PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:PEUG - FR0000064784 - Common Stock
76.7 EUR
-0.1 (-0.13%)
Overall PEUG gets a fundamental rating of 4 out of 10. We evaluated PEUG against 58 industry peers in the Financial Services industry. Both the profitability and the financial health of PEUG get a neutral evaluation. Nothing too spectacular is happening here. PEUG does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
PEUG had a positive operating cash flow in the past year.
In the past 5 years PEUG has always been profitable.
PEUG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.71%, PEUG is in line with its industry, outperforming 44.83% of the companies in the same industry.
The Return On Equity of PEUG (1.01%) is worse than 60.34% of its industry peers.
The Return On Invested Capital of PEUG (1.87%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for PEUG is significantly below the industry average of 8.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
With a decent Profit Margin value of 23.03%, PEUG is doing good in the industry, outperforming 79.31% of the companies in the same industry.
In the last couple of years the Profit Margin of PEUG has declined.
Looking at the Operating Margin, with a value of 82.18%, PEUG belongs to the top of the industry, outperforming 96.55% of the companies in the same industry.
PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PEUG is destroying value.
Compared to 1 year ago, PEUG has about the same amount of shares outstanding.
Compared to 5 years ago, PEUG has about the same amount of shares outstanding.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.07 indicates that PEUG is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.07, PEUG is doing good in the industry, outperforming 65.52% of the companies in the same industry.
PEUG has a debt to FCF ratio of 25.20. This is a negative value and a sign of low solvency as PEUG would need 25.20 years to pay back of all of its debts.
PEUG has a Debt to FCF ratio of 25.20. This is in the lower half of the industry: PEUG underperforms 65.52% of its industry peers.
PEUG has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of PEUG (0.29) is better than 65.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.07 |
ROIC/WACC0.32
WACC5.81%
2.3 Liquidity
A Current Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
PEUG has a better Current ratio (28.76) than 98.28% of its industry peers.
A Quick Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 28.76, PEUG belongs to the top of the industry, outperforming 98.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.64%.
The Earnings Per Share has been growing slightly by 2.18% on average over the past years.
PEUG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -20.93%.
Measured over the past years, PEUG shows a small growth in Revenue. The Revenue has been growing by 5.58% on average per year.
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
The Earnings Per Share is expected to decrease by -0.37% on average over the next years.
PEUG is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by 0.00% yearly.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 48.24, PEUG can be considered very expensive at the moment.
Based on the Price/Earnings ratio, PEUG is valued a bit more expensive than 60.34% of the companies in the same industry.
PEUG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.25.
PEUG is valuated reasonably with a Price/Forward Earnings ratio of 8.89.
Based on the Price/Forward Earnings ratio, PEUG is valued a bit cheaper than the industry average as 74.14% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.98, PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 48.24 | ||
| Fwd PE | 8.89 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PEUG is on the same level as its industry peers.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PEUG indicates a slightly more expensive valuation: PEUG is more expensive than 63.79% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 42.7 | ||
| EV/EBITDA | 19.46 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.67
PEG (5Y)22.12
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
PEUG has a Yearly Dividend Yield of 4.24%, which is a nice return.
Compared to an average industry Dividend Yield of 1.97, PEUG pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.92, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.24% |
5.2 History
The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
PEUG pays out 202.41% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (1/13/2026, 2:01:53 PM)
76.7
-0.1 (-0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.76%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.91B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target101.24 (31.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.24% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 48.24 | ||
| Fwd PE | 8.89 | ||
| P/S | 11.05 | ||
| P/FCF | 42.7 | ||
| P/OCF | 42.53 | ||
| P/B | 0.48 | ||
| P/tB | 0.48 | ||
| EV/EBITDA | 19.46 |
EPS(TTM)1.59
EY2.07%
EPS(NY)8.63
Fwd EY11.25%
FCF(TTM)1.8
FCFY2.34%
OCF(TTM)1.8
OCFY2.35%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.67
PEG (5Y)22.12
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.07 |
F-Score5
WACC5.81%
ROIC/WACC0.32
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.68%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.81%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.96%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
What is the valuation status of PEUGEOT INVEST (PEUG.PA) stock?
ChartMill assigns a valuation rating of 3 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Overvalued.
What is the profitability of PEUG stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for PEUG stock?
The Price/Earnings (PE) ratio for PEUGEOT INVEST (PEUG.PA) is 48.24 and the Price/Book (PB) ratio is 0.48.
What is the expected EPS growth for PEUGEOT INVEST (PEUG.PA) stock?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.