OFS CAPITAL CORP (OFS) Fundamental Analysis & Valuation

NASDAQ:OFS • US67103B1008

Current stock price

4 USD
+0.23 (+6.1%)
Last:

This OFS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. OFS Profitability Analysis

1.1 Basic Checks

  • In the past year OFS was profitable.
  • OFS had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
  • OFS had a positive operating cash flow in 4 of the past 5 years.
OFS Yearly Net Income VS EBIT VS OCF VS FCFOFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

1.2 Ratios

  • With a Return On Assets value of -9.54%, OFS is not doing good in the industry: 84.10% of the companies in the same industry are doing better.
  • The Return On Equity of OFS (-26.86%) is worse than 82.01% of its industry peers.
  • The Return On Invested Capital of OFS (2.86%) is worse than 60.67% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for OFS is below the industry average of 7.30%.
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROIC 2.86%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
OFS Yearly ROA, ROE, ROICOFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • Looking at the Operating Margin, with a value of 30.43%, OFS is in line with its industry, outperforming 59.00% of the companies in the same industry.
  • OFS's Operating Margin has improved in the last couple of years.
  • OFS has a Gross Margin (40.93%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
Industry RankSector Rank
OM 30.43%
PM (TTM) N/A
GM 40.93%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
OFS Yearly Profit, Operating, Gross MarginsOFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. OFS Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, OFS has about the same amount of shares outstanding.
  • OFS has about the same amout of shares outstanding than it did 5 years ago.
  • The debt/assets ratio for OFS is higher compared to a year ago.
OFS Yearly Shares OutstandingOFS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
OFS Yearly Total Debt VS Total AssetsOFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.2 Solvency

  • Based on the Altman-Z score of 0.16, we must say that OFS is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of OFS (0.16) is worse than 74.48% of its industry peers.
  • OFS has a debt to FCF ratio of 4.99. This is a neutral value as OFS would need 4.99 years to pay back of all of its debts.
  • OFS has a better Debt to FCF ratio (4.99) than 68.62% of its industry peers.
  • A Debt/Equity ratio of 1.77 is on the high side and indicates that OFS has dependencies on debt financing.
  • OFS has a Debt to Equity ratio of 1.77. This is in the lower half of the industry: OFS underperforms 75.31% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Altman-Z 0.16
ROIC/WACCN/A
WACCN/A
OFS Yearly LT Debt VS Equity VS FCFOFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.03 indicates that OFS should not have too much problems paying its short term obligations.
  • OFS has a Current ratio (1.03) which is comparable to the rest of the industry.
  • OFS has a Quick Ratio of 1.03. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • OFS has a Quick ratio (1.03) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
OFS Yearly Current Assets VS Current LiabilitesOFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. OFS Growth Analysis

3.1 Past

  • OFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.60%.
  • The Earnings Per Share has been growing slightly by 0.44% on average over the past years.
  • Looking at the last year, OFS shows a very negative growth in Revenue. The Revenue has decreased by -15.16% in the last year.
  • Measured over the past years, OFS shows a decrease in Revenue. The Revenue has been decreasing by -2.20% on average per year.
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-2.26%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OFS Yearly Revenue VS EstimatesOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFS Yearly EPS VS EstimatesOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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Find the best growth stocksShow best growing peers

7

4. OFS Valuation Analysis

4.1 Price/Earnings Ratio

  • OFS is valuated cheaply with a Price/Earnings ratio of 4.30.
  • Compared to the rest of the industry, the Price/Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 90.38% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.42. OFS is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 4.40 indicates a rather cheap valuation of OFS.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 95.82% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of OFS to the average of the S&P500 Index (22.29), we can say OFS is valued rather cheaply.
Industry RankSector Rank
PE 4.3
Fwd PE 4.4
OFS Price Earnings VS Forward Price EarningsOFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than 63.60% of the companies in the same industry.
  • OFS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. OFS is cheaper than 96.23% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.23
EV/EBITDA 21.38
OFS Per share dataOFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)9.87
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. OFS Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 17.94%, OFS is a good candidate for dividend investing.
  • In the last 3 months the price of OFS has falen by -25.35%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average industry Dividend Yield of 6.53, OFS pays a better dividend. On top of this OFS pays more dividend than 91.63% of the companies listed in the same industry.
  • OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 17.94%

5.2 History

  • The dividend of OFS is nicely growing with an annual growth rate of 7.00%!
  • OFS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)7%
Div Incr Years0
Div Non Decr Years0
OFS Yearly Dividends per shareOFS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • OFS has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-48.18%
EPS Next 2YN/A
EPS Next 3YN/A
OFS Yearly Income VS Free CF VS DividendOFS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

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Find the best dividend stocksShow peers with best dividend

OFS Fundamentals: All Metrics, Ratios and Statistics

OFS CAPITAL CORP

NASDAQ:OFS (4/27/2026, 2:18:13 PM)

4

+0.23 (+6.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-02
Earnings (Next)04-30
Inst Owners7.83%
Inst Owner Change0.41%
Ins Owners0.59%
Ins Owner Change0%
Market Cap53.60M
Revenue(TTM)40.69M
Net Income(TTM)-33.09M
Analysts45
Price Target6.12 (53%)
Short Float %2.53%
Short Ratio2.28
Dividend
Industry RankSector Rank
Dividend Yield 17.94%
Yearly Dividend1.19
Dividend Growth(5Y)7%
DP-48.18%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-20
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-11.57%
Min EPS beat(2)-13.9%
Max EPS beat(2)-9.24%
EPS beat(4)1
Avg EPS beat(4)-10.5%
Min EPS beat(4)-21.99%
Max EPS beat(4)3.14%
EPS beat(8)4
Avg EPS beat(8)-0.26%
EPS beat(12)7
Avg EPS beat(12)-0.33%
EPS beat(16)9
Avg EPS beat(16)4.4%
Revenue beat(2)0
Avg Revenue beat(2)-44.19%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)-16.43%
Revenue beat(4)1
Avg Revenue beat(4)-24.75%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)3.72%
Revenue beat(8)3
Avg Revenue beat(8)-11.06%
Revenue beat(12)4
Avg Revenue beat(12)-7.87%
Revenue beat(16)6
Avg Revenue beat(16)-6.27%
PT rev (1m)-33.33%
PT rev (3m)-33.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.7%
EPS NY rev (1m)-10%
EPS NY rev (3m)-10%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 4.3
Fwd PE 4.4
P/S 1.32
P/FCF 1.23
P/OCF 1.23
P/B 0.44
P/tB 0.44
EV/EBITDA 21.38
EPS(TTM)0.93
EY23.25%
EPS(NY)0.91
Fwd EY22.73%
FCF(TTM)3.26
FCFY81.42%
OCF(TTM)3.26
OCFY81.42%
SpS3.04
BVpS9.19
TBVpS9.19
PEG (NY)N/A
PEG (5Y)9.87
Graham Number13.8696 (246.74%)
Profitability
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROCE 3.62%
ROIC 2.86%
ROICexc 2.89%
ROICexgc 2.89%
OM 30.43%
PM (TTM) N/A
GM 40.93%
FCFM 107.25%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
ROICexc(3y)3.3%
ROICexc(5y)2.98%
ROICexgc(3y)3.3%
ROICexgc(5y)2.98%
ROCE(3y)3.99%
ROCE(5y)3.6%
ROICexgc growth 3Y-0.3%
ROICexgc growth 5Y5.01%
ROICexc growth 3Y-0.3%
ROICexc growth 5Y5.06%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
F-Score3
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Debt/EBITDA 17.57
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.78
Cash Conversion 352.38%
Profit Quality N/A
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z 0.16
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
EPS Next Y-2.26%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.92%
EBIT growth 3Y-12.28%
EBIT growth 5Y0.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.2%
FCF growth 3Y145.48%
FCF growth 5Y-11.55%
OCF growth 1Y32.2%
OCF growth 3Y145.48%
OCF growth 5Y-11.55%

OFS CAPITAL CORP / OFS Fundamental Analysis FAQ

What is the fundamental rating for OFS stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFS.


What is the valuation status for OFS stock?

ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.


How profitable is OFS CAPITAL CORP (OFS) stock?

OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.


What is the financial health of OFS CAPITAL CORP (OFS) stock?

The financial health rating of OFS CAPITAL CORP (OFS) is 3 / 10.


How sustainable is the dividend of OFS CAPITAL CORP (OFS) stock?

The dividend rating of OFS CAPITAL CORP (OFS) is 6 / 10 and the dividend payout ratio is -48.18%.