33.99 USD
+0.01 (+0.03%)
At close: Nov 15, 2024
33.98 USD
-0.01 (-0.03%)
After Hours: 11/15/2024, 8:00:01 PM
Overall NVEI gets a fundamental rating of 4 out of 10. We evaluated NVEI against 97 industry peers in the Financial Services industry. NVEI has a medium profitability rating, but doesn't score so well on its financial health evaluation. NVEI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year NVEI was profitable.
- NVEI had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: NVEI reported negative net income in multiple years.
- In the past 5 years NVEI always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of -0.22%, NVEI is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
- The Return On Equity of NVEI (-0.55%) is worse than 74.00% of its industry peers.
- With a decent Return On Invested Capital value of 4.38%, NVEI is doing good in the industry, outperforming 67.00% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for NVEI is below the industry average of 8.50%.
- The last Return On Invested Capital (4.38%) for NVEI is above the 3 year average (3.66%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.22% | ||
| ROE | -0.55% | ||
| ROIC | 4.38% |
ROA(3y)1.47%
ROA(5y)-0.97%
ROE(3y)2.53%
ROE(5y)-4.13%
ROIC(3y)3.66%
ROIC(5y)3.16%
1.3 Margins
- NVEI has a Operating Margin (14.71%) which is in line with its industry peers.
- In the last couple of years the Operating Margin of NVEI has grown nicely.
- NVEI's Gross Margin of 81.09% is amongst the best of the industry. NVEI outperforms 88.00% of its industry peers.
- NVEI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.71% | ||
| PM (TTM) | N/A | ||
| GM | 81.09% |
OM growth 3Y-11.69%
OM growth 5Y34.24%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.42%
GM growth 5Y-0.86%
2. Health
2.1 Basic Checks
- NVEI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- NVEI has about the same amout of shares outstanding than it did 1 year ago.
- NVEI has a worse debt/assets ratio than last year.
2.2 Solvency
- NVEI has an Altman-Z score of 0.75. This is a bad value and indicates that NVEI is not financially healthy and even has some risk of bankruptcy.
- NVEI has a Altman-Z score (0.75) which is comparable to the rest of the industry.
- The Debt to FCF ratio of NVEI is 6.62, which is on the high side as it means it would take NVEI, 6.62 years of fcf income to pay off all of its debts.
- NVEI's Debt to FCF ratio of 6.62 is in line compared to the rest of the industry. NVEI outperforms 56.00% of its industry peers.
- A Debt/Equity ratio of 0.60 indicates that NVEI is somewhat dependend on debt financing.
- NVEI has a Debt to Equity ratio (0.60) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 6.62 | ||
| Altman-Z | 0.75 |
ROIC/WACC0.54
WACC8.05%
2.3 Liquidity
- NVEI has a Current Ratio of 1.06. This is a normal value and indicates that NVEI is financially healthy and should not expect problems in meeting its short term obligations.
- NVEI's Current ratio of 1.06 is in line compared to the rest of the industry. NVEI outperforms 49.00% of its industry peers.
- A Quick Ratio of 1.06 indicates that NVEI should not have too much problems paying its short term obligations.
- With a Quick ratio value of 1.06, NVEI perfoms like the industry average, outperforming 51.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
- NVEI shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.55%.
- NVEI shows a strong growth in Revenue. In the last year, the Revenue has grown by 41.10%.
- The Revenue has been growing by 51.38% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-3.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-12.82%
Revenue 1Y (TTM)41.1%
Revenue growth 3Y46.95%
Revenue growth 5Y51.38%
Sales Q2Q%17.31%
3.2 Future
- The Earnings Per Share is expected to grow by 24.93% on average over the next years. This is a very strong growth
- NVEI is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.15% yearly.
EPS Next Y16.94%
EPS Next 2Y23.1%
EPS Next 3Y24.93%
EPS Next 5YN/A
Revenue Next Year16.76%
Revenue Next 2Y16.19%
Revenue Next 3Y16.28%
Revenue Next 5Y15.15%
3.3 Evolution
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- NVEI is valuated rather expensively with a Price/Earnings ratio of 20.85.
- NVEI's Price/Earnings ratio is in line with the industry average.
- NVEI's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.41.
- NVEI is valuated correctly with a Price/Forward Earnings ratio of 13.27.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of NVEI is on the same level as its industry peers.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.64, NVEI is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.85 | ||
| Fwd PE | 13.27 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, NVEI is valued a bit cheaper than 77.00% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, NVEI is valued a bit cheaper than the industry average as 76.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.75 | ||
| EV/EBITDA | 9.74 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- A more expensive valuation may be justified as NVEI's earnings are expected to grow with 24.93% in the coming years.
PEG (NY)1.23
PEG (5Y)N/A
EPS Next 2Y23.1%
EPS Next 3Y24.93%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.14%, NVEI has a reasonable but not impressive dividend return.
- NVEI's Dividend Yield is a higher than the industry average which is at 1.99.
- NVEI's Dividend Yield is slightly below the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
5.2 History
- NVEI does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- The earnings of NVEI are negative and hence is the payout ratio. NVEI will probably not be able to sustain this dividend level.
DP-492.49%
EPS Next 2Y23.1%
EPS Next 3Y24.93%
Nuvei Corporation / NVEI FAQ
Can you provide the ChartMill fundamental rating for Nuvei Corporation?
ChartMill assigns a fundamental rating of 4 / 10 to NVEI.
Can you provide the valuation status for Nuvei Corporation?
ChartMill assigns a valuation rating of 5 / 10 to Nuvei Corporation (NVEI). This can be considered as Fairly Valued.
What is the profitability of NVEI stock?
Nuvei Corporation (NVEI) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for NVEI stock?
The Earnings per Share (EPS) of Nuvei Corporation (NVEI) is expected to grow by 16.94% in the next year.
Can you provide the dividend sustainability for NVEI stock?
The dividend rating of Nuvei Corporation (NVEI) is 1 / 10 and the dividend payout ratio is -492.49%.