NUVEEN MUNICIPAL CREDIT INC (NZF)
US67070X1019
NZF gets a fundamental rating of 1 out of 10. The analysis compared the fundamentals against 0 industry peers in the Unkown industry. NZF has a bad profitability rating. Also its financial health evaluation is rather negative. NZF does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
NZF had negative earnings in the past year.
In the past year NZF has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: NZF reported negative net income in multiple years.
Of the past 5 years NZF 4 years had a positive operating cash flow.
1.2 Ratios
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.73% | ||
| ROE | -0.82% | ||
| ROIC | 1.85% |
ROA(3y)-3.37%
ROA(5y)-0.18%
ROE(3y)-3.82%
ROE(5y)-0.43%
ROIC(3y)2.22%
ROIC(5y)2.27%
1.3 Margins
In the last couple of years the Operating Margin of NZF has declined.
In the last couple of years the Gross Margin of NZF has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 58.89% | ||
| PM (TTM) | N/A | ||
| GM | 58.96% |
OM growth 3Y-9.82%
OM growth 5Y-5.23%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.83%
GM growth 5Y-5.27%
2. Health
2.1 Basic Checks
Compared to 1 year ago, NZF has more shares outstanding
The number of shares outstanding for NZF has been increased compared to 5 years ago.
Compared to 1 year ago, NZF has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.96 indicates that NZF is not a great score, but indicates only limited risk for bankruptcy at the moment.
A Debt/Equity ratio of 0.11 indicates that NZF is not too dependend on debt financing.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.96 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NZF has a Current Ratio of 0.71. This is a bad value and indicates that NZF is not financially healthy enough and could expect problems in meeting its short term obligations.
A Quick Ratio of 0.71 indicates that NZF may have some problems paying its short term obligations.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.71 | ||
| Quick Ratio | 0.71 |
3. Growth
3.1 Past
NZF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 99.34%, which is quite impressive.
Looking at the last year, NZF shows a very strong growth in Revenue. The Revenue has grown by 22.19%.
Measured over the past years, NZF shows a small growth in Revenue. The Revenue has been growing by 2.70% on average per year.
EPS 1Y (TTM)99.34%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%11.83%
Revenue 1Y (TTM)22.19%
Revenue growth 3Y6.26%
Revenue growth 5Y2.7%
Sales Q2Q%22.25%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
NZF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
NZF has a Yearly Dividend Yield of 6.36%, which is a nice return.
NZF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.36% |
5.2 History
The dividend of NZF decreases each year by -8.69%.
NZF has paid a dividend for at least 10 years, which is a reliable track record.
NZF has decreased its dividend recently.
Dividend Growth(5Y)-8.69%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
The earnings of NZF are negative and hence is the payout ratio. NZF will probably not be able to sustain this dividend level.
DP-314.71%
EPS Next 2YN/A
EPS Next 3YN/A
NUVEEN MUNICIPAL CREDIT INC
NYSE:NZF (12/20/2024, 8:04:00 PM)
After market: 12.29 +0.02 (+0.16%)12.27
+0.06 (+0.49%)
Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)
Earnings (Next)
Inst Owners27.15%
Inst Owner Change-9.92%
Ins Owners0%
Ins Owner Change50.86%
Market Cap2.38B
Analysts40
Price TargetN/A
Short Float %0.19%
Short Ratio0.6
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.36% |
Dividend Growth(5Y)-8.69%
DP-314.71%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 13.68 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.6 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.03
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.55
FCFYN/A
OCF(TTM)-0.55
OCFYN/A
SpS0.9
BVpS20.37
TBVpS20.37
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.73% | ||
| ROE | -0.82% | ||
| ROCE | 2.38% | ||
| ROIC | 1.85% | ||
| ROICexc | 1.85% | ||
| ROICexgc | 1.85% | ||
| OM | 58.89% | ||
| PM (TTM) | N/A | ||
| GM | 58.96% | ||
| FCFM | N/A |
ROA(3y)-3.37%
ROA(5y)-0.18%
ROE(3y)-3.82%
ROE(5y)-0.43%
ROIC(3y)2.22%
ROIC(5y)2.27%
ROICexc(3y)2.22%
ROICexc(5y)2.28%
ROICexgc(3y)2.22%
ROICexgc(5y)2.28%
ROCE(3y)2.82%
ROCE(5y)2.89%
ROICexcg growth 3Y-7.02%
ROICexcg growth 5Y-4.89%
ROICexc growth 3Y-7.02%
ROICexc growth 5Y-4.89%
OM growth 3Y-9.82%
OM growth 5Y-5.23%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.83%
GM growth 5Y-5.27%
F-Score1
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.71 | ||
| Quick Ratio | 0.71 | ||
| Altman-Z | 2.96 |
F-Score1
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)99.34%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%11.83%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)22.19%
Revenue growth 3Y6.26%
Revenue growth 5Y2.7%
Sales Q2Q%22.25%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-5.05%
EBIT growth 3Y-4.17%
EBIT growth 5Y-2.68%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-186%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-186%
OCF growth 3YN/A
OCF growth 5YN/A