INSPERITY INC (NSP) Fundamental Analysis & Valuation
NYSE:NSP • US45778Q1076
Current stock price
33.65 USD
+0.88 (+2.69%)
At close:
33.65 USD
0 (0%)
After Hours:
This NSP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. NSP Profitability Analysis
1.1 Basic Checks
- NSP had positive earnings in the past year.
- NSP had a negative operating cash flow in the past year.
- NSP had positive earnings in 4 of the past 5 years.
- Of the past 5 years NSP 4 years had a positive operating cash flow.
1.2 Ratios
- NSP has a Return On Assets (-0.32%) which is in line with its industry peers.
- NSP has a Return On Equity of -15.22%. This is in the lower half of the industry: NSP underperforms 68.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.32% | ||
| ROE | -15.22% | ||
| ROIC | N/A |
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Gross Margin of NSP (13.21%) is worse than 82.35% of its industry peers.
- In the last couple of years the Gross Margin of NSP has declined.
- NSP does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 13.21% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
2. NSP Health Analysis
2.1 Basic Checks
- NSP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, NSP has more shares outstanding
- The number of shares outstanding for NSP has been reduced compared to 5 years ago.
- Compared to 1 year ago, NSP has a worse debt to assets ratio.
2.2 Solvency
- NSP has an Altman-Z score of 3.88. This indicates that NSP is financially healthy and has little risk of bankruptcy at the moment.
- With a decent Altman-Z score value of 3.88, NSP is doing good in the industry, outperforming 74.12% of the companies in the same industry.
- NSP has a Debt/Equity ratio of 8.02. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of NSP (8.02) is worse than 89.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.02 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.88 |
ROIC/WACCN/A
WACC7.95%
2.3 Liquidity
- A Current Ratio of 1.06 indicates that NSP should not have too much problems paying its short term obligations.
- The Current ratio of NSP (1.06) is worse than 75.29% of its industry peers.
- A Quick Ratio of 1.06 indicates that NSP should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.06, NSP is doing worse than 74.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 |
3. NSP Growth Analysis
3.1 Past
- The earnings per share for NSP have decreased strongly by -71.15% in the last year.
- NSP shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -25.99% yearly.
- NSP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.51%.
- NSP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.70% yearly.
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%
3.2 Future
- Based on estimates for the next years, NSP will show a very strong growth in Earnings Per Share. The EPS will grow by 56.65% on average per year.
- Based on estimates for the next years, NSP will show a small growth in Revenue. The Revenue will grow by 5.31% on average per year.
EPS Next Y110.04%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue Next Year2.26%
Revenue Next 2Y4.58%
Revenue Next 3Y5.31%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. NSP Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 32.67 indicates a quite expensive valuation of NSP.
- Based on the Price/Earnings ratio, NSP is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
- The average S&P500 Price/Earnings ratio is at 27.35. NSP is around the same levels.
- With a Price/Forward Earnings ratio of 15.55, NSP is valued correctly.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of NSP indicates a somewhat cheap valuation: NSP is cheaper than 61.18% of the companies listed in the same industry.
- NSP is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.23, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.67 | ||
| Fwd PE | 15.55 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NSP indicates a slightly more expensive valuation: NSP is more expensive than 64.71% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 26.5 |
4.3 Compensation for Growth
- NSP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as NSP's earnings are expected to grow with 56.65% in the coming years.
PEG (NY)0.3
PEG (5Y)N/A
EPS Next 2Y74.13%
EPS Next 3Y56.65%
5. NSP Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 7.45%, NSP is a good candidate for dividend investing.
- In the last 3 months the price of NSP has falen by -21.25%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- NSP's Dividend Yield is rather good when compared to the industry average which is at 1.77. NSP pays more dividend than 95.29% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, NSP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.45% |
5.2 History
- The dividend of NSP is nicely growing with an annual growth rate of 8.57%!
- NSP has paid a dividend for at least 10 years, which is a reliable track record.
- NSP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.57%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- NSP has negative earnings and hence a negative payout ratio. The dividend may be in danger.
- NSP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-1285.71%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
NSP Fundamentals: All Metrics, Ratios and Statistics
33.65
+0.88 (+2.69%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-10 2026-02-10/amc
Earnings (Next)04-30 2026-04-30/bmo
Inst Owners108.24%
Inst Owner Change0.57%
Ins Owners5.54%
Ins Owner Change10.77%
Market Cap1.27B
Revenue(TTM)6.81B
Net Income(TTM)-7.00M
Analysts50
Price Target43.18 (28.32%)
Short Float %11.31%
Short Ratio3.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.45% |
Yearly Dividend2.4
Dividend Growth(5Y)8.57%
DP-1285.71%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-06 2026-03-06 (0.6)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-108.18%
Min EPS beat(2)-188.88%
Max EPS beat(2)-27.48%
EPS beat(4)0
Avg EPS beat(4)-69.76%
Min EPS beat(4)-188.88%
Max EPS beat(4)-23.12%
EPS beat(8)4
Avg EPS beat(8)-7.8%
EPS beat(12)7
Avg EPS beat(12)-1.86%
EPS beat(16)11
Avg EPS beat(16)3.78%
Revenue beat(2)0
Avg Revenue beat(2)-1.55%
Min Revenue beat(2)-1.59%
Max Revenue beat(2)-1.52%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-1.59%
Max Revenue beat(4)-1.17%
Revenue beat(8)0
Avg Revenue beat(8)-1.23%
Revenue beat(12)1
Avg Revenue beat(12)-0.93%
Revenue beat(16)3
Avg Revenue beat(16)-0.86%
PT rev (1m)0%
PT rev (3m)-0.97%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-26.87%
EPS NY rev (1m)0.09%
EPS NY rev (3m)-12.14%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.53%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.67 | ||
| Fwd PE | 15.55 | ||
| P/S | 0.19 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 27.6 | ||
| P/tB | 38.47 | ||
| EV/EBITDA | 26.5 |
EPS(TTM)1.03
EY3.06%
EPS(NY)2.16
Fwd EY6.43%
FCF(TTM)-8.19
FCFYN/A
OCF(TTM)-7.37
OCFYN/A
SpS180.55
BVpS1.22
TBVpS0.87
PEG (NY)0.3
PEG (5Y)N/A
Graham Number5.31552 (-84.2%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.32% | ||
| ROE | -15.22% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 13.21% | ||
| FCFM | N/A |
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
F-Score2
Asset Turnover3.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.02 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 10.54 | ||
| Cap/Depr | 68.89% | ||
| Cap/Sales | 0.46% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 3.88 |
F-Score2
WACC7.95%
ROIC/WACCN/A
Cap/Depr(3y)83.06%
Cap/Depr(5y)81.82%
Cap/Sales(3y)0.55%
Cap/Sales(5y)0.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
EPS Next Y110.04%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%
Revenue Next Year2.26%
Revenue Next 2Y4.58%
Revenue Next 3Y5.31%
Revenue Next 5YN/A
EBIT growth 1Y-108.55%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1568.86%
EBIT Next 3Y195.68%
EBIT Next 5YN/A
FCF growth 1Y-164.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-153.46%
OCF growth 3YN/A
OCF growth 5YN/A
INSPERITY INC / NSP Fundamental Analysis FAQ
What is the ChartMill fundamental rating of INSPERITY INC (NSP) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NSP.
Can you provide the valuation status for INSPERITY INC?
ChartMill assigns a valuation rating of 4 / 10 to INSPERITY INC (NSP). This can be considered as Fairly Valued.
How profitable is INSPERITY INC (NSP) stock?
INSPERITY INC (NSP) has a profitability rating of 2 / 10.
What is the valuation of INSPERITY INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for INSPERITY INC (NSP) is 32.67 and the Price/Book (PB) ratio is 27.6.
Can you provide the expected EPS growth for NSP stock?
The Earnings per Share (EPS) of INSPERITY INC (NSP) is expected to grow by 110.04% in the next year.