PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:PEUG - FR0000064784 - Common Stock
75.1 EUR
+0.2 (+0.27%)
Overall PEUG gets a fundamental rating of 4 out of 10. We evaluated PEUG against 59 industry peers in the Financial Services industry. PEUG has only an average score on both its financial health and profitability. PEUG does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
In the past year PEUG had a positive cash flow from operations.
Each year in the past 5 years PEUG has been profitable.
PEUG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
PEUG has a Return On Assets of 0.71%. This is comparable to the rest of the industry: PEUG outperforms 45.76% of its industry peers.
PEUG's Return On Equity of 1.01% is on the low side compared to the rest of the industry. PEUG is outperformed by 61.02% of its industry peers.
The Return On Invested Capital of PEUG (1.87%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for PEUG is significantly below the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
PEUG has a better Profit Margin (23.03%) than 81.36% of its industry peers.
PEUG's Profit Margin has declined in the last couple of years.
PEUG's Operating Margin of 82.18% is amongst the best of the industry. PEUG outperforms 96.61% of its industry peers.
In the last couple of years the Operating Margin of PEUG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PEUG is destroying value.
Compared to 1 year ago, PEUG has about the same amount of shares outstanding.
The number of shares outstanding for PEUG remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
PEUG has an Altman-Z score of 2.05. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of PEUG (2.05) is better than 67.80% of its industry peers.
The Debt to FCF ratio of PEUG is 25.20, which is on the high side as it means it would take PEUG, 25.20 years of fcf income to pay off all of its debts.
PEUG has a Debt to FCF ratio of 25.20. This is in the lower half of the industry: PEUG underperforms 64.41% of its industry peers.
A Debt/Equity ratio of 0.29 indicates that PEUG is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.29, PEUG is in the better half of the industry, outperforming 67.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.05 |
ROIC/WACC0.34
WACC5.56%
2.3 Liquidity
PEUG has a Current Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 28.76, PEUG belongs to the top of the industry, outperforming 96.61% of the companies in the same industry.
A Quick Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
The Quick ratio of PEUG (28.76) is better than 96.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.67%.
Measured over the past 5 years, PEUG shows a small growth in Earnings Per Share. The EPS has been growing by 2.18% on average per year.
Looking at the last year, PEUG shows a very negative growth in Revenue. The Revenue has decreased by -20.93% in the last year.
The Revenue has been growing slightly by 5.58% on average over the past years.
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
Based on estimates for the next years, PEUG will show a decrease in Earnings Per Share. The EPS will decrease by -0.37% on average per year.
PEUG is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by 0.00% yearly.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 47.23, which means the current valuation is very expensive for PEUG.
Based on the Price/Earnings ratio, PEUG is valued a bit more expensive than 62.71% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.59. PEUG is valued rather expensively when compared to this.
PEUG is valuated reasonably with a Price/Forward Earnings ratio of 8.70.
PEUG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PEUG is cheaper than 74.58% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.23 | ||
| Fwd PE | 8.7 |
4.2 Price Multiples
PEUG's Enterprise Value to EBITDA ratio is in line with the industry average.
67.80% of the companies in the same industry are cheaper than PEUG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.81 | ||
| EV/EBITDA | 19.13 |
4.3 Compensation for Growth
PEUG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.65
PEG (5Y)21.66
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
PEUG has a Yearly Dividend Yield of 4.15%, which is a nice return.
PEUG's Dividend Yield is a higher than the industry average which is at 2.01.
Compared to an average S&P500 Dividend Yield of 1.87, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.15% |
5.2 History
The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
PEUG pays out 202.41% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (12/24/2025, 7:00:00 PM)
75.1
+0.2 (+0.27%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.7%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.87B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target101.24 (34.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.15% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.23 | ||
| Fwd PE | 8.7 | ||
| P/S | 10.82 | ||
| P/FCF | 41.81 | ||
| P/OCF | 41.65 | ||
| P/B | 0.47 | ||
| P/tB | 0.47 | ||
| EV/EBITDA | 19.13 |
EPS(TTM)1.59
EY2.12%
EPS(NY)8.63
Fwd EY11.49%
FCF(TTM)1.8
FCFY2.39%
OCF(TTM)1.8
OCFY2.4%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.65
PEG (5Y)21.66
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.05 |
F-Score5
WACC5.56%
ROIC/WACC0.34
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.52%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.82%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.97%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
Can you provide the valuation status for PEUGEOT INVEST?
ChartMill assigns a valuation rating of 3 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Overvalued.
How profitable is PEUGEOT INVEST (PEUG.PA) stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
What is the earnings growth outlook for PEUGEOT INVEST?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.
Is the dividend of PEUGEOT INVEST sustainable?
The dividend rating of PEUGEOT INVEST (PEUG.PA) is 6 / 10 and the dividend payout ratio is 202.41%.