OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
USA - NASDAQ:OFS - US67103B1008 - Common Stock
5.07 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to OFS. OFS was compared to 237 industry peers in the Capital Markets industry. Both the profitability and financial health of OFS have multiple concerns. OFS has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
OFS had positive earnings in the past year.
OFS had a positive operating cash flow in the past year.
In multiple years OFS reported negative net income over the last 5 years.
Of the past 5 years OFS 4 years had a positive operating cash flow.
1.2 Ratios
OFS has a Return On Assets of 0.85%. This is in the lower half of the industry: OFS underperforms 67.51% of its industry peers.
OFS has a worse Return On Equity (2.37%) than 69.62% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.91%, OFS is in line with its industry, outperforming 42.62% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROIC | 2.91% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
OFS has a worse Profit Margin (7.52%) than 64.13% of its industry peers.
OFS's Profit Margin has improved in the last couple of years.
OFS has a better Operating Margin (32.03%) than 62.03% of its industry peers.
In the last couple of years the Operating Margin of OFS has remained more or less at the same level.
OFS's Gross Margin of 42.02% is in line compared to the rest of the industry. OFS outperforms 46.84% of its industry peers.
In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
OFS has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, OFS has about the same amount of shares outstanding.
Compared to 1 year ago, OFS has an improved debt to assets ratio.
2.2 Solvency
OFS has an Altman-Z score of 0.23. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of OFS (0.23) is worse than 71.73% of its industry peers.
The Debt to FCF ratio of OFS is 15.46, which is on the high side as it means it would take OFS, 15.46 years of fcf income to pay off all of its debts.
OFS has a Debt to FCF ratio of 15.46. This is comparable to the rest of the industry: OFS outperforms 52.32% of its industry peers.
A Debt/Equity ratio of 1.73 is on the high side and indicates that OFS has dependencies on debt financing.
With a Debt to Equity ratio value of 1.73, OFS is not doing good in the industry: 74.68% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Altman-Z | 0.23 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.61 indicates that OFS should not have too much problems paying its short term obligations.
OFS's Current ratio of 1.61 is fine compared to the rest of the industry. OFS outperforms 67.93% of its industry peers.
A Quick Ratio of 1.61 indicates that OFS should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.61, OFS is doing good in the industry, outperforming 67.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 |
3. Growth
3.1 Past
OFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.77%.
Measured over the past years, OFS shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
OFS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.71%.
Measured over the past years, OFS shows a decrease in Revenue. The Revenue has been decreasing by -1.80% on average per year.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
3.2 Future
Based on estimates for the next years, OFS will show a very negative growth in Earnings Per Share. The EPS will decrease by -20.61% on average per year.
The Revenue is expected to decrease by -7.58% on average over the next years.
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.92 indicates a rather cheap valuation of OFS.
OFS's Price/Earnings ratio is rather cheap when compared to the industry. OFS is cheaper than 94.09% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.56, OFS is valued rather cheaply.
OFS is valuated cheaply with a Price/Forward Earnings ratio of 6.44.
90.30% of the companies in the same industry are more expensive than OFS, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.62, OFS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 6.44 |
4.2 Price Multiples
OFS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. OFS is cheaper than 68.78% of the companies in the same industry.
OFS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. OFS is cheaper than 84.39% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.45 | ||
| EV/EBITDA | 21.72 |
4.3 Compensation for Growth
A cheap valuation may be justified as OFS's earnings are expected to decrease with -20.61% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OFS has a Yearly Dividend Yield of 13.23%, which is a nice return.
In the last 3 months the price of OFS has falen by -39.06%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 8.48, OFS pays a better dividend. On top of this OFS pays more dividend than 81.01% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, OFS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.23% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has paid a dividend for at least 10 years, which is a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
OFS pays out 553.78% of its income as dividend. This is not a sustainable payout ratio.
OFS's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP553.78%
EPS Next 2Y-20.61%
EPS Next 3YN/A
NASDAQ:OFS (11/18/2025, 12:36:16 PM)
5.07
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.71%
Inst Owner Change-13.17%
Ins Owners0.59%
Ins Owner Change0%
Market Cap67.94M
Revenue(TTM)42.97M
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %1.56%
Short Ratio1.82
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.23% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 6.44 | ||
| P/S | 1.58 | ||
| P/FCF | 4.45 | ||
| P/OCF | 4.45 | ||
| P/B | 0.5 | ||
| P/tB | 0.5 | ||
| EV/EBITDA | 21.72 |
EPS(TTM)1.03
EY20.32%
EPS(NY)0.79
Fwd EY15.54%
FCF(TTM)1.14
FCFY22.48%
OCF(TTM)1.14
OCFY22.48%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROCE | 3.69% | ||
| ROIC | 2.91% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 2.95% | ||
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% | ||
| FCFM | 35.54% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Debt/EBITDA | 17.15 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 110.94% | ||
| Profit Quality | 472.76% | ||
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 | ||
| Altman-Z | 0.23 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CAPITAL CORP / OFS FAQ
What is the fundamental rating for OFS stock?
ChartMill assigns a fundamental rating of 3 / 10 to OFS.
What is the valuation status of OFS CAPITAL CORP (OFS) stock?
ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.
What is the profitability of OFS stock?
OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.
Can you provide the financial health for OFS stock?
The financial health rating of OFS CAPITAL CORP (OFS) is 3 / 10.
Can you provide the expected EPS growth for OFS stock?
The Earnings per Share (EPS) of OFS CAPITAL CORP (OFS) is expected to decline by -17.58% in the next year.