PENNANTPARK FLOATING RATE CA (PFLT) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:PFLT - US70806A1060 - Common Stock
9.12 USD
-0.01 (-0.11%)
9.14 USD
+0.02 (+0.22%)
Taking everything into account, PFLT scores 4 out of 10 in our fundamental rating. PFLT was compared to 237 industry peers in the Capital Markets industry. PFLT has a medium profitability rating, but doesn't score so well on its financial health evaluation. PFLT is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
PFLT had positive earnings in the past year.
PFLT had a negative operating cash flow in the past year.
Each year in the past 5 years PFLT has been profitable.
In multiple years PFLT reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of 2.28%, PFLT perfoms like the industry average, outperforming 47.68% of the companies in the same industry.
Looking at the Return On Equity, with a value of 6.18%, PFLT is in line with its industry, outperforming 43.04% of the companies in the same industry.
PFLT has a Return On Invested Capital of 2.99%. This is comparable to the rest of the industry: PFLT outperforms 43.88% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PFLT is below the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.28% | ||
| ROE | 6.18% | ||
| ROIC | 2.99% |
ROA(3y)3.32%
ROA(5y)3.01%
ROE(3y)7.55%
ROE(5y)6.97%
ROIC(3y)3.57%
ROIC(5y)3.34%
1.3 Margins
PFLT's Profit Margin of 25.39% is fine compared to the rest of the industry. PFLT outperforms 63.29% of its industry peers.
PFLT's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 41.32%, PFLT is doing good in the industry, outperforming 74.68% of the companies in the same industry.
In the last couple of years the Operating Margin of PFLT has declined.
PFLT has a Gross Margin of 45.45%. This is comparable to the rest of the industry: PFLT outperforms 52.32% of its industry peers.
PFLT's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.32% | ||
| PM (TTM) | 25.39% | ||
| GM | 45.45% |
OM growth 3Y-3.82%
OM growth 5Y-2.06%
PM growth 3Y97.06%
PM growth 5Y5.67%
GM growth 3Y-2.79%
GM growth 5Y-1.83%
2. Health
2.1 Basic Checks
PFLT has more shares outstanding than it did 1 year ago.
The number of shares outstanding for PFLT has been increased compared to 5 years ago.
PFLT has a worse debt/assets ratio than last year.
2.2 Solvency
PFLT has an Altman-Z score of 0.47. This is a bad value and indicates that PFLT is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.47, PFLT is doing worse than 63.71% of the companies in the same industry.
PFLT has a Debt/Equity ratio of 1.65. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.65, PFLT is not doing good in the industry: 74.26% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.65 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.47 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.32 indicates that PFLT has no problem at all paying its short term obligations.
PFLT's Current ratio of 2.32 is fine compared to the rest of the industry. PFLT outperforms 76.79% of its industry peers.
A Quick Ratio of 2.32 indicates that PFLT has no problem at all paying its short term obligations.
PFLT has a better Quick ratio (2.32) than 76.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.32 | ||
| Quick Ratio | 2.32 |
3. Growth
3.1 Past
The earnings per share for PFLT have decreased by -0.84% in the last year.
The Earnings Per Share has been growing slightly by 1.05% on average over the past years.
Looking at the last year, PFLT shows a very strong growth in Revenue. The Revenue has grown by 40.28%.
PFLT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.31% yearly.
EPS 1Y (TTM)-0.84%
EPS 3Y-0.56%
EPS 5Y1.05%
EPS Q2Q%16.67%
Revenue 1Y (TTM)40.28%
Revenue growth 3Y35.32%
Revenue growth 5Y22.31%
Sales Q2Q%-0.53%
3.2 Future
Based on estimates for the next years, PFLT will show a decrease in Earnings Per Share. The EPS will decrease by -1.96% on average per year.
PFLT is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -13.09% yearly.
EPS Next Y1.56%
EPS Next 2Y-0.23%
EPS Next 3Y-1.96%
EPS Next 5YN/A
Revenue Next Year9.55%
Revenue Next 2Y4.74%
Revenue Next 3Y-13.09%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PFLT is valuated cheaply with a Price/Earnings ratio of 7.73.
Based on the Price/Earnings ratio, PFLT is valued cheaply inside the industry as 82.28% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.26. PFLT is valued rather cheaply when compared to this.
PFLT is valuated cheaply with a Price/Forward Earnings ratio of 7.61.
Based on the Price/Forward Earnings ratio, PFLT is valued cheaply inside the industry as 84.81% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of PFLT to the average of the S&P500 Index (23.68), we can say PFLT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.73 | ||
| Fwd PE | 7.61 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)4.96
PEG (5Y)7.37
EPS Next 2Y-0.23%
EPS Next 3Y-1.96%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.02%, PFLT is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.13, PFLT pays a better dividend. On top of this PFLT pays more dividend than 83.97% of the companies listed in the same industry.
PFLT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.02% |
5.2 History
The dividend of PFLT has a limited annual growth rate of 2.07%.
PFLT has been paying a dividend for at least 10 years, so it has a reliable track record.
PFLT has decreased its dividend recently.
Dividend Growth(5Y)2.07%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
PFLT pays out 168.10% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of PFLT has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP168.1%
EPS Next 2Y-0.23%
EPS Next 3Y-1.96%
9.12
-0.01 (-0.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners23.33%
Inst Owner Change1.35%
Ins Owners0.52%
Ins Owner Change0%
Market Cap904.89M
Revenue(TTM)261.43M
Net Income(TTM)66.36M
Analysts78.57
Price Target11 (20.61%)
Short Float %1.41%
Short Ratio1.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.02% |
Yearly Dividend1.26
Dividend Growth(5Y)2.07%
DP168.1%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.19%
Min EPS beat(2)-16.28%
Max EPS beat(2)-4.1%
EPS beat(4)1
Avg EPS beat(4)-5.8%
Min EPS beat(4)-16.28%
Max EPS beat(4)11.37%
EPS beat(8)2
Avg EPS beat(8)-6.92%
EPS beat(12)3
Avg EPS beat(12)-4.81%
EPS beat(16)6
Avg EPS beat(16)-2.65%
Revenue beat(2)0
Avg Revenue beat(2)-10.84%
Min Revenue beat(2)-14.54%
Max Revenue beat(2)-7.15%
Revenue beat(4)1
Avg Revenue beat(4)-3.45%
Min Revenue beat(4)-14.54%
Max Revenue beat(4)11.34%
Revenue beat(8)5
Avg Revenue beat(8)3.36%
Revenue beat(12)8
Avg Revenue beat(12)4.83%
Revenue beat(16)12
Avg Revenue beat(16)5.3%
PT rev (1m)-0.66%
PT rev (3m)-1.95%
EPS NQ rev (1m)2.02%
EPS NQ rev (3m)2.02%
EPS NY rev (1m)1.18%
EPS NY rev (3m)0.8%
Revenue NQ rev (1m)3.08%
Revenue NQ rev (3m)3.08%
Revenue NY rev (1m)-1.97%
Revenue NY rev (3m)-1.97%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.73 | ||
| Fwd PE | 7.61 | ||
| P/S | 3.46 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.84 | ||
| P/tB | 0.84 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.18
EY12.94%
EPS(NY)1.2
Fwd EY13.14%
FCF(TTM)-7.26
FCFYN/A
OCF(TTM)-7.26
OCFYN/A
SpS2.63
BVpS10.83
TBVpS10.83
PEG (NY)4.96
PEG (5Y)7.37
Graham Number16.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.28% | ||
| ROE | 6.18% | ||
| ROCE | 3.79% | ||
| ROIC | 2.99% | ||
| ROICexc | 3.13% | ||
| ROICexgc | 3.13% | ||
| OM | 41.32% | ||
| PM (TTM) | 25.39% | ||
| GM | 45.45% | ||
| FCFM | N/A |
ROA(3y)3.32%
ROA(5y)3.01%
ROE(3y)7.55%
ROE(5y)6.97%
ROIC(3y)3.57%
ROIC(5y)3.34%
ROICexc(3y)3.83%
ROICexc(5y)3.54%
ROICexgc(3y)3.83%
ROICexgc(5y)3.54%
ROCE(3y)4.52%
ROCE(5y)4.23%
ROICexgc growth 3Y-2.25%
ROICexgc growth 5Y-0.62%
ROICexc growth 3Y-2.25%
ROICexc growth 5Y-0.62%
OM growth 3Y-3.82%
OM growth 5Y-2.06%
PM growth 3Y97.06%
PM growth 5Y5.67%
GM growth 3Y-2.79%
GM growth 5Y-1.83%
F-Score2
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.65 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.24 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.32 | ||
| Quick Ratio | 2.32 | ||
| Altman-Z | 0.47 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.84%
EPS 3Y-0.56%
EPS 5Y1.05%
EPS Q2Q%16.67%
EPS Next Y1.56%
EPS Next 2Y-0.23%
EPS Next 3Y-1.96%
EPS Next 5YN/A
Revenue 1Y (TTM)40.28%
Revenue growth 3Y35.32%
Revenue growth 5Y22.31%
Sales Q2Q%-0.53%
Revenue Next Year9.55%
Revenue Next 2Y4.74%
Revenue Next 3Y-13.09%
Revenue Next 5YN/A
EBIT growth 1Y37.41%
EBIT growth 3Y30.15%
EBIT growth 5Y19.79%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y10.08%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y10.08%
OCF growth 3YN/A
OCF growth 5YN/A
PENNANTPARK FLOATING RATE CA / PFLT FAQ
What is the fundamental rating for PFLT stock?
ChartMill assigns a fundamental rating of 4 / 10 to PFLT.
What is the valuation status of PENNANTPARK FLOATING RATE CA (PFLT) stock?
ChartMill assigns a valuation rating of 5 / 10 to PENNANTPARK FLOATING RATE CA (PFLT). This can be considered as Fairly Valued.
How profitable is PENNANTPARK FLOATING RATE CA (PFLT) stock?
PENNANTPARK FLOATING RATE CA (PFLT) has a profitability rating of 4 / 10.
What is the financial health of PENNANTPARK FLOATING RATE CA (PFLT) stock?
The financial health rating of PENNANTPARK FLOATING RATE CA (PFLT) is 3 / 10.
Is the dividend of PENNANTPARK FLOATING RATE CA sustainable?
The dividend rating of PENNANTPARK FLOATING RATE CA (PFLT) is 5 / 10 and the dividend payout ratio is 168.1%.