PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
EPA:PEUG • FR0000064784
72.85 EUR
+0.25 (+0.34%)
Last: Feb 27, 2026, 05:29 PM
Taking everything into account, PEUG scores 4 out of 10 in our fundamental rating. PEUG was compared to 56 industry peers in the Financial Services industry. Both the profitability and the financial health of PEUG get a neutral evaluation. Nothing too spectacular is happening here. PEUG has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- PEUG had positive earnings in the past year.
- In the past year PEUG had a positive cash flow from operations.
- PEUG had positive earnings in each of the past 5 years.
- Of the past 5 years PEUG 4 years had a positive operating cash flow.
1.2 Ratios
- PEUG has a Return On Assets (0.71%) which is comparable to the rest of the industry.
- The Return On Equity of PEUG (1.01%) is comparable to the rest of the industry.
- PEUG's Return On Invested Capital of 1.87% is in line compared to the rest of the industry. PEUG outperforms 48.21% of its industry peers.
- PEUG had an Average Return On Invested Capital over the past 3 years of 2.38%. This is significantly below the industry average of 8.48%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
- Looking at the Profit Margin, with a value of 23.03%, PEUG belongs to the top of the industry, outperforming 80.36% of the companies in the same industry.
- PEUG's Profit Margin has declined in the last couple of years.
- PEUG has a Operating Margin of 82.18%. This is amongst the best in the industry. PEUG outperforms 96.43% of its industry peers.
- PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PEUG is destroying value.
- The number of shares outstanding for PEUG remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, PEUG has about the same amount of shares outstanding.
- The debt/assets ratio for PEUG is higher compared to a year ago.
2.2 Solvency
- PEUG has an Altman-Z score of 2.03. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
- With a decent Altman-Z score value of 2.03, PEUG is doing good in the industry, outperforming 71.43% of the companies in the same industry.
- PEUG has a debt to FCF ratio of 25.20. This is a negative value and a sign of low solvency as PEUG would need 25.20 years to pay back of all of its debts.
- PEUG's Debt to FCF ratio of 25.20 is in line compared to the rest of the industry. PEUG outperforms 42.86% of its industry peers.
- PEUG has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
- PEUG has a Debt to Equity ratio of 0.29. This is in the better half of the industry: PEUG outperforms 66.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.03 |
ROIC/WACC0.34
WACC5.56%
2.3 Liquidity
- PEUG has a Current Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 28.76, PEUG belongs to the top of the industry, outperforming 98.21% of the companies in the same industry.
- PEUG has a Quick Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 28.76, PEUG belongs to the top of the industry, outperforming 98.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
- The earnings per share for PEUG have decreased strongly by -64.64% in the last year.
- Measured over the past 5 years, PEUG shows a small growth in Earnings Per Share. The EPS has been growing by 2.18% on average per year.
- PEUG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -20.93%.
- Measured over the past years, PEUG shows a small growth in Revenue. The Revenue has been growing by 5.58% on average per year.
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
- Based on estimates for the next years, PEUG will show a decrease in Earnings Per Share. The EPS will decrease by -0.37% on average per year.
- PEUG is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by 0.00% yearly.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 45.82, PEUG can be considered very expensive at the moment.
- 60.71% of the companies in the same industry are cheaper than PEUG, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of PEUG to the average of the S&P500 Index (27.10), we can say PEUG is valued expensively.
- With a Price/Forward Earnings ratio of 8.44, the valuation of PEUG can be described as very reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of PEUG indicates a somewhat cheap valuation: PEUG is cheaper than 67.86% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 28.06. PEUG is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.82 | ||
| Fwd PE | 8.44 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PEUG is on the same level as its industry peers.
- 60.71% of the companies in the same industry are cheaper than PEUG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.56 | ||
| EV/EBITDA | 18.73 |
4.3 Compensation for Growth
- PEUG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.63
PEG (5Y)21.01
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
- PEUG has a Yearly Dividend Yield of 4.54%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.21, PEUG pays a better dividend. On top of this PEUG pays more dividend than 80.36% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.80, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.54% |
5.2 History
- On average, the dividend of PEUG grows each year by 8.64%, which is quite nice.
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
- PEUG pays out 202.41% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (2/27/2026, 5:29:47 PM)
72.85
+0.25 (+0.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-18 2025-09-18
Earnings (Next)02-26 2026-02-26
Inst Owners9.76%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.82B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target98.6 (35.35%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.54% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.33%
PT rev (3m)-2.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.82 | ||
| Fwd PE | 8.44 | ||
| P/S | 10.49 | ||
| P/FCF | 40.56 | ||
| P/OCF | 40.4 | ||
| P/B | 0.46 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | 18.73 |
EPS(TTM)1.59
EY2.18%
EPS(NY)8.63
Fwd EY11.85%
FCF(TTM)1.8
FCFY2.47%
OCF(TTM)1.8
OCFY2.48%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.63
PEG (5Y)21.01
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.03 |
F-Score5
WACC5.56%
ROIC/WACC0.34
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.64%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.68%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.81%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.96%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
What is the valuation status of PEUGEOT INVEST (PEUG.PA) stock?
ChartMill assigns a valuation rating of 3 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Overvalued.
What is the profitability of PEUG stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for PEUG stock?
The Price/Earnings (PE) ratio for PEUGEOT INVEST (PEUG.PA) is 45.82 and the Price/Book (PB) ratio is 0.46.
What is the expected EPS growth for PEUGEOT INVEST (PEUG.PA) stock?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.