NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:NEXI - IT0005366767 - Common Stock
3.726 EUR
-0.06 (-1.48%)
Overall NEXI gets a fundamental rating of 5 out of 10. We evaluated NEXI against 58 industry peers in the Financial Services industry. NEXI has only an average score on both its financial health and profitability. NEXI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- NEXI had positive earnings in the past year.
- NEXI had a positive operating cash flow in the past year.
- Of the past 5 years NEXI 4 years were profitable.
- In the past 5 years NEXI always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of 0.68%, NEXI perfoms like the industry average, outperforming 43.10% of the companies in the same industry.
- With a Return On Equity value of 1.58%, NEXI perfoms like the industry average, outperforming 46.55% of the companies in the same industry.
- The Return On Invested Capital of NEXI (1.39%) is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for NEXI is significantly below the industry average of 8.80%.
- The 3 year average ROIC (1.03%) for NEXI is below the current ROIC(1.39%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
- With a Profit Margin value of 2.85%, NEXI perfoms like the industry average, outperforming 43.10% of the companies in the same industry.
- In the last couple of years the Profit Margin of NEXI has declined.
- NEXI has a Operating Margin (7.08%) which is comparable to the rest of the industry.
- NEXI's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 57.47%, NEXI is in line with its industry, outperforming 56.90% of the companies in the same industry.
- In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), NEXI is destroying value.
- Compared to 1 year ago, NEXI has less shares outstanding
- Compared to 5 years ago, NEXI has more shares outstanding
- Compared to 1 year ago, NEXI has an improved debt to assets ratio.
2.2 Solvency
- NEXI has an Altman-Z score of 1.16. This is a bad value and indicates that NEXI is not financially healthy and even has some risk of bankruptcy.
- NEXI's Altman-Z score of 1.16 is in line compared to the rest of the industry. NEXI outperforms 44.83% of its industry peers.
- The Debt to FCF ratio of NEXI is 10.65, which is on the high side as it means it would take NEXI, 10.65 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 10.65, NEXI perfoms like the industry average, outperforming 48.28% of the companies in the same industry.
- NEXI has a Debt/Equity ratio of 0.53. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.53, NEXI is in line with its industry, outperforming 48.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.16 |
ROIC/WACC0.2
WACC6.98%
2.3 Liquidity
- A Current Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
- The Current ratio of NEXI (1.68) is better than 65.52% of its industry peers.
- A Quick Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
- The Quick ratio of NEXI (1.68) is better than 68.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
- NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
- The Earnings Per Share has been decreasing by -7.37% on average over the past years.
- Looking at the last year, NEXI shows a small growth in Revenue. The Revenue has grown by 6.48% in the last year.
- Measured over the past years, NEXI shows a very strong growth in Revenue. The Revenue has been growing by 32.10% on average per year.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
- Based on estimates for the next years, NEXI will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.43% on average per year.
- NEXI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.34% yearly.
EPS Next Y12.47%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
EPS Next 5Y13.43%
Revenue Next Year2.79%
Revenue Next 2Y2.46%
Revenue Next 3Y2.92%
Revenue Next 5Y4.34%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 24.84, NEXI is valued on the expensive side.
- The rest of the industry has a similar Price/Earnings ratio as NEXI.
- Compared to an average S&P500 Price/Earnings ratio of 27.54, NEXI is valued at the same level.
- With a Price/Forward Earnings ratio of 5.20, the valuation of NEXI can be described as very cheap.
- Based on the Price/Forward Earnings ratio, NEXI is valued cheaper than 91.38% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.31. NEXI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.84 | ||
| Fwd PE | 5.2 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, NEXI is valued a bit cheaper than 79.31% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, NEXI is valued cheaply inside the industry as 82.76% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.79 | ||
| EV/EBITDA | 6.13 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.99
PEG (5Y)N/A
EPS Next 2Y9.94%
EPS Next 3Y9.91%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.22%, NEXI is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 1.97, NEXI pays a better dividend. On top of this NEXI pays more dividend than 91.38% of the companies listed in the same industry.
- NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.22% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
BIT:NEXI (1/16/2026, 1:11:00 PM)
3.726
-0.06 (-1.48%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-04 2025-11-04
Earnings (Next)02-05 2026-02-05/amc
Inst Owners21.75%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.37B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts76.36
Price Target5.67 (52.17%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.22% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.57%
PT rev (3m)-19.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.19%
EPS NY rev (3m)0.49%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.84 | ||
| Fwd PE | 5.2 | ||
| P/S | 0.74 | ||
| P/FCF | 6.79 | ||
| P/OCF | 4.08 | ||
| P/B | 0.41 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.13 |
EPS(TTM)0.15
EY4.03%
EPS(NY)0.72
Fwd EY19.24%
FCF(TTM)0.55
FCFY14.73%
OCF(TTM)0.91
OCFY24.48%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)1.99
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.16 |
F-Score7
WACC6.98%
ROIC/WACC0.2
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y12.47%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
EPS Next 5Y13.43%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y2.46%
Revenue Next 3Y2.92%
Revenue Next 5Y4.34%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year52.94%
EBIT Next 3Y20.92%
EBIT Next 5Y14.74%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status for NEXI stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 24.84 and the Price/Book (PB) ratio is 0.41.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.