OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
USA - NASDAQ:OFS - US67103B1008 - Common Stock
5.07 USD
+0.07 (+1.4%)
OFS gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. OFS may be in some trouble as it scores bad on both profitability and health. OFS is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
OFS had positive earnings in the past year.
OFS had a positive operating cash flow in the past year.
In multiple years OFS reported negative net income over the last 5 years.
OFS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.85%, OFS is doing worse than 67.51% of the companies in the same industry.
OFS's Return On Equity of 2.37% is on the low side compared to the rest of the industry. OFS is outperformed by 69.62% of its industry peers.
With a Return On Invested Capital value of 2.91%, OFS perfoms like the industry average, outperforming 42.62% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROIC | 2.91% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
With a Profit Margin value of 7.52%, OFS is not doing good in the industry: 64.13% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of OFS has grown nicely.
With a decent Operating Margin value of 32.03%, OFS is doing good in the industry, outperforming 62.03% of the companies in the same industry.
OFS's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 42.02%, OFS perfoms like the industry average, outperforming 46.84% of the companies in the same industry.
OFS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
The number of shares outstanding for OFS remains at a similar level compared to 1 year ago.
Compared to 5 years ago, OFS has about the same amount of shares outstanding.
The debt/assets ratio for OFS has been reduced compared to a year ago.
2.2 Solvency
OFS has an Altman-Z score of 0.23. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of OFS (0.23) is worse than 71.73% of its industry peers.
The Debt to FCF ratio of OFS is 15.46, which is on the high side as it means it would take OFS, 15.46 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of OFS (15.46) is comparable to the rest of the industry.
OFS has a Debt/Equity ratio of 1.73. This is a high value indicating a heavy dependency on external financing.
OFS's Debt to Equity ratio of 1.73 is on the low side compared to the rest of the industry. OFS is outperformed by 74.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Altman-Z | 0.23 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OFS has a Current Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.61, OFS is doing good in the industry, outperforming 67.93% of the companies in the same industry.
OFS has a Quick Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
OFS's Quick ratio of 1.61 is fine compared to the rest of the industry. OFS outperforms 67.93% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 |
3. Growth
3.1 Past
The earnings per share for OFS have decreased strongly by -20.77% in the last year.
Measured over the past years, OFS shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
The Revenue for OFS has decreased by -13.71% in the past year. This is quite bad
The Revenue has been decreasing by -1.80% on average over the past years.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
3.2 Future
The Earnings Per Share is expected to decrease by -20.61% on average over the next years. This is quite bad
Based on estimates for the next years, OFS will show a decrease in Revenue. The Revenue will decrease by -7.58% on average per year.
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 4.92, the valuation of OFS can be described as very cheap.
OFS's Price/Earnings ratio is rather cheap when compared to the industry. OFS is cheaper than 94.09% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.89, OFS is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.44, the valuation of OFS can be described as very cheap.
91.56% of the companies in the same industry are more expensive than OFS, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of OFS to the average of the S&P500 Index (34.59), we can say OFS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 6.44 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of OFS indicates a somewhat cheap valuation: OFS is cheaper than 68.78% of the companies listed in the same industry.
OFS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. OFS is cheaper than 84.39% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.45 | ||
| EV/EBITDA | 21.66 |
4.3 Compensation for Growth
A cheap valuation may be justified as OFS's earnings are expected to decrease with -20.61% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OFS has a Yearly Dividend Yield of 13.23%, which is a nice return.
The stock price of OFS dropped by -39.06% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 8.53, OFS pays a better dividend. On top of this OFS pays more dividend than 81.01% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, OFS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.23% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has paid a dividend for at least 10 years, which is a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
553.78% of the earnings are spent on dividend by OFS. This is not a sustainable payout ratio.
The Dividend Rate of OFS has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP553.78%
EPS Next 2Y-20.61%
EPS Next 3YN/A
NASDAQ:OFS (11/17/2025, 4:30:02 PM)
5.07
+0.07 (+1.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.71%
Inst Owner Change-13.17%
Ins Owners0.59%
Ins Owner Change0%
Market Cap67.94M
Revenue(TTM)42.97M
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %1.66%
Short Ratio3.04
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.23% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 6.44 | ||
| P/S | 1.58 | ||
| P/FCF | 4.45 | ||
| P/OCF | 4.45 | ||
| P/B | 0.5 | ||
| P/tB | 0.5 | ||
| EV/EBITDA | 21.66 |
EPS(TTM)1.03
EY20.32%
EPS(NY)0.79
Fwd EY15.54%
FCF(TTM)1.14
FCFY22.48%
OCF(TTM)1.14
OCFY22.48%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROCE | 3.69% | ||
| ROIC | 2.91% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 2.95% | ||
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% | ||
| FCFM | 35.54% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Debt/EBITDA | 17.15 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 110.94% | ||
| Profit Quality | 472.76% | ||
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 | ||
| Altman-Z | 0.23 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CAPITAL CORP / OFS FAQ
What is the fundamental rating for OFS stock?
ChartMill assigns a fundamental rating of 3 / 10 to OFS.
What is the valuation status of OFS CAPITAL CORP (OFS) stock?
ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.
What is the profitability of OFS stock?
OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.
Can you provide the financial health for OFS stock?
The financial health rating of OFS CAPITAL CORP (OFS) is 3 / 10.
Can you provide the expected EPS growth for OFS stock?
The Earnings per Share (EPS) of OFS CAPITAL CORP (OFS) is expected to decline by -17.58% in the next year.