NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:NOAH - US65487X1028 - ADR
10.23 USD
-0.23 (-2.2%)
10.23 USD
0 (0%)
We assign a fundamental rating of 5 out of 10 to NOAH. NOAH was compared to 237 industry peers in the Capital Markets industry. NOAH has an excellent financial health rating, but there are some minor concerns on its profitability. NOAH is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
NOAH had positive earnings in the past year.
NOAH had positive earnings in 4 of the past 5 years.
NOAH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 5.68%, NOAH is doing good in the industry, outperforming 71.73% of the companies in the same industry.
With a Return On Equity value of 6.63%, NOAH perfoms like the industry average, outperforming 44.73% of the companies in the same industry.
NOAH's Return On Invested Capital of 4.74% is fine compared to the rest of the industry. NOAH outperforms 63.71% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for NOAH is in line with the industry average of 6.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROIC | 4.74% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
With a decent Profit Margin value of 25.93%, NOAH is doing good in the industry, outperforming 65.40% of the companies in the same industry.
NOAH's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 25.96%, NOAH is in line with its industry, outperforming 54.01% of the companies in the same industry.
NOAH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for NOAH has been increased compared to 1 year ago.
The number of shares outstanding for NOAH has been increased compared to 5 years ago.
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 4.77 indicates that NOAH has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 4.77, NOAH belongs to the top of the industry, outperforming 85.65% of the companies in the same industry.
A Quick Ratio of 4.77 indicates that NOAH has no problem at all paying its short term obligations.
NOAH has a Quick ratio of 4.77. This is amongst the best in the industry. NOAH outperforms 85.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 12.05% over the past year.
NOAH shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -45.00% yearly.
NOAH shows a decrease in Revenue. In the last year, the revenue decreased by -7.96%.
NOAH shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -5.17% yearly.
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
3.2 Future
NOAH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.58% yearly.
Based on estimates for the next years, NOAH will show a small growth in Revenue. The Revenue will grow by 3.02% on average per year.
EPS Next Y13.64%
EPS Next 2Y11.22%
EPS Next 3Y9.58%
EPS Next 5YN/A
Revenue Next Year-2.68%
Revenue Next 2Y0.7%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.31, the valuation of NOAH can be described as very cheap.
Based on the Price/Earnings ratio, NOAH is valued cheaper than 84.81% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.28. NOAH is valued rather cheaply when compared to this.
NOAH is valuated cheaply with a Price/Forward Earnings ratio of 6.87.
90.30% of the companies in the same industry are more expensive than NOAH, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.52. NOAH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.31 | ||
| Fwd PE | 6.87 |
4.2 Price Multiples
NOAH's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. NOAH is cheaper than 92.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.03 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.54
PEG (5Y)N/A
EPS Next 2Y11.22%
EPS Next 3Y9.58%
5. Dividend
5.1 Amount
NOAH has a Yearly Dividend Yield of 5.39%, which is a nice return.
NOAH's Dividend Yield is comparable with the industry average which is at 8.30.
Compared to an average S&P500 Dividend Yield of 2.31, NOAH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.39% |
5.2 History
On average, the dividend of NOAH grows each year by 12.76%, which is quite nice.
NOAH has been paying a dividend for over 5 years, so it has already some track record.
NOAH has decreased its dividend recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
The dividend of NOAH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.22%
EPS Next 3Y9.58%
10.23
-0.23 (-2.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.28%
Inst Owner Change-2.48%
Ins Owners0.61%
Ins Owner ChangeN/A
Market Cap678.63M
Revenue(TTM)2.53B
Net Income(TTM)656.00M
Analysts78.18
Price Target13.16 (28.64%)
Short Float %0.21%
Short Ratio2.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.39% |
Yearly Dividend2.31
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.71%
PT rev (3m)3.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.14%
EPS NY rev (3m)2.34%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.93%
Revenue NY rev (3m)-2.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.31 | ||
| Fwd PE | 6.87 | ||
| P/S | 1.9 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.48 | ||
| P/tB | 0.48 | ||
| EV/EBITDA | 6.03 |
EPS(TTM)1.4
EY13.69%
EPS(NY)1.49
Fwd EY14.56%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.4
BVpS21.11
TBVpS21.11
PEG (NY)0.54
PEG (5Y)N/A
Graham Number25.79
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROCE | 6.43% | ||
| ROIC | 4.74% | ||
| ROICexc | 4.74% | ||
| ROICexgc | 4.74% | ||
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
EPS Next Y13.64%
EPS Next 2Y11.22%
EPS Next 3Y9.58%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
Revenue Next Year-2.68%
Revenue Next 2Y0.7%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
EBIT growth 1Y-8.42%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year19.31%
EBIT Next 3Y10.53%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
Can you provide the valuation status for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a valuation rating of 7 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Undervalued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the expected EPS growth for NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
The Earnings per Share (EPS) of NOAH HOLDINGS LTD-SPON ADS (NOAH) is expected to grow by 13.64% in the next year.