PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - EPA:PEUG - FR0000064784 - Common Stock
73.7 EUR
+0.1 (+0.14%)
PEUG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. Both the profitability and the financial health of PEUG get a neutral evaluation. Nothing too spectacular is happening here. PEUG has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
In the past year PEUG had a positive cash flow from operations.
In the past 5 years PEUG has always been profitable.
PEUG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.71%, PEUG perfoms like the industry average, outperforming 43.14% of the companies in the same industry.
The Return On Equity of PEUG (1.01%) is worse than 60.78% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.87%, PEUG is in line with its industry, outperforming 43.14% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PEUG is significantly below the industry average of 9.42%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
PEUG has a Profit Margin of 23.03%. This is amongst the best in the industry. PEUG outperforms 80.39% of its industry peers.
PEUG's Profit Margin has declined in the last couple of years.
The Operating Margin of PEUG (82.18%) is better than 96.08% of its industry peers.
In the last couple of years the Operating Margin of PEUG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PEUG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
PEUG has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for PEUG remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.04 indicates that PEUG is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of PEUG (2.04) is comparable to the rest of the industry.
The Debt to FCF ratio of PEUG is 25.20, which is on the high side as it means it would take PEUG, 25.20 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 25.20, PEUG is not doing good in the industry: 72.55% of the companies in the same industry are doing better.
PEUG has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.29, PEUG is doing good in the industry, outperforming 60.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.04 |
ROIC/WACC0.34
WACC5.57%
2.3 Liquidity
PEUG has a Current Ratio of 28.76. This indicates that PEUG is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of PEUG (28.76) is better than 96.08% of its industry peers.
A Quick Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
PEUG has a better Quick ratio (28.76) than 96.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
PEUG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.67%.
PEUG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.18% yearly.
Looking at the last year, PEUG shows a very negative growth in Revenue. The Revenue has decreased by -20.93% in the last year.
PEUG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.58% yearly.
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
PEUG is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.37% yearly.
PEUG is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by 0.00% yearly.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 46.35 indicates a quite expensive valuation of PEUG.
PEUG's Price/Earnings is on the same level as the industry average.
PEUG is valuated expensively when we compare the Price/Earnings ratio to 27.31, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 8.54, which indicates a very decent valuation of PEUG.
80.39% of the companies in the same industry are more expensive than PEUG, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.85, PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.35 | ||
| Fwd PE | 8.54 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PEUG is on the same level as its industry peers.
62.75% of the companies in the same industry are cheaper than PEUG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.03 | ||
| EV/EBITDA | 18.9 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.64
PEG (5Y)21.26
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
PEUG has a Yearly Dividend Yield of 4.27%, which is a nice return.
Compared to an average industry Dividend Yield of 3.49, PEUG pays a better dividend. On top of this PEUG pays more dividend than 82.35% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.27% |
5.2 History
The dividend of PEUG is nicely growing with an annual growth rate of 8.64%!
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
202.41% of the earnings are spent on dividend by PEUG. This is not a sustainable payout ratio.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (10/16/2025, 7:00:00 PM)
73.7
+0.1 (+0.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.49%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.84B
Analysts86
Price Target101.24 (37.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.27% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.8%
PT rev (3m)-7.89%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)73.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.35 | ||
| Fwd PE | 8.54 | ||
| P/S | 10.62 | ||
| P/FCF | 41.03 | ||
| P/OCF | 40.87 | ||
| P/B | 0.47 | ||
| P/tB | 0.47 | ||
| EV/EBITDA | 18.9 |
EPS(TTM)1.59
EY2.16%
EPS(NY)8.63
Fwd EY11.71%
FCF(TTM)1.8
FCFY2.44%
OCF(TTM)1.8
OCFY2.45%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.64
PEG (5Y)21.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexcg growth 3Y-22.71%
ROICexcg growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.04 |
F-Score5
WACC5.57%
ROIC/WACC0.34
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.52%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.82%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.97%
OCF growth 3Y56.56%
OCF growth 5Y31.31%