NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - NYSE:NOAH - US65487X1028 - ADR
11.29 USD
-0.06 (-0.53%)
11.29 USD
0 (0%)
We assign a fundamental rating of 5 out of 10 to NOAH. NOAH was compared to 235 industry peers in the Capital Markets industry. NOAH is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. NOAH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
NOAH had positive earnings in the past year.
NOAH had positive earnings in 4 of the past 5 years.
In the past 5 years NOAH always reported a positive cash flow from operatings.
1.2 Ratios
NOAH has a Return On Assets of 4.87%. This is in the better half of the industry: NOAH outperforms 66.81% of its industry peers.
The Return On Equity of NOAH (5.92%) is worse than 60.43% of its industry peers.
With a decent Return On Invested Capital value of 5.36%, NOAH is doing good in the industry, outperforming 68.51% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for NOAH is in line with the industry average of 7.61%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.87% | ||
| ROE | 5.92% | ||
| ROIC | 5.36% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
With a decent Profit Margin value of 22.17%, NOAH is doing good in the industry, outperforming 60.43% of the companies in the same industry.
In the last couple of years the Profit Margin of NOAH has declined.
NOAH's Operating Margin of 28.13% is in line compared to the rest of the industry. NOAH outperforms 54.89% of its industry peers.
In the last couple of years the Operating Margin of NOAH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.13% | ||
| PM (TTM) | 22.17% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for NOAH has been increased compared to 1 year ago.
The number of shares outstanding for NOAH has been increased compared to 5 years ago.
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 3.85 indicates that NOAH has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 3.85, NOAH belongs to the top of the industry, outperforming 83.40% of the companies in the same industry.
NOAH has a Quick Ratio of 3.85. This indicates that NOAH is financially healthy and has no problem in meeting its short term obligations.
NOAH has a better Quick ratio (3.85) than 83.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.85 | ||
| Quick Ratio | 3.85 |
3. Growth
3.1 Past
NOAH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -16.99%.
Measured over the past years, NOAH shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -45.00% on average per year.
NOAH shows a decrease in Revenue. In the last year, the revenue decreased by -8.32%.
NOAH shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -5.17% yearly.
EPS 1Y (TTM)-16.99%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%82.14%
Revenue 1Y (TTM)-8.32%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%2.3%
3.2 Future
NOAH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.96% yearly.
The Revenue is expected to grow by 2.42% on average over the next years.
EPS Next Y11.25%
EPS Next 2Y11.92%
EPS Next 3Y9.96%
EPS Next 5YN/A
Revenue Next Year-1.76%
Revenue Next 2Y1.64%
Revenue Next 3Y2.42%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.33, the valuation of NOAH can be described as reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of NOAH indicates a somewhat cheap valuation: NOAH is cheaper than 73.19% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of NOAH to the average of the S&P500 Index (26.19), we can say NOAH is valued rather cheaply.
With a Price/Forward Earnings ratio of 7.48, the valuation of NOAH can be described as very cheap.
NOAH's Price/Forward Earnings ratio is rather cheap when compared to the industry. NOAH is cheaper than 85.96% of the companies in the same industry.
NOAH is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.50, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.33 | ||
| Fwd PE | 7.48 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NOAH is valued cheaper than 92.77% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.04 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.83
PEG (5Y)N/A
EPS Next 2Y11.92%
EPS Next 3Y9.96%
5. Dividend
5.1 Amount
NOAH has a Yearly Dividend Yield of 4.84%, which is a nice return.
NOAH's Dividend Yield is comparable with the industry average which is at 8.34.
NOAH's Dividend Yield is rather good when compared to the S&P500 average which is at 2.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.84% |
5.2 History
The dividend of NOAH is nicely growing with an annual growth rate of 12.76%!
NOAH has been paying a dividend for over 5 years, so it has already some track record.
NOAH has decreased its dividend recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
NOAH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.92%
EPS Next 3Y9.96%
11.29
-0.06 (-0.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners43.5%
Inst Owner Change0%
Ins Owners0.82%
Ins Owner ChangeN/A
Market Cap747.15M
Revenue(TTM)2.58B
Net Income(TTM)572.00M
Analysts78.18
Price Target13.39 (18.6%)
Short Float %0.25%
Short Ratio1.37
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.84% |
Yearly Dividend2.29
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.21%
PT rev (3m)13.64%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)7.15%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.19%
Revenue NY rev (3m)-1.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.33 | ||
| Fwd PE | 7.48 | ||
| P/S | 2.06 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.55 | ||
| P/tB | 0.55 | ||
| EV/EBITDA | 6.04 |
EPS(TTM)1.21
EY10.72%
EPS(NY)1.51
Fwd EY13.36%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.49
BVpS20.56
TBVpS20.56
PEG (NY)0.83
PEG (5Y)N/A
Graham Number23.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.87% | ||
| ROE | 5.92% | ||
| ROCE | 7.27% | ||
| ROIC | 5.36% | ||
| ROICexc | 5.36% | ||
| ROICexgc | 5.36% | ||
| OM | 28.13% | ||
| PM (TTM) | 22.17% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.85 | ||
| Quick Ratio | 3.85 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.99%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%82.14%
EPS Next Y11.25%
EPS Next 2Y11.92%
EPS Next 3Y9.96%
EPS Next 5YN/A
Revenue 1Y (TTM)-8.32%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%2.3%
Revenue Next Year-1.76%
Revenue Next 2Y1.64%
Revenue Next 3Y2.42%
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year25.54%
EBIT Next 3Y15.6%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
Can you provide the valuation status for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a valuation rating of 6 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Fairly Valued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the expected EPS growth for NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
The Earnings per Share (EPS) of NOAH HOLDINGS LTD-SPON ADS (NOAH) is expected to grow by 11.25% in the next year.