PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:PEUG - FR0000064784 - Common Stock
75.8 EUR
-0.2 (-0.26%)
PEUG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 56 industry peers in the Financial Services industry. PEUG has only an average score on both its financial health and profitability. PEUG is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
PEUG had positive earnings in the past year.
PEUG had a positive operating cash flow in the past year.
PEUG had positive earnings in each of the past 5 years.
Of the past 5 years PEUG 4 years had a positive operating cash flow.
1.2 Ratios
PEUG has a Return On Assets of 0.71%. This is comparable to the rest of the industry: PEUG outperforms 48.21% of its industry peers.
PEUG has a Return On Equity of 1.01%. This is comparable to the rest of the industry: PEUG outperforms 41.07% of its industry peers.
The Return On Invested Capital of PEUG (1.87%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for PEUG is significantly below the industry average of 8.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
PEUG has a better Profit Margin (23.03%) than 82.14% of its industry peers.
PEUG's Profit Margin has declined in the last couple of years.
The Operating Margin of PEUG (82.18%) is better than 96.43% of its industry peers.
PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PEUG is destroying value.
PEUG has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, PEUG has about the same amount of shares outstanding.
The debt/assets ratio for PEUG is higher compared to a year ago.
2.2 Solvency
PEUG has an Altman-Z score of 2.06. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
PEUG's Altman-Z score of 2.06 is fine compared to the rest of the industry. PEUG outperforms 67.86% of its industry peers.
PEUG has a debt to FCF ratio of 25.20. This is a negative value and a sign of low solvency as PEUG would need 25.20 years to pay back of all of its debts.
The Debt to FCF ratio of PEUG (25.20) is worse than 64.29% of its industry peers.
A Debt/Equity ratio of 0.29 indicates that PEUG is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.29, PEUG is in the better half of the industry, outperforming 67.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.06 |
ROIC/WACC0.33
WACC5.69%
2.3 Liquidity
PEUG has a Current Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
PEUG has a better Current ratio (28.76) than 96.43% of its industry peers.
A Quick Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
PEUG has a Quick ratio of 28.76. This is amongst the best in the industry. PEUG outperforms 96.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
The earnings per share for PEUG have decreased strongly by -64.67% in the last year.
The Earnings Per Share has been growing slightly by 2.18% on average over the past years.
PEUG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -20.93%.
PEUG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.58% yearly.
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
PEUG is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.37% yearly.
Based on estimates for the next years, PEUG will show a decrease in Revenue. The Revenue will decrease by 0.00% on average per year.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 47.67, PEUG can be considered very expensive at the moment.
Based on the Price/Earnings ratio, PEUG is valued a bit more expensive than the industry average as 60.71% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 26.51, PEUG is valued quite expensively.
A Price/Forward Earnings ratio of 8.78 indicates a reasonable valuation of PEUG.
Based on the Price/Forward Earnings ratio, PEUG is valued a bit cheaper than 73.21% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.13, PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.67 | ||
| Fwd PE | 8.78 |
4.2 Price Multiples
PEUG's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, PEUG is valued a bit more expensive than the industry average as 66.07% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 42.2 | ||
| EV/EBITDA | 19.28 |
4.3 Compensation for Growth
PEUG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.66
PEG (5Y)21.86
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.33%, PEUG is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.10, PEUG pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.00, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.33% |
5.2 History
On average, the dividend of PEUG grows each year by 8.64%, which is quite nice.
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
202.41% of the earnings are spent on dividend by PEUG. This is not a sustainable payout ratio.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (12/31/2025, 7:00:00 PM)
75.8
-0.2 (-0.26%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.7%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.89B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target101.24 (33.56%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.33% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.67 | ||
| Fwd PE | 8.78 | ||
| P/S | 10.92 | ||
| P/FCF | 42.2 | ||
| P/OCF | 42.03 | ||
| P/B | 0.48 | ||
| P/tB | 0.48 | ||
| EV/EBITDA | 19.28 |
EPS(TTM)1.59
EY2.1%
EPS(NY)8.63
Fwd EY11.38%
FCF(TTM)1.8
FCFY2.37%
OCF(TTM)1.8
OCFY2.38%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.66
PEG (5Y)21.86
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.06 |
F-Score5
WACC5.69%
ROIC/WACC0.33
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.52%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.82%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.97%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
What is the valuation status of PEUGEOT INVEST (PEUG.PA) stock?
ChartMill assigns a valuation rating of 3 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Overvalued.
What is the profitability of PEUG stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for PEUG stock?
The Price/Earnings (PE) ratio for PEUGEOT INVEST (PEUG.PA) is 47.67 and the Price/Book (PB) ratio is 0.48.
What is the expected EPS growth for PEUGEOT INVEST (PEUG.PA) stock?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.