NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - NYSE:NOAH - US65487X1028 - ADR
11.07 USD
-0.14 (-1.25%)
We assign a fundamental rating of 5 out of 10 to NOAH. NOAH was compared to 237 industry peers in the Capital Markets industry. NOAH is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. NOAH has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
NOAH had positive earnings in the past year.
Of the past 5 years NOAH 4 years were profitable.
NOAH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
NOAH's Return On Assets of 4.87% is fine compared to the rest of the industry. NOAH outperforms 67.93% of its industry peers.
NOAH has a Return On Equity of 5.92%. This is in the lower half of the industry: NOAH underperforms 61.18% of its industry peers.
NOAH's Return On Invested Capital of 5.36% is fine compared to the rest of the industry. NOAH outperforms 70.89% of its industry peers.
NOAH had an Average Return On Invested Capital over the past 3 years of 6.70%. This is in line with the industry average of 7.47%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.87% | ||
| ROE | 5.92% | ||
| ROIC | 5.36% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
The Profit Margin of NOAH (22.17%) is better than 60.34% of its industry peers.
NOAH's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 28.13%, NOAH is in line with its industry, outperforming 56.12% of the companies in the same industry.
In the last couple of years the Operating Margin of NOAH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.13% | ||
| PM (TTM) | 22.17% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for NOAH has been increased compared to 1 year ago.
The number of shares outstanding for NOAH has been increased compared to 5 years ago.
There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 3.85 indicates that NOAH has no problem at all paying its short term obligations.
NOAH has a Current ratio of 3.85. This is amongst the best in the industry. NOAH outperforms 83.97% of its industry peers.
A Quick Ratio of 3.85 indicates that NOAH has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 3.85, NOAH belongs to the top of the industry, outperforming 83.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.85 | ||
| Quick Ratio | 3.85 |
3. Growth
3.1 Past
NOAH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -16.99%.
The earnings per share for NOAH have been decreasing by -45.00% on average. This is quite bad
NOAH shows a decrease in Revenue. In the last year, the revenue decreased by -8.32%.
Measured over the past years, NOAH shows a decrease in Revenue. The Revenue has been decreasing by -5.17% on average per year.
EPS 1Y (TTM)-16.99%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%82.14%
Revenue 1Y (TTM)-8.32%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%2.3%
3.2 Future
NOAH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.96% yearly.
Based on estimates for the next years, NOAH will show a small growth in Revenue. The Revenue will grow by 2.42% on average per year.
EPS Next Y11.25%
EPS Next 2Y11.92%
EPS Next 3Y9.96%
EPS Next 5YN/A
Revenue Next Year-1.76%
Revenue Next 2Y1.64%
Revenue Next 3Y2.42%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.15 indicates a reasonable valuation of NOAH.
Based on the Price/Earnings ratio, NOAH is valued a bit cheaper than 74.26% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.91. NOAH is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 7.34, the valuation of NOAH can be described as very cheap.
NOAH's Price/Forward Earnings ratio is rather cheap when compared to the industry. NOAH is cheaper than 86.50% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of NOAH to the average of the S&P500 Index (34.57), we can say NOAH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.15 | ||
| Fwd PE | 7.34 |
4.2 Price Multiples
92.83% of the companies in the same industry are more expensive than NOAH, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.98 |
4.3 Compensation for Growth
NOAH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.81
PEG (5Y)N/A
EPS Next 2Y11.92%
EPS Next 3Y9.96%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.02%, NOAH is a good candidate for dividend investing.
NOAH's Dividend Yield is comparable with the industry average which is at 8.40.
NOAH's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.02% |
5.2 History
The dividend of NOAH is nicely growing with an annual growth rate of 12.76%!
NOAH has been paying a dividend for over 5 years, so it has already some track record.
The dividend of NOAH decreased recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
The dividend of NOAH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.92%
EPS Next 3Y9.96%
NYSE:NOAH (11/13/2025, 8:04:00 PM)
11.07
-0.14 (-1.25%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners43.5%
Inst Owner Change0.15%
Ins Owners0.82%
Ins Owner ChangeN/A
Market Cap732.59M
Revenue(TTM)2.58B
Net Income(TTM)572.00M
Analysts78.18
Price Target13.39 (20.96%)
Short Float %0.25%
Short Ratio1.37
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.02% |
Yearly Dividend2.29
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)13.64%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)7.15%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.15 | ||
| Fwd PE | 7.34 | ||
| P/S | 2.02 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.54 | ||
| P/tB | 0.54 | ||
| EV/EBITDA | 5.98 |
EPS(TTM)1.21
EY10.93%
EPS(NY)1.51
Fwd EY13.63%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.48
BVpS20.52
TBVpS20.52
PEG (NY)0.81
PEG (5Y)N/A
Graham Number23.63
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.87% | ||
| ROE | 5.92% | ||
| ROCE | 7.27% | ||
| ROIC | 5.36% | ||
| ROICexc | 5.36% | ||
| ROICexgc | 5.36% | ||
| OM | 28.13% | ||
| PM (TTM) | 22.17% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.85 | ||
| Quick Ratio | 3.85 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.99%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%82.14%
EPS Next Y11.25%
EPS Next 2Y11.92%
EPS Next 3Y9.96%
EPS Next 5YN/A
Revenue 1Y (TTM)-8.32%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%2.3%
Revenue Next Year-1.76%
Revenue Next 2Y1.64%
Revenue Next 3Y2.42%
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year25.54%
EBIT Next 3Y15.6%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
Can you provide the valuation status for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a valuation rating of 6 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Fairly Valued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the expected EPS growth for NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
The Earnings per Share (EPS) of NOAH HOLDINGS LTD-SPON ADS (NOAH) is expected to grow by 11.25% in the next year.