NEXI SPA (NEXI.MI) Stock Fundamental Analysis
BIT:NEXI - Borsa Italiana Milan - IT0005366767 - Common Stock - Currency: EUR
Overall NEXI gets a fundamental rating of 2 out of 10. We evaluated NEXI against 50 industry peers in the Financial Services industry. NEXI may be in some trouble as it scores bad on both profitability and health. NEXI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year NEXI has reported negative net income.
NEXI had a positive operating cash flow in the past year.
Of the past 5 years NEXI 4 years were profitable.
NEXI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of NEXI (-3.93%) is worse than 93.18% of its industry peers.
NEXI's Return On Equity of -9.61% is on the low side compared to the rest of the industry. NEXI is outperformed by 90.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.93% | ||
| ROE | -9.61% | ||
| ROIC | N/A |
ROA(3y)-1.04%
ROA(5y)0.29%
ROE(3y)-2.49%
ROE(5y)2.21%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
NEXI's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 57.20%, NEXI perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
NEXI's Gross Margin has declined in the last couple of years.
NEXI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 57.2% |
OM growth 3Y-19.65%
OM growth 5Y-5.83%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.98%
GM growth 5Y-1.81%
2. Health
2.1 Basic Checks
NEXI does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for NEXI remains at a similar level compared to 1 year ago.
NEXI has more shares outstanding than it did 5 years ago.
The debt/assets ratio for NEXI is higher compared to a year ago.
2.2 Solvency
NEXI has an Altman-Z score of 0.56. This is a bad value and indicates that NEXI is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.56, NEXI is not doing good in the industry: 70.45% of the companies in the same industry are doing better.
NEXI has a debt to FCF ratio of 23.79. This is a negative value and a sign of low solvency as NEXI would need 23.79 years to pay back of all of its debts.
NEXI has a Debt to FCF ratio of 23.79. This is in the lower half of the industry: NEXI underperforms 77.27% of its industry peers.
NEXI has a Debt/Equity ratio of 1.04. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.04, NEXI is not doing good in the industry: 68.18% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 23.79 | ||
| Altman-Z | 0.56 |
ROIC/WACCN/A
WACC6.09%
2.3 Liquidity
A Current Ratio of 0.07 indicates that NEXI may have some problems paying its short term obligations.
NEXI has a Current ratio of 0.07. This is amonst the worse of the industry: NEXI underperforms 86.36% of its industry peers.
NEXI has a Quick Ratio of 0.07. This is a bad value and indicates that NEXI is not financially healthy enough and could expect problems in meeting its short term obligations.
NEXI's Quick ratio of 0.06 is on the low side compared to the rest of the industry. NEXI is outperformed by 86.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.07 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
NEXI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -2081.75%.
Looking at the last year, NEXI shows a small growth in Revenue. The Revenue has grown by 5.78% in the last year.
Measured over the past years, NEXI shows a very strong growth in Revenue. The Revenue has been growing by 44.14% on average per year.
EPS 1Y (TTM)-2081.75%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-291.78%
Revenue 1Y (TTM)5.78%
Revenue growth 3Y52.24%
Revenue growth 5Y44.14%
Sales Q2Q%6.29%
3.2 Future
Based on estimates for the next years, NEXI will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.59% on average per year.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 4.78% on average per year.
EPS Next Y6.46%
EPS Next 2Y11.24%
EPS Next 3Y11.84%
EPS Next 5Y14.59%
Revenue Next Year4.94%
Revenue Next 2Y4.94%
Revenue Next 3Y5.33%
Revenue Next 5Y4.78%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for NEXI. In the last year negative earnings were reported.
A Price/Forward Earnings ratio of 6.77 indicates a rather cheap valuation of NEXI.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NEXI indicates a somewhat cheap valuation: NEXI is cheaper than 79.55% of the companies listed in the same industry.
NEXI is valuated cheaply when we compare the Price/Forward Earnings ratio to 92.74, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 6.77 |
4.2 Price Multiples
NEXI's Enterprise Value to EBITDA ratio is in line with the industry average.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of NEXI is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.73 | ||
| EV/EBITDA | 7.81 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y11.24%
EPS Next 3Y11.84%
5. Dividend
5.1 Amount
No dividends for NEXI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NEXI SPA
BIT:NEXI (2/5/2025, 4:35:11 PM)
4.667
-0.12 (-2.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners20.16%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.74B
Analysts80
Price Target7.62 (63.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP-0.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.32%
PT rev (3m)-6.77%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.18%
EPS NY rev (3m)-0.56%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.11%
Revenue NY rev (3m)-0.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 6.77 | ||
| P/S | 1.02 | ||
| P/FCF | 11.73 | ||
| P/OCF | 6.13 | ||
| P/B | 0.52 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.81 |
EPS(TTM)-0.83
EYN/A
EPS(NY)0.69
Fwd EY14.78%
FCF(TTM)0.4
FCFY8.52%
OCF(TTM)0.76
OCFY16.3%
SpS4.59
BVpS9.06
TBVpS-4.26
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.93% | ||
| ROE | -9.61% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 57.2% | ||
| FCFM | 8.67% |
ROA(3y)-1.04%
ROA(5y)0.29%
ROE(3y)-2.49%
ROE(5y)2.21%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.26%
ROCE(5y)2.27%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.65%
OM growth 5Y-5.83%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.98%
GM growth 5Y-1.81%
F-Score5
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 23.79 | ||
| Debt/EBITDA | 9.68 | ||
| Cap/Depr | 20.71% | ||
| Cap/Sales | 7.91% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | 77.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.07 | ||
| Quick Ratio | 0.06 | ||
| Altman-Z | 0.56 |
F-Score5
WACC6.09%
ROIC/WACCN/A
Cap/Depr(3y)52.21%
Cap/Depr(5y)68.22%
Cap/Sales(3y)9.58%
Cap/Sales(5y)9.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2081.75%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-291.78%
EPS Next Y6.46%
EPS Next 2Y11.24%
EPS Next 3Y11.84%
EPS Next 5Y14.59%
Revenue 1Y (TTM)5.78%
Revenue growth 3Y52.24%
Revenue growth 5Y44.14%
Sales Q2Q%6.29%
Revenue Next Year4.94%
Revenue Next 2Y4.94%
Revenue Next 3Y5.33%
Revenue Next 5Y4.78%
EBIT growth 1Y-598.58%
EBIT growth 3Y22.32%
EBIT growth 5Y35.74%
EBIT Next Year39.21%
EBIT Next 3Y18.28%
EBIT Next 5Y12.46%
FCF growth 1Y297.2%
FCF growth 3Y116.24%
FCF growth 5YN/A
OCF growth 1Y81.22%
OCF growth 3Y71.63%
OCF growth 5Y61.98%