NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:NEXI - IT0005366767 - Common Stock
4.034 EUR
-0.02 (-0.4%)
We assign a fundamental rating of 5 out of 10 to NEXI. NEXI was compared to 57 industry peers in the Financial Services industry. NEXI has only an average score on both its financial health and profitability. NEXI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year NEXI was profitable.
NEXI had a positive operating cash flow in the past year.
Of the past 5 years NEXI 4 years were profitable.
In the past 5 years NEXI always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.68%, NEXI is in line with its industry, outperforming 42.11% of the companies in the same industry.
NEXI's Return On Equity of 1.58% is in line compared to the rest of the industry. NEXI outperforms 43.86% of its industry peers.
With a Return On Invested Capital value of 1.39%, NEXI is not doing good in the industry: 61.40% of the companies in the same industry are doing better.
Measured over the past 3 years, the Average Return On Invested Capital for NEXI is significantly below the industry average of 11.23%.
The 3 year average ROIC (1.03%) for NEXI is below the current ROIC(1.39%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
Looking at the Profit Margin, with a value of 2.85%, NEXI is in line with its industry, outperforming 42.11% of the companies in the same industry.
NEXI's Profit Margin has declined in the last couple of years.
NEXI has a Operating Margin of 7.08%. This is comparable to the rest of the industry: NEXI outperforms 43.86% of its industry peers.
In the last couple of years the Operating Margin of NEXI has grown nicely.
Looking at the Gross Margin, with a value of 57.47%, NEXI is in line with its industry, outperforming 56.14% of the companies in the same industry.
NEXI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
NEXI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
NEXI has less shares outstanding than it did 1 year ago.
NEXI has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, NEXI has an improved debt to assets ratio.
2.2 Solvency
NEXI has an Altman-Z score of 1.17. This is a bad value and indicates that NEXI is not financially healthy and even has some risk of bankruptcy.
NEXI's Altman-Z score of 1.17 is in line compared to the rest of the industry. NEXI outperforms 43.86% of its industry peers.
NEXI has a debt to FCF ratio of 10.65. This is a negative value and a sign of low solvency as NEXI would need 10.65 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 10.65, NEXI is in line with its industry, outperforming 45.61% of the companies in the same industry.
NEXI has a Debt/Equity ratio of 0.53. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
The Debt to Equity ratio of NEXI (0.53) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.17 |
ROIC/WACC0.19
WACC7.23%
2.3 Liquidity
NEXI has a Current Ratio of 1.68. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.68, NEXI is doing good in the industry, outperforming 64.91% of the companies in the same industry.
A Quick Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.68, NEXI is in the better half of the industry, outperforming 70.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
Measured over the past years, NEXI shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.37% on average per year.
The Revenue has been growing slightly by 6.48% in the past year.
Measured over the past years, NEXI shows a very strong growth in Revenue. The Revenue has been growing by 32.10% on average per year.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
The Earnings Per Share is expected to grow by 13.76% on average over the next years. This is quite good.
The Revenue is expected to grow by 4.64% on average over the next years.
EPS Next Y12.69%
EPS Next 2Y9.94%
EPS Next 3Y9.49%
EPS Next 5Y13.76%
Revenue Next Year2.79%
Revenue Next 2Y2.48%
Revenue Next 3Y2.96%
Revenue Next 5Y4.64%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 26.89 indicates a quite expensive valuation of NEXI.
Compared to the rest of the industry, the Price/Earnings ratio of NEXI is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.55. NEXI is around the same levels.
The Price/Forward Earnings ratio is 5.63, which indicates a rather cheap valuation of NEXI.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaper than 89.47% of the companies in the same industry.
NEXI is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.78, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.89 | ||
| Fwd PE | 5.63 |
4.2 Price Multiples
NEXI's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 77.19% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NEXI is valued cheaply inside the industry as 80.70% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.35 | ||
| EV/EBITDA | 6.36 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.12
PEG (5Y)N/A
EPS Next 2Y9.94%
EPS Next 3Y9.49%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.14%, NEXI is a good candidate for dividend investing.
NEXI's Dividend Yield is rather good when compared to the industry average which is at 1.97. NEXI pays more dividend than 91.23% of the companies in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.14% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y9.94%
EPS Next 3Y9.49%
BIT:NEXI (12/16/2025, 9:02:50 AM)
4.034
-0.02 (-0.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners21.12%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.73B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts75.24
Price Target5.88 (45.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.14% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10.87%
PT rev (3m)-16.96%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.81%
EPS NY rev (3m)0.75%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)-0.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.89 | ||
| Fwd PE | 5.63 | ||
| P/S | 0.8 | ||
| P/FCF | 7.35 | ||
| P/OCF | 4.42 | ||
| P/B | 0.45 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.36 |
EPS(TTM)0.15
EY3.72%
EPS(NY)0.72
Fwd EY17.77%
FCF(TTM)0.55
FCFY13.6%
OCF(TTM)0.91
OCFY22.61%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)2.12
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.17 |
F-Score7
WACC7.23%
ROIC/WACC0.19
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y12.69%
EPS Next 2Y9.94%
EPS Next 3Y9.49%
EPS Next 5Y13.76%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y2.48%
Revenue Next 3Y2.96%
Revenue Next 5Y4.64%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year53.1%
EBIT Next 3Y21%
EBIT Next 5Y15.08%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 4 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 26.89 and the Price/Book (PB) ratio is 0.45.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.