OXFORD SQUARE CAPITAL CORP (OXSQ) Stock Fundamental Analysis
NASDAQ:OXSQ - Nasdaq - US69181V1070 - Common Stock - Currency: USD
Taking everything into account, OXSQ scores 4 out of 10 in our fundamental rating. OXSQ was compared to 233 industry peers in the Capital Markets industry. Both the profitability and the financial health of OXSQ get a neutral evaluation. Nothing too spectacular is happening here. OXSQ has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
OXSQ had positive earnings in the past year.
In the past year OXSQ had a positive cash flow from operations.
Of the past 5 years OXSQ 4 years were profitable.
OXSQ had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of OXSQ (-0.17%) is worse than 74.68% of its industry peers.
OXSQ has a Return On Equity of -0.32%. This is in the lower half of the industry: OXSQ underperforms 73.39% of its industry peers.
OXSQ's Return On Invested Capital of 7.28% is fine compared to the rest of the industry. OXSQ outperforms 76.82% of its industry peers.
The Average Return On Invested Capital over the past 3 years for OXSQ is in line with the industry average of 7.84%.
The last Return On Invested Capital (7.28%) for OXSQ is above the 3 year average (6.65%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.17% | ||
| ROE | -0.32% | ||
| ROIC | 7.28% |
ROA(3y)-5.98%
ROA(5y)-1.66%
ROE(3y)-15.55%
ROE(5y)-5.94%
ROIC(3y)6.65%
ROIC(5y)5.46%
1.3 Margins
In the last couple of years the Profit Margin of OXSQ has declined.
Looking at the Operating Margin, with a value of 61.68%, OXSQ belongs to the top of the industry, outperforming 96.14% of the companies in the same industry.
OXSQ's Operating Margin has been stable in the last couple of years.
OXSQ has a better Gross Margin (71.00%) than 75.97% of its industry peers.
In the last couple of years the Gross Margin of OXSQ has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 61.68% | ||
| PM (TTM) | N/A | ||
| GM | 71% |
OM growth 3Y12.7%
OM growth 5Y0.18%
PM growth 3Y-49.42%
PM growth 5YN/A
GM growth 3Y9.25%
GM growth 5Y1.08%
2. Health
2.1 Basic Checks
The number of shares outstanding for OXSQ has been increased compared to 1 year ago.
The number of shares outstanding for OXSQ has been increased compared to 5 years ago.
OXSQ has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.37, we must say that OXSQ is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of OXSQ (-0.37) is worse than 80.69% of its industry peers.
OXSQ has a debt to FCF ratio of 10.85. This is a negative value and a sign of low solvency as OXSQ would need 10.85 years to pay back of all of its debts.
With a Debt to FCF ratio value of 10.85, OXSQ perfoms like the industry average, outperforming 53.22% of the companies in the same industry.
A Debt/Equity ratio of 0.83 indicates that OXSQ is somewhat dependend on debt financing.
OXSQ has a Debt to Equity ratio of 0.83. This is comparable to the rest of the industry: OXSQ outperforms 58.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 10.85 | ||
| Altman-Z | -0.37 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OXSQ has a Current Ratio of 11.88. This indicates that OXSQ is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 11.88, OXSQ belongs to the top of the industry, outperforming 94.85% of the companies in the same industry.
OXSQ has a Quick Ratio of 11.88. This indicates that OXSQ is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of OXSQ (11.88) is better than 94.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.88 | ||
| Quick Ratio | 11.88 |
3. Growth
3.1 Past
OXSQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 36.67%, which is quite impressive.
The earnings per share for OXSQ have been decreasing by -12.11% on average. This is quite bad
The Revenue for OXSQ has decreased by -14.92% in the past year. This is quite bad
OXSQ shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.40% yearly.
EPS 1Y (TTM)36.67%
EPS 3Y9.22%
EPS 5Y-12.11%
EPS Q2Q%-18.18%
Revenue 1Y (TTM)-14.92%
Revenue growth 3Y4.69%
Revenue growth 5Y-7.4%
Sales Q2Q%64.25%
3.2 Future
The Earnings Per Share is expected to decrease by -24.55% on average over the next years. This is quite bad
OXSQ is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -7.93% yearly.
EPS Next Y-24.09%
EPS Next 2Y-24.55%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-15.01%
Revenue Next 2Y-7.93%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 5.56, the valuation of OXSQ can be described as very cheap.
OXSQ's Price/Earnings ratio is rather cheap when compared to the industry. OXSQ is cheaper than 93.56% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.30. OXSQ is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 9.31, the valuation of OXSQ can be described as very reasonable.
Based on the Price/Forward Earnings ratio, OXSQ is valued cheaper than 80.26% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.76. OXSQ is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.56 | ||
| Fwd PE | 9.31 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, OXSQ is valued a bit cheaper than the industry average as 68.24% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.27 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as OXSQ's earnings are expected to decrease with -24.55% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-24.55%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OXSQ has a Yearly Dividend Yield of 18.58%, which is a nice return.
Compared to an average industry Dividend Yield of 8.10, OXSQ pays a better dividend. On top of this OXSQ pays more dividend than 96.14% of the companies listed in the same industry.
OXSQ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 18.58% |
5.2 History
The dividend of OXSQ decreases each year by -12.87%.
OXSQ has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-12.87%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
OXSQ has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of OXSQ has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-5668.17%
EPS Next 2Y-24.55%
EPS Next 3YN/A
2.28
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners6.9%
Inst Owner Change0%
Ins Owners9.16%
Ins Owner Change0%
Market Cap162.72M
Analysts43.33
Price TargetN/A
Short Float %2.4%
Short Ratio2.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 18.58% |
Yearly Dividend0.4
Dividend Growth(5Y)-12.87%
DP-5668.17%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-19.79%
Min EPS beat(2)-19.79%
Max EPS beat(2)-19.79%
EPS beat(4)0
Avg EPS beat(4)-14.96%
Min EPS beat(4)-19.79%
Max EPS beat(4)-1.96%
EPS beat(8)1
Avg EPS beat(8)-22.3%
EPS beat(12)3
Avg EPS beat(12)-14.06%
EPS beat(16)3
Avg EPS beat(16)-14.5%
Revenue beat(2)0
Avg Revenue beat(2)-13.12%
Min Revenue beat(2)-13.62%
Max Revenue beat(2)-12.62%
Revenue beat(4)0
Avg Revenue beat(4)-11.71%
Min Revenue beat(4)-14.08%
Max Revenue beat(4)-6.5%
Revenue beat(8)1
Avg Revenue beat(8)-12.48%
Revenue beat(12)2
Avg Revenue beat(12)-8.8%
Revenue beat(16)2
Avg Revenue beat(16)-9.1%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)28%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-12.28%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-11.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.56 | ||
| Fwd PE | 9.31 | ||
| P/S | 3.86 | ||
| P/FCF | 14.27 | ||
| P/OCF | 14.27 | ||
| P/B | 1.09 | ||
| P/tB | 1.09 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.41
EY17.98%
EPS(NY)0.24
Fwd EY10.74%
FCF(TTM)0.16
FCFY7.01%
OCF(TTM)0.16
OCFY7.01%
SpS0.59
BVpS2.09
TBVpS2.09
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.17% | ||
| ROE | -0.32% | ||
| ROCE | 9.22% | ||
| ROIC | 7.28% | ||
| ROICexc | 8.39% | ||
| ROICexgc | 8.48% | ||
| OM | 61.68% | ||
| PM (TTM) | N/A | ||
| GM | 71% | ||
| FCFM | 27.04% |
ROA(3y)-5.98%
ROA(5y)-1.66%
ROE(3y)-15.55%
ROE(5y)-5.94%
ROIC(3y)6.65%
ROIC(5y)5.46%
ROICexc(3y)7.07%
ROICexc(5y)5.9%
ROICexgc(3y)7.1%
ROICexgc(5y)5.92%
ROCE(3y)8.42%
ROCE(5y)6.91%
ROICexcg growth 3Y38.45%
ROICexcg growth 5Y-0.6%
ROICexc growth 3Y38.3%
ROICexc growth 5Y-0.67%
OM growth 3Y12.7%
OM growth 5Y0.18%
PM growth 3Y-49.42%
PM growth 5YN/A
GM growth 3Y9.25%
GM growth 5Y1.08%
F-Score5
Asset Turnover0.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 10.85 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.6 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 11.88 | ||
| Quick Ratio | 11.88 | ||
| Altman-Z | -0.37 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36.67%
EPS 3Y9.22%
EPS 5Y-12.11%
EPS Q2Q%-18.18%
EPS Next Y-24.09%
EPS Next 2Y-24.55%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.92%
Revenue growth 3Y4.69%
Revenue growth 5Y-7.4%
Sales Q2Q%64.25%
Revenue Next Year-15.01%
Revenue Next 2Y-7.93%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-5.13%
EBIT growth 3Y17.98%
EBIT growth 5Y-7.24%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-28.73%
FCF growth 3YN/A
FCF growth 5Y-11.67%
OCF growth 1Y-28.73%
OCF growth 3YN/A
OCF growth 5Y-11.67%