PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:PEUG - FR0000064784 - Common Stock
72.8 EUR
+0.3 (+0.41%)
We assign a fundamental rating of 4 out of 10 to PEUG. PEUG was compared to 53 industry peers in the Financial Services industry. PEUG has an average financial health and profitability rating. PEUG has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
PEUG had a positive operating cash flow in the past year.
Each year in the past 5 years PEUG has been profitable.
PEUG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
PEUG has a Return On Assets of 0.71%. This is comparable to the rest of the industry: PEUG outperforms 52.83% of its industry peers.
PEUG has a Return On Equity of 1.01%. This is comparable to the rest of the industry: PEUG outperforms 45.28% of its industry peers.
The Return On Invested Capital of PEUG (1.87%) is comparable to the rest of the industry.
PEUG had an Average Return On Invested Capital over the past 3 years of 2.38%. This is significantly below the industry average of 8.74%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
The Profit Margin of PEUG (23.03%) is better than 83.02% of its industry peers.
In the last couple of years the Profit Margin of PEUG has declined.
Looking at the Operating Margin, with a value of 82.18%, PEUG belongs to the top of the industry, outperforming 96.23% of the companies in the same industry.
In the last couple of years the Operating Margin of PEUG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PEUG is destroying value.
PEUG has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for PEUG remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
PEUG has an Altman-Z score of 2.03. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of PEUG (2.03) is better than 64.15% of its industry peers.
The Debt to FCF ratio of PEUG is 25.20, which is on the high side as it means it would take PEUG, 25.20 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of PEUG (25.20) is worse than 60.38% of its industry peers.
A Debt/Equity ratio of 0.29 indicates that PEUG is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.29, PEUG is in the better half of the industry, outperforming 62.26% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.03 |
ROIC/WACC0.34
WACC5.46%
2.3 Liquidity
PEUG has a Current Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
PEUG has a Current ratio of 28.76. This is amongst the best in the industry. PEUG outperforms 96.23% of its industry peers.
A Quick Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 28.76, PEUG belongs to the best of the industry, outperforming 96.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
The earnings per share for PEUG have decreased strongly by -64.67% in the last year.
Measured over the past 5 years, PEUG shows a small growth in Earnings Per Share. The EPS has been growing by 2.18% on average per year.
PEUG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -20.93%.
The Revenue has been growing slightly by 5.58% on average over the past years.
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
PEUG is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.37% yearly.
Based on estimates for the next years, PEUG will show a decrease in Revenue. The Revenue will decrease by 0.00% on average per year.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 45.79 indicates a quite expensive valuation of PEUG.
The rest of the industry has a similar Price/Earnings ratio as PEUG.
PEUG is valuated expensively when we compare the Price/Earnings ratio to 26.15, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 8.44, the valuation of PEUG can be described as very reasonable.
Based on the Price/Forward Earnings ratio, PEUG is valued a bit cheaper than 77.36% of the companies in the same industry.
PEUG is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.12, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.79 | ||
| Fwd PE | 8.44 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as PEUG.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PEUG indicates a slightly more expensive valuation: PEUG is more expensive than 60.38% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.53 | ||
| EV/EBITDA | 18.71 |
4.3 Compensation for Growth
PEUG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.63
PEG (5Y)21
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
PEUG has a Yearly Dividend Yield of 4.60%, which is a nice return.
Compared to an average industry Dividend Yield of 3.54, PEUG pays a better dividend. On top of this PEUG pays more dividend than 81.13% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.6% |
5.2 History
The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
PEUG pays out 202.41% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (11/27/2025, 5:00:14 PM)
72.8
+0.3 (+0.41%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.49%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.81B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target101.24 (39.07%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.6% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.8%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)73.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.79 | ||
| Fwd PE | 8.44 | ||
| P/S | 10.49 | ||
| P/FCF | 40.53 | ||
| P/OCF | 40.37 | ||
| P/B | 0.46 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | 18.71 |
EPS(TTM)1.59
EY2.18%
EPS(NY)8.63
Fwd EY11.85%
FCF(TTM)1.8
FCFY2.47%
OCF(TTM)1.8
OCFY2.48%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.63
PEG (5Y)21
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.03 |
F-Score5
WACC5.46%
ROIC/WACC0.34
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.52%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.82%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.97%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
Can you provide the valuation status for PEUGEOT INVEST?
ChartMill assigns a valuation rating of 4 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Fairly Valued.
How profitable is PEUGEOT INVEST (PEUG.PA) stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
What is the earnings growth outlook for PEUGEOT INVEST?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.
Is the dividend of PEUGEOT INVEST sustainable?
The dividend rating of PEUGEOT INVEST (PEUG.PA) is 6 / 10 and the dividend payout ratio is 202.41%.