INSPERITY INC (NSP) Fundamental Analysis & Valuation

NYSE:NSP • US45778Q1076

Current stock price

25.91 USD
-0.15 (-0.58%)
At close:
25.91 USD
0 (0%)
After Hours:

This NSP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. NSP Profitability Analysis

1.1 Basic Checks

  • In the past year NSP was profitable.
  • NSP had a negative operating cash flow in the past year.
  • Of the past 5 years NSP 4 years were profitable.
  • Of the past 5 years NSP 4 years had a positive operating cash flow.
NSP Yearly Net Income VS EBIT VS OCF VS FCFNSP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -0.32%, NSP is in line with its industry, outperforming 41.86% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of -15.22%, NSP is doing worse than 68.60% of the companies in the same industry.
Industry RankSector Rank
ROA -0.32%
ROE -15.22%
ROIC N/A
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NSP Yearly ROA, ROE, ROICNSP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2K -2K -4K -6K

1.3 Margins

  • Looking at the Gross Margin, with a value of 13.21%, NSP is doing worse than 81.40% of the companies in the same industry.
  • NSP's Gross Margin has declined in the last couple of years.
  • NSP does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 13.21%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
NSP Yearly Profit, Operating, Gross MarginsNSP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

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3

2. NSP Health Analysis

2.1 Basic Checks

  • NSP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, NSP has more shares outstanding
  • Compared to 5 years ago, NSP has less shares outstanding
  • NSP has a worse debt/assets ratio than last year.
NSP Yearly Shares OutstandingNSP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
NSP Yearly Total Debt VS Total AssetsNSP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • NSP has an Altman-Z score of 3.81. This indicates that NSP is financially healthy and has little risk of bankruptcy at the moment.
  • NSP has a Altman-Z score of 3.81. This is in the better half of the industry: NSP outperforms 74.42% of its industry peers.
  • NSP has a Debt/Equity ratio of 8.02. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of NSP (8.02) is worse than 86.05% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.02
Debt/FCF N/A
Altman-Z 3.81
ROIC/WACCN/A
WACC7.72%
NSP Yearly LT Debt VS Equity VS FCFNSP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

2.3 Liquidity

  • NSP has a Current Ratio of 1.06. This is a normal value and indicates that NSP is financially healthy and should not expect problems in meeting its short term obligations.
  • NSP has a Current ratio of 1.06. This is in the lower half of the industry: NSP underperforms 74.42% of its industry peers.
  • NSP has a Quick Ratio of 1.06. This is a normal value and indicates that NSP is financially healthy and should not expect problems in meeting its short term obligations.
  • NSP has a worse Quick ratio (1.06) than 73.26% of its industry peers.
Industry RankSector Rank
Current Ratio 1.06
Quick Ratio 1.06
NSP Yearly Current Assets VS Current LiabilitesNSP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. NSP Growth Analysis

3.1 Past

  • NSP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -71.15%.
  • Measured over the past years, NSP shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -25.99% on average per year.
  • The Revenue has been growing slightly by 3.51% in the past year.
  • The Revenue has been growing by 9.70% on average over the past years. This is quite good.
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%

3.2 Future

  • Based on estimates for the next years, NSP will show a very strong growth in Earnings Per Share. The EPS will grow by 56.65% on average per year.
  • The Revenue is expected to grow by 5.31% on average over the next years.
EPS Next Y109.84%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue Next Year2.26%
Revenue Next 2Y4.58%
Revenue Next 3Y5.31%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
NSP Yearly Revenue VS EstimatesNSP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B 8B
NSP Yearly EPS VS EstimatesNSP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3 4 5

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4

4. NSP Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 25.16, which means the current valuation is very expensive for NSP.
  • NSP's Price/Earnings ratio is in line with the industry average.
  • NSP's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.91.
  • The Price/Forward Earnings ratio is 11.99, which indicates a very decent valuation of NSP.
  • 70.93% of the companies in the same industry are more expensive than NSP, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 23.68. NSP is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 25.16
Fwd PE 11.99
NSP Price Earnings VS Forward Price EarningsNSP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, NSP is valued a bit more expensive than 61.63% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 19.1
NSP Per share dataNSP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100 150

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • NSP's earnings are expected to grow with 56.65% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.23
PEG (5Y)N/A
EPS Next 2Y74.13%
EPS Next 3Y56.65%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. NSP Dividend Analysis

5.1 Amount

  • NSP has a Yearly Dividend Yield of 9.06%, which is a nice return.
  • The stock price of NSP dropped by -42.38% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • NSP's Dividend Yield is rather good when compared to the industry average which is at 1.86. NSP pays more dividend than 95.35% of the companies in the same industry.
  • NSP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 9.06%

5.2 History

  • On average, the dividend of NSP grows each year by 8.57%, which is quite nice.
  • NSP has paid a dividend for at least 10 years, which is a reliable track record.
  • NSP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.57%
Div Incr Years3
Div Non Decr Years3
NSP Yearly Dividends per shareNSP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • NSP has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • NSP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-1285.71%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
NSP Yearly Income VS Free CF VS DividendNSP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

More info and screens

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NSP Fundamentals: All Metrics, Ratios and Statistics

INSPERITY INC

NYSE:NSP (4/9/2026, 8:04:00 PM)

After market: 25.91 0 (0%)

25.91

-0.15 (-0.58%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-10
Earnings (Next)04-27
Inst Owners107.68%
Inst Owner Change0%
Ins Owners5.25%
Ins Owner Change10.72%
Market Cap977.58M
Revenue(TTM)6.81B
Net Income(TTM)-7.00M
Analysts50
Price Target43.18 (66.65%)
Short Float %9.94%
Short Ratio2.98
Dividend
Industry RankSector Rank
Dividend Yield 9.06%
Yearly Dividend2.4
Dividend Growth(5Y)8.57%
DP-1285.71%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-06
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-108.18%
Min EPS beat(2)-188.88%
Max EPS beat(2)-27.48%
EPS beat(4)0
Avg EPS beat(4)-69.76%
Min EPS beat(4)-188.88%
Max EPS beat(4)-23.12%
EPS beat(8)4
Avg EPS beat(8)-7.8%
EPS beat(12)7
Avg EPS beat(12)-1.86%
EPS beat(16)11
Avg EPS beat(16)3.78%
Revenue beat(2)0
Avg Revenue beat(2)-1.55%
Min Revenue beat(2)-1.59%
Max Revenue beat(2)-1.52%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-1.59%
Max Revenue beat(4)-1.17%
Revenue beat(8)0
Avg Revenue beat(8)-1.23%
Revenue beat(12)1
Avg Revenue beat(12)-0.93%
Revenue beat(16)3
Avg Revenue beat(16)-0.86%
PT rev (1m)0%
PT rev (3m)-5.93%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-28.67%
EPS NY rev (1m)0%
EPS NY rev (3m)-15.88%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.53%
Revenue NY rev (1m)-0.79%
Revenue NY rev (3m)-3.89%
Valuation
Industry RankSector Rank
PE 25.16
Fwd PE 11.99
P/S 0.14
P/FCF N/A
P/OCF N/A
P/B 21.25
P/tB 29.62
EV/EBITDA 19.1
EPS(TTM)1.03
EY3.98%
EPS(NY)2.16
Fwd EY8.34%
FCF(TTM)-8.19
FCFYN/A
OCF(TTM)-7.37
OCFYN/A
SpS180.55
BVpS1.22
TBVpS0.87
PEG (NY)0.23
PEG (5Y)N/A
Graham Number5.32
Profitability
Industry RankSector Rank
ROA -0.32%
ROE -15.22%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 13.21%
FCFM N/A
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
F-Score2
Asset Turnover3.09
Health
Industry RankSector Rank
Debt/Equity 8.02
Debt/FCF N/A
Debt/EBITDA 10.54
Cap/Depr 68.89%
Cap/Sales 0.46%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.06
Quick Ratio 1.06
Altman-Z 3.81
F-Score2
WACC7.72%
ROIC/WACCN/A
Cap/Depr(3y)83.06%
Cap/Depr(5y)81.82%
Cap/Sales(3y)0.55%
Cap/Sales(5y)0.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
EPS Next Y109.84%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%
Revenue Next Year2.26%
Revenue Next 2Y4.58%
Revenue Next 3Y5.31%
Revenue Next 5YN/A
EBIT growth 1Y-108.55%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1585.76%
EBIT Next 3Y195.68%
EBIT Next 5YN/A
FCF growth 1Y-164.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-153.46%
OCF growth 3YN/A
OCF growth 5YN/A

INSPERITY INC / NSP Fundamental Analysis FAQ

What is the ChartMill fundamental rating of INSPERITY INC (NSP) stock?

ChartMill assigns a fundamental rating of 3 / 10 to NSP.


Can you provide the valuation status for INSPERITY INC?

ChartMill assigns a valuation rating of 4 / 10 to INSPERITY INC (NSP). This can be considered as Fairly Valued.


How profitable is INSPERITY INC (NSP) stock?

INSPERITY INC (NSP) has a profitability rating of 2 / 10.


What is the valuation of INSPERITY INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INSPERITY INC (NSP) is 25.16 and the Price/Book (PB) ratio is 21.25.


Can you provide the expected EPS growth for NSP stock?

The Earnings per Share (EPS) of INSPERITY INC (NSP) is expected to grow by 109.84% in the next year.