NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - NYSE:NOAH - US65487X1028 - ADR
10.52 USD
-0.23 (-2.14%)
10.52 USD
0 (0%)
NOAH gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. While NOAH has a great health rating, its profitability is only average at the moment. NOAH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year NOAH was profitable.
NOAH had positive earnings in 4 of the past 5 years.
In the past 5 years NOAH always reported a positive cash flow from operatings.
1.2 Ratios
NOAH has a Return On Assets of 4.87%. This is in the better half of the industry: NOAH outperforms 69.62% of its industry peers.
NOAH has a Return On Equity (5.92%) which is in line with its industry peers.
Looking at the Return On Invested Capital, with a value of 5.36%, NOAH is in the better half of the industry, outperforming 70.89% of the companies in the same industry.
NOAH had an Average Return On Invested Capital over the past 3 years of 6.70%. This is in line with the industry average of 7.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.87% | ||
| ROE | 5.92% | ||
| ROIC | 5.36% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
NOAH's Profit Margin of 22.17% is fine compared to the rest of the industry. NOAH outperforms 61.18% of its industry peers.
In the last couple of years the Profit Margin of NOAH has declined.
The Operating Margin of NOAH (28.13%) is comparable to the rest of the industry.
NOAH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.13% | ||
| PM (TTM) | 22.17% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for NOAH has been increased compared to 1 year ago.
Compared to 5 years ago, NOAH has more shares outstanding
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NOAH has a Current Ratio of 3.85. This indicates that NOAH is financially healthy and has no problem in meeting its short term obligations.
NOAH's Current ratio of 3.85 is amongst the best of the industry. NOAH outperforms 83.97% of its industry peers.
NOAH has a Quick Ratio of 3.85. This indicates that NOAH is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 3.85, NOAH belongs to the top of the industry, outperforming 83.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.85 | ||
| Quick Ratio | 3.85 |
3. Growth
3.1 Past
The earnings per share for NOAH have decreased strongly by -16.99% in the last year.
NOAH shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -45.00% yearly.
NOAH shows a decrease in Revenue. In the last year, the revenue decreased by -8.32%.
NOAH shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -5.17% yearly.
EPS 1Y (TTM)-16.99%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%82.14%
Revenue 1Y (TTM)-8.32%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%2.3%
3.2 Future
The Earnings Per Share is expected to grow by 9.96% on average over the next years. This is quite good.
Based on estimates for the next years, NOAH will show a small growth in Revenue. The Revenue will grow by 2.42% on average per year.
EPS Next Y11.25%
EPS Next 2Y11.92%
EPS Next 3Y9.96%
EPS Next 5YN/A
Revenue Next Year-1.76%
Revenue Next 2Y1.64%
Revenue Next 3Y2.42%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.69 indicates a reasonable valuation of NOAH.
75.95% of the companies in the same industry are more expensive than NOAH, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of NOAH to the average of the S&P500 Index (25.07), we can say NOAH is valued rather cheaply.
A Price/Forward Earnings ratio of 6.97 indicates a rather cheap valuation of NOAH.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NOAH indicates a rather cheap valuation: NOAH is cheaper than 86.50% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 34.08. NOAH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.69 | ||
| Fwd PE | 6.97 |
4.2 Price Multiples
NOAH's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. NOAH is cheaper than 92.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.73 |
4.3 Compensation for Growth
NOAH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.77
PEG (5Y)N/A
EPS Next 2Y11.92%
EPS Next 3Y9.96%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.05%, NOAH is a good candidate for dividend investing.
NOAH's Dividend Yield is comparable with the industry average which is at 8.50.
Compared to an average S&P500 Dividend Yield of 2.44, NOAH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.05% |
5.2 History
The dividend of NOAH is nicely growing with an annual growth rate of 12.76%!
NOAH has been paying a dividend for over 5 years, so it has already some track record.
NOAH has decreased its dividend recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
NOAH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.92%
EPS Next 3Y9.96%
10.52
-0.23 (-2.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners43.5%
Inst Owner Change-2.49%
Ins Owners0.82%
Ins Owner ChangeN/A
Market Cap696.20M
Revenue(TTM)2.58B
Net Income(TTM)572.00M
Analysts78.18
Price Target13.39 (27.28%)
Short Float %0.23%
Short Ratio2.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.05% |
Yearly Dividend2.3
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)13.64%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)7.15%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.69 | ||
| Fwd PE | 6.97 | ||
| P/S | 1.92 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.51 | ||
| P/tB | 0.51 | ||
| EV/EBITDA | 5.73 |
EPS(TTM)1.21
EY11.5%
EPS(NY)1.51
Fwd EY14.34%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.48
BVpS20.53
TBVpS20.53
PEG (NY)0.77
PEG (5Y)N/A
Graham Number23.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.87% | ||
| ROE | 5.92% | ||
| ROCE | 7.27% | ||
| ROIC | 5.36% | ||
| ROICexc | 5.36% | ||
| ROICexgc | 5.36% | ||
| OM | 28.13% | ||
| PM (TTM) | 22.17% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.85 | ||
| Quick Ratio | 3.85 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.99%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%82.14%
EPS Next Y11.25%
EPS Next 2Y11.92%
EPS Next 3Y9.96%
EPS Next 5YN/A
Revenue 1Y (TTM)-8.32%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%2.3%
Revenue Next Year-1.76%
Revenue Next 2Y1.64%
Revenue Next 3Y2.42%
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year25.54%
EBIT Next 3Y15.6%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
Can you provide the valuation status for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a valuation rating of 6 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Fairly Valued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the expected EPS growth for NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
The Earnings per Share (EPS) of NOAH HOLDINGS LTD-SPON ADS (NOAH) is expected to grow by 11.25% in the next year.