136.59 USD
-1.54 (-1.11%)
136.59 USD
0 (0%)
Taking everything into account, NTRS scores 4 out of 10 in our fundamental rating. NTRS was compared to 235 industry peers in the Capital Markets industry. Both the profitability and financial health of NTRS have multiple concerns. NTRS has a correct valuation and a medium growth rate. Finally NTRS also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year NTRS was profitable.
In the past year NTRS had a positive cash flow from operations.
NTRS had positive earnings in each of the past 5 years.
Of the past 5 years NTRS 4 years had a positive operating cash flow.
1.2 Ratios
NTRS's Return On Assets of 0.98% is on the low side compared to the rest of the industry. NTRS is outperformed by 65.53% of its industry peers.
The Return On Equity of NTRS (12.88%) is better than 71.91% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.03%, NTRS is doing worse than 65.96% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for NTRS is significantly below the industry average of 7.13%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROIC | 1.03% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
1.3 Margins
NTRS has a Profit Margin (12.22%) which is in line with its industry peers.
In the last couple of years the Profit Margin of NTRS has declined.
NTRS has a Operating Margin (16.83%) which is in line with its industry peers.
NTRS's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 57.99%, NTRS is doing good in the industry, outperforming 69.79% of the companies in the same industry.
In the last couple of years the Gross Margin of NTRS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% |
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
2. Health
2.1 Basic Checks
Compared to 1 year ago, NTRS has less shares outstanding
The number of shares outstanding for NTRS has been reduced compared to 5 years ago.
Compared to 1 year ago, NTRS has a worse debt to assets ratio.
2.2 Solvency
NTRS has an Altman-Z score of -0.62. This is a bad value and indicates that NTRS is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.62, NTRS is not doing good in the industry: 79.15% of the companies in the same industry are doing better.
The Debt to FCF ratio of NTRS is 88.33, which is on the high side as it means it would take NTRS, 88.33 years of fcf income to pay off all of its debts.
NTRS has a Debt to FCF ratio (88.33) which is in line with its industry peers.
A Debt/Equity ratio of 11.69 is on the high side and indicates that NTRS has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 11.69, NTRS is doing worse than 88.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Altman-Z | -0.62 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NTRS has a Current Ratio of 0.04. This is a bad value and indicates that NTRS is not financially healthy enough and could expect problems in meeting its short term obligations.
NTRS has a worse Current ratio (0.04) than 93.62% of its industry peers.
NTRS has a Quick Ratio of 0.04. This is a bad value and indicates that NTRS is not financially healthy enough and could expect problems in meeting its short term obligations.
NTRS has a worse Quick ratio (0.04) than 93.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
NTRS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 24.35%, which is quite impressive.
The Earnings Per Share has been growing slightly by 2.76% on average over the past years.
NTRS shows a decrease in Revenue. In the last year, the revenue decreased by -6.98%.
Measured over the past years, NTRS shows a quite strong growth in Revenue. The Revenue has been growing by 18.02% on average per year.
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
3.2 Future
Based on estimates for the next years, NTRS will show a small growth in Earnings Per Share. The EPS will grow by 7.66% on average per year.
Based on estimates for the next years, NTRS will show a small growth in Revenue. The Revenue will grow by 3.48% on average per year.
EPS Next Y14.65%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
EPS Next 5Y7.66%
Revenue Next Year4.85%
Revenue Next 2Y4.55%
Revenue Next 3Y4.47%
Revenue Next 5Y3.48%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 15.92, NTRS is valued correctly.
Compared to the rest of the industry, the Price/Earnings ratio of NTRS is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.51, NTRS is valued a bit cheaper.
NTRS is valuated correctly with a Price/Forward Earnings ratio of 14.30.
NTRS's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.13. NTRS is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.92 | ||
| Fwd PE | 14.3 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NTRS is valued cheaper than 88.09% of the companies in the same industry.
NTRS's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. NTRS is cheaper than 67.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.07 | ||
| EV/EBITDA | 9.5 |
4.3 Compensation for Growth
NTRS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.09
PEG (5Y)5.77
EPS Next 2Y11.37%
EPS Next 3Y10.52%
5. Dividend
5.1 Amount
NTRS has a Yearly Dividend Yield of 6.08%, which is a nice return.
Compared to an average industry Dividend Yield of 6.65, NTRS has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.00, NTRS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.08% |
5.2 History
The dividend of NTRS has a limited annual growth rate of 3.64%.
NTRS has been paying a dividend for at least 10 years, so it has a reliable track record.
NTRS has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)3.64%
Div Incr Years0
Div Non Decr Years25
5.3 Sustainability
37.83% of the earnings are spent on dividend by NTRS. This is a low number and sustainable payout ratio.
NTRS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.83%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
136.59
-1.54 (-1.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners87.15%
Inst Owner Change-1.55%
Ins Owners0.84%
Ins Owner Change-0.8%
Market Cap25.83B
Revenue(TTM)13.66B
Net Income(TTM)1.67B
Analysts56.36
Price Target137.36 (0.56%)
Short Float %1.43%
Short Ratio2.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.08% |
Yearly Dividend3.21
Dividend Growth(5Y)3.64%
DP37.83%
Div Incr Years0
Div Non Decr Years25
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.93%
Min EPS beat(2)-0.03%
Max EPS beat(2)1.89%
EPS beat(4)3
Avg EPS beat(4)3.11%
Min EPS beat(4)-0.03%
Max EPS beat(4)9.83%
EPS beat(8)6
Avg EPS beat(8)5.97%
EPS beat(12)6
Avg EPS beat(12)-1.98%
EPS beat(16)8
Avg EPS beat(16)-1.49%
Revenue beat(2)1
Avg Revenue beat(2)-0.21%
Min Revenue beat(2)-1.79%
Max Revenue beat(2)1.37%
Revenue beat(4)1
Avg Revenue beat(4)-0.77%
Min Revenue beat(4)-2.11%
Max Revenue beat(4)1.37%
Revenue beat(8)2
Avg Revenue beat(8)-2.93%
Revenue beat(12)3
Avg Revenue beat(12)-1.49%
Revenue beat(16)5
Avg Revenue beat(16)-0.75%
PT rev (1m)-0.05%
PT rev (3m)9%
EPS NQ rev (1m)0.09%
EPS NQ rev (3m)2.88%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)1.8%
Revenue NQ rev (1m)0.05%
Revenue NQ rev (3m)1.31%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)0.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.92 | ||
| Fwd PE | 14.3 | ||
| P/S | 1.89 | ||
| P/FCF | 15.07 | ||
| P/OCF | 10.29 | ||
| P/B | 1.99 | ||
| P/tB | 2.63 | ||
| EV/EBITDA | 9.5 |
EPS(TTM)8.58
EY6.28%
EPS(NY)9.55
Fwd EY6.99%
FCF(TTM)9.07
FCFY6.64%
OCF(TTM)13.27
OCFY9.72%
SpS72.24
BVpS68.51
TBVpS51.99
PEG (NY)1.09
PEG (5Y)5.77
Graham Number115
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 12.88% | ||
| ROCE | 8.93% | ||
| ROIC | 1.03% | ||
| ROICexc | 1.05% | ||
| ROICexgc | 1.13% | ||
| OM | 16.83% | ||
| PM (TTM) | 12.22% | ||
| GM | 57.99% | ||
| FCFM | 12.55% |
ROA(3y)0.93%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)11.57%
ROIC(3y)1.06%
ROIC(5y)0.96%
ROICexc(3y)1.09%
ROICexc(5y)0.98%
ROICexgc(3y)1.2%
ROICexgc(5y)1.07%
ROCE(3y)10.14%
ROCE(5y)9.75%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y17.62%
ROICexc growth 5Y3.85%
OM growth 3Y-16.14%
OM growth 5Y-8.62%
PM growth 3Y-17.54%
PM growth 5Y-9.62%
GM growth 3Y-18.4%
GM growth 5Y-9.82%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 11.69 | ||
| Debt/FCF | 88.33 | ||
| Debt/EBITDA | 49.41 | ||
| Cap/Depr | 104.01% | ||
| Cap/Sales | 5.83% | ||
| Interest Coverage | 0.36 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 102.71% | ||
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 | ||
| Altman-Z | -0.62 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)113.73%
Cap/Depr(5y)110.62%
Cap/Sales(3y)6.87%
Cap/Sales(5y)7.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.35%
EPS 3Y2.26%
EPS 5Y2.76%
EPS Q2Q%16.24%
EPS Next Y14.65%
EPS Next 2Y11.37%
EPS Next 3Y10.52%
EPS Next 5Y7.66%
Revenue 1Y (TTM)-6.98%
Revenue growth 3Y33.14%
Revenue growth 5Y18.02%
Sales Q2Q%6.47%
Revenue Next Year4.85%
Revenue Next 2Y4.55%
Revenue Next 3Y4.47%
Revenue Next 5Y3.48%
EBIT growth 1Y-7%
EBIT growth 3Y11.65%
EBIT growth 5Y7.85%
EBIT Next Year-5.14%
EBIT Next 3Y-0.57%
EBIT Next 5YN/A
FCF growth 1Y-47.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.84%
OCF growth 3YN/A
OCF growth 5YN/A
NORTHERN TRUST CORP / NTRS FAQ
What is the ChartMill fundamental rating of NORTHERN TRUST CORP (NTRS) stock?
ChartMill assigns a fundamental rating of 4 / 10 to NTRS.
What is the valuation status for NTRS stock?
ChartMill assigns a valuation rating of 5 / 10 to NORTHERN TRUST CORP (NTRS). This can be considered as Fairly Valued.
What is the profitability of NTRS stock?
NORTHERN TRUST CORP (NTRS) has a profitability rating of 3 / 10.
What are the PE and PB ratios of NORTHERN TRUST CORP (NTRS) stock?
The Price/Earnings (PE) ratio for NORTHERN TRUST CORP (NTRS) is 15.92 and the Price/Book (PB) ratio is 1.99.
How financially healthy is NORTHERN TRUST CORP?
The financial health rating of NORTHERN TRUST CORP (NTRS) is 1 / 10.