PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
EPA:PEUG - Euronext Paris - Matif - FR0000064784 - Common Stock - Currency: EUR
PEUG gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. Both the profitability and the financial health of PEUG get a neutral evaluation. Nothing too spectacular is happening here. PEUG has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
PEUG had a positive operating cash flow in the past year.
Each year in the past 5 years PEUG has been profitable.
Of the past 5 years PEUG 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 1.38%, PEUG perfoms like the industry average, outperforming 42.00% of the companies in the same industry.
PEUG has a Return On Equity of 2.01%. This is in the lower half of the industry: PEUG underperforms 62.00% of its industry peers.
The Return On Invested Capital of PEUG (1.60%) is worse than 62.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PEUG is significantly below the industry average of 11.19%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 2.01% | ||
| ROIC | 1.6% |
ROA(3y)3.37%
ROA(5y)2.88%
ROE(3y)5.15%
ROE(5y)4.33%
ROIC(3y)3.35%
ROIC(5y)2.85%
1.3 Margins
PEUG's Profit Margin of 51.39% is amongst the best of the industry. PEUG outperforms 88.00% of its industry peers.
In the last couple of years the Profit Margin of PEUG has declined.
With an excellent Operating Margin value of 80.75%, PEUG belongs to the best of the industry, outperforming 98.00% of the companies in the same industry.
PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 80.75% | ||
| PM (TTM) | 51.39% | ||
| GM | N/A |
OM growth 3Y0.34%
OM growth 5Y-0.05%
PM growth 3Y-4.07%
PM growth 5Y-6.82%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PEUG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for PEUG remains at a similar level compared to 1 year ago.
Compared to 5 years ago, PEUG has more shares outstanding
Compared to 1 year ago, PEUG has an improved debt to assets ratio.
2.2 Solvency
PEUG has an Altman-Z score of 1.39. This is a bad value and indicates that PEUG is not financially healthy and even has some risk of bankruptcy.
PEUG's Altman-Z score of 1.39 is in line compared to the rest of the industry. PEUG outperforms 48.00% of its industry peers.
The Debt to FCF ratio of PEUG is 3.12, which is a good value as it means it would take PEUG, 3.12 years of fcf income to pay off all of its debts.
PEUG has a better Debt to FCF ratio (3.12) than 64.00% of its industry peers.
A Debt/Equity ratio of 0.26 indicates that PEUG is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.26, PEUG is doing good in the industry, outperforming 62.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.26 | ||
| Debt/FCF | 3.12 | ||
| Altman-Z | 1.39 |
ROIC/WACC0.28
WACC5.68%
2.3 Liquidity
PEUG has a Current Ratio of 11.26. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 11.26, PEUG belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
PEUG has a Quick Ratio of 11.26. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 11.26, PEUG belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.26 | ||
| Quick Ratio | 11.26 |
3. Growth
3.1 Past
PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -62.25%.
Measured over the past 5 years, PEUG shows a small growth in Earnings Per Share. The EPS has been growing by 3.53% on average per year.
Looking at the last year, PEUG shows a very negative growth in Revenue. The Revenue has decreased by -47.16% in the last year.
Measured over the past years, PEUG shows a quite strong growth in Revenue. The Revenue has been growing by 11.11% on average per year.
EPS 1Y (TTM)-62.25%
EPS 3Y0.63%
EPS 5Y3.53%
EPS Q2Q%-9.6%
Revenue 1Y (TTM)-47.16%
Revenue growth 3Y4.9%
Revenue growth 5Y11.11%
Sales Q2Q%-13.76%
3.2 Future
Based on estimates for the next years, PEUG will show a very negative growth in Earnings Per Share. The EPS will decrease by -17.11% on average per year.
The Revenue is expected to grow by 0.13% on average over the next years.
EPS Next Y-0.69%
EPS Next 2Y-0.64%
EPS Next 3Y-17.11%
EPS Next 5YN/A
Revenue Next Year0.38%
Revenue Next 2Y0.19%
Revenue Next 3Y0.13%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 17.12 indicates a rather expensive valuation of PEUG.
PEUG's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of PEUG to the average of the S&P500 Index (29.35), we can say PEUG is valued slightly cheaper.
With a Price/Forward Earnings ratio of 8.87, the valuation of PEUG can be described as very reasonable.
PEUG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PEUG is cheaper than 72.00% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of PEUG to the average of the S&P500 Index (22.10), we can say PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.12 | ||
| Fwd PE | 8.87 |
4.2 Price Multiples
PEUG's Enterprise Value to EBITDA ratio is in line with the industry average.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PEUG indicates a rather cheap valuation: PEUG is cheaper than 90.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.09 | ||
| EV/EBITDA | 17.28 |
4.3 Compensation for Growth
PEUG's earnings are expected to decrease with -17.11% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)4.85
EPS Next 2Y-0.64%
EPS Next 3Y-17.11%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.66%, PEUG has a reasonable but not impressive dividend return.
PEUG's Dividend Yield is a higher than the industry average which is at 3.76.
PEUG's Dividend Yield is rather good when compared to the S&P500 average which is at 2.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.66% |
5.2 History
The dividend of PEUG is nicely growing with an annual growth rate of 7.37%!
Dividend Growth(5Y)7.37%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
PEUG pays out 71.77% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP71.77%
EPS Next 2Y-0.64%
EPS Next 3Y-17.11%
EPA:PEUG (3/10/2025, 10:56:30 AM)
77.2
-0.3 (-0.39%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.47%
Inst Owner ChangeN/A
Ins Owners0.22%
Ins Owner ChangeN/A
Market Cap1.92B
Analysts86
Price Target115.52 (49.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.66% |
Yearly Dividend2.85
Dividend Growth(5Y)7.37%
DP71.77%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-9.04%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.12 | ||
| Fwd PE | 8.87 | ||
| P/S | 8.79 | ||
| P/FCF | 4.09 | ||
| P/OCF | 4.09 | ||
| P/B | 0.34 | ||
| P/tB | 0.34 | ||
| EV/EBITDA | 17.28 |
EPS(TTM)4.51
EY5.84%
EPS(NY)8.7
Fwd EY11.27%
FCF(TTM)18.87
FCFY24.44%
OCF(TTM)18.87
OCFY24.45%
SpS8.78
BVpS224.87
TBVpS224.87
PEG (NY)N/A
PEG (5Y)4.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 2.01% | ||
| ROCE | 2.17% | ||
| ROIC | 1.6% | ||
| ROICexc | 1.66% | ||
| ROICexgc | 1.66% | ||
| OM | 80.75% | ||
| PM (TTM) | 51.39% | ||
| GM | N/A | ||
| FCFM | 214.94% |
ROA(3y)3.37%
ROA(5y)2.88%
ROE(3y)5.15%
ROE(5y)4.33%
ROIC(3y)3.35%
ROIC(5y)2.85%
ROICexc(3y)3.38%
ROICexc(5y)2.87%
ROICexgc(3y)3.38%
ROICexgc(5y)2.87%
ROCE(3y)4.55%
ROCE(5y)3.87%
ROICexcg growth 3Y-3.63%
ROICexcg growth 5Y-2.33%
ROICexc growth 3Y-3.63%
ROICexc growth 5Y-2.33%
OM growth 3Y0.34%
OM growth 5Y-0.05%
PM growth 3Y-4.07%
PM growth 5Y-6.82%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.26 | ||
| Debt/FCF | 3.12 | ||
| Debt/EBITDA | 8.26 | ||
| Cap/Depr | 9.99% | ||
| Cap/Sales | 0.04% | ||
| Interest Coverage | 7.02 | ||
| Cash Conversion | 264.82% | ||
| Profit Quality | 418.28% | ||
| Current Ratio | 11.26 | ||
| Quick Ratio | 11.26 | ||
| Altman-Z | 1.39 |
F-Score5
WACC5.68%
ROIC/WACC0.28
Cap/Depr(3y)77.66%
Cap/Depr(5y)64.79%
Cap/Sales(3y)0.26%
Cap/Sales(5y)0.21%
Profit Quality(3y)101.86%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-62.25%
EPS 3Y0.63%
EPS 5Y3.53%
EPS Q2Q%-9.6%
EPS Next Y-0.69%
EPS Next 2Y-0.64%
EPS Next 3Y-17.11%
EPS Next 5YN/A
Revenue 1Y (TTM)-47.16%
Revenue growth 3Y4.9%
Revenue growth 5Y11.11%
Sales Q2Q%-13.76%
Revenue Next Year0.38%
Revenue Next 2Y0.19%
Revenue Next 3Y0.13%
Revenue Next 5YN/A
EBIT growth 1Y-52.84%
EBIT growth 3Y5.26%
EBIT growth 5Y11.05%
EBIT Next Year0.87%
EBIT Next 3Y-0.14%
EBIT Next 5YN/A
FCF growth 1Y108.79%
FCF growth 3YN/A
FCF growth 5Y26.1%
OCF growth 1Y107.87%
OCF growth 3YN/A
OCF growth 5Y25.82%