112.045 USD
-0.91 (-0.81%)
PCAR gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 130 industry peers in the Machinery industry. While PCAR has a great profitability rating, there are quite some concerns on its financial health. PCAR is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
PCAR had positive earnings in the past year.
In the past year PCAR had a positive cash flow from operations.
In the past 5 years PCAR has always been profitable.
In the past 5 years PCAR always reported a positive cash flow from operatings.
1.2 Ratios
PCAR has a better Return On Assets (6.09%) than 65.38% of its industry peers.
PCAR has a Return On Equity of 13.89%. This is in the better half of the industry: PCAR outperforms 71.54% of its industry peers.
PCAR has a better Return On Invested Capital (8.57%) than 62.31% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PCAR is above the industry average of 10.30%.
The last Return On Invested Capital (8.57%) for PCAR is well below the 3 year average (13.42%), which needs to be investigated, but indicates that PCAR had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.09% | ||
| ROE | 13.89% | ||
| ROIC | 8.57% |
ROA(3y)9.97%
ROA(5y)8.16%
ROE(3y)25.21%
ROE(5y)20.84%
ROIC(3y)13.42%
ROIC(5y)10.79%
1.3 Margins
PCAR's Profit Margin of 9.11% is fine compared to the rest of the industry. PCAR outperforms 69.23% of its industry peers.
In the last couple of years the Profit Margin of PCAR has grown nicely.
Looking at the Operating Margin, with a value of 14.04%, PCAR is in the better half of the industry, outperforming 68.46% of the companies in the same industry.
In the last couple of years the Operating Margin of PCAR has grown nicely.
Looking at the Gross Margin, with a value of 20.67%, PCAR is doing worse than 70.77% of the companies in the same industry.
In the last couple of years the Gross Margin of PCAR has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.04% | ||
| PM (TTM) | 9.11% | ||
| GM | 20.67% |
OM growth 3Y16.77%
OM growth 5Y5.85%
PM growth 3Y15.94%
PM growth 5Y5.8%
GM growth 3Y6.2%
GM growth 5Y2.74%
2. Health
2.1 Basic Checks
PCAR has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, PCAR has more shares outstanding
PCAR has more shares outstanding than it did 5 years ago.
PCAR has a worse debt/assets ratio than last year.
2.2 Solvency
PCAR has an Altman-Z score of 3.14. This indicates that PCAR is financially healthy and has little risk of bankruptcy at the moment.
PCAR's Altman-Z score of 3.14 is in line compared to the rest of the industry. PCAR outperforms 52.31% of its industry peers.
The Debt to FCF ratio of PCAR is 4.96, which is a neutral value as it means it would take PCAR, 4.96 years of fcf income to pay off all of its debts.
PCAR has a Debt to FCF ratio (4.96) which is in line with its industry peers.
A Debt/Equity ratio of 0.82 indicates that PCAR is somewhat dependend on debt financing.
PCAR has a Debt to Equity ratio of 0.82. This is in the lower half of the industry: PCAR underperforms 73.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | 4.96 | ||
| Altman-Z | 3.14 |
ROIC/WACC0.93
WACC9.19%
2.3 Liquidity
PCAR has a Current Ratio of 1.76. This is a normal value and indicates that PCAR is financially healthy and should not expect problems in meeting its short term obligations.
PCAR has a worse Current ratio (1.76) than 63.85% of its industry peers.
PCAR has a Quick Ratio of 1.38. This is a normal value and indicates that PCAR is financially healthy and should not expect problems in meeting its short term obligations.
PCAR's Quick ratio of 1.38 is in line compared to the rest of the industry. PCAR outperforms 58.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.76 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
PCAR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -42.91%.
The Earnings Per Share has been growing slightly by 2.86% on average over the past years.
Looking at the last year, PCAR shows a very negative growth in Revenue. The Revenue has decreased by -15.22% in the last year.
The Revenue has been growing slightly by 5.63% on average over the past years.
EPS 1Y (TTM)-42.91%
EPS 3Y21.05%
EPS 5Y2.86%
EPS Q2Q%-39.46%
Revenue 1Y (TTM)-15.22%
Revenue growth 3Y12.69%
Revenue growth 5Y5.63%
Sales Q2Q%-13.4%
3.2 Future
The Earnings Per Share is expected to grow by 3.01% on average over the next years.
PCAR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.91% yearly.
EPS Next Y-37.74%
EPS Next 2Y-12.33%
EPS Next 3Y-3.04%
EPS Next 5Y3.01%
Revenue Next Year-16.92%
Revenue Next 2Y-7.84%
Revenue Next 3Y-1.85%
Revenue Next 5Y0.91%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 21.93, the valuation of PCAR can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of PCAR indicates a somewhat cheap valuation: PCAR is cheaper than 63.08% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of PCAR to the average of the S&P500 Index (26.55), we can say PCAR is valued inline with the index average.
A Price/Forward Earnings ratio of 18.43 indicates a rather expensive valuation of PCAR.
PCAR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PCAR is cheaper than 65.38% of the companies in the same industry.
PCAR is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.78, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.93 | ||
| Fwd PE | 18.43 |
4.2 Price Multiples
PCAR's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. PCAR is cheaper than 63.08% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PCAR indicates a somewhat cheap valuation: PCAR is cheaper than 73.08% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.42 | ||
| EV/EBITDA | 13.25 |
4.3 Compensation for Growth
PCAR has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as PCAR's earnings are expected to decrease with -3.04% in the coming years.
PEG (NY)N/A
PEG (5Y)7.67
EPS Next 2Y-12.33%
EPS Next 3Y-3.04%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.17%, PCAR has a reasonable but not impressive dividend return.
PCAR's Dividend Yield is a higher than the industry average which is at 1.00.
PCAR's Dividend Yield is slightly below the S&P500 average, which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.17% |
5.2 History
The dividend of PCAR is nicely growing with an annual growth rate of 14.79%!
PCAR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.79%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
83.66% of the earnings are spent on dividend by PCAR. This is not a sustainable payout ratio.
PCAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP83.66%
EPS Next 2Y-12.33%
EPS Next 3Y-3.04%
NASDAQ:PCAR (12/16/2025, 1:40:03 PM)
112.045
-0.91 (-0.81%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)
Earnings (Next)
Inst Owners72.43%
Inst Owner Change0.64%
Ins Owners1.23%
Ins Owner Change0.13%
Market Cap58.85B
Revenue(TTM)29.53B
Net Income(TTM)2.69B
Analysts71.11
Price Target107.87 (-3.73%)
Short Float %2.68%
Short Ratio4.3
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.17% |
Yearly Dividend4.37
Dividend Growth(5Y)14.79%
DP83.66%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.9%
Min EPS beat(2)-5.82%
Max EPS beat(2)4.02%
EPS beat(4)1
Avg EPS beat(4)-11.55%
Min EPS beat(4)-40.48%
Max EPS beat(4)4.02%
EPS beat(8)3
Avg EPS beat(8)-3.58%
EPS beat(12)7
Avg EPS beat(12)1.94%
EPS beat(16)11
Avg EPS beat(16)3.94%
Revenue beat(2)2
Avg Revenue beat(2)3.45%
Min Revenue beat(2)2.16%
Max Revenue beat(2)4.73%
Revenue beat(4)4
Avg Revenue beat(4)2.57%
Min Revenue beat(4)1.69%
Max Revenue beat(4)4.73%
Revenue beat(8)7
Avg Revenue beat(8)2.87%
Revenue beat(12)11
Avg Revenue beat(12)4.14%
Revenue beat(16)15
Avg Revenue beat(16)5.53%
PT rev (1m)-1.27%
PT rev (3m)1.58%
EPS NQ rev (1m)0.02%
EPS NQ rev (3m)-17.33%
EPS NY rev (1m)-2.79%
EPS NY rev (3m)-5.61%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-8.01%
Revenue NY rev (1m)-0.28%
Revenue NY rev (3m)-2.69%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.93 | ||
| Fwd PE | 18.43 | ||
| P/S | 1.99 | ||
| P/FCF | 18.42 | ||
| P/OCF | 12.47 | ||
| P/B | 3.04 | ||
| P/tB | 3.04 | ||
| EV/EBITDA | 13.25 |
EPS(TTM)5.11
EY4.56%
EPS(NY)6.08
Fwd EY5.43%
FCF(TTM)6.08
FCFY5.43%
OCF(TTM)8.98
OCFY8.02%
SpS56.23
BVpS36.88
TBVpS36.88
PEG (NY)N/A
PEG (5Y)7.67
Graham Number65.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.09% | ||
| ROE | 13.89% | ||
| ROCE | 10.88% | ||
| ROIC | 8.57% | ||
| ROICexc | 11.24% | ||
| ROICexgc | 13.16% | ||
| OM | 14.04% | ||
| PM (TTM) | 9.11% | ||
| GM | 20.67% | ||
| FCFM | 10.82% |
ROA(3y)9.97%
ROA(5y)8.16%
ROE(3y)25.21%
ROE(5y)20.84%
ROIC(3y)13.42%
ROIC(5y)10.79%
ROICexc(3y)18.27%
ROICexc(5y)14.41%
ROICexgc(3y)21.43%
ROICexgc(5y)16.79%
ROCE(3y)20.03%
ROCE(5y)15.72%
ROICexgc growth 3Y25.83%
ROICexgc growth 5Y8.05%
ROICexc growth 3Y23.77%
ROICexc growth 5Y6.45%
OM growth 3Y16.77%
OM growth 5Y5.85%
PM growth 3Y15.94%
PM growth 5Y5.8%
GM growth 3Y6.2%
GM growth 5Y2.74%
F-Score4
Asset Turnover0.67
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | 4.96 | ||
| Debt/EBITDA | 3.18 | ||
| Cap/Depr | 181.03% | ||
| Cap/Sales | 5.16% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 94.56% | ||
| Profit Quality | 118.7% | ||
| Current Ratio | 1.76 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.14 |
F-Score4
WACC9.19%
ROIC/WACC0.93
Cap/Depr(3y)167.67%
Cap/Depr(5y)167.99%
Cap/Sales(3y)4.53%
Cap/Sales(5y)5.86%
Profit Quality(3y)62.51%
Profit Quality(5y)64.23%
High Growth Momentum
Growth
EPS 1Y (TTM)-42.91%
EPS 3Y21.05%
EPS 5Y2.86%
EPS Q2Q%-39.46%
EPS Next Y-37.74%
EPS Next 2Y-12.33%
EPS Next 3Y-3.04%
EPS Next 5Y3.01%
Revenue 1Y (TTM)-15.22%
Revenue growth 3Y12.69%
Revenue growth 5Y5.63%
Sales Q2Q%-13.4%
Revenue Next Year-16.92%
Revenue Next 2Y-7.84%
Revenue Next 3Y-1.85%
Revenue Next 5Y0.91%
EBIT growth 1Y-37.9%
EBIT growth 3Y31.59%
EBIT growth 5Y11.81%
EBIT Next Year-25.4%
EBIT Next 3Y1.46%
EBIT Next 5Y5.83%
FCF growth 1Y4.92%
FCF growth 3Y73.55%
FCF growth 5Y26.62%
OCF growth 1Y10.94%
OCF growth 3Y28.51%
OCF growth 5Y10.16%
PACCAR INC / PCAR FAQ
Can you provide the ChartMill fundamental rating for PACCAR INC?
ChartMill assigns a fundamental rating of 4 / 10 to PCAR.
Can you provide the valuation status for PACCAR INC?
ChartMill assigns a valuation rating of 4 / 10 to PACCAR INC (PCAR). This can be considered as Fairly Valued.
What is the profitability of PCAR stock?
PACCAR INC (PCAR) has a profitability rating of 7 / 10.
What is the earnings growth outlook for PACCAR INC?
The Earnings per Share (EPS) of PACCAR INC (PCAR) is expected to decline by -37.74% in the next year.
Can you provide the dividend sustainability for PCAR stock?
The dividend rating of PACCAR INC (PCAR) is 4 / 10 and the dividend payout ratio is 83.66%.