PULTEGROUP INC (PHM) Fundamental Analysis & Valuation

NYSE:PHM • US7458671010

Current stock price

113.72 USD
-0.91 (-0.79%)
At close:
113.88 USD
+0.16 (+0.14%)
After Hours:

This PHM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. PHM Profitability Analysis

1.1 Basic Checks

  • In the past year PHM was profitable.
  • In the past year PHM had a positive cash flow from operations.
  • PHM had positive earnings in each of the past 5 years.
  • Each year in the past 5 years PHM had a positive operating cash flow.
PHM Yearly Net Income VS EBIT VS OCF VS FCFPHM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • PHM's Return On Assets of 12.29% is amongst the best of the industry. PHM outperforms 90.00% of its industry peers.
  • PHM has a Return On Equity of 17.09%. This is amongst the best in the industry. PHM outperforms 86.67% of its industry peers.
  • PHM's Return On Invested Capital of 14.00% is amongst the best of the industry. PHM outperforms 88.33% of its industry peers.
  • PHM had an Average Return On Invested Capital over the past 3 years of 17.24%. This is significantly above the industry average of 9.21%.
Industry RankSector Rank
ROA 12.29%
ROE 17.09%
ROIC 14%
ROA(3y)15.39%
ROA(5y)15.64%
ROE(3y)22.5%
ROE(5y)24.49%
ROIC(3y)17.24%
ROIC(5y)17.82%
PHM Yearly ROA, ROE, ROICPHM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • The Profit Margin of PHM (12.82%) is better than 93.33% of its industry peers.
  • PHM's Profit Margin has been stable in the last couple of years.
  • With an excellent Operating Margin value of 17.27%, PHM belongs to the best of the industry, outperforming 95.00% of the companies in the same industry.
  • PHM's Operating Margin has improved in the last couple of years.
  • PHM has a Gross Margin of 26.41%. This is comparable to the rest of the industry: PHM outperforms 56.67% of its industry peers.
  • PHM's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 17.27%
PM (TTM) 12.82%
GM 26.41%
OM growth 3Y-6.34%
OM growth 5Y2.15%
PM growth 3Y-7.62%
PM growth 5Y0.29%
GM growth 3Y-3.84%
GM growth 5Y1.31%
PHM Yearly Profit, Operating, Gross MarginsPHM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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8

2. PHM Health Analysis

2.1 Basic Checks

  • PHM has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • The number of shares outstanding for PHM has been reduced compared to 1 year ago.
  • The number of shares outstanding for PHM has been reduced compared to 5 years ago.
  • PHM has a better debt/assets ratio than last year.
PHM Yearly Shares OutstandingPHM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
PHM Yearly Total Debt VS Total AssetsPHM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • An Altman-Z score of 5.71 indicates that PHM is not in any danger for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 5.71, PHM belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
  • PHM has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 1.24, PHM is doing good in the industry, outperforming 78.33% of the companies in the same industry.
  • PHM has a Debt/Equity ratio of 0.17. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.17, PHM is in the better half of the industry, outperforming 68.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF 1.24
Altman-Z 5.71
ROIC/WACC1.52
WACC9.21%
PHM Yearly LT Debt VS Equity VS FCFPHM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • PHM has a Current Ratio of 6.82. This indicates that PHM is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of PHM (6.82) is better than 80.00% of its industry peers.
  • A Quick Ratio of 1.02 indicates that PHM should not have too much problems paying its short term obligations.
  • PHM has a Quick ratio of 1.02. This is comparable to the rest of the industry: PHM outperforms 45.00% of its industry peers.
Industry RankSector Rank
Current Ratio 6.82
Quick Ratio 1.02
PHM Yearly Current Assets VS Current LiabilitesPHM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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3

3. PHM Growth Analysis

3.1 Past

  • The earnings per share for PHM have decreased strongly by -23.36% in the last year.
  • Measured over the past years, PHM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.05% on average per year.
  • PHM shows a decrease in Revenue. In the last year, the revenue decreased by -3.54%.
  • The Revenue has been growing by 9.42% on average over the past years. This is quite good.
EPS 1Y (TTM)-23.36%
EPS 3Y0.73%
EPS 5Y18.05%
EPS Q2Q%-42.21%
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y2.66%
Revenue growth 5Y9.42%
Sales Q2Q%-6.32%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.72% on average over the next years.
  • Based on estimates for the next years, PHM will show a small growth in Revenue. The Revenue will grow by 3.00% on average per year.
EPS Next Y-7.51%
EPS Next 2Y1.45%
EPS Next 3Y6.72%
EPS Next 5YN/A
Revenue Next Year-2.89%
Revenue Next 2Y0.8%
Revenue Next 3Y3%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
PHM Yearly Revenue VS EstimatesPHM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
PHM Yearly EPS VS EstimatesPHM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10

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6

4. PHM Valuation Analysis

4.1 Price/Earnings Ratio

  • PHM is valuated reasonably with a Price/Earnings ratio of 10.23.
  • PHM's Price/Earnings ratio is a bit cheaper when compared to the industry. PHM is cheaper than 68.33% of the companies in the same industry.
  • PHM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.75.
  • With a Price/Forward Earnings ratio of 11.06, the valuation of PHM can be described as very reasonable.
  • PHM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PHM is cheaper than 63.33% of the companies in the same industry.
  • PHM's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.10.
Industry RankSector Rank
PE 10.23
Fwd PE 11.06
PHM Price Earnings VS Forward Price EarningsPHM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 68.33% of the companies in the same industry are more expensive than PHM, based on the Enterprise Value to EBITDA ratio.
  • PHM's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. PHM is cheaper than 75.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 12.46
EV/EBITDA 6.97
PHM Per share dataPHM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • PHM has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.57
EPS Next 2Y1.45%
EPS Next 3Y6.72%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. PHM Dividend Analysis

5.1 Amount

  • PHM has a yearly dividend return of 0.89%, which is pretty low.
  • PHM's Dividend Yield is a higher than the industry average which is at 1.31.
  • With a Dividend Yield of 0.89, PHM pays less dividend than the S&P500 average, which is at 1.89.
Industry RankSector Rank
Dividend Yield 0.89%

5.2 History

  • On average, the dividend of PHM grows each year by 12.95%, which is quite nice.
  • PHM has paid a dividend for at least 10 years, which is a reliable track record.
  • PHM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.95%
Div Incr Years7
Div Non Decr Years11
PHM Yearly Dividends per sharePHM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 7.96% of the earnings are spent on dividend by PHM. This is a low number and sustainable payout ratio.
  • PHM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP7.96%
EPS Next 2Y1.45%
EPS Next 3Y6.72%
PHM Yearly Income VS Free CF VS DividendPHM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
PHM Dividend Payout.PHM Dividend Payout, showing the Payout Ratio.PHM Dividend Payout.PayoutRetained Earnings

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PHM Fundamentals: All Metrics, Ratios and Statistics

PULTEGROUP INC

NYSE:PHM (3/30/2026, 7:25:41 PM)

After market: 113.88 +0.16 (+0.14%)

113.72

-0.91 (-0.79%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29
Earnings (Next)04-23
Inst Owners94.92%
Inst Owner Change-1.82%
Ins Owners0.59%
Ins Owner Change-1.61%
Market Cap21.79B
Revenue(TTM)17.31B
Net Income(TTM)2.22B
Analysts72.73
Price Target147.1 (29.35%)
Short Float %4.29%
Short Ratio4.43
Dividend
Industry RankSector Rank
Dividend Yield 0.89%
Yearly Dividend0.89
Dividend Growth(5Y)12.95%
DP7.96%
Div Incr Years7
Div Non Decr Years11
Ex-Date03-17
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.26%
Min EPS beat(2)-9.97%
Max EPS beat(2)1.44%
EPS beat(4)3
Avg EPS beat(4)-0.52%
Min EPS beat(4)-9.97%
Max EPS beat(4)5.11%
EPS beat(8)7
Avg EPS beat(8)9.63%
EPS beat(12)11
Avg EPS beat(12)10.49%
EPS beat(16)14
Avg EPS beat(16)9.48%
Revenue beat(2)2
Avg Revenue beat(2)3.41%
Min Revenue beat(2)1.24%
Max Revenue beat(2)5.58%
Revenue beat(4)3
Avg Revenue beat(4)1.77%
Min Revenue beat(4)-0.75%
Max Revenue beat(4)5.58%
Revenue beat(8)7
Avg Revenue beat(8)3.33%
Revenue beat(12)9
Avg Revenue beat(12)2.68%
Revenue beat(16)12
Avg Revenue beat(16)7.09%
PT rev (1m)1.29%
PT rev (3m)3.26%
EPS NQ rev (1m)-0.05%
EPS NQ rev (3m)-10.51%
EPS NY rev (1m)-1.83%
EPS NY rev (3m)-7.25%
Revenue NQ rev (1m)0.09%
Revenue NQ rev (3m)-3.33%
Revenue NY rev (1m)0.16%
Revenue NY rev (3m)-1.22%
Valuation
Industry RankSector Rank
PE 10.23
Fwd PE 11.06
P/S 1.26
P/FCF 12.46
P/OCF 11.64
P/B 1.68
P/tB 1.69
EV/EBITDA 6.97
EPS(TTM)11.12
EY9.78%
EPS(NY)10.28
Fwd EY9.04%
FCF(TTM)9.13
FCFY8.03%
OCF(TTM)9.77
OCFY8.59%
SpS90.36
BVpS67.78
TBVpS67.43
PEG (NY)N/A
PEG (5Y)0.57
Graham Number130.22
Profitability
Industry RankSector Rank
ROA 12.29%
ROE 17.09%
ROCE 18.9%
ROIC 14%
ROICexc 15.93%
ROICexgc 17.63%
OM 17.27%
PM (TTM) 12.82%
GM 26.41%
FCFM 10.1%
ROA(3y)15.39%
ROA(5y)15.64%
ROE(3y)22.5%
ROE(5y)24.49%
ROIC(3y)17.24%
ROIC(5y)17.82%
ROICexc(3y)19.5%
ROICexc(5y)20.16%
ROICexgc(3y)21.28%
ROICexgc(5y)21.74%
ROCE(3y)23.31%
ROCE(5y)24.26%
ROICexgc growth 3Y-8.54%
ROICexgc growth 5Y0.47%
ROICexc growth 3Y-9.82%
ROICexc growth 5Y-0.31%
OM growth 3Y-6.34%
OM growth 5Y2.15%
PM growth 3Y-7.62%
PM growth 5Y0.29%
GM growth 3Y-3.84%
GM growth 5Y1.31%
F-Score5
Asset Turnover0.96
Health
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF 1.24
Debt/EBITDA 0.7
Cap/Depr 109.07%
Cap/Sales 0.71%
Interest Coverage 173.35
Cash Conversion 60.31%
Profit Quality 78.81%
Current Ratio 6.82
Quick Ratio 1.02
Altman-Z 5.71
F-Score5
WACC9.21%
ROIC/WACC1.52
Cap/Depr(3y)118.7%
Cap/Depr(5y)123.8%
Cap/Sales(3y)0.65%
Cap/Sales(5y)0.64%
Profit Quality(3y)70.21%
Profit Quality(5y)56.05%
High Growth Momentum
Growth
EPS 1Y (TTM)-23.36%
EPS 3Y0.73%
EPS 5Y18.05%
EPS Q2Q%-42.21%
EPS Next Y-7.51%
EPS Next 2Y1.45%
EPS Next 3Y6.72%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y2.66%
Revenue growth 5Y9.42%
Sales Q2Q%-6.32%
Revenue Next Year-2.89%
Revenue Next 2Y0.8%
Revenue Next 3Y3%
Revenue Next 5YN/A
EBIT growth 1Y-23.75%
EBIT growth 3Y-3.85%
EBIT growth 5Y11.78%
EBIT Next Year-6.47%
EBIT Next 3Y2.91%
EBIT Next 5YN/A
FCF growth 1Y11.92%
FCF growth 3Y46.53%
FCF growth 5Y0.26%
OCF growth 1Y11.33%
OCF growth 3Y40.93%
OCF growth 5Y0.96%

PULTEGROUP INC / PHM Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for PULTEGROUP INC?

ChartMill assigns a fundamental rating of 6 / 10 to PHM.


What is the valuation status for PHM stock?

ChartMill assigns a valuation rating of 6 / 10 to PULTEGROUP INC (PHM). This can be considered as Fairly Valued.


Can you provide the profitability details for PULTEGROUP INC?

PULTEGROUP INC (PHM) has a profitability rating of 8 / 10.


What is the earnings growth outlook for PULTEGROUP INC?

The Earnings per Share (EPS) of PULTEGROUP INC (PHM) is expected to decline by -7.51% in the next year.


How sustainable is the dividend of PULTEGROUP INC (PHM) stock?

The dividend rating of PULTEGROUP INC (PHM) is 5 / 10 and the dividend payout ratio is 7.96%.