140.14 USD
-0.56 (-0.4%)
140.14 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to NTRS. NTRS was compared to 235 industry peers in the Capital Markets industry. Both the profitability and financial health of NTRS have multiple concerns. NTRS has a correct valuation and a medium growth rate. Finally NTRS also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
NTRS had positive earnings in the past year.
In the past year NTRS had a positive cash flow from operations.
In the past 5 years NTRS has always been profitable.
Of the past 5 years NTRS 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.98%, NTRS is doing worse than 66.39% of the companies in the same industry.
With a decent Return On Equity value of 12.88%, NTRS is doing good in the industry, outperforming 71.85% of the companies in the same industry.
NTRS has a Return On Invested Capital of 1.03%. This is in the lower half of the industry: NTRS underperforms 66.39% of its industry peers.
NTRS had an Average Return On Invested Capital over the past 3 years of 1.06%. This is significantly below the industry average of 7.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.03% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
NTRS has a Profit Margin of 12.22%. This is comparable to the rest of the industry: NTRS outperforms 43.70% of its industry peers.
NTRS's Profit Margin has declined in the last couple of years.
NTRS's Operating Margin of 16.83% is in line compared to the rest of the industry. NTRS outperforms 41.18% of its industry peers.
In the last couple of years the Operating Margin of NTRS has declined.
NTRS has a Gross Margin of 57.99%. This is in the better half of the industry: NTRS outperforms 68.91% of its industry peers.
NTRS's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
Compared to 1 year ago, NTRS has less shares outstanding
The number of shares outstanding for NTRS has been reduced compared to 5 years ago.
Compared to 1 year ago, NTRS has a worse debt to assets ratio.
2.2 Solvency
NTRS has an Altman-Z score of -0.62. This is a bad value and indicates that NTRS is not financially healthy and even has some risk of bankruptcy.
NTRS has a Altman-Z score of -0.62. This is amonst the worse of the industry: NTRS underperforms 81.09% of its industry peers.
NTRS has a debt to FCF ratio of 88.33. This is a negative value and a sign of low solvency as NTRS would need 88.33 years to pay back of all of its debts.
With a Debt to FCF ratio value of 88.33, NTRS perfoms like the industry average, outperforming 48.32% of the companies in the same industry.
A Debt/Equity ratio of 11.69 is on the high side and indicates that NTRS has dependencies on debt financing.
NTRS has a Debt to Equity ratio of 11.69. This is amonst the worse of the industry: NTRS underperforms 90.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.62 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.04 indicates that NTRS may have some problems paying its short term obligations.
NTRS has a worse Current ratio (0.04) than 95.38% of its industry peers.
A Quick Ratio of 0.04 indicates that NTRS may have some problems paying its short term obligations.
NTRS has a Quick ratio of 0.04. This is amonst the worse of the industry: NTRS underperforms 95.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
NTRS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 24.35%, which is quite impressive.
Measured over the past 5 years, NTRS shows a small growth in Earnings Per Share. The EPS has been growing by 2.76% on average per year.
The Revenue has decreased by -6.98% in the past year.
Measured over the past years, NTRS shows a quite strong growth in Revenue. The Revenue has been growing by 18.02% on average per year.
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
3.2 Future
The Earnings Per Share is expected to grow by 7.66% on average over the next years.
Based on estimates for the next years, NTRS will show a small growth in Revenue. The Revenue will grow by 3.48% on average per year.
EPS Next Y14.65%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
EPS Next 5Y7.66%
Revenue Next Year4.85%
Revenue Next 2Y4.55%
Revenue Next 3Y4.47%
Revenue Next 5Y3.48%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 16.33 indicates a correct valuation of NTRS.
Compared to the rest of the industry, the Price/Earnings ratio of NTRS is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.92, NTRS is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 14.67, the valuation of NTRS can be described as correct.
The rest of the industry has a similar Price/Forward Earnings ratio as NTRS.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.46, NTRS is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.33 | ||
| Fwd PE | 14.67 |
4.2 Price Multiples
88.24% of the companies in the same industry are more expensive than NTRS, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of NTRS indicates a somewhat cheap valuation: NTRS is cheaper than 66.81% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.46 | ||
| EV/EBITDA | 9.72 |
4.3 Compensation for Growth
NTRS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.12
PEG (5Y)5.92
EPS Next 2Y11.37%
EPS Next 3Y10.52%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.08%, NTRS is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.65, NTRS has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.00, NTRS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.08% |
5.2 History
The dividend of NTRS has a limited annual growth rate of 3.64%.
NTRS has paid a dividend for at least 10 years, which is a reliable track record.
NTRS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years25
5.3 Sustainability
NTRS pays out 37.83% of its income as dividend. This is a sustainable payout ratio.
NTRS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.83%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
140.14
-0.56 (-0.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners87.15%
Inst Owner Change-1.55%
Ins Owners0.84%
Ins Owner Change-0.8%
Market Cap26.50B
Revenue(TTM)13.66B
Net Income(TTM)1.67B
Analysts56.36
Price Target137.36 (-1.98%)
Short Float %1.32%
Short Ratio2.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.08% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years25
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)-0.05%
PT rev (3m)9%
EPS NQ rev (1m)0.09%
EPS NQ rev (3m)2.88%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)1.8%
Revenue NQ rev (1m)0.05%
Revenue NQ rev (3m)1.31%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)0.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.33 | ||
| Fwd PE | 14.67 | ||
| P/S | 1.94 | ||
| P/FCF | 15.46 | ||
| P/OCF | 10.56 | ||
| P/B | 2.05 | ||
| P/tB | 2.7 | ||
| EV/EBITDA | 9.72 |
EPS(TTM)8.58
EY6.12%
EPS(NY)9.55
Fwd EY6.82%
FCF(TTM)9.07
FCFY6.47%
OCF(TTM)13.27
OCFY9.47%
SpS72.24
BVpS68.51
TBVpS51.99
PEG (NY)1.12
PEG (5Y)5.92
Graham Number115
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.03% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.13% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.62 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
EPS Next Y14.65%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
EPS Next 5Y7.66%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
Revenue Next Year4.85%
Revenue Next 2Y4.55%
Revenue Next 3Y4.47%
Revenue Next 5Y3.48%
EBIT growth 1Y-7%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-5.14%
EBIT Next 3Y-0.57%
EBIT Next 5YN/A
FCF growth 1Y-47.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.84%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP / NTRS FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NTRS.
What is the valuation status of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a valuation rating of 5 / 10 to NORTHERN TRUST CORP (NTRS). This can be considered as Fairly Valued.
How profitable is NORTHERN TRUST CORP (NTRS) stock?
NORTHERN TRUST CORP (NTRS) has a profitability rating of 3 / 10.
What is the expected EPS growth for NORTHERN TRUST CORP (NTRS) stock?
The Earnings per Share (EPS) of NORTHERN TRUST CORP (NTRS) is expected to grow by 14.65% in the next year.
How sustainable is the dividend of NORTHERN TRUST CORP (NTRS) stock?
The dividend rating of NORTHERN TRUST CORP (NTRS) is 7 / 10 and the dividend payout ratio is 37.83%.