OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
USA - NASDAQ:OFS - US67103B1008 - Common Stock
4.7606 USD
-0.01 (-0.2%)
OFS gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. OFS may be in some trouble as it scores bad on both profitability and health. OFS is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year OFS was profitable.
OFS had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
OFS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
OFS's Return On Assets of 0.85% is on the low side compared to the rest of the industry. OFS is outperformed by 67.51% of its industry peers.
With a Return On Equity value of 2.37%, OFS is not doing good in the industry: 69.62% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 2.91%, OFS is in line with its industry, outperforming 42.62% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for OFS is below the industry average of 7.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROIC | 2.91% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
With a Profit Margin value of 7.52%, OFS is not doing good in the industry: 64.13% of the companies in the same industry are doing better.
OFS's Profit Margin has improved in the last couple of years.
OFS has a better Operating Margin (32.03%) than 62.03% of its industry peers.
OFS's Operating Margin has been stable in the last couple of years.
OFS's Gross Margin of 42.02% is in line compared to the rest of the industry. OFS outperforms 46.84% of its industry peers.
OFS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
Compared to 1 year ago, OFS has about the same amount of shares outstanding.
The number of shares outstanding for OFS remains at a similar level compared to 5 years ago.
Compared to 1 year ago, OFS has an improved debt to assets ratio.
2.2 Solvency
OFS has an Altman-Z score of 0.22. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
OFS has a Altman-Z score of 0.22. This is in the lower half of the industry: OFS underperforms 71.31% of its industry peers.
OFS has a debt to FCF ratio of 15.46. This is a negative value and a sign of low solvency as OFS would need 15.46 years to pay back of all of its debts.
OFS has a Debt to FCF ratio (15.46) which is comparable to the rest of the industry.
A Debt/Equity ratio of 1.73 is on the high side and indicates that OFS has dependencies on debt financing.
OFS's Debt to Equity ratio of 1.73 is on the low side compared to the rest of the industry. OFS is outperformed by 74.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Altman-Z | 0.22 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.61 indicates that OFS should not have too much problems paying its short term obligations.
OFS has a better Current ratio (1.61) than 67.93% of its industry peers.
OFS has a Quick Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
OFS has a better Quick ratio (1.61) than 67.93% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 |
3. Growth
3.1 Past
The earnings per share for OFS have decreased strongly by -20.77% in the last year.
OFS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
OFS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.71%.
The Revenue has been decreasing by -1.80% on average over the past years.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
3.2 Future
Based on estimates for the next years, OFS will show a very negative growth in Earnings Per Share. The EPS will decrease by -20.61% on average per year.
The Revenue is expected to decrease by -7.58% on average over the next years.
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
OFS is valuated cheaply with a Price/Earnings ratio of 4.62.
Compared to the rest of the industry, the Price/Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 94.51% of the companies listed in the same industry.
OFS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.07.
Based on the Price/Forward Earnings ratio of 6.04, the valuation of OFS can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 91.98% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 34.08. OFS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.62 | ||
| Fwd PE | 6.04 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of OFS indicates a somewhat cheap valuation: OFS is cheaper than 68.35% of the companies listed in the same industry.
OFS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. OFS is cheaper than 84.39% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.18 | ||
| EV/EBITDA | 21.43 |
4.3 Compensation for Growth
A cheap valuation may be justified as OFS's earnings are expected to decrease with -20.61% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.23%, OFS is a good candidate for dividend investing.
In the last 3 months the price of OFS has falen by -42.67%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 8.49, OFS pays a better dividend. On top of this OFS pays more dividend than 81.01% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, OFS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.23% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has been paying a dividend for at least 10 years, so it has a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
553.78% of the earnings are spent on dividend by OFS. This is not a sustainable payout ratio.
OFS's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP553.78%
EPS Next 2Y-20.61%
EPS Next 3YN/A
NASDAQ:OFS (11/21/2025, 11:21:11 AM)
4.7606
-0.01 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.71%
Inst Owner Change-13.17%
Ins Owners0.59%
Ins Owner Change0%
Market Cap63.79M
Revenue(TTM)42.97M
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %1.56%
Short Ratio1.82
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.23% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.62 | ||
| Fwd PE | 6.04 | ||
| P/S | 1.48 | ||
| P/FCF | 4.18 | ||
| P/OCF | 4.18 | ||
| P/B | 0.47 | ||
| P/tB | 0.47 | ||
| EV/EBITDA | 21.43 |
EPS(TTM)1.03
EY21.64%
EPS(NY)0.79
Fwd EY16.55%
FCF(TTM)1.14
FCFY23.94%
OCF(TTM)1.14
OCFY23.94%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROCE | 3.69% | ||
| ROIC | 2.91% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 2.95% | ||
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% | ||
| FCFM | 35.54% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Debt/EBITDA | 17.15 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 110.94% | ||
| Profit Quality | 472.76% | ||
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 | ||
| Altman-Z | 0.22 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CAPITAL CORP / OFS FAQ
What is the fundamental rating for OFS stock?
ChartMill assigns a fundamental rating of 3 / 10 to OFS.
What is the valuation status of OFS CAPITAL CORP (OFS) stock?
ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.
What is the profitability of OFS stock?
OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.
Can you provide the financial health for OFS stock?
The financial health rating of OFS CAPITAL CORP (OFS) is 3 / 10.
Can you provide the expected EPS growth for OFS stock?
The Earnings per Share (EPS) of OFS CAPITAL CORP (OFS) is expected to decline by -17.58% in the next year.