131.34 USD
-0.03 (-0.02%)
131.34 USD
0 (0%)
Overall NTRS gets a fundamental rating of 3 out of 10. We evaluated NTRS against 238 industry peers in the Capital Markets industry. Both the profitability and financial health of NTRS have multiple concerns. NTRS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
NTRS had positive earnings in the past year.
NTRS had a positive operating cash flow in the past year.
NTRS had positive earnings in each of the past 5 years.
Of the past 5 years NTRS 4 years had a positive operating cash flow.
1.2 Ratios
NTRS has a Return On Assets of 0.98%. This is in the lower half of the industry: NTRS underperforms 65.97% of its industry peers.
Looking at the Return On Equity, with a value of 12.88%, NTRS is in the better half of the industry, outperforming 71.01% of the companies in the same industry.
NTRS has a worse Return On Invested Capital (1.03%) than 67.23% of its industry peers.
NTRS had an Average Return On Invested Capital over the past 3 years of 1.06%. This is significantly below the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.03% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
NTRS has a Profit Margin of 12.22%. This is comparable to the rest of the industry: NTRS outperforms 43.70% of its industry peers.
In the last couple of years the Profit Margin of NTRS has declined.
With a Operating Margin value of 16.83%, NTRS perfoms like the industry average, outperforming 40.34% of the companies in the same industry.
NTRS's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 57.99%, NTRS is doing good in the industry, outperforming 69.33% of the companies in the same industry.
NTRS's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
NTRS has less shares outstanding than it did 1 year ago.
The number of shares outstanding for NTRS has been reduced compared to 5 years ago.
NTRS has a worse debt/assets ratio than last year.
2.2 Solvency
NTRS has an Altman-Z score of -0.63. This is a bad value and indicates that NTRS is not financially healthy and even has some risk of bankruptcy.
NTRS has a Altman-Z score of -0.63. This is amonst the worse of the industry: NTRS underperforms 80.67% of its industry peers.
NTRS has a debt to FCF ratio of 88.33. This is a negative value and a sign of low solvency as NTRS would need 88.33 years to pay back of all of its debts.
NTRS has a Debt to FCF ratio of 88.33. This is comparable to the rest of the industry: NTRS outperforms 44.12% of its industry peers.
NTRS has a Debt/Equity ratio of 11.69. This is a high value indicating a heavy dependency on external financing.
NTRS has a Debt to Equity ratio of 11.69. This is amonst the worse of the industry: NTRS underperforms 90.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.63 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NTRS has a Current Ratio of 0.04. This is a bad value and indicates that NTRS is not financially healthy enough and could expect problems in meeting its short term obligations.
NTRS's Current ratio of 0.04 is on the low side compared to the rest of the industry. NTRS is outperformed by 95.80% of its industry peers.
A Quick Ratio of 0.04 indicates that NTRS may have some problems paying its short term obligations.
NTRS's Quick ratio of 0.04 is on the low side compared to the rest of the industry. NTRS is outperformed by 95.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 24.35% over the past year.
NTRS shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.76% yearly.
Looking at the last year, NTRS shows a decrease in Revenue. The Revenue has decreased by -6.98% in the last year.
Measured over the past years, NTRS shows a quite strong growth in Revenue. The Revenue has been growing by 18.02% on average per year.
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
3.2 Future
Based on estimates for the next years, NTRS will show a small growth in Earnings Per Share. The EPS will grow by 7.66% on average per year.
NTRS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.48% yearly.
EPS Next Y14.66%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
EPS Next 5Y7.66%
Revenue Next Year4.86%
Revenue Next 2Y4.44%
Revenue Next 3Y4.37%
Revenue Next 5Y3.48%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
NTRS is valuated correctly with a Price/Earnings ratio of 15.31.
NTRS's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.31. NTRS is valued slightly cheaper when compared to this.
A Price/Forward Earnings ratio of 13.79 indicates a correct valuation of NTRS.
The rest of the industry has a similar Price/Forward Earnings ratio as NTRS.
NTRS is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.31 | ||
| Fwd PE | 13.79 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NTRS is valued cheaper than 88.24% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NTRS is valued a bit cheaper than 64.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.49 | ||
| EV/EBITDA | 9.18 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.04
PEG (5Y)5.55
EPS Next 2Y11.21%
EPS Next 3Y10.43%
5. Dividend
5.1 Amount
NTRS has a Yearly Dividend Yield of 2.44%.
NTRS's Dividend Yield is comparable with the industry average which is at 8.45.
Compared to an average S&P500 Dividend Yield of 2.34, NTRS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.44% |
5.2 History
The dividend of NTRS has a limited annual growth rate of 3.64%.
NTRS has paid a dividend for at least 10 years, which is a reliable track record.
NTRS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years25
5.3 Sustainability
37.83% of the earnings are spent on dividend by NTRS. This is a low number and sustainable payout ratio.
The dividend of NTRS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.83%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
131.34
-0.03 (-0.02%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners88.38%
Inst Owner Change-1.51%
Ins Owners0.84%
Ins Owner Change-0.3%
Market Cap24.84B
Revenue(TTM)13.66B
Net Income(TTM)1.67B
Analysts56.36
Price Target137.43 (4.64%)
Short Float %1.35%
Short Ratio2.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.44% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years25
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)-0.25%
PT rev (3m)11.43%
EPS NQ rev (1m)0.34%
EPS NQ rev (3m)3%
EPS NY rev (1m)0.94%
EPS NY rev (3m)1.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.31%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.31 | ||
| Fwd PE | 13.79 | ||
| P/S | 1.82 | ||
| P/FCF | 14.49 | ||
| P/OCF | 9.89 | ||
| P/B | 1.92 | ||
| P/tB | 2.53 | ||
| EV/EBITDA | 9.18 |
EPS(TTM)8.58
EY6.53%
EPS(NY)9.52
Fwd EY7.25%
FCF(TTM)9.07
FCFY6.9%
OCF(TTM)13.27
OCFY10.11%
SpS72.24
BVpS68.51
TBVpS51.99
PEG (NY)1.04
PEG (5Y)5.55
Graham Number115
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.03% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.13% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.63 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
EPS Next Y14.66%
EPS Next 2Y11.21%
EPS Next 3Y10.43%
EPS Next 5Y7.66%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
Revenue Next Year4.86%
Revenue Next 2Y4.44%
Revenue Next 3Y4.37%
Revenue Next 5Y3.48%
EBIT growth 1Y-7%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-6.97%
EBIT Next 3Y0.82%
EBIT Next 5YN/A
FCF growth 1Y-47.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.84%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP / NTRS FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NTRS.
What is the valuation status of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a valuation rating of 5 / 10 to NORTHERN TRUST CORP (NTRS). This can be considered as Fairly Valued.
How profitable is NORTHERN TRUST CORP (NTRS) stock?
NORTHERN TRUST CORP (NTRS) has a profitability rating of 3 / 10.
What is the expected EPS growth for NORTHERN TRUST CORP (NTRS) stock?
The Earnings per Share (EPS) of NORTHERN TRUST CORP (NTRS) is expected to grow by 14.66% in the next year.
How sustainable is the dividend of NORTHERN TRUST CORP (NTRS) stock?
The dividend rating of NORTHERN TRUST CORP (NTRS) is 6 / 10 and the dividend payout ratio is 37.83%.