5.08 USD
-0.19 (-3.61%)
5.08 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to OFS. OFS was compared to 238 industry peers in the Capital Markets industry. OFS has a bad profitability rating. Also its financial health evaluation is rather negative. OFS is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year OFS was profitable.
- OFS had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
- OFS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- The Return On Assets of OFS (0.85%) is worse than 70.17% of its industry peers.
- OFS has a Return On Equity of 2.37%. This is in the lower half of the industry: OFS underperforms 68.49% of its industry peers.
- The Return On Invested Capital of OFS (2.91%) is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROIC | 2.91% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
- OFS has a worse Profit Margin (7.52%) than 67.65% of its industry peers.
- In the last couple of years the Profit Margin of OFS has grown nicely.
- OFS has a Operating Margin of 32.03%. This is in the better half of the industry: OFS outperforms 61.76% of its industry peers.
- OFS's Operating Margin has been stable in the last couple of years.
- OFS has a Gross Margin (42.02%) which is in line with its industry peers.
- In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, OFS has about the same amount of shares outstanding.
- Compared to 5 years ago, OFS has about the same amount of shares outstanding.
- Compared to 1 year ago, OFS has an improved debt to assets ratio.
2.2 Solvency
- OFS has an Altman-Z score of 0.24. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
- OFS's Altman-Z score of 0.24 is on the low side compared to the rest of the industry. OFS is outperformed by 68.49% of its industry peers.
- OFS has a debt to FCF ratio of 15.46. This is a negative value and a sign of low solvency as OFS would need 15.46 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 15.46, OFS is in line with its industry, outperforming 57.98% of the companies in the same industry.
- A Debt/Equity ratio of 1.73 is on the high side and indicates that OFS has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.73, OFS is not doing good in the industry: 73.53% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Altman-Z | 0.24 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- OFS has a Current Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
- With a decent Current ratio value of 1.61, OFS is doing good in the industry, outperforming 71.01% of the companies in the same industry.
- A Quick Ratio of 1.61 indicates that OFS should not have too much problems paying its short term obligations.
- The Quick ratio of OFS (1.61) is better than 71.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 |
3. Growth
3.1 Past
- The earnings per share for OFS have decreased strongly by -20.77% in the last year.
- Measured over the past years, OFS shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
- OFS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.71%.
- Measured over the past years, OFS shows a decrease in Revenue. The Revenue has been decreasing by -1.80% on average per year.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
3.2 Future
- Based on estimates for the next years, OFS will show a very negative growth in Earnings Per Share. The EPS will decrease by -10.11% on average per year.
- The Revenue is expected to decrease by -7.58% on average over the next years.
EPS Next Y-23.24%
EPS Next 2Y-10.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 4.93, which indicates a rather cheap valuation of OFS.
- Compared to the rest of the industry, the Price/Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 91.18% of the companies listed in the same industry.
- OFS is valuated cheaply when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 5.03 indicates a rather cheap valuation of OFS.
- Based on the Price/Forward Earnings ratio, OFS is valued cheaply inside the industry as 95.80% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.30, OFS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.93 | ||
| Fwd PE | 5.03 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than the industry average as 69.75% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, OFS is valued cheaply inside the industry as 87.39% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.46 | ||
| EV/EBITDA | 21.92 |
4.3 Compensation for Growth
- A cheap valuation may be justified as OFS's earnings are expected to decrease with -10.11% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 13.41%, OFS is a good candidate for dividend investing.
- The stock price of OFS dropped by -28.80% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- Compared to an average industry Dividend Yield of 6.12, OFS pays a better dividend. On top of this OFS pays more dividend than 85.71% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.86, OFS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.41% |
5.2 History
- The dividend of OFS has a limited annual growth rate of 0.30%.
- OFS has paid a dividend for at least 10 years, which is a reliable track record.
- OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- OFS pays out 553.78% of its income as dividend. This is not a sustainable payout ratio.
- OFS's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP553.78%
EPS Next 2Y-10.11%
EPS Next 3YN/A
5.08
-0.19 (-3.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)03-02 2026-03-02/amc
Inst Owners9.62%
Inst Owner Change0%
Ins Owners0.59%
Ins Owner Change0%
Market Cap68.07M
Revenue(TTM)42.97M
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %2.08%
Short Ratio2.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.41% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-17.86%
EPS NY rev (1m)-3.55%
EPS NY rev (3m)-6.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.93 | ||
| Fwd PE | 5.03 | ||
| P/S | 1.58 | ||
| P/FCF | 4.46 | ||
| P/OCF | 4.46 | ||
| P/B | 0.5 | ||
| P/tB | 0.5 | ||
| EV/EBITDA | 21.92 |
EPS(TTM)1.03
EY20.28%
EPS(NY)1.01
Fwd EY19.88%
FCF(TTM)1.14
FCFY22.43%
OCF(TTM)1.14
OCFY22.43%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 2.37% | ||
| ROCE | 3.69% | ||
| ROIC | 2.91% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 2.95% | ||
| OM | 32.03% | ||
| PM (TTM) | 7.52% | ||
| GM | 42.02% | ||
| FCFM | 35.54% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 15.46 | ||
| Debt/EBITDA | 17.15 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 110.94% | ||
| Profit Quality | 472.76% | ||
| Current Ratio | 1.61 | ||
| Quick Ratio | 1.61 | ||
| Altman-Z | 0.24 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-23.24%
EPS Next 2Y-10.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CAPITAL CORP / OFS FAQ
What is the fundamental rating for OFS stock?
ChartMill assigns a fundamental rating of 3 / 10 to OFS.
What is the valuation status for OFS stock?
ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.
What is the profitability of OFS stock?
OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.
What are the PE and PB ratios of OFS CAPITAL CORP (OFS) stock?
The Price/Earnings (PE) ratio for OFS CAPITAL CORP (OFS) is 4.93 and the Price/Book (PB) ratio is 0.5.
Is the dividend of OFS CAPITAL CORP sustainable?
The dividend rating of OFS CAPITAL CORP (OFS) is 6 / 10 and the dividend payout ratio is 553.78%.