PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:PEUG - FR0000064784 - Common Stock
75.2 EUR
-0.7 (-0.92%)
PEUG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 59 industry peers in the Financial Services industry. PEUG has only an average score on both its financial health and profitability. PEUG does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year PEUG was profitable.
- PEUG had a positive operating cash flow in the past year.
- In the past 5 years PEUG has always been profitable.
- PEUG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.71%, PEUG is in line with its industry, outperforming 42.62% of the companies in the same industry.
- With a Return On Equity value of 1.01%, PEUG is not doing good in the industry: 62.30% of the companies in the same industry are doing better.
- PEUG has a Return On Invested Capital (1.87%) which is in line with its industry peers.
- PEUG had an Average Return On Invested Capital over the past 3 years of 2.38%. This is significantly below the industry average of 10.02%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
- The Profit Margin of PEUG (23.03%) is better than 78.69% of its industry peers.
- PEUG's Profit Margin has declined in the last couple of years.
- PEUG has a better Operating Margin (82.18%) than 96.72% of its industry peers.
- PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PEUG is destroying value.
- The number of shares outstanding for PEUG remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, PEUG has about the same amount of shares outstanding.
- PEUG has a worse debt/assets ratio than last year.
2.2 Solvency
- PEUG has an Altman-Z score of 2.05. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
- PEUG's Altman-Z score of 2.05 is fine compared to the rest of the industry. PEUG outperforms 65.57% of its industry peers.
- The Debt to FCF ratio of PEUG is 25.20, which is on the high side as it means it would take PEUG, 25.20 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of PEUG (25.20) is worse than 63.93% of its industry peers.
- PEUG has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.29, PEUG is in the better half of the industry, outperforming 67.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.05 |
ROIC/WACC0.31
WACC5.97%
2.3 Liquidity
- PEUG has a Current Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 28.76, PEUG belongs to the best of the industry, outperforming 98.36% of the companies in the same industry.
- A Quick Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
- The Quick ratio of PEUG (28.76) is better than 98.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
- PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.64%.
- The Earnings Per Share has been growing slightly by 2.18% on average over the past years.
- PEUG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -20.93%.
- Measured over the past years, PEUG shows a small growth in Revenue. The Revenue has been growing by 5.58% on average per year.
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
- The Earnings Per Share is expected to decrease by -0.37% on average over the next years.
- Based on estimates for the next years, PEUG will show a decrease in Revenue. The Revenue will decrease by 0.00% on average per year.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 47.30, the valuation of PEUG can be described as expensive.
- PEUG's Price/Earnings ratio is a bit more expensive when compared to the industry. PEUG is more expensive than 63.93% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, PEUG is valued quite expensively.
- With a Price/Forward Earnings ratio of 8.71, the valuation of PEUG can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, PEUG is valued a bit cheaper than the industry average as 73.77% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of PEUG to the average of the S&P500 Index (25.98), we can say PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.3 | ||
| Fwd PE | 8.71 |
4.2 Price Multiples
- PEUG's Enterprise Value to EBITDA ratio is in line with the industry average.
- Based on the Price/Free Cash Flow ratio, PEUG is valued a bit more expensive than 65.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.86 | ||
| EV/EBITDA | 19.18 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.65
PEG (5Y)21.69
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
- PEUG has a Yearly Dividend Yield of 4.28%, which is a nice return.
- Compared to an average industry Dividend Yield of 1.97, PEUG pays a better dividend. On top of this PEUG pays more dividend than 80.33% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.81, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.28% |
5.2 History
- On average, the dividend of PEUG grows each year by 8.64%, which is quite nice.
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
- 202.41% of the earnings are spent on dividend by PEUG. This is not a sustainable payout ratio.
- PEUG's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
What is the valuation status of PEUGEOT INVEST (PEUG.PA) stock?
ChartMill assigns a valuation rating of 3 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Overvalued.
What is the profitability of PEUG stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for PEUG stock?
The Price/Earnings (PE) ratio for PEUGEOT INVEST (PEUG.PA) is 47.3 and the Price/Book (PB) ratio is 0.47.
What is the expected EPS growth for PEUGEOT INVEST (PEUG.PA) stock?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.