NORTHERN TRUST CORP (NTRS) Fundamental Analysis & Valuation

NASDAQ:NTRS • US6658591044

Current stock price

164.01 USD
-1.38 (-0.83%)
At close:
164.01 USD
0 (0%)
After Hours:

This NTRS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. NTRS Profitability Analysis

1.1 Basic Checks

  • NTRS had positive earnings in the past year.
  • In the past year NTRS had a positive cash flow from operations.
  • Each year in the past 5 years NTRS has been profitable.
  • Of the past 5 years NTRS 4 years had a positive operating cash flow.
NTRS Yearly Net Income VS EBIT VS OCF VS FCFNTRS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B

1.2 Ratios

  • NTRS has a Return On Assets of 0.95%. This is in the lower half of the industry: NTRS underperforms 62.92% of its industry peers.
  • NTRS has a Return On Equity of 12.96%. This is in the better half of the industry: NTRS outperforms 68.75% of its industry peers.
  • NTRS's Return On Invested Capital of 1.00% is on the low side compared to the rest of the industry. NTRS is outperformed by 68.33% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for NTRS is significantly below the industry average of 7.30%.
Industry RankSector Rank
ROA 0.95%
ROE 12.96%
ROIC 1%
ROA(3y)0.97%
ROA(5y)0.91%
ROE(3y)12.41%
ROE(5y)12.21%
ROIC(3y)1.07%
ROIC(5y)1%
NTRS Yearly ROA, ROE, ROICNTRS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • NTRS has a Profit Margin of 12.34%. This is comparable to the rest of the industry: NTRS outperforms 45.00% of its industry peers.
  • NTRS's Profit Margin has declined in the last couple of years.
  • The Operating Margin of NTRS (17.19%) is worse than 62.08% of its industry peers.
  • NTRS's Operating Margin has declined in the last couple of years.
  • With a decent Gross Margin value of 59.43%, NTRS is doing good in the industry, outperforming 66.25% of the companies in the same industry.
  • NTRS's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 17.19%
PM (TTM) 12.34%
GM 59.43%
OM growth 3Y-10.54%
OM growth 5Y-8.12%
PM growth 3Y-10.35%
PM growth 5Y-7.81%
GM growth 3Y-13.01%
GM growth 5Y-9.72%
NTRS Yearly Profit, Operating, Gross MarginsNTRS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. NTRS Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for NTRS has been reduced compared to 1 year ago.
  • Compared to 5 years ago, NTRS has less shares outstanding
  • The debt/assets ratio for NTRS is higher compared to a year ago.
NTRS Yearly Shares OutstandingNTRS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
NTRS Yearly Total Debt VS Total AssetsNTRS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • NTRS has an Altman-Z score of -0.63. This is a bad value and indicates that NTRS is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of -0.63, NTRS is not doing good in the industry: 84.17% of the companies in the same industry are doing better.
  • NTRS has a debt to FCF ratio of 33.46. This is a negative value and a sign of low solvency as NTRS would need 33.46 years to pay back of all of its debts.
  • The Debt to FCF ratio of NTRS (33.46) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 12.29 is on the high side and indicates that NTRS has dependencies on debt financing.
  • NTRS has a worse Debt to Equity ratio (12.29) than 90.83% of its industry peers.
Industry RankSector Rank
Debt/Equity 12.29
Debt/FCF 33.46
Altman-Z -0.63
ROIC/WACCN/A
WACCN/A
NTRS Yearly LT Debt VS Equity VS FCFNTRS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B

2.3 Liquidity

  • NTRS has a Current Ratio of 0.04. This is a bad value and indicates that NTRS is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.04, NTRS is not doing good in the industry: 94.17% of the companies in the same industry are doing better.
  • NTRS has a Quick Ratio of 0.04. This is a bad value and indicates that NTRS is not financially healthy enough and could expect problems in meeting its short term obligations.
  • NTRS has a Quick ratio of 0.04. This is amonst the worse of the industry: NTRS underperforms 94.17% of its industry peers.
Industry RankSector Rank
Current Ratio 0.04
Quick Ratio 0.04
NTRS Yearly Current Assets VS Current LiabilitesNTRS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. NTRS Growth Analysis

3.1 Past

  • NTRS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 24.15%, which is quite impressive.
  • The Earnings Per Share has been growing by 8.54% on average over the past years. This is quite good.
  • NTRS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -17.27%.
  • The Revenue has been growing by 17.19% on average over the past years. This is quite good.
EPS 1Y (TTM)24.15%
EPS 3Y13.64%
EPS 5Y8.54%
EPS Q2Q%42.63%
Revenue 1Y (TTM)-17.27%
Revenue growth 3Y22.03%
Revenue growth 5Y17.19%
Sales Q2Q%13.34%

3.2 Future

  • The Earnings Per Share is expected to grow by 11.60% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 4.83% on average over the next years.
EPS Next Y15.03%
EPS Next 2Y12.55%
EPS Next 3Y12.13%
EPS Next 5Y11.6%
Revenue Next Year7.08%
Revenue Next 2Y5.59%
Revenue Next 3Y5.34%
Revenue Next 5Y4.83%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
NTRS Yearly Revenue VS EstimatesNTRS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
NTRS Yearly EPS VS EstimatesNTRS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15

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Find the best growth stocksShow best growing peers

5

4. NTRS Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 16.70, NTRS is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of NTRS is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of NTRS to the average of the S&P500 Index (27.42), we can say NTRS is valued slightly cheaper.
  • Based on the Price/Forward Earnings ratio of 14.37, the valuation of NTRS can be described as correct.
  • NTRS's Price/Forward Earnings is on the same level as the industry average.
  • NTRS is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.24, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 16.7
Fwd PE 14.37
NTRS Price Earnings VS Forward Price EarningsNTRS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 85.83% of the companies in the same industry are more expensive than NTRS, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, NTRS is valued cheaper than 82.92% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.39
EV/EBITDA 10.33
NTRS Per share dataNTRS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • NTRS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • A more expensive valuation may be justified as NTRS's earnings are expected to grow with 12.13% in the coming years.
PEG (NY)1.11
PEG (5Y)1.95
EPS Next 2Y12.55%
EPS Next 3Y12.13%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. NTRS Dividend Analysis

5.1 Amount

  • NTRS has a Yearly Dividend Yield of 1.93%.
  • Compared to an average industry Dividend Yield of 6.46, NTRS has a dividend in line with its industry peers.
  • NTRS's Dividend Yield is comparable with the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 1.93%

5.2 History

  • The dividend of NTRS has a limited annual growth rate of 1.90%.
  • NTRS has been paying a dividend for at least 10 years, so it has a reliable track record.
  • NTRS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.9%
Div Incr Years1
Div Non Decr Years26
NTRS Yearly Dividends per shareNTRS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • 37.72% of the earnings are spent on dividend by NTRS. This is a low number and sustainable payout ratio.
  • NTRS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.72%
EPS Next 2Y12.55%
EPS Next 3Y12.13%
NTRS Yearly Income VS Free CF VS DividendNTRS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B
NTRS Dividend Payout.NTRS Dividend Payout, showing the Payout Ratio.NTRS Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

NTRS Fundamentals: All Metrics, Ratios and Statistics

NORTHERN TRUST CORP

NASDAQ:NTRS (4/24/2026, 8:00:02 PM)

After market: 164.01 0 (0%)

164.01

-1.38 (-0.83%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)04-21
Earnings (Next)07-22
Inst Owners85.65%
Inst Owner Change0.03%
Ins Owners0.77%
Ins Owner Change8.07%
Market Cap30.39B
Revenue(TTM)12.47B
Net Income(TTM)1.68B
Analysts56.36
Price Target159.89 (-2.51%)
Short Float %1.21%
Short Ratio2.03
Dividend
Industry RankSector Rank
Dividend Yield 1.93%
Yearly Dividend3.31
Dividend Growth(5Y)1.9%
DP37.72%
Div Incr Years1
Div Non Decr Years26
Ex-Date03-06
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.71%
Min EPS beat(2)-0.03%
Max EPS beat(2)11.46%
EPS beat(4)3
Avg EPS beat(4)3.52%
Min EPS beat(4)-0.03%
Max EPS beat(4)11.46%
EPS beat(8)6
Avg EPS beat(8)5.13%
EPS beat(12)7
Avg EPS beat(12)4.09%
EPS beat(16)8
Avg EPS beat(16)-0.99%
Revenue beat(2)1
Avg Revenue beat(2)-0.02%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.75%
Revenue beat(4)2
Avg Revenue beat(4)-0.2%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.75%
Revenue beat(8)3
Avg Revenue beat(8)-1.5%
Revenue beat(12)3
Avg Revenue beat(12)-2.41%
Revenue beat(16)6
Avg Revenue beat(16)-0.51%
PT rev (1m)-1.83%
PT rev (3m)9.89%
EPS NQ rev (1m)2.4%
EPS NQ rev (3m)8.75%
EPS NY rev (1m)0.8%
EPS NY rev (3m)8.52%
Revenue NQ rev (1m)1.07%
Revenue NQ rev (3m)3.14%
Revenue NY rev (1m)0.25%
Revenue NY rev (3m)2.38%
Valuation
Industry RankSector Rank
PE 16.7
Fwd PE 14.37
P/S 2.23
P/FCF 6.39
P/OCF 5.49
P/B 2.35
P/tB 3.09
EV/EBITDA 10.33
EPS(TTM)9.82
EY5.99%
EPS(NY)11.41
Fwd EY6.96%
FCF(TTM)25.68
FCFY15.66%
OCF(TTM)29.86
OCFY18.21%
SpS73.43
BVpS69.92
TBVpS53.06
PEG (NY)1.11
PEG (5Y)1.95
Graham Number124.295 (-24.21%)
Profitability
Industry RankSector Rank
ROA 0.95%
ROE 12.96%
ROCE 9.7%
ROIC 1%
ROICexc 1.03%
ROICexgc 1.11%
OM 17.19%
PM (TTM) 12.34%
GM 59.43%
FCFM 34.98%
ROA(3y)0.97%
ROA(5y)0.91%
ROE(3y)12.41%
ROE(5y)12.21%
ROIC(3y)1.07%
ROIC(5y)1%
ROICexc(3y)1.1%
ROICexc(5y)1.03%
ROICexgc(3y)1.2%
ROICexgc(5y)1.12%
ROCE(3y)10.44%
ROCE(5y)10.16%
ROICexgc growth 3Y1.7%
ROICexgc growth 5Y6.58%
ROICexc growth 3Y2.17%
ROICexc growth 5Y6.34%
OM growth 3Y-10.54%
OM growth 5Y-8.12%
PM growth 3Y-10.35%
PM growth 5Y-7.81%
GM growth 3Y-13.01%
GM growth 5Y-9.72%
F-Score7
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 12.29
Debt/FCF 33.46
Debt/EBITDA 51.06
Cap/Depr 99.37%
Cap/Sales 5.69%
Interest Coverage 0.38
Cash Conversion 177.44%
Profit Quality 283.43%
Current Ratio 0.04
Quick Ratio 0.04
Altman-Z -0.63
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)103.29%
Cap/Depr(5y)108.09%
Cap/Sales(3y)5.54%
Cap/Sales(5y)6.87%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.15%
EPS 3Y13.64%
EPS 5Y8.54%
EPS Q2Q%42.63%
EPS Next Y15.03%
EPS Next 2Y12.55%
EPS Next 3Y12.13%
EPS Next 5Y11.6%
Revenue 1Y (TTM)-17.27%
Revenue growth 3Y22.03%
Revenue growth 5Y17.19%
Sales Q2Q%13.34%
Revenue Next Year7.08%
Revenue Next 2Y5.59%
Revenue Next 3Y5.34%
Revenue Next 5Y4.83%
EBIT growth 1Y-17.53%
EBIT growth 3Y9.17%
EBIT growth 5Y7.67%
EBIT Next Year14.68%
EBIT Next 3Y8.33%
EBIT Next 5YN/A
FCF growth 1Y486.46%
FCF growth 3Y41.81%
FCF growth 5Y28.92%
OCF growth 1Y1238.58%
OCF growth 3Y32.25%
OCF growth 5Y23.88%

NORTHERN TRUST CORP / NTRS Fundamental Analysis FAQ

What is the ChartMill fundamental rating of NORTHERN TRUST CORP (NTRS) stock?

ChartMill assigns a fundamental rating of 3 / 10 to NTRS.


What is the valuation status for NTRS stock?

ChartMill assigns a valuation rating of 5 / 10 to NORTHERN TRUST CORP (NTRS). This can be considered as Fairly Valued.


Can you provide the profitability details for NORTHERN TRUST CORP?

NORTHERN TRUST CORP (NTRS) has a profitability rating of 3 / 10.


What is the earnings growth outlook for NORTHERN TRUST CORP?

The Earnings per Share (EPS) of NORTHERN TRUST CORP (NTRS) is expected to grow by 15.03% in the next year.


Can you provide the dividend sustainability for NTRS stock?

The dividend rating of NORTHERN TRUST CORP (NTRS) is 6 / 10 and the dividend payout ratio is 37.72%.