OXFORD SQUARE CAPITAL CORP (OXSQ) Stock Fundamental Analysis
NASDAQ:OXSQ - Nasdaq - US69181V1070 - Common Stock - Currency: USD
Overall OXSQ gets a fundamental rating of 4 out of 10. We evaluated OXSQ against 225 industry peers in the Capital Markets industry. OXSQ has an average financial health and profitability rating. OXSQ has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year OXSQ was profitable.
In the past year OXSQ had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: OXSQ reported negative net income in multiple years.
Of the past 5 years OXSQ 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of OXSQ (-1.50%) is worse than 81.74% of its industry peers.
OXSQ has a worse Return On Equity (-2.94%) than 80.37% of its industry peers.
OXSQ has a Return On Invested Capital of 7.20%. This is in the better half of the industry: OXSQ outperforms 79.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for OXSQ is in line with the industry average of 6.76%.
The last Return On Invested Capital (7.20%) for OXSQ is above the 3 year average (5.29%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.5% | ||
| ROE | -2.94% | ||
| ROIC | 7.2% |
ROA(3y)-3.58%
ROA(5y)-3.76%
ROE(3y)-11.38%
ROE(5y)-9.32%
ROIC(3y)5.29%
ROIC(5y)5.64%
1.3 Margins
In the last couple of years the Profit Margin of OXSQ has grown nicely.
Looking at the Operating Margin, with a value of 62.99%, OXSQ belongs to the top of the industry, outperforming 96.35% of the companies in the same industry.
In the last couple of years the Operating Margin of OXSQ has declined.
The Gross Margin of OXSQ (72.95%) is better than 77.17% of its industry peers.
In the last couple of years the Gross Margin of OXSQ has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 62.99% | ||
| PM (TTM) | N/A | ||
| GM | 72.95% |
OM growth 3Y-1.28%
OM growth 5Y-2.36%
PM growth 3Y91.51%
PM growth 5YN/A
GM growth 3Y-0.96%
GM growth 5Y-0.93%
2. Health
2.1 Basic Checks
Compared to 1 year ago, OXSQ has more shares outstanding
OXSQ has more shares outstanding than it did 5 years ago.
OXSQ has a better debt/assets ratio than last year.
2.2 Solvency
OXSQ has an Altman-Z score of -0.08. This is a bad value and indicates that OXSQ is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.08, OXSQ is doing worse than 79.45% of the companies in the same industry.
The Debt to FCF ratio of OXSQ is 2.95, which is a good value as it means it would take OXSQ, 2.95 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of OXSQ (2.95) is better than 76.71% of its industry peers.
A Debt/Equity ratio of 0.77 indicates that OXSQ is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.77, OXSQ is in the better half of the industry, outperforming 63.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 2.95 | ||
| Altman-Z | -0.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 14.69 indicates that OXSQ has no problem at all paying its short term obligations.
OXSQ has a Current ratio of 14.69. This is amongst the best in the industry. OXSQ outperforms 95.43% of its industry peers.
OXSQ has a Quick Ratio of 14.69. This indicates that OXSQ is financially healthy and has no problem in meeting its short term obligations.
OXSQ has a Quick ratio of 14.69. This is amongst the best in the industry. OXSQ outperforms 95.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 14.69 | ||
| Quick Ratio | 14.69 |
3. Growth
3.1 Past
The earnings per share for OXSQ have decreased strongly by -70.30% in the last year.
Measured over the past years, OXSQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -13.96% on average per year.
OXSQ shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -12.88%.
Measured over the past years, OXSQ shows a decrease in Revenue. The Revenue has been decreasing by -1.64% on average per year.
EPS 1Y (TTM)-70.3%
EPS 3Y-8.31%
EPS 5Y-13.96%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)-12.88%
Revenue growth 3Y13.02%
Revenue growth 5Y-1.64%
Sales Q2Q%-20.73%
3.2 Future
Based on estimates for the next years, OXSQ will show a very negative growth in Earnings Per Share. The EPS will decrease by -10.17% on average per year.
The Revenue is expected to decrease by -7.35% on average over the next years.
EPS Next Y-67.72%
EPS Next 2Y-10.17%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-10.75%
Revenue Next 2Y-7.35%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.78, the valuation of OXSQ can be described as correct.
OXSQ's Price/Earnings is on the same level as the industry average.
OXSQ's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 29.63.
With a Price/Forward Earnings ratio of 11.14, the valuation of OXSQ can be described as very reasonable.
63.93% of the companies in the same industry are more expensive than OXSQ, based on the Price/Forward Earnings ratio.
OXSQ's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.68.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.78 | ||
| Fwd PE | 11.14 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, OXSQ is valued cheaper than 84.02% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.6 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as OXSQ's earnings are expected to decrease with -10.17% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.17%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OXSQ has a Yearly Dividend Yield of 14.79%, which is a nice return.
OXSQ's Dividend Yield is rather good when compared to the industry average which is at 9.98. OXSQ pays more dividend than 90.87% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.27, OXSQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.79% |
5.2 History
The dividend of OXSQ decreases each year by -8.01%.
OXSQ has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of OXSQ decreased in the last 3 years.
Dividend Growth(5Y)-8.01%
Div Incr Years1
Div Non Decr Years2
5.3 Sustainability
The earnings of OXSQ are negative and hence is the payout ratio. OXSQ will probably not be able to sustain this dividend level.
OXSQ's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-525.38%
EPS Next 2Y-10.17%
EPS Next 3YN/A
2.84
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners7.2%
Inst Owner Change-93.64%
Ins Owners9.62%
Ins Owner Change0%
Market Cap192.81M
Analysts43.33
Price TargetN/A
Short Float %0.97%
Short Ratio1.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.79% |
Yearly Dividend0.52
Dividend Growth(5Y)-8.01%
DP-525.38%
Div Incr Years1
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.13%
Min EPS beat(2)-18.3%
Max EPS beat(2)-1.96%
EPS beat(4)0
Avg EPS beat(4)-60.47%
Min EPS beat(4)-204.57%
Max EPS beat(4)-1.96%
EPS beat(8)2
Avg EPS beat(8)-16.06%
EPS beat(12)3
Avg EPS beat(12)-11.08%
EPS beat(16)5
Avg EPS beat(16)-10.91%
Revenue beat(2)0
Avg Revenue beat(2)-10.29%
Min Revenue beat(2)-14.08%
Max Revenue beat(2)-6.5%
Revenue beat(4)0
Avg Revenue beat(4)-19.63%
Min Revenue beat(4)-49.46%
Max Revenue beat(4)-6.5%
Revenue beat(8)2
Avg Revenue beat(8)-9.46%
Revenue beat(12)2
Avg Revenue beat(12)-7.52%
Revenue beat(16)4
Avg Revenue beat(16)-6.11%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.78 | ||
| Fwd PE | 11.14 | ||
| P/S | 4.3 | ||
| P/FCF | 4.6 | ||
| P/OCF | 4.6 | ||
| P/B | 1.21 | ||
| P/tB | 1.21 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.18
EY6.34%
EPS(NY)0.26
Fwd EY8.98%
FCF(TTM)0.62
FCFY21.73%
OCF(TTM)0.62
OCFY21.73%
SpS0.66
BVpS2.35
TBVpS2.35
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.5% | ||
| ROE | -2.94% | ||
| ROCE | 9.11% | ||
| ROIC | 7.2% | ||
| ROICexc | 8.37% | ||
| ROICexgc | 8.41% | ||
| OM | 62.99% | ||
| PM (TTM) | N/A | ||
| GM | 72.95% | ||
| FCFM | 93.54% |
ROA(3y)-3.58%
ROA(5y)-3.76%
ROE(3y)-11.38%
ROE(5y)-9.32%
ROIC(3y)5.29%
ROIC(5y)5.64%
ROICexc(3y)5.41%
ROICexc(5y)5.95%
ROICexgc(3y)5.43%
ROICexgc(5y)5.97%
ROCE(3y)6.7%
ROCE(5y)7.14%
ROICexcg growth 3Y15.25%
ROICexcg growth 5Y6.49%
ROICexc growth 3Y15.29%
ROICexc growth 5Y6.43%
OM growth 3Y-1.28%
OM growth 5Y-2.36%
PM growth 3Y91.51%
PM growth 5YN/A
GM growth 3Y-0.96%
GM growth 5Y-0.93%
F-Score5
Asset Turnover0.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 2.95 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.8 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 14.69 | ||
| Quick Ratio | 14.69 | ||
| Altman-Z | -0.08 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-70.3%
EPS 3Y-8.31%
EPS 5Y-13.96%
EPS Q2Q%-16.67%
EPS Next Y-67.72%
EPS Next 2Y-10.17%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-12.88%
Revenue growth 3Y13.02%
Revenue growth 5Y-1.64%
Sales Q2Q%-20.73%
Revenue Next Year-10.75%
Revenue Next 2Y-7.35%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.92%
EBIT growth 3Y11.57%
EBIT growth 5Y-3.97%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y212.64%
FCF growth 3Y-11.6%
FCF growth 5YN/A
OCF growth 1Y212.64%
OCF growth 3Y-11.6%
OCF growth 5YN/A