NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:NEXI - IT0005366767 - Common Stock
3.994 EUR
-0.02 (-0.6%)
NEXI gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 58 industry peers in the Financial Services industry. Both the profitability and the financial health of NEXI get a neutral evaluation. Nothing too spectacular is happening here. NEXI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
In the past year NEXI had a positive cash flow from operations.
Of the past 5 years NEXI 4 years were profitable.
Each year in the past 5 years NEXI had a positive operating cash flow.
1.2 Ratios
NEXI has a Return On Assets (0.68%) which is comparable to the rest of the industry.
NEXI has a Return On Equity (1.58%) which is comparable to the rest of the industry.
NEXI has a Return On Invested Capital (1.39%) which is comparable to the rest of the industry.
NEXI had an Average Return On Invested Capital over the past 3 years of 1.03%. This is significantly below the industry average of 9.69%.
The 3 year average ROIC (1.03%) for NEXI is below the current ROIC(1.39%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
NEXI has a Profit Margin (2.85%) which is comparable to the rest of the industry.
NEXI's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 7.08%, NEXI perfoms like the industry average, outperforming 43.10% of the companies in the same industry.
NEXI's Operating Margin has improved in the last couple of years.
NEXI's Gross Margin of 57.47% is in line compared to the rest of the industry. NEXI outperforms 58.62% of its industry peers.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEXI is destroying value.
NEXI has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, NEXI has more shares outstanding
The debt/assets ratio for NEXI has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.17, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
NEXI's Altman-Z score of 1.17 is in line compared to the rest of the industry. NEXI outperforms 44.83% of its industry peers.
The Debt to FCF ratio of NEXI is 10.65, which is on the high side as it means it would take NEXI, 10.65 years of fcf income to pay off all of its debts.
NEXI has a Debt to FCF ratio of 10.65. This is comparable to the rest of the industry: NEXI outperforms 48.28% of its industry peers.
NEXI has a Debt/Equity ratio of 0.53. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
NEXI has a Debt to Equity ratio (0.53) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.17 |
ROIC/WACC0.2
WACC7.07%
2.3 Liquidity
A Current Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
NEXI's Current ratio of 1.68 is fine compared to the rest of the industry. NEXI outperforms 65.52% of its industry peers.
A Quick Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.68, NEXI is doing good in the industry, outperforming 68.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 119.23% over the past year.
The Earnings Per Share has been decreasing by -7.37% on average over the past years.
The Revenue has been growing slightly by 6.48% in the past year.
The Revenue has been growing by 32.10% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
The Earnings Per Share is expected to grow by 13.43% on average over the next years. This is quite good.
The Revenue is expected to grow by 4.34% on average over the next years.
EPS Next Y12.47%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
EPS Next 5Y13.43%
Revenue Next Year2.79%
Revenue Next 2Y2.46%
Revenue Next 3Y2.92%
Revenue Next 5Y4.34%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 26.63, NEXI can be considered very expensive at the moment.
NEXI's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of NEXI to the average of the S&P500 Index (27.19), we can say NEXI is valued inline with the index average.
Based on the Price/Forward Earnings ratio of 5.57, the valuation of NEXI can be described as very cheap.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaply inside the industry as 91.38% of the companies are valued more expensively.
NEXI is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.63 | ||
| Fwd PE | 5.57 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NEXI indicates a somewhat cheap valuation: NEXI is cheaper than 79.31% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, NEXI is valued cheaply inside the industry as 82.76% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.28 | ||
| EV/EBITDA | 6.31 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.13
PEG (5Y)N/A
EPS Next 2Y9.94%
EPS Next 3Y9.91%
5. Dividend
5.1 Amount
NEXI has a Yearly Dividend Yield of 6.22%, which is a nice return.
Compared to an average industry Dividend Yield of 2.02, NEXI pays a better dividend. On top of this NEXI pays more dividend than 91.38% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.90, NEXI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.22% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
BIT:NEXI (1/9/2026, 7:00:00 PM)
3.994
-0.02 (-0.6%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners21.75%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.68B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts76.36
Price Target5.67 (41.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.22% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.57%
PT rev (3m)-19.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.19%
EPS NY rev (3m)0.49%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.63 | ||
| Fwd PE | 5.57 | ||
| P/S | 0.8 | ||
| P/FCF | 7.28 | ||
| P/OCF | 4.38 | ||
| P/B | 0.44 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.31 |
EPS(TTM)0.15
EY3.76%
EPS(NY)0.72
Fwd EY17.95%
FCF(TTM)0.55
FCFY13.74%
OCF(TTM)0.91
OCFY22.84%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)2.13
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.17 |
F-Score7
WACC7.07%
ROIC/WACC0.2
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y12.47%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
EPS Next 5Y13.43%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y2.46%
Revenue Next 3Y2.92%
Revenue Next 5Y4.34%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year52.94%
EBIT Next 3Y20.92%
EBIT Next 5Y14.74%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status for NEXI stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 26.63 and the Price/Book (PB) ratio is 0.44.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.