PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:PEUG - FR0000064784 - Common Stock
79 EUR
+0.7 (+0.89%)
We assign a fundamental rating of 4 out of 10 to PEUG. PEUG was compared to 58 industry peers in the Financial Services industry. PEUG has only an average score on both its financial health and profitability. PEUG has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year PEUG was profitable.
- In the past year PEUG had a positive cash flow from operations.
- PEUG had positive earnings in each of the past 5 years.
- Of the past 5 years PEUG 4 years had a positive operating cash flow.
1.2 Ratios
- PEUG has a Return On Assets (0.71%) which is in line with its industry peers.
- With a Return On Equity value of 1.01%, PEUG is not doing good in the industry: 60.34% of the companies in the same industry are doing better.
- Looking at the Return On Invested Capital, with a value of 1.87%, PEUG is in line with its industry, outperforming 46.55% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for PEUG is significantly below the industry average of 8.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
- PEUG's Profit Margin of 23.03% is fine compared to the rest of the industry. PEUG outperforms 79.31% of its industry peers.
- In the last couple of years the Profit Margin of PEUG has declined.
- With an excellent Operating Margin value of 82.18%, PEUG belongs to the best of the industry, outperforming 96.55% of the companies in the same industry.
- PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- PEUG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, PEUG has about the same amount of shares outstanding.
- The number of shares outstanding for PEUG remains at a similar level compared to 5 years ago.
- PEUG has a worse debt/assets ratio than last year.
2.2 Solvency
- PEUG has an Altman-Z score of 2.08. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.08, PEUG is in the better half of the industry, outperforming 65.52% of the companies in the same industry.
- PEUG has a debt to FCF ratio of 25.20. This is a negative value and a sign of low solvency as PEUG would need 25.20 years to pay back of all of its debts.
- The Debt to FCF ratio of PEUG (25.20) is worse than 65.52% of its industry peers.
- A Debt/Equity ratio of 0.29 indicates that PEUG is not too dependend on debt financing.
- PEUG's Debt to Equity ratio of 0.29 is fine compared to the rest of the industry. PEUG outperforms 65.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.08 |
ROIC/WACC0.32
WACC5.82%
2.3 Liquidity
- A Current Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
- Looking at the Current ratio, with a value of 28.76, PEUG belongs to the top of the industry, outperforming 98.28% of the companies in the same industry.
- A Quick Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
- PEUG's Quick ratio of 28.76 is amongst the best of the industry. PEUG outperforms 98.28% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
- PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.64%.
- The Earnings Per Share has been growing slightly by 2.18% on average over the past years.
- Looking at the last year, PEUG shows a very negative growth in Revenue. The Revenue has decreased by -20.93% in the last year.
- PEUG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.58% yearly.
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
- Based on estimates for the next years, PEUG will show a decrease in Earnings Per Share. The EPS will decrease by -0.37% on average per year.
- Based on estimates for the next years, PEUG will show a decrease in Revenue. The Revenue will decrease by 0.00% on average per year.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- PEUG is valuated quite expensively with a Price/Earnings ratio of 49.69.
- Based on the Price/Earnings ratio, PEUG is valued a bit more expensive than the industry average as 60.34% of the companies are valued more cheaply.
- The average S&P500 Price/Earnings ratio is at 27.54. PEUG is valued rather expensively when compared to this.
- PEUG is valuated reasonably with a Price/Forward Earnings ratio of 9.15.
- PEUG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PEUG is cheaper than 74.14% of the companies in the same industry.
- PEUG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.69 | ||
| Fwd PE | 9.15 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PEUG is on the same level as its industry peers.
- Based on the Price/Free Cash Flow ratio, PEUG is valued a bit more expensive than 63.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 43.98 | ||
| EV/EBITDA | 19.72 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.69
PEG (5Y)22.79
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
- PEUG has a Yearly Dividend Yield of 4.24%, which is a nice return.
- Compared to an average industry Dividend Yield of 1.97, PEUG pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.92, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.24% |
5.2 History
- The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
- PEUG pays out 202.41% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (1/15/2026, 7:00:00 PM)
79
+0.7 (+0.89%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-18 2025-09-18
Earnings (Next)03-19 2026-03-19
Inst Owners9.76%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.97B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target101.24 (28.15%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.24% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.69 | ||
| Fwd PE | 9.15 | ||
| P/S | 11.38 | ||
| P/FCF | 43.98 | ||
| P/OCF | 43.81 | ||
| P/B | 0.5 | ||
| P/tB | 0.5 | ||
| EV/EBITDA | 19.72 |
EPS(TTM)1.59
EY2.01%
EPS(NY)8.63
Fwd EY10.92%
FCF(TTM)1.8
FCFY2.27%
OCF(TTM)1.8
OCFY2.28%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.69
PEG (5Y)22.79
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.08 |
F-Score5
WACC5.82%
ROIC/WACC0.32
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.68%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.81%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.96%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
What is the valuation status of PEUGEOT INVEST (PEUG.PA) stock?
ChartMill assigns a valuation rating of 3 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Overvalued.
What is the profitability of PEUG stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for PEUG stock?
The Price/Earnings (PE) ratio for PEUGEOT INVEST (PEUG.PA) is 49.69 and the Price/Book (PB) ratio is 0.5.
What is the expected EPS growth for PEUGEOT INVEST (PEUG.PA) stock?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.