NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - BIT:NEXI - IT0005366767 - Common Stock
3.877 EUR
-0.07 (-1.85%)
We assign a fundamental rating of 5 out of 10 to NEXI. NEXI was compared to 52 industry peers in the Financial Services industry. Both the profitability and the financial health of NEXI get a neutral evaluation. Nothing too spectacular is happening here. NEXI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
In the past year NEXI had a positive cash flow from operations.
NEXI had positive earnings in 4 of the past 5 years.
In the past 5 years NEXI always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 0.68%, NEXI perfoms like the industry average, outperforming 46.15% of the companies in the same industry.
NEXI has a Return On Equity (1.58%) which is in line with its industry peers.
NEXI's Return On Invested Capital of 1.39% is in line compared to the rest of the industry. NEXI outperforms 42.31% of its industry peers.
NEXI had an Average Return On Invested Capital over the past 3 years of 1.03%. This is significantly below the industry average of 9.75%.
The last Return On Invested Capital (1.39%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
NEXI has a Profit Margin of 2.85%. This is comparable to the rest of the industry: NEXI outperforms 48.08% of its industry peers.
NEXI's Profit Margin has declined in the last couple of years.
NEXI has a Operating Margin of 7.08%. This is comparable to the rest of the industry: NEXI outperforms 50.00% of its industry peers.
NEXI's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 57.47%, NEXI perfoms like the industry average, outperforming 59.62% of the companies in the same industry.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
NEXI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
NEXI has less shares outstanding than it did 1 year ago.
The number of shares outstanding for NEXI has been increased compared to 5 years ago.
The debt/assets ratio for NEXI has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.17, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
NEXI's Altman-Z score of 1.17 is in line compared to the rest of the industry. NEXI outperforms 42.31% of its industry peers.
NEXI has a debt to FCF ratio of 10.65. This is a negative value and a sign of low solvency as NEXI would need 10.65 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 10.65, NEXI is in line with its industry, outperforming 50.00% of the companies in the same industry.
NEXI has a Debt/Equity ratio of 0.53. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
NEXI has a Debt to Equity ratio (0.53) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.17 |
ROIC/WACC0.21
WACC6.78%
2.3 Liquidity
NEXI has a Current Ratio of 1.68. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
NEXI has a Current ratio of 1.68. This is in the better half of the industry: NEXI outperforms 63.46% of its industry peers.
A Quick Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
The Quick ratio of NEXI (1.68) is better than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
Measured over the past years, NEXI shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.37% on average per year.
The Revenue has been growing slightly by 6.48% in the past year.
The Revenue has been growing by 32.10% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
Based on estimates for the next years, NEXI will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.94% on average per year.
The Revenue is expected to grow by 3.53% on average over the next years.
EPS Next Y13.61%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
EPS Next 5Y13.94%
Revenue Next Year2.56%
Revenue Next 2Y3.02%
Revenue Next 3Y3.45%
Revenue Next 5Y3.53%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 25.85, which means the current valuation is very expensive for NEXI.
Compared to the rest of the industry, the Price/Earnings ratio of NEXI is on the same level as its industry peers.
NEXI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.51.
A Price/Forward Earnings ratio of 5.27 indicates a rather cheap valuation of NEXI.
NEXI's Price/Forward Earnings ratio is rather cheap when compared to the industry. NEXI is cheaper than 88.46% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.98, NEXI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.85 | ||
| Fwd PE | 5.27 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NEXI is valued a bit cheaper than 75.00% of the companies in the same industry.
78.85% of the companies in the same industry are more expensive than NEXI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.06 | ||
| EV/EBITDA | 6.28 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)1.9
PEG (5Y)N/A
EPS Next 2Y11.41%
EPS Next 3Y10.78%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.07%, NEXI is a good candidate for dividend investing.
In the last 3 months the price of NEXI has falen by -30.69%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
NEXI's Dividend Yield is rather good when compared to the industry average which is at 3.37. NEXI pays more dividend than 90.38% of the companies in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.07% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
BIT:NEXI (11/18/2025, 7:00:00 PM)
3.877
-0.07 (-1.85%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners18.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.55B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts77.27
Price Target6.6 (70.23%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.07% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-6.83%
PT rev (3m)-6.11%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.5%
EPS NY rev (3m)-2.22%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)-0.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.85 | ||
| Fwd PE | 5.27 | ||
| P/S | 0.77 | ||
| P/FCF | 7.06 | ||
| P/OCF | 4.25 | ||
| P/B | 0.43 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.28 |
EPS(TTM)0.15
EY3.87%
EPS(NY)0.74
Fwd EY18.99%
FCF(TTM)0.55
FCFY14.15%
OCF(TTM)0.91
OCFY23.53%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)1.9
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.17 |
F-Score7
WACC6.78%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y13.61%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
EPS Next 5Y13.94%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.56%
Revenue Next 2Y3.02%
Revenue Next 3Y3.45%
Revenue Next 5Y3.53%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year54.05%
EBIT Next 3Y20.09%
EBIT Next 5Y15.25%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 25.85 and the Price/Book (PB) ratio is 0.43.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.