OFS CAPITAL CORP (OFS) Fundamental Analysis & Valuation
NASDAQ:OFS • US67103B1008
Current stock price
2.8 USD
-0.33 (-10.54%)
At close:
2.85 USD
+0.05 (+1.79%)
After Hours:
This OFS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. OFS Profitability Analysis
1.1 Basic Checks
- OFS had positive earnings in the past year.
- In the past year OFS had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
- Of the past 5 years OFS 4 years had a positive operating cash flow.
1.2 Ratios
- OFS has a worse Return On Assets (-9.54%) than 84.17% of its industry peers.
- The Return On Equity of OFS (-26.86%) is worse than 81.25% of its industry peers.
- The Return On Invested Capital of OFS (2.86%) is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.14%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -9.54% | ||
| ROE | -26.86% | ||
| ROIC | 2.86% |
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
1.3 Margins
- OFS has a Operating Margin (30.43%) which is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of OFS has grown nicely.
- OFS's Gross Margin of 40.93% is in line compared to the rest of the industry. OFS outperforms 42.92% of its industry peers.
- In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 30.43% | ||
| PM (TTM) | N/A | ||
| GM | 40.93% |
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
2. OFS Health Analysis
2.1 Basic Checks
- The number of shares outstanding for OFS remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, OFS has about the same amount of shares outstanding.
- OFS has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.13, we must say that OFS is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.13, OFS is doing worse than 70.00% of the companies in the same industry.
- The Debt to FCF ratio of OFS is 4.99, which is a neutral value as it means it would take OFS, 4.99 years of fcf income to pay off all of its debts.
- OFS's Debt to FCF ratio of 4.99 is fine compared to the rest of the industry. OFS outperforms 68.33% of its industry peers.
- OFS has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
- OFS's Debt to Equity ratio of 1.77 is on the low side compared to the rest of the industry. OFS is outperformed by 75.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 4.99 | ||
| Altman-Z | 0.13 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- OFS has a Current Ratio of 1.03. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
- OFS's Current ratio of 1.03 is in line compared to the rest of the industry. OFS outperforms 45.42% of its industry peers.
- A Quick Ratio of 1.03 indicates that OFS should not have too much problems paying its short term obligations.
- OFS has a Quick ratio (1.03) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 |
3. OFS Growth Analysis
3.1 Past
- The earnings per share for OFS have decreased strongly by -25.60% in the last year.
- Measured over the past 5 years, OFS shows a small growth in Earnings Per Share. The EPS has been growing by 0.44% on average per year.
- Looking at the last year, OFS shows a very negative growth in Revenue. The Revenue has decreased by -15.16% in the last year.
- OFS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.20% yearly.
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. OFS Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 3.01, which indicates a rather cheap valuation of OFS.
- OFS's Price/Earnings ratio is rather cheap when compared to the industry. OFS is cheaper than 93.33% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 25.23. OFS is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 2.77, the valuation of OFS can be described as very cheap.
- OFS's Price/Forward Earnings ratio is rather cheap when compared to the industry. OFS is cheaper than 97.50% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 23.28, OFS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.01 | ||
| Fwd PE | 2.77 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of OFS indicates a somewhat cheap valuation: OFS is cheaper than 67.92% of the companies listed in the same industry.
- 96.25% of the companies in the same industry are more expensive than OFS, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.86 | ||
| EV/EBITDA | 20.33 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.35
PEG (5Y)6.91
EPS Next 2YN/A
EPS Next 3YN/A
5. OFS Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 21.73%, OFS is a good candidate for dividend investing.
- In the last 3 months the price of OFS has falen by -39.26%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- OFS's Dividend Yield is rather good when compared to the industry average which is at 6.91. OFS pays more dividend than 95.83% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.89, OFS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 21.73% |
5.2 History
- The dividend of OFS is nicely growing with an annual growth rate of 7.00%!
- OFS has been paying a dividend for at least 10 years, so it has a reliable track record.
- OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- The earnings of OFS are negative and hence is the payout ratio. OFS will probably not be able to sustain this dividend level.
- OFS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-48.18%
EPS Next 2YN/A
EPS Next 3YN/A
OFS Fundamentals: All Metrics, Ratios and Statistics
2.8
-0.33 (-10.54%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-02 2026-03-02/amc
Earnings (Next)04-29 2026-04-29
Inst Owners9.06%
Inst Owner Change-19.47%
Ins Owners0.59%
Ins Owner Change0%
Market Cap37.52M
Revenue(TTM)40.69M
Net Income(TTM)-33.09M
Analysts45
Price TargetN/A
Short Float %1.76%
Short Ratio2.17
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 21.73% |
Yearly Dividend1.19
Dividend Growth(5Y)7%
DP-48.18%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-20 2026-03-20 (0.17)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-11.57%
Min EPS beat(2)-13.9%
Max EPS beat(2)-9.24%
EPS beat(4)1
Avg EPS beat(4)-10.5%
Min EPS beat(4)-21.99%
Max EPS beat(4)3.14%
EPS beat(8)4
Avg EPS beat(8)-0.26%
EPS beat(12)7
Avg EPS beat(12)-0.33%
EPS beat(16)9
Avg EPS beat(16)4.4%
Revenue beat(2)0
Avg Revenue beat(2)-44.19%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)-16.43%
Revenue beat(4)1
Avg Revenue beat(4)-24.75%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)3.72%
Revenue beat(8)3
Avg Revenue beat(8)-11.06%
Revenue beat(12)4
Avg Revenue beat(12)-7.87%
Revenue beat(16)6
Avg Revenue beat(16)-6.27%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-8.7%
EPS NQ rev (3m)-8.7%
EPS NY rev (1m)0%
EPS NY rev (3m)12.36%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.01 | ||
| Fwd PE | 2.77 | ||
| P/S | 0.92 | ||
| P/FCF | 0.86 | ||
| P/OCF | 0.86 | ||
| P/B | 0.3 | ||
| P/tB | 0.3 | ||
| EV/EBITDA | 20.33 |
EPS(TTM)0.93
EY33.21%
EPS(NY)1.01
Fwd EY36.07%
FCF(TTM)3.26
FCFY116.31%
OCF(TTM)3.26
OCFY116.31%
SpS3.04
BVpS9.19
TBVpS9.19
PEG (NY)0.35
PEG (5Y)6.91
Graham Number13.87
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -9.54% | ||
| ROE | -26.86% | ||
| ROCE | 3.62% | ||
| ROIC | 2.86% | ||
| ROICexc | 2.89% | ||
| ROICexgc | 2.89% | ||
| OM | 30.43% | ||
| PM (TTM) | N/A | ||
| GM | 40.93% | ||
| FCFM | 107.25% |
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
ROICexc(3y)3.3%
ROICexc(5y)2.98%
ROICexgc(3y)3.3%
ROICexgc(5y)2.98%
ROCE(3y)3.99%
ROCE(5y)3.6%
ROICexgc growth 3Y-0.3%
ROICexgc growth 5Y5.01%
ROICexc growth 3Y-0.3%
ROICexc growth 5Y5.06%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
F-Score3
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 4.99 | ||
| Debt/EBITDA | 17.57 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.78 | ||
| Cash Conversion | 352.38% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 | ||
| Altman-Z | 0.13 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.92%
EBIT growth 3Y-12.28%
EBIT growth 5Y0.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.2%
FCF growth 3Y145.48%
FCF growth 5Y-11.55%
OCF growth 1Y32.2%
OCF growth 3Y145.48%
OCF growth 5Y-11.55%
OFS CAPITAL CORP / OFS Fundamental Analysis FAQ
What is the fundamental rating for OFS stock?
ChartMill assigns a fundamental rating of 3 / 10 to OFS.
What is the valuation status for OFS stock?
ChartMill assigns a valuation rating of 8 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.
What is the profitability of OFS stock?
OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.
What are the PE and PB ratios of OFS CAPITAL CORP (OFS) stock?
The Price/Earnings (PE) ratio for OFS CAPITAL CORP (OFS) is 3.01 and the Price/Book (PB) ratio is 0.3.
Is the dividend of OFS CAPITAL CORP sustainable?
The dividend rating of OFS CAPITAL CORP (OFS) is 7 / 10 and the dividend payout ratio is -48.18%.