PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - EPA:PEUG - FR0000064784 - Common Stock
70.5 EUR
-0.7 (-0.98%)
PEUG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 52 industry peers in the Financial Services industry. Both the profitability and the financial health of PEUG get a neutral evaluation. Nothing too spectacular is happening here. PEUG is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
PEUG had positive earnings in the past year.
In the past year PEUG had a positive cash flow from operations.
PEUG had positive earnings in each of the past 5 years.
Of the past 5 years PEUG 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of PEUG (0.71%) is comparable to the rest of the industry.
PEUG has a Return On Equity of 1.01%. This is comparable to the rest of the industry: PEUG outperforms 42.31% of its industry peers.
PEUG's Return On Invested Capital of 1.87% is in line compared to the rest of the industry. PEUG outperforms 46.15% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PEUG is significantly below the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
Looking at the Profit Margin, with a value of 23.03%, PEUG belongs to the top of the industry, outperforming 80.77% of the companies in the same industry.
PEUG's Profit Margin has declined in the last couple of years.
PEUG has a Operating Margin of 82.18%. This is amongst the best in the industry. PEUG outperforms 96.15% of its industry peers.
In the last couple of years the Operating Margin of PEUG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PEUG is destroying value.
Compared to 1 year ago, PEUG has about the same amount of shares outstanding.
The number of shares outstanding for PEUG remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.02 indicates that PEUG is not a great score, but indicates only limited risk for bankruptcy at the moment.
PEUG has a Altman-Z score (2.02) which is in line with its industry peers.
The Debt to FCF ratio of PEUG is 25.20, which is on the high side as it means it would take PEUG, 25.20 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 25.20, PEUG is doing worse than 65.38% of the companies in the same industry.
A Debt/Equity ratio of 0.29 indicates that PEUG is not too dependend on debt financing.
PEUG has a Debt to Equity ratio (0.29) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.02 |
ROIC/WACC0.34
WACC5.51%
2.3 Liquidity
PEUG has a Current Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 28.76, PEUG belongs to the top of the industry, outperforming 96.15% of the companies in the same industry.
PEUG has a Quick Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 28.76, PEUG belongs to the best of the industry, outperforming 96.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.67%.
Measured over the past 5 years, PEUG shows a small growth in Earnings Per Share. The EPS has been growing by 2.18% on average per year.
PEUG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -20.93%.
Measured over the past years, PEUG shows a small growth in Revenue. The Revenue has been growing by 5.58% on average per year.
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
The Earnings Per Share is expected to decrease by -0.37% on average over the next years.
The Revenue is expected to decrease by 0.00% on average over the next years.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 44.34, which means the current valuation is very expensive for PEUG.
PEUG's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 25.47, PEUG is valued quite expensively.
PEUG is valuated reasonably with a Price/Forward Earnings ratio of 8.17.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PEUG indicates a rather cheap valuation: PEUG is cheaper than 80.77% of the companies listed in the same industry.
PEUG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 35.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.34 | ||
| Fwd PE | 8.17 |
4.2 Price Multiples
PEUG's Enterprise Value to EBITDA is on the same level as the industry average.
65.38% of the companies in the same industry are cheaper than PEUG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 39.25 | ||
| EV/EBITDA | 18.49 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.61
PEG (5Y)20.34
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.45%, PEUG is a good candidate for dividend investing.
PEUG's Dividend Yield is rather good when compared to the industry average which is at 3.37. PEUG pays more dividend than 82.69% of the companies in the same industry.
PEUG's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.45% |
5.2 History
The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
202.41% of the earnings are spent on dividend by PEUG. This is not a sustainable payout ratio.
PEUG's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (11/20/2025, 5:24:59 PM)
70.5
-0.7 (-0.98%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.49%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.76B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target101.24 (43.6%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.45% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.8%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)73.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.34 | ||
| Fwd PE | 8.17 | ||
| P/S | 10.16 | ||
| P/FCF | 39.25 | ||
| P/OCF | 39.1 | ||
| P/B | 0.44 | ||
| P/tB | 0.44 | ||
| EV/EBITDA | 18.49 |
EPS(TTM)1.59
EY2.26%
EPS(NY)8.63
Fwd EY12.24%
FCF(TTM)1.8
FCFY2.55%
OCF(TTM)1.8
OCFY2.56%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.61
PEG (5Y)20.34
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.02 |
F-Score5
WACC5.51%
ROIC/WACC0.34
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.52%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.82%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.97%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
Can you provide the valuation status for PEUGEOT INVEST?
ChartMill assigns a valuation rating of 4 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Fairly Valued.
How profitable is PEUGEOT INVEST (PEUG.PA) stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
What is the earnings growth outlook for PEUGEOT INVEST?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.
Is the dividend of PEUGEOT INVEST sustainable?
The dividend rating of PEUGEOT INVEST (PEUG.PA) is 6 / 10 and the dividend payout ratio is 202.41%.