OFS CAPITAL CORP (OFS) Fundamental Analysis & Valuation

NASDAQ:OFS • US67103B1008

Current stock price

3.73 USD
-0.06 (-1.58%)
Last:

This OFS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. OFS Profitability Analysis

1.1 Basic Checks

  • In the past year OFS was profitable.
  • OFS had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
  • Of the past 5 years OFS 4 years had a positive operating cash flow.
OFS Yearly Net Income VS EBIT VS OCF VS FCFOFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

1.2 Ratios

  • The Return On Assets of OFS (-9.54%) is worse than 84.17% of its industry peers.
  • OFS has a worse Return On Equity (-26.86%) than 82.08% of its industry peers.
  • OFS has a Return On Invested Capital of 2.86%. This is comparable to the rest of the industry: OFS outperforms 42.50% of its industry peers.
  • OFS had an Average Return On Invested Capital over the past 3 years of 3.15%. This is below the industry average of 7.28%.
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROIC 2.86%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
OFS Yearly ROA, ROE, ROICOFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • OFS has a Operating Margin of 30.43%. This is comparable to the rest of the industry: OFS outperforms 59.17% of its industry peers.
  • In the last couple of years the Operating Margin of OFS has grown nicely.
  • OFS has a Gross Margin (40.93%) which is in line with its industry peers.
  • OFS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 30.43%
PM (TTM) N/A
GM 40.93%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
OFS Yearly Profit, Operating, Gross MarginsOFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. OFS Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for OFS remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, OFS has about the same amount of shares outstanding.
  • OFS has a worse debt/assets ratio than last year.
OFS Yearly Shares OutstandingOFS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
OFS Yearly Total Debt VS Total AssetsOFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.2 Solvency

  • OFS has an Altman-Z score of 0.17. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.17, OFS is doing worse than 71.25% of the companies in the same industry.
  • The Debt to FCF ratio of OFS is 4.99, which is a neutral value as it means it would take OFS, 4.99 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 4.99, OFS is doing good in the industry, outperforming 68.75% of the companies in the same industry.
  • OFS has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
  • OFS's Debt to Equity ratio of 1.77 is on the low side compared to the rest of the industry. OFS is outperformed by 75.83% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Altman-Z 0.17
ROIC/WACCN/A
WACCN/A
OFS Yearly LT Debt VS Equity VS FCFOFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.03 indicates that OFS should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.03, OFS is in line with its industry, outperforming 45.42% of the companies in the same industry.
  • OFS has a Quick Ratio of 1.03. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of OFS (1.03) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
OFS Yearly Current Assets VS Current LiabilitesOFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. OFS Growth Analysis

3.1 Past

  • The earnings per share for OFS have decreased strongly by -25.60% in the last year.
  • The Earnings Per Share has been growing slightly by 0.44% on average over the past years.
  • Looking at the last year, OFS shows a very negative growth in Revenue. The Revenue has decreased by -15.16% in the last year.
  • Measured over the past years, OFS shows a decrease in Revenue. The Revenue has been decreasing by -2.20% on average per year.
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-2.26%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OFS Yearly Revenue VS EstimatesOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFS Yearly EPS VS EstimatesOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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Find the best growth stocksShow best growing peers

7

4. OFS Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 4.01, the valuation of OFS can be described as very cheap.
  • OFS's Price/Earnings ratio is rather cheap when compared to the industry. OFS is cheaper than 89.58% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.47. OFS is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 4.10, which indicates a rather cheap valuation of OFS.
  • Based on the Price/Forward Earnings ratio, OFS is valued cheaply inside the industry as 95.83% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of OFS to the average of the S&P500 Index (22.62), we can say OFS is valued rather cheaply.
Industry RankSector Rank
PE 4.01
Fwd PE 4.1
OFS Price Earnings VS Forward Price EarningsOFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of OFS indicates a somewhat cheap valuation: OFS is cheaper than 67.08% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, OFS is valued cheaply inside the industry as 95.83% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.15
EV/EBITDA 21.4
OFS Per share dataOFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)9.2
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. OFS Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 16.00%, OFS is a good candidate for dividend investing.
  • In the last 3 months the price of OFS has falen by -24.95%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average industry Dividend Yield of 6.46, OFS pays a better dividend. On top of this OFS pays more dividend than 88.75% of the companies listed in the same industry.
  • OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 16%

5.2 History

  • On average, the dividend of OFS grows each year by 7.00%, which is quite nice.
  • OFS has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)7%
Div Incr Years0
Div Non Decr Years0
OFS Yearly Dividends per shareOFS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • The earnings of OFS are negative and hence is the payout ratio. OFS will probably not be able to sustain this dividend level.
DP-48.18%
EPS Next 2YN/A
EPS Next 3YN/A
OFS Yearly Income VS Free CF VS DividendOFS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

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Find the best dividend stocksShow peers with best dividend

OFS Fundamentals: All Metrics, Ratios and Statistics

OFS CAPITAL CORP

NASDAQ:OFS (4/24/2026, 1:44:26 PM)

3.73

-0.06 (-1.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-02
Earnings (Next)05-01
Inst Owners7.83%
Inst Owner Change1.05%
Ins Owners0.59%
Ins Owner Change0%
Market Cap49.98M
Revenue(TTM)40.69M
Net Income(TTM)-33.09M
Analysts45
Price Target6.12 (64.08%)
Short Float %2.53%
Short Ratio2.28
Dividend
Industry RankSector Rank
Dividend Yield 16%
Yearly Dividend1.19
Dividend Growth(5Y)7%
DP-48.18%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-20
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-11.57%
Min EPS beat(2)-13.9%
Max EPS beat(2)-9.24%
EPS beat(4)1
Avg EPS beat(4)-10.5%
Min EPS beat(4)-21.99%
Max EPS beat(4)3.14%
EPS beat(8)4
Avg EPS beat(8)-0.26%
EPS beat(12)7
Avg EPS beat(12)-0.33%
EPS beat(16)9
Avg EPS beat(16)4.4%
Revenue beat(2)0
Avg Revenue beat(2)-44.19%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)-16.43%
Revenue beat(4)1
Avg Revenue beat(4)-24.75%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)3.72%
Revenue beat(8)3
Avg Revenue beat(8)-11.06%
Revenue beat(12)4
Avg Revenue beat(12)-7.87%
Revenue beat(16)6
Avg Revenue beat(16)-6.27%
PT rev (1m)-33.33%
PT rev (3m)-33.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.7%
EPS NY rev (1m)-10%
EPS NY rev (3m)-10%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 4.01
Fwd PE 4.1
P/S 1.23
P/FCF 1.15
P/OCF 1.15
P/B 0.41
P/tB 0.41
EV/EBITDA 21.4
EPS(TTM)0.93
EY24.93%
EPS(NY)0.91
Fwd EY24.37%
FCF(TTM)3.26
FCFY87.31%
OCF(TTM)3.26
OCFY87.31%
SpS3.04
BVpS9.19
TBVpS9.19
PEG (NY)N/A
PEG (5Y)9.2
Graham Number13.8696 (271.84%)
Profitability
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROCE 3.62%
ROIC 2.86%
ROICexc 2.89%
ROICexgc 2.89%
OM 30.43%
PM (TTM) N/A
GM 40.93%
FCFM 107.25%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
ROICexc(3y)3.3%
ROICexc(5y)2.98%
ROICexgc(3y)3.3%
ROICexgc(5y)2.98%
ROCE(3y)3.99%
ROCE(5y)3.6%
ROICexgc growth 3Y-0.3%
ROICexgc growth 5Y5.01%
ROICexc growth 3Y-0.3%
ROICexc growth 5Y5.06%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
F-Score3
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Debt/EBITDA 17.57
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.78
Cash Conversion 352.38%
Profit Quality N/A
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z 0.17
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
EPS Next Y-2.26%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.92%
EBIT growth 3Y-12.28%
EBIT growth 5Y0.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.2%
FCF growth 3Y145.48%
FCF growth 5Y-11.55%
OCF growth 1Y32.2%
OCF growth 3Y145.48%
OCF growth 5Y-11.55%

OFS CAPITAL CORP / OFS Fundamental Analysis FAQ

What is the fundamental rating for OFS stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFS.


What is the valuation status for OFS stock?

ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.


How profitable is OFS CAPITAL CORP (OFS) stock?

OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.


What is the financial health of OFS CAPITAL CORP (OFS) stock?

The financial health rating of OFS CAPITAL CORP (OFS) is 3 / 10.


How sustainable is the dividend of OFS CAPITAL CORP (OFS) stock?

The dividend rating of OFS CAPITAL CORP (OFS) is 6 / 10 and the dividend payout ratio is -48.18%.