NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:NEXI - IT0005366767 - Common Stock
3.861 EUR
+0.07 (+1.82%)
Taking everything into account, NEXI scores 5 out of 10 in our fundamental rating. NEXI was compared to 53 industry peers in the Financial Services industry. NEXI has an average financial health and profitability rating. NEXI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year NEXI was profitable.
In the past year NEXI had a positive cash flow from operations.
NEXI had positive earnings in 4 of the past 5 years.
Each year in the past 5 years NEXI had a positive operating cash flow.
1.2 Ratios
The Return On Assets of NEXI (0.68%) is comparable to the rest of the industry.
NEXI's Return On Equity of 1.58% is in line compared to the rest of the industry. NEXI outperforms 50.94% of its industry peers.
NEXI's Return On Invested Capital of 1.39% is in line compared to the rest of the industry. NEXI outperforms 47.17% of its industry peers.
The Average Return On Invested Capital over the past 3 years for NEXI is significantly below the industry average of 8.46%.
The last Return On Invested Capital (1.39%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
NEXI has a Profit Margin (2.85%) which is in line with its industry peers.
NEXI's Profit Margin has declined in the last couple of years.
NEXI has a Operating Margin (7.08%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of NEXI has grown nicely.
Looking at the Gross Margin, with a value of 57.47%, NEXI is in the better half of the industry, outperforming 62.26% of the companies in the same industry.
NEXI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEXI is destroying value.
Compared to 1 year ago, NEXI has less shares outstanding
NEXI has more shares outstanding than it did 5 years ago.
NEXI has a better debt/assets ratio than last year.
2.2 Solvency
NEXI has an Altman-Z score of 1.16. This is a bad value and indicates that NEXI is not financially healthy and even has some risk of bankruptcy.
NEXI's Altman-Z score of 1.16 is in line compared to the rest of the industry. NEXI outperforms 45.28% of its industry peers.
The Debt to FCF ratio of NEXI is 10.65, which is on the high side as it means it would take NEXI, 10.65 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 10.65, NEXI is in line with its industry, outperforming 54.72% of the companies in the same industry.
NEXI has a Debt/Equity ratio of 0.53. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
NEXI has a Debt to Equity ratio (0.53) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.16 |
ROIC/WACC0.21
WACC6.7%
2.3 Liquidity
A Current Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
NEXI has a Current ratio of 1.68. This is in the better half of the industry: NEXI outperforms 66.04% of its industry peers.
A Quick Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
NEXI has a better Quick ratio (1.68) than 71.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 119.23% over the past year.
NEXI shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.37% yearly.
The Revenue has been growing slightly by 6.48% in the past year.
NEXI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 32.10% yearly.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
The Earnings Per Share is expected to grow by 13.94% on average over the next years. This is quite good.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 3.53% on average per year.
EPS Next Y13.61%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
EPS Next 5Y13.94%
Revenue Next Year2.56%
Revenue Next 2Y3.02%
Revenue Next 3Y3.45%
Revenue Next 5Y3.53%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 25.74, which means the current valuation is very expensive for NEXI.
NEXI's Price/Earnings is on the same level as the industry average.
NEXI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.47.
With a Price/Forward Earnings ratio of 5.25, the valuation of NEXI can be described as very cheap.
88.68% of the companies in the same industry are more expensive than NEXI, based on the Price/Forward Earnings ratio.
NEXI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.74 | ||
| Fwd PE | 5.25 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NEXI is valued a bit cheaper than 73.58% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NEXI is valued a bit cheaper than the industry average as 79.25% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.04 | ||
| EV/EBITDA | 6.14 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)1.89
PEG (5Y)N/A
EPS Next 2Y11.41%
EPS Next 3Y10.78%
5. Dividend
5.1 Amount
NEXI has a Yearly Dividend Yield of 6.68%, which is a nice return.
The stock price of NEXI dropped by -32.21% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
NEXI's Dividend Yield is rather good when compared to the industry average which is at 3.54. NEXI pays more dividend than 92.45% of the companies in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.68% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
BIT:NEXI (11/24/2025, 4:11:17 PM)
3.861
+0.07 (+1.82%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners18.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.53B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts77.27
Price Target5.95 (54.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.68% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-16.06%
PT rev (3m)-15.24%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.5%
EPS NY rev (3m)1.58%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)-0.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.74 | ||
| Fwd PE | 5.25 | ||
| P/S | 0.77 | ||
| P/FCF | 7.04 | ||
| P/OCF | 4.23 | ||
| P/B | 0.43 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.14 |
EPS(TTM)0.15
EY3.89%
EPS(NY)0.74
Fwd EY19.06%
FCF(TTM)0.55
FCFY14.21%
OCF(TTM)0.91
OCFY23.63%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)1.89
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.16 |
F-Score7
WACC6.7%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y13.61%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
EPS Next 5Y13.94%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.56%
Revenue Next 2Y3.02%
Revenue Next 3Y3.45%
Revenue Next 5Y3.53%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year54.05%
EBIT Next 3Y20.09%
EBIT Next 5Y15.25%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 25.74 and the Price/Book (PB) ratio is 0.43.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.