NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:NOAH - US65487X1028 - ADR
10.44 USD
+0.14 (+1.36%)
10.44 USD
0 (0%)
Taking everything into account, NOAH scores 5 out of 10 in our fundamental rating. NOAH was compared to 237 industry peers in the Capital Markets industry. NOAH has an excellent financial health rating, but there are some minor concerns on its profitability. NOAH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year NOAH was profitable.
Of the past 5 years NOAH 4 years were profitable.
NOAH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
NOAH has a better Return On Assets (4.87%) than 70.04% of its industry peers.
NOAH has a Return On Equity (5.92%) which is in line with its industry peers.
NOAH has a Return On Invested Capital of 5.36%. This is in the better half of the industry: NOAH outperforms 71.31% of its industry peers.
NOAH had an Average Return On Invested Capital over the past 3 years of 6.70%. This is in line with the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.87% | ||
| ROE | 5.92% | ||
| ROIC | 5.36% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
NOAH has a Profit Margin (22.17%) which is in line with its industry peers.
In the last couple of years the Profit Margin of NOAH has declined.
The Operating Margin of NOAH (28.13%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of NOAH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.13% | ||
| PM (TTM) | 22.17% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for NOAH has been increased compared to 1 year ago.
The number of shares outstanding for NOAH has been increased compared to 5 years ago.
There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 3.85 indicates that NOAH has no problem at all paying its short term obligations.
NOAH has a Current ratio of 3.85. This is amongst the best in the industry. NOAH outperforms 83.54% of its industry peers.
A Quick Ratio of 3.85 indicates that NOAH has no problem at all paying its short term obligations.
NOAH has a better Quick ratio (3.85) than 83.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.85 | ||
| Quick Ratio | 3.85 |
3. Growth
3.1 Past
The earnings per share for NOAH have decreased strongly by -16.99% in the last year.
The earnings per share for NOAH have been decreasing by -45.00% on average. This is quite bad
Looking at the last year, NOAH shows a decrease in Revenue. The Revenue has decreased by -8.32% in the last year.
NOAH shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -5.17% yearly.
EPS 1Y (TTM)-16.99%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%82.14%
Revenue 1Y (TTM)-8.32%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%2.3%
3.2 Future
NOAH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.96% yearly.
Based on estimates for the next years, NOAH will show a small growth in Revenue. The Revenue will grow by 2.42% on average per year.
EPS Next Y11.25%
EPS Next 2Y11.92%
EPS Next 3Y9.96%
EPS Next 5YN/A
Revenue Next Year-1.76%
Revenue Next 2Y1.64%
Revenue Next 3Y2.42%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.63, which indicates a very decent valuation of NOAH.
Based on the Price/Earnings ratio, NOAH is valued a bit cheaper than the industry average as 78.48% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 25.65, NOAH is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.92, the valuation of NOAH can be described as very cheap.
Based on the Price/Forward Earnings ratio, NOAH is valued cheaper than 88.61% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of NOAH to the average of the S&P500 Index (34.45), we can say NOAH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.63 | ||
| Fwd PE | 6.92 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NOAH is valued cheaper than 92.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.55 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.77
PEG (5Y)N/A
EPS Next 2Y11.92%
EPS Next 3Y9.96%
5. Dividend
5.1 Amount
NOAH has a Yearly Dividend Yield of 5.31%, which is a nice return.
NOAH's Dividend Yield is comparable with the industry average which is at 8.60.
NOAH's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.31% |
5.2 History
On average, the dividend of NOAH grows each year by 12.76%, which is quite nice.
NOAH has been paying a dividend for over 5 years, so it has already some track record.
NOAH has decreased its dividend recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
The dividend of NOAH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.92%
EPS Next 3Y9.96%
10.44
+0.14 (+1.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners43.5%
Inst Owner Change-2.48%
Ins Owners0.82%
Ins Owner ChangeN/A
Market Cap690.90M
Revenue(TTM)2.58B
Net Income(TTM)572.00M
Analysts78.18
Price Target13.39 (28.26%)
Short Float %0.23%
Short Ratio2.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.31% |
Yearly Dividend2.29
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)13.64%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.19%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.63 | ||
| Fwd PE | 6.92 | ||
| P/S | 1.9 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.51 | ||
| P/tB | 0.51 | ||
| EV/EBITDA | 5.55 |
EPS(TTM)1.21
EY11.59%
EPS(NY)1.51
Fwd EY14.45%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.5
BVpS20.6
TBVpS20.6
PEG (NY)0.77
PEG (5Y)N/A
Graham Number23.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.87% | ||
| ROE | 5.92% | ||
| ROCE | 7.27% | ||
| ROIC | 5.36% | ||
| ROICexc | 5.36% | ||
| ROICexgc | 5.36% | ||
| OM | 28.13% | ||
| PM (TTM) | 22.17% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.85 | ||
| Quick Ratio | 3.85 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.99%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%82.14%
EPS Next Y11.25%
EPS Next 2Y11.92%
EPS Next 3Y9.96%
EPS Next 5YN/A
Revenue 1Y (TTM)-8.32%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%2.3%
Revenue Next Year-1.76%
Revenue Next 2Y1.64%
Revenue Next 3Y2.42%
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year25.54%
EBIT Next 3Y15.6%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
Can you provide the valuation status for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a valuation rating of 6 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Fairly Valued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the expected EPS growth for NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
The Earnings per Share (EPS) of NOAH HOLDINGS LTD-SPON ADS (NOAH) is expected to grow by 11.25% in the next year.