OFS CAPITAL CORP (OFS) Fundamental Analysis & Valuation

NASDAQ:OFS • US67103B1008

3.43 USD
-0.34 (-9.02%)
At close: Mar 12, 2026
3.41 USD
-0.02 (-0.58%)
After Hours: 3/12/2026, 8:03:23 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This OFS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

3

Overall OFS gets a fundamental rating of 3 out of 10. We evaluated OFS against 242 industry peers in the Capital Markets industry. Both the profitability and financial health of OFS have multiple concerns. OFS has a bad growth rate and is valued cheaply. OFS also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. OFS Profitability Analysis

1.1 Basic Checks

  • OFS had positive earnings in the past year.
  • In the past year OFS had a positive cash flow from operations.
  • In multiple years OFS reported negative net income over the last 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: OFS reported negative operating cash flow in multiple years.
OFS Yearly Net Income VS EBIT VS OCF VS FCFOFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M

1.2 Ratios

  • The Return On Assets of OFS (0.85%) is worse than 65.70% of its industry peers.
  • Looking at the Return On Equity, with a value of 2.37%, OFS is doing worse than 65.29% of the companies in the same industry.
  • With a Return On Invested Capital value of 2.91%, OFS perfoms like the industry average, outperforming 44.21% of the companies in the same industry.
  • OFS had an Average Return On Invested Capital over the past 3 years of 3.14%. This is below the industry average of 7.06%.
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROIC 2.91%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
OFS Yearly ROA, ROE, ROICOFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

  • With a Profit Margin value of 7.52%, OFS is not doing good in the industry: 62.40% of the companies in the same industry are doing better.
  • OFS's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 32.03%, OFS is doing good in the industry, outperforming 61.16% of the companies in the same industry.
  • OFS's Operating Margin has been stable in the last couple of years.
  • Looking at the Gross Margin, with a value of 42.02%, OFS is in line with its industry, outperforming 43.39% of the companies in the same industry.
  • In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
Industry RankSector Rank
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
OFS Yearly Profit, Operating, Gross MarginsOFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. OFS Health Analysis

2.1 Basic Checks

  • OFS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
OFS Yearly Shares OutstandingOFS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
OFS Yearly Total Debt VS Total AssetsOFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • Based on the Altman-Z score of 0.19, we must say that OFS is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 0.19, OFS is not doing good in the industry: 70.66% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of OFS is 15.46, which is on the high side as it means it would take OFS, 15.46 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 15.46, OFS is in line with its industry, outperforming 58.68% of the companies in the same industry.
  • OFS has a Debt/Equity ratio of 1.73. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.73, OFS is not doing good in the industry: 74.38% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Altman-Z 0.19
ROIC/WACCN/A
WACCN/A
OFS Yearly LT Debt VS Equity VS FCFOFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

2.3 Liquidity

  • OFS has a Current Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • OFS has a better Current ratio (1.61) than 69.83% of its industry peers.
  • A Quick Ratio of 1.61 indicates that OFS should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.61, OFS is in the better half of the industry, outperforming 69.83% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.61
Quick Ratio 1.61
OFS Yearly Current Assets VS Current LiabilitesOFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. OFS Growth Analysis

3.1 Past

  • OFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.60%.
  • The Earnings Per Share has been growing slightly by 0.44% on average over the past years.
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-19.57%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OFS Yearly Revenue VS EstimatesOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFS Yearly EPS VS EstimatesOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

More info and screens

Find the best growth stocksShow best growing peers

8

4. OFS Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 3.69 indicates a rather cheap valuation of OFS.
  • 90.91% of the companies in the same industry are more expensive than OFS, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 25.71, OFS is valued rather cheaply.
  • OFS is valuated cheaply with a Price/Forward Earnings ratio of 3.40.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 96.28% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.82. OFS is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 3.69
Fwd PE 3.4
OFS Price Earnings VS Forward Price EarningsOFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 68.18% of the companies in the same industry are more expensive than OFS, based on the Enterprise Value to EBITDA ratio.
  • 89.26% of the companies in the same industry are more expensive than OFS, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.01
EV/EBITDA 20.46
OFS Per share dataOFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • OFS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.43
PEG (5Y)8.46
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. OFS Dividend Analysis

5.1 Amount

  • OFS has a Yearly Dividend Yield of 17.62%, which is a nice return.
  • In the last 3 months the price of OFS has falen by -33.14%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • OFS's Dividend Yield is rather good when compared to the industry average which is at 6.63. OFS pays more dividend than 91.32% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, OFS pays a better dividend.
Industry RankSector Rank
Dividend Yield 17.62%

5.2 History

  • The dividend of OFS has a limited annual growth rate of 0.30%.
  • OFS has paid a dividend for at least 10 years, which is a reliable track record.
  • OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
OFS Yearly Dividends per shareOFS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 553.78% of the earnings are spent on dividend by OFS. This is not a sustainable payout ratio.
  • The dividend of OFS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP553.78%
EPS Next 2YN/A
EPS Next 3YN/A
OFS Yearly Income VS Free CF VS DividendOFS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M
OFS Dividend Payout.OFS Dividend Payout, showing the Payout Ratio.OFS Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

OFS Fundamentals: All Metrics, Ratios and Statistics

OFS CAPITAL CORP

NASDAQ:OFS (3/12/2026, 8:03:23 PM)

After market: 3.41 -0.02 (-0.58%)

3.43

-0.34 (-9.02%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-02
Earnings (Next)04-29
Inst Owners9.06%
Inst Owner Change-19.47%
Ins Owners0.59%
Ins Owner Change0%
Market Cap45.96M
Revenue(TTM)N/A
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %1.77%
Short Ratio2.07
Dividend
Industry RankSector Rank
Dividend Yield 17.62%
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-20
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9.8%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 3.69
Fwd PE 3.4
P/S 1.07
P/FCF 3.01
P/OCF 3.01
P/B 0.34
P/tB 0.34
EV/EBITDA 20.46
EPS(TTM)0.93
EY27.11%
EPS(NY)1.01
Fwd EY29.45%
FCF(TTM)1.14
FCFY33.22%
OCF(TTM)1.14
OCFY33.22%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)0.43
PEG (5Y)8.46
Graham Number14.59
Profitability
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROCE 3.69%
ROIC 2.91%
ROICexc 2.95%
ROICexgc 2.95%
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
FCFM 35.54%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Debt/EBITDA 17.15
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.01
Cash Conversion 110.94%
Profit Quality 472.76%
Current Ratio 1.61
Quick Ratio 1.61
Altman-Z 0.19
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-19.57%
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A

OFS CAPITAL CORP / OFS FAQ

What is the fundamental rating for OFS stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFS.


What is the valuation status for OFS stock?

ChartMill assigns a valuation rating of 8 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.


What is the profitability of OFS stock?

OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.


What are the PE and PB ratios of OFS CAPITAL CORP (OFS) stock?

The Price/Earnings (PE) ratio for OFS CAPITAL CORP (OFS) is 3.69 and the Price/Book (PB) ratio is 0.34.


Is the dividend of OFS CAPITAL CORP sustainable?

The dividend rating of OFS CAPITAL CORP (OFS) is 7 / 10 and the dividend payout ratio is 553.78%.