NEXI SPA (NEXI.MI) Stock Fundamental Analysis
BIT:NEXI - Euronext Milan - IT0005366767 - Common Stock - Currency: EUR
Overall NEXI gets a fundamental rating of 3 out of 10. We evaluated NEXI against 50 industry peers in the Financial Services industry. NEXI may be in some trouble as it scores bad on both profitability and health. NEXI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
NEXI had a positive operating cash flow in the past year.
Of the past 5 years NEXI 4 years were profitable.
NEXI had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of NEXI (-3.93%) is worse than 82.00% of its industry peers.
Looking at the Return On Equity, with a value of -9.61%, NEXI is doing worse than 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.93% | ||
| ROE | -9.61% | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
In the last couple of years the Profit Margin of NEXI has declined.
In the last couple of years the Operating Margin of NEXI has grown nicely.
Looking at the Gross Margin, with a value of 57.20%, NEXI is in line with its industry, outperforming 58.00% of the companies in the same industry.
NEXI's Gross Margin has been stable in the last couple of years.
NEXI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 57.2% |
OM growth 3Y57.27%
OM growth 5Y14.06%
PM growth 3Y28.35%
PM growth 5Y-20.99%
GM growth 3Y1.88%
GM growth 5Y0.6%
2. Health
2.1 Basic Checks
NEXI does not have a ROIC to compare to the WACC, probably because it is not profitable.
NEXI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
NEXI has an Altman-Z score of 0.57. This is a bad value and indicates that NEXI is not financially healthy and even has some risk of bankruptcy.
NEXI's Altman-Z score of 0.57 is on the low side compared to the rest of the industry. NEXI is outperformed by 64.00% of its industry peers.
NEXI has a debt to FCF ratio of 23.79. This is a negative value and a sign of low solvency as NEXI would need 23.79 years to pay back of all of its debts.
NEXI has a worse Debt to FCF ratio (23.79) than 68.00% of its industry peers.
NEXI has a Debt/Equity ratio of 1.04. This is a high value indicating a heavy dependency on external financing.
NEXI has a Debt to Equity ratio of 1.04. This is in the lower half of the industry: NEXI underperforms 66.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 23.79 | ||
| Altman-Z | 0.57 |
ROIC/WACCN/A
WACC6.88%
2.3 Liquidity
A Current Ratio of 0.07 indicates that NEXI may have some problems paying its short term obligations.
NEXI's Current ratio of 0.07 is on the low side compared to the rest of the industry. NEXI is outperformed by 76.00% of its industry peers.
A Quick Ratio of 0.06 indicates that NEXI may have some problems paying its short term obligations.
NEXI's Quick ratio of 0.06 is on the low side compared to the rest of the industry. NEXI is outperformed by 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.07 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 121.52%, which is quite impressive.
NEXI shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -6.74% yearly.
NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 7.25%.
The Revenue has been growing by 32.09% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)121.52%
EPS 3Y54.6%
EPS 5Y-6.74%
EPS Q2Q%124.04%
Revenue 1Y (TTM)7.25%
Revenue growth 3Y28.01%
Revenue growth 5Y32.09%
Sales Q2Q%8.11%
3.2 Future
Based on estimates for the next years, NEXI will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.55% on average per year.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 5.40% on average per year.
EPS Next Y15.1%
EPS Next 2Y14.09%
EPS Next 3Y15.78%
EPS Next 5Y14.55%
Revenue Next Year4.88%
Revenue Next 2Y4.36%
Revenue Next 3Y4.56%
Revenue Next 5Y5.4%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
NEXI is valuated quite expensively with a Price/Earnings ratio of 30.27.
The rest of the industry has a similar Price/Earnings ratio as NEXI.
NEXI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 29.35.
A Price/Forward Earnings ratio of 7.54 indicates a rather cheap valuation of NEXI.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaper than 84.00% of the companies in the same industry.
NEXI is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.10, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.27 | ||
| Fwd PE | 7.54 |
4.2 Price Multiples
NEXI's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 68.00% of the companies in the same industry.
NEXI's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 64.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.93 | ||
| EV/EBITDA | 8.18 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as NEXI's earnings are expected to grow with 15.78% in the coming years.
PEG (NY)2.01
PEG (5Y)N/A
EPS Next 2Y14.09%
EPS Next 3Y15.78%
5. Dividend
5.1 Amount
No dividends for NEXI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:NEXI (3/7/2025, 7:00:00 PM)
5.146
-0.09 (-1.79%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners22.7%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap6.33B
Analysts78.33
Price Target7.07 (37.39%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP-0.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-7.27%
PT rev (3m)-11.1%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1%
EPS NY rev (3m)-1.47%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-4.75%
Revenue NY rev (3m)-5.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.27 | ||
| Fwd PE | 7.54 | ||
| P/S | 1.12 | ||
| P/FCF | 12.93 | ||
| P/OCF | 6.76 | ||
| P/B | 0.57 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.18 |
EPS(TTM)0.17
EY3.3%
EPS(NY)0.68
Fwd EY13.27%
FCF(TTM)0.4
FCFY7.73%
OCF(TTM)0.76
OCFY14.79%
SpS4.59
BVpS9.06
TBVpS-4.26
PEG (NY)2.01
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.93% | ||
| ROE | -9.61% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 57.2% | ||
| FCFM | 8.67% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y57.27%
OM growth 5Y14.06%
PM growth 3Y28.35%
PM growth 5Y-20.99%
GM growth 3Y1.88%
GM growth 5Y0.6%
F-Score6
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 23.79 | ||
| Debt/EBITDA | 9.68 | ||
| Cap/Depr | 20.71% | ||
| Cap/Sales | 7.91% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | 77.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.07 | ||
| Quick Ratio | 0.06 | ||
| Altman-Z | 0.57 |
F-Score6
WACC6.88%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)121.52%
EPS 3Y54.6%
EPS 5Y-6.74%
EPS Q2Q%124.04%
EPS Next Y15.1%
EPS Next 2Y14.09%
EPS Next 3Y15.78%
EPS Next 5Y14.55%
Revenue 1Y (TTM)7.25%
Revenue growth 3Y28.01%
Revenue growth 5Y32.09%
Sales Q2Q%8.11%
Revenue Next Year4.88%
Revenue Next 2Y4.36%
Revenue Next 3Y4.56%
Revenue Next 5Y5.4%
EBIT growth 1Y-598.58%
EBIT growth 3Y101.33%
EBIT growth 5Y50.66%
EBIT Next Year55.15%
EBIT Next 3Y21.28%
EBIT Next 5Y13.49%
FCF growth 1Y475.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y140.21%
OCF growth 3YN/A
OCF growth 5YN/A