NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:NOAH • US65487X1028

11.86 USD
-0.04 (-0.34%)
At close: Jan 30, 2026
11.78 USD
-0.08 (-0.67%)
After Hours: 1/30/2026, 8:09:19 PM
Fundamental Rating

5

Taking everything into account, NOAH scores 5 out of 10 in our fundamental rating. NOAH was compared to 238 industry peers in the Capital Markets industry. While NOAH has a great health rating, its profitability is only average at the moment. NOAH has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • NOAH had positive earnings in the past year.
  • NOAH had positive earnings in 4 of the past 5 years.
  • NOAH had a positive operating cash flow in each of the past 5 years.
NOAH Yearly Net Income VS EBIT VS OCF VS FCFNOAH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B 1.5B

1.2 Ratios

  • NOAH's Return On Assets of 5.68% is fine compared to the rest of the industry. NOAH outperforms 69.33% of its industry peers.
  • NOAH has a Return On Equity (6.63%) which is comparable to the rest of the industry.
  • NOAH has a Return On Invested Capital of 4.74%. This is in the better half of the industry: NOAH outperforms 63.45% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for NOAH is in line with the industry average of 7.28%.
Industry RankSector Rank
ROA 5.68%
ROE 6.63%
ROIC 4.74%
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
NOAH Yearly ROA, ROE, ROICNOAH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10 15

1.3 Margins

  • NOAH's Profit Margin of 25.93% is fine compared to the rest of the industry. NOAH outperforms 65.55% of its industry peers.
  • NOAH's Profit Margin has declined in the last couple of years.
  • NOAH's Operating Margin of 25.96% is in line compared to the rest of the industry. NOAH outperforms 53.36% of its industry peers.
  • NOAH's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 25.96%
PM (TTM) 25.93%
GM N/A
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
NOAH Yearly Profit, Operating, Gross MarginsNOAH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20

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7

2. Health

2.1 Basic Checks

  • The number of shares outstanding for NOAH has been increased compared to 1 year ago.
  • The number of shares outstanding for NOAH has been increased compared to 5 years ago.
  • NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
NOAH Yearly Shares OutstandingNOAH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
NOAH Yearly Total Debt VS Total AssetsNOAH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
NOAH Yearly LT Debt VS Equity VS FCFNOAH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • NOAH has a Current Ratio of 4.77. This indicates that NOAH is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of NOAH (4.77) is better than 84.87% of its industry peers.
  • A Quick Ratio of 4.77 indicates that NOAH has no problem at all paying its short term obligations.
  • NOAH has a Quick ratio of 4.77. This is amongst the best in the industry. NOAH outperforms 84.87% of its industry peers.
Industry RankSector Rank
Current Ratio 4.77
Quick Ratio 4.77
NOAH Yearly Current Assets VS Current LiabilitesNOAH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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4

3. Growth

3.1 Past

  • NOAH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.05%, which is quite good.
  • The earnings per share for NOAH have been decreasing by -45.00% on average. This is quite bad
  • NOAH shows a decrease in Revenue. In the last year, the revenue decreased by -7.96%.
  • NOAH shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -5.17% yearly.
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%

3.2 Future

  • The Earnings Per Share is expected to grow by 9.30% on average over the next years. This is quite good.
  • NOAH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.68% yearly.
EPS Next Y17.72%
EPS Next 2Y10.86%
EPS Next 3Y9.3%
EPS Next 5YN/A
Revenue Next Year-2.7%
Revenue Next 2Y0.49%
Revenue Next 3Y2.68%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
NOAH Yearly Revenue VS EstimatesNOAH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
NOAH Yearly EPS VS EstimatesNOAH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 8.35, which indicates a very decent valuation of NOAH.
  • Based on the Price/Earnings ratio, NOAH is valued a bit cheaper than 75.21% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of NOAH to the average of the S&P500 Index (28.32), we can say NOAH is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 8.01, the valuation of NOAH can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, NOAH is valued cheaper than 84.87% of the companies in the same industry.
  • NOAH is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.35
Fwd PE 8.01
NOAH Price Earnings VS Forward Price EarningsNOAH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • NOAH's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. NOAH is cheaper than 92.44% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 6.73
NOAH Per share dataNOAH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.47
PEG (5Y)N/A
EPS Next 2Y10.86%
EPS Next 3Y9.3%

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5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.70%, NOAH is a good candidate for dividend investing.
  • NOAH's Dividend Yield is comparable with the industry average which is at 6.02.
  • Compared to an average S&P500 Dividend Yield of 1.83, NOAH pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.7%

5.2 History

  • On average, the dividend of NOAH grows each year by 12.76%, which is quite nice.
  • NOAH has been paying a dividend for over 5 years, so it has already some track record.
  • NOAH has decreased its dividend recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
NOAH Yearly Dividends per shareNOAH Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • NOAH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y10.86%
EPS Next 3Y9.3%
NOAH Yearly Income VS Free CF VS DividendNOAH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

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NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ

Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?

ChartMill assigns a fundamental rating of 5 / 10 to NOAH.


What is the valuation status of NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?

ChartMill assigns a valuation rating of 6 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Fairly Valued.


Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?

NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.


What is the valuation of NOAH HOLDINGS LTD-SPON ADS based on its PE and PB ratios?

The Price/Earnings (PE) ratio for NOAH HOLDINGS LTD-SPON ADS (NOAH) is 8.35 and the Price/Book (PB) ratio is 0.55.


Can you provide the financial health for NOAH stock?

The financial health rating of NOAH HOLDINGS LTD-SPON ADS (NOAH) is 7 / 10.