OFS CAPITAL CORP (OFS) Fundamental Analysis & Valuation

NASDAQ:OFS • US67103B1008

Current stock price

3.45 USD
+0.05 (+1.47%)
Last:

This OFS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. OFS Profitability Analysis

1.1 Basic Checks

  • In the past year OFS was profitable.
  • In the past year OFS had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
  • Of the past 5 years OFS 4 years had a positive operating cash flow.
OFS Yearly Net Income VS EBIT VS OCF VS FCFOFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

1.2 Ratios

  • The Return On Assets of OFS (-9.54%) is worse than 84.58% of its industry peers.
  • OFS has a Return On Equity of -26.86%. This is amonst the worse of the industry: OFS underperforms 81.67% of its industry peers.
  • With a Return On Invested Capital value of 2.86%, OFS perfoms like the industry average, outperforming 42.92% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.25%.
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROIC 2.86%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
OFS Yearly ROA, ROE, ROICOFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • The Operating Margin of OFS (30.43%) is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of OFS has grown nicely.
  • OFS has a Gross Margin (40.93%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
Industry RankSector Rank
OM 30.43%
PM (TTM) N/A
GM 40.93%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
OFS Yearly Profit, Operating, Gross MarginsOFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. OFS Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for OFS remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, OFS has about the same amount of shares outstanding.
  • OFS has a worse debt/assets ratio than last year.
OFS Yearly Shares OutstandingOFS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
OFS Yearly Total Debt VS Total AssetsOFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.2 Solvency

  • Based on the Altman-Z score of 0.15, we must say that OFS is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.15, OFS is doing worse than 70.00% of the companies in the same industry.
  • The Debt to FCF ratio of OFS is 4.99, which is a neutral value as it means it would take OFS, 4.99 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 4.99, OFS is doing good in the industry, outperforming 68.33% of the companies in the same industry.
  • OFS has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of OFS (1.77) is worse than 76.25% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Altman-Z 0.15
ROIC/WACCN/A
WACCN/A
OFS Yearly LT Debt VS Equity VS FCFOFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.03 indicates that OFS should not have too much problems paying its short term obligations.
  • OFS has a Current ratio of 1.03. This is comparable to the rest of the industry: OFS outperforms 45.00% of its industry peers.
  • OFS has a Quick Ratio of 1.03. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • OFS has a Quick ratio (1.03) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
OFS Yearly Current Assets VS Current LiabilitesOFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. OFS Growth Analysis

3.1 Past

  • The earnings per share for OFS have decreased strongly by -25.60% in the last year.
  • The Earnings Per Share has been growing slightly by 0.44% on average over the past years.
  • OFS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.16%.
  • OFS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.20% yearly.
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OFS Yearly Revenue VS EstimatesOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFS Yearly EPS VS EstimatesOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

More info and screens

Find the best growth stocksShow best growing peers

8

4. OFS Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 3.71, which indicates a rather cheap valuation of OFS.
  • Based on the Price/Earnings ratio, OFS is valued cheaply inside the industry as 91.25% of the companies are valued more expensively.
  • OFS is valuated cheaply when we compare the Price/Earnings ratio to 25.60, which is the current average of the S&P500 Index.
  • OFS is valuated cheaply with a Price/Forward Earnings ratio of 3.42.
  • 97.08% of the companies in the same industry are more expensive than OFS, based on the Price/Forward Earnings ratio.
  • OFS is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 3.71
Fwd PE 3.42
OFS Price Earnings VS Forward Price EarningsOFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than the industry average as 68.33% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, OFS is valued cheaply inside the industry as 95.83% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.06
EV/EBITDA 20.98
OFS Per share dataOFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

  • OFS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.43
PEG (5Y)8.51
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. OFS Dividend Analysis

5.1 Amount

  • OFS has a Yearly Dividend Yield of 21.32%, which is a nice return.
  • The stock price of OFS dropped by -27.82% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • OFS's Dividend Yield is rather good when compared to the industry average which is at 6.85. OFS pays more dividend than 95.83% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.88, OFS pays a better dividend.
Industry RankSector Rank
Dividend Yield 21.32%

5.2 History

  • On average, the dividend of OFS grows each year by 7.00%, which is quite nice.
  • OFS has been paying a dividend for at least 10 years, so it has a reliable track record.
  • OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7%
Div Incr Years4
Div Non Decr Years4
OFS Yearly Dividends per shareOFS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • OFS has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • OFS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-48.18%
EPS Next 2YN/A
EPS Next 3YN/A
OFS Yearly Income VS Free CF VS DividendOFS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

More info and screens

Find the best dividend stocksShow peers with best dividend

OFS Fundamentals: All Metrics, Ratios and Statistics

OFS CAPITAL CORP

NASDAQ:OFS (4/2/2026, 8:00:02 PM)

3.45

+0.05 (+1.47%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-02
Earnings (Next)04-29
Inst Owners9.06%
Inst Owner Change-19.47%
Ins Owners0.59%
Ins Owner Change0%
Market Cap46.23M
Revenue(TTM)40.69M
Net Income(TTM)-33.09M
Analysts45
Price Target6.12 (77.39%)
Short Float %2.23%
Short Ratio2.07
Dividend
Industry RankSector Rank
Dividend Yield 21.32%
Yearly Dividend1.19
Dividend Growth(5Y)7%
DP-48.18%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-20
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-11.57%
Min EPS beat(2)-13.9%
Max EPS beat(2)-9.24%
EPS beat(4)1
Avg EPS beat(4)-10.5%
Min EPS beat(4)-21.99%
Max EPS beat(4)3.14%
EPS beat(8)4
Avg EPS beat(8)-0.26%
EPS beat(12)7
Avg EPS beat(12)-0.33%
EPS beat(16)9
Avg EPS beat(16)4.4%
Revenue beat(2)0
Avg Revenue beat(2)-44.19%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)-16.43%
Revenue beat(4)1
Avg Revenue beat(4)-24.75%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)3.72%
Revenue beat(8)3
Avg Revenue beat(8)-11.06%
Revenue beat(12)4
Avg Revenue beat(12)-7.87%
Revenue beat(16)6
Avg Revenue beat(16)-6.27%
PT rev (1m)-33.33%
PT rev (3m)-33.33%
EPS NQ rev (1m)-8.7%
EPS NQ rev (3m)-8.7%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 3.71
Fwd PE 3.42
P/S 1.14
P/FCF 1.06
P/OCF 1.06
P/B 0.38
P/tB 0.38
EV/EBITDA 20.98
EPS(TTM)0.93
EY26.96%
EPS(NY)1.01
Fwd EY29.28%
FCF(TTM)3.26
FCFY94.4%
OCF(TTM)3.26
OCFY94.4%
SpS3.04
BVpS9.19
TBVpS9.19
PEG (NY)0.43
PEG (5Y)8.51
Graham Number13.87
Profitability
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROCE 3.62%
ROIC 2.86%
ROICexc 2.89%
ROICexgc 2.89%
OM 30.43%
PM (TTM) N/A
GM 40.93%
FCFM 107.25%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
ROICexc(3y)3.3%
ROICexc(5y)2.98%
ROICexgc(3y)3.3%
ROICexgc(5y)2.98%
ROCE(3y)3.99%
ROCE(5y)3.6%
ROICexgc growth 3Y-0.3%
ROICexgc growth 5Y5.01%
ROICexc growth 3Y-0.3%
ROICexc growth 5Y5.06%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
F-Score3
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Debt/EBITDA 17.57
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.78
Cash Conversion 352.38%
Profit Quality N/A
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z 0.15
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.92%
EBIT growth 3Y-12.28%
EBIT growth 5Y0.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.2%
FCF growth 3Y145.48%
FCF growth 5Y-11.55%
OCF growth 1Y32.2%
OCF growth 3Y145.48%
OCF growth 5Y-11.55%

OFS CAPITAL CORP / OFS Fundamental Analysis FAQ

What is the fundamental rating for OFS stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFS.


What is the valuation status for OFS stock?

ChartMill assigns a valuation rating of 8 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.


How profitable is OFS CAPITAL CORP (OFS) stock?

OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.


What is the financial health of OFS CAPITAL CORP (OFS) stock?

The financial health rating of OFS CAPITAL CORP (OFS) is 3 / 10.


How sustainable is the dividend of OFS CAPITAL CORP (OFS) stock?

The dividend rating of OFS CAPITAL CORP (OFS) is 7 / 10 and the dividend payout ratio is -48.18%.