PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:PEUG - FR0000064784 - Common Stock
76.2 EUR
-1 (-1.3%)
Taking everything into account, PEUG scores 4 out of 10 in our fundamental rating. PEUG was compared to 60 industry peers in the Financial Services industry. Both the profitability and the financial health of PEUG get a neutral evaluation. Nothing too spectacular is happening here. PEUG has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- PEUG had positive earnings in the past year.
- In the past year PEUG had a positive cash flow from operations.
- In the past 5 years PEUG has always been profitable.
- PEUG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- PEUG has a Return On Assets of 0.71%. This is comparable to the rest of the industry: PEUG outperforms 43.33% of its industry peers.
- Looking at the Return On Equity, with a value of 1.01%, PEUG is doing worse than 61.67% of the companies in the same industry.
- PEUG has a Return On Invested Capital of 1.87%. This is comparable to the rest of the industry: PEUG outperforms 45.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for PEUG is significantly below the industry average of 10.51%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
- With a decent Profit Margin value of 23.03%, PEUG is doing good in the industry, outperforming 78.33% of the companies in the same industry.
- PEUG's Profit Margin has declined in the last couple of years.
- The Operating Margin of PEUG (82.18%) is better than 96.67% of its industry peers.
- In the last couple of years the Operating Margin of PEUG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- PEUG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, PEUG has about the same amount of shares outstanding.
- The number of shares outstanding for PEUG remains at a similar level compared to 5 years ago.
- The debt/assets ratio for PEUG is higher compared to a year ago.
2.2 Solvency
- PEUG has an Altman-Z score of 2.07. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
- PEUG has a Altman-Z score of 2.07. This is in the better half of the industry: PEUG outperforms 66.67% of its industry peers.
- The Debt to FCF ratio of PEUG is 25.20, which is on the high side as it means it would take PEUG, 25.20 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 25.20, PEUG is not doing good in the industry: 63.33% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 0.29 indicates that PEUG is not too dependend on debt financing.
- PEUG has a better Debt to Equity ratio (0.29) than 68.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.07 |
ROIC/WACC0.32
WACC5.92%
2.3 Liquidity
- A Current Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
- PEUG has a Current ratio of 28.76. This is amongst the best in the industry. PEUG outperforms 98.33% of its industry peers.
- PEUG has a Quick Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
- PEUG has a better Quick ratio (28.76) than 98.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
- The earnings per share for PEUG have decreased strongly by -64.64% in the last year.
- The Earnings Per Share has been growing slightly by 2.18% on average over the past years.
- PEUG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -20.93%.
- The Revenue has been growing slightly by 5.58% on average over the past years.
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
- Based on estimates for the next years, PEUG will show a decrease in Earnings Per Share. The EPS will decrease by -0.37% on average per year.
- The Revenue is expected to decrease by 0.00% on average over the next years.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- PEUG is valuated quite expensively with a Price/Earnings ratio of 47.92.
- 63.33% of the companies in the same industry are cheaper than PEUG, based on the Price/Earnings ratio.
- PEUG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.38.
- A Price/Forward Earnings ratio of 8.83 indicates a reasonable valuation of PEUG.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of PEUG indicates a somewhat cheap valuation: PEUG is cheaper than 73.33% of the companies listed in the same industry.
- PEUG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.92 | ||
| Fwd PE | 8.83 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as PEUG.
- 65.00% of the companies in the same industry are cheaper than PEUG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 42.42 | ||
| EV/EBITDA | 19.53 |
4.3 Compensation for Growth
- PEUG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.66
PEG (5Y)21.98
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.11%, PEUG is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 1.95, PEUG pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.85, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.11% |
5.2 History
- The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
- PEUG pays out 202.41% of its income as dividend. This is not a sustainable payout ratio.
- PEUG's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (1/19/2026, 5:29:34 PM)
76.2
-1 (-1.3%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-18 2025-09-18
Earnings (Next)03-19 2026-03-19
Inst Owners9.76%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.90B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target102 (33.86%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.11% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.76%
PT rev (3m)0.76%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.92 | ||
| Fwd PE | 8.83 | ||
| P/S | 10.98 | ||
| P/FCF | 42.42 | ||
| P/OCF | 42.26 | ||
| P/B | 0.48 | ||
| P/tB | 0.48 | ||
| EV/EBITDA | 19.53 |
EPS(TTM)1.59
EY2.09%
EPS(NY)8.63
Fwd EY11.32%
FCF(TTM)1.8
FCFY2.36%
OCF(TTM)1.8
OCFY2.37%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.66
PEG (5Y)21.98
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.07 |
F-Score5
WACC5.92%
ROIC/WACC0.32
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.68%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.81%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.96%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
What is the valuation status of PEUGEOT INVEST (PEUG.PA) stock?
ChartMill assigns a valuation rating of 3 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Overvalued.
What is the profitability of PEUG stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for PEUG stock?
The Price/Earnings (PE) ratio for PEUGEOT INVEST (PEUG.PA) is 47.92 and the Price/Book (PB) ratio is 0.48.
What is the expected EPS growth for PEUGEOT INVEST (PEUG.PA) stock?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.