PEUGEOT INVEST (PEUG.PA) Stock Fundamental Analysis
Europe - EPA:PEUG - FR0000064784 - Common Stock
72.3 EUR
-0.8 (-1.09%)
PEUG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. PEUG has only an average score on both its financial health and profitability. PEUG is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year PEUG was profitable.
In the past year PEUG had a positive cash flow from operations.
In the past 5 years PEUG has always been profitable.
Of the past 5 years PEUG 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of PEUG (0.71%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 1.01%, PEUG is in line with its industry, outperforming 42.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 1.87%, PEUG is in line with its industry, outperforming 46.00% of the companies in the same industry.
PEUG had an Average Return On Invested Capital over the past 3 years of 2.38%. This is significantly below the industry average of 9.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROIC | 1.87% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
1.3 Margins
The Profit Margin of PEUG (23.03%) is better than 80.00% of its industry peers.
PEUG's Profit Margin has declined in the last couple of years.
The Operating Margin of PEUG (82.18%) is better than 96.00% of its industry peers.
PEUG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A |
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PEUG is destroying value.
The number of shares outstanding for PEUG remains at a similar level compared to 1 year ago.
The number of shares outstanding for PEUG remains at a similar level compared to 5 years ago.
Compared to 1 year ago, PEUG has a worse debt to assets ratio.
2.2 Solvency
PEUG has an Altman-Z score of 2.03. This is not the best score and indicates that PEUG is in the grey zone with still only limited risk for bankruptcy at the moment.
PEUG's Altman-Z score of 2.03 is in line compared to the rest of the industry. PEUG outperforms 58.00% of its industry peers.
PEUG has a debt to FCF ratio of 25.20. This is a negative value and a sign of low solvency as PEUG would need 25.20 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 25.20, PEUG is doing worse than 68.00% of the companies in the same industry.
PEUG has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
PEUG has a Debt to Equity ratio (0.29) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Altman-Z | 2.03 |
ROIC/WACC0.32
WACC5.78%
2.3 Liquidity
A Current Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
The Current ratio of PEUG (28.76) is better than 96.00% of its industry peers.
A Quick Ratio of 28.76 indicates that PEUG has no problem at all paying its short term obligations.
The Quick ratio of PEUG (28.76) is better than 96.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 |
3. Growth
3.1 Past
The earnings per share for PEUG have decreased strongly by -64.67% in the last year.
PEUG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.18% yearly.
The Revenue for PEUG has decreased by -20.93% in the past year. This is quite bad
The Revenue has been growing slightly by 5.58% on average over the past years.
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
3.2 Future
The Earnings Per Share is expected to decrease by -0.37% on average over the next years.
PEUG is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by 0.00% yearly.
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PEUG is valuated quite expensively with a Price/Earnings ratio of 45.47.
Compared to the rest of the industry, the Price/Earnings ratio of PEUG is on the same level as its industry peers.
PEUG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.89.
A Price/Forward Earnings ratio of 8.38 indicates a reasonable valuation of PEUG.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PEUG indicates a somewhat cheap valuation: PEUG is cheaper than 78.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.59, PEUG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.47 | ||
| Fwd PE | 8.38 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PEUG is on the same level as its industry peers.
62.00% of the companies in the same industry are cheaper than PEUG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.25 | ||
| EV/EBITDA | 18.82 |
4.3 Compensation for Growth
PEUG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.63
PEG (5Y)20.85
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.56%, PEUG is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.47, PEUG pays a better dividend. On top of this PEUG pays more dividend than 82.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, PEUG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.56% |
5.2 History
On average, the dividend of PEUG grows each year by 8.64%, which is quite nice.
Dividend Growth(5Y)8.64%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
PEUG pays out 202.41% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of PEUG has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP202.41%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPA:PEUG (11/14/2025, 7:00:00 PM)
72.3
-0.8 (-1.09%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners9.49%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.80B
Revenue(TTM)173.00M
Net Income(TTM)39.84M
Analysts86
Price Target101.24 (40.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.56% |
Yearly Dividend3.25
Dividend Growth(5Y)8.64%
DP202.41%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.8%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)73.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.47 | ||
| Fwd PE | 8.38 | ||
| P/S | 10.41 | ||
| P/FCF | 40.25 | ||
| P/OCF | 40.09 | ||
| P/B | 0.46 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | 18.82 |
EPS(TTM)1.59
EY2.2%
EPS(NY)8.63
Fwd EY11.94%
FCF(TTM)1.8
FCFY2.48%
OCF(TTM)1.8
OCFY2.49%
SpS6.94
BVpS158.47
TBVpS158.46
PEG (NY)0.63
PEG (5Y)20.85
Graham Number75.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 1.01% | ||
| ROCE | 2.55% | ||
| ROIC | 1.87% | ||
| ROICexc | 1.96% | ||
| ROICexgc | 1.96% | ||
| OM | 82.18% | ||
| PM (TTM) | 23.03% | ||
| GM | N/A | ||
| FCFM | 25.88% |
ROA(3y)2.3%
ROA(5y)2.85%
ROE(3y)3.49%
ROE(5y)4.35%
ROIC(3y)2.38%
ROIC(5y)2.92%
ROICexc(3y)2.42%
ROICexc(5y)2.95%
ROICexgc(3y)2.42%
ROICexgc(5y)2.95%
ROCE(3y)3.24%
ROCE(5y)3.97%
ROICexgc growth 3Y-22.71%
ROICexgc growth 5Y3.65%
ROICexc growth 3Y-22.71%
ROICexc growth 5Y3.65%
OM growth 3Y-3.5%
OM growth 5Y0.48%
PM growth 3Y-6.1%
PM growth 5Y-3.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 25.2 | ||
| Debt/EBITDA | 7.84 | ||
| Cap/Depr | 12.07% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 8.05 | ||
| Cash Conversion | 31.29% | ||
| Profit Quality | 112.36% | ||
| Current Ratio | 28.76 | ||
| Quick Ratio | 28.76 | ||
| Altman-Z | 2.03 |
F-Score5
WACC5.78%
ROIC/WACC0.32
Cap/Depr(3y)77.63%
Cap/Depr(5y)60.82%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.2%
Profit Quality(3y)173.4%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.67%
EPS 3Y-31.56%
EPS 5Y2.18%
EPS Q2Q%-46.76%
EPS Next Y72.5%
EPS Next 2Y30.8%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.93%
Revenue growth 3Y-27.12%
Revenue growth 5Y5.58%
Sales Q2Q%-23.53%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y-19.52%
EBIT growth 3Y-29.67%
EBIT growth 5Y6.09%
EBIT Next Year0%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-69.82%
FCF growth 3Y56.58%
FCF growth 5Y31.37%
OCF growth 1Y-69.97%
OCF growth 3Y56.56%
OCF growth 5Y31.31%
PEUGEOT INVEST / PEUG.PA FAQ
Can you provide the ChartMill fundamental rating for PEUGEOT INVEST?
ChartMill assigns a fundamental rating of 4 / 10 to PEUG.PA.
Can you provide the valuation status for PEUGEOT INVEST?
ChartMill assigns a valuation rating of 4 / 10 to PEUGEOT INVEST (PEUG.PA). This can be considered as Fairly Valued.
How profitable is PEUGEOT INVEST (PEUG.PA) stock?
PEUGEOT INVEST (PEUG.PA) has a profitability rating of 4 / 10.
What is the earnings growth outlook for PEUGEOT INVEST?
The Earnings per Share (EPS) of PEUGEOT INVEST (PEUG.PA) is expected to grow by 72.5% in the next year.
Is the dividend of PEUGEOT INVEST sustainable?
The dividend rating of PEUGEOT INVEST (PEUG.PA) is 6 / 10 and the dividend payout ratio is 202.41%.