127.13 USD
+1.41 (+1.12%)
127.13 USD
0 (0%)
NTRS gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. Both the profitability and financial health of NTRS have multiple concerns. NTRS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
NTRS had positive earnings in the past year.
NTRS had a positive operating cash flow in the past year.
In the past 5 years NTRS has always been profitable.
NTRS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of NTRS (0.98%) is worse than 66.67% of its industry peers.
NTRS's Return On Equity of 12.88% is fine compared to the rest of the industry. NTRS outperforms 70.89% of its industry peers.
NTRS has a Return On Invested Capital of 1.03%. This is in the lower half of the industry: NTRS underperforms 67.51% of its industry peers.
NTRS had an Average Return On Invested Capital over the past 3 years of 1.06%. This is significantly below the industry average of 7.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.03% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
NTRS has a Profit Margin (12.22%) which is comparable to the rest of the industry.
NTRS's Profit Margin has declined in the last couple of years.
NTRS has a Operating Margin of 16.83%. This is comparable to the rest of the industry: NTRS outperforms 40.08% of its industry peers.
In the last couple of years the Operating Margin of NTRS has declined.
The Gross Margin of NTRS (57.99%) is better than 69.20% of its industry peers.
In the last couple of years the Gross Margin of NTRS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
The number of shares outstanding for NTRS has been reduced compared to 1 year ago.
NTRS has less shares outstanding than it did 5 years ago.
NTRS has a worse debt/assets ratio than last year.
2.2 Solvency
NTRS has an Altman-Z score of -0.63. This is a bad value and indicates that NTRS is not financially healthy and even has some risk of bankruptcy.
NTRS's Altman-Z score of -0.63 is on the low side compared to the rest of the industry. NTRS is outperformed by 80.59% of its industry peers.
The Debt to FCF ratio of NTRS is 88.33, which is on the high side as it means it would take NTRS, 88.33 years of fcf income to pay off all of its debts.
NTRS has a Debt to FCF ratio (88.33) which is comparable to the rest of the industry.
NTRS has a Debt/Equity ratio of 11.69. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 11.69, NTRS is not doing good in the industry: 90.72% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.63 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.04 indicates that NTRS may have some problems paying its short term obligations.
NTRS's Current ratio of 0.04 is on the low side compared to the rest of the industry. NTRS is outperformed by 95.78% of its industry peers.
A Quick Ratio of 0.04 indicates that NTRS may have some problems paying its short term obligations.
The Quick ratio of NTRS (0.04) is worse than 95.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 24.35% over the past year.
Measured over the past 5 years, NTRS shows a small growth in Earnings Per Share. The EPS has been growing by 2.76% on average per year.
The Revenue has decreased by -6.98% in the past year.
The Revenue has been growing by 18.02% on average over the past years. This is quite good.
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
3.2 Future
NTRS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.66% yearly.
The Revenue is expected to grow by 3.48% on average over the next years.
EPS Next Y14.66%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
EPS Next 5Y7.66%
Revenue Next Year4.86%
Revenue Next 2Y4.44%
Revenue Next 3Y4.37%
Revenue Next 5Y3.48%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 14.82 indicates a correct valuation of NTRS.
The rest of the industry has a similar Price/Earnings ratio as NTRS.
The average S&P500 Price/Earnings ratio is at 25.45. NTRS is valued slightly cheaper when compared to this.
Based on the Price/Forward Earnings ratio of 13.35, the valuation of NTRS can be described as correct.
NTRS's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 34.46. NTRS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.82 | ||
| Fwd PE | 13.35 |
4.2 Price Multiples
NTRS's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. NTRS is cheaper than 87.76% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NTRS is valued a bit cheaper than the industry average as 64.56% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.18 | ||
| EV/EBITDA | 9 |
4.3 Compensation for Growth
NTRS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.01
PEG (5Y)5.37
EPS Next 2Y11.21%
EPS Next 3Y10.43%
5. Dividend
5.1 Amount
NTRS has a Yearly Dividend Yield of 2.55%.
Compared to an average industry Dividend Yield of 8.61, NTRS has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.42, NTRS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.55% |
5.2 History
The dividend of NTRS has a limited annual growth rate of 3.64%.
NTRS has paid a dividend for at least 10 years, which is a reliable track record.
NTRS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years25
5.3 Sustainability
37.83% of the earnings are spent on dividend by NTRS. This is a low number and sustainable payout ratio.
NTRS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.83%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
127.13
+1.41 (+1.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners88.38%
Inst Owner Change-1.5%
Ins Owners0.84%
Ins Owner Change-0.3%
Market Cap24.31B
Revenue(TTM)13.66B
Net Income(TTM)1.67B
Analysts56.36
Price Target137.43 (8.1%)
Short Float %1.35%
Short Ratio2.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.55% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years25
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)7%
PT rev (3m)11.43%
EPS NQ rev (1m)1.47%
EPS NQ rev (3m)3%
EPS NY rev (1m)0.94%
EPS NY rev (3m)1.94%
Revenue NQ rev (1m)0.58%
Revenue NQ rev (3m)1.31%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.82 | ||
| Fwd PE | 13.35 | ||
| P/S | 1.78 | ||
| P/FCF | 14.18 | ||
| P/OCF | 9.68 | ||
| P/B | 1.88 | ||
| P/tB | 2.47 | ||
| EV/EBITDA | 9 |
EPS(TTM)8.58
EY6.75%
EPS(NY)9.52
Fwd EY7.49%
FCF(TTM)8.97
FCFY7.05%
OCF(TTM)13.13
OCFY10.33%
SpS71.44
BVpS67.75
TBVpS51.42
PEG (NY)1.01
PEG (5Y)5.37
Graham Number114.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.03% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.13% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.63 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
EPS Next Y14.66%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
EPS Next 5Y7.66%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
Revenue Next Year4.86%
Revenue Next 2Y4.44%
Revenue Next 3Y4.37%
Revenue Next 5Y3.48%
EBIT growth 1Y-7%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-6.97%
EBIT Next 3Y0.82%
EBIT Next 5YN/A
FCF growth 1Y-47.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.84%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP / NTRS FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NTRS.
What is the valuation status of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a valuation rating of 5 / 10 to NORTHERN TRUST CORP (NTRS). This can be considered as Fairly Valued.
How profitable is NORTHERN TRUST CORP (NTRS) stock?
NORTHERN TRUST CORP (NTRS) has a profitability rating of 3 / 10.
What is the expected EPS growth for NORTHERN TRUST CORP (NTRS) stock?
The Earnings per Share (EPS) of NORTHERN TRUST CORP (NTRS) is expected to grow by 14.66% in the next year.
How sustainable is the dividend of NORTHERN TRUST CORP (NTRS) stock?
The dividend rating of NORTHERN TRUST CORP (NTRS) is 6 / 10 and the dividend payout ratio is 37.83%.