OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
NASDAQ:OFS - Nasdaq - US67103B1008 - Common Stock - Currency: USD
Taking everything into account, OFS scores 4 out of 10 in our fundamental rating. OFS was compared to 233 industry peers in the Capital Markets industry. Both the profitability and the financial health of OFS get a neutral evaluation. Nothing too spectacular is happening here. OFS is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
OFS had positive earnings in the past year.
In the past year OFS had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
Of the past 5 years OFS 4 years had a positive operating cash flow.
1.2 Ratios
OFS's Return On Assets of 7.33% is amongst the best of the industry. OFS outperforms 85.41% of its industry peers.
OFS's Return On Equity of 18.83% is amongst the best of the industry. OFS outperforms 86.27% of its industry peers.
OFS's Return On Invested Capital of 2.82% is on the low side compared to the rest of the industry. OFS is outperformed by 64.38% of its industry peers.
The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.84%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.33% | ||
| ROE | 18.83% | ||
| ROIC | 2.82% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
The Profit Margin of OFS (68.60%) is better than 97.00% of its industry peers.
OFS's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 33.12%, OFS is in line with its industry, outperforming 57.94% of the companies in the same industry.
OFS's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 43.07%, OFS is not doing good in the industry: 60.52% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.12% | ||
| PM (TTM) | 68.6% | ||
| GM | 43.07% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
The number of shares outstanding for OFS remains at a similar level compared to 1 year ago.
OFS has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for OFS has been reduced compared to a year ago.
2.2 Solvency
OFS has an Altman-Z score of 0.42. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
OFS has a worse Altman-Z score (0.42) than 67.81% of its industry peers.
OFS has a debt to FCF ratio of 9.26. This is a negative value and a sign of low solvency as OFS would need 9.26 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 9.26, OFS is in line with its industry, outperforming 54.51% of the companies in the same industry.
A Debt/Equity ratio of 1.54 is on the high side and indicates that OFS has dependencies on debt financing.
With a Debt to Equity ratio value of 1.54, OFS is not doing good in the industry: 73.82% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 9.26 | ||
| Altman-Z | 0.42 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OFS has a Current Ratio of 2.23. This indicates that OFS is financially healthy and has no problem in meeting its short term obligations.
OFS has a Current ratio of 2.23. This is in the better half of the industry: OFS outperforms 73.39% of its industry peers.
A Quick Ratio of 2.23 indicates that OFS has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 2.23, OFS is in the better half of the industry, outperforming 73.39% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.23 | ||
| Quick Ratio | 2.23 |
3. Growth
3.1 Past
The earnings per share for OFS have decreased strongly by -29.68% in the last year.
OFS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
Looking at the last year, OFS shows a very negative growth in Revenue. The Revenue has decreased by -22.62% in the last year.
OFS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.80% yearly.
EPS 1Y (TTM)-29.68%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-38.1%
Revenue 1Y (TTM)-22.62%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-27.67%
3.2 Future
Based on estimates for the next years, OFS will show a very negative growth in Earnings Per Share. The EPS will decrease by -20.61% on average per year.
The Revenue is expected to decrease by -7.58% on average over the next years.
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
OFS is valuated cheaply with a Price/Earnings ratio of 7.86.
Based on the Price/Earnings ratio, OFS is valued cheaper than 84.98% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.21, OFS is valued rather cheaply.
A Price/Forward Earnings ratio of 10.88 indicates a reasonable valuation of OFS.
Based on the Price/Forward Earnings ratio, OFS is valued a bit cheaper than the industry average as 67.81% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 21.70. OFS is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.86 | ||
| Fwd PE | 10.88 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than 66.95% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 85.41% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.31 | ||
| EV/EBITDA | 24.39 |
4.3 Compensation for Growth
OFS's earnings are expected to decrease with -20.61% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OFS has a Yearly Dividend Yield of 16.08%, which is a nice return.
Compared to an average industry Dividend Yield of 8.00, OFS pays a better dividend. On top of this OFS pays more dividend than 94.42% of the companies listed in the same industry.
OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.08% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has been paying a dividend for at least 10 years, so it has a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
OFS pays out 60.33% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of OFS has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP60.33%
EPS Next 2Y-20.61%
EPS Next 3YN/A
NASDAQ:OFS (7/1/2025, 4:04:04 PM)
8.57
+0.13 (+1.54%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.99%
Inst Owner Change12.09%
Ins Owners0.59%
Ins Owner Change0%
Market Cap114.84M
Analysts45
Price Target9.18 (7.12%)
Short Float %0.63%
Short Ratio1.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.08% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP60.33%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.58%
Min EPS beat(2)-21.99%
Max EPS beat(2)29.14%
EPS beat(4)2
Avg EPS beat(4)0.19%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)5
Avg EPS beat(8)1.78%
EPS beat(12)8
Avg EPS beat(12)9.61%
EPS beat(16)10
Avg EPS beat(16)7.64%
Revenue beat(2)1
Avg Revenue beat(2)-1.19%
Min Revenue beat(2)-14.34%
Max Revenue beat(2)11.97%
Revenue beat(4)1
Avg Revenue beat(4)-2.55%
Min Revenue beat(4)-14.34%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-1.21%
Revenue beat(12)5
Avg Revenue beat(12)-1.13%
Revenue beat(16)7
Avg Revenue beat(16)1.36%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)9.09%
EPS NQ rev (3m)9.09%
EPS NY rev (1m)-1.92%
EPS NY rev (3m)-1.92%
Revenue NQ rev (1m)7.53%
Revenue NQ rev (3m)7.53%
Revenue NY rev (1m)-0.24%
Revenue NY rev (3m)1.98%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.86 | ||
| Fwd PE | 10.88 | ||
| P/S | 2.61 | ||
| P/FCF | 4.31 | ||
| P/OCF | 4.31 | ||
| P/B | 0.72 | ||
| P/tB | 0.72 | ||
| EV/EBITDA | 24.39 |
EPS(TTM)1.09
EY12.72%
EPS(NY)0.79
Fwd EY9.19%
FCF(TTM)1.99
FCFY23.19%
OCF(TTM)1.99
OCFY23.19%
SpS3.29
BVpS11.97
TBVpS11.97
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.33% | ||
| ROE | 18.83% | ||
| ROCE | 3.57% | ||
| ROIC | 2.82% | ||
| ROICexc | 2.85% | ||
| ROICexgc | 2.85% | ||
| OM | 33.12% | ||
| PM (TTM) | 68.6% | ||
| GM | 43.07% | ||
| FCFM | 60.49% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexcg growth 3Y15.02%
ROICexcg growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 9.26 | ||
| Debt/EBITDA | 16.91 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.99 | ||
| Cash Conversion | 182.66% | ||
| Profit Quality | 88.18% | ||
| Current Ratio | 2.23 | ||
| Quick Ratio | 2.23 | ||
| Altman-Z | 0.42 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.68%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-38.1%
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-22.62%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-27.67%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-29.91%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-14.88%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-14.88%
OCF growth 3YN/A
OCF growth 5YN/A