25.32 USD
+0.03 (+0.12%)
At close: Jan 30, 2026
25.29 USD
-0.03 (-0.12%)
After Hours: 1/30/2026, 8:09:01 PM
Overall NEWTG gets a fundamental rating of 3 out of 10. We evaluated NEWTG against 97 industry peers in the Financial Services industry. While NEWTG is still in line with the averages on profitability rating, there are concerns on its financial health. NEWTG has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- NEWTG had positive earnings in the past year.
- NEWTG had a negative operating cash flow in the past year.
- Of the past 5 years NEWTG 4 years were profitable.
- NEWTG had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- NEWTG's Return On Assets of 2.40% is fine compared to the rest of the industry. NEWTG outperforms 63.92% of its industry peers.
- NEWTG has a better Return On Equity (14.90%) than 78.35% of its industry peers.
- NEWTG has a better Return On Invested Capital (4.26%) than 60.82% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for NEWTG is below the industry average of 8.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.4% | ||
| ROE | 14.9% | ||
| ROIC | 4.26% |
ROA(3y)2.94%
ROA(5y)4.16%
ROE(3y)14.55%
ROE(5y)14.87%
ROIC(3y)4.45%
ROIC(5y)5.46%
1.3 Margins
- NEWTG's Profit Margin of 19.15% is fine compared to the rest of the industry. NEWTG outperforms 76.29% of its industry peers.
- NEWTG's Profit Margin has declined in the last couple of years.
- NEWTG's Operating Margin of 44.30% is amongst the best of the industry. NEWTG outperforms 83.51% of its industry peers.
- In the last couple of years the Operating Margin of NEWTG has declined.
- Looking at the Gross Margin, with a value of 93.95%, NEWTG belongs to the top of the industry, outperforming 95.88% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 44.3% | ||
| PM (TTM) | 19.15% | ||
| GM | 93.95% |
OM growth 3Y-13.36%
OM growth 5Y-7.51%
PM growth 3Y-29.94%
PM growth 5Y-13.6%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), NEWTG is destroying value.
- NEWTG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- NEWTG has an Altman-Z score of 0.06. This is a bad value and indicates that NEWTG is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 0.06, NEWTG is not doing good in the industry: 61.86% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 4.98 is on the high side and indicates that NEWTG has dependencies on debt financing.
- NEWTG has a worse Debt to Equity ratio (4.98) than 82.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.98 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.06 |
ROIC/WACC0.56
WACC7.58%
2.3 Liquidity
- A Current Ratio of 0.15 indicates that NEWTG may have some problems paying its short term obligations.
- With a Current ratio value of 0.15, NEWTG is not doing good in the industry: 73.20% of the companies in the same industry are doing better.
- A Quick Ratio of 0.15 indicates that NEWTG may have some problems paying its short term obligations.
- NEWTG's Quick ratio of 0.15 is on the low side compared to the rest of the industry. NEWTG is outperformed by 73.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.15 | ||
| Quick Ratio | 0.15 |
3. Growth
3.1 Past
- NEWTG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -50.26%.
- The earnings per share for NEWTG have been decreasing by -13.98% on average. This is quite bad
EPS 1Y (TTM)-50.26%
EPS 3Y-23.3%
EPS 5Y-13.98%
EPS Q2Q%-5.8%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-4.61%
3.2 Future
- The Earnings Per Share is expected to grow by 46.82% on average over the next years. This is a very strong growth
- The Revenue is expected to grow by 13.03% on average over the next years. This is quite good.
EPS Next Y142.21%
EPS Next 2Y59.93%
EPS Next 3Y46.82%
EPS Next 5YN/A
Revenue Next Year12.88%
Revenue Next 2Y13.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 26.10 indicates a quite expensive valuation of NEWTG.
- NEWTG's Price/Earnings ratio is a bit more expensive when compared to the industry. NEWTG is more expensive than 62.89% of the companies in the same industry.
- NEWTG's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 28.30.
- NEWTG is valuated reasonably with a Price/Forward Earnings ratio of 10.78.
- NEWTG's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 25.57. NEWTG is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.1 | ||
| Fwd PE | 10.78 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, NEWTG is valued a bit cheaper than 67.01% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.98 |
4.3 Compensation for Growth
- NEWTG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- NEWTG's earnings are expected to grow with 46.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.18
PEG (5Y)N/A
EPS Next 2Y59.93%
EPS Next 3Y46.82%
5. Dividend
5.1 Amount
- NEWTG has a Yearly Dividend Yield of 5.31%, which is a nice return.
- NEWTG's Dividend Yield is rather good when compared to the industry average which is at 2.10. NEWTG pays more dividend than 90.72% of the companies in the same industry.
- NEWTG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.31% |
5.2 History
- The dividend of NEWTG decreases each year by -17.44%.
- NEWTG is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-17.44%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 37.16% of the earnings are spent on dividend by NEWTG. This is a low number and sustainable payout ratio.
DP37.16%
EPS Next 2Y59.93%
EPS Next 3Y46.82%
NEWTEKONE INC - NEWT 8 1/2 06/01/29 / NEWTG FAQ
What is the ChartMill fundamental rating of NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NEWTG.
What is the valuation status for NEWTG stock?
ChartMill assigns a valuation rating of 4 / 10 to NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG). This can be considered as Fairly Valued.
Can you provide the profitability details for NEWTEKONE INC - NEWT 8 1/2 06/01/29?
NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) has a profitability rating of 4 / 10.
How financially healthy is NEWTEKONE INC - NEWT 8 1/2 06/01/29?
The financial health rating of NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) is 0 / 10.
What is the expected EPS growth for NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) stock?
The Earnings per Share (EPS) of NEWTEKONE INC - NEWT 8 1/2 06/01/29 (NEWTG) is expected to grow by 142.21% in the next year.