NETCAPITAL INC (NCPL)
US64113L1035 - Common Stock
Overall NCPL gets a fundamental rating of 3 out of 10. We evaluated NCPL against 220 industry peers in the Capital Markets industry. NCPL may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, NCPL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year NCPL has reported negative net income.
In the past year NCPL has reported a negative cash flow from operations.
Of the past 5 years NCPL 4 years were profitable.
NCPL had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
NCPL has a Return On Assets of -22.85%. This is amonst the worse of the industry: NCPL underperforms 96.77% of its industry peers.
The Return On Equity of NCPL (-25.62%) is worse than 87.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -22.85% | ||
| ROE | -25.62% | ||
| ROIC | N/A |
ROA(3y)2.03%
ROA(5y)7.79%
ROE(3y)2.96%
ROE(5y)21.5%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Gross Margin of NCPL (94.13%) is better than 93.09% of its industry peers.
In the last couple of years the Gross Margin of NCPL has remained more or less at the same level.
The Profit Margin and Operating Margin are not available for NCPL so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 94.13% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.25%
GM growth 5Y-0.04%
2. Health
2.1 Basic Checks
NCPL has less shares outstanding than it did 1 year ago.
NCPL has less shares outstanding than it did 5 years ago.
The debt/assets ratio for NCPL has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.60, we must say that NCPL is in the distress zone and has some risk of bankruptcy.
NCPL has a Altman-Z score of -0.60. This is amonst the worse of the industry: NCPL underperforms 89.86% of its industry peers.
NCPL has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
NCPL has a Debt to Equity ratio of 0.01. This is amongst the best in the industry. NCPL outperforms 84.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.6 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.35 indicates that NCPL may have some problems paying its short term obligations.
NCPL's Current ratio of 0.35 is on the low side compared to the rest of the industry. NCPL is outperformed by 77.88% of its industry peers.
NCPL has a Quick Ratio of 0.35. This is a bad value and indicates that NCPL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of NCPL (0.35) is worse than 77.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.35 | ||
| Quick Ratio | 0.35 |
3. Growth
3.1 Past
NCPL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1122.19%.
Looking at the last year, NCPL shows a very negative growth in Revenue. The Revenue has decreased by -80.94% in the last year.
Measured over the past years, NCPL shows a very strong growth in Revenue. The Revenue has been growing by 37.43% on average per year.
EPS 1Y (TTM)-1122.19%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-193.05%
Revenue 1Y (TTM)-80.94%
Revenue growth 3Y1.61%
Revenue growth 5Y37.43%
Sales Q2Q%-91.65%
3.2 Future
Based on estimates for the next years, NCPL will show a very strong growth in Earnings Per Share. The EPS will grow by 39.31% on average per year.
NCPL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.00% yearly.
EPS Next Y61.71%
EPS Next 2Y39.31%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-37.64%
Revenue Next 2Y12%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
NCPL reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for NCPL. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A more expensive valuation may be justified as NCPL's earnings are expected to grow with 39.31% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y39.31%
EPS Next 3YN/A
5. Dividend
5.1 Amount
NCPL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NETCAPITAL INC
NASDAQ:NCPL (12/20/2024, 8:26:39 PM)
After market: 1.77 -0.08 (-4.32%)1.85
+0.16 (+9.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners2.8%
Inst Owner Change-98.77%
Ins Owners44.1%
Ins Owner Change0%
Market Cap1.42M
Analysts82.86
Price Target2.3 (24.32%)
Short Float %27.45%
Short Ratio0.35
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-88.64%
Min Revenue beat(2)-93.13%
Max Revenue beat(2)-84.15%
Revenue beat(4)0
Avg Revenue beat(4)-76.77%
Min Revenue beat(4)-93.13%
Max Revenue beat(4)-60.72%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-81.25%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6350%
EPS NY rev (1m)0%
EPS NY rev (3m)-217.5%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-21.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-57.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.84 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.04 | ||
| P/tB | 0.06 | ||
| EV/EBITDA | N/A |
EPS(TTM)-20.3
EYN/A
EPS(NY)-1.2
Fwd EYN/A
FCF(TTM)-8.29
FCFYN/A
OCF(TTM)-8.29
OCFYN/A
SpS2.21
BVpS48.58
TBVpS29.47
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -22.85% | ||
| ROE | -25.62% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 94.13% | ||
| FCFM | N/A |
ROA(3y)2.03%
ROA(5y)7.79%
ROE(3y)2.96%
ROE(5y)21.5%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.25%
GM growth 5Y-0.04%
F-Score1
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.35 | ||
| Quick Ratio | 0.35 | ||
| Altman-Z | -0.6 |
F-Score1
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1122.19%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-193.05%
EPS Next Y61.71%
EPS Next 2Y39.31%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-80.94%
Revenue growth 3Y1.61%
Revenue growth 5Y37.43%
Sales Q2Q%-91.65%
Revenue Next Year-37.64%
Revenue Next 2Y12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-774.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year60.14%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-102.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-102.06%
OCF growth 3YN/A
OCF growth 5YN/A