POLLARD BANKNOTE LTD (PBL.CA) Fundamental Analysis & Valuation

TSX:PBL • CA73150R1055

Current stock price

18.4 CAD
-0.2 (-1.08%)
Last:

This PBL.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. PBL.CA Profitability Analysis

1.1 Basic Checks

  • PBL had positive earnings in the past year.
  • PBL had a positive operating cash flow in the past year.
  • In the past 5 years PBL has always been profitable.
  • Each year in the past 5 years PBL had a positive operating cash flow.
PBL.CA Yearly Net Income VS EBIT VS OCF VS FCFPBL.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

1.2 Ratios

  • The Return On Assets of PBL (4.06%) is better than 66.67% of its industry peers.
  • PBL has a Return On Equity of 7.60%. This is comparable to the rest of the industry: PBL outperforms 50.00% of its industry peers.
  • PBL has a Return On Invested Capital (0.80%) which is in line with its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PBL is significantly below the industry average of 8.81%.
Industry RankSector Rank
ROA 4.06%
ROE 7.6%
ROIC 0.8%
ROA(3y)5.14%
ROA(5y)5.59%
ROE(3y)9.87%
ROE(5y)12.5%
ROIC(3y)2.12%
ROIC(5y)3.81%
PBL.CA Yearly ROA, ROE, ROICPBL.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

1.3 Margins

  • PBL has a Profit Margin (4.83%) which is comparable to the rest of the industry.
  • PBL's Profit Margin has improved in the last couple of years.
  • PBL has a Operating Margin (1.03%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of PBL has declined.
  • PBL's Gross Margin of 17.18% is on the low side compared to the rest of the industry. PBL is outperformed by 61.11% of its industry peers.
  • PBL's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 1.03%
PM (TTM) 4.83%
GM 17.18%
OM growth 3Y-5.89%
OM growth 5Y-18.35%
PM growth 3Y13.76%
PM growth 5Y2.7%
GM growth 3Y-1.79%
GM growth 5Y-3.87%
PBL.CA Yearly Profit, Operating, Gross MarginsPBL.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. PBL.CA Health Analysis

2.1 Basic Checks

  • PBL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for PBL has been increased compared to 1 year ago.
  • PBL has more shares outstanding than it did 5 years ago.
  • PBL has a better debt/assets ratio than last year.
PBL.CA Yearly Shares OutstandingPBL.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
PBL.CA Yearly Total Debt VS Total AssetsPBL.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • PBL has an Altman-Z score of 2.38. This is not the best score and indicates that PBL is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 2.38, PBL belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
  • PBL has a debt to FCF ratio of 20.44. This is a negative value and a sign of low solvency as PBL would need 20.44 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 20.44, PBL perfoms like the industry average, outperforming 55.56% of the companies in the same industry.
  • PBL has a Debt/Equity ratio of 0.51. This is a neutral value indicating PBL is somewhat dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.51, PBL is doing good in the industry, outperforming 66.67% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.51
Debt/FCF 20.44
Altman-Z 2.38
ROIC/WACC0.11
WACC7.29%
PBL.CA Yearly LT Debt VS Equity VS FCFPBL.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • PBL has a Current Ratio of 1.97. This is a normal value and indicates that PBL is financially healthy and should not expect problems in meeting its short term obligations.
  • With an excellent Current ratio value of 1.97, PBL belongs to the best of the industry, outperforming 88.89% of the companies in the same industry.
  • PBL has a Quick Ratio of 1.43. This is a normal value and indicates that PBL is financially healthy and should not expect problems in meeting its short term obligations.
  • PBL's Quick ratio of 1.43 is amongst the best of the industry. PBL outperforms 88.89% of its industry peers.
Industry RankSector Rank
Current Ratio 1.97
Quick Ratio 1.43
PBL.CA Yearly Current Assets VS Current LiabilitesPBL.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. PBL.CA Growth Analysis

3.1 Past

  • PBL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -41.14%.
  • Measured over the past years, PBL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.28% on average per year.
  • The Revenue has been growing slightly by 5.77% in the past year.
  • PBL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.97% yearly.
EPS 1Y (TTM)-41.14%
EPS 3Y20.04%
EPS 5Y8.28%
EPS Q2Q%-43.94%
Revenue 1Y (TTM)5.77%
Revenue growth 3Y6.67%
Revenue growth 5Y6.97%
Sales Q2Q%1.98%

3.2 Future

  • PBL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 32.25% yearly.
  • PBL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.54% yearly.
EPS Next Y17.57%
EPS Next 2Y32.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.29%
Revenue Next 2Y6.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
PBL.CA Yearly Revenue VS EstimatesPBL.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 200M 400M 600M
PBL.CA Yearly EPS VS EstimatesPBL.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

5

4. PBL.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 17.86 indicates a rather expensive valuation of PBL.
  • The rest of the industry has a similar Price/Earnings ratio as PBL.
  • When comparing the Price/Earnings ratio of PBL to the average of the S&P500 Index (25.71), we can say PBL is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 8.22 indicates a reasonable valuation of PBL.
  • Based on the Price/Forward Earnings ratio, PBL is valued cheaply inside the industry as 94.44% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 23.83. PBL is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 17.86
Fwd PE 8.22
PBL.CA Price Earnings VS Forward Price EarningsPBL.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • PBL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. PBL is cheaper than 66.67% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of PBL is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 52.35
EV/EBITDA 12.41
PBL.CA Per share dataPBL.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • PBL's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • A more expensive valuation may be justified as PBL's earnings are expected to grow with 32.25% in the coming years.
PEG (NY)1.02
PEG (5Y)2.16
EPS Next 2Y32.25%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. PBL.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.08%, PBL has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.58, PBL has a dividend in line with its industry peers.
  • With a Dividend Yield of 1.08, PBL pays less dividend than the S&P500 average, which is at 1.91.
Industry RankSector Rank
Dividend Yield 1.08%

5.2 History

  • The dividend of PBL has a limited annual growth rate of 4.80%.
  • PBL has been paying a dividend for at least 10 years, so it has a reliable track record.
  • PBL has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)4.8%
Div Incr Years1
Div Non Decr Years13
PBL.CA Yearly Dividends per sharePBL.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1 0.15 0.2

5.3 Sustainability

  • 19.14% of the earnings are spent on dividend by PBL. This is a low number and sustainable payout ratio.
  • The dividend of PBL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP19.14%
EPS Next 2Y32.25%
EPS Next 3YN/A
PBL.CA Yearly Income VS Free CF VS DividendPBL.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
PBL.CA Dividend Payout.PBL.CA Dividend Payout, showing the Payout Ratio.PBL.CA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

PBL.CA Fundamentals: All Metrics, Ratios and Statistics

POLLARD BANKNOTE LTD

TSX:PBL (3/13/2026, 7:00:00 PM)

18.4

-0.2 (-1.08%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)03-10
Earnings (Next)05-05
Inst Owners13.67%
Inst Owner ChangeN/A
Ins Owners64%
Ins Owner ChangeN/A
Market Cap498.09M
Revenue(TTM)585.52M
Net Income(TTM)28.28M
Analysts80
Price Target34.68 (88.48%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.08%
Yearly Dividend0.19
Dividend Growth(5Y)4.8%
DP19.14%
Div Incr Years1
Div Non Decr Years13
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-33.18%
Min EPS beat(2)-35.48%
Max EPS beat(2)-30.88%
EPS beat(4)1
Avg EPS beat(4)-39.34%
Min EPS beat(4)-112.64%
Max EPS beat(4)21.64%
EPS beat(8)4
Avg EPS beat(8)0.9%
EPS beat(12)7
Avg EPS beat(12)15.61%
EPS beat(16)8
Avg EPS beat(16)1.58%
Revenue beat(2)0
Avg Revenue beat(2)-4.73%
Min Revenue beat(2)-4.77%
Max Revenue beat(2)-4.68%
Revenue beat(4)1
Avg Revenue beat(4)-2.36%
Min Revenue beat(4)-5.62%
Max Revenue beat(4)5.63%
Revenue beat(8)4
Avg Revenue beat(8)-0.91%
Revenue beat(12)7
Avg Revenue beat(12)-0.6%
Revenue beat(16)8
Avg Revenue beat(16)-1.14%
PT rev (1m)-1.45%
PT rev (3m)-1.45%
EPS NQ rev (1m)2.6%
EPS NQ rev (3m)2.6%
EPS NY rev (1m)-3.72%
EPS NY rev (3m)-3.72%
Revenue NQ rev (1m)1.38%
Revenue NQ rev (3m)1.38%
Revenue NY rev (1m)0.27%
Revenue NY rev (3m)0.27%
Valuation
Industry RankSector Rank
PE 17.86
Fwd PE 8.22
P/S 0.85
P/FCF 52.35
P/OCF 7.28
P/B 1.34
P/tB 4.74
EV/EBITDA 12.41
EPS(TTM)1.03
EY5.6%
EPS(NY)2.24
Fwd EY12.17%
FCF(TTM)0.35
FCFY1.91%
OCF(TTM)2.53
OCFY13.74%
SpS21.63
BVpS13.74
TBVpS3.88
PEG (NY)1.02
PEG (5Y)2.16
Graham Number17.84
Profitability
Industry RankSector Rank
ROA 4.06%
ROE 7.6%
ROCE 1.06%
ROIC 0.8%
ROICexc 0.83%
ROICexgc 1.62%
OM 1.03%
PM (TTM) 4.83%
GM 17.18%
FCFM 1.62%
ROA(3y)5.14%
ROA(5y)5.59%
ROE(3y)9.87%
ROE(5y)12.5%
ROIC(3y)2.12%
ROIC(5y)3.81%
ROICexc(3y)2.17%
ROICexc(5y)3.86%
ROICexgc(3y)4.59%
ROICexgc(5y)7.98%
ROCE(3y)2.8%
ROCE(5y)5.04%
ROICexgc growth 3Y-10.01%
ROICexgc growth 5Y-17.9%
ROICexc growth 3Y-8.14%
ROICexc growth 5Y-20.92%
OM growth 3Y-5.89%
OM growth 5Y-18.35%
PM growth 3Y13.76%
PM growth 5Y2.7%
GM growth 3Y-1.79%
GM growth 5Y-3.87%
F-Score4
Asset Turnover0.84
Health
Industry RankSector Rank
Debt/Equity 0.51
Debt/FCF 20.44
Debt/EBITDA 3.49
Cap/Depr 122.48%
Cap/Sales 10.07%
Interest Coverage 0.53
Cash Conversion 126.42%
Profit Quality 33.64%
Current Ratio 1.97
Quick Ratio 1.43
Altman-Z 2.38
F-Score4
WACC7.29%
ROIC/WACC0.11
Cap/Depr(3y)95.92%
Cap/Depr(5y)90.31%
Cap/Sales(3y)7.96%
Cap/Sales(5y)7.44%
Profit Quality(3y)83.25%
Profit Quality(5y)93.5%
High Growth Momentum
Growth
EPS 1Y (TTM)-41.14%
EPS 3Y20.04%
EPS 5Y8.28%
EPS Q2Q%-43.94%
EPS Next Y17.57%
EPS Next 2Y32.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.77%
Revenue growth 3Y6.67%
Revenue growth 5Y6.97%
Sales Q2Q%1.98%
Revenue Next Year5.29%
Revenue Next 2Y6.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-71.48%
EBIT growth 3Y0.39%
EBIT growth 5Y-12.66%
EBIT Next Year64.2%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-58.74%
FCF growth 3Y-2.82%
FCF growth 5Y41.52%
OCF growth 1Y11.97%
OCF growth 3Y9.34%
OCF growth 5Y20.33%

POLLARD BANKNOTE LTD / PBL.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of POLLARD BANKNOTE LTD (PBL.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to PBL.CA.


What is the valuation status of POLLARD BANKNOTE LTD (PBL.CA) stock?

ChartMill assigns a valuation rating of 5 / 10 to POLLARD BANKNOTE LTD (PBL.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for POLLARD BANKNOTE LTD?

POLLARD BANKNOTE LTD (PBL.CA) has a profitability rating of 4 / 10.


Can you provide the financial health for PBL stock?

The financial health rating of POLLARD BANKNOTE LTD (PBL.CA) is 5 / 10.


What is the expected EPS growth for POLLARD BANKNOTE LTD (PBL.CA) stock?

The Earnings per Share (EPS) of POLLARD BANKNOTE LTD (PBL.CA) is expected to grow by 17.57% in the next year.