133.38 USD
-0.11 (-0.08%)
133.38 USD
0 (0%)
Taking everything into account, NTRS scores 3 out of 10 in our fundamental rating. NTRS was compared to 237 industry peers in the Capital Markets industry. NTRS has a bad profitability rating. Also its financial health evaluation is rather negative. NTRS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year NTRS was profitable.
In the past year NTRS had a positive cash flow from operations.
In the past 5 years NTRS has always been profitable.
Of the past 5 years NTRS 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.98%, NTRS is not doing good in the industry: 66.24% of the companies in the same industry are doing better.
With a decent Return On Equity value of 12.88%, NTRS is doing good in the industry, outperforming 70.89% of the companies in the same industry.
NTRS's Return On Invested Capital of 1.03% is on the low side compared to the rest of the industry. NTRS is outperformed by 66.67% of its industry peers.
NTRS had an Average Return On Invested Capital over the past 3 years of 1.06%. This is significantly below the industry average of 6.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.03% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
NTRS has a Profit Margin of 12.22%. This is comparable to the rest of the industry: NTRS outperforms 43.46% of its industry peers.
NTRS's Profit Margin has declined in the last couple of years.
NTRS has a Operating Margin (16.83%) which is in line with its industry peers.
In the last couple of years the Operating Margin of NTRS has declined.
NTRS's Gross Margin of 57.99% is fine compared to the rest of the industry. NTRS outperforms 68.78% of its industry peers.
NTRS's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
The number of shares outstanding for NTRS has been reduced compared to 1 year ago.
The number of shares outstanding for NTRS has been reduced compared to 5 years ago.
Compared to 1 year ago, NTRS has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.62, we must say that NTRS is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -0.62, NTRS is not doing good in the industry: 81.01% of the companies in the same industry are doing better.
NTRS has a debt to FCF ratio of 88.33. This is a negative value and a sign of low solvency as NTRS would need 88.33 years to pay back of all of its debts.
The Debt to FCF ratio of NTRS (88.33) is comparable to the rest of the industry.
A Debt/Equity ratio of 11.69 is on the high side and indicates that NTRS has dependencies on debt financing.
With a Debt to Equity ratio value of 11.69, NTRS is not doing good in the industry: 90.72% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.62 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.04 indicates that NTRS may have some problems paying its short term obligations.
With a Current ratio value of 0.04, NTRS is not doing good in the industry: 95.78% of the companies in the same industry are doing better.
NTRS has a Quick Ratio of 0.04. This is a bad value and indicates that NTRS is not financially healthy enough and could expect problems in meeting its short term obligations.
NTRS's Quick ratio of 0.04 is on the low side compared to the rest of the industry. NTRS is outperformed by 95.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 24.35% over the past year.
The Earnings Per Share has been growing slightly by 2.76% on average over the past years.
Looking at the last year, NTRS shows a decrease in Revenue. The Revenue has decreased by -6.98% in the last year.
The Revenue has been growing by 18.02% on average over the past years. This is quite good.
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
3.2 Future
NTRS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.66% yearly.
NTRS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.48% yearly.
EPS Next Y14.64%
EPS Next 2Y11.11%
EPS Next 3Y10.42%
EPS Next 5Y7.66%
Revenue Next Year4.84%
Revenue Next 2Y4.43%
Revenue Next 3Y4.39%
Revenue Next 5Y3.48%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.55, the valuation of NTRS can be described as correct.
NTRS's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of NTRS to the average of the S&P500 Index (26.28), we can say NTRS is valued slightly cheaper.
NTRS is valuated correctly with a Price/Forward Earnings ratio of 14.03.
NTRS's Price/Forward Earnings ratio is in line with the industry average.
NTRS is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.52, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.55 | ||
| Fwd PE | 14.03 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NTRS is valued cheaper than 88.19% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NTRS is valued a bit cheaper than 64.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.71 | ||
| EV/EBITDA | 9.3 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.06
PEG (5Y)5.63
EPS Next 2Y11.11%
EPS Next 3Y10.42%
5. Dividend
5.1 Amount
NTRS has a Yearly Dividend Yield of 2.40%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 8.30, NTRS has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.31, NTRS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.4% |
5.2 History
The dividend of NTRS has a limited annual growth rate of 3.64%.
NTRS has paid a dividend for at least 10 years, which is a reliable track record.
NTRS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years25
5.3 Sustainability
37.83% of the earnings are spent on dividend by NTRS. This is a low number and sustainable payout ratio.
NTRS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.83%
EPS Next 2Y11.11%
EPS Next 3Y10.42%
133.38
-0.11 (-0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners87.15%
Inst Owner Change-1.41%
Ins Owners0.84%
Ins Owner Change-0.49%
Market Cap25.22B
Revenue(TTM)13.66B
Net Income(TTM)1.67B
Analysts56.36
Price Target137.09 (2.78%)
Short Float %1.29%
Short Ratio2.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.4% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years25
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)-0.49%
PT rev (3m)11.16%
EPS NQ rev (1m)0.06%
EPS NQ rev (3m)3.06%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)1.92%
Revenue NQ rev (1m)-0.05%
Revenue NQ rev (3m)1.36%
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.55 | ||
| Fwd PE | 14.03 | ||
| P/S | 1.85 | ||
| P/FCF | 14.71 | ||
| P/OCF | 10.05 | ||
| P/B | 1.95 | ||
| P/tB | 2.57 | ||
| EV/EBITDA | 9.3 |
EPS(TTM)8.58
EY6.43%
EPS(NY)9.51
Fwd EY7.13%
FCF(TTM)9.07
FCFY6.8%
OCF(TTM)13.27
OCFY9.95%
SpS72.24
BVpS68.51
TBVpS51.99
PEG (NY)1.06
PEG (5Y)5.63
Graham Number115
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.03% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.13% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.62 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
EPS Next Y14.64%
EPS Next 2Y11.11%
EPS Next 3Y10.42%
EPS Next 5Y7.66%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
Revenue Next Year4.84%
Revenue Next 2Y4.43%
Revenue Next 3Y4.39%
Revenue Next 5Y3.48%
EBIT growth 1Y-7%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-5.14%
EBIT Next 3Y-0.57%
EBIT Next 5YN/A
FCF growth 1Y-47.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.84%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP / NTRS FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NTRS.
What is the valuation status of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a valuation rating of 5 / 10 to NORTHERN TRUST CORP (NTRS). This can be considered as Fairly Valued.
How profitable is NORTHERN TRUST CORP (NTRS) stock?
NORTHERN TRUST CORP (NTRS) has a profitability rating of 3 / 10.
What is the expected EPS growth for NORTHERN TRUST CORP (NTRS) stock?
The Earnings per Share (EPS) of NORTHERN TRUST CORP (NTRS) is expected to grow by 14.64% in the next year.
How sustainable is the dividend of NORTHERN TRUST CORP (NTRS) stock?
The dividend rating of NORTHERN TRUST CORP (NTRS) is 6 / 10 and the dividend payout ratio is 37.83%.