NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - BIT:NEXI - IT0005366767 - Common Stock
4.734 EUR
+0.05 (+1.13%)
Taking everything into account, NEXI scores 5 out of 10 in our fundamental rating. NEXI was compared to 51 industry peers in the Financial Services industry. There are concerns on the financial health of NEXI while its profitability can be described as average. NEXI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year NEXI was profitable.
In the past year NEXI had a positive cash flow from operations.
Of the past 5 years NEXI 4 years were profitable.
NEXI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
NEXI has a Return On Assets (0.68%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 1.58%, NEXI is in line with its industry, outperforming 48.00% of the companies in the same industry.
NEXI has a Return On Invested Capital (1.41%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for NEXI is significantly below the industry average of 8.73%.
The 3 year average ROIC (1.03%) for NEXI is below the current ROIC(1.41%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.41% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
NEXI has a Profit Margin (2.85%) which is comparable to the rest of the industry.
NEXI's Profit Margin has declined in the last couple of years.
NEXI has a Operating Margin of 7.08%. This is comparable to the rest of the industry: NEXI outperforms 46.00% of its industry peers.
NEXI's Operating Margin has improved in the last couple of years.
NEXI has a Gross Margin of 57.47%. This is comparable to the rest of the industry: NEXI outperforms 60.00% of its industry peers.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEXI is destroying value.
NEXI has less shares outstanding than it did 1 year ago.
NEXI has more shares outstanding than it did 5 years ago.
NEXI has a better debt/assets ratio than last year.
2.2 Solvency
NEXI has an Altman-Z score of 1.20. This is a bad value and indicates that NEXI is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.20, NEXI is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
The Debt to FCF ratio of NEXI is 11.03, which is on the high side as it means it would take NEXI, 11.03 years of fcf income to pay off all of its debts.
NEXI's Debt to FCF ratio of 11.03 is in line compared to the rest of the industry. NEXI outperforms 50.00% of its industry peers.
NEXI has a Debt/Equity ratio of 0.54. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
NEXI has a Debt to Equity ratio (0.54) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Altman-Z | 1.2 |
ROIC/WACC0.2
WACC7.01%
2.3 Liquidity
NEXI has a Current Ratio of 1.55. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
NEXI's Current ratio of 1.55 is in line compared to the rest of the industry. NEXI outperforms 56.00% of its industry peers.
NEXI has a Quick Ratio of 1.55. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of NEXI (1.55) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
The Earnings Per Share has been decreasing by -7.37% on average over the past years.
NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 6.48%.
NEXI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 32.10% yearly.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
Based on estimates for the next years, NEXI will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.50% on average per year.
The Revenue is expected to grow by 4.27% on average over the next years.
EPS Next Y11.93%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
EPS Next 5Y13.5%
Revenue Next Year2.79%
Revenue Next 2Y3.3%
Revenue Next 3Y3.73%
Revenue Next 5Y4.27%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 31.56, the valuation of NEXI can be described as expensive.
The rest of the industry has a similar Price/Earnings ratio as NEXI.
When comparing the Price/Earnings ratio of NEXI to the average of the S&P500 Index (26.91), we can say NEXI is valued inline with the index average.
With a Price/Forward Earnings ratio of 6.34, the valuation of NEXI can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NEXI indicates a rather cheap valuation: NEXI is cheaper than 88.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.92, NEXI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.56 | ||
| Fwd PE | 6.34 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NEXI is valued a bit cheaper than the industry average as 74.00% of the companies are valued more expensively.
80.00% of the companies in the same industry are more expensive than NEXI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.63 | ||
| EV/EBITDA | 7.1 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.65
PEG (5Y)N/A
EPS Next 2Y12.2%
EPS Next 3Y11.3%
5. Dividend
5.1 Amount
NEXI has a Yearly Dividend Yield of 5.34%, which is a nice return.
NEXI's Dividend Yield is rather good when compared to the industry average which is at 3.57. NEXI pays more dividend than 88.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, NEXI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.34% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
BIT:NEXI (10/24/2025, 7:00:00 PM)
4.734
+0.05 (+1.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners18.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.55B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts78.18
Price Target7.09 (49.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.34% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.07%
EPS NY rev (3m)-3.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-0.46%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.56 | ||
| Fwd PE | 6.34 | ||
| P/S | 0.94 | ||
| P/FCF | 8.63 | ||
| P/OCF | 5.19 | ||
| P/B | 0.52 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.1 |
EPS(TTM)0.15
EY3.17%
EPS(NY)0.75
Fwd EY15.77%
FCF(TTM)0.55
FCFY11.59%
OCF(TTM)0.91
OCFY19.27%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)2.65
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.87% | ||
| ROIC | 1.41% | ||
| ROICexc | 1.63% | ||
| ROICexgc | 10.92% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 | ||
| Altman-Z | 1.2 |
F-Score7
WACC7.01%
ROIC/WACC0.2
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y11.93%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
EPS Next 5Y13.5%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y3.3%
Revenue Next 3Y3.73%
Revenue Next 5Y4.27%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year54.05%
EBIT Next 3Y20.09%
EBIT Next 5Y14.82%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 31.56 and the Price/Book (PB) ratio is 0.52.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.