PULTEGROUP INC (PHM) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:PHM • US7458671010

135.09 USD
+1.04 (+0.78%)
At close: Feb 6, 2026
134 USD
-1.09 (-0.81%)
After Hours: 2/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

Overall PHM gets a fundamental rating of 6 out of 10. We evaluated PHM against 60 industry peers in the Household Durables industry. PHM scores excellent on profitability, but there are some minor concerns on its financial health. PHM is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • PHM had positive earnings in the past year.
  • PHM had a positive operating cash flow in the past year.
  • Each year in the past 5 years PHM has been profitable.
  • Each year in the past 5 years PHM had a positive operating cash flow.
PHM Yearly Net Income VS EBIT VS OCF VS FCFPHM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • PHM has a Return On Assets of 12.29%. This is amongst the best in the industry. PHM outperforms 90.00% of its industry peers.
  • PHM's Return On Equity of 17.09% is fine compared to the rest of the industry. PHM outperforms 80.00% of its industry peers.
  • PHM's Return On Invested Capital of 14.25% is amongst the best of the industry. PHM outperforms 88.33% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for PHM is significantly above the industry average of 9.40%.
Industry RankSector Rank
ROA 12.29%
ROE 17.09%
ROIC 14.25%
ROA(3y)15.39%
ROA(5y)15.64%
ROE(3y)22.5%
ROE(5y)24.49%
ROIC(3y)17.26%
ROIC(5y)17.83%
PHM Yearly ROA, ROE, ROICPHM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • PHM's Profit Margin of 12.82% is amongst the best of the industry. PHM outperforms 93.33% of its industry peers.
  • PHM's Profit Margin has been stable in the last couple of years.
  • With an excellent Operating Margin value of 16.77%, PHM belongs to the best of the industry, outperforming 93.33% of the companies in the same industry.
  • In the last couple of years the Operating Margin of PHM has remained more or less at the same level.
  • With a Gross Margin value of 26.41%, PHM perfoms like the industry average, outperforming 56.67% of the companies in the same industry.
  • In the last couple of years the Gross Margin of PHM has remained more or less at the same level.
Industry RankSector Rank
OM 16.77%
PM (TTM) 12.82%
GM 26.41%
OM growth 3Y-8%
OM growth 5Y1.06%
PM growth 3Y-7.62%
PM growth 5Y0.29%
GM growth 3Y-4.38%
GM growth 5Y0.97%
PHM Yearly Profit, Operating, Gross MarginsPHM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • PHM has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • PHM has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for PHM has been reduced compared to 5 years ago.
  • PHM has a better debt/assets ratio than last year.
PHM Yearly Shares OutstandingPHM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
PHM Yearly Total Debt VS Total AssetsPHM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • PHM has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
  • PHM has a Debt to FCF ratio of 1.24. This is in the better half of the industry: PHM outperforms 73.33% of its industry peers.
  • PHM has a Debt/Equity ratio of 0.17. This is a healthy value indicating a solid balance between debt and equity.
  • PHM's Debt to Equity ratio of 0.17 is fine compared to the rest of the industry. PHM outperforms 70.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF 1.24
Altman-Z N/A
ROIC/WACC1.56
WACC9.16%
PHM Yearly LT Debt VS Equity VS FCFPHM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 5.00 indicates that PHM has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 5.00, PHM is in the better half of the industry, outperforming 71.67% of the companies in the same industry.
  • A Quick Ratio of 0.66 indicates that PHM may have some problems paying its short term obligations.
  • PHM has a worse Quick ratio (0.66) than 65.00% of its industry peers.
Industry RankSector Rank
Current Ratio 5
Quick Ratio 0.66
PHM Yearly Current Assets VS Current LiabilitesPHM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • PHM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -23.36%.
  • The Earnings Per Share has been growing by 18.05% on average over the past years. This is quite good.
  • PHM shows a decrease in Revenue. In the last year, the revenue decreased by -3.54%.
  • The Revenue has been growing by 9.42% on average over the past years. This is quite good.
EPS 1Y (TTM)-23.36%
EPS 3Y0.73%
EPS 5Y18.05%
EPS Q2Q%-42.21%
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y2.66%
Revenue growth 5Y9.42%
Sales Q2Q%-6.32%

3.2 Future

  • PHM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.59% yearly.
  • PHM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.00% yearly.
EPS Next Y-5.79%
EPS Next 2Y1.9%
EPS Next 3Y6.59%
EPS Next 5YN/A
Revenue Next Year-2.19%
Revenue Next 2Y0.59%
Revenue Next 3Y3%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
PHM Yearly Revenue VS EstimatesPHM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
PHM Yearly EPS VS EstimatesPHM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 12.15 indicates a correct valuation of PHM.
  • Compared to the rest of the industry, the Price/Earnings ratio of PHM indicates a somewhat cheap valuation: PHM is cheaper than 66.67% of the companies listed in the same industry.
  • PHM is valuated cheaply when we compare the Price/Earnings ratio to 27.93, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 12.90, which indicates a correct valuation of PHM.
  • PHM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PHM is cheaper than 70.00% of the companies in the same industry.
  • PHM's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.77.
Industry RankSector Rank
PE 12.15
Fwd PE 12.9
PHM Price Earnings VS Forward Price EarningsPHM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • PHM's Enterprise Value to EBITDA is on the same level as the industry average.
  • 66.67% of the companies in the same industry are more expensive than PHM, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 15.06
EV/EBITDA 8.62
PHM Per share dataPHM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • PHM has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.67
EPS Next 2Y1.9%
EPS Next 3Y6.59%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • PHM has a yearly dividend return of 0.78%, which is pretty low.
  • PHM's Dividend Yield is a higher than the industry average which is at 1.18.
  • With a Dividend Yield of 0.78, PHM pays less dividend than the S&P500 average, which is at 1.81.
Industry RankSector Rank
Dividend Yield 0.78%

5.2 History

  • The dividend of PHM is nicely growing with an annual growth rate of 12.83%!
  • PHM has been paying a dividend for at least 10 years, so it has a reliable track record.
  • PHM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.83%
Div Incr Years7
Div Non Decr Years11
PHM Yearly Dividends per sharePHM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

  • PHM pays out 7.96% of its income as dividend. This is a sustainable payout ratio.
  • PHM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP7.96%
EPS Next 2Y1.9%
EPS Next 3Y6.59%
PHM Yearly Income VS Free CF VS DividendPHM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
PHM Dividend Payout.PHM Dividend Payout, showing the Payout Ratio.PHM Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

PULTEGROUP INC

NYSE:PHM (2/6/2026, 8:04:00 PM)

After market: 134 -1.09 (-0.81%)

135.09

+1.04 (+0.78%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29
Earnings (Next)04-20
Inst Owners96.13%
Inst Owner Change-3.64%
Ins Owners0.62%
Ins Owner Change-2.13%
Market Cap26.33B
Revenue(TTM)17.31B
Net Income(TTM)2.22B
Analysts74.29
Price Target144.05 (6.63%)
Short Float %3.37%
Short Ratio3.55
Dividend
Industry RankSector Rank
Dividend Yield 0.78%
Yearly Dividend0.89
Dividend Growth(5Y)12.83%
DP7.96%
Div Incr Years7
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.26%
Min EPS beat(2)-9.97%
Max EPS beat(2)1.44%
EPS beat(4)3
Avg EPS beat(4)-0.52%
Min EPS beat(4)-9.97%
Max EPS beat(4)5.11%
EPS beat(8)7
Avg EPS beat(8)9.63%
EPS beat(12)11
Avg EPS beat(12)10.49%
EPS beat(16)14
Avg EPS beat(16)9.48%
Revenue beat(2)2
Avg Revenue beat(2)3.41%
Min Revenue beat(2)1.24%
Max Revenue beat(2)5.58%
Revenue beat(4)3
Avg Revenue beat(4)1.77%
Min Revenue beat(4)-0.75%
Max Revenue beat(4)5.58%
Revenue beat(8)7
Avg Revenue beat(8)3.33%
Revenue beat(12)9
Avg Revenue beat(12)2.68%
Revenue beat(16)12
Avg Revenue beat(16)7.09%
PT rev (1m)1.13%
PT rev (3m)3.68%
EPS NQ rev (1m)-9.39%
EPS NQ rev (3m)-9.9%
EPS NY rev (1m)-5.53%
EPS NY rev (3m)-6.1%
Revenue NQ rev (1m)-2.93%
Revenue NQ rev (3m)-2.93%
Revenue NY rev (1m)-0.5%
Revenue NY rev (3m)-0.49%
Valuation
Industry RankSector Rank
PE 12.15
Fwd PE 12.9
P/S 1.52
P/FCF 15.06
P/OCF 14.07
P/B 2.03
P/tB 2.04
EV/EBITDA 8.62
EPS(TTM)11.12
EY8.23%
EPS(NY)10.48
Fwd EY7.75%
FCF(TTM)8.97
FCFY6.64%
OCF(TTM)9.6
OCFY7.11%
SpS88.82
BVpS66.62
TBVpS66.28
PEG (NY)N/A
PEG (5Y)0.67
Graham Number129.1
Profitability
Industry RankSector Rank
ROA 12.29%
ROE 17.09%
ROCE 19.27%
ROIC 14.25%
ROICexc 16.33%
ROICexgc 19.62%
OM 16.77%
PM (TTM) 12.82%
GM 26.41%
FCFM 10.1%
ROA(3y)15.39%
ROA(5y)15.64%
ROE(3y)22.5%
ROE(5y)24.49%
ROIC(3y)17.26%
ROIC(5y)17.83%
ROICexc(3y)19.56%
ROICexc(5y)20.19%
ROICexgc(3y)21.88%
ROICexgc(5y)22.1%
ROCE(3y)23.34%
ROCE(5y)24.28%
ROICexgc growth 3Y-5.6%
ROICexgc growth 5Y2.39%
ROICexc growth 3Y-9.48%
ROICexc growth 5Y-0.09%
OM growth 3Y-8%
OM growth 5Y1.06%
PM growth 3Y-7.62%
PM growth 5Y0.29%
GM growth 3Y-4.38%
GM growth 5Y0.97%
F-Score4
Asset Turnover0.96
Health
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF 1.24
Debt/EBITDA 0.72
Cap/Depr 109.07%
Cap/Sales 0.71%
Interest Coverage 168.28
Cash Conversion 62.06%
Profit Quality 78.81%
Current Ratio 5
Quick Ratio 0.66
Altman-Z N/A
F-Score4
WACC9.16%
ROIC/WACC1.56
Cap/Depr(3y)118.7%
Cap/Depr(5y)123.8%
Cap/Sales(3y)0.65%
Cap/Sales(5y)0.64%
Profit Quality(3y)70.21%
Profit Quality(5y)56.05%
High Growth Momentum
Growth
EPS 1Y (TTM)-23.36%
EPS 3Y0.73%
EPS 5Y18.05%
EPS Q2Q%-42.21%
EPS Next Y-5.79%
EPS Next 2Y1.9%
EPS Next 3Y6.59%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y2.66%
Revenue growth 5Y9.42%
Sales Q2Q%-6.32%
Revenue Next Year-2.19%
Revenue Next 2Y0.59%
Revenue Next 3Y3%
Revenue Next 5YN/A
EBIT growth 1Y-25.98%
EBIT growth 3Y-5.55%
EBIT growth 5Y10.58%
EBIT Next Year-2.01%
EBIT Next 3Y0.53%
EBIT Next 5YN/A
FCF growth 1Y11.92%
FCF growth 3Y46.53%
FCF growth 5Y0.26%
OCF growth 1Y11.33%
OCF growth 3Y40.93%
OCF growth 5Y0.96%

PULTEGROUP INC / PHM FAQ

Can you provide the ChartMill fundamental rating for PULTEGROUP INC?

ChartMill assigns a fundamental rating of 6 / 10 to PHM.


What is the valuation status for PHM stock?

ChartMill assigns a valuation rating of 5 / 10 to PULTEGROUP INC (PHM). This can be considered as Fairly Valued.


Can you provide the profitability details for PULTEGROUP INC?

PULTEGROUP INC (PHM) has a profitability rating of 8 / 10.


What is the earnings growth outlook for PULTEGROUP INC?

The Earnings per Share (EPS) of PULTEGROUP INC (PHM) is expected to decline by -5.79% in the next year.


How sustainable is the dividend of PULTEGROUP INC (PHM) stock?

The dividend rating of PULTEGROUP INC (PHM) is 5 / 10 and the dividend payout ratio is 7.96%.