NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:NOAH - US65487X1028 - ADR
11.24 USD
+0.06 (+0.54%)
11.24 USD
0 (0%)
We assign a fundamental rating of 5 out of 10 to NOAH. NOAH was compared to 238 industry peers in the Capital Markets industry. NOAH is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. NOAH is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
- In the past year NOAH was profitable.
- NOAH had positive earnings in 4 of the past 5 years.
- In the past 5 years NOAH always reported a positive cash flow from operatings.
1.2 Ratios
- NOAH has a better Return On Assets (5.68%) than 73.42% of its industry peers.
- NOAH has a Return On Equity (6.63%) which is comparable to the rest of the industry.
- NOAH has a Return On Invested Capital of 4.74%. This is in the better half of the industry: NOAH outperforms 64.14% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for NOAH is in line with the industry average of 7.15%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROIC | 4.74% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
- NOAH has a better Profit Margin (25.93%) than 66.24% of its industry peers.
- In the last couple of years the Profit Margin of NOAH has declined.
- NOAH has a Operating Margin (25.96%) which is in line with its industry peers.
- In the last couple of years the Operating Margin of NOAH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, NOAH has more shares outstanding
- NOAH has more shares outstanding than it did 5 years ago.
- There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 4.77 indicates that NOAH has no problem at all paying its short term obligations.
- NOAH's Current ratio of 4.77 is amongst the best of the industry. NOAH outperforms 85.23% of its industry peers.
- A Quick Ratio of 4.77 indicates that NOAH has no problem at all paying its short term obligations.
- The Quick ratio of NOAH (4.77) is better than 85.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 12.05% over the past year.
- Measured over the past years, NOAH shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -45.00% on average per year.
- NOAH shows a decrease in Revenue. In the last year, the revenue decreased by -7.96%.
- NOAH shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -5.17% yearly.
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
3.2 Future
- NOAH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.42% yearly.
- Based on estimates for the next years, NOAH will show a small growth in Revenue. The Revenue will grow by 2.39% on average per year.
EPS Next Y13.92%
EPS Next 2Y11.78%
EPS Next 3Y10.42%
EPS Next 5YN/A
Revenue Next Year-2.66%
Revenue Next 2Y0.19%
Revenue Next 3Y2.39%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 7.92, the valuation of NOAH can be described as very cheap.
- Based on the Price/Earnings ratio, NOAH is valued cheaply inside the industry as 82.28% of the companies are valued more expensively.
- NOAH is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- NOAH is valuated cheaply with a Price/Forward Earnings ratio of 7.47.
- NOAH's Price/Forward Earnings ratio is rather cheap when compared to the industry. NOAH is cheaper than 87.34% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.29, NOAH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.92 | ||
| Fwd PE | 7.47 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, NOAH is valued cheaper than 92.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.39 |
4.3 Compensation for Growth
- NOAH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.57
PEG (5Y)N/A
EPS Next 2Y11.78%
EPS Next 3Y10.42%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 5.00%, NOAH is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 6.10, NOAH has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.85, NOAH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5% |
5.2 History
- The dividend of NOAH is nicely growing with an annual growth rate of 12.76%!
- NOAH has been paying a dividend for over 5 years, so it has already some track record.
- The dividend of NOAH decreased recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- The dividend of NOAH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.78%
EPS Next 3Y10.42%
11.24
+0.06 (+0.54%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-25 2025-11-25/amc
Earnings (Next)03-23 2026-03-23/amc
Inst Owners41.18%
Inst Owner Change0%
Ins Owners0.61%
Ins Owner ChangeN/A
Market Cap745.63M
Revenue(TTM)2.53B
Net Income(TTM)656.00M
Analysts78.18
Price Target13.32 (18.51%)
Short Float %0.17%
Short Ratio2.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5% |
Yearly Dividend2.34
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.24%
PT rev (3m)-0.5%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.25%
EPS NY rev (3m)2.4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)-0.91%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.92 | ||
| Fwd PE | 7.47 | ||
| P/S | 2.05 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.52 | ||
| P/tB | 0.52 | ||
| EV/EBITDA | 6.39 |
EPS(TTM)1.42
EY12.63%
EPS(NY)1.5
Fwd EY13.39%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.47
BVpS21.41
TBVpS21.41
PEG (NY)0.57
PEG (5Y)N/A
Graham Number26.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROCE | 6.43% | ||
| ROIC | 4.74% | ||
| ROICexc | 4.74% | ||
| ROICexgc | 4.74% | ||
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
EPS Next Y13.92%
EPS Next 2Y11.78%
EPS Next 3Y10.42%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
Revenue Next Year-2.66%
Revenue Next 2Y0.19%
Revenue Next 3Y2.39%
Revenue Next 5YN/A
EBIT growth 1Y-8.42%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year13.2%
EBIT Next 3Y7.22%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
What is the valuation status of NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
ChartMill assigns a valuation rating of 7 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Undervalued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the valuation of NOAH HOLDINGS LTD-SPON ADS based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NOAH HOLDINGS LTD-SPON ADS (NOAH) is 7.92 and the Price/Book (PB) ratio is 0.52.
Can you provide the financial health for NOAH stock?
The financial health rating of NOAH HOLDINGS LTD-SPON ADS (NOAH) is 7 / 10.