33.99 USD
+0.01 (+0.03%)
33.98 USD
-0.01 (-0.03%)
We assign a fundamental rating of 4 out of 10 to NVEI. NVEI was compared to 97 industry peers in the Financial Services industry. There are concerns on the financial health of NVEI while its profitability can be described as average. NVEI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year NVEI was profitable.
- In the past year NVEI had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: NVEI reported negative net income in multiple years.
- In the past 5 years NVEI always reported a positive cash flow from operatings.
1.2 Ratios
- NVEI has a Return On Assets of -0.22%. This is in the lower half of the industry: NVEI underperforms 75.00% of its industry peers.
- NVEI has a Return On Equity of -0.55%. This is in the lower half of the industry: NVEI underperforms 74.00% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 4.38%, NVEI is in the better half of the industry, outperforming 67.00% of the companies in the same industry.
- NVEI had an Average Return On Invested Capital over the past 3 years of 3.66%. This is below the industry average of 8.46%.
- The 3 year average ROIC (3.66%) for NVEI is below the current ROIC(4.38%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.22% | ||
| ROE | -0.55% | ||
| ROIC | 4.38% |
ROA(3y)1.47%
ROA(5y)-0.97%
ROE(3y)2.53%
ROE(5y)-4.13%
ROIC(3y)3.66%
ROIC(5y)3.16%
1.3 Margins
- NVEI has a Operating Margin (14.71%) which is comparable to the rest of the industry.
- NVEI's Operating Margin has improved in the last couple of years.
- With an excellent Gross Margin value of 81.09%, NVEI belongs to the best of the industry, outperforming 88.00% of the companies in the same industry.
- In the last couple of years the Gross Margin of NVEI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.71% | ||
| PM (TTM) | N/A | ||
| GM | 81.09% |
OM growth 3Y-11.69%
OM growth 5Y34.24%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.42%
GM growth 5Y-0.86%
2. Health
2.1 Basic Checks
- NVEI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for NVEI remains at a similar level compared to 1 year ago.
- The debt/assets ratio for NVEI is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.75, we must say that NVEI is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of NVEI (0.75) is comparable to the rest of the industry.
- NVEI has a debt to FCF ratio of 6.62. This is a slightly negative value and a sign of low solvency as NVEI would need 6.62 years to pay back of all of its debts.
- The Debt to FCF ratio of NVEI (6.62) is comparable to the rest of the industry.
- NVEI has a Debt/Equity ratio of 0.60. This is a neutral value indicating NVEI is somewhat dependend on debt financing.
- NVEI has a Debt to Equity ratio of 0.60. This is comparable to the rest of the industry: NVEI outperforms 57.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 6.62 | ||
| Altman-Z | 0.75 |
ROIC/WACC0.54
WACC8.05%
2.3 Liquidity
- NVEI has a Current Ratio of 1.06. This is a normal value and indicates that NVEI is financially healthy and should not expect problems in meeting its short term obligations.
- NVEI has a Current ratio (1.06) which is in line with its industry peers.
- NVEI has a Quick Ratio of 1.06. This is a normal value and indicates that NVEI is financially healthy and should not expect problems in meeting its short term obligations.
- NVEI has a Quick ratio of 1.06. This is comparable to the rest of the industry: NVEI outperforms 51.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
- The earnings per share for NVEI have decreased by -3.55% in the last year.
- The Revenue has grown by 41.10% in the past year. This is a very strong growth!
- NVEI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 51.38% yearly.
EPS 1Y (TTM)-3.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-12.82%
Revenue 1Y (TTM)41.1%
Revenue growth 3Y46.95%
Revenue growth 5Y51.38%
Sales Q2Q%17.31%
3.2 Future
- The Earnings Per Share is expected to grow by 24.93% on average over the next years. This is a very strong growth
- NVEI is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.15% yearly.
EPS Next Y16.94%
EPS Next 2Y23.1%
EPS Next 3Y24.93%
EPS Next 5YN/A
Revenue Next Year16.76%
Revenue Next 2Y16.19%
Revenue Next 3Y16.28%
Revenue Next 5Y15.15%
3.3 Evolution
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 20.85, NVEI is valued on the expensive side.
- Compared to the rest of the industry, the Price/Earnings ratio of NVEI is on the same level as its industry peers.
- NVEI is valuated rather cheaply when we compare the Price/Earnings ratio to 27.21, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 13.27, NVEI is valued correctly.
- The rest of the industry has a similar Price/Forward Earnings ratio as NVEI.
- The average S&P500 Price/Forward Earnings ratio is at 25.98. NVEI is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.85 | ||
| Fwd PE | 13.27 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, NVEI is valued a bit cheaper than 77.00% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of NVEI indicates a somewhat cheap valuation: NVEI is cheaper than 76.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.75 | ||
| EV/EBITDA | 9.74 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- A more expensive valuation may be justified as NVEI's earnings are expected to grow with 24.93% in the coming years.
PEG (NY)1.23
PEG (5Y)N/A
EPS Next 2Y23.1%
EPS Next 3Y24.93%
5. Dividend
5.1 Amount
- NVEI has a Yearly Dividend Yield of 1.14%.
- Compared to an average industry Dividend Yield of 2.09, NVEI pays a bit more dividend than its industry peers.
- Compared to the average S&P500 Dividend Yield of 1.81, NVEI is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
5.2 History
- NVEI is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- The earnings of NVEI are negative and hence is the payout ratio. NVEI will probably not be able to sustain this dividend level.
DP-492.49%
EPS Next 2Y23.1%
EPS Next 3Y24.93%
Nuvei Corporation / NVEI FAQ
Can you provide the ChartMill fundamental rating for Nuvei Corporation?
ChartMill assigns a fundamental rating of 4 / 10 to NVEI.
Can you provide the valuation status for Nuvei Corporation?
ChartMill assigns a valuation rating of 5 / 10 to Nuvei Corporation (NVEI). This can be considered as Fairly Valued.
What is the profitability of NVEI stock?
Nuvei Corporation (NVEI) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for NVEI stock?
The Earnings per Share (EPS) of Nuvei Corporation (NVEI) is expected to grow by 16.94% in the next year.
Can you provide the dividend sustainability for NVEI stock?
The dividend rating of Nuvei Corporation (NVEI) is 1 / 10 and the dividend payout ratio is -492.49%.