INSPERITY INC (NSP) Fundamental Analysis & Valuation

NYSE:NSP • US45778Q1076

Current stock price

25.27 USD
+2.55 (+11.22%)
Last:

This NSP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. NSP Profitability Analysis

1.1 Basic Checks

  • NSP had positive earnings in the past year.
  • In the past year NSP has reported a negative cash flow from operations.
  • NSP had positive earnings in 4 of the past 5 years.
  • Of the past 5 years NSP 4 years had a positive operating cash flow.
NSP Yearly Net Income VS EBIT VS OCF VS FCFNSP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

1.2 Ratios

  • The Return On Assets of NSP (-0.32%) is comparable to the rest of the industry.
  • The Return On Equity of NSP (-15.22%) is worse than 67.82% of its industry peers.
Industry RankSector Rank
ROA -0.32%
ROE -15.22%
ROIC N/A
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NSP Yearly ROA, ROE, ROICNSP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2K -2K -4K -6K

1.3 Margins

  • The Gross Margin of NSP (13.21%) is worse than 80.46% of its industry peers.
  • NSP's Gross Margin has declined in the last couple of years.
  • NSP does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 13.21%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
NSP Yearly Profit, Operating, Gross MarginsNSP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

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3

2. NSP Health Analysis

2.1 Basic Checks

  • NSP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • NSP has more shares outstanding than it did 1 year ago.
  • NSP has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for NSP is higher compared to a year ago.
NSP Yearly Shares OutstandingNSP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
NSP Yearly Total Debt VS Total AssetsNSP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • An Altman-Z score of 3.78 indicates that NSP is not in any danger for bankruptcy at the moment.
  • NSP has a better Altman-Z score (3.78) than 72.41% of its industry peers.
  • A Debt/Equity ratio of 8.02 is on the high side and indicates that NSP has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 8.02, NSP is doing worse than 86.21% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 8.02
Debt/FCF N/A
Altman-Z 3.78
ROIC/WACCN/A
WACC7.58%
NSP Yearly LT Debt VS Equity VS FCFNSP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

2.3 Liquidity

  • NSP has a Current Ratio of 1.06. This is a normal value and indicates that NSP is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.06, NSP is doing worse than 73.56% of the companies in the same industry.
  • NSP has a Quick Ratio of 1.06. This is a normal value and indicates that NSP is financially healthy and should not expect problems in meeting its short term obligations.
  • NSP's Quick ratio of 1.06 is on the low side compared to the rest of the industry. NSP is outperformed by 73.56% of its industry peers.
Industry RankSector Rank
Current Ratio 1.06
Quick Ratio 1.06
NSP Yearly Current Assets VS Current LiabilitesNSP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. NSP Growth Analysis

3.1 Past

  • NSP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -71.15%.
  • The earnings per share for NSP have been decreasing by -25.99% on average. This is quite bad
  • The Revenue has been growing slightly by 3.51% in the past year.
  • The Revenue has been growing by 9.70% on average over the past years. This is quite good.
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%

3.2 Future

  • Based on estimates for the next years, NSP will show a very strong growth in Earnings Per Share. The EPS will grow by 56.65% on average per year.
  • Based on estimates for the next years, NSP will show a small growth in Revenue. The Revenue will grow by 5.31% on average per year.
EPS Next Y109.84%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue Next Year3.08%
Revenue Next 2Y4.25%
Revenue Next 3Y5.31%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
NSP Yearly Revenue VS EstimatesNSP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B 8B
NSP Yearly EPS VS EstimatesNSP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3 4 5

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5

4. NSP Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 24.53, which indicates a rather expensive current valuation of NSP.
  • NSP's Price/Earnings ratio is in line with the industry average.
  • NSP's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.73.
  • A Price/Forward Earnings ratio of 11.69 indicates a reasonable valuation of NSP.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of NSP indicates a somewhat cheap valuation: NSP is cheaper than 75.86% of the companies listed in the same industry.
  • NSP is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.72, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 24.53
Fwd PE 11.69
NSP Price Earnings VS Forward Price EarningsNSP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NSP is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.66
NSP Per share dataNSP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100 150

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as NSP's earnings are expected to grow with 56.65% in the coming years.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y74.13%
EPS Next 3Y56.65%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. NSP Dividend Analysis

5.1 Amount

  • NSP has a Yearly Dividend Yield of 11.68%, which is a nice return.
  • The stock price of NSP dropped by -41.16% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • Compared to an average industry Dividend Yield of 1.72, NSP pays a better dividend. On top of this NSP pays more dividend than 97.70% of the companies listed in the same industry.
  • NSP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 11.68%

5.2 History

  • On average, the dividend of NSP grows each year by 8.57%, which is quite nice.
  • NSP has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of NSP decreased in the last 3 years.
Dividend Growth(5Y)8.57%
Div Incr Years2
Div Non Decr Years2
NSP Yearly Dividends per shareNSP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • NSP has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • NSP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-1285.71%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
NSP Yearly Income VS Free CF VS DividendNSP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

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Find the best dividend stocksShow peers with best dividend

NSP Fundamentals: All Metrics, Ratios and Statistics

INSPERITY INC

NYSE:NSP (3/20/2026, 9:56:56 AM)

25.27

+2.55 (+11.22%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-10
Earnings (Next)04-27
Inst Owners107.68%
Inst Owner Change0.3%
Ins Owners5.25%
Ins Owner Change8.33%
Market Cap953.44M
Revenue(TTM)6.81B
Net Income(TTM)-7.00M
Analysts50
Price Target43.18 (70.87%)
Short Float %9.4%
Short Ratio2.82
Dividend
Industry RankSector Rank
Dividend Yield 11.68%
Yearly Dividend2.4
Dividend Growth(5Y)8.57%
DP-1285.71%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-06
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-108.18%
Min EPS beat(2)-188.88%
Max EPS beat(2)-27.48%
EPS beat(4)0
Avg EPS beat(4)-69.76%
Min EPS beat(4)-188.88%
Max EPS beat(4)-23.12%
EPS beat(8)4
Avg EPS beat(8)-7.8%
EPS beat(12)7
Avg EPS beat(12)-1.86%
EPS beat(16)11
Avg EPS beat(16)3.78%
Revenue beat(2)0
Avg Revenue beat(2)-1.55%
Min Revenue beat(2)-1.59%
Max Revenue beat(2)-1.52%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-1.59%
Max Revenue beat(4)-1.17%
Revenue beat(8)0
Avg Revenue beat(8)-1.23%
Revenue beat(12)1
Avg Revenue beat(12)-0.93%
Revenue beat(16)3
Avg Revenue beat(16)-0.86%
PT rev (1m)-0.97%
PT rev (3m)-5.93%
EPS NQ rev (1m)-26.87%
EPS NQ rev (3m)-28.67%
EPS NY rev (1m)-12.22%
EPS NY rev (3m)-15.88%
Revenue NQ rev (1m)-3.53%
Revenue NQ rev (3m)-3.53%
Revenue NY rev (1m)-3.12%
Revenue NY rev (3m)-3.12%
Valuation
Industry RankSector Rank
PE 24.53
Fwd PE 11.69
P/S 0.14
P/FCF N/A
P/OCF N/A
P/B 20.73
P/tB 28.89
EV/EBITDA 15.66
EPS(TTM)1.03
EY4.08%
EPS(NY)2.16
Fwd EY8.55%
FCF(TTM)-8.19
FCFYN/A
OCF(TTM)-7.37
OCFYN/A
SpS180.55
BVpS1.22
TBVpS0.87
PEG (NY)0.22
PEG (5Y)N/A
Graham Number5.32
Profitability
Industry RankSector Rank
ROA -0.32%
ROE -15.22%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 13.21%
FCFM N/A
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
F-Score2
Asset Turnover3.09
Health
Industry RankSector Rank
Debt/Equity 8.02
Debt/FCF N/A
Debt/EBITDA 10.54
Cap/Depr 68.89%
Cap/Sales 0.46%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.06
Quick Ratio 1.06
Altman-Z 3.78
F-Score2
WACC7.58%
ROIC/WACCN/A
Cap/Depr(3y)83.06%
Cap/Depr(5y)81.82%
Cap/Sales(3y)0.55%
Cap/Sales(5y)0.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
EPS Next Y109.84%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%
Revenue Next Year3.08%
Revenue Next 2Y4.25%
Revenue Next 3Y5.31%
Revenue Next 5YN/A
EBIT growth 1Y-108.55%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1585.76%
EBIT Next 3Y195.68%
EBIT Next 5YN/A
FCF growth 1Y-164.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-153.46%
OCF growth 3YN/A
OCF growth 5YN/A

INSPERITY INC / NSP Fundamental Analysis FAQ

What is the ChartMill fundamental rating of INSPERITY INC (NSP) stock?

ChartMill assigns a fundamental rating of 4 / 10 to NSP.


Can you provide the valuation status for INSPERITY INC?

ChartMill assigns a valuation rating of 5 / 10 to INSPERITY INC (NSP). This can be considered as Fairly Valued.


Can you provide the profitability details for INSPERITY INC?

INSPERITY INC (NSP) has a profitability rating of 2 / 10.


Can you provide the financial health for NSP stock?

The financial health rating of INSPERITY INC (NSP) is 3 / 10.


Can you provide the expected EPS growth for NSP stock?

The Earnings per Share (EPS) of INSPERITY INC (NSP) is expected to grow by 109.84% in the next year.