NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:NEXI - IT0005366767 - Common Stock
3.792 EUR
+0.05 (+1.39%)
We assign a fundamental rating of 5 out of 10 to NEXI. NEXI was compared to 52 industry peers in the Financial Services industry. Both the profitability and the financial health of NEXI get a neutral evaluation. Nothing too spectacular is happening here. NEXI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
NEXI had a positive operating cash flow in the past year.
Of the past 5 years NEXI 4 years were profitable.
Each year in the past 5 years NEXI had a positive operating cash flow.
1.2 Ratios
The Return On Assets of NEXI (0.68%) is comparable to the rest of the industry.
NEXI has a Return On Equity (1.58%) which is in line with its industry peers.
NEXI has a Return On Invested Capital (1.39%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for NEXI is significantly below the industry average of 9.75%.
The last Return On Invested Capital (1.39%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
Looking at the Profit Margin, with a value of 2.85%, NEXI is in line with its industry, outperforming 48.08% of the companies in the same industry.
NEXI's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 7.08%, NEXI is in line with its industry, outperforming 50.00% of the companies in the same industry.
In the last couple of years the Operating Margin of NEXI has grown nicely.
The Gross Margin of NEXI (57.47%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
NEXI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, NEXI has less shares outstanding
Compared to 5 years ago, NEXI has more shares outstanding
Compared to 1 year ago, NEXI has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.16, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
NEXI's Altman-Z score of 1.16 is in line compared to the rest of the industry. NEXI outperforms 40.38% of its industry peers.
NEXI has a debt to FCF ratio of 10.65. This is a negative value and a sign of low solvency as NEXI would need 10.65 years to pay back of all of its debts.
NEXI has a Debt to FCF ratio of 10.65. This is comparable to the rest of the industry: NEXI outperforms 50.00% of its industry peers.
NEXI has a Debt/Equity ratio of 0.53. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
NEXI has a Debt to Equity ratio (0.53) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.16 |
ROIC/WACC0.21
WACC6.77%
2.3 Liquidity
A Current Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.68, NEXI is doing good in the industry, outperforming 63.46% of the companies in the same industry.
NEXI has a Quick Ratio of 1.68. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of NEXI (1.68) is better than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 119.23% over the past year.
The Earnings Per Share has been decreasing by -7.37% on average over the past years.
The Revenue has been growing slightly by 6.48% in the past year.
Measured over the past years, NEXI shows a very strong growth in Revenue. The Revenue has been growing by 32.10% on average per year.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
Based on estimates for the next years, NEXI will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.94% on average per year.
The Revenue is expected to grow by 3.53% on average over the next years.
EPS Next Y13.61%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
EPS Next 5Y13.94%
Revenue Next Year2.56%
Revenue Next 2Y3.02%
Revenue Next 3Y3.45%
Revenue Next 5Y3.53%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 25.28 indicates a quite expensive valuation of NEXI.
Compared to the rest of the industry, the Price/Earnings ratio of NEXI is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 25.45, NEXI is valued at the same level.
The Price/Forward Earnings ratio is 5.15, which indicates a rather cheap valuation of NEXI.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NEXI indicates a rather cheap valuation: NEXI is cheaper than 88.46% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.46, NEXI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.28 | ||
| Fwd PE | 5.15 |
4.2 Price Multiples
NEXI's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 75.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NEXI is valued a bit cheaper than 78.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.91 | ||
| EV/EBITDA | 6.14 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.86
PEG (5Y)N/A
EPS Next 2Y11.41%
EPS Next 3Y10.78%
5. Dividend
5.1 Amount
NEXI has a Yearly Dividend Yield of 6.68%, which is a nice return.
In the last 3 months the price of NEXI has falen by -32.21%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
NEXI's Dividend Yield is rather good when compared to the industry average which is at 3.44. NEXI pays more dividend than 92.31% of the companies in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.68% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
187.58% of the earnings are spent on dividend by NEXI. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
BIT:NEXI (11/21/2025, 7:00:00 PM)
3.792
+0.05 (+1.39%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners18.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.45B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts77.27
Price Target5.95 (56.91%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.68% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-16.06%
PT rev (3m)-15.24%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.5%
EPS NY rev (3m)1.58%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)-0.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.28 | ||
| Fwd PE | 5.15 | ||
| P/S | 0.76 | ||
| P/FCF | 6.91 | ||
| P/OCF | 4.16 | ||
| P/B | 0.42 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.14 |
EPS(TTM)0.15
EY3.96%
EPS(NY)0.74
Fwd EY19.41%
FCF(TTM)0.55
FCFY14.47%
OCF(TTM)0.91
OCFY24.06%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)1.86
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.16 |
F-Score7
WACC6.77%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y13.61%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
EPS Next 5Y13.94%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.56%
Revenue Next 2Y3.02%
Revenue Next 3Y3.45%
Revenue Next 5Y3.53%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year54.05%
EBIT Next 3Y20.09%
EBIT Next 5Y15.25%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 25.28 and the Price/Book (PB) ratio is 0.42.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.