152.21 USD
+0.59 (+0.39%)
Last: Feb 3, 2026, 10:56 AM
Overall NTRS gets a fundamental rating of 3 out of 10. We evaluated NTRS against 238 industry peers in the Capital Markets industry. While NTRS is still in line with the averages on profitability rating, there are concerns on its financial health. NTRS is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- NTRS had positive earnings in the past year.
- In the past year NTRS had a positive cash flow from operations.
- In the past 5 years NTRS has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: NTRS reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.98%, NTRS is doing worse than 68.91% of the companies in the same industry.
- NTRS has a better Return On Equity (12.88%) than 71.85% of its industry peers.
- With a Return On Invested Capital value of 1.02%, NTRS is not doing good in the industry: 66.39% of the companies in the same industry are doing better.
- NTRS had an Average Return On Invested Capital over the past 3 years of 1.07%. This is significantly below the industry average of 7.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.02% |
ROA(3y)0.97%
ROA(5y)0.91%
ROE(3y)12.41%
ROE(5y)12.21%
ROIC(3y)1.07%
ROIC(5y)1%
1.3 Margins
- The Profit Margin of NTRS (12.22%) is comparable to the rest of the industry.
- NTRS's Profit Margin has improved in the last couple of years.
- NTRS has a Operating Margin (16.83%) which is comparable to the rest of the industry.
- NTRS's Operating Margin has improved in the last couple of years.
- NTRS has a Gross Margin of 57.99%. This is in the better half of the industry: NTRS outperforms 65.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y6.17%
OM growth 5Y1.82%
PM growth 3Y6.64%
PM growth 5Y2.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- NTRS has less shares outstanding than it did 1 year ago.
- NTRS has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for NTRS is higher compared to a year ago.
2.2 Solvency
- NTRS has an Altman-Z score of -0.61. This is a bad value and indicates that NTRS is not financially healthy and even has some risk of bankruptcy.
- NTRS has a Altman-Z score of -0.61. This is amonst the worse of the industry: NTRS underperforms 83.19% of its industry peers.
- NTRS has a debt to FCF ratio of 88.33. This is a negative value and a sign of low solvency as NTRS would need 88.33 years to pay back of all of its debts.
- NTRS has a Debt to FCF ratio (88.33) which is comparable to the rest of the industry.
- NTRS has a Debt/Equity ratio of 11.69. This is a high value indicating a heavy dependency on external financing.
- NTRS has a Debt to Equity ratio of 11.69. This is amonst the worse of the industry: NTRS underperforms 89.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.61 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.04 indicates that NTRS may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.04, NTRS is doing worse than 94.12% of the companies in the same industry.
- NTRS has a Quick Ratio of 0.04. This is a bad value and indicates that NTRS is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.04, NTRS is doing worse than 94.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
- NTRS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.01%, which is quite good.
- The Earnings Per Share has been growing by 8.54% on average over the past years. This is quite good.
- Looking at the last year, NTRS shows a very negative growth in Revenue. The Revenue has decreased by -18.69% in the last year.
- NTRS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.60% yearly.
EPS 1Y (TTM)17.01%
EPS 3Y13.64%
EPS 5Y8.54%
EPS Q2Q%19.03%
Revenue 1Y (TTM)-18.69%
Revenue growth 3Y2.59%
Revenue growth 5Y5.6%
Sales Q2Q%8.99%
3.2 Future
- NTRS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.44% yearly.
- NTRS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.14% yearly.
EPS Next Y7.87%
EPS Next 2Y8.16%
EPS Next 3Y5.22%
EPS Next 5Y5.44%
Revenue Next Year5.77%
Revenue Next 2Y4.99%
Revenue Next 3Y5.7%
Revenue Next 5Y3.14%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 16.89, the valuation of NTRS can be described as correct.
- NTRS's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of NTRS to the average of the S&P500 Index (28.41), we can say NTRS is valued slightly cheaper.
- Based on the Price/Forward Earnings ratio of 15.66, the valuation of NTRS can be described as correct.
- The rest of the industry has a similar Price/Forward Earnings ratio as NTRS.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.64, NTRS is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.89 | ||
| Fwd PE | 15.66 |
4.2 Price Multiples
- 87.39% of the companies in the same industry are more expensive than NTRS, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, NTRS is valued a bit cheaper than the industry average as 68.49% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.79 | ||
| EV/EBITDA | 10.43 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NTRS does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.15
PEG (5Y)1.98
EPS Next 2Y8.16%
EPS Next 3Y5.22%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.12%, NTRS has a reasonable but not impressive dividend return.
- NTRS's Dividend Yield is comparable with the industry average which is at 6.02.
- NTRS's Dividend Yield is comparable with the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.12% |
5.2 History
- The dividend of NTRS has a limited annual growth rate of 3.64%.
- NTRS has been paying a dividend for at least 10 years, so it has a reliable track record.
- NTRS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years25
5.3 Sustainability
- NTRS pays out 37.83% of its income as dividend. This is a sustainable payout ratio.
- NTRS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.83%
EPS Next 2Y8.16%
EPS Next 3Y5.22%
NASDAQ:NTRS (2/3/2026, 10:56:49 AM)
152.21
+0.59 (+0.39%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-22 2026-01-22/bmo
Earnings (Next)04-21 2026-04-21/bmo
Inst Owners87.54%
Inst Owner Change-1.11%
Ins Owners0.84%
Ins Owner Change-0.33%
Market Cap28.79B
Revenue(TTM)12.29B
Net Income(TTM)1.67B
Analysts56.36
Price Target145.5 (-4.41%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.12% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years25
Ex-Date03-06 2026-03-06 (0.8)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)5.92%
PT rev (3m)5.61%
EPS NQ rev (1m)1.03%
EPS NQ rev (3m)1.46%
EPS NY rev (1m)1.76%
EPS NY rev (3m)3.05%
Revenue NQ rev (1m)0.24%
Revenue NQ rev (3m)0.29%
Revenue NY rev (1m)1.46%
Revenue NY rev (3m)2.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.89 | ||
| Fwd PE | 15.66 | ||
| P/S | 2.11 | ||
| P/FCF | 16.79 | ||
| P/OCF | 11.47 | ||
| P/B | 2.22 | ||
| P/tB | 2.93 | ||
| EV/EBITDA | 10.43 |
EPS(TTM)9.01
EY5.92%
EPS(NY)9.72
Fwd EY6.39%
FCF(TTM)9.07
FCFY5.96%
OCF(TTM)13.27
OCFY8.72%
SpS72.24
BVpS68.51
TBVpS51.99
PEG (NY)2.15
PEG (5Y)1.98
Graham Number117.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.02% | ||
| ROICexc | 1.04% | ||
| ROICexgc | 1.12% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.97%
ROA(5y)0.91%
ROE(3y)12.41%
ROE(5y)12.21%
ROIC(3y)1.07%
ROIC(5y)1%
ROICexc(3y)1.1%
ROICexc(5y)1.03%
ROICexgc(3y)1.19%
ROICexgc(5y)1.11%
ROCE(3y)10.34%
ROCE(5y)10.1%
ROICexgc growth 3Y0.79%
ROICexgc growth 5Y6.01%
ROICexc growth 3Y1.82%
ROICexc growth 5Y6.12%
OM growth 3Y6.17%
OM growth 5Y1.82%
PM growth 3Y6.64%
PM growth 5Y2.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.61 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.01%
EPS 3Y13.64%
EPS 5Y8.54%
EPS Q2Q%19.03%
EPS Next Y7.87%
EPS Next 2Y8.16%
EPS Next 3Y5.22%
EPS Next 5Y5.44%
Revenue 1Y (TTM)-18.69%
Revenue growth 3Y2.59%
Revenue growth 5Y5.6%
Sales Q2Q%8.99%
Revenue Next Year5.77%
Revenue Next 2Y4.99%
Revenue Next 3Y5.7%
Revenue Next 5Y3.14%
EBIT growth 1Y-7%
EBIT growth 3Y8.92%
EBIT growth 5Y7.53%
EBIT Next Year6.2%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-59.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-49.31%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP / NTRS FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NTRS.
What is the valuation status for NTRS stock?
ChartMill assigns a valuation rating of 4 / 10 to NORTHERN TRUST CORP (NTRS). This can be considered as Fairly Valued.
What is the profitability of NTRS stock?
NORTHERN TRUST CORP (NTRS) has a profitability rating of 4 / 10.
What are the PE and PB ratios of NORTHERN TRUST CORP (NTRS) stock?
The Price/Earnings (PE) ratio for NORTHERN TRUST CORP (NTRS) is 16.89 and the Price/Book (PB) ratio is 2.22.
How financially healthy is NORTHERN TRUST CORP?
The financial health rating of NORTHERN TRUST CORP (NTRS) is 1 / 10.