33.99 USD
+0.01 (+0.03%)
At close: Nov 15, 2024
33.98 USD
-0.01 (-0.03%)
After Hours: 11/15/2024, 8:00:01 PM
Overall NVEI gets a fundamental rating of 4 out of 10. We evaluated NVEI against 97 industry peers in the Financial Services industry. NVEI has a medium profitability rating, but doesn't score so well on its financial health evaluation. NVEI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- NVEI had positive earnings in the past year.
- In the past year NVEI had a positive cash flow from operations.
- In multiple years NVEI reported negative net income over the last 5 years.
- Each year in the past 5 years NVEI had a positive operating cash flow.
1.2 Ratios
- With a Return On Assets value of -0.22%, NVEI is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
- NVEI has a Return On Equity of -0.55%. This is in the lower half of the industry: NVEI underperforms 74.00% of its industry peers.
- The Return On Invested Capital of NVEI (4.38%) is better than 67.00% of its industry peers.
- NVEI had an Average Return On Invested Capital over the past 3 years of 3.66%. This is below the industry average of 8.46%.
- The last Return On Invested Capital (4.38%) for NVEI is above the 3 year average (3.66%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.22% | ||
| ROE | -0.55% | ||
| ROIC | 4.38% |
ROA(3y)1.47%
ROA(5y)-0.97%
ROE(3y)2.53%
ROE(5y)-4.13%
ROIC(3y)3.66%
ROIC(5y)3.16%
1.3 Margins
- NVEI has a Operating Margin of 14.71%. This is comparable to the rest of the industry: NVEI outperforms 52.00% of its industry peers.
- In the last couple of years the Operating Margin of NVEI has grown nicely.
- With an excellent Gross Margin value of 81.09%, NVEI belongs to the best of the industry, outperforming 88.00% of the companies in the same industry.
- NVEI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.71% | ||
| PM (TTM) | N/A | ||
| GM | 81.09% |
OM growth 3Y-11.69%
OM growth 5Y34.24%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.42%
GM growth 5Y-0.86%
2. Health
2.1 Basic Checks
- NVEI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, NVEI has about the same amount of shares outstanding.
- Compared to 1 year ago, NVEI has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.75, we must say that NVEI is in the distress zone and has some risk of bankruptcy.
- NVEI's Altman-Z score of 0.75 is in line compared to the rest of the industry. NVEI outperforms 54.00% of its industry peers.
- The Debt to FCF ratio of NVEI is 6.62, which is on the high side as it means it would take NVEI, 6.62 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of NVEI (6.62) is comparable to the rest of the industry.
- NVEI has a Debt/Equity ratio of 0.60. This is a neutral value indicating NVEI is somewhat dependend on debt financing.
- NVEI has a Debt to Equity ratio of 0.60. This is comparable to the rest of the industry: NVEI outperforms 57.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 6.62 | ||
| Altman-Z | 0.75 |
ROIC/WACC0.54
WACC8.05%
2.3 Liquidity
- A Current Ratio of 1.06 indicates that NVEI should not have too much problems paying its short term obligations.
- NVEI has a Current ratio of 1.06. This is comparable to the rest of the industry: NVEI outperforms 49.00% of its industry peers.
- NVEI has a Quick Ratio of 1.06. This is a normal value and indicates that NVEI is financially healthy and should not expect problems in meeting its short term obligations.
- NVEI has a Quick ratio (1.06) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
- NVEI shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.55%.
- The Revenue has grown by 41.10% in the past year. This is a very strong growth!
- NVEI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 51.38% yearly.
EPS 1Y (TTM)-3.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-12.82%
Revenue 1Y (TTM)41.1%
Revenue growth 3Y46.95%
Revenue growth 5Y51.38%
Sales Q2Q%17.31%
3.2 Future
- NVEI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 24.93% yearly.
- Based on estimates for the next years, NVEI will show a quite strong growth in Revenue. The Revenue will grow by 15.15% on average per year.
EPS Next Y16.94%
EPS Next 2Y23.1%
EPS Next 3Y24.93%
EPS Next 5YN/A
Revenue Next Year16.76%
Revenue Next 2Y16.19%
Revenue Next 3Y16.28%
Revenue Next 5Y15.15%
3.3 Evolution
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 20.85, which indicates a rather expensive current valuation of NVEI.
- The rest of the industry has a similar Price/Earnings ratio as NVEI.
- NVEI's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.30.
- The Price/Forward Earnings ratio is 13.27, which indicates a correct valuation of NVEI.
- The rest of the industry has a similar Price/Forward Earnings ratio as NVEI.
- NVEI is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.85 | ||
| Fwd PE | 13.27 |
4.2 Price Multiples
- 77.00% of the companies in the same industry are more expensive than NVEI, based on the Enterprise Value to EBITDA ratio.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of NVEI indicates a somewhat cheap valuation: NVEI is cheaper than 76.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.75 | ||
| EV/EBITDA | 9.74 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- NVEI's earnings are expected to grow with 24.93% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.23
PEG (5Y)N/A
EPS Next 2Y23.1%
EPS Next 3Y24.93%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.14%, NVEI has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 2.10, NVEI pays a bit more dividend than its industry peers.
- Compared to the average S&P500 Dividend Yield of 1.82, NVEI is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
5.2 History
- NVEI is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- The earnings of NVEI are negative and hence is the payout ratio. NVEI will probably not be able to sustain this dividend level.
DP-492.49%
EPS Next 2Y23.1%
EPS Next 3Y24.93%
Nuvei Corporation / NVEI FAQ
Can you provide the ChartMill fundamental rating for Nuvei Corporation?
ChartMill assigns a fundamental rating of 4 / 10 to NVEI.
Can you provide the valuation status for Nuvei Corporation?
ChartMill assigns a valuation rating of 5 / 10 to Nuvei Corporation (NVEI). This can be considered as Fairly Valued.
What is the profitability of NVEI stock?
Nuvei Corporation (NVEI) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for NVEI stock?
The Earnings per Share (EPS) of Nuvei Corporation (NVEI) is expected to grow by 16.94% in the next year.
Can you provide the dividend sustainability for NVEI stock?
The dividend rating of Nuvei Corporation (NVEI) is 1 / 10 and the dividend payout ratio is -492.49%.