INSPERITY INC (NSP) Fundamental Analysis & Valuation

NYSE:NSP • US45778Q1076

19.93 USD
-0.05 (-0.25%)
Last: Mar 11, 2026, 12:50 PM
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This NSP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

Taking everything into account, NSP scores 4 out of 10 in our fundamental rating. NSP was compared to 87 industry peers in the Professional Services industry. NSP may be in some trouble as it scores bad on both profitability and health. NSP is not valued too expensively and it also shows a decent growth rate. Finally NSP also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. NSP Profitability Analysis

1.1 Basic Checks

  • In the past year NSP was profitable.
  • NSP had a negative operating cash flow in the past year.
  • NSP had positive earnings in 4 of the past 5 years.
  • NSP had a positive operating cash flow in 4 of the past 5 years.
NSP Yearly Net Income VS EBIT VS OCF VS FCFNSP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

1.2 Ratios

  • NSP has a Return On Assets (-0.32%) which is in line with its industry peers.
  • The Return On Equity of NSP (-15.22%) is worse than 67.82% of its industry peers.
Industry RankSector Rank
ROA -0.32%
ROE -15.22%
ROIC N/A
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NSP Yearly ROA, ROE, ROICNSP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2K -2K -4K -6K

1.3 Margins

  • With a Gross Margin value of 13.21%, NSP is not doing good in the industry: 80.46% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of NSP has declined.
  • The Profit Margin and Operating Margin are not available for NSP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 13.21%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
NSP Yearly Profit, Operating, Gross MarginsNSP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. NSP Health Analysis

2.1 Basic Checks

  • NSP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, NSP has more shares outstanding
  • NSP has less shares outstanding than it did 5 years ago.
  • NSP has a worse debt/assets ratio than last year.
NSP Yearly Shares OutstandingNSP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
NSP Yearly Total Debt VS Total AssetsNSP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • An Altman-Z score of 3.75 indicates that NSP is not in any danger for bankruptcy at the moment.
  • NSP has a better Altman-Z score (3.75) than 73.56% of its industry peers.
  • A Debt/Equity ratio of 8.02 is on the high side and indicates that NSP has dependencies on debt financing.
  • With a Debt to Equity ratio value of 8.02, NSP is not doing good in the industry: 86.21% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 8.02
Debt/FCF N/A
Altman-Z 3.75
ROIC/WACCN/A
WACC7.61%
NSP Yearly LT Debt VS Equity VS FCFNSP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

2.3 Liquidity

  • A Current Ratio of 1.06 indicates that NSP should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.06, NSP is not doing good in the industry: 73.56% of the companies in the same industry are doing better.
  • A Quick Ratio of 1.06 indicates that NSP should not have too much problems paying its short term obligations.
  • NSP has a worse Quick ratio (1.06) than 73.56% of its industry peers.
Industry RankSector Rank
Current Ratio 1.06
Quick Ratio 1.06
NSP Yearly Current Assets VS Current LiabilitesNSP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. NSP Growth Analysis

3.1 Past

  • NSP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -71.15%.
  • Measured over the past years, NSP shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -25.99% on average per year.
  • The Revenue has been growing slightly by 3.51% in the past year.
  • Measured over the past years, NSP shows a quite strong growth in Revenue. The Revenue has been growing by 9.70% on average per year.
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%

3.2 Future

  • NSP is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 56.65% yearly.
  • NSP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.31% yearly.
EPS Next Y109.84%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue Next Year3.08%
Revenue Next 2Y4.25%
Revenue Next 3Y5.31%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
NSP Yearly Revenue VS EstimatesNSP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B 8B
NSP Yearly EPS VS EstimatesNSP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3 4 5

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Find the best growth stocksShow best growing peers

5

4. NSP Valuation Analysis

4.1 Price/Earnings Ratio

  • NSP is valuated rather expensively with a Price/Earnings ratio of 19.35.
  • NSP's Price/Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 26.25, NSP is valued a bit cheaper.
  • A Price/Forward Earnings ratio of 9.22 indicates a reasonable valuation of NSP.
  • Based on the Price/Forward Earnings ratio, NSP is valued cheaper than 81.61% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.39, NSP is valued rather cheaply.
Industry RankSector Rank
PE 19.35
Fwd PE 9.22
NSP Price Earnings VS Forward Price EarningsNSP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NSP indicates a somewhat cheap valuation: NSP is cheaper than 60.92% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.71
NSP Per share dataNSP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100 150

4.3 Compensation for Growth

  • NSP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as NSP's earnings are expected to grow with 56.65% in the coming years.
PEG (NY)0.18
PEG (5Y)N/A
EPS Next 2Y74.13%
EPS Next 3Y56.65%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. NSP Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 10.96%, NSP is a good candidate for dividend investing.
  • In the last 3 months the price of NSP has falen by -48.31%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average industry Dividend Yield of 1.65, NSP pays a better dividend. On top of this NSP pays more dividend than 97.70% of the companies listed in the same industry.
  • NSP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 10.96%

5.2 History

  • On average, the dividend of NSP grows each year by 8.57%, which is quite nice.
  • NSP has been paying a dividend for at least 10 years, so it has a reliable track record.
  • NSP has decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.57%
Div Incr Years2
Div Non Decr Years2
NSP Yearly Dividends per shareNSP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • The earnings of NSP are negative and hence is the payout ratio. NSP will probably not be able to sustain this dividend level.
  • The dividend of NSP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-1285.71%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
NSP Yearly Income VS Free CF VS DividendNSP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

More info and screens

Find the best dividend stocksShow peers with best dividend

NSP Fundamentals: All Metrics, Ratios and Statistics

INSPERITY INC

NYSE:NSP (3/11/2026, 12:50:12 PM)

19.93

-0.05 (-0.25%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-10
Earnings (Next)04-27
Inst Owners107.68%
Inst Owner Change0.3%
Ins Owners5.25%
Ins Owner Change7.27%
Market Cap751.96M
Revenue(TTM)6.81B
Net Income(TTM)-7.00M
Analysts50
Price Target43.18 (116.66%)
Short Float %9.92%
Short Ratio2.84
Dividend
Industry RankSector Rank
Dividend Yield 10.96%
Yearly Dividend2.4
Dividend Growth(5Y)8.57%
DP-1285.71%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-06
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-108.18%
Min EPS beat(2)-188.88%
Max EPS beat(2)-27.48%
EPS beat(4)0
Avg EPS beat(4)-69.76%
Min EPS beat(4)-188.88%
Max EPS beat(4)-23.12%
EPS beat(8)4
Avg EPS beat(8)-7.8%
EPS beat(12)7
Avg EPS beat(12)-1.86%
EPS beat(16)11
Avg EPS beat(16)3.78%
Revenue beat(2)0
Avg Revenue beat(2)-1.55%
Min Revenue beat(2)-1.59%
Max Revenue beat(2)-1.52%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-1.59%
Max Revenue beat(4)-1.17%
Revenue beat(8)0
Avg Revenue beat(8)-1.23%
Revenue beat(12)1
Avg Revenue beat(12)-0.93%
Revenue beat(16)3
Avg Revenue beat(16)-0.86%
PT rev (1m)-0.97%
PT rev (3m)-5.93%
EPS NQ rev (1m)-26.87%
EPS NQ rev (3m)-28.67%
EPS NY rev (1m)-12.22%
EPS NY rev (3m)-15.88%
Revenue NQ rev (1m)-3.53%
Revenue NQ rev (3m)-3.53%
Revenue NY rev (1m)-3.12%
Revenue NY rev (3m)-3.12%
Valuation
Industry RankSector Rank
PE 19.35
Fwd PE 9.22
P/S 0.11
P/FCF N/A
P/OCF N/A
P/B 16.35
P/tB 22.79
EV/EBITDA 12.71
EPS(TTM)1.03
EY5.17%
EPS(NY)2.16
Fwd EY10.84%
FCF(TTM)-8.19
FCFYN/A
OCF(TTM)-7.37
OCFYN/A
SpS180.55
BVpS1.22
TBVpS0.87
PEG (NY)0.18
PEG (5Y)N/A
Graham Number5.32
Profitability
Industry RankSector Rank
ROA -0.32%
ROE -15.22%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 13.21%
FCFM N/A
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
F-Score2
Asset Turnover3.09
Health
Industry RankSector Rank
Debt/Equity 8.02
Debt/FCF N/A
Debt/EBITDA 10.54
Cap/Depr 68.89%
Cap/Sales 0.46%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.06
Quick Ratio 1.06
Altman-Z 3.75
F-Score2
WACC7.61%
ROIC/WACCN/A
Cap/Depr(3y)83.06%
Cap/Depr(5y)81.82%
Cap/Sales(3y)0.55%
Cap/Sales(5y)0.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
EPS Next Y109.84%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%
Revenue Next Year3.08%
Revenue Next 2Y4.25%
Revenue Next 3Y5.31%
Revenue Next 5YN/A
EBIT growth 1Y-108.55%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1585.76%
EBIT Next 3Y195.68%
EBIT Next 5YN/A
FCF growth 1Y-164.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-153.46%
OCF growth 3YN/A
OCF growth 5YN/A

INSPERITY INC / NSP FAQ

What is the ChartMill fundamental rating of INSPERITY INC (NSP) stock?

ChartMill assigns a fundamental rating of 4 / 10 to NSP.


Can you provide the valuation status for INSPERITY INC?

ChartMill assigns a valuation rating of 5 / 10 to INSPERITY INC (NSP). This can be considered as Fairly Valued.


Can you provide the profitability details for INSPERITY INC?

INSPERITY INC (NSP) has a profitability rating of 2 / 10.


Can you provide the financial health for NSP stock?

The financial health rating of INSPERITY INC (NSP) is 3 / 10.


Can you provide the expected EPS growth for NSP stock?

The Earnings per Share (EPS) of INSPERITY INC (NSP) is expected to grow by 109.84% in the next year.