NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:NOAH - US65487X1028 - ADR
10.05 USD
+0.11 (+1.11%)
9.61 USD
-0.44 (-4.38%)
Overall NOAH gets a fundamental rating of 5 out of 10. We evaluated NOAH against 238 industry peers in the Capital Markets industry. While NOAH has a great health rating, its profitability is only average at the moment. NOAH may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
In the past year NOAH was profitable.
Of the past 5 years NOAH 4 years were profitable.
In the past 5 years NOAH always reported a positive cash flow from operatings.
1.2 Ratios
NOAH's Return On Assets of 5.68% is fine compared to the rest of the industry. NOAH outperforms 71.85% of its industry peers.
Looking at the Return On Equity, with a value of 6.63%, NOAH is in line with its industry, outperforming 44.96% of the companies in the same industry.
With a decent Return On Invested Capital value of 4.74%, NOAH is doing good in the industry, outperforming 63.87% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for NOAH is in line with the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROIC | 4.74% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
NOAH has a Profit Margin of 25.93%. This is in the better half of the industry: NOAH outperforms 65.13% of its industry peers.
In the last couple of years the Profit Margin of NOAH has declined.
NOAH has a Operating Margin (25.96%) which is comparable to the rest of the industry.
NOAH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NOAH has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, NOAH has more shares outstanding
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 4.77 indicates that NOAH has no problem at all paying its short term obligations.
NOAH has a better Current ratio (4.77) than 84.87% of its industry peers.
A Quick Ratio of 4.77 indicates that NOAH has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 4.77, NOAH belongs to the top of the industry, outperforming 84.87% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 12.05% over the past year.
NOAH shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -45.00% yearly.
NOAH shows a decrease in Revenue. In the last year, the revenue decreased by -7.96%.
The Revenue has been decreasing by -5.17% on average over the past years.
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
3.2 Future
Based on estimates for the next years, NOAH will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.58% on average per year.
NOAH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.02% yearly.
EPS Next Y13.64%
EPS Next 2Y11.22%
EPS Next 3Y9.58%
EPS Next 5YN/A
Revenue Next Year-2.68%
Revenue Next 2Y0.7%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
NOAH is valuated cheaply with a Price/Earnings ratio of 7.13.
NOAH's Price/Earnings ratio is rather cheap when compared to the industry. NOAH is cheaper than 84.87% of the companies in the same industry.
NOAH's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.59.
Based on the Price/Forward Earnings ratio of 6.75, the valuation of NOAH can be described as very cheap.
89.08% of the companies in the same industry are more expensive than NOAH, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, NOAH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.13 | ||
| Fwd PE | 6.75 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NOAH is valued cheaply inside the industry as 92.86% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.75 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.52
PEG (5Y)N/A
EPS Next 2Y11.22%
EPS Next 3Y9.58%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.65%, NOAH is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.43, NOAH has a dividend in line with its industry peers.
NOAH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.65% |
5.2 History
The dividend of NOAH is nicely growing with an annual growth rate of 12.76%!
NOAH has been paying a dividend for over 5 years, so it has already some track record.
The dividend of NOAH decreased recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
The dividend of NOAH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.22%
EPS Next 3Y9.58%
10.05
+0.11 (+1.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.28%
Inst Owner Change-2.48%
Ins Owners0.61%
Ins Owner ChangeN/A
Market Cap666.69M
Revenue(TTM)2.53B
Net Income(TTM)656.00M
Analysts78.18
Price Target13.16 (30.95%)
Short Float %0.18%
Short Ratio2.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.65% |
Yearly Dividend2.32
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.71%
PT rev (3m)3.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.14%
EPS NY rev (3m)2.34%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.93%
Revenue NY rev (3m)-1.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.13 | ||
| Fwd PE | 6.75 | ||
| P/S | 1.85 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.47 | ||
| P/tB | 0.47 | ||
| EV/EBITDA | 5.75 |
EPS(TTM)1.41
EY14.03%
EPS(NY)1.49
Fwd EY14.82%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.44
BVpS21.27
TBVpS21.27
PEG (NY)0.52
PEG (5Y)N/A
Graham Number25.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROCE | 6.43% | ||
| ROIC | 4.74% | ||
| ROICexc | 4.74% | ||
| ROICexgc | 4.74% | ||
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
EPS Next Y13.64%
EPS Next 2Y11.22%
EPS Next 3Y9.58%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
Revenue Next Year-2.68%
Revenue Next 2Y0.7%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
EBIT growth 1Y-8.42%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year19.31%
EBIT Next 3Y10.53%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
Can you provide the valuation status for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a valuation rating of 7 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Undervalued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the expected EPS growth for NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
The Earnings per Share (EPS) of NOAH HOLDINGS LTD-SPON ADS (NOAH) is expected to grow by 13.64% in the next year.