OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
USA - NASDAQ:OFS - US67103B1008 - Common Stock
6.99 USD
-0.05 (-0.71%)
Taking everything into account, OFS scores 4 out of 10 in our fundamental rating. OFS was compared to 236 industry peers in the Capital Markets industry. OFS has only an average score on both its financial health and profitability. OFS has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
OFS had positive earnings in the past year.
In the past year OFS had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
OFS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 2.59%, OFS perfoms like the industry average, outperforming 46.61% of the companies in the same industry.
OFS has a Return On Equity of 7.01%. This is comparable to the rest of the industry: OFS outperforms 43.64% of its industry peers.
OFS has a Return On Invested Capital of 2.93%. This is comparable to the rest of the industry: OFS outperforms 41.53% of its industry peers.
The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.56%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 7.01% | ||
| ROIC | 2.93% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
Looking at the Profit Margin, with a value of 23.64%, OFS is in the better half of the industry, outperforming 61.44% of the companies in the same industry.
OFS's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 33.28%, OFS is doing good in the industry, outperforming 61.44% of the companies in the same industry.
OFS's Operating Margin has been stable in the last couple of years.
Looking at the Gross Margin, with a value of 42.89%, OFS is in line with its industry, outperforming 45.34% of the companies in the same industry.
In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.28% | ||
| PM (TTM) | 23.64% | ||
| GM | 42.89% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
Compared to 1 year ago, OFS has about the same amount of shares outstanding.
Compared to 5 years ago, OFS has about the same amount of shares outstanding.
The debt/assets ratio for OFS has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.34, we must say that OFS is in the distress zone and has some risk of bankruptcy.
OFS's Altman-Z score of 0.34 is on the low side compared to the rest of the industry. OFS is outperformed by 69.92% of its industry peers.
The Debt to FCF ratio of OFS is 8.58, which is on the high side as it means it would take OFS, 8.58 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 8.58, OFS perfoms like the industry average, outperforming 59.75% of the companies in the same industry.
OFS has a Debt/Equity ratio of 1.66. This is a high value indicating a heavy dependency on external financing.
OFS has a Debt to Equity ratio of 1.66. This is in the lower half of the industry: OFS underperforms 75.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.66 | ||
| Debt/FCF | 8.58 | ||
| Altman-Z | 0.34 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OFS has a Current Ratio of 2.11. This indicates that OFS is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.11, OFS is doing good in the industry, outperforming 73.31% of the companies in the same industry.
OFS has a Quick Ratio of 2.11. This indicates that OFS is financially healthy and has no problem in meeting its short term obligations.
With a decent Quick ratio value of 2.11, OFS is doing good in the industry, outperforming 73.31% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.11 | ||
| Quick Ratio | 2.11 |
3. Growth
3.1 Past
The earnings per share for OFS have decreased strongly by -24.48% in the last year.
OFS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
The Revenue for OFS has decreased by -19.04% in the past year. This is quite bad
Measured over the past years, OFS shows a decrease in Revenue. The Revenue has been decreasing by -1.80% on average per year.
EPS 1Y (TTM)-24.48%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-19.04%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-6.17%
3.2 Future
Based on estimates for the next years, OFS will show a very negative growth in Earnings Per Share. The EPS will decrease by -20.61% on average per year.
Based on estimates for the next years, OFS will show a decrease in Revenue. The Revenue will decrease by -7.58% on average per year.
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.47, which indicates a rather cheap valuation of OFS.
Compared to the rest of the industry, the Price/Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 88.98% of the companies listed in the same industry.
OFS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.77.
With a Price/Forward Earnings ratio of 8.87, the valuation of OFS can be described as very reasonable.
Based on the Price/Forward Earnings ratio, OFS is valued a bit cheaper than 74.58% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.23, OFS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.47 | ||
| Fwd PE | 8.87 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than 68.64% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, OFS is valued cheaper than 88.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.32 | ||
| EV/EBITDA | 22.62 |
4.3 Compensation for Growth
OFS's earnings are expected to decrease with -20.61% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OFS has a Yearly Dividend Yield of 19.60%, which is a nice return.
Compared to an average industry Dividend Yield of 8.51, OFS pays a better dividend. On top of this OFS pays more dividend than 96.61% of the companies listed in the same industry.
OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.6% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has paid a dividend for at least 10 years, which is a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
OFS pays out 177.83% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of OFS has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP177.83%
EPS Next 2Y-20.61%
EPS Next 3YN/A
NASDAQ:OFS (10/22/2025, 11:55:33 AM)
6.99
-0.05 (-0.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.71%
Inst Owner Change0%
Ins Owners0.59%
Ins Owner Change0%
Market Cap93.67M
Revenue(TTM)43.34M
Net Income(TTM)10.25M
Analysts45
Price TargetN/A
Short Float %1.39%
Short Ratio3.1
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.6% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP177.83%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-9.43%
Min EPS beat(2)-21.99%
Max EPS beat(2)3.14%
EPS beat(4)3
Avg EPS beat(4)3.78%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)5
Avg EPS beat(8)1.61%
EPS beat(12)8
Avg EPS beat(12)5.28%
EPS beat(16)10
Avg EPS beat(16)7.62%
Revenue beat(2)1
Avg Revenue beat(2)-5.31%
Min Revenue beat(2)-14.34%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-0.16%
Min Revenue beat(4)-14.34%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-0.91%
Revenue beat(12)6
Avg Revenue beat(12)0.15%
Revenue beat(16)7
Avg Revenue beat(16)1.22%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.47 | ||
| Fwd PE | 8.87 | ||
| P/S | 2.16 | ||
| P/FCF | 3.32 | ||
| P/OCF | 3.32 | ||
| P/B | 0.64 | ||
| P/tB | 0.64 | ||
| EV/EBITDA | 22.62 |
EPS(TTM)1.08
EY15.45%
EPS(NY)0.79
Fwd EY11.27%
FCF(TTM)2.11
FCFY30.15%
OCF(TTM)2.11
OCFY30.15%
SpS3.23
BVpS10.91
TBVpS10.91
PEG (NY)N/A
PEG (5Y)N/A
Graham Number16.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 7.01% | ||
| ROCE | 3.7% | ||
| ROIC | 2.93% | ||
| ROICexc | 3.01% | ||
| ROICexgc | 3.01% | ||
| OM | 33.28% | ||
| PM (TTM) | 23.64% | ||
| GM | 42.89% | ||
| FCFM | 65.17% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.66 | ||
| Debt/FCF | 8.58 | ||
| Debt/EBITDA | 16.79 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 195.79% | ||
| Profit Quality | 275.6% | ||
| Current Ratio | 2.11 | ||
| Quick Ratio | 2.11 | ||
| Altman-Z | 0.34 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.48%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-3.85%
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-19.04%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-6.17%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-24.59%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-39.27%
OCF growth 3YN/A
OCF growth 5YN/A