NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - BIT:NEXI - IT0005366767 - Common Stock
4.752 EUR
+0.09 (+1.89%)
Taking everything into account, NEXI scores 4 out of 10 in our fundamental rating. NEXI was compared to 46 industry peers in the Financial Services industry. NEXI scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. NEXI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year NEXI was profitable.
In the past year NEXI had a positive cash flow from operations.
NEXI had positive earnings in 4 of the past 5 years.
Each year in the past 5 years NEXI had a positive operating cash flow.
1.2 Ratios
NEXI's Return On Assets of 0.68% is on the low side compared to the rest of the industry. NEXI is outperformed by 63.04% of its industry peers.
The Return On Equity of NEXI (1.58%) is worse than 63.04% of its industry peers.
The Return On Invested Capital of NEXI (1.41%) is worse than 65.22% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for NEXI is significantly below the industry average of 10.06%.
The 3 year average ROIC (1.03%) for NEXI is below the current ROIC(1.41%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.41% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
With a Profit Margin value of 2.85%, NEXI is not doing good in the industry: 63.04% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of NEXI has declined.
Looking at the Operating Margin, with a value of 7.08%, NEXI is doing worse than 63.04% of the companies in the same industry.
In the last couple of years the Operating Margin of NEXI has grown nicely.
NEXI has a Gross Margin of 57.47%. This is comparable to the rest of the industry: NEXI outperforms 54.35% of its industry peers.
NEXI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEXI is destroying value.
The number of shares outstanding for NEXI has been reduced compared to 1 year ago.
Compared to 5 years ago, NEXI has more shares outstanding
NEXI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.21, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
NEXI's Altman-Z score of 1.21 is on the low side compared to the rest of the industry. NEXI is outperformed by 60.87% of its industry peers.
The Debt to FCF ratio of NEXI is 11.03, which is on the high side as it means it would take NEXI, 11.03 years of fcf income to pay off all of its debts.
NEXI has a Debt to FCF ratio (11.03) which is comparable to the rest of the industry.
NEXI has a Debt/Equity ratio of 0.54. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.54, NEXI perfoms like the industry average, outperforming 43.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Altman-Z | 1.21 |
ROIC/WACC0.21
WACC6.73%
2.3 Liquidity
A Current Ratio of 1.55 indicates that NEXI should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.55, NEXI is in the better half of the industry, outperforming 63.04% of the companies in the same industry.
A Quick Ratio of 1.55 indicates that NEXI should not have too much problems paying its short term obligations.
NEXI has a Quick ratio of 1.55. This is in the better half of the industry: NEXI outperforms 65.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
The Earnings Per Share has been decreasing by -7.37% on average over the past years.
NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 6.48%.
Measured over the past years, NEXI shows a very strong growth in Revenue. The Revenue has been growing by 32.10% on average per year.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
The Earnings Per Share is expected to grow by 13.60% on average over the next years. This is quite good.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 4.36% on average per year.
EPS Next Y11.85%
EPS Next 2Y12.44%
EPS Next 3Y11.93%
EPS Next 5Y13.6%
Revenue Next Year2.82%
Revenue Next 2Y3.39%
Revenue Next 3Y3.81%
Revenue Next 5Y4.36%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
NEXI is valuated quite expensively with a Price/Earnings ratio of 31.68.
Compared to the rest of the industry, the Price/Earnings ratio of NEXI is on the same level as its industry peers.
When comparing the Price/Earnings ratio of NEXI to the average of the S&P500 Index (27.20), we can say NEXI is valued inline with the index average.
NEXI is valuated cheaply with a Price/Forward Earnings ratio of 6.34.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaply inside the industry as 86.96% of the companies are valued more expensively.
NEXI is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.71, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.68 | ||
| Fwd PE | 6.34 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NEXI is valued a bit cheaper than 67.39% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NEXI is valued a bit cheaper than the industry average as 73.91% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.09 | ||
| EV/EBITDA | 7.29 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.67
PEG (5Y)N/A
EPS Next 2Y12.44%
EPS Next 3Y11.93%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.36%, NEXI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.73, NEXI pays a better dividend. On top of this NEXI pays more dividend than 84.78% of the companies listed in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.36% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
187.58% of the earnings are spent on dividend by NEXI. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y12.44%
EPS Next 3Y11.93%
BIT:NEXI (9/17/2025, 5:35:30 PM)
4.752
+0.09 (+1.89%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners16.17%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.85B
Analysts78.18
Price Target7.09 (49.2%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.36% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.77%
PT rev (3m)0.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.74%
EPS NY rev (3m)-3.74%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.05%
Revenue NY rev (3m)-0.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.68 | ||
| Fwd PE | 6.34 | ||
| P/S | 0.99 | ||
| P/FCF | 9.09 | ||
| P/OCF | 5.46 | ||
| P/B | 0.55 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.29 |
EPS(TTM)0.15
EY3.16%
EPS(NY)0.75
Fwd EY15.78%
FCF(TTM)0.52
FCFY11.01%
OCF(TTM)0.87
OCFY18.3%
SpS4.78
BVpS8.6
TBVpS-4.38
PEG (NY)2.67
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.87% | ||
| ROIC | 1.41% | ||
| ROICexc | 1.63% | ||
| ROICexgc | 10.92% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexcg growth 3Y85.42%
ROICexcg growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 | ||
| Altman-Z | 1.21 |
F-Score7
WACC6.73%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y11.85%
EPS Next 2Y12.44%
EPS Next 3Y11.93%
EPS Next 5Y13.6%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.82%
Revenue Next 2Y3.39%
Revenue Next 3Y3.81%
Revenue Next 5Y4.36%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year55.56%
EBIT Next 3Y21.2%
EBIT Next 5Y14.92%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%