OFS CAPITAL CORP (OFS) Stock Fundamental Analysis

NASDAQ:OFS • US67103B1008

4.15 USD
-0.01 (-0.24%)
Last: Feb 13, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, OFS scores 3 out of 10 in our fundamental rating. OFS was compared to 238 industry peers in the Capital Markets industry. Both the profitability and financial health of OFS have multiple concerns. OFS is cheap, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year OFS was profitable.
  • OFS had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
  • Of the past 5 years OFS 4 years had a positive operating cash flow.
OFS Yearly Net Income VS EBIT VS OCF VS FCFOFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M

1.2 Ratios

  • The Return On Assets of OFS (0.85%) is worse than 70.17% of its industry peers.
  • With a Return On Equity value of 2.37%, OFS is not doing good in the industry: 68.91% of the companies in the same industry are doing better.
  • With a Return On Invested Capital value of 2.91%, OFS perfoms like the industry average, outperforming 43.28% of the companies in the same industry.
  • OFS had an Average Return On Invested Capital over the past 3 years of 3.14%. This is below the industry average of 7.30%.
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROIC 2.91%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
OFS Yearly ROA, ROE, ROICOFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 7.52%, OFS is doing worse than 68.49% of the companies in the same industry.
  • OFS's Profit Margin has improved in the last couple of years.
  • The Operating Margin of OFS (32.03%) is better than 61.34% of its industry peers.
  • In the last couple of years the Operating Margin of OFS has remained more or less at the same level.
  • With a Gross Margin value of 42.02%, OFS perfoms like the industry average, outperforming 43.28% of the companies in the same industry.
  • In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
Industry RankSector Rank
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
OFS Yearly Profit, Operating, Gross MarginsOFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • OFS has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for OFS remains at a similar level compared to 5 years ago.
  • OFS has a better debt/assets ratio than last year.
OFS Yearly Shares OutstandingOFS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
OFS Yearly Total Debt VS Total AssetsOFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • Based on the Altman-Z score of 0.20, we must say that OFS is in the distress zone and has some risk of bankruptcy.
  • OFS has a worse Altman-Z score (0.20) than 69.75% of its industry peers.
  • OFS has a debt to FCF ratio of 15.46. This is a negative value and a sign of low solvency as OFS would need 15.46 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 15.46, OFS is in line with its industry, outperforming 58.82% of the companies in the same industry.
  • OFS has a Debt/Equity ratio of 1.73. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of OFS (1.73) is worse than 73.95% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Altman-Z 0.2
ROIC/WACCN/A
WACCN/A
OFS Yearly LT Debt VS Equity VS FCFOFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

2.3 Liquidity

  • OFS has a Current Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • OFS's Current ratio of 1.61 is fine compared to the rest of the industry. OFS outperforms 70.17% of its industry peers.
  • OFS has a Quick Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • OFS has a Quick ratio of 1.61. This is in the better half of the industry: OFS outperforms 70.17% of its industry peers.
Industry RankSector Rank
Current Ratio 1.61
Quick Ratio 1.61
OFS Yearly Current Assets VS Current LiabilitesOFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. Growth

3.1 Past

  • OFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.77%.
  • OFS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
  • The Revenue for OFS has decreased by -13.71% in the past year. This is quite bad
  • The Revenue has been decreasing by -1.80% on average over the past years.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%

3.2 Future

  • OFS is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -10.11% yearly.
  • Based on estimates for the next years, OFS will show a decrease in Revenue. The Revenue will decrease by -7.58% on average per year.
EPS Next Y-23.24%
EPS Next 2Y-10.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
OFS Yearly Revenue VS EstimatesOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFS Yearly EPS VS EstimatesOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 4.03, the valuation of OFS can be described as very cheap.
  • Based on the Price/Earnings ratio, OFS is valued cheaper than 91.60% of the companies in the same industry.
  • OFS is valuated cheaply when we compare the Price/Earnings ratio to 26.68, which is the current average of the S&P500 Index.
  • OFS is valuated cheaply with a Price/Forward Earnings ratio of 4.11.
  • Based on the Price/Forward Earnings ratio, OFS is valued cheaply inside the industry as 96.22% of the companies are valued more expensively.
  • OFS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.06.
Industry RankSector Rank
PE 4.03
Fwd PE 4.11
OFS Price Earnings VS Forward Price EarningsOFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than 70.17% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, OFS is valued cheaper than 88.66% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.64
EV/EBITDA 20.83
OFS Per share dataOFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as OFS's earnings are expected to decrease with -10.11% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.11%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • OFS has a Yearly Dividend Yield of 16.35%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.25, OFS pays a better dividend. On top of this OFS pays more dividend than 93.28% of the companies listed in the same industry.
  • OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 16.35%

5.2 History

  • The dividend of OFS has a limited annual growth rate of 0.30%.
  • OFS has paid a dividend for at least 10 years, which is a reliable track record.
  • OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
OFS Yearly Dividends per shareOFS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • OFS pays out 553.78% of its income as dividend. This is not a sustainable payout ratio.
  • OFS's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP553.78%
EPS Next 2Y-10.11%
EPS Next 3YN/A
OFS Yearly Income VS Free CF VS DividendOFS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M
OFS Dividend Payout.OFS Dividend Payout, showing the Payout Ratio.OFS Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

OFS CAPITAL CORP

NASDAQ:OFS (2/13/2026, 8:00:01 PM)

4.15

-0.01 (-0.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30
Earnings (Next)02-27
Inst Owners9.62%
Inst Owner Change-11.14%
Ins Owners0.59%
Ins Owner Change0%
Market Cap55.61M
Revenue(TTM)42.97M
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %1.91%
Short Ratio2.2
Dividend
Industry RankSector Rank
Dividend Yield 16.35%
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-17.86%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 4.03
Fwd PE 4.11
P/S 1.29
P/FCF 3.64
P/OCF 3.64
P/B 0.41
P/tB 0.41
EV/EBITDA 20.83
EPS(TTM)1.03
EY24.82%
EPS(NY)1.01
Fwd EY24.34%
FCF(TTM)1.14
FCFY27.46%
OCF(TTM)1.14
OCFY27.46%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.35
Profitability
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROCE 3.69%
ROIC 2.91%
ROICexc 2.95%
ROICexgc 2.95%
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
FCFM 35.54%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Debt/EBITDA 17.15
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.01
Cash Conversion 110.94%
Profit Quality 472.76%
Current Ratio 1.61
Quick Ratio 1.61
Altman-Z 0.2
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-23.24%
EPS Next 2Y-10.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A

OFS CAPITAL CORP / OFS FAQ

What is the fundamental rating for OFS stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFS.


What is the valuation status for OFS stock?

ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.


What is the profitability of OFS stock?

OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.


What are the PE and PB ratios of OFS CAPITAL CORP (OFS) stock?

The Price/Earnings (PE) ratio for OFS CAPITAL CORP (OFS) is 4.03 and the Price/Book (PB) ratio is 0.41.


Is the dividend of OFS CAPITAL CORP sustainable?

The dividend rating of OFS CAPITAL CORP (OFS) is 6 / 10 and the dividend payout ratio is 553.78%.