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NERDY INC (NRDY) Stock Fundamental Analysis

USA - New York Stock Exchange - NYSE:NRDY - US64081V1098 - Common Stock

1.19 USD
+0.02 (+1.71%)
Last: 12/24/2025, 5:04:00 PM
1.17 USD
-0.02 (-1.68%)
After Hours: 12/24/2025, 5:04:00 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to NRDY. NRDY was compared to 77 industry peers in the Diversified Consumer Services industry. The financial health of NRDY is average, but there are quite some concerns on its profitability. NRDY is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year NRDY has reported negative net income.
In the past year NRDY has reported a negative cash flow from operations.
NRDY had negative earnings in each of the past 5 years.
NRDY had a negative operating cash flow in each of the past 5 years.
NRDY Yearly Net Income VS EBIT VS OCF VS FCFNRDY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 -50M -100M -150M -200M

1.2 Ratios

The Return On Assets of NRDY (-57.98%) is worse than 84.42% of its industry peers.
Looking at the Return On Equity, with a value of -168.20%, NRDY is doing worse than 77.92% of the companies in the same industry.
Industry RankSector Rank
ROA -57.98%
ROE -168.2%
ROIC N/A
ROA(3y)-34.97%
ROA(5y)-106.75%
ROE(3y)-86.63%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NRDY Yearly ROA, ROE, ROICNRDY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 500 -500 1K

1.3 Margins

NRDY's Gross Margin of 62.23% is fine compared to the rest of the industry. NRDY outperforms 75.32% of its industry peers.
In the last couple of years the Gross Margin of NRDY has remained more or less at the same level.
NRDY does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 62.23%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.34%
GM growth 5Y0.49%
NRDY Yearly Profit, Operating, Gross MarginsNRDY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 -100 -200

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5

2. Health

2.1 Basic Checks

NRDY does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, NRDY has more shares outstanding
Compared to 5 years ago, NRDY has more shares outstanding
There is no outstanding debt for NRDY. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
NRDY Yearly Shares OutstandingNRDY Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
NRDY Yearly Total Debt VS Total AssetsNRDY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

NRDY has an Altman-Z score of -9.08. This is a bad value and indicates that NRDY is not financially healthy and even has some risk of bankruptcy.
NRDY has a worse Altman-Z score (-9.08) than 79.22% of its industry peers.
NRDY has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -9.08
ROIC/WACCN/A
WACC8.82%
NRDY Yearly LT Debt VS Equity VS FCFNRDY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M

2.3 Liquidity

NRDY has a Current Ratio of 1.43. This is a normal value and indicates that NRDY is financially healthy and should not expect problems in meeting its short term obligations.
NRDY has a better Current ratio (1.43) than 61.04% of its industry peers.
A Quick Ratio of 1.43 indicates that NRDY should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.43, NRDY is doing good in the industry, outperforming 64.94% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.43
Quick Ratio 1.43
NRDY Yearly Current Assets VS Current LiabilitesNRDY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

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3

3. Growth

3.1 Past

The earnings per share for NRDY have decreased strongly by -25.00% in the last year.
The Revenue has decreased by -9.86% in the past year.
Measured over the past years, NRDY shows a quite strong growth in Revenue. The Revenue has been growing by 16.02% on average per year.
EPS 1Y (TTM)-25%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%28.57%
Revenue 1Y (TTM)-9.86%
Revenue growth 3Y10.58%
Revenue growth 5Y16.02%
Sales Q2Q%-1.36%

3.2 Future

Based on estimates for the next years, NRDY will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.09% on average per year.
Based on estimates for the next years, NRDY will show a small growth in Revenue. The Revenue will grow by 6.38% on average per year.
EPS Next Y-0.41%
EPS Next 2Y17.81%
EPS Next 3Y16.09%
EPS Next 5YN/A
Revenue Next Year-5.06%
Revenue Next 2Y-0.5%
Revenue Next 3Y2.72%
Revenue Next 5Y6.38%

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
NRDY Yearly Revenue VS EstimatesNRDY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 50M 100M 150M 200M 250M
NRDY Yearly EPS VS EstimatesNRDY Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 -0.1 -0.2 -0.3 -0.4 -0.5

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0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for NRDY. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for NRDY. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NRDY Price Earnings VS Forward Price EarningsNRDY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
NRDY Per share dataNRDY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 0.6 0.8

4.3 Compensation for Growth

A more expensive valuation may be justified as NRDY's earnings are expected to grow with 16.09% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y17.81%
EPS Next 3Y16.09%

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0

5. Dividend

5.1 Amount

NRDY does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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NERDY INC

NYSE:NRDY (12/24/2025, 5:04:00 PM)

After market: 1.17 -0.02 (-1.68%)

1.19

+0.02 (+1.71%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-25 2026-02-25/amc
Inst Owners20.23%
Inst Owner Change-7.25%
Ins Owners40.08%
Ins Owner Change1.89%
Market Cap222.92M
Revenue(TTM)177.87M
Net Income(TTM)-40.83M
Analysts51.67
Price Target1.83 (53.78%)
Short Float %11.78%
Short Ratio8.1
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)31.98%
Min EPS beat(2)30.21%
Max EPS beat(2)33.76%
EPS beat(4)4
Avg EPS beat(4)34.22%
Min EPS beat(4)29.58%
Max EPS beat(4)43.33%
EPS beat(8)8
Avg EPS beat(8)44.64%
EPS beat(12)12
Avg EPS beat(12)58.54%
EPS beat(16)16
Avg EPS beat(16)49.84%
Revenue beat(2)0
Avg Revenue beat(2)-5.77%
Min Revenue beat(2)-6.58%
Max Revenue beat(2)-4.97%
Revenue beat(4)2
Avg Revenue beat(4)-1.5%
Min Revenue beat(4)-6.58%
Max Revenue beat(4)4.4%
Revenue beat(8)4
Avg Revenue beat(8)-1.08%
Revenue beat(12)8
Avg Revenue beat(12)0.29%
Revenue beat(16)9
Avg Revenue beat(16)0.14%
PT rev (1m)-12.24%
PT rev (3m)-12.24%
EPS NQ rev (1m)-40.91%
EPS NQ rev (3m)-138.46%
EPS NY rev (1m)3.08%
EPS NY rev (3m)3.08%
Revenue NQ rev (1m)-11.99%
Revenue NQ rev (3m)-24.98%
Revenue NY rev (1m)-7.75%
Revenue NY rev (3m)-7.75%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.25
P/FCF N/A
P/OCF N/A
P/B 9.18
P/tB 13.51
EV/EBITDA N/A
EPS(TTM)-0.35
EYN/A
EPS(NY)-0.2
Fwd EYN/A
FCF(TTM)-0.17
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.95
BVpS0.13
TBVpS0.09
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -57.98%
ROE -168.2%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 62.23%
FCFM N/A
ROA(3y)-34.97%
ROA(5y)-106.75%
ROE(3y)-86.63%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.34%
GM growth 5Y0.49%
F-Score3
Asset Turnover2.53
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 65.33%
Cap/Sales 2.93%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.43
Quick Ratio 1.43
Altman-Z -9.08
F-Score3
WACC8.82%
ROIC/WACCN/A
Cap/Depr(3y)91.32%
Cap/Depr(5y)80.43%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%28.57%
EPS Next Y-0.41%
EPS Next 2Y17.81%
EPS Next 3Y16.09%
EPS Next 5YN/A
Revenue 1Y (TTM)-9.86%
Revenue growth 3Y10.58%
Revenue growth 5Y16.02%
Sales Q2Q%-1.36%
Revenue Next Year-5.06%
Revenue Next 2Y-0.5%
Revenue Next 3Y2.72%
Revenue Next 5Y6.38%
EBIT growth 1Y0.58%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year73.41%
EBIT Next 3Y28.46%
EBIT Next 5Y19.85%
FCF growth 1Y-47.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-59.69%
OCF growth 3YN/A
OCF growth 5YN/A

NERDY INC / NRDY FAQ

What is the ChartMill fundamental rating of NERDY INC (NRDY) stock?

ChartMill assigns a fundamental rating of 2 / 10 to NRDY.


Can you provide the valuation status for NERDY INC?

ChartMill assigns a valuation rating of 0 / 10 to NERDY INC (NRDY). This can be considered as Overvalued.


Can you provide the profitability details for NERDY INC?

NERDY INC (NRDY) has a profitability rating of 1 / 10.


What is the earnings growth outlook for NERDY INC?

The Earnings per Share (EPS) of NERDY INC (NRDY) is expected to decline by -0.41% in the next year.