NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:NOAH - US65487X1028 - ADR
9.98 USD
-0.05 (-0.5%)
Taking everything into account, NOAH scores 5 out of 10 in our fundamental rating. NOAH was compared to 235 industry peers in the Capital Markets industry. While NOAH has a great health rating, its profitability is only average at the moment. NOAH scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
NOAH had positive earnings in the past year.
Of the past 5 years NOAH 4 years were profitable.
NOAH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
NOAH has a Return On Assets of 5.68%. This is in the better half of the industry: NOAH outperforms 73.19% of its industry peers.
With a Return On Equity value of 6.63%, NOAH perfoms like the industry average, outperforming 45.96% of the companies in the same industry.
NOAH's Return On Invested Capital of 4.74% is fine compared to the rest of the industry. NOAH outperforms 63.83% of its industry peers.
NOAH had an Average Return On Invested Capital over the past 3 years of 6.70%. This is in line with the industry average of 7.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROIC | 4.74% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
NOAH has a better Profit Margin (25.93%) than 65.96% of its industry peers.
In the last couple of years the Profit Margin of NOAH has declined.
With a Operating Margin value of 25.96%, NOAH perfoms like the industry average, outperforming 54.47% of the companies in the same industry.
In the last couple of years the Operating Margin of NOAH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, NOAH has more shares outstanding
The number of shares outstanding for NOAH has been increased compared to 5 years ago.
NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NOAH has a Current Ratio of 4.77. This indicates that NOAH is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 4.77, NOAH belongs to the best of the industry, outperforming 85.11% of the companies in the same industry.
NOAH has a Quick Ratio of 4.77. This indicates that NOAH is financially healthy and has no problem in meeting its short term obligations.
NOAH's Quick ratio of 4.77 is amongst the best of the industry. NOAH outperforms 85.11% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 12.05% over the past year.
NOAH shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -45.00% yearly.
The Revenue has decreased by -7.96% in the past year.
Measured over the past years, NOAH shows a decrease in Revenue. The Revenue has been decreasing by -5.17% on average per year.
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
3.2 Future
Based on estimates for the next years, NOAH will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.42% on average per year.
The Revenue is expected to grow by 3.02% on average over the next years.
EPS Next Y13.92%
EPS Next 2Y11.78%
EPS Next 3Y10.42%
EPS Next 5YN/A
Revenue Next Year-2.68%
Revenue Next 2Y0.7%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
NOAH is valuated cheaply with a Price/Earnings ratio of 7.08.
Based on the Price/Earnings ratio, NOAH is valued cheaper than 85.11% of the companies in the same industry.
NOAH's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.92.
The Price/Forward Earnings ratio is 6.63, which indicates a rather cheap valuation of NOAH.
NOAH's Price/Forward Earnings ratio is rather cheap when compared to the industry. NOAH is cheaper than 89.36% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.46. NOAH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.08 | ||
| Fwd PE | 6.63 |
4.2 Price Multiples
92.77% of the companies in the same industry are more expensive than NOAH, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.74 |
4.3 Compensation for Growth
NOAH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.51
PEG (5Y)N/A
EPS Next 2Y11.78%
EPS Next 3Y10.42%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.56%, NOAH is a good candidate for dividend investing.
NOAH's Dividend Yield is comparable with the industry average which is at 6.65.
NOAH's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
5.2 History
The dividend of NOAH is nicely growing with an annual growth rate of 12.76%!
NOAH has been paying a dividend for over 5 years, so it has already some track record.
NOAH has decreased its dividend recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
NOAH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.78%
EPS Next 3Y10.42%
NYSE:NOAH (12/29/2025, 3:22:42 PM)
9.98
-0.05 (-0.5%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.28%
Inst Owner Change-2.48%
Ins Owners0.61%
Ins Owner ChangeN/A
Market Cap662.05M
Revenue(TTM)2.53B
Net Income(TTM)656.00M
Analysts78.18
Price Target13.16 (31.86%)
Short Float %0.18%
Short Ratio2.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
Yearly Dividend2.32
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.71%
PT rev (3m)3.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.4%
EPS NY rev (3m)2.4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.93%
Revenue NY rev (3m)-1.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.08 | ||
| Fwd PE | 6.63 | ||
| P/S | 1.84 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.47 | ||
| P/tB | 0.47 | ||
| EV/EBITDA | 5.74 |
EPS(TTM)1.41
EY14.13%
EPS(NY)1.5
Fwd EY15.08%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.44
BVpS21.27
TBVpS21.27
PEG (NY)0.51
PEG (5Y)N/A
Graham Number25.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROCE | 6.43% | ||
| ROIC | 4.74% | ||
| ROICexc | 4.74% | ||
| ROICexgc | 4.74% | ||
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
EPS Next Y13.92%
EPS Next 2Y11.78%
EPS Next 3Y10.42%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
Revenue Next Year-2.68%
Revenue Next 2Y0.7%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
EBIT growth 1Y-8.42%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year13.2%
EBIT Next 3Y7.22%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
Can you provide the valuation status for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a valuation rating of 7 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Undervalued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the expected EPS growth for NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
The Earnings per Share (EPS) of NOAH HOLDINGS LTD-SPON ADS (NOAH) is expected to grow by 13.92% in the next year.