NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:NEXI - IT0005366767 - Common Stock
4.107 EUR
+0.08 (+1.91%)
Taking everything into account, NEXI scores 5 out of 10 in our fundamental rating. NEXI was compared to 59 industry peers in the Financial Services industry. Both the profitability and the financial health of NEXI get a neutral evaluation. Nothing too spectacular is happening here. NEXI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year NEXI was profitable.
In the past year NEXI had a positive cash flow from operations.
NEXI had positive earnings in 4 of the past 5 years.
NEXI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of NEXI (0.68%) is comparable to the rest of the industry.
NEXI's Return On Equity of 1.58% is in line compared to the rest of the industry. NEXI outperforms 45.76% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.39%, NEXI is in line with its industry, outperforming 42.37% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for NEXI is significantly below the industry average of 9.75%.
The last Return On Invested Capital (1.39%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
NEXI has a Profit Margin of 2.85%. This is comparable to the rest of the industry: NEXI outperforms 44.07% of its industry peers.
NEXI's Profit Margin has declined in the last couple of years.
NEXI has a Operating Margin (7.08%) which is in line with its industry peers.
NEXI's Operating Margin has improved in the last couple of years.
NEXI's Gross Margin of 57.47% is in line compared to the rest of the industry. NEXI outperforms 55.93% of its industry peers.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
NEXI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for NEXI has been reduced compared to 1 year ago.
The number of shares outstanding for NEXI has been increased compared to 5 years ago.
The debt/assets ratio for NEXI has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.17, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 1.17, NEXI perfoms like the industry average, outperforming 47.46% of the companies in the same industry.
The Debt to FCF ratio of NEXI is 10.65, which is on the high side as it means it would take NEXI, 10.65 years of fcf income to pay off all of its debts.
NEXI's Debt to FCF ratio of 10.65 is in line compared to the rest of the industry. NEXI outperforms 49.15% of its industry peers.
NEXI has a Debt/Equity ratio of 0.53. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.53, NEXI is in line with its industry, outperforming 50.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.17 |
ROIC/WACC0.21
WACC6.78%
2.3 Liquidity
A Current Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
NEXI's Current ratio of 1.68 is fine compared to the rest of the industry. NEXI outperforms 67.80% of its industry peers.
NEXI has a Quick Ratio of 1.68. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
NEXI has a Quick ratio of 1.68. This is in the better half of the industry: NEXI outperforms 72.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 119.23% over the past year.
Measured over the past years, NEXI shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.37% on average per year.
The Revenue has been growing slightly by 6.48% in the past year.
NEXI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 32.10% yearly.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
NEXI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.76% yearly.
The Revenue is expected to grow by 4.64% on average over the next years.
EPS Next Y12.69%
EPS Next 2Y9.94%
EPS Next 3Y9.49%
EPS Next 5Y13.76%
Revenue Next Year2.79%
Revenue Next 2Y2.48%
Revenue Next 3Y2.96%
Revenue Next 5Y4.64%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 27.38, which means the current valuation is very expensive for NEXI.
The rest of the industry has a similar Price/Earnings ratio as NEXI.
When comparing the Price/Earnings ratio of NEXI to the average of the S&P500 Index (26.61), we can say NEXI is valued inline with the index average.
A Price/Forward Earnings ratio of 5.73 indicates a rather cheap valuation of NEXI.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaper than 89.83% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 24.01. NEXI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.38 | ||
| Fwd PE | 5.73 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NEXI indicates a somewhat cheap valuation: NEXI is cheaper than 77.97% of the companies listed in the same industry.
NEXI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. NEXI is cheaper than 83.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.48 | ||
| EV/EBITDA | 6.35 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.16
PEG (5Y)N/A
EPS Next 2Y9.94%
EPS Next 3Y9.49%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.20%, NEXI is a good candidate for dividend investing.
NEXI's Dividend Yield is rather good when compared to the industry average which is at 2.01. NEXI pays more dividend than 91.53% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, NEXI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.2% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y9.94%
EPS Next 3Y9.49%
BIT:NEXI (12/22/2025, 7:00:00 PM)
4.107
+0.08 (+1.91%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners21.12%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.82B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts75.24
Price Target5.88 (43.17%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.2% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10.87%
PT rev (3m)-16.96%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.81%
EPS NY rev (3m)0.75%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)-0.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.38 | ||
| Fwd PE | 5.73 | ||
| P/S | 0.82 | ||
| P/FCF | 7.48 | ||
| P/OCF | 4.5 | ||
| P/B | 0.46 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.35 |
EPS(TTM)0.15
EY3.65%
EPS(NY)0.72
Fwd EY17.45%
FCF(TTM)0.55
FCFY13.36%
OCF(TTM)0.91
OCFY22.21%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)2.16
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.17 |
F-Score7
WACC6.78%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y12.69%
EPS Next 2Y9.94%
EPS Next 3Y9.49%
EPS Next 5Y13.76%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y2.48%
Revenue Next 3Y2.96%
Revenue Next 5Y4.64%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year53.1%
EBIT Next 3Y21%
EBIT Next 5Y15.08%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 27.38 and the Price/Book (PB) ratio is 0.46.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.