NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) Fundamental Analysis & Valuation

NASDAQ:NEWTG • US6525268800

Current stock price

25.0085 USD
-0.01 (-0.04%)
Last:

This NEWTG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. NEWTG Profitability Analysis

1.1 Basic Checks

  • In the past year NEWTG was profitable.
  • NEWTG had a negative operating cash flow in the past year.
  • NEWTG had positive earnings in each of the past 5 years.
  • NEWTG had negative operating cash flow in 4 of the past 5 years.
NEWTG Yearly Net Income VS EBIT VS OCF VS FCFNEWTG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M

1.2 Ratios

  • The Return On Assets of NEWTG (2.12%) is comparable to the rest of the industry.
  • NEWTG has a better Return On Equity (14.63%) than 77.00% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 4.06%, NEWTG is in line with its industry, outperforming 60.00% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for NEWTG is below the industry average of 8.06%.
  • The 3 year average ROIC (3.79%) for NEWTG is below the current ROIC(4.06%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.12%
ROE 14.63%
ROIC 4.06%
ROA(3y)2.57%
ROA(5y)3.78%
ROE(3y)16.56%
ROE(5y)15.82%
ROIC(3y)3.79%
ROIC(5y)5.19%
NEWTG Yearly ROA, ROE, ROICNEWTG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • NEWTG has a better Profit Margin (18.80%) than 76.00% of its industry peers.
  • In the last couple of years the Profit Margin of NEWTG has declined.
  • Looking at the Operating Margin, with a value of 46.39%, NEWTG belongs to the top of the industry, outperforming 84.00% of the companies in the same industry.
  • NEWTG's Operating Margin has declined in the last couple of years.
  • With an excellent Gross Margin value of 94.25%, NEWTG belongs to the best of the industry, outperforming 97.00% of the companies in the same industry.
Industry RankSector Rank
OM 46.39%
PM (TTM) 18.8%
GM 94.25%
OM growth 3Y-4.87%
OM growth 5Y-4.75%
PM growth 3Y-5.91%
PM growth 5Y-10.33%
GM growth 3YN/A
GM growth 5YN/A
NEWTG Yearly Profit, Operating, Gross MarginsNEWTG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. NEWTG Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEWTG is destroying value.
  • NEWTG has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, NEWTG has more shares outstanding
  • NEWTG has about the same debt/assets ratio as last year.
NEWTG Yearly Shares OutstandingNEWTG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
NEWTG Yearly Total Debt VS Total AssetsNEWTG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • Based on the Altman-Z score of -0.01, we must say that NEWTG is in the distress zone and has some risk of bankruptcy.
  • NEWTG has a Altman-Z score of -0.01. This is in the lower half of the industry: NEWTG underperforms 62.00% of its industry peers.
  • A Debt/Equity ratio of 5.63 is on the high side and indicates that NEWTG has dependencies on debt financing.
  • NEWTG has a Debt to Equity ratio of 5.63. This is amonst the worse of the industry: NEWTG underperforms 80.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 5.63
Debt/FCF N/A
Altman-Z -0.01
ROIC/WACC0.63
WACC6.42%
NEWTG Yearly LT Debt VS Equity VS FCFNEWTG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M

2.3 Liquidity

  • A Current Ratio of 0.19 indicates that NEWTG may have some problems paying its short term obligations.
  • With a Current ratio value of 0.19, NEWTG is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
  • NEWTG has a Quick Ratio of 0.19. This is a bad value and indicates that NEWTG is not financially healthy enough and could expect problems in meeting its short term obligations.
  • NEWTG's Quick ratio of 0.19 is on the low side compared to the rest of the industry. NEWTG is outperformed by 70.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.19
Quick Ratio 0.19
NEWTG Yearly Current Assets VS Current LiabilitesNEWTG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. NEWTG Growth Analysis

3.1 Past

  • NEWTG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -50.26%.
  • NEWTG shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -13.98% yearly.
  • The Revenue has grown by 13.34% in the past year. This is quite good.
  • NEWTG shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 24.47% yearly.
EPS 1Y (TTM)-50.26%
EPS 3Y-23.3%
EPS 5Y-13.98%
EPS Q2Q%-5.8%
Revenue 1Y (TTM)13.34%
Revenue growth 3Y29.32%
Revenue growth 5Y24.47%
Sales Q2Q%-4.6%

3.2 Future

  • Based on estimates for the next years, NEWTG will show a very strong growth in Earnings Per Share. The EPS will grow by 46.82% on average per year.
  • Based on estimates for the next years, NEWTG will show a quite strong growth in Revenue. The Revenue will grow by 13.39% on average per year.
EPS Next Y144.13%
EPS Next 2Y61.36%
EPS Next 3Y46.82%
EPS Next 5YN/A
Revenue Next Year14.33%
Revenue Next 2Y13.39%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
NEWTG Yearly Revenue VS EstimatesNEWTG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
NEWTG Yearly EPS VS EstimatesNEWTG Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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4

4. NEWTG Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 25.78 indicates a quite expensive valuation of NEWTG.
  • 64.00% of the companies in the same industry are cheaper than NEWTG, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 25.60, NEWTG is valued at the same level.
  • Based on the Price/Forward Earnings ratio of 10.56, the valuation of NEWTG can be described as reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of NEWTG is on the same level as its industry peers.
  • The average S&P500 Price/Forward Earnings ratio is at 22.84. NEWTG is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 25.78
Fwd PE 10.56
NEWTG Price Earnings VS Forward Price EarningsNEWTG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NEWTG indicates a somewhat cheap valuation: NEWTG is cheaper than 71.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 9.06
NEWTG Per share dataNEWTG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • NEWTG's earnings are expected to grow with 46.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.18
PEG (5Y)N/A
EPS Next 2Y61.36%
EPS Next 3Y46.82%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. NEWTG Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.87%, NEWTG is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.13, NEWTG pays a better dividend. On top of this NEWTG pays more dividend than 93.00% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.88, NEWTG pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.87%

5.2 History

  • The dividend of NEWTG decreases each year by -12.63%.
  • NEWTG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-12.63%
Div Incr Years0
Div Non Decr Years0
NEWTG Yearly Dividends per shareNEWTG Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • NEWTG pays out 48.20% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP48.2%
EPS Next 2Y61.36%
EPS Next 3Y46.82%
NEWTG Yearly Income VS Free CF VS DividendNEWTG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
NEWTG Dividend Payout.NEWTG Dividend Payout, showing the Payout Ratio.NEWTG Dividend Payout.PayoutRetained Earnings

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NEWTG Fundamentals: All Metrics, Ratios and Statistics

NEWTEKONE INC - NEWT 8 1/2 06/01/29

NASDAQ:NEWTG (4/2/2026, 8:00:01 PM)

25.0085

-0.01 (-0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)01-29
Earnings (Next)05-04
Inst Owners44.05%
Inst Owner ChangeN/A
Ins Owners6.08%
Ins Owner ChangeN/A
Market Cap771.01M
Revenue(TTM)309.46M
Net Income(TTM)58.18M
Analysts73.85
Price Target36 (43.95%)
Short Float %0.01%
Short Ratio0.32
Dividend
Industry RankSector Rank
Dividend Yield 6.87%
Yearly Dividend1.02
Dividend Growth(5Y)-12.63%
DP48.2%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-27
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.13%
Min EPS beat(2)-6.52%
Max EPS beat(2)2.25%
EPS beat(4)1
Avg EPS beat(4)-59.57%
Min EPS beat(4)-230.76%
Max EPS beat(4)2.25%
EPS beat(8)5
Avg EPS beat(8)-22.65%
EPS beat(12)7
Avg EPS beat(12)-14.64%
EPS beat(16)9
Avg EPS beat(16)-15.55%
Revenue beat(2)0
Avg Revenue beat(2)-8.96%
Min Revenue beat(2)-10.14%
Max Revenue beat(2)-7.77%
Revenue beat(4)1
Avg Revenue beat(4)-2.02%
Min Revenue beat(4)-10.14%
Max Revenue beat(4)16.67%
Revenue beat(8)5
Avg Revenue beat(8)2.8%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)14.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.91%
EPS NY rev (1m)-0.36%
EPS NY rev (3m)3.19%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)5.61%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.54%
Valuation
Industry RankSector Rank
PE 25.78
Fwd PE 10.56
P/S 2.49
P/FCF N/A
P/OCF N/A
P/B 1.94
P/tB 2.01
EV/EBITDA 9.06
EPS(TTM)0.97
EY3.88%
EPS(NY)2.37
Fwd EY9.47%
FCF(TTM)-19.12
FCFYN/A
OCF(TTM)-18.79
OCFYN/A
SpS10.04
BVpS12.9
TBVpS12.42
PEG (NY)0.18
PEG (5Y)N/A
Graham Number16.78
Profitability
Industry RankSector Rank
ROA 2.12%
ROE 14.63%
ROCE 11.69%
ROIC 4.06%
ROICexc 4.55%
ROICexgc 5.05%
OM 46.39%
PM (TTM) 18.8%
GM 94.25%
FCFM N/A
ROA(3y)2.57%
ROA(5y)3.78%
ROE(3y)16.56%
ROE(5y)15.82%
ROIC(3y)3.79%
ROIC(5y)5.19%
ROICexc(3y)4.39%
ROICexc(5y)5.63%
ROICexgc(3y)4.84%
ROICexgc(5y)7.65%
ROCE(3y)9.67%
ROCE(5y)9.69%
ROICexgc growth 3Y-22.07%
ROICexgc growth 5Y-10.94%
ROICexc growth 3Y-11.48%
ROICexc growth 5Y-4.52%
OM growth 3Y-4.87%
OM growth 5Y-4.75%
PM growth 3Y-5.91%
PM growth 5Y-10.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 5.63
Debt/FCF N/A
Debt/EBITDA 15.52
Cap/Depr 1530.84%
Cap/Sales 3.3%
Interest Coverage 1.47
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.19
Quick Ratio 0.19
Altman-Z -0.01
F-Score3
WACC6.42%
ROIC/WACC0.63
Cap/Depr(3y)523.78%
Cap/Depr(5y)314.27%
Cap/Sales(3y)1.23%
Cap/Sales(5y)0.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-50.26%
EPS 3Y-23.3%
EPS 5Y-13.98%
EPS Q2Q%-5.8%
EPS Next Y144.13%
EPS Next 2Y61.36%
EPS Next 3Y46.82%
EPS Next 5YN/A
Revenue 1Y (TTM)13.34%
Revenue growth 3Y29.32%
Revenue growth 5Y24.47%
Sales Q2Q%-4.6%
Revenue Next Year14.33%
Revenue Next 2Y13.39%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y30.11%
EBIT growth 3Y23.02%
EBIT growth 5Y18.55%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-280.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-274.97%
OCF growth 3YN/A
OCF growth 5YN/A

NEWTEKONE INC - NEWT 8 1/2 06/01/29 / NEWTG Fundamental Analysis FAQ

What is the ChartMill fundamental rating of NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) stock?

ChartMill assigns a fundamental rating of 4 / 10 to NEWTG.


Can you provide the valuation status for NEWTEKONE INC - NEWT 8 1/2 06/01/29?

ChartMill assigns a valuation rating of 4 / 10 to NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG). This can be considered as Fairly Valued.


What is the profitability of NEWTG stock?

NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) has a profitability rating of 5 / 10.


Can you provide the financial health for NEWTG stock?

The financial health rating of NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) is 0 / 10.


Can you provide the expected EPS growth for NEWTG stock?

The Earnings per Share (EPS) of NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) is expected to grow by 144.13% in the next year.