PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - EPA:PEUG - FR0000064784 - Common Stock
72.3 EUR
-0.8 (-1.09%)
PEUG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 52 industry peers in the Financial Services industry. PEUG has only an average score on both its financial health and profitability. PEUG has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
In the past year PEUG had a positive cash flow from operations.
PEUG had positive earnings in each of the past 5 years.
PEUG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.71%, PEUG is in line with its industry, outperforming 48.08% of the companies in the same industry.
PEUG has a Return On Equity of 1.01%. This is comparable to the rest of the industry: PEUG outperforms 42.31% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.87%, PEUG is in line with its industry, outperforming 46.15% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PEUG is significantly below the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
PEUG has a better Profit Margin (23.03%) than 80.77% of its industry peers.
In the last couple of years the Profit Margin of PEUG has declined.
PEUG has a better Operating Margin (82.18%) than 96.15% of its industry peers.
PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PEUG is destroying value.
Compared to 1 year ago, PEUG has about the same amount of shares outstanding.
Compared to 5 years ago, PEUG has about the same amount of shares outstanding.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.03 indicates that PEUG is not a great score, but indicates only limited risk for bankruptcy at the moment.
PEUG has a Altman-Z score of 2.03. This is comparable to the rest of the industry: PEUG outperforms 59.62% of its industry peers.
PEUG has a debt to FCF ratio of 25.20. This is a negative value and a sign of low solvency as PEUG would need 25.20 years to pay back of all of its debts.
PEUG has a worse Debt to FCF ratio (25.20) than 67.31% of its industry peers.
PEUG has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
PEUG's Debt to Equity ratio of 0.29 is in line compared to the rest of the industry. PEUG outperforms 57.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.03 |
ROIC/WACC0.32
WACC5.78%
2.3 Liquidity
PEUG has a Current Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 28.76, PEUG belongs to the top of the industry, outperforming 96.15% of the companies in the same industry.
PEUG has a Quick Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 28.76, PEUG belongs to the best of the industry, outperforming 96.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.67%.
PEUG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.18% yearly.
The Revenue for PEUG has decreased by -20.93% in the past year. This is quite bad
Measured over the past years, PEUG shows a small growth in Revenue. The Revenue has been growing by 5.58% on average per year.
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
PEUG is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.37% yearly.
PEUG is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by 0.00% yearly.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
PEUG is valuated quite expensively with a Price/Earnings ratio of 45.47.
PEUG's Price/Earnings ratio is in line with the industry average.
PEUG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.89.
With a Price/Forward Earnings ratio of 8.38, the valuation of PEUG can be described as very reasonable.
78.85% of the companies in the same industry are more expensive than PEUG, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of PEUG to the average of the S&P500 Index (34.59), we can say PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.47 | ||
| Fwd PE | 8.38 |
4.2 Price Multiples
PEUG's Enterprise Value to EBITDA ratio is in line with the industry average.
67.31% of the companies in the same industry are cheaper than PEUG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.25 | ||
| EV/EBITDA | 18.68 |
4.3 Compensation for Growth
PEUG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.63
PEG (5Y)20.85
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.45%, PEUG is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.37, PEUG pays a better dividend. On top of this PEUG pays more dividend than 82.69% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.45% |
5.2 History
On average, the dividend of PEUG grows each year by 8.64%, which is quite nice.
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
PEUG pays out 202.41% of its income as dividend. This is not a sustainable payout ratio.
PEUG's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (11/14/2025, 7:00:00 PM)
72.3
-0.8 (-1.09%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.49%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.80B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target101.24 (40.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.45% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.8%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)73.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.47 | ||
| Fwd PE | 8.38 | ||
| P/S | 10.41 | ||
| P/FCF | 40.25 | ||
| P/OCF | 40.09 | ||
| P/B | 0.46 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | 18.68 |
EPS(TTM)1.59
EY2.2%
EPS(NY)8.63
Fwd EY11.94%
FCF(TTM)1.8
FCFY2.48%
OCF(TTM)1.8
OCFY2.49%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.63
PEG (5Y)20.85
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.03 |
F-Score5
WACC5.78%
ROIC/WACC0.32
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.52%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.82%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.97%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
Can you provide the valuation status for PEUGEOT INVEST?
ChartMill assigns a valuation rating of 4 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Fairly Valued.
How profitable is PEUGEOT INVEST (PEUG.PA) stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
What is the earnings growth outlook for PEUGEOT INVEST?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.
Is the dividend of PEUGEOT INVEST sustainable?
The dividend rating of PEUGEOT INVEST (PEUG.PA) is 6 / 10 and the dividend payout ratio is 202.41%.