OFS CAPITAL CORP (OFS) Fundamental Analysis & Valuation

NASDAQ:OFS • US67103B1008

Current stock price

3.15 USD
+0.04 (+1.29%)
At close:
3.2192 USD
+0.07 (+2.2%)
After Hours:

This OFS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. OFS Profitability Analysis

1.1 Basic Checks

  • In the past year OFS was profitable.
  • In the past year OFS had a positive cash flow from operations.
  • In multiple years OFS reported negative net income over the last 5 years.
  • In multiple years OFS reported negative operating cash flow during the last 5 years.
OFS Yearly Net Income VS EBIT VS OCF VS FCFOFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M

1.2 Ratios

  • The Return On Assets of OFS (0.85%) is worse than 64.46% of its industry peers.
  • OFS has a worse Return On Equity (2.37%) than 64.46% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 2.91%, OFS is in line with its industry, outperforming 44.21% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for OFS is below the industry average of 7.15%.
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROIC 2.91%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
OFS Yearly ROA, ROE, ROICOFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

  • OFS's Profit Margin of 7.52% is on the low side compared to the rest of the industry. OFS is outperformed by 61.16% of its industry peers.
  • In the last couple of years the Profit Margin of OFS has grown nicely.
  • With a decent Operating Margin value of 32.03%, OFS is doing good in the industry, outperforming 61.57% of the companies in the same industry.
  • In the last couple of years the Operating Margin of OFS has remained more or less at the same level.
  • OFS has a Gross Margin (42.02%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
Industry RankSector Rank
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
OFS Yearly Profit, Operating, Gross MarginsOFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. OFS Health Analysis

2.1 Basic Checks

  • OFS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
OFS Yearly Shares OutstandingOFS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
OFS Yearly Total Debt VS Total AssetsOFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • Based on the Altman-Z score of 0.17, we must say that OFS is in the distress zone and has some risk of bankruptcy.
  • OFS has a Altman-Z score of 0.17. This is in the lower half of the industry: OFS underperforms 71.49% of its industry peers.
  • The Debt to FCF ratio of OFS is 15.46, which is on the high side as it means it would take OFS, 15.46 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 15.46, OFS is in line with its industry, outperforming 57.02% of the companies in the same industry.
  • A Debt/Equity ratio of 1.73 is on the high side and indicates that OFS has dependencies on debt financing.
  • OFS has a worse Debt to Equity ratio (1.73) than 74.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Altman-Z 0.17
ROIC/WACCN/A
WACCN/A
OFS Yearly LT Debt VS Equity VS FCFOFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.61 indicates that OFS should not have too much problems paying its short term obligations.
  • The Current ratio of OFS (1.61) is better than 69.83% of its industry peers.
  • OFS has a Quick Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • OFS's Quick ratio of 1.61 is fine compared to the rest of the industry. OFS outperforms 69.83% of its industry peers.
Industry RankSector Rank
Current Ratio 1.61
Quick Ratio 1.61
OFS Yearly Current Assets VS Current LiabilitesOFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. OFS Growth Analysis

3.1 Past

  • The earnings per share for OFS have decreased strongly by -25.60% in the last year.
  • OFS shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.44% yearly.
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-19.57%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OFS Yearly Revenue VS EstimatesOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFS Yearly EPS VS EstimatesOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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Find the best growth stocksShow best growing peers

8

4. OFS Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 3.39, the valuation of OFS can be described as very cheap.
  • Based on the Price/Earnings ratio, OFS is valued cheaper than 92.56% of the companies in the same industry.
  • OFS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.11.
  • OFS is valuated cheaply with a Price/Forward Earnings ratio of 3.12.
  • 97.11% of the companies in the same industry are more expensive than OFS, based on the Price/Forward Earnings ratio.
  • OFS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.12.
Industry RankSector Rank
PE 3.39
Fwd PE 3.12
OFS Price Earnings VS Forward Price EarningsOFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than 69.01% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, OFS is valued cheaper than 92.15% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.76
EV/EBITDA 19.82
OFS Per share dataOFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.39
PEG (5Y)7.77
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. OFS Dividend Analysis

5.1 Amount

  • OFS has a Yearly Dividend Yield of 19.83%, which is a nice return.
  • In the last 3 months the price of OFS has falen by -31.67%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average industry Dividend Yield of 6.96, OFS pays a better dividend. On top of this OFS pays more dividend than 94.63% of the companies listed in the same industry.
  • OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 19.83%

5.2 History

  • The dividend of OFS has a limited annual growth rate of 0.30%.
  • OFS has paid a dividend for at least 10 years, which is a reliable track record.
  • OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
OFS Yearly Dividends per shareOFS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • OFS pays out 553.78% of its income as dividend. This is not a sustainable payout ratio.
  • OFS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP553.78%
EPS Next 2YN/A
EPS Next 3YN/A
OFS Yearly Income VS Free CF VS DividendOFS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M
OFS Dividend Payout.OFS Dividend Payout, showing the Payout Ratio.OFS Dividend Payout.PayoutRetained Earnings

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OFS Fundamentals: All Metrics, Ratios and Statistics

OFS CAPITAL CORP

NASDAQ:OFS (3/17/2026, 8:00:02 PM)

After market: 3.2192 +0.07 (+2.2%)

3.15

+0.04 (+1.29%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-02
Earnings (Next)04-29
Inst Owners9.06%
Inst Owner Change-19.47%
Ins Owners0.59%
Ins Owner Change0%
Market Cap42.21M
Revenue(TTM)N/A
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %1.76%
Short Ratio2.17
Dividend
Industry RankSector Rank
Dividend Yield 19.83%
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-20
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9.8%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 3.39
Fwd PE 3.12
P/S 0.98
P/FCF 2.76
P/OCF 2.76
P/B 0.31
P/tB 0.31
EV/EBITDA 19.82
EPS(TTM)0.93
EY29.52%
EPS(NY)1.01
Fwd EY32.06%
FCF(TTM)1.14
FCFY36.18%
OCF(TTM)1.14
OCFY36.18%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)0.39
PEG (5Y)7.77
Graham Number14.59
Profitability
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROCE 3.69%
ROIC 2.91%
ROICexc 2.95%
ROICexgc 2.95%
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
FCFM 35.54%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Debt/EBITDA 17.15
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.01
Cash Conversion 110.94%
Profit Quality 472.76%
Current Ratio 1.61
Quick Ratio 1.61
Altman-Z 0.17
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-19.57%
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A

OFS CAPITAL CORP / OFS Fundamental Analysis FAQ

What is the fundamental rating for OFS stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFS.


What is the valuation status for OFS stock?

ChartMill assigns a valuation rating of 8 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.


What is the profitability of OFS stock?

OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.


What are the PE and PB ratios of OFS CAPITAL CORP (OFS) stock?

The Price/Earnings (PE) ratio for OFS CAPITAL CORP (OFS) is 3.39 and the Price/Book (PB) ratio is 0.31.


Is the dividend of OFS CAPITAL CORP sustainable?

The dividend rating of OFS CAPITAL CORP (OFS) is 7 / 10 and the dividend payout ratio is 553.78%.