4.91 USD
+0.16 (+3.37%)
We assign a fundamental rating of 3 out of 10 to OFS. OFS was compared to 238 industry peers in the Capital Markets industry. OFS may be in some trouble as it scores bad on both profitability and health. OFS has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
In the past year OFS was profitable.
In the past year OFS had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
OFS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of OFS (0.85%) is worse than 67.23% of its industry peers.
The Return On Equity of OFS (2.37%) is worse than 68.91% of its industry peers.
OFS has a Return On Invested Capital of 2.91%. This is comparable to the rest of the industry: OFS outperforms 42.44% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for OFS is below the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROIC | 2.91% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
OFS has a Profit Margin of 7.52%. This is in the lower half of the industry: OFS underperforms 64.29% of its industry peers.
OFS's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 32.03%, OFS is doing good in the industry, outperforming 62.18% of the companies in the same industry.
In the last couple of years the Operating Margin of OFS has remained more or less at the same level.
OFS's Gross Margin of 42.02% is in line compared to the rest of the industry. OFS outperforms 47.06% of its industry peers.
OFS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
The number of shares outstanding for OFS remains at a similar level compared to 1 year ago.
OFS has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, OFS has an improved debt to assets ratio.
2.2 Solvency
OFS has an Altman-Z score of 0.22. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
OFS's Altman-Z score of 0.22 is on the low side compared to the rest of the industry. OFS is outperformed by 71.85% of its industry peers.
The Debt to FCF ratio of OFS is 15.46, which is on the high side as it means it would take OFS, 15.46 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 15.46, OFS is in line with its industry, outperforming 52.10% of the companies in the same industry.
OFS has a Debt/Equity ratio of 1.73. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of OFS (1.73) is worse than 74.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Altman-Z | 0.22 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.61 indicates that OFS should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.61, OFS is doing good in the industry, outperforming 69.75% of the companies in the same industry.
OFS has a Quick Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.61, OFS is doing good in the industry, outperforming 69.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 |
3. Growth
3.1 Past
OFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.77%.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
OFS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.71%.
The Revenue has been decreasing by -1.80% on average over the past years.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
3.2 Future
Based on estimates for the next years, OFS will show a very negative growth in Earnings Per Share. The EPS will decrease by -20.61% on average per year.
The Revenue is expected to decrease by -7.58% on average over the next years.
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.77 indicates a rather cheap valuation of OFS.
94.96% of the companies in the same industry are more expensive than OFS, based on the Price/Earnings ratio.
OFS is valuated cheaply when we compare the Price/Earnings ratio to 26.31, which is the current average of the S&P500 Index.
OFS is valuated cheaply with a Price/Forward Earnings ratio of 6.23.
93.28% of the companies in the same industry are more expensive than OFS, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 36.56. OFS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.77 | ||
| Fwd PE | 6.23 |
4.2 Price Multiples
68.91% of the companies in the same industry are more expensive than OFS, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 86.13% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.31 | ||
| EV/EBITDA | 21.41 |
4.3 Compensation for Growth
OFS's earnings are expected to decrease with -20.61% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.88%, OFS is a good candidate for dividend investing.
The stock price of OFS dropped by -44.05% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 8.39, OFS pays a better dividend. On top of this OFS pays more dividend than 86.13% of the companies listed in the same industry.
OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.88% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has paid a dividend for at least 10 years, which is a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
553.78% of the earnings are spent on dividend by OFS. This is not a sustainable payout ratio.
The Dividend Rate of OFS has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP553.78%
EPS Next 2Y-20.61%
EPS Next 3YN/A
NASDAQ:OFS (12/1/2025, 3:45:00 PM)
4.91
+0.16 (+3.37%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.71%
Inst Owner Change-13.06%
Ins Owners0.59%
Ins Owner Change0%
Market Cap65.79M
Revenue(TTM)42.97M
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %1.56%
Short Ratio1.82
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.88% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-8.93%
EPS NQ rev (3m)-8.93%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.77 | ||
| Fwd PE | 6.23 | ||
| P/S | 1.53 | ||
| P/FCF | 4.31 | ||
| P/OCF | 4.31 | ||
| P/B | 0.48 | ||
| P/tB | 0.48 | ||
| EV/EBITDA | 21.41 |
EPS(TTM)1.03
EY20.98%
EPS(NY)0.79
Fwd EY16.04%
FCF(TTM)1.14
FCFY23.21%
OCF(TTM)1.14
OCFY23.21%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROCE | 3.69% | ||
| ROIC | 2.91% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 2.95% | ||
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% | ||
| FCFM | 35.54% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Debt/EBITDA | 17.15 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 110.94% | ||
| Profit Quality | 472.76% | ||
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 | ||
| Altman-Z | 0.22 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CAPITAL CORP / OFS FAQ
What is the fundamental rating for OFS stock?
ChartMill assigns a fundamental rating of 3 / 10 to OFS.
What is the valuation status of OFS CAPITAL CORP (OFS) stock?
ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.
What is the profitability of OFS stock?
OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.
Can you provide the financial health for OFS stock?
The financial health rating of OFS CAPITAL CORP (OFS) is 3 / 10.
Can you provide the expected EPS growth for OFS stock?
The Earnings per Share (EPS) of OFS CAPITAL CORP (OFS) is expected to decline by -17.58% in the next year.