Growth(5Y)5.54%
DP25.1%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.95 | ||
| Fwd PE | N/A | ||
| P/S | 3.99 | ||
| P/FCF | 8.93 | ||
| P/OCF | 8.77 | ||
| P/B | 0.94 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.84
EY11.17%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.85
FCFY11.2%
OCF(TTM)2.9
OCFY11.4%
SpS6.37
BVpS27.14
TBVpS27.14
PEG (NY)N/A
PEG (5Y)N/A
Graham Number41.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.57% | ||
| ROE | 10.82% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 46.11% | ||
| GM | N/A | ||
| FCFM | 44.71% |
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.41 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 110.78% | ||
| Cap/Sales | 0.81% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 96.95% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC15.72%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)104%
Profit Quality(5y)106.88%
High Growth Momentum
Growth
EPS 1Y (TTM)21.66%
EPS 3Y-12.3%
EPS 5Y-1.79%
EPS Q2Q%43.88%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)16.82%
Revenue growth 3Y-6.84%
Revenue growth 5Y0.74%
Sales Q2Q%34.5%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y43.18%
FCF growth 3Y-3.16%
FCF growth 5Y0.7%
OCF growth 1Y45.39%
OCF growth 3Y-3.1%
OCF growth 5Y0.42%
PARKE BANCORP INC / PKBK FAQ
Can you provide the ChartMill fundamental rating for PARKE BANCORP INC?
ChartMill assigns a fundamental rating of 4 / 10 to PKBK.
Can you provide the valuation status for PARKE BANCORP INC?
ChartMill assigns a valuation rating of 3 / 10 to PARKE BANCORP INC (PKBK). This can be considered as Overvalued.
What is the profitability of PKBK stock?
PARKE BANCORP INC (PKBK) has a profitability rating of 4 / 10.
What are the PE and PB ratios of PARKE BANCORP INC (PKBK) stock?
The Price/Earnings (PE) ratio for PARKE BANCORP INC (PKBK) is 8.95 and the Price/Book (PB) ratio is 0.94.