OFS CAPITAL CORP (OFS) Fundamental Analysis & Valuation

NASDAQ:OFS • US67103B1008

Current stock price

3.35 USD
-0.2 (-5.63%)
Last:

This OFS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. OFS Profitability Analysis

1.1 Basic Checks

  • OFS had positive earnings in the past year.
  • OFS had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
  • Of the past 5 years OFS 4 years had a positive operating cash flow.
OFS Yearly Net Income VS EBIT VS OCF VS FCFOFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

1.2 Ratios

  • With a Return On Assets value of -9.54%, OFS is not doing good in the industry: 84.58% of the companies in the same industry are doing better.
  • The Return On Equity of OFS (-26.86%) is worse than 81.67% of its industry peers.
  • The Return On Invested Capital of OFS (2.86%) is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.25%.
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROIC 2.86%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
OFS Yearly ROA, ROE, ROICOFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • OFS has a Operating Margin of 30.43%. This is comparable to the rest of the industry: OFS outperforms 60.00% of its industry peers.
  • OFS's Operating Margin has improved in the last couple of years.
  • OFS's Gross Margin of 40.93% is in line compared to the rest of the industry. OFS outperforms 42.92% of its industry peers.
  • OFS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 30.43%
PM (TTM) N/A
GM 40.93%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
OFS Yearly Profit, Operating, Gross MarginsOFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. OFS Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for OFS remains at a similar level compared to 1 year ago.
  • OFS has about the same amout of shares outstanding than it did 5 years ago.
  • OFS has a worse debt/assets ratio than last year.
OFS Yearly Shares OutstandingOFS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
OFS Yearly Total Debt VS Total AssetsOFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.2 Solvency

  • Based on the Altman-Z score of 0.16, we must say that OFS is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 0.16, OFS is not doing good in the industry: 70.42% of the companies in the same industry are doing better.
  • OFS has a debt to FCF ratio of 4.99. This is a neutral value as OFS would need 4.99 years to pay back of all of its debts.
  • The Debt to FCF ratio of OFS (4.99) is better than 68.33% of its industry peers.
  • OFS has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
  • OFS has a Debt to Equity ratio of 1.77. This is in the lower half of the industry: OFS underperforms 76.25% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Altman-Z 0.16
ROIC/WACCN/A
WACCN/A
OFS Yearly LT Debt VS Equity VS FCFOFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • OFS has a Current Ratio of 1.03. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.03, OFS perfoms like the industry average, outperforming 45.00% of the companies in the same industry.
  • OFS has a Quick Ratio of 1.03. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of OFS (1.03) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
OFS Yearly Current Assets VS Current LiabilitesOFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. OFS Growth Analysis

3.1 Past

  • OFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.60%.
  • OFS shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.44% yearly.
  • Looking at the last year, OFS shows a very negative growth in Revenue. The Revenue has decreased by -15.16% in the last year.
  • The Revenue has been decreasing by -2.20% on average over the past years.
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OFS Yearly Revenue VS EstimatesOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFS Yearly EPS VS EstimatesOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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8

4. OFS Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 3.60, which indicates a rather cheap valuation of OFS.
  • Based on the Price/Earnings ratio, OFS is valued cheaply inside the industry as 90.00% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 25.58, OFS is valued rather cheaply.
  • A Price/Forward Earnings ratio of 3.32 indicates a rather cheap valuation of OFS.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 95.83% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of OFS to the average of the S&P500 Index (22.81), we can say OFS is valued rather cheaply.
Industry RankSector Rank
PE 3.6
Fwd PE 3.32
OFS Price Earnings VS Forward Price EarningsOFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than 68.33% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, OFS is valued cheaper than 95.83% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.03
EV/EBITDA 21.14
OFS Per share dataOFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.42
PEG (5Y)8.27
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. OFS Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 21.32%, OFS is a good candidate for dividend investing.
  • The stock price of OFS dropped by -25.73% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • OFS's Dividend Yield is rather good when compared to the industry average which is at 6.85. OFS pays more dividend than 95.83% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, OFS pays a better dividend.
Industry RankSector Rank
Dividend Yield 21.32%

5.2 History

  • The dividend of OFS is nicely growing with an annual growth rate of 7.00%!
  • OFS has paid a dividend for at least 10 years, which is a reliable track record.
  • OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7%
Div Incr Years4
Div Non Decr Years4
OFS Yearly Dividends per shareOFS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • The earnings of OFS are negative and hence is the payout ratio. OFS will probably not be able to sustain this dividend level.
  • OFS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-48.18%
EPS Next 2YN/A
EPS Next 3YN/A
OFS Yearly Income VS Free CF VS DividendOFS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

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Find the best dividend stocksShow peers with best dividend

OFS Fundamentals: All Metrics, Ratios and Statistics

OFS CAPITAL CORP

NASDAQ:OFS (4/1/2026, 2:12:46 PM)

3.35

-0.2 (-5.63%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-02
Earnings (Next)04-29
Inst Owners9.06%
Inst Owner Change-19.47%
Ins Owners0.59%
Ins Owner Change0%
Market Cap44.89M
Revenue(TTM)40.69M
Net Income(TTM)-33.09M
Analysts45
Price Target6.12 (82.69%)
Short Float %2.23%
Short Ratio2.07
Dividend
Industry RankSector Rank
Dividend Yield 21.32%
Yearly Dividend1.19
Dividend Growth(5Y)7%
DP-48.18%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-20
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-11.57%
Min EPS beat(2)-13.9%
Max EPS beat(2)-9.24%
EPS beat(4)1
Avg EPS beat(4)-10.5%
Min EPS beat(4)-21.99%
Max EPS beat(4)3.14%
EPS beat(8)4
Avg EPS beat(8)-0.26%
EPS beat(12)7
Avg EPS beat(12)-0.33%
EPS beat(16)9
Avg EPS beat(16)4.4%
Revenue beat(2)0
Avg Revenue beat(2)-44.19%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)-16.43%
Revenue beat(4)1
Avg Revenue beat(4)-24.75%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)3.72%
Revenue beat(8)3
Avg Revenue beat(8)-11.06%
Revenue beat(12)4
Avg Revenue beat(12)-7.87%
Revenue beat(16)6
Avg Revenue beat(16)-6.27%
PT rev (1m)-33.33%
PT rev (3m)-33.33%
EPS NQ rev (1m)-8.7%
EPS NQ rev (3m)-8.7%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 3.6
Fwd PE 3.32
P/S 1.1
P/FCF 1.03
P/OCF 1.03
P/B 0.36
P/tB 0.36
EV/EBITDA 21.14
EPS(TTM)0.93
EY27.76%
EPS(NY)1.01
Fwd EY30.15%
FCF(TTM)3.26
FCFY97.21%
OCF(TTM)3.26
OCFY97.21%
SpS3.04
BVpS9.19
TBVpS9.19
PEG (NY)0.42
PEG (5Y)8.27
Graham Number13.87
Profitability
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROCE 3.62%
ROIC 2.86%
ROICexc 2.89%
ROICexgc 2.89%
OM 30.43%
PM (TTM) N/A
GM 40.93%
FCFM 107.25%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
ROICexc(3y)3.3%
ROICexc(5y)2.98%
ROICexgc(3y)3.3%
ROICexgc(5y)2.98%
ROCE(3y)3.99%
ROCE(5y)3.6%
ROICexgc growth 3Y-0.3%
ROICexgc growth 5Y5.01%
ROICexc growth 3Y-0.3%
ROICexc growth 5Y5.06%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
F-Score3
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Debt/EBITDA 17.57
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.78
Cash Conversion 352.38%
Profit Quality N/A
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z 0.16
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
EPS Next Y8.6%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.92%
EBIT growth 3Y-12.28%
EBIT growth 5Y0.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.2%
FCF growth 3Y145.48%
FCF growth 5Y-11.55%
OCF growth 1Y32.2%
OCF growth 3Y145.48%
OCF growth 5Y-11.55%

OFS CAPITAL CORP / OFS Fundamental Analysis FAQ

What is the fundamental rating for OFS stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFS.


What is the valuation status for OFS stock?

ChartMill assigns a valuation rating of 8 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.


How profitable is OFS CAPITAL CORP (OFS) stock?

OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.


What is the financial health of OFS CAPITAL CORP (OFS) stock?

The financial health rating of OFS CAPITAL CORP (OFS) is 3 / 10.


How sustainable is the dividend of OFS CAPITAL CORP (OFS) stock?

The dividend rating of OFS CAPITAL CORP (OFS) is 7 / 10 and the dividend payout ratio is -48.18%.