OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
NASDAQ:OFS - Nasdaq - US67103B1008 - Common Stock - Currency: USD
Taking everything into account, OFS scores 3 out of 10 in our fundamental rating. OFS was compared to 225 industry peers in the Capital Markets industry. OFS has a bad profitability rating. Also its financial health evaluation is rather negative. OFS has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
In the past year OFS was profitable.
OFS had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: OFS reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of OFS (-0.27%) is worse than 78.08% of its industry peers.
OFS has a Return On Equity of -0.75%. This is in the lower half of the industry: OFS underperforms 76.71% of its industry peers.
OFS has a Return On Invested Capital (3.43%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for OFS is below the industry average of 6.82%.
The 3 year average ROIC (2.74%) for OFS is below the current ROIC(3.43%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.27% | ||
| ROE | -0.75% | ||
| ROIC | 3.43% |
ROA(3y)2.81%
ROA(5y)2.19%
ROE(3y)7.81%
ROE(5y)6.29%
ROIC(3y)2.74%
ROIC(5y)2.64%
1.3 Margins
OFS has a Operating Margin (34.81%) which is in line with its industry peers.
In the last couple of years the Operating Margin of OFS has declined.
With a Gross Margin value of 44.08%, OFS perfoms like the industry average, outperforming 41.55% of the companies in the same industry.
OFS's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 34.81% | ||
| PM (TTM) | N/A | ||
| GM | 44.08% |
OM growth 3Y9.39%
OM growth 5Y-3.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.82%
GM growth 5Y-3.69%
2. Health
2.1 Basic Checks
Compared to 1 year ago, OFS has about the same amount of shares outstanding.
Compared to 5 years ago, OFS has about the same amount of shares outstanding.
OFS has about the same debt/assets ratio as last year.
2.2 Solvency
Based on the Altman-Z score of 0.40, we must say that OFS is in the distress zone and has some risk of bankruptcy.
OFS has a Altman-Z score of 0.40. This is in the lower half of the industry: OFS underperforms 73.06% of its industry peers.
OFS has a debt to FCF ratio of 3.23. This is a good value and a sign of high solvency as OFS would need 3.23 years to pay back of all of its debts.
OFS's Debt to FCF ratio of 3.23 is fine compared to the rest of the industry. OFS outperforms 73.97% of its industry peers.
A Debt/Equity ratio of 1.63 is on the high side and indicates that OFS has dependencies on debt financing.
OFS has a Debt to Equity ratio of 1.63. This is in the lower half of the industry: OFS underperforms 73.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 3.23 | ||
| Altman-Z | 0.4 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OFS has a Current Ratio of 1.23. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of OFS (1.23) is comparable to the rest of the industry.
A Quick Ratio of 1.23 indicates that OFS should not have too much problems paying its short term obligations.
The Quick ratio of OFS (1.23) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.23 | ||
| Quick Ratio | 1.23 |
3. Growth
3.1 Past
The earnings per share for OFS have decreased strongly by -13.33% in the last year.
The Earnings Per Share has been growing slightly by 1.68% on average over the past years.
The Revenue for OFS has decreased by -13.33% in the past year. This is quite bad
OFS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.86% yearly.
EPS 1Y (TTM)-13.33%
EPS 3Y18.13%
EPS 5Y1.68%
EPS Q2Q%-32.5%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y7.78%
Revenue growth 5Y5.86%
Sales Q2Q%0%
3.2 Future
The Earnings Per Share is expected to decrease by -17.53% on average over the next years. This is quite bad
The Revenue is expected to decrease by -16.25% on average over the next years. This is quite bad
EPS Next Y-21.22%
EPS Next 2Y-17.53%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-19.1%
Revenue Next 2Y-16.25%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.57 indicates a rather cheap valuation of OFS.
Based on the Price/Earnings ratio, OFS is valued cheaply inside the industry as 91.78% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 29.62, OFS is valued rather cheaply.
OFS is valuated reasonably with a Price/Forward Earnings ratio of 8.37.
87.21% of the companies in the same industry are more expensive than OFS, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of OFS to the average of the S&P500 Index (22.70), we can say OFS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.57 | ||
| Fwd PE | 8.37 |
4.2 Price Multiples
OFS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. OFS is cheaper than 74.89% of the companies in the same industry.
OFS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. OFS is cheaper than 94.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.5 | ||
| EV/EBITDA | 19.28 |
4.3 Compensation for Growth
A cheap valuation may be justified as OFS's earnings are expected to decrease with -17.53% in the coming years.
PEG (NY)N/A
PEG (5Y)3.91
EPS Next 2Y-17.53%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 16.25%, OFS is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 10.21, OFS pays a better dividend. On top of this OFS pays more dividend than 93.15% of the companies listed in the same industry.
OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.27.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.25% |
5.2 History
The dividend of OFS decreases each year by -4.82%.
OFS has been paying a dividend for at least 10 years, so it has a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-4.82%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
OFS has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of OFS has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-1596.84%
EPS Next 2Y-17.53%
EPS Next 3YN/A
NASDAQ:OFS (2/24/2025, 2:32:56 PM)
8.54
+0.29 (+3.52%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.96%
Inst Owner Change-90.56%
Ins Owners0.57%
Ins Owner Change0%
Market Cap114.44M
Analysts45
Price Target9.18 (7.49%)
Short Float %0.59%
Short Ratio1.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.25% |
Yearly Dividend1.34
Dividend Growth(5Y)-4.82%
DP-1596.84%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.2%
Min EPS beat(2)-11.23%
Max EPS beat(2)4.83%
EPS beat(4)2
Avg EPS beat(4)-0.07%
Min EPS beat(4)-11.23%
Max EPS beat(4)17.14%
EPS beat(8)5
Avg EPS beat(8)0.98%
EPS beat(12)8
Avg EPS beat(12)9.72%
EPS beat(16)10
Avg EPS beat(16)7.52%
Revenue beat(2)1
Avg Revenue beat(2)12.84%
Min Revenue beat(2)-5.84%
Max Revenue beat(2)31.52%
Revenue beat(4)2
Avg Revenue beat(4)6.52%
Min Revenue beat(4)-5.99%
Max Revenue beat(4)31.52%
Revenue beat(8)4
Avg Revenue beat(8)3.33%
Revenue beat(12)6
Avg Revenue beat(12)4.63%
Revenue beat(16)8
Avg Revenue beat(16)3.45%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-4.17%
EPS NQ rev (3m)-4.17%
EPS NY rev (1m)-0.85%
EPS NY rev (3m)-0.43%
Revenue NQ rev (1m)-1.01%
Revenue NQ rev (3m)-1.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.57 | ||
| Fwd PE | 8.37 | ||
| P/S | 2.3 | ||
| P/FCF | 1.5 | ||
| P/OCF | 1.5 | ||
| P/B | 0.76 | ||
| P/tB | 0.76 | ||
| EV/EBITDA | 19.28 |
EPS(TTM)1.3
EY15.22%
EPS(NY)1.02
Fwd EY11.94%
FCF(TTM)5.71
FCFY66.83%
OCF(TTM)5.71
OCFY66.83%
SpS3.72
BVpS11.29
TBVpS11.29
PEG (NY)N/A
PEG (5Y)3.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.27% | ||
| ROE | -0.75% | ||
| ROCE | 4.34% | ||
| ROIC | 3.43% | ||
| ROICexc | 3.61% | ||
| ROICexgc | 3.61% | ||
| OM | 34.81% | ||
| PM (TTM) | N/A | ||
| GM | 44.08% | ||
| FCFM | 153.58% |
ROA(3y)2.81%
ROA(5y)2.19%
ROE(3y)7.81%
ROE(5y)6.29%
ROIC(3y)2.74%
ROIC(5y)2.64%
ROICexc(3y)2.94%
ROICexc(5y)2.81%
ROICexgc(3y)2.94%
ROICexgc(5y)2.82%
ROCE(3y)3.46%
ROCE(5y)3.34%
ROICexcg growth 3Y19.11%
ROICexcg growth 5Y0.61%
ROICexc growth 3Y19.21%
ROICexc growth 5Y0.61%
OM growth 3Y9.39%
OM growth 5Y-3.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.82%
GM growth 5Y-3.69%
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 3.23 | ||
| Debt/EBITDA | 14.12 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.07 | ||
| Cash Conversion | 437.03% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.23 | ||
| Quick Ratio | 1.23 | ||
| Altman-Z | 0.4 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.33%
EPS 3Y18.13%
EPS 5Y1.68%
EPS Q2Q%-32.5%
EPS Next Y-21.22%
EPS Next 2Y-17.53%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y7.78%
Revenue growth 5Y5.86%
Sales Q2Q%0%
Revenue Next Year-19.1%
Revenue Next 2Y-16.25%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-14.15%
EBIT growth 3Y17.9%
EBIT growth 5Y1.85%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y854.25%
FCF growth 3Y0.39%
FCF growth 5YN/A
OCF growth 1Y854.25%
OCF growth 3Y0.39%
OCF growth 5YN/A